Business Update. Brought to you by: AUGUST 2011
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1 Business Update Brought to you by: AUGUST 2011
2 Michael Barnett Chief Executive Auckland Chamber of Commerce Business Confidence May 2015
3 Business Confidence Survey The survey was undertaken earlier this month and covered businesses across the Auckland region. Q. Do you consider that the GENERAL BUSINESS situation in New Zealand will improve, remain the same or deteriorate during the NEXT SIX MONTHS? Brought to you by:
4 Business Confidence Survey The survey was undertaken earlier this month and covered businesses across the Auckland region. Q. Do you consider that YOUR OWN BUSINESS situation in New Zealand will improve, remain the same or deteriorate during the NEXT SIX MONTHS? Brought to you by:
5 Business Confidence Survey The survey was undertaken earlier this month and covered businesses across the Auckland region. Q. In general, do you find that getting the SKILLED STAFF YOU WANT TODAY is easier, the same, or harder than it was THREE MONTHS AGO? Brought to you by:
6 Business Confidence Survey The survey was undertaken earlier this month and covered businesses across the Auckland region. 88% of employers still expect employee numbers to remain the same or go up 91% expect hours worked to remain the same or go up 34% expect average costs to increase 21% expect average selling prices to be up 80% expect profitability to be the same or up Brought to you by:
7 Business Confidence Survey The survey was undertaken earlier this month and covered businesses across the Auckland region. Housing Infrastructure Local Government costs Confidence/certainty Brought to you by:
8 Some amazing numbers
9 Weight of money: Why the Government and Reserve Bank have reacted so strongly to restrain Auckland house prices.
10 Growth without inflation Why the world is awash with money and GDP is growing, but inflation and interest rates are low.
11 A Kiwi Goldilocks Why NZ could have 3% plus growth for a couple more years yet, but with falling interest rates and fastrising asset prices
12 Solid growth + no inflation Falling NZ interest rates What the RBNZ/Govt is doing about Auckland What s left for Budget 2015 China s slowdown What it all means for all of NZ s economies & property
13 Women of Algiers = US$179.4 mln
14 NZ job growth > wage growth
15 Retail volumes up 7.4%
16 But retail prices down 1.0%
17 Inflation below RBNZ target
18
19 If only the Blues were this good
20 A heavenly spring and summer
21 On planet Auckland
22 Auckland rent explosion?
23 RBNZ acted last week Restrictions for lending to Auckland rental investors No more than 70% LVR LVRs eased outside Auckland Speed limit to 15% from 10% Higher capital for mortgages to rental investors
24 Government moves Taxing residential capital gains in first 2 years New bright line test for sales for all home sales other than main home, inheritance or relationship settlement
25 Sellers of all property other than main home must provide IRD number in LINZ transfer Takes effect from Oct 1 Also applies to non residents Who must also have bank a/c Must supply home tax details Withholding tax in mid 2016
26 Some quake relief NEW RISK ZONES FOR STRENGTHENING High Risk Areas (> 0.3) Wellington Christchurch Palmerston North Napier/Hastings Gisborne Blenheim Medium Risk Areas (0.15 < 0.3) Hamilton Tauranga New Plymouth Rotorua Wanganui Nelson Invercargill Timaru Low Risk Areas ( < 0.15) Auckland Northland Oamaru Dunedin
27 No more ghost cities
28 Prices falling 30%
29 Slower China lending
30 But so much was lent
31 US$12 trln in 6 years
32 US$17 trln in deposits
33 Overseas buyers in Australia
34 Capital flowing out of China
35 What art sales are doing
36 Thank you Questions Challenges
37 Bernard Hickey
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