Inflation Purchasing Power
|
|
|
- Ronald Alexander
- 6 years ago
- Views:
Transcription
1 Inflation Purchasing Power Lecture 9 Robb T. Koether Hampden-Sydney College Mon, Sep 12, 2016 Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
2 1 Decrease in Purchasing Power 2 Financial Planning 3 Assignment Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
3 Outline 1 Decrease in Purchasing Power 2 Financial Planning 3 Assignment Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
4 Definitions Definition (Inflation Rate) The inflation rate is the annual rate at which prices increase. Equivalently, it is the rate at which money loses its purchasing power. Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
5 Purchasing Power Definition (Purchasing Power of $1.00) The purchasing power of $1.00 today vs. a time in the past is the past price of that item divided the current price of that same item. That is, Purchasing power of $1.00 = Purchasing power of $1.00 = P F = past price current price. = P P(1 + i) t 1 (1 + i) t = (1 + i) t. Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
6 Purchasing Power Suppose that 25 years ago a standard bag of groceries cost $20 and that today the same bag of groceries costs $50. Then the purchasing power of $1.00 (relative to a bag of groceries) is = 0.40 = 40. Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
7 Example Example (Inflation) Since 1965, the inflation rate has averaged 4.09%. Assuming a constant 4.09% per year, what was the current purchasing power of a 1995 dollar in terms of the 1965 dollar? Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
8 Example Example (Inflation) Since 1965, the inflation rate has averaged 4.09%. Assuming a constant 4.09% per year, what was the current purchasing power of a 1995 dollar in terms of the 1965 dollar? What is the purchasing power of a 1965 dollar today? Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
9 Example Example (Inflation) The Fed aims to keep inflation at 2% per year. If they are successful, then what will be the purchasing power of a dollar 10 years from now? Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
10 Example Example (Inflation) The Fed aims to keep inflation at 2% per year. If they are successful, then what will be the purchasing power of a dollar 10 years from now? What is the purchasing power of a dollar 50 years from now? Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
11 Outline 1 Decrease in Purchasing Power 2 Financial Planning 3 Assignment Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
12 What monthly income would you like to have upon retirement? Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
13 What monthly income would you like to have upon retirement? $5,000 per month would be nice. Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
14 What monthly income would you like to have upon retirement? $5,000 per month would be nice. If your investments earn 6% APR for 45 years, how much must you invest per month in order withdraw $5,000 a month for 20 years? Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
15 What monthly income would you like to have upon retirement? $5,000 per month would be nice. If your investments earn 6% APR for 45 years, how much must you invest per month in order withdraw $5,000 a month for 20 years? Now factor in a 2% inflation rate. Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
16 What monthly income would you like to have upon retirement? $5,000 per month would be nice. If your investments earn 6% APR for 45 years, how much must you invest per month in order withdraw $5,000 a month for 20 years? Now factor in a 2% inflation rate. Now assume that the deposits and withdrawals keep pace with inflation. Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
17 Outline 1 Decrease in Purchasing Power 2 Financial Planning 3 Assignment Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
18 Assignment Assignment See handout. Robb T. Koether (Hampden-Sydney College) Inflation Purchasing Power Mon, Sep 12, / 12
Inflation. Lecture 7. Robb T. Koether. Hampden-Sydney College. Mon, Sep 4, 2017
Inflation Lecture 7 Robb T. Koether Hampden-Sydney College Mon, Sep 4, 2017 Robb T. Koether (Hampden-Sydney College) Inflation Mon, Sep 4, 2017 1 / 18 1 Inflation 2 Increase in Prices 3 Decrease in Purchasing
Inflation. Lecture 7. Robb T. Koether. Hampden-Sydney College. Mon, Sep 10, 2018
Inflation Lecture 7 Robb T. Koether Hampden-Sydney College Mon, Sep 10, 2018 Robb T. Koether (Hampden-Sydney College) Inflation Mon, Sep 10, 2018 1 / 19 1 Inflation 2 Increase in Prices 3 Decrease in Purchasing
Inflation. Lecture 8. Robb T. Koether. Hampden-Sydney College. Fri, Sep 9, 2016
Inflation Lecture 8 Robb T. Koether Hampden-Sydney College Fri, Sep 9, 2016 Robb T. Koether (Hampden-Sydney College) Inflation Fri, Sep 9, 2016 1 / 17 1 Inflation 2 Increase in Prices 3 Decrease in Purchasing
Inflation. Lecture 7. Robb T. Koether. Hampden-Sydney College. Mon, Jan 29, 2018
Inflation Lecture 7 Robb T. Koether Hampden-Sydney College Mon, Jan 29, 2018 Robb T. Koether (Hampden-Sydney College) Inflation Mon, Jan 29, 2018 1 / 18 1 Inflation 2 Increase in Prices 3 Decrease in Purchasing
Municipal Bonds. Lecture 3 Section Robb T. Koether. Hampden-Sydney College. Mon, Aug 29, 2016
Lecture 3 Section 10.2 Robb T. Koether Hampden-Sydney College Mon, Aug 29, 2016 Robb T. Koether (Hampden-Sydney College) Municipal Bonds Mon, Aug 29, 2016 1 / 10 1 Municipal Bonds 2 Examples 3 Assignment
Installment Loans. Lecture 6 Section Robb T. Koether. Hampden-Sydney College. Fri, Sep 7, 2018
Installment Loans Lecture 6 Section 10.4 Robb T. Koether Hampden-Sydney College Fri, Sep 7, 2018 Robb T. Koether (Hampden-Sydney College) Installment Loans Fri, Sep 7, 2018 1 / 16 1 Installment Loans 2
Municipal Bonds. Lecture 20 Section Robb T. Koether. Hampden-Sydney College. Fri, Mar 6, 2015
Lecture 20 Section 10.2 Robb T. Koether Hampden-Sydney College Fri, Mar 6, 2015 Robb T. Koether (Hampden-Sydney College) Municipal Bonds Fri, Mar 6, 2015 1 / 10 1 Municipal Bonds 2 Examples 3 Assignment
Installment Loans. Lecture 7 Section Robb T. Koether. Hampden-Sydney College. Wed, Sep 7, 2016
Installment Loans Lecture 7 Section 10.4 Robb T. Koether Hampden-Sydney College Wed, Sep 7, 2016 Robb T. Koether (Hampden-Sydney College) Installment Loans Wed, Sep 7, 2016 1 / 14 1 Installment Loans 2
Installment Loans. Lecture 23 Section Robb T. Koether. Hampden-Sydney College. Mon, Mar 23, 2015
Installment Loans Lecture 23 Section 10.4 Robb T. Koether Hampden-Sydney College Mon, Mar 23, 2015 Robb T. Koether (Hampden-Sydney College) Installment Loans Mon, Mar 23, 2015 1 / 12 1 Installment Loans
Installment Loans. Lecture 6 Section Robb T. Koether. Hampden-Sydney College. Fri, Jan 26, 2018
Installment Loans Lecture 6 Section 10.4 Robb T. Koether Hampden-Sydney College Fri, Jan 26, 2018 Robb T. Koether (Hampden-Sydney College) Installment Loans Fri, Jan 26, 2018 1 / 14 1 Installment Loans
Standard Deviation. Lecture 18 Section Robb T. Koether. Hampden-Sydney College. Mon, Sep 26, 2011
Standard Deviation Lecture 18 Section 5.3.4 Robb T. Koether Hampden-Sydney College Mon, Sep 26, 2011 Robb T. Koether (Hampden-Sydney College) Standard Deviation Mon, Sep 26, 2011 1 / 42 Outline 1 Variability
Binary Tree Applications
Binary Tree Applications Lecture 32 Section 19.2 Robb T. Koether Hampden-Sydney College Wed, Apr 17, 2013 Robb T. Koether (Hampden-Sydney College) Binary Tree Applications Wed, Apr 17, 2013 1 / 46 1 Expression
The t Test. Lecture 35 Section Robb T. Koether. Hampden-Sydney College. Mon, Oct 31, 2011
The t Test Lecture 35 Section 10.2 Robb T. Koether Hampden-Sydney College Mon, Oct 31, 2011 Robb T. Koether (Hampden-Sydney College) The t Test Mon, Oct 31, 2011 1 / 38 Outline 1 Introduction 2 Hypothesis
Lecture 18 Section Mon, Sep 29, 2008
The s the Lecture 18 Section 5.3.4 Hampden-Sydney College Mon, Sep 29, 2008 Outline The s the 1 2 3 The 4 s 5 the 6 The s the Exercise 5.12, page 333. The five-number summary for the distribution of income
Lecture 18 Section Mon, Feb 16, 2009
The s the Lecture 18 Section 5.3.4 Hampden-Sydney College Mon, Feb 16, 2009 Outline The s the 1 2 3 The 4 s 5 the 6 The s the Exercise 5.12, page 333. The five-number summary for the distribution of income
Lecture 37 Sections 11.1, 11.2, Mon, Mar 31, Hampden-Sydney College. Independent Samples: Comparing Means. Robb T. Koether.
: : Lecture 37 Sections 11.1, 11.2, 11.4 Hampden-Sydney College Mon, Mar 31, 2008 Outline : 1 2 3 4 5 : When two samples are taken from two different populations, they may be taken independently or not
Correlation Sections 4.5, 4.6
Correlation Sections 4.5, 4.6 Lecture 12 Robb T. Koether HampdenSydney College Wed, Feb 3, 2016 Robb T. Koether (HampdenSydney College) CorrelationSections 4.5, 4.6 Wed, Feb 3, 2016 1 / 30 Outline 1 Correlation
Lecture 39 Section 11.5
on Lecture 39 Section 11.5 Hampden-Sydney College Mon, Nov 10, 2008 Outline 1 on 2 3 on 4 on Exercise 11.27, page 715. A researcher was interested in comparing body weights for two strains of laboratory
Honors Pre-Calculus 3.5 D1 Worksheet Name Exponential Growth and Decay
Honors Pre-Calculus 3.5 D1 Worksheet Name Exponential Growth and Decay Exponential Growth: Exponential Decay: Compound Interest: Compound Interest Continuously: 1. The value in dollars of a car years from
In a growing midwestern town, the number of eating establishments at the end of each of the last five years are as follows:
Name: Date: In a growing midwestern town, the number of eating establishments at the end of each of the last five years are as follows: Year 1 = 273; Year 2 = 279; Year 3 = 302; Year 4 = 320; Year 5 =
Texas Credit Opening/Closing Date: 7/19/08 08/18/08
Guided Practice Anatomy of a Credit Card Statement The following is a monthly statement from a typical credit card company. Parts left out intentionally are denoted by??? and highlighted in gray. Texas
Distribution. Lecture 34 Section Fri, Oct 31, Hampden-Sydney College. Student s t Distribution. Robb T. Koether.
Lecture 34 Section 10.2 Hampden-Sydney College Fri, Oct 31, 2008 Outline 1 2 3 4 5 6 7 8 Exercise 10.4, page 633. A psychologist is studying the distribution of IQ scores of girls at an alternative high
Lesson 3: Inflation. Money ain t what it used to be
Economagic Lesson 3: Inflation Money ain t what it used to be Review In Lessons 1 and 2, we talked about the time value of money, which is represented by the interest rate We saw how interest compounds
Study Questions. Lecture 14 Pegging the Exchange Rate
Study Questions Page 1 of 7 Study Questions Lecture 14 the Exchange Rate Part 1: Multiple Choice Select the best answer of those given. 1. Suppose the central bank of Mexico is pegging its currency, the
Motives for holding money
Money Financial asset that pays a relatively low return -- why do people hold it? Fractional reserve banking -- the money creation process. Banking panics and bank runs. Motives for holding money Medium
Sea Change: The Ebbing of Quantitative Easing Policy and its Impact on the Capital Markets
Sea Change: The Ebbing of Quantitative Easing Policy and its Impact on the Capital Markets William W. Priest CEO, Co-CIO & Portfolio Manager The information contained herein reflects, as of the date hereof,
5.5: LINEAR AUTOMOBILE DEPRECIATION OBJECTIVES
Section 5.5: LINEAR AUTOMOBILE DEPRECIATION OBJECTIVES Write, interpret, and graph a straight line depreciation equation. Interpret the graph of a straight line depreciation. Key Terms depreciate appreciate
1. Assume that monthly payments begin in one month. What will each payment be? A) $ B) $1, C) $1, D) $1, E) $1,722.
Name: Date: You and your spouse have found your dream home. The selling price is $220,000; you will put $50,000 down and obtain a 30-year fixed-rate mortgage at 7.5% APR for the balance. 1. Assume that
Lecture 35 Section Wed, Mar 26, 2008
on Lecture 35 Section 10.2 Hampden-Sydney College Wed, Mar 26, 2008 Outline on 1 2 3 4 5 on 6 7 on We will familiarize ourselves with the t distribution. Then we will see how to use it to test a hypothesis
Time Value of Money. Part III. Outline of the Lecture. September Growing Annuities. The Effect of Compounding. Loan Type and Loan Amortization
Time Value of Money Part III September 2003 Outline of the Lecture Growing Annuities The Effect of Compounding Loan Type and Loan Amortization 2 Growing Annuities The present value of an annuity in which
The Tools of Monetary Policy
The Tools of Monetary Policy 1BP570 Lecture 4.1. Petar Stankov petar.stankov@cerge-ei.cz 15 Apr. 2010 P. Stankov (CERGE-EI) Lecture 4.1. 15 Apr. 2010 1 / 9 Outline 1 How Do the Tools of Monetary Policy
Consumer/Banking Outlook
Consumer/Banking Outlook Federal Reserve Bank of Chicago Economic Outlook Symposium December 2006 Carl Tannenbaum Chief Economist Household Spending Year-Over-Year Percent Change in Nominal Total Retail
Investing. Managing Risk Time and Diversification
Unit 8 Investing Lesson 8A: Managing Risk Time and Diversification Rule 8: Grow your wealth safely. Investing requires three simple steps: (i) saving a portion of your income each year to invest, (ii)
10. Lessons From Capital Market History
10. Lessons From Capital Market History Chapter Outline How to measure returns The lessons from the capital market history Return: Expected returns Risk: the variability of returns 1 1 Risk, Return and
April 2018 Data Release
April 2018 Data Release The Home Purchase Sentiment Index (HPSI) is a composite index designed to track consumers housing-related attitudes, intentions, and perceptions, using six questions from the National
January 2018 Data Release
January 2018 Data Release The Home Purchase Sentiment Index (HPSI) is a composite index designed to track consumers housing-related attitudes, intentions, and perceptions, using six questions from the
SURVEY OF BUSINESSES INFLATION EXPECTATIONS JULY 2017 RESEARCH SERVICES DEPARTMENT RESEARCH AND ECONOMIC PROGRAMMING DIVISION
SURVEY OF BUSINESSES INFLATION EXPECTATIONS JULY 217 RESEARCH SERVICES DEPARTMENT RESEARCH AND ECONOMIC PROGRAMMING DIVISION The Statistical Institute of Jamaica (STATIN) undertakes surveys of businesses
Investing for now and the future. Co-opTrust Investment Services Presentation by Lydia Muchiri 26 June 2010
Investing for now and the future Co-opTrust Investment Services Presentation by Lydia Muchiri 26 June 2010 Outline Saving vs Investing Key Considerations before starting Stages of life and investing Set
Decrease in spending money. Decrease in inflation rate
The impact of Interest Rates and Inflation The Grade 12 Subject Statement for Mathematical Literacy expects that we deal with the impact of among other things the effects of taxation, inflation and changing
Economics 102 Discussion Handout Week 14 Spring Aggregate Supply and Demand: Summary
Economics 102 Discussion Handout Week 14 Spring 2018 Aggregate Supply and Demand: Summary The Aggregate Demand Curve The aggregate demand curve (AD) shows the relationship between the aggregate price level
Quantitative Literacy: Thinking Between the Lines
Quantitative Literacy: Thinking Between the Lines Crauder, Evans, Johnson, Noell Chapter 4: Personal Finance 2011 W. H. Freeman and Company 1 Chapter 4: Personal Finance Lesson Plan Saving money: The power
January 2019 Data Release
Mar-11 Apr-11 May-11 Jun-11 Jul-11 Aug-11 Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13
October 2018 Data Release
Mar-11 Apr-11 May-11 Jun-11 Jul-11 Aug-11 Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13
June 2018 Data Release
Mar-11 Apr-11 May-11 Jun-11 Jul-11 Aug-11 Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13
Review Questions (with Answers) Lecture 14 Pegging the Exchange Rate
Review Questions (with Answers) Page 1 of 6(7) Review Questions (with Answers) Lecture 14 the Exchange Rate Part 1: Multiple Choice Select the best answer of those given. 1. If the central bank of Mexico
Introduction to Earning Interest: APR, APY and Compound Interest
Principal and Interest Example 1 Michael is saving money to buy a car. He takes $8,000 to the bank and opens an annual CD upon which the bank agrees to pay him 2% interest. Principal = 8000 Term = 1 year
Econ 202 Homework 5 Monetary Policy - 25 Points
1. Money serves all following economic functions EXCEPT: a. a source of economic wealth. b. a method of exchange. c. a standard of value. d. a store of value. 2. The term liquidity refers to a. the ability
Future of the Agricultural Sector: Purdue Extension and Financial Markets
Future of the Agricultural Sector: Purdue Extension and Financial Markets Jason Henderson, Ph.D. Director of Purdue Extension July 7, 2015 Community Forums: Spring 2015 Nearly 800 attendees 21 Community
FUNDRAISING. High Divide Workshops Dillon, Montana February 6, Don Elder, TREC
FUNDRAISING High Divide Workshops Dillon, Montana February 6, 2015 Don Elder, TREC This morning s topics Building a healthy fundraising culture for your group Building the amounts and types of revenue
3 Chapter 3 -- Returns on Alternate Savings Vehicle: In this Chapter, we will look at savings vehicles that return the same pre-tax return but differ
3 Chapter 3 -- Returns on Alternate Savings Vehicle: In this Chapter, we will look at savings vehicles that return the same pre-tax return but differ in their tax treatments to the investor. Note that
CHAPTER 2 TIME VALUE OF MONEY
CHAPTER 2 TIME VALUE OF MONEY True/False Easy: (2.2) Compounding Answer: a EASY 1. One potential benefit from starting to invest early for retirement is that the investor can expect greater benefits from
THE LYING ORACLE GAME WITH A BIASED COIN
Applied Probability Trust (13 July 2009 THE LYING ORACLE GAME WITH A BIASED COIN ROBB KOETHER, Hampden-Sydney College MARCUS PENDERGRASS, Hampden-Sydney College JOHN OSOINACH, Millsaps College Abstract
September 2015 Data Release
Mar-11 Apr-11 May-11 Jun-11 Jul-11 Aug-11 Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13
The Federal Reserve System
SECTION 3 The Federal Reserve System What Is the Federal Reserve System? In 1913, Congress passed the Federal Reserve Act. This act established the Federal Reserve System, which is also known as the Fed.
Factors Impacting Investment Opportunities. Market Environment. Agenda. Economic Update and Investment Tips
Agenda Economic Update and Investment Tips Presented to: Ohio Association of Public Treasurers June 16, 2016 Current economic factors Portfolio right-sizing Municipal securities Brokered CDs Step-up agency
October 2016 Data Release
Mar-11 Apr-11 May-11 Jun-11 Jul-11 Aug-11 Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13
Economics 102 Discussion Handout Week 14 Spring Aggregate Supply and Demand: Summary
Economics 102 Discussion Handout Week 14 Spring 2018 Aggregate Supply and Demand: Summary The Aggregate Demand Curve The aggregate demand curve (AD) shows the relationship between the aggregate price level
Test 6A AP Statistics Name:
Test 6A AP Statistics Name: Part 1: Multiple Choice. Circle the letter corresponding to the best answer. 1. A marketing survey compiled data on the number of personal computers in households. If X = the
Answers are on next slide. Graphs follow.
Sec 3.1 Exponential Functions and Their Graphs November 27, 2018 Exponential Function - the independent variable is in the exponent. Model situations with constant percentage change exponential growth
Answers are on next slide. Graphs follow.
Sec 3.1 Exponential Functions and Their Graphs Exponential Function - the independent variable is in the exponent. Model situations with constant percentage change exponential growth exponential decay
Wednesday, November 14 Lecture: The Banking System and the Federal Reserve Board
Amherst College Economics Department Economics 111 Section 3 Fall 2012 Wednesday, November 14 Lecture: The Banking System and the Federal Reserve Board Banking System The following table is the consolidated
Presenters: Kathy Facenda & Heather Gaumer 2018 ILASFAA Annual Conference: Saving the Day with Financial Aid
Gap financing options Presenters: Kathy Facenda & Heather Gaumer 2018 ILASFAA Annual Conference: Saving the Day with Financial Aid 1 2 3 Find free money that doesn t have to be paid back Eplore federal
Notation and assumptions Graphing preferences Properties/Assumptions MRS. Preferences. Intermediate Micro. Lecture 3. Chapter 3 of Varian
Preferences Intermediate Micro Lecture 3 Chapter 3 of Varian The central question of economics Microeconomics: study of decision-making under scarcity Scarcity: last topic Decision-making: next 3 topics
Money Supply = $1,000. Money Supply = $1,800. Money Supply = $2440
CHAPTER 4 The Monetary System: What It Is and How It Works Questions for Review 1. Money has three functions: it is a store of value, a unit of account, and a medium of exchange. As a store of value, money
Consumer Price Index, Jobless Claims, Housing Starts Each of These Reports Have Favorable Aspects to Note
Consumer Price Index, Jobless Claims, Housing Starts Each of These Reports Have Favorable Aspects to Note January 19, Asha G. Bangalore agb3@ntrs.com The Consumer Price Index (CPI) held steady in December,
1. Investment Selection Given that RadNet was up by about 411 percent for 2014, why didn t all investors hold RadNet?
Page 325 Summary and Conclusions 1. This chapter presented returns for a number of different asset classes. The general conclusion is that stocks have outperformed bonds over most of the 20th century,
Chapter 5 Finance. i 1 + and total compound interest CI = A P n
Mat 2 College Mathematics Nov, 08 Chapter 5 Finance The formulas we are using: Simple Interest: Total simple interest on principal P is I = Pr t and Amount A = P + Pr t = P( + rt) Compound Interest: Amount
2.6 Putting the Tools to Work the Effect of Temporary Assistance Programs on the Budget Constraint
Module 2 Lecture 4 Topics 26 Putting the Tools to Work the Effect of Temporary Assistance Programs on the Budget Constraint 27 Budget Constraint 28 The Effect of Temporary Assistance Programs on the Budget
Chapter 5. Finance 300 David Moore
Chapter 5 Finance 300 David Moore Time and Money This chapter is the first chapter on the most important skill in this course: how to move money through time. Timing is everything. The simple techniques
9 D/S of/for Labor. 9.1 Demand for Labor. Microeconomics I - Lecture #9, April 14, 2009
Microeconomics I - Lecture #9, April 14, 2009 9 D/S of/for Labor 9.1 Demand for Labor Demand for labor depends on the price of labor, price of output and production function. In optimum a firm employs
Risk Management Programs for Forage and Livestock Producers. Dr. Curt Lacy Extension Economist-Livestock University of Georgia
Risk Management Programs for Forage and Livestock Producers Dr. Curt Lacy Extension Economist-Livestock University of Georgia It is NOT uncertainty! It is the negative outcome associated with an unforeseen
SECTION HANDOUT #1 : Review of Topics
SETION HANDOUT # : Review of Topics MBA 0 October, 008 This handout contains some of the topics we have covered so far. You are not required to read it, but you may find some parts of it helpful when you
Treasury Oversight Committee
Office of the Treasurer & Tax Collector City and County of San Francisco Tajel Shah, Chief Assistant Treasurer Robert L. Shaw, CFA, Chief Investment Officer José Cisneros, Treasurer Treasury Oversight
Course Materials STRATEGICALLY MANAGING THE INVESTMENT PORTFOLIO FOR LONG-TERM PERFORMANCE
Course Materials STRATEGICALLY MANAGING THE INVESTMENT PORTFOLIO FOR LONG-TERM PERFORMANCE Raleigh A. Andy Trovillion Executive Vice President UMB Bank St. Louis, Missouri raleigh.trovillion@umb.com 314-612-8039
Straw Proposal for Energy Compensation for Curtailed MWh from Sites with Wholesale DER and Load: Integrated Approach
Straw Proposal for Energy Compensation for Curtailed MWh from Sites with Wholesale DER and Load: Integrated Approach Andrew Levitt, Senior Market Strategist, Emerging Markets Distributed Energy Resources
City Council Work Session Handouts. May 22, 2017
City Council Work Session Handouts May 22, 2017 I. Review and Discuss Zoning File 17-11 II. III. Review and Discuss the City of Richardson Summer 2017 City Council Meeting Calendar and Budget Calendar
STRATEGICALLY MANAGING THE INVESTMENT PORTFOLIO FOR LONG-TERM PERFORMANCE
STRATEGICALLY MANAGING THE INVESTMENT PORTFOLIO FOR LONG-TERM PERFORMANCE Raleigh A. Trovillion Executive Vice President UMB Bank Investment Division St. Louis, MO raleigh.trovillion@umb.com 314-612-8039
Is Your Financial House In Order?
Is Your Financial House In Order? Morgan (Trey) Laffitte III, CFP, RICP Financial Planner 850-553-3389 Trey.Laffitte@prudential.com The Prudential Insurance Company of America 751 Broad Street Newark,
UNIVERSITY OF TORONTO Joseph L. Rotman School of Management. RSM332 MID-TERM EXAMINATION Geoffrey/Wang. DURATION - 2 hours
UNIVERSITY OF TORONTO Joseph L. Rotman School of Management Oct. 5, 016 Burke/Corhay/Kan RSM33 MID-TERM EXAMINATION Geoffrey/Wang DURATION - hours Aid Allowed: Silent electronic calculator and one 1-sided
6.00 Introduction to Computer Science and Programming Fall 2008
MIT OpenCourseWare http://ocw.mit.edu 6.00 Introduction to Computer Science and Programming Fall 2008 For information about citing these materials or our Terms of Use, visit: http://ocw.mit.edu/terms.
Retirement Guide: Saving and Planning
Retirement Guide: Saving and Planning It s Never Too Early to Start What You Need to Know About Saving for Retirement Many of us don t realize how much time we may spend in retirement. In fact, statistics
(Refer Slide Time: 00:50)
Engineering Economic Analysis Professor Dr. Pradeep K Jha Department of Mechanical and Industrial Engineering Indian Institute of Technology Roorkee Lecture 22 Basic Depreciation Methods: S-L Method, Declining
Course Materials STRATEGICALLY MANAGING THE INVESTMENT PORTFOLIO FOR LONG-TERM PERFORMANCE
Course Materials STRATEGICALLY MANAGING THE INVESTMENT PORTFOLIO FOR LONG-TERM PERFORMANCE Raleigh A. Andy Trovillion Executive Vice President Investment Division UMB Bank St. Louis, Missouri raleigh.trovillion@umb.com
The Tools of Monetary Policy
The Tools of Monetary Policy MBMM Lecture 10.1. Petar Stankov petar.stankov@cerge-ei.cz 02 Dec. 2008 P. Stankov (CERGE-EI) Lecture 10.1 02 Dec. 2008 1 / 8 Outline 1 How Do the Tools of Monetary Policy
International Financial Markets Prices and Policies. Second Edition Richard M. Levich. Overview. ❿ Measuring Economic Exposure to FX Risk
International Financial Markets Prices and Policies Second Edition 2001 Richard M. Levich 16C Measuring and Managing the Risk in International Financial Positions Chap 16C, p. 1 Overview ❿ Measuring Economic
UI Overview and Forecasts
UI Overview and Forecasts Employment Security Council October 2, 2012 David Schmidt Research & Analysis Bureau National Perspective: National Solvency 12/31/2007 2 AHCM
Capturing equity gains whilst protecting portfolios
Capturing equity gains whilst protecting portfolios Edward Park Q2 2018 MSCI North America Total Return in USD (2017 Discrete Calendar Months) 4.00% 3.50% 3.00% 2.50% 2.00% 1.50% 1.00% 0% 0.00% Jan-17
Profit Is Important But Cash Flow Is Critical!
Profit Is Important But Cash Flow Is Critical! Did you know cash flow puts more contractors out of business than any other single thing.except improper labor pricing! It s true. You can be priced absolutely
European Tax Free Consumption Fondazione Altagamma - October 17, Milan
European Tax Free Consumption Fondazione Altagamma - October 17, Milan 10/25/2017 Agenda I. Europe & Top countries performance II. Tax Free key drivers in Europe III. Bain & Company Global Blue Analysis
INVESTMENT TIPS AND TECHNIQUES
INVESTMENT TIPS AND TECHNIQUES Ohio Township Association Annual Winter Conference February 2, 2018 Presented by Eileen Stanic, CTP Senior Public Funds Advisor Meeder Investment Management 1 AGENDA Cash
Daily Outcomes: I can evaluate, analyze, and graph exponential functions. Why might plotting the data on a graph be helpful in analyzing the data?
3 1 Exponential Functions Daily Outcomes: I can evaluate, analyze, and graph exponential functions Would the increase in water usage mirror the increase in population? Explain. Why might plotting the data
REGIONAL DATA REPORT. JAN SEP 2018 vs MIDSOUTH Region. Regional Composite
REGIONAL DATA REPORT JAN SEP 2018 vs. 2017 MIDSOUTH Region Regional Composite Methodology Categories: Avocados Total produce: Includes avocados Timeframe: Q3 (January September) 2018 Average Selling Price
Savings and Investing
Savings and Investing Personal Finance Project You must show evidence of your reading either with highlighting or annotating (not just the first page but the whole packet) This packet is due at the end
Exercise Chap 34. Student:
Exercise Chap 34 Student: 1. A decrease in the interest rate will cause a(n): A. Increase in the transactions demand for money B. Decrease in the transactions demand for money C. Decrease in the amount
Market Update. May 19, PFM Asset Management LLC 300 South Orange Avenue Suite 1170 Orlando, FL (407) (407) fax
ket Update 19, 25 PFM Asset Management LLC 3 South Orange Avenue Suite 1170 Orlando, FL 328 (407) 648-2208 (407) 648-1323 fax The Economy: Solid Growth GDP grew at 3.1% in the first quarter Follows 3.9%
S&P Day A/D Line
Stocks Above 5-Day The S&P 5 experienced its first 1%+ move in either direction today for the first time in 58 trading days. The 1.4% drop left the index below its 5-day moving average as well. Market
Planning and Tracking. Meeting Financial Goals Rate of Return
Unit 2 Planning and Tracking Lesson 2B: Meeting Financial Goals Rate of Return Rule 2: Have a Plan. Financial success depends primarily on two things: (i) developing a plan to meet your established goals
Chapter 7 Unemployment, Inflation, and Long-Run Growth
Chapter 7 Unemployment, Inflation, and Long-Run Growth 7.1 Unemployment 1 Multiple Choice 1) We can safely say that total output can increase if there is a(n) A) increase in the size of the labor force
Growth. Total non-farm Positive Nation , ,008,000
Employment May 2007 Jun 2007 Growth Number of Growth Last 12 months Number of Jobs Total non-farm June 2007 employment Rate % Jobs Rate % Positive Nation +0.10 +132,000 +1.48 +2,008,000 RMW* +0.11 +21,300-0.03-6,400
Key Labor Market and Economic Metrics
Key Labor Market and Economic Metrics May Update Incorporates Data Available on May 27 th, 2016 This reference is the result of a collaboration between the Bureau of Labor Market Information and Strategic