THE FINANCIAL SERVICES BUSINESS PLATFORM INFOGRAPHIC

Transcription

1 THE FINANCIAL SERVICES BUSINESS PLATFORM INFOGRAPHIC

2 Information graphics, or infographics, are visual representations of information, data and knowledge. The graphics presented here are designed to help you remember what you heard from our company overview quickly and clearly. A PICTURE IS WORTH A THOUSAND WORDS... Our goal is to help you visualize your potential career with Transamerica Financial Advisors while learning about our industry and our company. WE LOOK FORWARD TO OUR NEXT MEETING. THANK YOU FOR EXPLORING THE FUTURE WITH US!

3 One of the Largest Industries in the World... OVER $63 Total Financial Services Industry TRILLION *Securities Industry and Financial Markets Association (SIFMA), The financial industry impacts America everyday in countless ways. Once in a while, a NEW IDEA comes to an OLD INDUSTRY and completely transforms the way that industry does business. Baby Boomer Generation *The raw data for the information on this slide can be found popclockest.txt The raw data was extracted and summed to produce the above figures. **The New York Times, Baby Boomer Generation 76 92% 70% 76 MILLION PEOPLE And The Average Had 2x Birth Rate Of The Women Who Could Have A Baby DID! 4 Children America s Wealth % They Control 58% Average Lifespan Do Not Have A Financial Advisor MILLION PEOPLE Born From Born From Years *The raw data for the information on this slide can be found popclockest.txt The raw data was extracted and summed to produce the above figures. **The New York Times,

4 Which do you fear the most? 39% DYING Shift to Personal Responsibility Traditional Sources of Retirement Income: 1. Pensions 2. Social Security 3. Personal Savings 61% OUTLIVING MY MONEY Source: 2010 Allianz Survey of Adults Age SPEND NOW Financial Education is Important INCOME BALANCE SAVE FOR LATER States That Require Financial Education in High School $1,000 LUMP SUM The Power of Compound Interest... 5% 10% 12% 70 YEARS $30,426 $789,747 $2,787,800 37States Require Sex Education Copyright The Jump$tart Coalition for Personal Financial Literacy. At least a one-semester course devoted to personal finance required. Guttmacher Institute, State Policies in Brief Sex and STI/HIV Education, 2012 * This is a hypothetical example and does not represent performance of any investment. * Does not assume fees, charges or taxes. * It is unlikely that any one rate of return will be sustained over time. Return and principal value of investments will fluctuate over time.

5 AVERAGE INVESTOR RETURNS -4.3 Percent The average equity investor underperformed the S&P 500 by an average of 4.3 percent over the last 20 years. They underperformed for the 1-, 3-, 5- and 10-year periods as well. Source: Dalbar Quantitative Analysis of Investor Behavior April 2012 ACTIVE MANAGEMENT is a strategy for investors where the porfolio holdings are adjusted on a continuing basis in response to market and economic conditions. PASSIVE MANAGEMENT (Buy & Hold) is a strategy for investors to manage risk by allocating investments among a broad array of asset classes and holding such assets for an extended period of time regardless of market conditions. ACTIVE MANAGEMENT STRATEGY GOAL Active Management There is no assurance this goal will be met. The Market SELL TACTICAL ASSET ALLOCATION BUY

6 FINANCIAL NEEDS ANALYSIS Cash Flow Earn additional income Manage expenses Asset Accumulation Outpace inflation/ minimize taxation Professional money management Debt Management Consolidate debt Strive to eliminate debt Emergency Fund Save three- to six-months income Prepare for emergency expenses Proper Protection Protect against loss of income Protect family assets Estate Preservation Reduce estate taxes Build a family legacy The WFG Financial Needs Analysis is a suitability and needs analysis developed by World Financial Group. The analysis is based upon information obtained from sources believed to be reliable and accurate. However, discuss any legal, tax or financial matter with the appropriate professional. Neither the information presented nor any opinion expressed herein constitutes a solicitation for the purchase or sale of any specific security or financial service. MORE PEOPLE NEED ADVICE, BUT THERE ARE FEW ADVISORS TO PROVIDE THAT ADVICE The need for new advisors is critical. It s about to get massively critical... Bob Patrick Advisor One Feb. 24, 2012 Protecting Families Strategic Alliances to Help Serve Our Clients Investment Management Strategic Alliances to Help Serve Our Clients

7 Option 1 Option 2 Option 3 CONSIDER YOUR OPTIONS Client If you are satisfied with your career and discretionary income, consider becoming a client. Take advantage of our strategies to help move toward financial independence. Part-Time Career Licensed, quality profession with a great training program. Control your time, and create a career on your terms. Enjoy the benefits of self-employment. Full-Time Business Owner Using our system, you can build a business as big as your commitment and vision. Take advantage of a variety of incentives, including: Supervisory Overrides Renewals & Trails Advisory Fees Bonus Pools Stock Options Entrepreneurial Program WEALTH EQUIVALENCY Strategies For Our Associates TYPICAL INCOME MODEL Work Hard and Save: $1,000,000 Lump Rate of Return =$100,000/Year If you start now, you need to save: for 20 Years OR ADVISOR INCOME MODEL Work Hard and Accumulate: 150 Average Client =$100,000+/Year Plus Potential Account Growth Plus Any Additional Products Which is more likely to happen to you? Numbers based on $15 million assets placed under active management at the SMD level. Advisory income will fluctuate with client account values Why Choose Transamerica? DIFFERENT BY DESIGN Dream and Crusade Combined DRIVEN BY DEMOGRAPHICS Anticipate Needs. Recognize Markets DECADE OF DOMINANCE Unlimited Potential SM

8 Securities and Investment Advisory Services offered through Transamerica Financial Advisors, Inc. (TFA), Transamerica Financial Group Division Member FINRA, SIPC, and Registered Investment Advisor. Non-Securities products and services are not offered through TFA. Insurance products offered through World Financial Group Insurance Agency, Inc. (WFGIA), World Financial Group Insurance Agency of Hawaii, Inc., World Financial Group Insurance Agency of Massachusetts, Inc., World Financial Group Insurance Agency of Wyoming, Inc., World Financial Insurance Agency, Inc. and/or WFG Insurance Agency of Puerto Rico, Inc. TFA and WFGIA are affiliated companies. WFGIA Headquarters: Johns Creek Parkway, Johns Creek, GA Phone: TFA Headquarters: 570 Carillon Parkway, St. Petersburg, FL Phone: Transamerica Financial Advisors, Inc. TFG2626A/6.12