The Annuity Source At Berson-Sokol Agency, Inc Mercantile Road Unit C Cleveland, Ohio APRIL 2018

Transcription

1 The Annuity Source At Berson-Sokol Agency, Inc. 200 Mercantile Road Unit C Cleveland, Ohio Guggenheim Life and Annuity Best B++ Weiss B- A Guggenheim Partners Company 0 Day PRIOR to the End of Each with No 4 Day Hold for Exchanges % 2.60% 2.% Years %.%.20% Years 1-6.0%.40% Years 1-.0%.4% Years 1-8.%.0% Years %.60% Years 1-.0% % of Previous Anniversary Account Value Beginning in Year 2 Home Waiver- d Prior to Age 6 Terminal Illness Rider- d Prior to Age 0 $,000 Q $,000 NQ,6, Years,6,,4 4 Years,6,,4, Years,6,,4,,2,6,,4,,2,1 Years,6,,4,,2,1,1 8 Years,6,,4,,2, 1,1,1 9 Years,6,,4,,2,1 1,1,0. Years Year Term 0.% % 4 Year Term 1.% 1.1% %,6,,8,9 Year Term 2.0% 1.88% % Year Term 2.2% %

2 Page 2 Fidelity and Guaranty Best B++ S&P BBB+ Fitch BBB+ Weiss C+ Comdex 0 Day Prior to End of Move Funds With No Platinum Platinum ** 2.1%.60% Accumulated interest home/terminal illness rider $20,000 1% 9,8,% years 9,8,,6,% years %.% 0-9 2%.8% Platinum.8% 9,8,,6,,4,% years 0-9.2% 1.62% ** This is a special rate that can end at any time. Please call to make sure rate is accurate. All applications for this product need to be done online through F & G s website.

3 Equitrust Best B++ S&P BBB+ Weiss B- Comdex 42 0 Day Prior To End of 60 Day Hold for Exchanges % 2.60% 2.% Years % Years 1-8 Accumulated at any Time Home Waiver Available for Through 80 Annuitization Available at End of Term Only $,000 8.% 9,8, Years 9,8,,6.,. Years Page 9,8,,6.,.,4. 9,8,,6.,., 4.,.,2. 8 Years 1.0% 2.2% Renewal: of Accumulation Value Choice Four SPDA Flexible for 1 Year Years % Year 1 Includes 1.0% Bonus Projected Eff Yld 2.% % After 1 Year Home Waiver Available for Through 80 $,000 9,8,,6.,.,4.,.,2.,1.,0. Years 9,8,,6.,., % 4.12% Charges are for Sales Made in Ohio Only. Charges Will Be Higher in Other States.

4 Athene Best A S&P A- Fitch A- Weiss C Comdex 2 No Automatic Rollover at End of Term 4 Day Hold for Exchanges Max Max Max 2.1% 2.80% 2.9% 2.90% Years 1-.0% Years 1- An amount equal to the Multi-Year Fixed Strategy multiplied by Accumulated Value (as of the most recent Contract Anniversary) Home/ Terminal Illness Waiver $,000 9., 8.4,. Page , 8.4,., 6.6,. +/-MVA 9., 8.4,., 6.6,., 4.,.8 +/-MVA % % 0.40% % % 0-2.0% % % American Equity Best A- S&P A- Fitch BBB+ Weiss B- Comdex 60 0 Day Prior to End of With No 6 2.0% 2.4% Years % Years 1- available at the End of the First Year Home/Terminal Illness Waiver d 18-4 $,000 9,8,,6, Years +/-MVA 9,8,,6,,4 9,8,,6,,4, Years % 1.0%

5 Page Standard Of Oregon Best A S&P A+ Fitch A Weiss B+ Comdex Day Hold 0 Day Prior to End of With No $1,000-$99, % 2.60% $1,000-$99,999.0%.1% $1,000-$99,999.%.20% $1,000-$99,999.%.20% Only Home/Terminal Illness Rider $1, , 8.,.% 9.4, 8.,., 6.,.% 9.4, 8.,., 6.,., 4.,.% 9.4, 8.,., 6.,., 4.,., 2., 1.,.% %.% 86-9.% % % Motorists Best A- Weiss B SPDA Year 1 Planned Renewal 2.1% Yield % After 1 Year $,000 8,8,,6,, %

6 Page 6 American Equity Best A- S&P A- Fitch BBB+ Weiss B Comdex 60 0 Day Prior to End of Move Funds With No Income rider: - ages % simple interest for 20 years -Annual fee 1% Shield Shield Shield + 1.9% 2.1% 1.6% % bonus on all first year premiums % of contract value starting year 2. W/D and RMD immediately home/terminal illness rider $,000 1% 9.2, 9.2, 8.2,.2, 6.2,.2, 4.1 years 9.2, 9.2, 8.2,.2, 6.2,.2, 4.1,.1, 2.1, 1.0 years 9.1, 9.1, 8.,., 6.,., 4.,.4, 2., 1.1 years Age % yr 1, 2.0% for addtl. premiums years 2- Age 6-80.% yr 1, 1.88% for addtl premiums yrs 2- Age 18-.0% yr 1, 2.% for addtl. premiums years 2- Age % yr 1, 2.0% for addtl premiums yrs 2-

7 Charge% Page Liberty Best B++ Weiss D+ Contracts become 0% liquid after the initial term ends 9 2.0%.1%.2% Years 1-.0% Years 1-9 None-Not even for RMDs on qualified contracts Contract Pays Value on Death-Except for Spousal Assumption $, ,6.2 Years.9,.0,6.2,.,4.4 Years.9,.0,6.2,., 4.4,.,2. Years.9,.0,6.2,., 4.4,.,2., 1.8,0.9 9 Years 2.2% 2.0% 2.% 2.0% Premier Premier 2.80% Years 1-.% Years 1- $,000 8,,6,,4 Years 8,,6,.,4. Years 0-12,11,,8,6,,4 6+ 8,,6,,4.,.,2. Years ,11.,., 8.,6.,., ,.1,6.1,.1, 4.,.,2. Years.2% 1.0% 0.40% 4.00% 2.1% 0.4%