WELCOME. Your search for prescription benefit savings is now over.

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2 CharterRx s pharmacy model is right for the times. Across Canada, CharterRx can help you achieve substantial savings while connecting your plan members to quality pharmacy services. 01 Welcome 02 Our Approach 04 Maximize Your Savings 06 Central Dispensing Pharmacies (CDPs) 08 Robotic Dispensing Technology 10 Your Prescription 12 Testimonials

3 WELCOME Your search for prescription benefit savings is now over. The cost of prescription medications is one of the most expensive components of any group benefit plan. Cost pressures are increasing at a rate that is unacceptable and unsustainable. Plan sponsors must ensure that benefit plan dollars are spent efficiently to maintain service and coverage. CharterRx can help you achieve this and create a more sustainable plan expenditure in the process. CharterRx works with pharmacy service providers who feature robotic dispensing technology, lower average mark-ups, lower average dispensing fees, and personalized services to help plan sponsors and plan members realize substantial savings. Continue reading to see how we do it. 01

4 02 When it comes to prescription benefits, CharterRx understands the importance of value. Finding savings while adding value is what we do best.

5 OUR APPROACH Collaboration Utilizing transactional claims data, a third party (in cooperation with you) will analyze your plan design performance and identify strengths and weaknesses. CharterRx collaborates with you to implement a preferred pharmacy provider agreement that can help you realize substantial cost savings in the following areas: Dispensing fees Ingredient costs Dispensing practices Therapeutic alternatives These savings are possible through the use of central dispensing pharmacies which can be accessed by all your plan members across Canada. An extensive formulary is available, not only maintenance medication coverage. Plan members are also able to save through purchasing a broad range of competitively-priced non-prescription products. Plan sponsors realize: Plan design flexibility Monitoring of plan performance Understanding of ingredient cost disparities Confirmation of cost savings through third party analysis of plan performance CharterRx s affiliated pharmacies can deliver savings that can be redeployed to enrich your benefit package or simply reinforce your bottom line. 03

6 Dispensing Fees CharterRx s affiliated Central Dispensing Pharmacies charge a dispensing fee that is lower than the average dispensing fee found in other plans and includes FREE overnight delivery.* Ingredient Costs MAXIMIZE YOUR SAVINGS Make Your Benefit Dollars Work Better for You and Your Plan Members using Central Dispensing Pharmacies (CDPs). CharterRx s affiliated CDPs abilities to reduce their operating costs through lower overheads allow them to minimize markups on ingredients. Dispensing Practices If a medication is required long term for a chronic condition then why fill a 30-day supply? CharterRx s affiliated CDPs encourage 90-day supplies consistent with plan design coverage and prescriber instructions. The result: a reduction in total yearly dispensing fees. The pharmacy can collaborate with the prescriber to increase quantities where it is in the patient s best interests to do so, thus reducing total dispensing fees. Therapeutic Alternatives A Therapeutic Alternative is another drug product (often generic) that is in the same (or a similar) drug class to the brand drug in question, treats the same disease state(s), and has a similar clinical record of safety and effectiveness that can be proven in the medical literature. Pharmacists cannot unilaterally change a prescribed drug to a therapeutic alternative; the prescriber must authorize the alternative. CharterRx affiliated CDPs pay close attention to medications that have therapeutic alternatives. The pharmacist discusses options with plan members and then dialogues with the plan member s doctor to achieve the best treatment option for the plan member. Therapeutic Alternatives can save the plan sponsor money without compromising patient care. *some restrictions apply. 04

7 05

8 06 CENTRAL DISPENSING PHARMACIES (CDPs)

9 Our affiliated Central Dispensing Pharmacies are fully accredited. For many years, our affiliated pharmacy providers have served all of Canada using central dispensing locations. They have demonstrated a commitment to the highest standards of reliability and professional service. Using a CDP is easy. Prescriptions are transmitted to the pharmacy using one of three methods: Fax Directly from the prescriber s office (prescriber retains original prescription in patient s chart) By Telephone Prescriber calls verbal prescription into pharmacy* Mail Patient mails the original prescription to the pharmacy As with any pharmacy, upon receipt of an initial prescription, a pharmacist initiates dialogue with the patient to acquire personal information necessary to safely dispense the prescription. The pharmacy can also: Transfer existing unfilled prescriptions from another pharmacy* Arrange refill reminders by phone, text, or smartphone application Provide shipment e-notifications of the prescription to track delivery In addition to these support services, plan members enjoy a variety of value-added services such as: Lower co-payments as a result of lower ingredient costs ** Comprehensive drug formulary of brand and generic medications Acute and maintenance drug coverage Convenient access to a pharmacist including online pre-booking for private dialogue FREE FedEx Priority Overnight Delivery or Delivery via XpressPost/Expedited Parcel from Canada Post to any post office in Canada*** * where permitted by law ** subject to individual plan design *** some restrictions apply 07

10 Our affiliated pharmacies utilize robotic dispensing technology which not only creates substantial operating cost savings but facilitates accuracy and quality control. BAR CODING FOR ACCURATE SELECTION OF PRESCRIBED DRUG AUTOMATED LABELLING FIBER OPTIC MEDICATION COUNTING ADDITIONAL VISUAL INSPECTION & VERIFICATION 08

11 ROBOTIC DISPENSING TECHNOLOGY Operational Efficiencies

12 YOUR PRESCRIPTON From Your Doctor To Your Door PRESCRIPTIONS MADE SIMPLE CharterRx s affiliated Central Dispensing Pharmacies securely package and ship prescriptions via FedEx Priority Overnight service* or via XpressPost/Expedited Parcel* from FREE of charge to any Canadian address whether it be (1) home, (2) work, (3) a FedEx Office Print and Ship Centre, (4) any post office in Canada or any location where a representative designated by the plan member can sign for the package. * some restrictions apply 10

13 Doctor Writes Your Prescription Doctor Faxes Prescription To Pharmacy or Calls in Prescription to the Pharmacist (and retains original prescription in patient s chart) Pharmacy Dispenses Prescription Prescription Is Delivered By or 11

14 CharterRx is a valued partner that has helped us with our goal of ensuring the sustainability of our prescription drug benefit plan to ensure all employees and their dependents have access to appropriate medications both in the short and long-term. And our employees appreciate their attentiveness to service. David Wetherald VP Human Resources & Legal Toromont Industries Ltd. CharterRX helped us to successfully implement a preferred pharmacy provider for our members and their dependents to realize significant savings. Trustees of the Plumbing and Pipefitting Workers Industry, U.A. Local 67 (Hamilton) Saint Mary s University Students Association has been working with CharterRx for several years and our organization has realized significant savings through their pharmacy service. Moreover, they have provided a consistently reliable and convenient service to our students. Cathie Ross General Manager Saint Mary s University Students Association

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16 Aurora ON L4G 6W info@charterrx.com

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