SamirNews. "Retirement, a time to enjoy all the things you never had time to do when you worked." - Catherine Pulsifer

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1 SamirNews An internal publication of SAMIR GROUP - Saudi Arabia September On the holy occasion of Eid Al-Adha we would like to extend warm wishes to you and your families. May God bestow his peace and blessings upon us and accept our good deeds. We are also approaching the beginning of a new (Hijri) year, a time for us all to reflect on the year past and reevaluate our priorities, as well as set our personal and professional goals. A time to renew our intentions to be the best versions of ourselves, and try to do good and make positive changes to the world we live in. Happy 1438, may it be a year filled with peace, blessings and prosperity for all. א א א א כ אא א כ א כ א א כא. א 1438 א א א א א א א כ. א א א א א א א א, א כ א א א א א א א א א א, א א כ אא. א א א א א א א כ א א Congratulations Mr. Ahmed Bawab & Mr. Iqbal Memon on your retirement. "Retirement, a time to enjoy all the things you never had time to do when you worked." - Catherine Pulsifer

2 It is with warm wishes that Samir Group announces the retirement of Mr. Ahmed Bawab. For the past 41 years Mr. Ahmed has been an exceptional employee and an inspirational leader in his position as finance and Administration Manager. Mr. Ahmed joined Samir Group in 1975 and witnessed many changes throughout his career, and has contributed to the success and growth the company enjoys today. His presence, his dedication and his commitment to the company will be sorely missed, but he left behind a legacy that will always be remembered. Samir Group held a Farewell dinner for Mr. Ahmed Bawab to celebrate his retirement and mark the beginning of a new chapter in his life. The first farewell dinner took place on July 18th at The Fish Market- Intercontinental hotel, and was attended by Mr. Ahmed, and the management team. Another farewell party was held at Samir Group headquarters on July 21st, Mr. Ahmed s close colleagues had the opportunity to say a few kind words, take photos, and say their final goodbyes. Message from the CEO Dear Bawab, after 40 years here at Samir Group it is hard to believe you have reached retirement. The years you have worked here have been marked by unsurpassed efficiency and excellence. You have been an inspiration to us all. Thank you for your efforts in helping the company grow to the position it enjoys today. Congratulations on your retirement, I wish you all the best in this new chapter of life. Message from the GM On the occasion of your retirement, we all want to thank you for more than 41 years of service and great leadership. Everyone agrees that you possess a rare combination of vision, fairness, understanding and tireless devotion to the company--crucial qualities for an effective manager. Many of us have additional personal reasons for our gratitude, for you have given special attention to our specific needs and supported us when needed. You have contributed greatly in keeping the company s good name and reputation with suppliers and financial institutions. Without going into detail, we give you special thanks for your caring. We thank you for all you have done and all you have taught us and send our very best wishes for a happy retirement.

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4 It is with warm wishes that Samir Group announces the retirement of Mr. Iqbal Memon, for the past 33 years Mr. Iqbal has been an exceptional employee and an inspirational leader in his position as Internal Audits Manager. Over the past 33 years Mr. Iqbal has proven his dedication and commitment with outstanding performance and reliability. He treated the company s problems as his own, and always found a way to get the job done no matter how challenging. His presence in the company will be sorely missed, but he has left behind a stronger department, inspired team, and achievements that will always be remembered. Samir Group held a Farewell dinner for Mr. Iqbal to celebrate his retirement and mark the beginning of a new chapter in his life. The first farewell dinner took place on July 18th at The Fish Market- Intercontinental hotel, and was attended by Mr. Ahmed Bawab, and the management team. Another farewell party was held at Samir Group headquarters on July 19th, Mr. Iqbal s close colleagues had the opportunity to say a few kind words, take photos, and say their final goodbyes. Message from the CEO Dear Iqbal, you have been a pioneer and a dedicated member of the Samir Group family for over 40 years. You have witnessed numerous difficult situations during your time in the company but have always found sound solutions to overcome each and every challenge that you faced. Your hard work, commitment, and devotion inspire us all. Congratulations on your retirement, I wish you a future with many new exciting challenges. Message from the GM Mr. Iqbal, we thank you for all of your contributions done to the growth and advancement of Samir Group over the past 31 years. You have always defended the company s interests and safeguarded internal accounting procedures and controls.you have been a great role model and colleague and you will be sorely missed. I wish you good health and an enjoyable retirement.

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6 1. Figure out in advance what you want out of retirement. Meaning things like: how you ll spend your days, where you ll spend them and what would make you fulfilled. Start thinking seriously about retirement when you re around 50 or 55. One key decision is where you will retire and how much traveling you ll want to do. 2. If you are married, talk frankly with your partner about what you both want out of retirement. It is helpful for couples to discuss their retirement dreams and write them down. Then, they should mark each item as a must have, a want or a wish and be ready to compromise. 3. Come up with a retirement income plan. Sit down and figure out how much your pension or social insurance accounts will translate to in monthly income. Devising a retirement income plan before you retire will relieve stress once you are retired. 4. Choose when to retire and then follow through. A recent study showed workers who were able to retire by choice were happier than ones whose retirement was thrust on them. 5. Stay engaged and healthy. The happiest retirees are either engaged in some kind of meaningful activity or are actively employed. They also eat well, sleep soundly, play often, exercise at least three times a week and maintain strong social connections.

7 6. Get a part-time job in retirement. Some of the happiest retirees are people who phased into retirement by gradually reducing their full-time hours. But if you can t arrange to do that, then just quitting your job and then finding part-time work can be very satisfying, not just financially but psychically. Studies show that working in retirement helps keep your mind sharp and helps you avoid getting isolated and lonely. 7. Learn new things or pursue your passions. Those passions could be ones you had when you were much younger but somehow stopped doing over the years, like playing an instrument or painting. Retirement is a great time to discover new passions, too, by taking classes or finding one-on-one instruction. Just retiring itself is likely to make you happier. A study by Utah State and George Mason University professors found that retirement immediately tends to improve both happiness and health, and that the effects of this life satisfaction are long-lasting. And most retirees say they are happy because of all the things retirement has given them the opportunity to do.

8 An internal publication of SAMIR GROUP For its employees & friends. Omar S. Al-Hindi Managing Editor Sarah Shamekh Editor Hayel Al-Hindi Bayan Batterjee Contributors Abubakr Mohsen Graphic Artists