FINANCIAL MARKETING GROUP, INC. FEATURED SOLUTIONS. November (888)

Transcription

1 FINANCIAL MARKETING GROUP, INC. FEATURED SOLUTIONS November 2018 (888)

2 National Fixed Annuities Company Name Rating Years Yr 1 Rate Avg Rtn Issue Age Free WD Commission* Notes Equitable Secure Savings B % 2.80% 90 0%/5% 1.00% FINANCIAL MARKETING GROUP, INC. Liberty Bankers Life Bankers Elite 3 B % 3.25% 90 0%/0% 2.00% Guggenheim Preserve B % 3.10% 90 0%/10% 1.00% 3.00% below $250K Delaware Life Pinnacle A % 3.00% 85 0%/10% 2.00% Sagicor Milestone A % 3.00% 90 0%/10% 2.00%(special) Rate lower below $100K Oxford Life Multi Select A % 3.45% 80 Int/10% 1.28% Guggenheim Preserve B % 3.15% 90 0%/10% 1.75% 3.05% below $250K Phoenix MyAnnuity B % 4.05% 85 0%/0% 2.00% Atlantic Coast Safe Harbor B % 4.01% 90 0%/0% 2.25% 4.15%yrs 2-5 Sentinel Personal Choice B % 4.00% 90 Optional 2.25% Equitable Secure Savings B % 4.00% 90 0%/5% 2.00% Liberty Bankers Life Bankers Elite B % 3.80% 90 0%/0% 2.25% Sagicor Milestone A % 3.75% 90 0%/10% 2.5%(Special) Rate lower below $100K FG Life Guarantee Platinum B % 3.70% 90 Int/Int 2.00% AIG Solutions A % 3.65% 85 0%/15% 2.00% Rate lower below $100K New York Life Secure Term A % 3.00% 90 10%/10% 2.50% Rate lower below $100K Atlantic Coast Safe Harbor B % 4.12% 90 0%/0% 2.25% 4.40% yrs 2-6 Oxford Life Multi Select A % 3.85% 80 Int/10% 1.25% GILICO Guaranty 6 B % 4.10% 90 Int/Int 2.00% Guggenheim Preserve B % 3.45% 90 0%/10% 2.50% 3.35% below $250K Equitrust Choice Four B % 2.42% 85 Int/10% 5.50% 2.00% min guarantee Atlantic Coast Safe Haven B % 4.19% 90 0%/0% 2.25% 4.05% yrs 2-7 Sentinel Personal Choice B % 4.10% 90 Optional 2.25% FG Life Guarantee Platinum B % 4.00% 90 Int/Int 3.00% Sagicor Milestone A % 3.85% 90 0%/10% 3%(Special) Rate lower below $100K Atlantic Coast Safe Haven B % 4.30% 90 0%/0% 2.25% 4.20% yrs 2-10 Sentinel Personal Choice B % 4.20% 90 Optional 2.75% Oxford Life Multi Select A % 3.85% 75 Int/10% 3.00% Guggenheim Preserve B % 3.75% 90 0%/10% 3.00% 3.60% below $250K

3 Florida Fixed Annuities Company Name Rating Years Yr 1 Rate Avg Rtn Issue Age Free WD Commission* Notes FINANCIAL MARKETING GROUP, INC. Equitable Secure Savings B % 2.80% 90 0%/5% 1.00% Liberty Bankers Bankers Elite B % 3.25% 90 0%/0% 2.00% Guggenheim Preserve B % 3.10% 90 0%/10% 1.00% 3.00% below $250K Sagicor Milestone A % 3.00% 90 0%/10% 2.00% Rates lower below $100K Oxford Life Multi Select A % 3.45% 80 Int/10% 1.28% Guggenheim Preserve B % 3.15% 90 0%/10% 1.75% 3.05% below $250K Phoenix MyAnnuity B % 4.05% 85 0%/0% 2.00% Equitable Secure Savings B % 4.00% 90 0%/5% 2.00% Atlantic Coast Safe Haven B % 3.90% 90 Optional 2.25% 3.70% yrs 2-5 Sentinel Personal Choice B % 3.90% 90 Optional 2.25% Atlantic Coast Safe Harbor B % 3.89% 90 0%/0% 2.25% 4.00% yrs 2-5 Sagicor Milestone A % 3.75% 90 0%/10% 2.50% Rates lower below $100K FG Life Guarantee Platinum B % 3.70% 90 Int/Int 2.00% Lincoln Guarantee Choice A % 3.65% 85 10%/10% 2.00% Rates lower below $100K New York Life Secure Term Choice A % 3.00% 90 10%/10% 2.50% Rates lower below $100K GILICO Guaranty 6 B % 4.10% 80 Int/Int 2.00% Atlantic Coast Safe Haven B % 4.02% 90 Optional 2.25% 3.85% yrs 2-6 Atlantic Coast Safe Harbor B % 4.00% 90 0%/0% 2.25% 4.25% yrs 2-6 Oxford Life Multi Select A % 3.85% 80 Int/10% 1.25% Guggenheim Preserve B % 3.45% 90 0%/10% 2.50% Rates lower below $250K Equitrust Choice Four B % 2.46% 85 Int/10% 5.50% 2.00% min guarantee Atlantic Coast Safe Harbor B % 4.10% 90 0%/0% 2.50% 4.50% yrs 2-7 Atlantic Coast Safe Haven B % 4.09% 90 Optional 2.50% 3.95% yrs 2-7 Phoenix MyAnnuity B % 4.15% 85 0%/0% 2.50% Sagicor Milestone A % 3.85% 90 0%/10% 3.00% Rates lower below $100K Sentinel Personal Choice B % 4.00% 85 0%/10% 2.25% Guggenheim Preserve B % 3.60% 90 0%/10% 2.50% Rates lower below $250K Atlantic Coast Safe Haven B % 4.20% 90 Optional 2.50% 4.10% yrs 2-10 Atlantic Coast Safe Harbor B % 4.21% 90 0%/0% 2.50% 5% yrs 2-10 Sentinel Personal Choice B % 4.10% 90 Optional 2.75% Guggenheim Preserve B % 3.75% 90 0%/10% 3.00% 3.60% below $250K

4 Connecticut Fixed Annuities Company Name Rating Years Yr 1 Rate Avg Rtn Issue Age Free WD Commission* Notes FINANCIAL MARKETING Equitable Secure Savings B % 2.80% 90 0%/5% 1.00% Liberty Bankers Bankers Elite B % 3.25% 90 0%/0% 2.00% Guggenheim Life Preserve B % 3.10% 90 0%/10% 1.00% Rates lower below $250K Delaware Life Pinnacle A % 3.00% 85 0%/10% 2.00% Oxford Life Multi Select A % 3.45% 80 Int/10% 1.28% Guggenheim Life Preserve B % 3.15% 90 0%/10% 1.75% Rates lower below $250K Phoenix MyAnnuity B % 4.05% 85 0%/0% 2.00% Equitable Secure Savings B % 4.00% 90 0%/5% 2.00% Liberty Bankers Bankers Elite B % 3.80% 90 0%/0% 2.25% FG Life Guarantee Platinum B % 3.70% 90 Int/Int 2.00% AIG Solutions MYG A % 3.65% 85 0%/15% 2.00% Rates lower below $100K WULA MaxChoice B % 3.65% 85 0%/Int 2.00% Rates lower below $100K Lincoln Financial MyGuarantee Plus A % 3.65% 85 10%/10% 2.00% Rates lower below $100K AIG Solutions MYG A % 3.65% 85 0%/15% 2.00% Rates lower below $100K New York Life Secure Term Choice A % 3.00% 90 10%/10% 2.50% Rates lower below $100K Oxford Life Multi Select A % 3.85% 80 Int/10% 1.25% Guggenheim Life Preserve B % 3.45% 90 0%/Int 2.50% Rates lower below $250K Equitrust Choice Four B % 2.46% 85 Int/10% 5.50% 2.00% min guarantee Phoenix MyAnnuity B % 4.15% 85 0%/0% 2.50% FG Life Guarantee Platinum B % 4.00% 90 Int/Int 3.00% Guggenheim Life Preserve B % 3.60% 90 0%/10% 2.50% Rates lower below $250K Liberty Bankers Bankers Elite B % 3.80% 85 0%/0% 2.50% AIG Solutions MYG A % 3.70% 85 0%/15% 2.25% Rates lower below $100K Oxford Life Multi Select A % 3.70% 80 Int/10% 2.50% Oxford Life Multi Select A % 3.95% 80 Int/10% 1.46% Oxford Life Multi Select A % 3.85% 75 Int/10% 3.00% Guggenheim Life Preserve B % 3.75% 90 0%/10% 3.00% Rates lower below $250K GROUP, INC.

5 New York Fixed Annuities FINANCIAL MARKETING GROUP, INC. Company Name Years 1st year Yrs 2+ Avg Yld Commission Free W/D Rating Notes PRCUA Eagle % 2.62% 2.62% 1.00% 10%/10% N/A SBLI Select Choice % 3.00% 3.00% 1.00% 0%/0% A- See page 7 Principal Preferred % 2.80% 2.80% 1.00% 15%/15% A+ Rates lower below $100K NY Life Secure Term MVA II % 2.65% 2.65% 0.75% 10%/10% A++ Rates lower below $100K Principal Preferred % 3.05% 3.05% 1.90% 15%/15% A+ Rates lower below $100K AIG Solutions MYG % 3.50% 3.50% 2.00% Int/15% A Rates lower below $100K SBLI Select Choice % 3.45% 3.45% 2.50% 0%/0% A- See page 7 Symetra Custom % 3.35% 3.35% 2.50% 10%/10% A- Rates lower below $100K Principal Preferred % 3.30% 3.30% 2.25% 15%/15% A+ Rates lower below $100K American National Palladium % 2.95% 3.15% 2.50% Int/10% A- Rates lower below $100K Athene MaxRate % 3.10% 3.10% 2.00% Int/Int A- Rates lower below $100K Manhattan Life Preferred % 3.10% 3.10% 2.00% 15% / 15% B+ New York Life Secure Term Choice % 3.00% 3.00% 2.50% 10%/10% A++ Rates lower below $100K National Life SAVA % 2.50% 2.50% 5.00% 15%/15% A Fixed/Variable Annuity American National Palladium % 3.35% 3.35% 2.50% Int/10% A- Principal Preferred % 3.30% 3.30% 2.50% 15%/15% A+ Rates lower below $100K AIG Solutions MYG % 3.50% 3.25% 2.25% 15%/15% A Rates lower below $100K New York Life Secure Term Choice % 3.10% 3.10% 2.50% 10%/10% A++ Rates lower below $100K SBLI Select Choice % 3.65% 3.65% 3.00% 0%/0% A- See page 7 AIG Solutions MYG % 3.60% 3.60% 2.25% Int/15% A Rates lower below $100K American National Palladium % 3.30% 3.44% 2.50% Int / 10% A- Rates lower below $100K Symetra Custom % 3.30% 3.37% 4.00% Int / 10% A- See next page for details Principal Preferred % 3.35% 3.35% 3.00% 15%/15% A+ Rates lower below $100K New York Life Secure Term Choice % 3.20% 3.20% 3.00% 10%/10% A++ Rates lower below $100K Athene MaxRate % 3.20% 3.20% 2.50% Int/Int A- Rates lower below $100K Manhattan Life Preferred % 3.15% 3.15% 2.40% 15%/15% B+ Minnesota Life SecureOption Focus % 3.10% 3.10% 2.50% 10%/10% A+ Return of Premium American National Palladium % 3.50% 3.60% 2.50% Int / 10% A- Rates lower below $100K

6 4.00% Commission!!!!

7 Select Choice Fixed Annuity Only Available in NY

8 Safe Solutions Fixed Indexed Annuity New York s New FIA

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10 Now available in New York

11 First year rate Base Rate Commission Contractual Minimum Strong renewal rate history Available in most states

12 INDEX ANNUITIES Available through Financial Marketing Group

13 Personal Choice Plus+ Annuity We are excited to announce the addition of our most customizable annuity to our Sentinel product family! Personal Choice Plus+ Annuity - offers power, options, and benefits for your clients. This annuity is a balanced hybrid of a traditional MYGA and FIA, offering both flexible riders and four indexing options directly tied to the S&P 500. Strong fixed index rate guaranteed for five years Four Optional Riders Unique Enhanced Death Benefit rider High Caps Unique Fixed Account Guaranteed for 5 years Highest Caps in the industry 3.10% rate 6.00% annual point to point cap % PR monthly averaging uncapped 2.25% monthly sum cap

14 The Lifetime Income Rider with Fixed Rate can now DOUBLE THE INCOME BASE in 10 years!

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16 Retirement Stages 7SM

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18 New NAC VersaChoice SM 10

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