PASSENGER RAIL LABOR BARGAINING COMMITTEE SYNOPSIS - PROPOSED AMTRAK - BMWED/BRS AGREEMENT

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1 PASSENGER RAIL LABOR BARGAINING COMMITTEE SYNOPSIS - PROPOSED AMTRAK - BMWED/BRS AGREEMENT Article 1 - Wages: No lump sums, all wage increases with full retroactive pay * 1.25% effective July 1, 2015 * 1.5% effective July 1, 2016 * 1.5% effective July 1, 2017 * 2.75% effective July 1, 2018 * 3% effective July 1, 2019 * 3.75% effective July 1, 2020 * 3.75% effective July 1, 2021 compounded over the life of the contract. In summary, the proposed contract provides for an immediate pay increase of 4.31% upon implementation, with an additional 2.75% on July 1, 2018 for a compounded increase in 2018 of 7.17% with an annual increases of 3%, 3.75% and 3.75% thereafter. Retroactive: * 1.25% for July 1, 2015 to June 30, 2016 * 2.77% for July 1, 2016 to June 30, 2017 * 4.31% from July 1, 2017 until implementation of the new rates prior to July 1, 2018 Article 2 - Health Care * Monthly contribution is frozen at 8.45 * Establishes AMPLAN 1A, a lower cost alternative for members. Open to current employees on a voluntary basis. Employees hired after 1/1/2019 will participate in this plan for the first five years of employment. Monthly contribution is frozen at $ individual plus additional $50.00 for spouse * Telemedicine - doctors available 24/7 with same co-pay as primary care physician * ition of Aetna s High Performance Network * Establishes a fixed 24-month period for continuation of coverage for both members and family when a member ceases to render compensated service due to illness or injury Other modifications to plan design include the addition of an Opiod Control Program, changes to the administration of the prescription drug benefit and a revision of coverage for employees deemed to be Amtrak couples. Article 3 - Military Service * Provides for up to 120 hours of make whole pay for pay lost due to military service SUBJECT TO MEMBER RATIFICATION

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12 Illustration of BMWED Tentative Amtrak Agreement Based on Straight-Time Pay Hours For Selected Classifications Effective Date Wage Increases B&B Foreman B&B Mechanic Track Foreman Eng. Equip. Operator Machine Operator Trackmen Truck Drivers Welder Current $32.00 $27.64 $30.94 $27.64 $26.25 $24.98 $27.58 $27.99 July 1, % $32.40 $27.99 $31.33 $27.99 $26.58 $25.29 $27.92 $28.34 July 1, % $32.89 $28.41 $31.80 $28.41 $26.98 $25.67 $28.34 $28.77 July 1, % $33.38 $28.84 $32.28 $28.84 $27.38 $26.06 $28.77 $29.20 July 1, % $34.30 $29.63 $33.17 $29.63 $28.13 $26.78 $29.56 $30.00 July 1, % $35.33 $30.52 $34.17 $30.52 $28.97 $27.58 $30.45 $30.90 July 1, % $36.65 $31.66 $35.45 $31.66 $30.06 $28.61 $31.59 $32.06 July 1, % $38.02 $32.85 $36.78 $32.85 $31.19 $29.68 $32.77 $33.26 Jan. 1, 2022 Amendable $38.02 $32.85 $36.78 $32.85 $31.19 $29.68 $32.77 $33.26 Wage Increase Over Term: Wage Increase Per Year Over Term: 18.9% H&W Contribution Reduction Over Term: Total Value Over Term Including H&W Cont: Back Pay To June 1, 2018 Incl. Cont. Rebate: $33,533 $5,349 $29,072 $4,652 $32,535 $5,190 $29,072 $4,652 $27,523 $4,394 $26,255 $4,174 $28,927 $4,592 $29,384 $4,692 Source: ROTH/The Labor Bureau Inc.

13 AMTRAK NEGOTIATIONS January 2018 Changes Effective July 1, 2018 Except as Noted AMTRAK NEGOTIATIONS January 2018 Employees Hired After January 1, 2019 for First Five Years of Service Current Am Plan II Tentative Agreement Plan Savings PEPM AmPlan II (As Amended) TA New Hire Savings PEPM AmPLan Il In-Network Deductible (single/family) Coinsurance OOP Maximum (Co-Pays) 0/$400 5% $1,000/$2,000 New Hire In-Network Deductible (single/family) Coinsurance OOP Maximum 0/$400 5% $1,000/$2,000 $250/$500 10% $2,500/$5,000 AmPLan Il Out-Of-Network Deductible (single/family) Coinsurance OOP Maximum $300/$600 25% $2,000/$4,000 Eff. 1/1/19 $500/$1,000 25% $3,000/$6,000 $12.79 New Hire PLan Out-Of-Network Deductible (single/family) Coinsurance OOP Maximum $500/$1,000 25% $3,000/$6,000 $500/$1,000 50% $5,000/$7,500 AmPLan Il Medical Co-Pays Primary Care Provider Behavioral health Providers Specialists Convenient Care Clinic Urgent Care Emergency Room Telemedicine $35 $25 $25 $75 na $8.16 $100 (1/1/19); $125 (1/1/21) New Hire PLan Medical Co-Pays Primary Care Provider Behavioral health Providers Specialists Convenient Care Clinic Urgent Care Emergency Room Telemedicine $35 $25 $25 $125 na $125 CHCB Deductible (single/family) Coinsurance OOP Maximum 0/$400 15% $2,000/$4,000 CHCB Deductible (single/family) Coinsurance OOP Maximum NA NA Retail Drug Co-Pays Generic Brand Formulary Brand Non-Formulary $5 $25 $45 Retail Drug Co-Pays Generic Brand Formulary Brand Non-Formulary $5 $25 $45 $10 $30 Mail Order Drug Co-Pays Generic Brand Formulary Brand Non-Formulary $5 $50 $90 Mail Order Drug Co-Pays Generic Brand Formulary Brand Non-Formulary $5 $50 $90 $30 $60 Pharmacy Management Opioid Control Value Based Formulary Advanced Control Speciality 90-Day Mandatory for Maint. None None None None for Future Scrips $8.46 Pharmacy Management Opiod Control Value Based Formulary Advanced Control Speciality 90-Day Mandatory for Maint. for Future Scrips Medical Management (Voluntary) Telemedicine High Performance Network None None Medical Management (Voluntary) Telemedicine High Performance Network Cordination of Benefits (married couple) $1.07 Cordination of Benefits (married couple) TOTAL PLAN SAVINGS PER EMPLOYEE PER MONTH $30.48 TOTAL PLAN SAVINGS PER EMPLOYEE PER MONTH $0.00 BENEFIT RATIO BENEFIT RATIO Contributions 1/1/18 $ ($7.14) Contributions 8.45 $ ($38.45)

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