INDEX Content Category No.

Transcription

1 July 2018

2 INDEX Content Category No. From the Managing Director s Desk 01 Market Overview 02 From the CMO s Desk 04 Snapshot of Equity Funds & Other Categories 05 SBI Blue Chip Fund Equity Large Cap 08 SBI Magnum Equity ESG Fund (Previously known as SBI Magnum Equity Fund) Equity Thematic Fund 09 SBI Magnum Multicap Fund Equity Multi Cap Fund 10 SBI Contra Fund Equity Contra Fund 11 SBI Large & Midcap Fund (Previously known as SBI Magnum Multiplier Fund) Equity Large & Mid Cap Fund 12 SBI Focused Equity Fund (Previously known as SBI Emerging Businesses Fund) Equity Focused Fund 13 SBI Magnum MidCap Fund Equity Mid Cap Fund 14 SBI Magnum Global Fund Equity Thematic Fund 15 SBI Small Cap Fund (Previously known as SBI Small & Midcap Fund) Equity Small Cap Fund 16 SBI Magnum Taxgain Scheme Equity ELSS 17 SBI Healthcare Opportunities Fund (Previously known as SBI Pharma Fund) Equity Sectoral Fund 18 SBI Banking And Financial Services Fund Equity Sectoral Fund 19 SBI PSU Fund Equity Sectoral Fund 20 SBI Magnum Comma Fund Equity Sectoral Fund 21 SBI Infrastructure Fund Equity Sectoral Fund 22 SBI Consumption Opportunities Fund (Previously known as SBI FMCG Fund) Equity Thematic 23 SBI Technology Opportunities Fund (Previously known as SBI IT Fund) Equity Sector Fund 24 SBI Gold Fund Fund of Fund 25 SBI Nifty Index Fund Index Fund 26 Snapshot of Hybrid Funds & Solution Oriented Scheme 27 SBI Equity Hybrid Fund (Previously known as SBI Magnum Balanced Fund) Hybrid Aggressive Hybrid Fund 28 SBI Dynamic Asset Allocation Fund Hybrid Dynamic Asset Allocation Fund 29 SBI Debt Hybrid Fund (Previously known as SBI Magnum Monthly Income Plan) Hybrid Conservative Hybrid Fund 30 SBI Multi Asset Allocation Fund (Previously known as SBI Magnum Monthly Income Plan Floater) Hybrid Multi Asset Allocation Fund 31

3 INDEX Content Category No. SBI Magnum Children s Benefit Fund (Previously known as SBI Magnum Children s Benefit Plan) Solutions Oriented Scheme Children s Fund 32 SBI Equity Savings Fund Hybrid Equity Savings Fund 33 SBI Arbitrage Opportunities Fund Hybrid Arbitrage Fund 34 Snapshot of Debt Funds & Other Categories 35 SBI Magnum Gilt Fund (Previously known as SBI Magnum Gilt Fund Long Term Plan) Debt Gilt Fund 37 SBI Magnum Income Fund Debt Medium To Long Duration Fund 38 SBI Dynamic Bond Fund Debt Dynamic Bond Fund 39 SBI Credit Risk Fund (Previously known as SBI Corporate Bond Fund) Debt Credit Risk Fund 40 SBI Magnum Medium Duration Fund (Previously known as SBI Regular Savings Fund) Debt Medium Duration Fund 41 SBI Short Term Debt Fund Debt Short Duration Fund 42 SBI Magnum Constant Maturity Fund (Previously known as SBI Magnum Gilt Fund Short Term Plan) Debt Gilt Fund With 10 Year Constant Duration 43 SBI Magnum Low Duration Fund (Previously known as SBI Ultra Short Term Debt Fund) Debt Low Duration Fund 44 SBI Savings Fund Debt Money Market Fund 45 SBI Banking and PSU Fund (Previously known as SBI Treasury Advantage Fund) Debt Banking And PSU Fund 46 SBI Liquid Fund (Previously known as SBI Premier Liquid Fund) Debt Liquid Fund 47 SBI Magnum Ultra Short Duration Fund (Previously known as SBI Magnum InstaCash Fund) Debt Ultra Short Duration Fund 48 SBI Overnight Fund (Previously known as SBI Magnum InstaCash Fund Liquid Floater) Debt Overnight Fund 49 Comparative Performance for all Schemes 50 Systematic Investment Plan () 56 Total Expense Ratios 58 Dividend History Of Debt & Hybrid Funds 59 Disclaimer 62 SBI Funds Management Pvt Ltd Branches 63 How to read the Factsheet 64

4 From the Managing Director s Desk Anuradha Rao MD & CEO Dear Investors, Indian equity markets recorded marginal gains in the month of June 2018 with S&P BSE Sensex delivering 0.3% returns. Performance down the capitalization curve was weak with the large cap S&P BSE Sensex outperforming the S&P BSE Mid Cap and S&P BSE Small Cap. Key concerns for the market correction were hawkish US Fed, trade war concerns between China & US, and high global crude oil prices. Mutual funds saw equity inflows amounting to `18,050 crore and debt inflows amounting to `28,425 crore in the month of June 2018, taking the industry AUM to `22.86 lakh crore. Mutual fund industry has witnessed its ups and downs since the setting up of first mutual fund in The industry has recently seen good growth both in terms of assets under management and investors accounts. Investor accounts have increased by around 80% since March 2014 to reach 7.13 crore in March During the same period, the assets under management have grown by around 154%. The industry growth is accompanied by changing trends of increasing share of individual investors in industry assets and increasing popularity of Systematic Investment Plan () as a mode of investment. Increasing adoption of mutual funds in the country has been as a result of the combined efforts of the regulator and the industry players. Over the years, factors such as increased participation of public & private sector players, introduction of new regulations, removal of entry load, introduction of direct plan, increased transparency and scheme recategorization have been critical. Efforts to increase investor awareness through initiative such as Mutual Fund Sahi Hai has also been key in the recent times. Additionally, adoption of digital platforms has made customer onboarding and servicing faster and convenient and has increased reach for mutual funds. Despite all the efforts and the changing investor trends away from traditional investment avenues, the industry has a long way ahead of it. Mutual fund penetration as a percentage of GDP in India is still significantly low as compared to other countries. We need simpler products to cater to the investment need of the traditional investors and focus on solution selling. Further, in order to connect better with the masses, we can look at creating community champions who can help in disseminating the need and importance of investing in mutual funds among their communities. At SBI Mutual Fund we are trying to create awareness and improve penetration of mutual funds through initiatives such as Sheinvests, Bandhan SWP and various digital platforms for different stakeholders. You may get in touch with your financial advisor or visit our website for information on our products/offerings. Warm Regards, Anuradha Rao Managing Director & CEO Source: AMFI Date: June 30,

5 Market Overview Navneet Munot ED & CIO We are half way through 2018 and the year thus far has broadly been a payback year following 2017's high returns and unusuallylow volatility. Developed market equity (MSCI World) is down ~1% in 1H 2018, while emerging market equity (MSCI EM) has fallen 7.7%. The simplest explanation for this pattern is mean reversion. But a more nuanced explanation is the retracement of imbalances in fundamentals. These imbalances have increased the market's sensitivity to the news flow such as randomlytimed announcements on trade sanctions, a supplydriven surge in oil prices since March, emerging market stress since April, political risk in Italy and Spain, and relatively hawkish US Fed in June. Add to this the structural element of liquidity concerns emanating from prospects of balancesheet reduction, the volatility in the equity and fixed income market is here to stay. G7 summit ended in disorder as the US President refused to endorse the summit's communique. Trade war has accentuated, with countries like Canada, Mexico, China, Eurozone and even India announcing a retaliatory tariff or trade restrictions, aimed primarily at the US. China had signaled to cooperate by increasing its imports from the US, but it appears that the Trump Administration has turned deaf ears to any meaningful reconciliatory talks, for now. With these developments, the prospect for a successful renegotiation of NAFTA or a new trade arrangement between the EU and US look remote. Within this trade swirl, oil market developments like the proposed OPECRussia supply increase have probably been overlooked despite their materiality. Indian NIFTY has risen 1.7% YTD in local currency terms but delivered a negative return of 5.1% in USD terms (owing to 6.7 % depreciation in rupee). Domestic liquidity is supporting Indian markets. DIIs invested US$ 8.9 billion, as against FIIs outflow of US$ 1 billion. Performance down the capitalization curve has been relatively worse with BSE midcap and smallcap down 13% and 17% respectively. As expected, valuation corrections have been pretty sharp for small and midcaps. While overall markets are likely to exhibit relatively higher volatility with continuing pressure in the mid and small cap space, some of the beaten down names may present interesting opportunities for long term investors. Manufacturing and the core industries growth has moderated during April and May. The recent developments on rural wage, monsoon and sowing have been weak at the margin. That said, the overall momentum still holds strong as evidenced in the auto sales, freight, air traffic, services exports, retail loans, currency withdrawals and several other high frequency indicators. India is in an interesting phase where we see some bit of dichotomy in the agrarian and the rural dynamics. Over the last several years, the government's rural oriented schemes (road constriction, electricity and internet penetration, LPG distribution) have fared better than the agrirelated schemes (such as soilhealth card, crop insurances, national agricultural market). On top of this, we see a trend of formalization in the rural lending channel, which has reduced the interest cost for rural borrowers. Thus, despite the muted rural wage growth, weak farmgate prices and cry for farm loan waiver, rural demand continues to rise aided by increased access to finance, better roads, electricity penetration and rural construction activities. Further, the rural oriented spending is likely to stay upbeat in a preelection year. Core inflation has crossed 6% since April, while current account deficit is expected to widen to 2.5% for FY19 (vs. 1.9% in FY18 and 0.7% in FY17) explaining the underperformance of rupee relative to the emerging markets. India today is much more fortified from global shocks than it was going into However, India's external balances and increased vulnerability to crude oil prices demand caution. 02

6 The central government seems to be walking a tightrope to manage fiscal deficit at 3.3% of GDP. While GST collection had picked up in June ( `956 billion vs. `940 billion in June), it is trending below the required runrate. Any attempt to lower excise duties on petrol and diesel or take the MSP/farm benefits higher would make a fiscal dent. Further, the government is aiming to scale up the benefits under various schemes, all of which entails a higher than the budgeted cost or pruning expenses somewhere. A part of these costs could also be borne by deploying all the other balancesheet at hands such as publicsector entities which in essence could lengthen the receivables, extend the working capital needs and imply a partial crowing out of funds available for the private sector. While growth indicators are exhibiting strength, we continue to see near term challenges in other macroeconomic indicators. Talking about the challenges, climate change is another risk that should be on investors radar. As per WHO survey conducted 2 years ago, India inhabits 10 of the 20 most polluted cities of the world. The country is fast pacing towards a water stress zone. Despite being a third year of good monsoon, the reservoir levels are at decadal low. NITI Aayog has recently released a study wherein they expect 40 Indian cities to face drinking water shortages over the next decade. We already have high income inequality in the society and climate change could accentuate the divide. Against such a backdrop, more holistic approach is critical to ensure sustainable and equitable growth. We strongly believe that businesses that score high on environmental footprint, social impact and governance (ESG) parameters, create lasting value for all their stakeholders. We see ESG compliance by the companies as the only way to ensure prosperity and perpetuity and investors can ignore ESG footprints of their investments only at their peril. 'People, planets and profits' will have to be simultaneously considered. Looked differently, equity fund returns are a function of the beta (market returns) plus the alpha generated by the fund manager. Actually, a large portion of total return comes from beta. Beta in the long term is dependent on the economy, and long term sustainable growth of the economy comes only when businesses focus strongly on ESG parameters. Hence, as a fund house, we had decided to integrate the framework in our investment decision making process a few years ago. We have a very strong belief that a holistic approach to investing which looks beyond financial ratios is critical for long term sustainable growth. Coming to the bond market, after four and a half years, RBI hiked the repo rate by 25bps in June. RBI was concerned with the evolution of international oil prices, and the impending announcement of MSP increases. MSP details have been released now and entails a ~15% rise in Kharif items (when weighted to the CPI basket) and 24% in simple average terms, the sharpest increase in last six years. While the overall impact on CPI may be contained, RBI may be worried about secondorder impact. Against the backdrop of depreciating rupee, high MSP, rising core inflation, sharp FII outflow, another rate hike looks likely this year. With the US dollar strengthening and global financial conditions tightening, emerging markets (EM) have seen US$ 12 billion outflows in debt market visàvis an inflow of US$ 55 billion in Of this, nearly 50% has been from India alone. As a result, EM bonds and currencies have fallen in value and in particular, rupee has been an underperformer. India 10 year Gsec, at 7.90%, has risen by 50bps during the quarter and 58bps YTD. The equilibrium policy response in emerging markets to a sudden slowing is to absorb the pressure through a combination of exchange rate depreciation, FX reserves drawdown and higher domestic interest rates. As such, we continue to see pressure on rupee and domestic liquidity for the remainder of the year. We have been running relatively lower duration and will continue to exploit tactical opportunities. Navneet Munot, ED & CIO SBI Funds Management Private Limited (Mutual funds' investments are subject to market risks, read all scheme related documents carefully.) 03

7 From the CMO s Desk D.P. Singh ED & CMO (Domestic Business) Dear Friends, Domestic equity indices, S&P BSE Sensex and Nifty 50, had a flat month with positive domestic and global developments towards the end of the month helping them recover most of the losses. Positive domestic macro indicators and an uptick in corporate revenues bodes well but investors need to be patient with their investment plans. The mutual fund industry saw net inflows of over `11,000 crore into equitybased schemes (Equity, Balanced & ELSS) and an overall flow of over `33,000 crore in the first quarter (source: AMFI) with strong inflows from small towns (B 30 locations). s now contribute over `7,300 crore a month to the industry s assets. Amongst all the news about equity markets, debt portion of mutual funds continue to go unnoticed with only select investors choosing to invest in select debt fund categories. We are in a scenario today where small savings rates continue to remain low and mutual funds seem the right choice for anyone looking for better posttax returns. Debt Funds present an opportunity for those who are looking for better returns than traditional deposits but with a bit of stability. Those choosing Debt Funds, FMP s seem to be a very efficient option. Corporates credit ratings are improving as a lot of them have been reducing debt and derisking their balance sheets over the past couple of years. Fixed Maturity Plans (FMP), have a fixed tenure, for example 1100 days, and are an ideal choice when evaluating posttax returns and other benefits visàvis traditional investment options. FMPs have lower interest rate risk, as they invest in securities in line with the tenure of the fund, have lower cost as there is no buying/selling of securities frequently and based on the tenure of the fund you can choose to avail indexation benefits, which debt funds offer as per current tax regulations, when calculating capital gains from the investment. Mutual Funds are a versatile investment option and offer a host of options for those looking to invest for their goals. The industry has kept up the pace of innovations offering you the option to invest, track and do more through mobile apps, social media and more. However sit down with a financial adviser or do your own bit of research before investing. Visit our website today. Alternatively, please reach out at any of our branches for any queries that you may have. As always, we value your investments and look forward to your continued patronage. Warm Regards, D.P.Singh Executive Director & CMO (Domestic Business) Source: AMFI Date: June 30,

8 Snapshot of Equity Funds & Other Categories Scheme Name SBI Blue Chip Fund SBI Magnum Equity ESG Fund (Previously known as SBI Magnum Equity Fund) SBI Magnum Multicap Fund SBI Contra Fund SBI Large & Midcap Fund (Previously known as SBI Magnum Multiplier Fund) SBI Magnum Midcap Fund SBI Magnum Global Fund Ideal Investment Horizon 4 years + 3 years + 4 years + 5 years + 4 years + 5 years + 5 years + 14/02/ /01/ /09/ /07/ /02/ /03/ /09/1994 Fund Manager Ms. Sohini Andani Mr. Ruchit Mehta (w.e.f May 5,2018) Mr. Dinesh Balachandran Mr. Anup Upadhyay (w.e.f May 5,2018) Mr. Saurabh Pant Ms. Sohini Andani Mr. Anup Upadhyay (w.e.f May 5,2018) Sep2010 May2018 Feb2017 May2018 Sep2016 July2010 May2018 Nifty 100 ESG Index Benchmark S&P BSE 100 Index (w.e.f May 16,2018) S&P BSE 500 Index S&P BSE 500 (w.e.f May 16,2018) S&P BSE Large Mid Cap (w.e.f May 16,2018) Nifty Midcap 150 (w.e.f May 16,2018) Nifty MNC (w.e.f May 16,2018) as on 30 June 2018 Month End AUM ( ` in Crores) `19, Crores `2, Crores `5, Crores `1, Crores `2, Crores `3, Crores `3, Crores Portfolio Turnover Standard Deviation 12.71% 13.40% 14.53% 15.06% 14.67% 15.72% 13.19% Beta Sharpe Ratio Expense Ratio Regular 2.44% Direct 1.18% Regular 2.29% Direct 1.00% Regular 2.43%, Direct 1.18% Regular 2.34%, Direct 1.29% Portfolio Classification By Asset Allocation (%) as on 30 June 2018 Regular 2.27% Direct 1.29% Regular 2.52%, Direct 1.18% Regular 2.21%, Direct 1.29% Large Cap (%) Mid Cap (%) Small Cap (%) Other Assets (%) Portfolio Classification By Industry Allocation (%) as on 30 June 2018 Portfolio Classification By Industry Allocation (%) (Top 10) Financial Services Automobile Consumer Goods 9.37 Energy 6.59 Construction 6.40 Pharma 5.86 Reverse Repo 5.38 Cement & Cement Products 4.12 IT 3.67 Fertilisers & Pesticides 3.07 Financial Services IT Automobile Consumer Goods 9.96 Energy 9.55 Construction 4.97 Metals 3.53 Pharma 3.04 Telecom 2.98 CBLO 2.30 Financial Services Consumer Goods Energy IT Automobile 8.82 Construction 4.56 CBLO 4.28 Pharma 2.62 Metals 2.55 Cement & Cement Products 2.41 Other Details Financial Services IT 9.78 Telecom 8.26 Pharma 8.11 Industrial Manufacturing 7.77 Services 7.68 Construction 6.23 Automobile 4.95 CBLO 4.22 Consumer Goods 3.94 Financial Services Consumer Goods IT 8.96 Energy 7.87 Industrial Manufacturing 7.66 Cash & Other Receivables 6.35 Automobile 6.27 Telecom 5.91 Pharma 5.64 Metals 3.47 Financial Services Pharma Industrial Manufacturing Construction Consumer Goods 8.66 Fertilisers & Pesticides 5.57 Cement & Cement Products 4.56 Energy 4.00 CBLO 3.03 Services 1.36 Consumer Goods Automobile Industrial Manufacturing Pharma 9.04 Services 7.39 IT 5.29 Chemicals 4.32 Textiles 3.24 Metals 2.65 Cement & Cement Products 2.07 Exit Load Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018 ) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes Base TER, additional expenses 52(6A)(b) and 52(6A)( c) for both Regular and Direct Plan including GST. 05

9 Snapshot of Equity Funds & Other Categories Scheme Name SBI Focused Equity Fund (Previously known as SBI Emerging Businesses Fund) SBI Small Cap Fund (Previously known as SBI Small & Midcap Fund) SBI Magnum Taxgain Scheme SBI Healthcare Opportunities Fund (Previously known as SBI Pharma Fund) SBI Banking & Financial Services Fund SBI PSU Fund SBI Magnum COMMA Fund Ideal Investment Horizon 5 years + 5 years + 3 years + Tactical Tactical Tactical Tactical 17/09/ /09/ /03/ /07/ /02/ /07/ /08/2005 Fund Manager Mr. R. Srinivasan Mr. R. Srinivasan Mr. Dinesh Balachandran Mr. Tanmaya Desai Ms. Sohini Andani Mr. Richard D'souza Mr. Richard D'souza May2009 Nov 2013 Sep2016 Jun2011 Feb2015 Aug2014 Aug2014 Benchmark S&P BSE 500 Index S&P BSE Small Cap Index S&P BSE 500 (w.e.f May 16,2018) S&P BSE HEALTH CARE Index Nifty Financial Services (w.e.f May 16,2018) S&P BSE PSU INDEX Nifty Commodities Index as on 30 June 2018 Month End AUM (Rs. in Crores) `2, Crores ` Crores `6, Crores ` Crores ` Crores ` Crores ` Crores Portfolio Turnover Standard Deviation 13.65% 19.63% 14.10% 15.49% 17.10% 18.39% 17.37% Beta Sharpe Ratio Expense Ratio Regular 2.52% Direct 1.29% Regular 2.74% Direct 1.29% Regular 2.31%, Direct 1.47% Regular 2.54%, Direct 1.18% Regular 2.70% Direct 1.29% Regular 2.88%, Direct 1.29% Regular 2.80%, Direct 1.29% Portfolio Classification By Asset Allocation (%) as on 30 June 2018 Large Cap (%) Mid Cap (%) Small Cap (%) Other Assets (%) Portfolio Classification By Industry Allocation (%) as on 30 June 2018 Portfolio Classification By Industry Allocation (%) (Top 10) Financial Services Consumer Goods Services 9.72 CBLO 8.64 Industrial Manufacturing 6.20 Chemicals 5.07 Pharma 4.51 Telecom 2.93 Construction 2.81 Cash & Other Receivables 0.13 Consumer Goods Industrial Manufacturing Services Construction 9.76 Textiles 9.03 Chemicals 8.63 CBLO 6.45 Pharma 5.97 Financial Services 4.34 Paper 3.15 Financial Services Consumer Goods Energy 9.20 IT 7.29 Construction 5.07 Pharma 4.92 Reverse Repo 4.85 Telecom 4.47 Automobile 4.28 Industrial Manufacturing 4.10 Other Details Pharma Healthcare Services 8.37 CBLO 5.33 Cash & Other Receivables 0.01 Financial Services CBLO 4.99 Cash & Other Receivables 0.07 Energy Financial Services Industrial Manufacturing Metals 8.45 CBLO 7.31 Construction 5.27 Services 3.82 Cash & Other Receivables 0.53 Energy Metals Cement & Cement Products Chemicals 8.80 Consumer Goods 6.35 Fertilisers & Pesticides 3.26 Textiles 3.25 CBLO 3.12 Cash & Other Receivables 2.14 Exit Load Within 1 Year 1% Within 1 Year 1% NIL Within 15 Days 0.50% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes Base TER, additional expenses 52(6A)(b) and 52(6A)( c) for both Regular and Direct Plan including GST. 06

10 Snapshot of Equity Funds & Other Categories Scheme Name SBI Infrastructure Fund SBI Consumption Opportunities Fund (Previously known as SBI FMCG Fund) SBI Technology Opportunities Fund (Previously known as SBI IT Fund) SBI Gold Fund SBI Nifty Index Fund Ideal Investment Horizon Tactical Tactical Tactical Tactical 3 years + 06/07/ /07/ /07/ /09/ /01/2002 Fund Manager Mr. Richard D'souza Mr. Saurabh Pant Mr. Anup Upadhyay Mr. Raviprakash Sharma Mr. Raviprakash Sharma Aug2014 Jun2011 Jun2011 Sep2011 Feb2011 Benchmark Nifty Infrastructure Index Nifty India Consumption (w.e.f May 16,2018) S&P BSE Teck (w.e.f May 16,2018) Price of Physical Gold Nifty 50 Index as on 30 June 2018 Month End AUM (Rs. in Crores) ` Crores ` Crores `99.38 Crores ` Crores ` Crores Portfolio Turnover Standard Deviation 17.48% 14.81% 14.79% Beta Sharpe Ratio Expense Ratio Regular 2.69% Direct 1.29% Regular 2.75% Direct 1.29% Regular 3.22% Direct 1.28% Regular 0.45%, Direct 0.02% Regular 0.75%, Direct 0.29% Portfolio Classification By Asset Allocation (%) as on 30 June 2018 Large Cap (In %) Mid Cap (In %) Small Cap (In %) Other Assets (In %) Portfolio Classification By Industry Allocation (%) as on 30 June 2018 Portfolio Classification By Industry Allocation (%) (Top 10) Construction Industrial Manufacturing Energy CBLO Financial Services 9.85 Telecom 9.00 Cement & Cement Products 3.08 Automobile 2.93 Cash & Other Receivables 0.15 Consumer Goods Textiles 9.82 CBLO 6.34 Services 3.23 Automobile 2.77 Cash & Other Receivables 0.05 Other Details IT CBLO 6.27 Telecom 4.11 Media & Entertainment 2.74 Services 0.88 Cash & Other Receivables 2.23 ETF CBLO 0.32 Cash & Other Receivables 0.06 Financial Services Energy IT Consumer Goods Automobile 8.61 Construction 3.63 Metals 3.57 Pharma 3.28 Futures 2.86 Cement & Cement Products 1.84 Exit Load Within 1 Year 1% Within 15 Days 0.50% Within 15 Days 0.50% Within 1 Year 1% For exit within 15 days from the date of allotment 0.20% For exit on or after 15 days from the date of allotment Nil Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes Base TER, additional expenses 52(6A)(b) and 52(6A)( c) for both Regular and Direct Plan including GST. 07

11 EQUITYLARGE CAP LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors with opportunities for longterm growth in capital through an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time). RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Sep16 (Reg Plan) Sep16 (Dir Plan) Jul15 (Reg Plan) Jul15 (Dir Plan) Mar14 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. An openended Equity Scheme predominantly investing in large cap stocks. Date of Allotment: 14/02/2006 ` 19, Crores ` 19, Crores Fund Manager: Ms. Sohini Andani : Sep2010 Total Experience: Over 23 years Benchmark: S&P BSE 100 Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 12.71% Beta : 0.87 Sharpe Ratio : 0.30 Portfolio Turnover* : 0.88 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM HDFC Bank Ltd Larsen & Toubro Ltd Mahindra & Mahindra Ltd ITC Ltd Nestle India Ltd Sun Pharmaceutical Industries Ltd Kotak Mahindra Bank Ltd Indusind Bank Ltd HDFC Ltd Cholamandalam Investment & Finance Company Ltd State Bank Of India 2.28 Hero Motocorp Ltd Infosys Ltd ICICI Bank Ltd Motherson Sumi Systems Ltd UPL Ltd Hindalco Industries Ltd Maruti Suzuki India Ltd Hindustan Petroleum Corporation Ltd NTPC Ltd Divi's Laboratories Ltd ICICI Prudential Life Insurance Company Ltd Grasim Industries Ltd Reliance Industries Ltd HCL Technologies Ltd Mahindra & Mahindra Financial Services Ltd Bharat Electronics Ltd Indian Oil Corporation Ltd Bharti Airtel Ltd Ultratech Cement Ltd Shriram Transport Finance Company Ltd Eicher Motors Ltd Titan Company Ltd Bajaj Finserv Ltd INDUSTRY ALLOCATION (%) Financial Services Automobile Consumer Goods 9.37 Energy 6.59 Construction 6.40 Pharma 5.86 Reverse Repo 5.38 Cement & Cement Products 4.12 IT 3.67 Fertilisers & Pesticides 3.07 Futures 2.89 Industrial Manufacturing 2.70 Metals 2.14 Telecom 1.11 Services 0.96 Healthcare Services 0.87 Chemicals 0.59 Others 0.58 will be at Moderately High risk Interglobe Aviation Ltd Britannia Industries Ltd PI Industries Ltd Voltas Ltd Aurobindo Pharma Ltd SBI Life Insurance Company Ltd The Ramco Cements Ltd Yes Bank Ltd Tata Motors Ltd HDFC Standard Life Insurance Company Ltd Shree Cement Ltd ICICI Lombard General Insurance Company Ltd Pidilite Industries Ltd Schaeffler India Ltd Shriram City Union Finance Ltd Apollo Hospitals Enterprise Ltd Bharat Petroleum Corporation Ltd Strides Shasun Ltd Thermax Ltd Sadbhav Engineering Ltd Dr. Lal Path Labs Ltd SKF India Ltd Tata Steel Ltd Solara Active Pharma Sciences Ltd Equity Shares Total Housing Development Finance Corporation Ltd. (Warrants) 0.72 Warrants Total 0.72 CBLO 1.11 Reverse Repo 5.38 Stock Futures Total 0.23 Index Futures Total 2.65 Cash & Other Receivables 1.70 ASSET ALLOCATION (%) 10.75% Large Cap Cash & Other Current Assets SBI Blue Chip Fund Long term capital appreciation. Investment in equity and equityrelated instruments of large cap companies % Midcap Smallcap Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, % 4.57% Lagre Cap includes Futures

12 EQUITY THEMATIC FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) (Previously known as SBI Magnum Equity Fund) To provide investors with opportunities for longterm growth in capital through an active management of investments in a diversified basket of companies following Environmental, Social and Governance (ESG) criteria. An openended Equity Scheme investing in companies following the ESG theme. Date of Allotment: 01/01/1991 ` 2, Crores ` 2, Crores Fund Manager: Mr. Ruchit Mehta (w.e.f May 2018) : May2018 Total Experience: Over 14 years Benchmark: Nifty 100 ESG Index (w.e.f May 16,2018) Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 13.40% Beta : 0.91 Sharpe Ratio : 0.24 Portfolio Turnover* : 0.83 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. INDUSTRY ALLOCATION (%) Financial Services IT Automobile Consumer Goods 9.96 Energy 9.55 Construction 4.97 Metals 3.53 Pharma 3.04 Telecom 2.98 Futures 1.22 Cement & Cement Products 0.91 Services 0.27 Mutual Fund 0.10 Others 2.93 will be at High risk 16Mar18 (Reg Plan) Mar18 (Dir Plan) May17 (Reg Plan) May17 (Dir Plan) Apr16 (Reg Plan) Apr16 (Dir Plan) Apr15 (Reg Plan) Apr15 (Dir Plan) Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM HDFC Bank Ltd Tata Steel Ltd Reliance Industries Ltd State Bank Of India 1.52 Infosys Ltd Mahindra & Mahindra Financial Services Ltd Kotak Mahindra Bank Ltd Motherson Sumi Systems Ltd Mahindra & Mahindra Ltd Cipla Ltd Larsen & Toubro Ltd HCL Technologies Ltd Bajaj Finance Ltd Bandhan Bank Ltd ICICI Bank Ltd The Ramco Cements Ltd Asian Paints Ltd ICICI Prudential Life Insurance Tata Consultancy Services Ltd Company Ltd HDFC Ltd Tech Mahindra Ltd Axis Bank Ltd Interglobe Aviation Ltd Bharti Airtel Ltd Equity Shares Total Hindustan Unilever Ltd SBI Magnum Ultra Short Duration Fund Direct Plan Cash Option 0.10 Colgate Palmolive (India) Ltd Mutual Fund Units Total 0.10 Bajaj Finserv Ltd CBLO 2.31 Indian Oil Corporation Ltd Interglobe Aviation Ltd. 26Jul Titan Company Ltd Tech Mahindra Ltd. 26Jul Hero Motocorp Ltd Stock Futures Total 1.22 Hindalco Industries Ltd Cash & Other Receivables 0.62 Cadila Healthcare Ltd Ashok Leyland Ltd Shriram Transport Finance Company Ltd ASSET ALLOCATION (%) 1.03% 4.24% 6.30% Large Cap Cash & Other Current Assets 88.43% Midcap Smallcap SBI Magnum Equity ESG Fund Long term capital appreciation. Investments in companies following the ESG theme. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

13 EQUITYMULTI CAP FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors with opportunities for longterm growth in capital along with the liquidity of an openended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum and in debt and money market instruments. An openended Equity Scheme investing across large cap, mid cap, small cap stocks. Date of Allotment: 29/09/2005 ` 5, Crores ` 5, Crores Fund Manager: Mr. Anup Upadhyay : Feb2017 Total Experience: Over 13 years Benchmark: S&P BSE 500 Index Exit Load: (w.e.f May 16, 2018) For exit within 1 year from the date of allotment 1%; For exit after 1 year from the date of allotment Nil Options; Growth, Dividend Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.53% Beta : 0.96 Sharpe Ratio : 0.46 Portfolio Turnover* : 0.61 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. INDUSTRY ALLOCATION (%) Financial Services Consumer Goods Energy IT Automobile 8.82 Construction 4.56 Pharma 2.62 Metals 2.55 Cement & Cement Products 2.41 Telecom 2.02 Chemicals 1.92 Industrial Manufacturing 1.49 Media And Entertainment 1.39 Services 1.10 Fertilisers & Pesticides 0.68 Others Mar18 (Reg Plan) Mar18 (Dir Plan) Dec17 (Reg Plan) Dec17 ( Dir Plan) Dec16 (Reg Plan) Dec16 (Dir Plan) Nov15 (Reg Plan) Nov15 (Dir Plan) Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM HDFC Bank Ltd Infosys Ltd Bharat Petroleum Corporation Ltd ITC Ltd ICICI Bank Ltd Kotak Mahindra Bank Ltd Bajaj Finance Ltd Axis Bank Ltd Colgate Palmolive (India) Ltd Maruti Suzuki India Ltd Gujarat State Petronet Ltd Bharti Airtel Ltd Bandhan Bank Ltd Bharat Financial Inclusion Ltd Tata Consultancy Services Ltd Hindalco Industries Ltd Equitas Holdings Ltd Bajaj Finserv Ltd AU Small Finance Bank Ltd Hero Motocorp Ltd NTPC Ltd Jubilant Foodworks Ltd Gail (India) Ltd Indian Oil Corporation Ltd ICICI Prudential Life Insurance Company Ltd Eicher Motors Ltd Shriram Transport Finance Company Ltd Interglobe Aviation Ltd Torrent Pharmaceuticals Ltd Havells India Ltd Mahindra & Mahindra Financial Services Ltd Camlin Fine Sciences Ltd Minda Corporation Ltd Sandhar Technologies Ltd Procter & Gamble Hygiene And Health Care Ltd Bank Of Baroda 0.95 Divi's Laboratories Ltd Star Cement Ltd ELGI Equipments Ltd National Aluminium Company Ltd Deepak Nitrite Ltd Ashoka Buildcon Ltd Sheela Foam Ltd Blue Star Ltd Muthoot Finance Ltd Chennai Petroleum Corporation Ltd PNC Infratech Ltd Shree Cement Ltd Techno Electric & Engineering Company Ltd Motherson Sumi Systems Ltd Apollo Tyres Ltd TV Today Network Ltd Kajaria Ceramics Ltd LT Foods Ltd Kalpataru Power Transmission Ltd Indian Energy Exchange Ltd UPL Ltd The India Cements Ltd UFO Moviez India Ltd Varroc Engineering Ltd GE T&D India Ltd Strides Shasun Ltd Sadbhav Engineering Ltd PSP Projects Ltd ITD Cementation India Ltd Prataap Snacks Ltd Greenply Industries Ltd Solara Active Pharma Sciences Ltd Laurus Labs Ltd Equity Shares Total Cognizant Technology Solutions Corporation 2.35 Foreign Equity Total 2.35 CBLO 4.28 Cash & Other Receivables 0.89 ASSET ALLOCATION (%) 23.84% 17.81% Large Cap 5.17% Cash & Other Current Assets 53.18% Midcap Smallcap SBI Magnum Multicap Fund Long term capital appreciation. Investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum to provide both longterm growth opportunities and liquidity will be at Moderately High risk Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

14 EQUITYCONTRA FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide the investor with the opportunity of longterm capital appreciation by investing in a diversified portfolio of equity and equity related securities following a contrarian investment strategy. An openended Equity Scheme following contrarian investment strategy. Date of Allotment: 05/07/1999 ` 1, Crores ` 1, Crores Fund Manager: Mr. Dinesh Balachandran : May2018 Total Experience: Over 17 Years Benchmark: S&P BSE 500 (w.e.f May 16,2018) Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil. Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 15.06% Beta : 0.99 Sharpe Ratio : 0.16 Portfolio Turnover* : 0.43 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Note: Fund Manager for Foreign Securities Mr.Mohit Jain w.e.f. Nov 28, Exp. Over 5years Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services IT 9.78 Telecom 8.26 Pharma 8.11 Industrial Manufacturing 7.77 Services 7.68 Construction 6.23 Automobile 4.95 Consumer Goods 3.94 Energy 3.66 Chemicals 2.81 Cement & Cement Products 1.51 Others 6.54 will be at Moderately High risk 09Mar18 (Dir Plan) Mar18 (Reg Plan) Jun17 (Dir Plan) Jun17 (Reg Plan) Feb16 (Dir Plan) Feb16 (Reg Plan) Dec14 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Bharti Airtel Ltd Aurobindo Pharma Ltd ELGI Equipments Ltd Greenply Industries Ltd ICICI Bank Ltd Idea Cellular Ltd Sun Pharmaceutical Industries Ltd The India Cements Ltd State Bank Of India 4.86 AU Small Finance Bank Ltd Interglobe Aviation Ltd Multi Commodity Exchange Of India Ltd HDFC Bank Ltd Lupin Ltd HCL Technologies Ltd JK Tyre & Industries Ltd Kotak Mahindra Bank Ltd Minda Corporation Ltd Rural Electrification Corporation Ltd SREI Infrastructure Finance Ltd Atul Ltd JSW Energy Ltd Indian Oil Corporation Ltd Indostar Capital Finance Ltd Westlife Development Ltd Adlabs Entertainment Ltd Equitas Holdings Ltd Summit Securities Ltd Balkrishna Industries Ltd Equity Shares Total Sadbhav Engineering Ltd Cognizant Technology Solutions Bharat Heavy Electricals Ltd Corporation 5.74 Prataap Snacks Ltd Foreign Equity Total 5.74 PNC Infratech Ltd CBLO 4.22 IRB Infrastructure Developers Ltd Cash & Other Receivables 2.32 ASSET ALLOCATION (%) 37.17% Large Cap 6.54% Cash & Other Current Assets 51.45% Midcap Smallcap SBI Contra Fund Long term capital appreciation. Investments in a diversified portfolio of equity and equity related securities following a contrarian investment strategy. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, % 11

15 EQUITYLARGE & MID CAP FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) (Previously known as SBI Magnum Multiplier Fund) To provide the investor with the opportunity of longterm capital appreciation by investing in diversified portfolio comprising predominantly large cap and mid cap companies. An openended Equity Scheme investing in both large cap and mid cap stocks. Date of Allotment: 28/02/1993 ` 2, Crores ` 2, Crores Fund Manager: Mr. Saurabh Pant : Sep2016 Total Experience Over 11 years Benchmark: S&P BSE Large Mid Cap (w.e.f May 16, 2018) Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.67% Beta : 0.98 Sharpe Ratio : 0.26 Portfolio Turnover* : 0.87 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth HDFC Bank Ltd Jubilant Foodworks Ltd Infosys Ltd ICICI Bank Ltd Bharti Airtel Ltd Mahindra & Mahindra Financial Services Ltd Colgate Palmolive (India) Ltd Sheela Foam Ltd ITC Ltd Shriram Transport Finance Company Ltd State Bank Of India 2.92 Thermax Ltd Exide Industries Ltd Tata Consultancy Services Ltd Reliance Industries Ltd Mahindra & Mahindra Ltd Hindalco Industries Ltd Alembic Pharmaceuticals Ltd Torrent Pharmaceuticals Ltd Prataap Snacks Ltd JSW Energy Ltd Solar Industries India Ltd Kirloskar Oil Engines Ltd Muthoot Finance Ltd Idea Cellular Ltd GE T&D India Ltd Equitas Holdings Ltd INDUSTRY ALLOCATION (%) Financial Services Consumer Goods IT 8.96 Energy 7.87 Industrial Manufacturing 7.66 Automobile 6.27 Telecom 5.91 Pharma 5.64 Metals 3.47 Chemicals 2.53 Services 1.43 Construction 1.05 Futures 3.57 Others 8.47 will be at Moderately High risk 09Mar18 (Regplan) Mar18 (Dirplan) Feb17 (Regplan) Feb17 (Dirplan) Sep14 (Regplan) Oct09 (Regplan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM ABB India Ltd Gujarat State Petronet Ltd Tata Motors Ltd Lemon Tree Hotels Ltd Steel Authority Of India Ltd Tech Mahindra Ltd Manpasand Beverages Ltd NLC India Ltd Ahluwalia Contracts (India) Ltd Indian Oil Corporation Ltd Hatsun Agro Product Ltd Strides Shasun Ltd Galaxy Surfactants Ltd Housing Development Finance Corporation Ltd Sequent Scientific Ltd Reliance Nippon Life Asset Management Ltd The Indian Hotels Company Ltd Solara Active Pharma Sciences Ltd Equity Shares Total CBLO 2.12 Tech Mahindra Ltd. 26Jul Jubilant Foodworks Ltd. 26Jul Stock Futures Total 3.57 Cash & Other Receivables 6.35 ASSET ALLOCATION (%) 15.87% 31.57% Large Cap 4.90% Cash & Other Current Assets 47.66% Midcap Smallcap SBI Large & Midcap Fund Long term capital appreciation. Investments in a diversified portfolio of large and midcap companies. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

16 EQUITYFOCUSED FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) (Previously known as SBI Emerging Businesses Fund) To provide the investor with the opportunity of longterm capital appreciation by investing in a concentrated portfolio of equity and equity related securities. An openended Equity Scheme investing in maximum 30 stocks across multicap space. Date of Allotment: 17/09/2004 ` 2, Crores ` 2, Crores Fund Manager: Mr. R. Srinivasan : May2009 Total Experience: Over 26 years Benchmark: S&P BSE 500 Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil. Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 13.65% Beta : 0.80 Sharpe Ratio : 0.55 Portfolio Turnover* : 0.41 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services Consumer Goods Services 9.72 Industrial Manufacturing 6.20 Chemicals 5.07 Pharma 4.51 Telecom 2.93 Construction 2.81 Others 8.52 will be at Moderately High risk 09Mar18 (Reg Plan) Mar18 (Dir Plan) Apr17 (Reg Plan) Apr17 (Dir Plan) Apr16 (Reg Plan) Apr16 (Dir Plan) Nov14 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM HDFC Bank Ltd Interglobe Aviation Ltd Procter & Gamble Hygiene & Health Care Ltd Bajaj Finance Ltd Kotak Mahindra Bank Ltd Gruh Finance Ltd Solar Industries India Ltd Divi's Laboratories Ltd State Bank Of India 4.07 Muthoot Finance Ltd Westlife Development Ltd Indostar Capital Finance Ltd ELGI Equipments Ltd The Great Eastern Shipping Company Ltd Kirloskar Oil Engines Ltd Bharti Airtel Ltd Techno Electric & Engineering Company Ltd Agro Tech Foods Ltd Hawkins Cookers Ltd Hatsun Agro Product Ltd AU Small Finance Bank Ltd Bajaj Finserv Ltd Sheela Foam Ltd Dixon Technologies (India) Ltd Fine Organic Industries Ltd Equity Shares Total CBLO 8.64 Cash & Other Receivables 0.13 ASSET ALLOCATION (%) 28.52% Large Cap 8.51% 30.66% Cash & Other Current Assets 32.31% Midcap Smallcap SBI Focused Equity Fund Long term capital appreciation. Investment in equity and equity related instruments with maximum 30 stocks across multicap space Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

17 EQUITYMID CAP FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors with opportunities for longterm growth in capital along with the liquidity of an openended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. An openended Equity Scheme predominantly investing in mid cap stocks. Date of Allotment: 29/03/2005 ` 3, Crores ` 3, Crores Fund Manager: Ms. Sohini Andani : July2010 Total Experience: Over 23 years Benchmark: Nifty Midcap 150 (w.e.f May 16,2018) Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 15.72% Beta : 0.84 Sharpe Ratio : 0.11 Portfolio Turnover* : 0.38 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Cholamandalam Investment & Finance Company Ltd PNB Housing Finance Ltd Godrej Properties Ltd The Ramco Cements Ltd Sheela Foam Ltd Dixon Technologies (India) Ltd Voltas Ltd Carborundum Universal Ltd Torrent Pharmaceuticals Ltd Mahindra & Mahindra Financial Services Ltd Schaeffler India Ltd Divi's Laboratories Ltd RBL Bank Ltd Housing & Urban Development Corporation Ltd Sanofi India Ltd Shriram City Union Finance Ltd PI Industries Ltd Coromandel International Ltd Thermax Ltd Gujarat State Petronet Ltd The Federal Bank Ltd Sadbhav Engineering Ltd ERIS Lifesciences Ltd Indraprastha Gas Ltd INDUSTRY ALLOCATION (%) Financial Services Pharma Industrial Manufacturing Construction Consumer Goods 8.66 Fertilisers & Pesticides 5.57 Cement & Cement Products 4.56 Energy 4.00 Services 1.36 Metals 1.29 Chemicals 1.03 Textiles 0.96 Others 3.30 will be at Moderately High risk 16Mar18 (RegPlan) Mar18 (DirPlan) Jun16 (RegPlan) Jun16 (DirPlan) Mar15 (RegPlan) Mar15 (DirPlan) Aug13 (RegPlan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Natco Pharma Ltd Equitas Holdings Ltd Laurus Labs Ltd SKF India Ltd Strides Shasun Ltd VA Tech Wabag Ltd National Aluminium Company Ltd NCC LTD Manpasand Beverages Ltd Clariant Chemicals (India) Ltd Page Industries Ltd Swaraj Engines Ltd Shriram Transport Finance Company Ltd Bharat Financial Inclusion Ltd NRB Bearings Ltd Mangalam Cement Ltd Sequent Scientific Ltd AU Small Finance Bank Ltd ITD Cementation India Ltd Solara Active Pharma Sciences Ltd Summit Securities Ltd Greenply Industries Ltd Equity Shares Total CBLO 3.03 Cash & Other Receivables 0.27 ASSET ALLOCATION (%) 30.62% 3.30% Cash & Other Current Assets Smallcap 66.08% SBI Magnum Midcap Fund long term capital appreciation. Investments predominantly in a well diversified equity stocks of midcap companies. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, Midcap 14

18 EQUITYTHEMATIC FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide the investor with the opportunity of longterm capital appreciation by investing in diversified portfolio comprising primarily of MNC companies. An openended Equity Scheme investing in companies following the MNC theme. Date of Allotment: 30/09/1994 ` 3, Crores ` 3, Crores Fund Manager: Mr. Anup Upadhyay (w.e.f May 5,2018) : May2018 Total Experience: Over 13 years Benchmark: Nifty MNC (w.e.f May 16,2018) Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 13.19% Beta : 0.64 Sharpe Ratio : 0.17 Portfolio Turnover* : 0.85 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Consumer Goods Automobile Industrial Manufacturing Pharma 9.04 Services 7.39 IT 5.29 Chemicals 4.32 Textiles 3.24 Metals 2.65 Cement & Cement Products 2.07 Fertilisers & Pesticides 2.04 Media And Entertainment 0.66 Financial Services 0.14 Construction 0.07 Others 0.73 will be at High risk 29Nov17 (Reg Plan) Nov17 (Dir Plan) Nov16 (Reg Plan) Nov16 (Dir Plan) Oct15 (Reg Plan) Oct15 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Maruti Suzuki India Ltd Kansai Nerolac Paints Ltd Hindustan Unilever Ltd Galaxy Surfactants Ltd Colgate Palmolive (India) Ltd Precision Camshafts Ltd Procter & Gamble Hygiene & Blue Dart Express Ltd Health Care Ltd Motherson Sumi Systems Ltd Infosys Ltd GE T&D India Ltd Grindwell Norton Ltd Redington (India) Ltd Schaeffler India Ltd Nestle India Ltd Balkrishna Industries Ltd Allcargo Logistics Ltd Westlife Development Ltd Accelya Kale Solutions Ltd Goodyear India Ltd Greenply Industries Ltd Page Industries Ltd Divi's Laboratories Ltd Thermax Ltd Hindalco Industries Ltd Pfizer Ltd Atul Ltd UFO Moviez India Ltd Whirlpool Of India Ltd Eveready Industries India Ltd Cipla Ltd Sundaram Finance Holdings Ltd Sanofi India Ltd Laurus Labs Ltd ELGI Equipments Ltd ITD Cementation India Ltd ACC Ltd Equity Shares Total SKF India Ltd CBLO 1.62 PI Industries Ltd Cash & Other Receivables 0.89 Dixon Technologies (India) Ltd ASSET ALLOCATION (%) 33.63% Large Cap 0.73% 34.14% Cash & Other Current Assets Midcap 31.50% Smallcap SBI Magnum Global Fund Long term capital appreciation. Investments in equity stocks of MNC companies. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

19 EQUITYSMALL CAP FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) (Previously known as SBI Small & Midcap Fund) To provide investors with opportunities for longterm growth in capital along with the liquidity of an openended scheme by investing predominantly in a well diversified basket of equity stocks of small cap companies. An openended Equity Scheme predominantly investing in small cap stocks. Date of Allotment: 09/09/2009 ` Crores ` Crores Fund Manager: Mr. R. Srinivasan : Nov 2013 Total Experience: Over 26 years Benchmark: S&P BSE Small Cap Index Exit Load: For exit within one year from the date of allotment 1% For exit after one year from the date of allotment Nil Fresh Registration through Systematic Investment Plan () and Systematic Transfer Plan (STP), individually or cumulatively, shall be allowed for a maximum of upto Rs. 25,000/ per PAN for monthly, quarterly, semiannual and annual frequency. For details refer addendum dated May 14, Minimum Investment & Additional Investment Fresh lumpsum subscription / switchin from any other scheme to all the Plans & Options of the Scheme through any mode including Stock Exchange platform continues to be suspended in terms of noticecumaddendum dated October 28, Standard Deviation : 19.63% Beta : 0.89 Sharpe Ratio : 0.66 Portfolio Turnover* : 0.82 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Consumer Goods Industrial Manufacturing Services Construction 9.76 Textiles 9.03 Chemicals 8.63 Pharma 5.97 Financial Services 4.34 PAPER 3.15 Media And Entertainment 2.53 Automobile 2.04 Others 7.14 will be at Moderately High risk 09Mar18 (Reg Plan) Mar18 (Dir Plan) Aug15 (Reg Plan) Aug15 (Dir Plan) Jan15 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Westlife Development Ltd Camlin Fine Sciences Ltd Hawkins Cookers Ltd Pilani Investment & Disa India Ltd Industries Corporation Ltd Kewal Kiran Clothing Ltd Gufic Biosciences Ltd Kirloskar Oil Engines Ltd Avanti Feeds Ltd Power Mech Projects Ltd Blue Star Ltd Alembic Ltd Ganesha Ecosphere Ltd ELGI Equipments Ltd Fairchem Speciality Ltd Techno Electric & Engineering Company Ltd Deepak Nitrite Ltd Relaxo Footwears Ltd Rajratan Global Wire Ltd Orient Refractories Ltd ICICI Securities Ltd The Great Eastern Shipping Company Ltd Galaxy Surfactants Ltd Thangamayil Jewellery Ltd Equity Shares Total Tamil Nadu Newsprint & Papers Ltd CBLO 6.45 Hatsun Agro Product Ltd Cash & Other Receivables 0.69 Ashiana Housing Ltd LT Foods Ltd Garware Wall Ropes Ltd Nesco Ltd UFO Moviez India Ltd ASSET ALLOCATION (%) 7.14% 3.03% 89.83% Cash & Other Current Assets Smallcap SBI Small Cap Fund long term capital appreciation Investment in equity and equityrelated securities predominantly of small cap companies. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, Midcap 16

20 EQUITY ELSS LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Incometax Act, It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lockin of 3 years from the date of allotment to avail Section 80C benefits. An openended Equity Linked Saving Scheme with a statutory lockin period of 3 years and tax benefit Date of Allotment: 31/03/1993 ` 6, Crores ` 6, Crores Fund Manager: Mr. Dinesh Balachandran : Sep2016 Total Experience: Over 17 years Benchmark: S&P BSE 500 (w.e.f May 16,2018) Exit Load: NIL Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Minimum amount for ` 500 & in multiples of ` 500 Minimum Installments: The Scheme offers Weekly 6, Monthly 12, Quarterly, Semi Annual and Annual 4. ` 500 & in multiples of ` 500 (subject to lock in period of 3 years from the date of allotment). ` 500 & in multiples of ` 500 Standard Deviation : 14.10% Beta : 0.95 Sharpe Ratio : Portfolio Turnover* : 0.61 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services Consumer Goods Energy 9.20 IT 7.29 Construction 5.07 Pharma 4.92 Reverse Repo 4.85 Telecom 4.47 Automobile 4.28 Industrial Manufacturing 4.10 Cement & Cement Products 2.97 Fertilisers & Pesticides 2.66 Services 2.23 Healthcare Services 0.94 Metals 0.91 Chemicals 0.85 Others 1.49 will be at Moderately High risk 09Mar18 (Reg Plan) Mar18 (Dir Plan) Mar17 (Reg Plan) Mar17 (Dir Plan) Mar16 (Reg Plan) Mar16 (Dir Plan) Mar15 (Reg Plan) Mar15 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM HDFC Bank Ltd Reliance Industries Ltd ICICI Bank Ltd ITC Ltd Infosys Ltd Larsen & Toubro Ltd State Bank Of India 3.01 United Breweries Ltd Colgate Palmolive (India) Ltd Bharti Airtel Ltd Ambuja Cements Ltd Axis Bank Ltd Rural Electrification Corporation Ltd HCL Technologies Ltd Mahindra & Mahindra Ltd Tata Motors Ltd UPL Ltd IRB Infrastructure Developers Ltd Sun Pharmaceutical Industries Ltd Bharat Heavy Electricals Ltd Glaxosmithkline Consumer Healthcare Ltd ICICI Prudential Life Insurance Company Ltd Lupin Ltd VA Tech Wabag Ltd Housing Development Finance Corporation Ltd Mahindra & Mahindra Financial Services Ltd Idea Cellular Ltd Tech Mahindra Ltd Bharat Petroleum Corporation Ltd Multi Commodity Exchange Of India Ltd Bajaj Finserv Ltd Yes Bank Ltd Equitas Holdings Ltd Asian Paints Ltd ICICI Lombard General Insurance Company Ltd CESC Ltd Aster Dm Healthcare Ltd Bharti Infratel Ltd NMDC Ltd The New India Assurance Company Ltd Bharat Electronics Ltd Atul Ltd NRB Bearings Ltd ACC Ltd Rallis India Ltd GE T&D India Ltd Interglobe Aviation Ltd Laurus Labs Ltd The Federal Bank Ltd Strides Shasun Ltd NHPC Ltd SREI Infrastructure Finance Ltd Bank Of Baroda 0.45 LT Foods Ltd Sequent Scientific Ltd Dynamatic Technologies Ltd Manpasand Beverages Ltd JSW Energy Ltd Reliance Nippon Life Asset Management Ltd The Great Eastern Shipping Company Ltd Solara Active Pharma Sciences Ltd Hero Motocorp Ltd Bosch Ltd Summit Securities Ltd Equity Shares Total CBLO 0.06 Reverse Repo 4.85 Cash & Other Receivables 1.43 ASSET ALLOCATION (%) 10.51% 13.69% Large Cap 6.34% Cash & Other Current Assets 69.46% Midcap Smallcap SBI Magnum Taxgain Scheme Long term capital appreciation. Investment in a portfolio of equity shares, while offering deduction under Section 80 C of IT Act,

21 EQUITY SECTORAL FUND LAST DIVIDENDS (Previously known as SBI Pharma Fund) RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Record Date Dividend (in `/Unit) NAV ( `) 16Mar18 (Reg Plan) Mar18 (Dir Plan) Jan15 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. To provide the investors with the opportunity of longterm capital appreciation by investing in a diversified portfolio of equity and equity related securities in Healthcare space. An openended Equity Scheme investing in healthcare sector. Date of Allotment: 05/07/1999 ` Crores ` Crores Fund Manager: Mr. Tanmaya Desai : Jun2011 Total Experience: Over 12 years Benchmark: S&P BSE HEALTH CARE Index Exit Load: For exit within 15 Days from the date of allotment 0.50%; For exit after 15 Days from the date of allotment Nil. Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing.weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 15.49% Beta : 0.83 Sharpe Ratio : 0.76 Portfolio Turnover* : 0.58 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 INDUSTRY ALLOCATION (%) Pharma Healthcare Services 8.37 Others 5.34 will be at High risk Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Strides Shasun Ltd Alembic Pharmaceuticals Ltd Sun Pharmaceutical Industries Ltd Cipla Ltd Torrent Pharmaceuticals Ltd Aurobindo Pharma Ltd Divi's Laboratories Ltd Cadila Healthcare Ltd Alkem Laboratories Ltd Dr. Reddy's Laboratories Ltd Biocon Ltd Gufic Biosciences Ltd Aster Dm Healthcare Ltd Sanofi India Ltd Apollo Hospitals Enterprise Ltd IPCA Laboratories Ltd Natco Pharma Ltd Ajanta Pharma Ltd Laurus Labs Ltd Dr. Lal Path Labs Ltd Neuland Laboratories Ltd Sequent Scientific Ltd Alembic Ltd Solara Active Pharma Sciences Ltd Equity Shares Total CBLO 5.33 Cash & Other Receivables 0.01 ASSET ALLOCATION (%) 28.44% Large Cap 5.34% 34.04% Cash & Other Current Assets 32.18% Midcap Smallcap SBI Healthcare Opportunities Fund Long term capital appreciation. Equity investments in stocks of companies in the healthcare sector. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

22 EQUITY SECTORAL FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) The investment objective of the scheme is to generate longterm capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. An openended Equity Scheme investing in Banking and Financial Services sector. Date of Allotment: 26/02/2015 ` Crores ` Crores Fund Manager: Ms. Sohini Andani : Feb2015 Total Experience: Over 23 years Benchmark: Nifty Financial Services Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum 6months or Minimum `500 & in multiples of `1 thereafter for minimum 12months Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 17.10% Beta : 0.88 Sharpe Ratio : 0.68 Portfolio Turnover* : 1.24 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Stock Name INDUSTRY ALLOCATION (%) Financial Services Others 4.91 (%) Of Total AUM Kotak Mahindra Bank Ltd HDFC Bank Ltd Axis Bank Ltd Bandhan Bank Ltd ICICI Bank Ltd Muthoot Capital Services Ltd PNB Housing Finance Ltd Bajaj Finance Ltd Bajaj Finserv Ltd Shriram Transport Finance Company Ltd Bharat Financial Inclusion Ltd Mahindra & Mahindra Financial Services Ltd ICICI Prudential Life Insurance Company Ltd Equitas Holdings Ltd Yes Bank Ltd AU Small Finance Bank Ltd ICICI Securities Ltd Punjab National Bank 1.50 Muthoot Finance Ltd Equity Shares Total CBLO 4.99 Cash & Other Receivables 0.07 will be at High risk 16Mar18 (Reg Plan) Mar18 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. ASSET ALLOCATION (%) 20.77% 23.66% Large Cap 4.92% Cash & Other Current Assets 50.65% Midcap Smallcap SBI Banking & Financial Services Fund Long term capital appreciation. Investment predominantly in a portfolio of equity & equity related instruments of companies engaged in banking & financial services sector. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

23 EQUITY SECTORAL FUND RegPlanDividend RegPlanGrowth DirPlanDividend To provide investors with opportunities for longterm growth in capital along with the liquidity of an openended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings (and their subsidiaries) and in debt and money market instruments issued by PSUs and others. An openended Equity Scheme investing in PSU/PSU subsidiaries. Date of Allotment: 07/07/2010 ` Crores ` Crores Fund Manager: Mr. Richard D'souza : Aug 2014 Total Experience: Over 26 years Benchmark: S&P BSE PSU INDEX Exit Load: For exit within 1 year from the date of allotment 1%; For exit after 1 year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 18.39% Beta : 0.85 Sharpe Ratio : 0.12 Portfolio Turnover* : 0.77 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 DirPlanGrowth INDUSTRY ALLOCATION (%) Energy Financial Services Industrial Manufacturing Metals 8.45 Construction 5.27 Services 3.82 Others 7.85 Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM State Bank Of India 9.44 Cochin Shipyard Ltd Oil & Natural Gas Corporation Ltd NTPC Ltd Power Grid Corporation Of India Ltd Gail (India) Ltd Engineers India Ltd National Aluminium Company Ltd Indraprastha Gas Ltd Bharat Heavy Electricals Ltd Indian Oil Corporation Ltd The New India Assurance Company Ltd Bank Of Baroda 3.89 Container Corporation Of India Ltd Hindustan Petroleum Corporation Ltd Punjab National Bank 3.54 will be at High risk Steel Authority Of India Ltd Bharat Electronics Ltd Oil India Ltd Rites Ltd Equity Shares Total CBLO 7.31 Cash & Other Receivables 0.53 ASSET ALLOCATION (%) 21.07% Large Cap Cash & Other Current Assets 63.64% Midcap Smallcap SBI PSU Fund Long term capital appreciation. Investments in diversified basket of equity stocks of domestic Public Sector Undertakings and Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, % 7.85% 20

24 EQUITY SECTORAL FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) An openended Equity Scheme investing in commodity and commodity related sectors. To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity and commodity related businesses. An openended Equity Scheme investing in commodity and commodity related sectors. Date of Allotment: 08/08/2005 ` Crores ` Crores Fund Manager: Mr. Richard D'souza : Aug2014 Total Experience: Over 26 years Benchmark: Nifty Commodities Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil. Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 17.37% Beta : 0.88 Sharpe Ratio : 0.44 Portfolio Turnover* : 0.46 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Energy Metals Cement & Cement Products Chemicals 8.80 Consumer Goods 6.35 Fertilisers & Pesticides 3.26 Textiles 3.25 Others Mar18 (Reg Plan) Mar18 (Dir Plan) Mar Jul Nov Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Reliance Industries Ltd Fine Organic Industries Ltd Hindalco Industries Ltd Oil & Natural Gas Corporation Ltd Godrej Agrovet Ltd Camlin Fine Sciences Ltd Tata Steel Ltd Gail (India) Ltd Sagar Cements Ltd Indian Oil Corporation Ltd Vedanta Ltd National Aluminium Company Ltd Jindal Steel & Power Ltd Grasim Industries Ltd Bayer Cropscience Ltd Mayur Uniquoters Ltd Star Cement Ltd will be at High risk Hindustan Zinc Ltd Tata Power Company Ltd Indraprastha Gas Ltd Hindustan Petroleum Corporation Ltd Tata Metaliks Ltd Ultratech Cement Ltd NTPC Ltd Oil India Ltd Equity Shares Total CBLO 3.12 Cash & Other Receivables 2.14 ASSET ALLOCATION (%) 21.59% 23.16% Large Cap 0.98% Cash & Other Current Assets 54.27% Midcap Smallcap SBI Magnum Comma Fund Long term capital appreciation. Equity investments in a portfolio of stocks of companies in the commodity and commodity related sectors. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

25 EQUITY SECTORAL FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors with opportunities for longterm growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. An openended Equity Scheme investing in infrastructure and allied sectors. Date of Allotment: 06/07/2007 ` Crores ` Crores Fund Manager: Mr. Richard D'souza : Aug2014 Total Experience: Over 26 years Benchmark: Nifty Infrastructure Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 17.48% Beta : 0.84 Sharpe Ratio : 0.21 Portfolio Turnover* : 0.76 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Bharti Airtel Ltd ELGI Equipments Ltd Indian Energy Exchange Ltd NTPC Ltd Multi Commodity Exchange Of India Ltd JMC Projects (India) Ltd Kennametal India Ltd Timken India Ltd PNC Infratech Ltd Sadbhav Engineering Ltd Ashoka Buildcon Ltd Kalpataru Power Transmission Ltd ABB India Ltd Reliance Industries Ltd INDUSTRY ALLOCATION (%) Construction Industrial Manufacturing Energy Financial Services 9.85 Telecom 9.00 Cement & Cement Products 3.08 Automobile 2.93 Others will be at High risk 16Mar18 (Reg Plan) Mar18 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Larsen & Toubro Ltd Star Cement Ltd Shanthi Gears Ltd ITD Cementation India Ltd Power Grid Corporation Of India Ltd H.G. Infra Engineering Ltd IRB Infrastructure Developers Ltd Equity Shares Total CBLO Cash & Other Receivables 0.15 ASSET ALLOCATION (%) 53.96% 11.77% Cash & Other Current Assets Smallcap 34.26% Large Cap SBI Infrastructure Fund Long term capital appreciation. Equity investments in stocks of companies directly or indirectly involved in the infrastructure growth of the Indian economy. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

26 EQUITYTHEMATIC LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) (Previously known as SBI FMCG Fund) To provide the investor with the opportunity of longterm capital appreciation by investing in a diversified portfolio of equity and equity related securities in Consumption space. An openended Equity Scheme following consumption theme. Date of Allotment: 05/07/1999 ` Crores ` Crores Fund Manager: Mr. Saurabh Pant : Jun2011 Total Experience: Over 11 years Benchmark: Nifty India Consumption (w.e.f May 16,2018) Exit Load: For exit within 15 Days from the date of allotment 0.50%; For exit after 15 Days from the date of allotment Nil. Entry Load: Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.81% Beta : 0.85 Sharpe Ratio : 0.74 Portfolio Turnover* : 0.61 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Stock Name INDUSTRY ALLOCATION (%) Consumer Goods Textiles 9.82 Services 3.23 Automobile 2.77 Others Mar18 (Reg Plan) Mar18 (Dir Plan) May15 (Reg Plan) May15 (Dir Plan) May13 (Reg Plan) Mar ITC Ltd Colgate Palmolive (India) Ltd Jubilant Foodworks Ltd Nestle India Ltd Sheela Foam Ltd Marico Ltd Glaxosmithkline Consumer Healthcare Ltd Asian Paints Ltd Procter & Gamble Hygiene And Health Care Ltd Indian Terrain Fashions Ltd Kewal Kiran Clothing Ltd Prataap Snacks Ltd The Indian Hotels Company Ltd Hero Motocorp Ltd LT Foods Ltd Emami Ltd Ganesha Ecosphere Ltd Manpasand Beverages Ltd Hawkins Cookers Ltd Hatsun Agro Product Ltd Greenply Industries Ltd Thangamayil Jewellery Ltd V2 Retail Ltd Equity Shares Total CBLO 6.34 Cash & Other Receivables 0.05 will be at High risk Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. ASSET ALLOCATION (%) 31.19% Large Cap 6.39% Cash & Other Current Assets (%) Of Total AUM 33.89% SBI Consumption Opportunities Fund Long term capital appreciation. Equity investments in stock of companies following consumption theme % Midcap Smallcap Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

27 EQUITY SECTORAL FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) (Previously known as SBI IT Fund) To provide the investor with the opportunity of longterm capital appreciation by investing in a diversified portfolio of equity and equity related securities in technology and technology related companies. An openended Equity Scheme investing in technology and technology related sectors. Date of Allotment: 05/07/1999 ` Crores ` Crores Fund Manager: Mr. Anup Upadhyay : Jun2011 Total Experience: Over 13 years Benchmark: S&P BSE Teck (w.e.f May 16,2018) Exit Load: For exit within 15 days from the date of allotment 0.50%; For exit after 15 days from the date of allotment Nil. Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.79% Beta : 0.86 Sharpe Ratio : 0.39 Portfolio Turnover* : 0.56 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points Note: Fund Manager for Foreign Securities Mr.Mohit Jain w.e.f. Nov 28, Exp. Over 5years Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Stock Name INDUSTRY ALLOCATION (%) IT Telecom 4.11 Media And Entertainment 2.74 Services 0.88 Others Mar18 (Reg Plan) Mar18 (Dir Plan) Jun15 (Reg Plan) Jun15(Dir Plan) Aug13 (Reg Plan) Jul07 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Infosys Ltd Cyient Ltd Tata Consultancy Services Ltd Newgen Software Technologies Ltd Tech Mahindra Ltd Info Edge (India) Ltd Persistent Systems Ltd Bharti Airtel Ltd HCL Technologies Ltd Larsen & Toubro Infotech Ltd Oracle Financial Services Software Ltd TV Today Network Ltd Accelya Kale Solutions Ltd Wipro Ltd UFO Moviez India Ltd Redington (India) Ltd Equity Shares Total Cognizant Technology Solutions Corporation 6.65 Foreign Equity Total 6.65 CBLO 6.27 Cash & Other Receivables 2.23 will be at High risk ASSET ALLOCATION (%) 31.57% Large Cap Cash & Other Current Assets (%) Of Total AUM 56.52% Midcap Smallcap SBI Technology Opportunities Fund Long term capital appreciation. Equity investments in stock of companies in the technology and technology related sectors. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, % 4.04% 24

28 FUND OF FUND RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth The scheme seeks to provide returns that closely correspond to returns provided by SBI ETF Gold An openended Fund of Fund Scheme investing in SBIETF Gold Date of Allotment: 12/09/2011 ` Crores ` Crores Fund Manager: Mr. Raviprakash Sharma : Sep2011 Total Experience: Over 19 years Benchmark: Price of Physical Gold Exit Load: Exit within 1 year from the date of allotment 1%. Exit after 1 year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Mutual Fund Units will be at Moderately High risk ASSET ALLOCATION (%) Mutual Fund Units SBIETF Gold Exchange Traded Funds Total CBLO 0.32 Cash & Other Receivables NCA (INCL. Cash, Deposits) SBI GOLD Fund Long term capital appreciation. Investment in SBI ETF Gold. (%) Of Total AUM 25

29 INDEX FUND RegPlanDividend LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) 23Mar The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks. An openended Scheme tracking Nifty 50 Index. Date of Allotment: 17/01/2002 ` Crores ` Crores Fund Manager: Mr. Raviprakash Sharma : Feb2011 Total Experience: Over 19 years Benchmark: Nifty 50 Index Exit Load: For exit within 15 days from the date of allotment 0.20% For exit on or after 15 days from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Portfolio Turnover* : 1.31 Tracking Error : 0.05% *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Tracking Error is computed for the 3 Year Period ending 29th June 2018, based on monthend NAV. Tracking Error is computed using Total Returns Index. Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 RegPlanGrowth DirPlanDividend DirPlanGrowth HDFC Bank Ltd Reliance Industries Ltd Housing Development Finance Corporation Ltd Infosys Ltd ITC Ltd Tata Consultancy Services Ltd Kotak Mahindra Bank Ltd ICICI Bank Ltd Larsen & Toubro Ltd Maruti Suzuki India Ltd Hindustan Unilever Ltd Indusind Bank Ltd State Bank Of India 2.24 Axis Bank Ltd Mahindra & Mahindra Ltd Yes Bank Ltd Sun Pharmaceutical Industries Ltd Asian Paints Ltd Bajaj Finance Ltd HCL Technologies Ltd Bharti Airtel Ltd NTPC Ltd Tata Motors Ltd Hero Motocorp Ltd Oil & Natural Gas Corporation Ltd Vedanta Ltd Tata Steel Ltd Power Grid Corporation Of India Ltd INDUSTRY ALLOCATION (%) Financial Services Energy IT Consumer Goods Automobile 8.61 Construction 3.63 Metals 3.57 Pharma 3.28 Futures 2.86 Cement & Cement Products 1.84 Telecom 1.75 Margin Fixed Deposits 0.86 Media And Entertainment 0.70 Services 0.61 Fertilisers & Pesticides 0.52 Others 1.38 will be at Moderately High risk 28Mar Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Tech Mahindra Ltd Ultratech Cement Ltd Grasim Industries Ltd Eicher Motors Ltd Bajaj Auto Ltd Indiabulls Housing Finance Ltd Titan Company Ltd Bajaj Finserv Ltd Coal India Ltd Hindalco Industries Ltd Indian Oil Corporation Ltd Cipla Ltd Zee Entertainment Enterprises Ltd Gail (India) Ltd Wipro Ltd Bharat Petroleum Corporation Ltd Dr. Reddy's Laboratories Ltd Adani Ports And Special Economic Zone Ltd Bharti Infratel Ltd UPL Ltd Lupin Ltd Hindustan Petroleum Corporation Ltd Equity Shares Total Axis Bank Ltd Margin Fixed Deposits Total 0.86 CBLO 1.49 Index Futures Total 2.86 Cash & Other Receivables 2.86 ASSET ALLOCATION (%) Large Cap 2.34% 97.66% Cash & Other Current Assets SBI Nifty Index Fund Long term capital appreciation. Passive Investment in stocks comprising the Nifty 50 Index in the same proportion as in the index to achieve returns equivalent to the Total returns Index of Nifty 50 Index. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

30 Snapshot of Hybrid Funds & Solution Oriented Funds Scheme SBI Equity Hybrid Fund (Previously known as SBI Magnum Balanced Fund) SBI Dynamic Asset Allocation Fund SBI Debt Hybrid Fund (Previously known as SBI Magnum Monthly Income Plan) SBI Multi Asset Allocation Fund (Previously known as SBI Magnum Monthly Income Plan Floater) SBI Magnum Children s Benefit Fund (Previously known as SBI Magnum Children s Benefit Plan) SBI Equity Savings Fund SBI Arbitrage Opportunities Fund Ideal Investment Horizon 3 years + 3 years + 2 years + 2 years + 3 years + 1 year 3 months 09/10/ /03/ /04/ /12/ /02/ /05/ /11/2006 Fund Manager Mr. R. Srinivasan Equity Mr. Dinesh Ahuja Debt Mr. Dinesh Balachandran Equity & Equity related instruments & Debt and Money Market Instruments portion Mr. Mohit Jain investments in foreign securities of the Scheme. Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt Mr. Ruchit Mehta Mr. Rajeev Radhakrishnan Mr. Neeraj Kumar Arbitrage Portion Mr. Ruchit Mehta Equity, Debt Mr. Neeraj Kumar Jan2012 Mar2015 July2011 June2011 Jun2008 May2015 Oct2012 Benchmark CRISIL Hybrid Aggressive Index 50% CRISIL 1 year CD Index + 50% S&P BSE Sensex NIFTY 50 Hybrid Composite Debt 15:85 Index (w.e.f June 25,2018) as on 30 June /3 NIFTY+1/3 CRISIL Composite Bond Fund Index+1/3 Price of Gold.(w.e.f May 16,2018) NIFTY 50 Hybrid Composite Debt 15:85 Index (w.e.f June 25,2018) 35% Nifty 50 Arbitrage Index+35%Nifty50+ 30% CRISIL Liquid Fund Index.(w.e.f May 16,2018) Nifty 50 Arbitrage Index. (w.e.f May 16,2018) Month End AUM (Rs. in Crores) `24, Crores ` Crores `1, Crores ` Crores `59.30 Crores `2, Crores `2, Crores Modified Duration (years) Average Maturity (years) Yield to Maturity (%) Standard Deviation 9.79% 0.42% Beta Sharpe Ratio Expense Ratio Equity Shares Corporate Debt Gilts Money Market Instruments Other Assets Large Cap Mid Cap Small Cap AAA,AA+ and Equivalent Below AA+ Sovereign A1+ NCA (INCL. CASH, DEPOSITS) Exit Load Regular 2.36% Direct 1.29% % 18.65% 8.21% 4.38% 3.18% 11.23% 1.16% 13.01% For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% Regular 2.80% Direct 1.29% % 0.06% 75.65% Regular 2.05% Direct 1.00% Composition by Assets as on 30 June Regular 2.76% Direct 1.00% Composition by Ratings & Assets as on 30 June % 4.51% 5.48% 26.23% 21.90% 24.11% 4.58% Other Details Within 1 year 1.00% For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% % 2.82% 6.52% 5.52% Gold: 10.53% 10.61% % 18.56% For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% Regular 2.70% Direct 1.28% % 2.99% 12.20% 21.47% 27.57% 26.34% Within 1 year 3%; Within 2 years 2%; Within 3 years 1% Regular 2.56% Direct 0.53% % 1.55% 5.10% 9.73% 8.48% 1.04% 40.60% For 9% of the investments within 1 Year Nil; For the remaining investments 1.00% Regular 1.03% Direct 0.28% Within 1 Month 0.50% Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Source: CRISIL Fund Analyser Risk Free rate: FBIL Overnight Mibor rate ( 6.25% as on 29th June 2018 ) Basis for Ratio Calculation: 3 Years Monthly Data Points Expense ratio includes Base TER, additional expenses 52(6A)(b) and 52(6A)( c) for both Regular and Direct Plan including GST. 27

31 HYBRID AGGRESSIVE HYBRID FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) Nav ( `) (Previously known as SBI Magnum Balanced Fund) To provide investors longterm capital appreciation along with the liquidity of an openended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in fixed income securities. An openended Hybrid Scheme investing predominantly in equity and equity related instruments. Date of Allotment: 09/10/1995 ` 24, Crores ` 24, Crores Fund Managers: Mr. R. Srinivasan Equity Mr. Dinesh Ahuja Debt : Jan2012 Total Experience: Mr. R. Srinivasan Over 26 years Mr. Dinesh Ahuja Over 20 years Benchmark: CRISIL Hybrid Aggressive Index Exit Load: For exit within 12 months from the date of allotment: For 10% of investment Nil For remaining investments 1.00%; For exit after 12 months from the date of allotment Nil. Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 9.79% Beta : 1.01 Sharpe Ratio : 0.36 Modified Duration : 2.90 years Average Maturity : 3.95 years Yield to Maturity : 8.02% Source: CRISIL Fund Analyser Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. HDFC Bank Ltd State Bank Of India 4.89 Kotak Mahindra Bank Ltd Infosys Ltd Tata Consultancy Services Ltd ICICI Bank Ltd Bharti Airtel Ltd Gruh Finance Ltd ITC Ltd Divi's Laboratories Ltd Bajaj Finance Ltd Interglobe Aviation Ltd Lemon Tree Hotels Ltd Bharat Petroleum Corporation Ltd AU Small Finance Bank Ltd Sundaram Clayton Ltd Solar Industries India Ltd Sun Pharmaceutical Industries Ltd Adani Ports And Special Economic Zone Ltd HCL Technologies Ltd AIA Engineering Ltd Procter & Gamble Hygiene And Health Care Ltd Havells India Ltd Sundaram Finance Ltd Eclerx Services Ltd Motherson Sumi Systems Ltd Bharti Infratel Ltd Exide Industries Ltd M India Ltd Ajanta Pharma Ltd Info Edge (India) Ltd Indostar Capital Finance Ltd Bajaj Holdings & Investment Ltd Galaxy Surfactants Ltd The Great Eastern Shipping Company Ltd National Aluminium Company Ltd Colgate Palmolive (India) Ltd Westlife Development Ltd Star Cement Ltd Idea Cellular Ltd NLC India Ltd MRF Ltd SJVN Ltd Muthoot Finance Ltd Equitas Holdings Ltd IRB Infrastructure Developers Ltd Finolex Cables Ltd Page Industries Ltd Bandhan Bank Ltd Finolex Industries Ltd Grindwell Norton Ltd Techno Electric & Engineering Company Ltd Relaxo Footwears Ltd Bharat Heavy Electricals Ltd Apollo Hospitals Enterprise Ltd Gillette India Ltd Allcargo Logistics Ltd Kajaria Ceramics Ltd ICICI Securities Ltd INDUSTRY ALLOCATION (%) Financial Services Sovereign IT 7.82 Services 7.22 Consumer Goods 5.29 Pharma 3.95 Energy 3.68 Telecom 3.64 Automobile 3.60 Industrial Manufacturing 2.36 Chemicals 1.99 Reverse Repo 1.12 Construction 0.86 Metals 0.85 Cement & Cement Products 0.76 Margin Fixed Deposits 0.60 Textiles 0.33 Healthcare Services 0.26 Futures 0.12 Cash & Other Receivables 0.52 CBLO will be at Moderately High risk 06Jul18 (Reg Plan) Jul18 (Dir Plan) Mar18 (Dir Plan) Mar18 (Reg Plan) Dec17 (Reg Plan) Dec17 (Dir Plan) Sep17 (Reg Plan) Sep17 (Dir Plan) Issuer Name Rating (%) Of Total AUM Issuer Name Rating (%) Of Total AUM Sundaram Finance Holdings Ltd Adlabs Entertainment Ltd Motor Industries Co. Ltd Equity Shares Total NABARD CRISIL A Commercial Papers Total 0.40 Indusind Bank Ltd. CRISIL A Axis Bank Ltd. CRISIL A Certificate Of Deposits Total 0.76 ICICI Bank Ltd. [ICRA]AA HDFC Credila Financial Services Pvt. Ltd. CRISIL AAA 0.83 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA 0.50 Cholamandalam Investment And Finance Company Ltd. [ICRA]AA AU Small Finance Bank Ltd. IND AA 0.40 Reliance Home Finance Ltd. BWR AA ONGC Petro Additions Ltd. IND AAA (SO) 0.39 Manappuram Finance Ltd. CARE AA 0.34 Tata Motors Ltd. [ICRA]AA 0.25 Hindalco Industries Ltd. CRISIL AA 0.25 Century Textiles & Industries Ltd. CRISIL AA 0.24 Equitas Small Finance Bank Ltd. IND A Equitas Small Finance Bank Ltd. CARE A United Bank Of India CRISIL AA 0.15 Tata Chemicals Ltd. BWR AA Forbes & Company Ltd. [ICRA]AA 0.10 SEI Baskara Power Pvt. Ltd. CARE AA(SO) 0.09 SEI Mihir Energy Pvt. Ltd. CARE AA(SO) 0.09 Divyesh Power Pvt. Ltd. CARE AA(SO) 0.09 Pratyash Renewable Pvt. Ltd. CARE AA(SO) 0.09 Aarish Solar Power Pvt. Ltd. CARE AA(SO) 0.09 Aashman Energy Pvt. Ltd. CARE AA(SO) 0.09 Elena Renewable Energy Pvt. Ltd. CARE AA(SO) 0.09 Zuvan Energy Pvt. Ltd. CARE AA(SO) 0.09 Shreyas Renewable Energy Pvt. Ltd. CARE AA(SO) 0.09 SEI Enerstar Renewable Energy Pvt. Ltd. CARE AA(SO) 0.09 Piramal Enterprises Ltd. [ICRA]AA 0.07 Muthoot Finance Ltd. CRISIL AA 0.04 HDFC Ltd. CRISIL AAA 0.04 IFCI Ltd. [ICRA]BBB Rural Electrification Corporation Ltd. CRISIL AAA 0.02 Power Finance Corporation Ltd. CRISIL AAA 0.01 Blue Dart Express Ltd. [ICRA]AA 0.01 Non Convertible Debentures Total 7.56 Government Of India SOVEREIGN Government Securities Total Day TBill SOVEREIGN 0.80 Treasury Bills Total 0.80 HDFC Bank Ltd The Federal Bank Ltd Margin Fixed Deposits Total 0.60 CBLO Reverse Repo 1.12 Stock Futures Total 0.12 Cash & Other Receivables 0.52 ASSET CLASS / RATING CLASS (%) 1.16% 3.18% 11.23% 40.18% 18.65% Large Cap Midcap Small Cap NCA (Incl. Cash, Deposits) A1+ Soveriegn AAA, AA+ and Equivalent Below AA+ SBI Equity Hybrid Fund Long term capital appreciation. Investments primarily in equity and equity related instruments, with exposure in debt and money market instruments. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, % 8.21% 13.01% 28

32 HYBRID DYNAMIC ASSET ALLOCATION FUND RegPlanDividend RegPlanGrowth DirPlanDividend To provide investors with an opportunity to invest in a portfolio which is a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with longterm capital appreciation. DirPlanGrowth Issuer Name (%) Of Total AUM Issuer Name (%) Of Total AUM HDFC Bank Ltd Yes Bank Ltd An openended Dynamic Asset Allocation Fund. Date of Allotment: 26/03/2015 ` Crores ` Crores Fund Manager: Mr. Dinesh BalachandranEquity & Equity related instruments & Debt and Money Market Instruments Mr. Mohit Jain investments in foreign securities of the Scheme. (w.e.f. Nov 28, 2017.) : Mar 2015 Total Experience: Mr. Dinesh Balachandran Over 17 Years Mr. Mohit Jain Over 6 Years Benchmark: 50% CRISIL 1 year CD Index + 50% S&P BSE Sensex Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 HDFC Ltd Reliance Industries Ltd Infosys Ltd ITC Ltd Tata Consultancy Services Ltd ICICI Bank Ltd Kotak Mahindra Bank Ltd Larsen & Toubro Ltd Maruti Suzuki India Ltd Hindustan Unilever Ltd State Bank Of India 0.64 Axis Bank Ltd Indusind Bank Ltd Mahindra & Mahindra Ltd NTPC Ltd Sun Pharmaceutical Industries Ltd Tata Motors Ltd Asian Paints Ltd INDUSTRY ALLOCATION (%) Financial Services 9.60 Margin Fixed Deposits 5.97 IT 3.43 Energy 3.09 Consumer Goods 2.85 Automobile 2.43 Construction 1.08 Metals 0.85 Pharma 0.44 Telecom 0.36 Services 0.23 CBLO Cash & Other Receivables 2.96 will be at Moderately High risk Bharti Airtel Ltd Vedanta Ltd Hero Motocorp Ltd Power Grid Corporation Of India Ltd Tata Steel Ltd Oil & Natural Gas Corporation Ltd Bajaj Auto Ltd Wipro Ltd Adani Ports And Special Economic Zone Ltd Coal India Ltd Equity Shares Total Axis Bank Ltd The Federal Bank Ltd Margin Fixed Deposits Total 5.97 CBLO Cash & Other Receivables 2.96 ASSET CLASS / RATING CLASS (%) 75.65% Large Cap 24.35% NCA (Incl. Cash, Deposits) SBI Dynamic Asset Allocation Fund Regular income and capital growth Dynamic Asset allocation between equity and equity related Instruments and fixed income instruments so as to provide with long term capital appreciation. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

33 HYBRID CONSERVATIVE HYBRID FUND (Previously known as SBI Magnum Monthly Income Plan) RegPlanGrowth RegPlanMonthly Dividend RegPlanQuarterly Dividend RegPlanAnnual Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanQuarterly Dividend DirPlanAnnual Dividend To provide the investors an opportunity to invest primarily in Debt and Money market instruments and secondarily in equity and equity related instruments. An openended Hybrid Scheme investing predominantly in debt instruments. Date of Allotment: 09/04/2001 ` 1, Crores ` 1, Crores Fund Managers: Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt : July2011 Total Experience Mr. Ruchit Mehta Over 14 years Mr. Dinesh Ahuja Over 20 years Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index (w.e.f June 25,2018) Exit Load: For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of `1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 3.00 years Average Maturity : 3.92 years Yield to Maturity : 8.67% Issuer Name Rating (%) Of Total AUM Kotak Mahindra Bank Ltd HDFC Bank Ltd Larsen & Toubro Ltd Maruti Suzuki India Ltd The Ramco Cements Ltd Lemon Tree Hotels Ltd Bajaj Finance Ltd Procter & Gamble Hygiene And Health Care Ltd Titan Company Ltd Indian Terrain Fashions Ltd Interglobe Aviation Ltd Mahindra & Mahindra Financial Services Ltd Tata Steel Ltd Prataap Snacks Ltd The New India Assurance Company Ltd Bharti Airtel Ltd Ashoka Buildcon Ltd Dixon Technologies (India) Ltd Petronet LNG Ltd Motherson Sumi Systems Ltd Greenply Industries Ltd Steel Authority Of India Ltd Indraprastha Gas Ltd Shriram Transport Finance Company Ltd Ashok Leyland Ltd Sheela Foam Ltd Britannia Industries Ltd ITD Cementation India Ltd Hindustan Petroleum Corporation Ltd ELGI Equipments Ltd Equity Shares Total Reliance Industries Ltd. CRISIL AAA 6.40 Hindalco Industries Ltd. CRISIL AA 5.31 ICICI Bank Ltd. [ICRA]AA INDUSTRY ALLOCATION (%) Financial Services Sovereign Energy Metals 6.61 Services 5.98 Consumer Goods 4.69 Construction 4.18 Telecom 4.01 Automobile 2.15 Cement & Cement Products 1.16 Textiles 0.95 Industrial Manufacturing 0.27 CBLO 2.57 Cash & Other Receivables 2.00 will be at Moderate risk Issuer Name Rating (%) Of Total AUM HDFC Credila Financial Services Pvt. Ltd. CRISIL AAA 3.22 Power Finance Corporation Ltd. CRISIL AAA 2.97 Muthoot Finance Ltd. CRISIL AA 2.63 Reliance Home Finance Ltd. BWR AA Tata Realty And Infrastructure Ltd. CRISIL AA 2.06 Manappuram Finance Ltd. CARE AA 2.01 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA 1.97 AU Small Finance Bank Ltd. IND AA 1.66 HDFC Ltd. CRISIL AAA 1.66 Oriental Hotels Ltd. CARE A Equitas Small Finance Bank Ltd. CARE A Indiabulls Housing Finance Ltd. BWR AAA 1.11 Vadodara Bharuch Tollway Ltd. IND A 0.64 Pratyash Renewable Pvt. Ltd. CARE AA(SO) 0.49 Divyesh Power Pvt. Ltd. CARE AA(SO) 0.49 SEI Enerstar Renewable Energy Pvt. Ltd. CARE AA(SO) 0.49 SEI Mihir Energy Pvt. Ltd. CARE AA(SO) 0.49 Aarish Solar Power Pvt. Ltd. CARE AA(SO) 0.49 Elena Renewable Energy Pvt. Ltd. CARE AA(SO) 0.49 Shreyas Renewable Energy Pvt. Ltd. CARE AA(SO) 0.49 Aashman Energy Pvt. Ltd. CARE AA(SO) 0.49 Zuvan Energy Pvt. Ltd. CARE AA(SO) 0.49 SEI Baskara Power Pvt. Ltd. CARE AA(SO) 0.49 Non Convertible Debentures Total Bharti Telecom Ltd. CRISIL AA Zero Coupon Bonds Total 3.38 Government Of India SOVEREIGN Government Securities Total CBLO 2.57 Cash & Other Receivables 2.00 ASSET CLASS / RATING CLASS (%) 21.90% 24.11% 4.58% 13.19% Large Cap Midcap Small Cap Below AA+ Soveriegn NCA (Incl. Cash, Deposits) AAA, AA+ and Equivalent SBI Debt Hybrid Fund Regular income and capital growth. Investment primarily in Debt and Money market instruments and secondarily in equity and equity related instruments. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, % 5.48% 26.23% 30

34 HYBRID MULTI ASSET ALLOCATION FUND (Previously known as SBI Magnum Monthly Income Plan Floater) RegPlanGrowth RegPlanMonthly Dividend RegPlanQuarterly Dividend RegPlanAnnual Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanQuarterly Dividend DirPlanAnnual Dividend To provide the investors an opportunity to invest in an actively managed portfolio of multiple asset classes. An openended Scheme investing in equity, debt and gold and gold related instruments. Date of Allotment: 21/12/2005 ` Crores ` Crores Fund Manager: Mr. Ruchit Mehta : June2011 Total Experience: Over 14 years Benchmark: 1/3 NIFTY+1/3 CRISIL Composite Bond Fund Index+1/3 Price of Gold. (w.e.f May 16,2018) Exit Load: For exit within 12 months from the date of allotment For 10% of investments : Nil For remaining investment: 1.00% For exit after 12 months from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum 3000 & in multiples of 1 thereafter for a minimumof 4 installments. Annual Minimum 5000 & in multiples of 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 0.86 years Average Maturity : 1.00 years Yield to Maturity : 7.70% Issuer Name Rating (%) Of Total AUM Titan Company Ltd Dixon Technologies (India) Ltd Ashoka Buildcon Ltd Kotak Mahindra Bank Ltd Shriram Transport Finance Company Ltd Ashok Leyland Ltd Atul Ltd AU Small Finance Bank Ltd Alkem Laboratories Ltd Maruti Suzuki India Ltd Bajaj Finserv Ltd MM Forgings Ltd ELGI Equipments Ltd The Ramco Cements Ltd PNC Infratech Ltd Star Cement Ltd Bajaj Electricals Ltd LT Foods Ltd ITD Cementation India Ltd Indian Terrain Fashions Ltd Ganesha Ecosphere Ltd INDUSTRY ALLOCATION (%) Financial Services Construction Sovereign PRECIOUS Metals Consumer Goods 2.68 Automobile 1.30 Industrial Manufacturing 1.13 Cement & Cement Products 1.04 Textiles 0.75 Chemicals 0.67 Pharma 0.63 Energy 0.28 CBLO Cash & Other Receivables 0.21 Issuer Name Rating (%) Of Total AUM Hindustan Petroleum Corporation Ltd Reliance Capital Ltd Equity Shares Total Gold Mumbai GOLD Total HDFC Ltd. CRISIL A Clix Capital Services Pvt. Ltd. CRISIL A Commercial Papers Total Small Industries Development Bank Of India CRISIL A NABARD CRISIL A Certificate Of Deposits Total Power Finance Corporation Ltd. CRISIL AAA 5.52 Non Convertible Debentures Total 5.52 RMZ Infotech Pvt. Ltd. ICRA A1+(SO) 9.69 Zero Coupon Bonds Total 9.69 Government Of India SOVEREIGN Government Securities Total CBLO Cash & Other Receivables 0.21 ASSET CLASS / RATING CLASS (%) SBI Multi Asset Allocation Fund Regular income and capital growth Investment in actively managed portfolio of multiple asset classes viz, equity, debt, gold and gold related instruments. will be at Moderate High risk Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, Large Cap Midcap Small Cap NCA (Incl. Cash, Deposits) Zero Coupon Bonds (A1+) Gold A Sovereign AAA, AA+ and Equivalent 31

35 SOLUTIONS ORIENTED SCHEMECHILDREN S FUND RegPlanGrowth (Previously known as SBI Magnum Children s Benefit Plan) DirPlanGrowth To provide the investors an opportunity to earn regular income predominantly through investment in debt and money market instruments and capital appreciation through an actively managed equity portfolio. An openended fund for investment for children having a lockin for at least 5 years or till the child attains age of majority (whichever is earlier). Date of Allotment: 21/02/2002 ` Crores ` Crores Fund Manager: Mr. Rajeev Radhakrishnan : Jun2008 Total Experience: Over 17 years Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index (w.e.f June 25,2018) Exit Load: Within 1 year :3%, Within 2 years :2%, Within 3 years :1%, above 3 years: NIL. Entry Load: N.A Options: Growth, Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 1.21 years Average Maturity : 1.45 years Yield to Maturity : 8.22% Issuer Name Rating (%) Of Total AUM Manpasand Beverages Ltd State Bank Of India 1.64 Narayana Hrudayalaya Ltd ITC Ltd Colgate Palmolive (India) Ltd Lupin Ltd Infosys Ltd Tata Global Beverages Ltd Punjab National Bank 1.00 ITD Cementation India Ltd Hawkins Cookers Ltd Equitas Holdings Ltd Bharti Airtel Ltd ABB India Ltd Bharat Heavy Electricals Ltd Tata Motors Ltd Ahluwalia Contracts (India) Ltd Gufic Biosciences Ltd PNC Infratech Ltd NCC LTD Sequent Scientific Ltd Sadbhav Engineering Ltd INDUSTRY ALLOCATION (%) Financial Services Consumer Goods 9.80 Construction 7.27 Energy 5.06 Metals 4.29 Pharma 2.73 Industrial Manufacturing 2.16 Healthcare Services 1.48 IT 1.05 Telecom 0.91 Automobile 0.83 Services 0.56 Textiles 0.19 CBLO Cash & Other Receivables 1.02 will be at Moderately High risk Issuer Name Rating (%) Of Total AUM Blue Dart Express Ltd ICICI Bank Ltd Grindwell Norton Ltd Page Industries Ltd Solara Active Pharma Sciences Ltd United Breweries Ltd Equity Shares Total ICICI Bank Ltd. [ICRA]AA Rural Electrification Corporation Ltd. CRISIL AAA 8.25 Greenko Energies Pvt. Ltd. CARE A Muthoot Finance Ltd. CRISIL AA 5.01 Reliance Home Finance Ltd. BWR AA Hindalco Industries Ltd. CRISIL AA 4.29 Manappuram Finance Ltd. CARE AA 3.40 Floreat Investments Ltd. [ICRA]AA 3.38 Indostar Capital Finance Ltd. CARE AA 3.38 Sharda Solvent Ltd. BWR AA 3.04 Non Convertible Debentures Total CBLO Cash & Other Receivables 1.02 ASSET CLASS / RATING CLASS (%) 26.34% 21.47% 9.43% 2.99% 12.20% 27.57% Large Cap Midcap Small Cap Below AA+ NCA (Incl. Cash, Deposits) AAA, AA+ and Equivalent SBI Magnum Children s Benefit Fund Regular income and capital appreciation. Investment primarily in debt and money market instruments and secondarily inactively managed equity and equity related instruments. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

36 HYBRID EQUITY SAVINGS FUND RegPlanGrowth RegPlanMonthly Dividend RegPlanQuarterly Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanQuarterly Dividend The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity. An openended Scheme investing in equity, arbitrage and debt. Date of Allotment: 27/05/2015 ` 2, Crores ` 2, Crores Fund Manager: Mr. Neeraj Kumar Arbitrage portion Mr. Ruchit Mehta Equity, Debt : May2015 Total Experience: Mr. Neeraj Kumar Over 22 years Mr. Ruchit Mehta Over 14 years Benchmark: 35% Nifty 50 Arbitrage Index + 35% Nifty % CRISIL Liquid Fund Index. (w.e.f May 16,2018) Exit Load: For exit within 1 year from the date of allotment: For 9% of the investments Nil; For remaining investments 1.00% For exit after 1 year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum 6 months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 INDUSTRY ALLOCATION (%) Financial Services Consumer Goods 8.09 Automobile 7.95 Energy 6.80 Metals 5.34 IT 4.91 Telecom 4.53 Services 3.98 Margin Fixed Deposits 3.36 Construction 3.19 Pharma 2.18 Cement & Cement Products 2.14 Textiles 0.97 Media And Entertainment 0.97 Industrial Manufacturing 0.53 Fertilisers & Pesticides 0.34 Futures CBLO 8.75 Cash & Other Receivables will be at Moderately High risk Stock Name Rating (%) Of Total AUM Stock Name Rating (%) Of Total AUM HDFC Bank Ltd Apollo Tyres Ltd Housing Development Finance Corporation Ltd Power Grid Corporation Of India Ltd ICICI Bank Ltd Tata Communications Ltd Reliance Industries Ltd Ultratech Cement Ltd Kotak Mahindra Bank Ltd Gabriel India Ltd Dewan Housing Finance Corporation Ltd LT Foods Ltd Maruti Suzuki India Ltd Coal India Ltd Tata Consultancy Services Ltd NCC Ltd ITC Ltd Bank Of Baroda 0.15 LIC Housing Finance Ltd Bharat Petroleum Corporation Ltd Axis Bank Ltd Reliance Nippon Life Asset Management Ltd Hindustan Zinc Ltd Jubilant Foodworks Ltd Adani Ports And Special Economic Zone Ltd Wockhardt Ltd State Bank Of India 1.26 Infosys Ltd Bharti Infratel Ltd Bharti Airtel Ltd SREI Infrastructure Finance Ltd Tata Motors Ltd Manpasand Beverages Ltd Hero Motocorp Ltd The India Cements Ltd Bajaj Finance Ltd Power Finance Corporation Ltd Bandhan Bank Ltd Strides Shasun Ltd Mahindra & Mahindra Ltd Sun TV Network Ltd Ashok Leyland Ltd Bosch Ltd Hindalco Industries Ltd National Aluminium Company Ltd Tata Steel Ltd Can Fin Homes Ltd Larsen & Toubro Ltd Tata Global Beverages Ltd Oil & Natural Gas Corporation Ltd IRB Infrastructure Developers Ltd Titan Company Ltd DLF Ltd Hindustan Petroleum Corporation Ltd IDFC Ltd Indiabulls Housing Finance Ltd Dish Tv India Ltd Idea Cellular Ltd Arvind Ltd HCL Technologies Ltd Multi Commodity Exchange Of India Ltd Yes Bank Ltd The Karnataka Bank Ltd JSW Steel Ltd Ajanta Pharma Ltd Zee Entertainment Enterprises Ltd Balrampur Chini Mills Ltd Grasim Industries Ltd Bharat Forge Ltd Havells India Ltd Manappuram Finance Ltd Hindustan Unilever Ltd Equitas Holdings Ltd Indian Oil Corporation Ltd Tata Elxsi Ltd Tech Mahindra Ltd Solara Active Pharma Sciences Ltd Cipla Ltd Rural Electrification Corporation Ltd Ganesha Ecosphere Ltd ELGI Equipments Ltd Century Textiles & Industries Ltd Dixon Technologies (India) Ltd Punjab National Bank 0.00 Sun Pharmaceutical Industries Ltd Equity Shares Total Eicher Motors Ltd Vedanta Ltd.(Preference Shares) 1.14 Dabur India Ltd Preference Shares Total 1.14 Indusind Bank Ltd Small Industries Development Bank Of IndiaCRISIL A Interglobe Aviation Ltd Certificate Of Deposits Total 1.04 ACC Ltd Indiabulls Housing Finance Ltd. CRISIL AAA 2.23 Colgate Palmolive (India) Ltd AU Small Finance Bank Ltd. IND AA 1.58 Motherson Sumi Systems Ltd Gruh Finance Ltd. CRISIL AAA 1.34 Sandhar Technologies Ltd Tata Capital Ltd. [ICRA]AA Indian Terrain Fashions Ltd Reliance Industries Ltd. CRISIL AAA 1.08 The Ramco Cements Ltd Muthoot Finance Ltd. CRISIL AA 0.80 Ambuja Cements Ltd Floreat Investments Ltd. [ICRA]AA 0.67 Dr. Reddy's Laboratories Ltd Indiabulls Housing Finance Ltd. BWR AAA 0.66 Reliance Infrastructure Ltd Equitas Small Finance Bank Ltd. CARE A Bajaj Auto Ltd Vadodara Bharuch Tollway Ltd. IND A 0.22 UPL Ltd Rural Electrification Corporation Ltd. CRISIL AAA 0.21 Bajaj Finserv Ltd Indostar Capital Finance Ltd. CARE AA 0.13 Procter & Gamble Hygiene And Health Care Ltd Blue Dart Express Ltd. [ICRA]AA 0.06 United Spirits Ltd LIC Housing Finance Ltd. CRISIL AAA 0.02 Asian Paints Ltd Non Convertible Debentures Total Wipro Ltd Bharti Telecom Ltd. CRISIL AA ITD Cementation India Ltd Essel Corporate Resources Pvt. Ltd. BWR AA (SO) 1.94 Petronet LNG Ltd Aditya Birla Retail Ltd. IND A Lupin Ltd Sprit Infrapower & Multiventures Pvt. Ltd.BWR AA 1.21 Vedanta Ltd Gail (India) Ltd Kkr India Financial Services Pvt. Ltd. CRISIL AA Muthoot Finance Ltd Repco Home Finance Ltd. [ICRA]AA 0.40 Newgen Software Technologies Ltd Zero Coupon Bonds Total 7.84 TV Today Network Ltd HDFC Bank Ltd The Federal Bank Ltd Axis Bank Ltd NTPC Ltd The Federal Bank Ltd Ujjivan Financial Services Ltd Margin Fixed Deposits Total 3.36 Shriram Transport Finance Company Ltd CBLO 8.75 Mahindra & Mahindra Financial Services Ltd Stock Futures Total Greenply Industries Ltd Index Futures Total 4.32 Aurobindo Pharma Ltd Cash & Other Receivables Reliance Capital Ltd ASSET CLASS / RATING CLASS (%) 40.60% 1.04% 8.48% 33.50% 1.55% 5.10% 9.73% Large Cap Midcap Small Cap Below AA+ A1+ NCA (Incl. Cash, Deposits) AAA, AA+ and Equivalent SBI Equity Savings Fund Regular income & Capital appreciation. To generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

37 HYBRID ARBITRAGE FUND LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide capital appreciation and regular income for unit holders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments. An openended Scheme investing in arbitrage opportunities. Date of Allotment: 03/11/2006 ` 2, Crores ` 2, Crores Fund Manager: Mr. Neeraj Kumar : Oct2012 Total Experience: Over 22 years Benchmark: Nifty 50 Arbitrage Index. (w.e.f May 16,2018) Exit Load: For exit within 1 month from the date of allotment 0.50%; For exit after 1 month from the date of allotment Nil. Option: Growth, Dividend Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing.weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year. Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1thereafter for a minimum of 4 installments. `5000 & in multiples of `1 `1000 & in multiples of `1 Standard Deviation : 0.42% Beta : 0.22 Sharpe Ratio : 1.08 Portfolio Turnover* : Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 29th June 2018) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth Dewan Housing Finance Corporation Ltd Indiabulls Housing Finance Ltd Reliance Industries Ltd Hindalco Industries Ltd Hindustan Zinc Ltd Tata Steel Ltd Tata Communications Ltd Dr. Reddy's Laboratories Ltd Reliance Capital Ltd Century Textiles & Industries Ltd Bajaj Finance Ltd Capital First Ltd Tata Motors Ltd Petronet LNG Ltd Havells India Ltd National Aluminium Company Ltd CESC Ltd JSW Steel Ltd Hindustan Petroleum Corporation Ltd Steel Authority Of India Ltd IRB Infrastructure Developers Ltd Sun TV Network Ltd Ashok Leyland Ltd Divi's Laboratories Ltd Hindustan Unilever Ltd Housing Development Finance Corporation Ltd Maruti Suzuki India Ltd The Federal Bank Ltd Jubilant Foodworks Ltd Power Finance Corporation Ltd Jet Airways (India) Ltd Aurobindo Pharma Ltd Ujjivan Financial Services Ltd Punjab National Bank 0.75 Tata Consultancy Services Ltd IDFC Bank Ltd State Bank Of India 0.66 Yes Bank Ltd Ceat Ltd Manappuram Finance Ltd Ambuja Cements Ltd Bharat Financial Inclusion Ltd Escorts Ltd Titan Company Ltd Jain Irrigation Systems Ltd Nestle India Ltd Indraprastha Gas Ltd L&T Finance Holdings Ltd HCL Technologies Ltd Ajanta Pharma Ltd Bharti Airtel Ltd Jindal Steel & Power Ltd IDFC Ltd The South Indian Bank Ltd Wockhardt Ltd Tata Elxsi Ltd SREI Infrastructure Finance Ltd Reliance Infrastructure Ltd Bata India Ltd Bank Of Baroda 0.33 Can Fin Homes Ltd BEML Ltd Andhra Bank 0.31 MRF Ltd INDUSTRY ALLOCATION (%) Financial Services Margin Fixed Deposits Metals Construction 8.18 Energy 7.00 Services 6.30 Consumer Goods 5.28 Automobile 5.14 Pharma 4.81 Cement & Cement Products 2.67 Telecom 2.56 IT 1.80 Media And Entertainment 1.40 Industrial Manufacturing 1.12 Fertilisers & Pesticides 0.11 Textiles 0.05 Futures Others will be at Moderately Low risk 29Jun18 (Reg Plan) Jun18 (Dir Plan) May18 (Reg Plan) May18 (Dir Plan) Apr18 (Reg Plan) Apr18 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Muthoot Finance Ltd Asian Paints Ltd Multi Commodity Exchange Of India Ltd The India Cements Ltd Grasim Industries Ltd NBCC (India) Ltd Granules India Ltd Zee Entertainment Enterprises Ltd ACC Ltd Equitas Holdings Ltd Exide Industries Ltd Rural Electrification Corporation Ltd Reliance Communications Ltd Bharat Heavy Electricals Ltd Wipro Ltd LIC Housing Finance Ltd Adani Ports And Special Economic Zone Ltd ITC Ltd Bosch Ltd United Spirits Ltd ICICI Prudential Life Insurance Company Ltd Idea Cellular Ltd Adani Power Ltd Dish Tv India Ltd Vedanta Ltd Bank Of India 0.08 Tata Global Beverages Ltd Sun Pharmaceutical Industries Ltd UPL Ltd Union Bank Of India 0.07 Syndicate Bank 0.07 Bajaj Auto Ltd Arvind Ltd Oil & Natural Gas Corporation Ltd NMDC Ltd Gujarat State Fertilizers & Chemicals Ltd Bharat Forge Ltd PVR Ltd Balrampur Chini Mills Ltd Reliance Power Ltd Mindtree Ltd Strides Shasun Ltd TV18 Broadcast Ltd Allahabad Bank 0.02 IDBI Bank Ltd Godrej Industries Ltd The Karnataka Bank Ltd Mahindra & Mahindra Financial Services Ltd Equity Shares Total JM Financial Services Ltd Clix Finance India Pvt. Ltd Commercial Papers Total 6.13 Essel Corporate Resources Pvt. Ltd RMZ Infotech Pvt. Ltd Sprit Infrapower & Multiventures Pvt. Ltd Zero Coupon Bonds Total The Federal Bank Ltd Axis Bank Ltd RBL Bank Ltd Margin Fixed Deposits Total CBLO 1.00 Stock Futures Total Cash & Other Receivables ASSET ALLOCATION (%) Large Cap Midcap Cash & Other Current Assets Smallcap SBI Arbitrage Opportunities Fund Short term investment. Investments to exploit profitable arbitrage opportunities between the spot and derivative market segments to provide capital appreciation and regular income. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, Below AA+ A1+ 34

38 Other Details 35 Snapshot of Debt Funds Scheme Name SBI Magnum Gilt Fund (Previously known as SBI Magnum Gilt Fund Long Term Plan) SBI Magnum Income Fund SBI Dynamic Bond Fund SBI Credit Risk Fund (Previously known as SBI Corporate Bond Fund) SBI Magnum Medium Duration Fund (Previously known as SBI Regular Savings Fund) SBI Short Term Debt Fund SBI Magnum Constant Maturity Fund (Previously known as SBI Magnum Gilt Fund Short Term Plan) Ideal Investment Horizon 3 years + 3 years + 3 years + 2 years + 2 years + 1 year + 1 year + 30/12/ /11/ /02/ /07/ /11/ /7/ /12/2000 Fund Manager Mr. Dinesh Ahuja Mr. Dinesh Ahuja Mr. Dinesh Ahuja Mr. Lokesh Mallya & Ms. Mansi Sajeja Mr. Dinesh Ahuja Mr. Rajeev Radhakrishnan Mr. Mahak Khabia (w.e.f May 5,2018) Jan2011 Jan2011 Jan2011 Feb2017 July2011 Jun2008 May2018 Benchmark CRISIL Dynamic Gilt Index. (w.e.f May 16,2018) CRISIL Medium to Long Term Debt Index (w.e.f June 25,2018) NIFTY Composite Debt Index (w.e.f June 25,2018) CRISIL Credit Risk Index (w.e.f June 25,2018) NIFTY Medium Duration Debt Index (w.e.f May 16,2018) CRISIL Short Term Bond Fund Index Crisil 10 Year Gilt Index (w.e.f May 16,2018) as on 30 June 2018 Month End AUM (Rs. in Crores) `2, Crores `1, Crores `1, Crores `5, Crores `1, Crores `6, Crores ` Crores Modified Duration (years) Average Maturity (years) Yield to Maturity (%) Expense Ratio Regular 1.20% Direct 0.47% Regular 1.70% Direct 0.70% Regular 1.82% Direct 0.70% Regular 1.82% Direct 0.82% Regular 1.68% Direct 0.57% Regular 1.05% Direct 0.35% Regular 0.82% Direct 0.41% Composition by Assets as on 30 June 2018 Equity Shares Corporate Debt Gilts Money Market Instruments Other Assets Composition by Ratings as on 30 June 2018 AAA,AA+ and Equivalent Below AA Sovereign A NCA Other Details For 10% of the within investments 1 Exit Load NIL NIL For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% within month Nil; For the remaining investments 0.25% For 8% of the investments 1 Year Nil; For the remaining investments 3.00% For 8% of the investments after 1 Year to 2 Years Nil; For the remaining investments 1.50% For 8% of the investments after 2 Year to 3 Years Nil; For the remaining investments 0.75% For 8% of the investments within 12 months Nil; For the remaining investments 1.50% after 12 months Nil NIL Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Expense ratio includes Base TER, additional expenses 52(6A)(b) and 52(6A)( c) for both Regular and Direct Plan including GST.

39 Composition by Ratings as on 30 June 2018 AAA,AA+ and Equivalent Below AA+ Sovereign A1+ NCA Other Details Exit Load NIL NIL NIL NIL Within 3 business days 0.10% as on 30 June 2018 Composition by Assets as on 30 June 2018 Ideal Investment Horizon 3 months + 3 months + 3 months + 1 day + 1 day + 1 day + Jun2008 Apr2012 Nov2013 May2018 May2010 Apr2012 Month End AUM (Rs. in Crores) `8, Crores `3, Crores `1, Crores `35, Crores `3, Crores ` Crores Scheme Name SBI Savings Fund Modified Duration ( Average Maturity Yield to Maturity Expense Ratio ( years) years) (%) Regular 0.49% Direct 0.39% Regular 1.06% Direct 0.23% SBI Banking and PSU Fund (Previously known as SBI Treasury Advantage Fund) Regular 0.88% Direct 0.33% SBI Liquid Fund (Previously known as SBI Premier Liquid Fund) 27/7/ /07/ /10/ /11/ /05/ /10/2002 Fund Manager Benchmark Equity Shares Corporate Debt Gilts Money Market Instruments Other Assets Mr. Rajeev Radhakrishnan Mr. R. Arun NIFTY Money Market Index (w.e.f June 25,2018) Snapshot of Debt Funds Mr. Rajeev Radhakrishnan Mr. R. Arun (w.e.f May 5,2018) CRISIL Liquid Fund Index Mr. Rajeev Radhakrishnan Regular 0.21% Regular 0.20% Direct 0.10% Direct 0.10% Mr. R. Arun 1 day 1 day 6.15 Regular 0.17% Direct 0.11% Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Expense ratio includes Base TER, additional expenses 52(6A)(b) and 52(6A)( c) for both Regular and Direct Plan including GST. SBI Magnum Low Duration Fund (Previously known as SBI Ultra Short Term Debt Fund) NIFTY Low Duration Debt Index (w.e.f June 25,2018) SBI Magnum Ultra Short Duration Fund (Previously known as SBI Magnum InstaCash Fund) NIFTY Banking and PSU Debt Index (w.e.f June 25,2018) NIFTY Ultra Short Duration Debt Index (w.e.f June 25,2018) SBI Overnight Fund (Previously known as SBI Magnum InstaCash Fund Liquid Floater) CRISIL CBLO Index (w.e.f June 25,2018) NIL 36

40 DEBT GILT FUND (Previously known as SBI Magnum Gilt Fund Long Term Plan) PFFixed Period1 YearDividend PFFixed Period2 YearDividend PFFixed Period3 YearDividend PFFixed Period1 YearGrowth NA PFFixed Period2 YearGrowth NA PFRegular Dividend PFFixed Period3 YearGrowth PFRegular Growth RegPlanDividend RegPlanGrowth DirPlanDividend DirPlanGrowth To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s). An openended Debt Scheme investing in government securities across maturity. Date of Allotment: 30/12/2000 ` 2, Crores ` 2, Crores Fund Manager: Mr. Dinesh Ahuja : Jan2011 Total Experience: Over 20 years Benchmark: CRISIL Dynamic Gilt index (w.e.f May 16,2018) Exit Load: NIL Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum six months (or) minimum `500 & in multiples of `1 thereafter for minimum one year Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 4.29 years Average Maturity : 6.00 years Yield to Maturity : 7.60% ASSET ALLOCATION (%) Government Securities Treasury Bills State Development Loans 0.68 CBLO Net Current Assets 1.64 will be at Moderate risk Issuer Name Rating (%) Of Total AUM Government Of India SOVEREIGN Government Securities Total State Government Of Telangana SOVEREIGN 0.45 State Government Of Himachal Pradesh SOVEREIGN 0.23 State Development Loans Total Day TBill SOVEREIGN Days Cmb SOVEREIGN Day TBill SOVEREIGN 3.00 Treasury Bills Total CBLO Cash & Other Receivables 1.64 RATING CLASS (%) Sovereign NCA (Incl. Cash, Deposits) SBI Magnum Gilt Fund Regular income and capital growth for medium to longterm Investment in government securities. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

41 DEBTMEDIUM TO LONG DURATION FUND RegPlanBonus RegPlanGrowth RegPlanDividend RegPlanQuarterly Dividend DirPlanBonus DirPlanGrowth DirPlanDividend DirPlanQuarterly Dividend To provide investors an opportunity to generate regular income through investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn t assure or guarantee any returns. An openended medium to longterm Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 4 years to 7 years. ( Please refer to the page no. 18 of SID for details on Macaulay s Duration.) Date of Allotment: 25/11/1998 ` 1, Crores ` 1, Crores Fund Manager: Mr. Dinesh Ahuja : Jan2011 Total Experience: Over 20 years Benchmark: CRISIL Medium to Long Term Debt Index (w.e.f June 25,2018) Exit Load: For exit within 1 year from the date of allotment. For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 3.79 years Average Maturity : 5.08 years Yield to Maturity : 8.75% ASSET ALLOCATION (%) Non Convertible Debentures Government Securities CBLO 0.48 Net Current Assets 2.06 will be at Moderate risk Issuer Name Rating (%) Of Total AUM L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA Muthoot Finance Ltd. CRISIL AA Floreat Investments Ltd. [ICRA]AA 8.44 AhmedabadMaliya Tollway Ltd. [ICRA]AA (SO) 5.08 Indiabulls Housing Finance Ltd. BWR AAA 2.95 ICICI Bank Ltd. [ICRA]AA Indostar Capital Finance Ltd. CARE AA 2.39 Hindalco Industries Ltd. CRISIL AA 2.36 Aashman Energy Pvt. Ltd. CARE AA(SO) 0.72 Zuvan Energy Pvt. Ltd. CARE AA(SO) 0.72 Elena Renewable Energy Pvt. Ltd. CARE AA(SO) 0.72 SEI Baskara Power Pvt. Ltd. CARE AA(SO) 0.72 SEI Enerstar Renewable Energy Pvt. Ltd. CARE AA(SO) 0.72 Aarish Solar Power Pvt. Ltd. CARE AA(SO) 0.72 SEI Mihir Energy Pvt. Ltd. CARE AA(SO) 0.72 Pratyash Renewable Pvt. Ltd. CARE AA(SO) 0.72 Shreyas Renewable Energy Pvt. Ltd. CARE AA(SO) 0.72 Divyesh Power Pvt. Ltd. CARE AA(SO) 0.72 Non Convertible Debentures Total Government Of India SOVEREIGN Government Securities Total CBLO 0.48 Cash & Other Receivables 2.06 RATING CLASS (%) SBI Magnum Income Fund Regular income for medium to longterm Investment in Debt and Money Market Instruments. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, AAA,AA+ and Equivalent NCA (Incl. Cash, Deposits) Below AA+ Sovereign 38

42 DEBT DYNAMIC BOND FUND RegPlanDividend RegPlanGrowth DirPlanDividend To provide investors attractive returns through investment in an actively managed portfolio of high quality debt securities of varying maturities. An openended Dynamic Debt Scheme investing across duration. Date of Allotment: 09/02/2004 ` 1, Crores ` 1, Crores Fund Manager: Mr. Dinesh Ahuja : Jan2011 Total Experience: Over 20 years Benchmark: NIFTY Composite Debt Index (w.e.f June 25, 2018) Exit Load: For exit within 1 month from the date of allotment For 10% of investment : Nil For remaining investment: 0.25% For exit after one month from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 1.68 years Average Maturity : 2.10 years Yield to Maturity : 7.25% DirPlanGrowth ASSET ALLOCATION (%) Government Securities Certificate Of Deposits 9.51 Non Convertible Debentures 6.81 Commercial Papers 3.37 CBLO Net Current Assets 0.82 will be at Moderate risk Issuer Name Rating (%) Of Total AUM Housing Development Finance Corporation Ltd. CRISIL A Commercial Papers Total 3.37 Small Industries Development Bank Of India CRISIL A Certificate Of Deposits Total 9.51 Housing Development Finance Corporation Ltd. CRISIL AAA 6.81 Non Convertible Debentures Total 6.81 Government Of India SOVEREIGN Government Securities Total CBLO Cash & Other Receivables 0.82 RATING CLASS (%) SBI Dynamic Bond Fund Regular income for medium to longterm Investment in high quality debt securities of varying maturities. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, AAA,AA+ and Equivalent NCA (Incl. Cash, Deposits) A Sovereign 39

43 DEBT CREDIT RISK (Previously known as SBI Corporate Bond Fund) RegPlanDividend RegPlanDaily Dividend RegPlanGrowth DirPlanDividend DirPlanDaily Dividend DirPlanGrowth To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities. An openended Debt Scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). Date of Allotment: 17/07/2014 ` 5, Crores ` 5, Crores Fund Manager: Mr. Lokesh Mallya & Ms. Mansi Sajeja : Feb2017 Total Experience: Mr. Lokesh Mallya Over 10 years Ms. Mansi Sajeja Over 12 years Benchmark: CRISIL Credit Risk Index (w.e.f June 25,2018) Exit Load For exit within 12 months from the date of allotment: For 8% of the investment Nil For the remaining investment 3% For exit after 12 months but within 24 months from the date of allotment: For 8% of the investment Nil For the remaining investment 1.5% For exit after 24 months but within 36 months from the date of allotment: For 8% of the investment Nil For the remaining investment 0.75%; For exit after 36 months from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. $ Maximum 10 cr Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5000 & in multiples of ` 1 (Restrict investment in the scheme to a maximum limit of 10 Cr. per investor across all folios on cumulative investment) ` 1,000 & in multiples of ` 1 Modified Duration : 1.52 years Average Maturity : 1.80 years Yield to Maturity : 9.44% $per investor per day across all subscription transactions (i.e. fresh purchases, additional purchases, switchin and trigger transactions such as, STP and RSP trigger), as available under the scheme. Issuer Name Rating (%) Of Total AUM Muthoot Finance Ltd. CRISIL AA 5.14 Rural Electrification Corporation Ltd.CRISIL AAA 4.79 Power Finance Corporation Ltd. CRISIL AAA 3.94 Sterlite Power Grid Ventures Ltd. IND A Greenko Energies Pvt. Ltd. CARE A Dalmia Cement (Bharat) Ltd. [ICRA]AA 3.63 Nuvoco Vistas Corporation Ltd. CRISIL AA 3.20 Reliance Home Finance Ltd. BWR AA Pune Solapur Expressways Pvt. Ltd. [ICRA]A (SO) 2.64 Tata Realty And Infrastructure Ltd. CRISIL AA 2.40 Vadodara Bharuch Tollway Ltd. IND A 2.38 Manappuram Finance Ltd. CARE AA 2.29 Sharda Solvent Ltd. BWR AA 2.08 Equitas Small Finance Bank Ltd. CARE A Novy Mir Lightweighting Solutions Pvt. Ltd. CRISIL AA 1.89 Nirma Ltd. CRISIL AA 1.86 Bank Of Baroda CRISIL AA Shapoorji Pallonji Infrastructure Capital Company Ltd. [ICRA]A 1.70 Quess Corp Ltd. [ICRA]AA 1.38 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA 1.29 Bhaskar Industries Pvt. Ltd. BWR AA 1.10 Indostar Capital Finance Ltd. IND AA 0.95 Crompton Greaves Consumer Electricals Ltd. CRISIL AA 0.94 Syndicate Bank IND AA 0.93 NABARD CRISIL AAA 0.93 Tata Power Renewable Energy Ltd. CARE AA (SO) 0.91 Mahindra World City (Jaipur) Ltd. CRISIL A AU Small Finance Bank Ltd. IND AA 0.85 Writers And Publishers Private Ltd. BWR AA 0.85 Oriental Hotels Ltd. CARE A Century Textiles & Industries Ltd. CRISIL AA 0.75 Cholamandalam Investment And Finance Company Ltd. [ICRA]AA SEI Baskara Power Pvt. Ltd. CARE AA(SO) 0.53 Aarish Solar Power Pvt. Ltd. CARE AA(SO) 0.53 Pratyash Renewable Pvt. Ltd. CARE AA(SO) 0.53 ASSET ALLOCATION (%) Non Convertible Debentures Zero Coupon Bonds CBLO 1.01 Net Current Assets 3.95 will be at Moderate risk Issuer Name Rating (%) Of Total AUM Shreyas Renewable Energy Pvt. Ltd. CARE AA(SO) 0.53 Zuvan Energy Pvt. Ltd. CARE AA(SO) 0.53 Aashman Energy Pvt. Ltd. CARE AA(SO) 0.53 Divyesh Power Pvt. Ltd. CARE AA(SO) 0.53 Elena Renewable Energy Pvt. Ltd. CARE AA(SO) 0.53 SEI Enerstar Renewable Energy Pvt. Ltd. CARE AA(SO) 0.53 SEI Mihir Energy Pvt. Ltd. CARE AA(SO) 0.53 Shapoorji Pallonji Energy (Gujarat) Pvt. Ltd. [ICRA]AA 0.47 ICICI Bank Ltd. [ICRA]AA United Bank Of India CRISIL AA 0.46 Shriram City Union Finance Ltd. CARE AA AU Small Finance Bank Ltd. [ICRA]AA 0.39 Forbes & Company Ltd. [ICRA]AA 0.38 Shriram Transport Finance Company Ltd. CRISIL AA Tata Motors Ltd. [ICRA]AA 0.20 Indian Railway Finance Corporation Ltd. CRISIL AAA 0.19 LIC Housing Finance Ltd. CRISIL AAA 0.19 Indostar Capital Finance Ltd. CARE AA 0.09 Non Convertible Debentures Total Essel Corporate Resources Pvt. Ltd. BWR AA (SO) 5.10 Aditya Birla Retail Ltd. IND A Tata Realty And Infrastructure Ltd. CRISIL AA 2.40 Aditya Birla Retail Ltd. CRISIL A 2.23 Sprit Infrapower & Multiventures Pvt. Ltd. BWR AA 2.04 Emami Infrastructure Ltd. BWR AA (SO) 1.91 KKR India Financial Services Pvt. Ltd.CRISIL AA RMZ Infotech Pvt. Ltd. ICRA A1+(SO) 1.42 Bharti Telecom Ltd. CRISIL AA Kotak Mahindra Prime Ltd. CRISIL AAA Zero Coupon Bonds Total CBLO 1.01 Cash & Other Receivables 3.95 RATING CLASS (%) AAA,AA+ and Equivalent Below AA+ NCA (Incl. Cash, Deposits) A1+ SBI Credit Risk Fund Regular income for medium term Predominantly investment in corporate debt securities rated AA and below. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

44 DEBT MEDIUM DURATION FUND RegPlanDividend An openended medium term Debt Scheme (Previously known as SBI Regular Savings Fund) RegPlanGrowth DirPlanDividend To provide investors an opportunity to generate attractive returns with moderate degree of liquidity through investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 years 4 years. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn t assure or guarantee any returns. An openended medium term Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 3 years and 4 years. ( Please refer to the page no. 18 of SID for details on Macaulay s Duration.) Date of Allotment: 12/11/2003 ` 1, Crores ` 1, Crores Fund Managers: Mr. Dinesh Ahuja : July2011 Total Experience: Over 20 years Benchmark: NIFTY Medium Duration Debt Index (w.e.f May 16,2018) Exit Load: For exit within 12 months from the date of allotment: For 8% of investment Nil For remaining investments 1.50%; For exit after 12 months from the date of allotment: Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 2.82 years Average Maturity : 3.70 years Yield to Maturity : 9.01% DirPlanGrowth Issuer Name Rating (%) Of Total AUM Reliance Industries Ltd. CRISIL AAA 7.11 Muthoot Finance Ltd. CRISIL AA 4.18 Indiabulls Housing Finance Ltd. BWR AAA 3.96 Vadodara Bharuch Tollway Ltd. IND A 3.07 Indiabulls Housing Finance Ltd. CRISIL AAA 2.93 Pune Solapur Expressways Pvt. Ltd. [ICRA]A (SO) 2.89 Tata Power Renewable Energy Ltd. CARE AA (SO) 2.84 United Bank Of India CRISIL AA 2.84 Floreat Investments Ltd. [ICRA]AA 2.48 HDFC Credila Financial Services Pvt. Ltd. CRISIL AAA 2.17 HDFC Ltd. CRISIL AAA 1.76 Hindalco Industries Ltd. CRISIL AA 1.74 Forbes & Company Ltd. [ICRA]AA 0.94 Manappuram Finance Ltd. CARE AA 0.89 Equitas Small Finance Bank Ltd. CARE A Shapoorji Pallonji Infrastructure Capital Company Ltd. [ICRA]A 0.59 Elena Renewable Energy Pvt. Ltd. CARE AA(SO) 0.55 Shreyas Renewable Energy Pvt. Ltd. CARE AA(SO) 0.55 Divyesh Power Pvt. Ltd. CARE AA(SO) 0.55 SEI Mihir Energy Pvt. Ltd. CARE AA(SO) 0.55 Aarish Solar Power Pvt. Ltd. CARE AA(SO) 0.55 SEI Enerstar Renewable Energy Pvt. Ltd. CARE AA(SO) 0.55 ASSET ALLOCATION (%) Non Convertible Debentures Government Securities Zero Coupon Bonds CBLO 0.48 Net Current Assets 2.16 will be at Moderate risk Issuer Name Rating (%) Of Total AUM Pratyash Renewable Pvt. Ltd. CARE AA(SO) 0.55 Aashman Energy Pvt. Ltd. CARE AA(SO) 0.55 Zuvan Energy Pvt. Ltd. CARE AA(SO) 0.55 SEI Baskara Power Pvt. Ltd. CARE AA(SO) 0.55 Tata Realty And Infrastructure Ltd. CRISIL AA 0.53 MFL Securitisation Trust [ICRA]AAA 0.43 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA 0.31 AU Small Finance Bank Ltd. IND AA 0.30 Nuvoco Vistas Corporation Ltd. CRISIL AA 0.29 Power Finance Corporation Ltd. CRISIL AAA 0.29 Oriental Hotels Ltd. CARE A Non Convertible Debentures Total Essel Corporate Resources Pvt. Ltd. BWR AA (SO) 6.99 Aditya Birla Retail Ltd. IND A Bharti Telecom Ltd. CRISIL AA Emami Infrastructure Ltd. BWR AA (SO) 2.97 Repco Home Finance Ltd. [ICRA]AA 2.89 Zero Coupon Bonds Total Government Of India SOVEREIGN Government Securities Total CBLO 0.48 Cash & Other Receivables 2.16 RATING CLASS (%) AAA,AA+ and Equivalent NCA (Incl. Cash, Deposits) Below AA+ Sovereign SBI Magnum Medium Duration Fund Regular income for medium term Investment in Debt and Money Market securities. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

45 DEBT SHORT DURATION FUND To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years. An openended short term Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years. ( Please refer to the page no. 16 of SID for details on Macaulay s Duration.) Date of Allotment: 27/7/2007 ` 7, Crores ` 6, Crores Fund Manager: Mr. Rajeev Radhakrishnan : Jun2008 Total Experience: Over 17 years Benchmark: CRISIL Short Term Bond Fund Index Exit Load: Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of `1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 1.45 years Average Maturity : 1.69 years Yield to Maturity : 8.46% RetailPlanFortnightly Dividend RetailPlanGrowth RetailPlanMonthly Dividend RetailPlanWeekly Dividend RegPlanFortnightly Dividend RegPlanGrowth Issuer Name Rating (%) Of Total AUM NABARD CRISIL A Certificate Of Deposits Total 1.36 HDFC Ltd. CRISIL AAA Power Finance Corporation Ltd. CRISIL AAA 9.26 Rural Electrification Corporation Ltd. CRISIL AAA 8.03 NABARD CRISIL AAA 6.00 Indian Railway Finance Corporation Ltd. CRISIL AAA 5.22 LIC Housing Finance Ltd. CRISIL AAA 3.83 Daimler Financial Services India Pvt. Ltd. IND AAA 3.79 Shriram Transport Finance Company Ltd. CRISIL AA Power Grid Corporation Of India Ltd. CRISIL AAA 3.42 Tata Sons Ltd. CRISIL AAA 2.93 BMW India Financial Services Pvt. Ltd.CRISIL AAA 2.91 LIC Housing Finance Ltd. CARE AAA 2.89 Reliance Industries Ltd. CRISIL AAA 2.54 Gruh Finance Ltd. CRISIL AAA 2.46 Small Industries Development Bank Of India CARE AAA 2.46 Orix Leasing & Financial Services India Ltd. IND AAA 1.74 Muthoot Finance Ltd. CRISIL AA 1.72 HDB Financial Services Ltd. CRISIL AAA 1.47 Ultratech Cement Ltd. CRISIL AAA 1.39 ExportImport Bank Of India CRISIL AAA 1.08 Food Corporation Of India CRISIL AAA 0.83 L&T Infra Debt Fund Ltd. CRISIL AAA 0.74 ASSET ALLOCATION (%) Non Convertible Debentures State Development Loans 6.77 Securitised Debt 2.71 Certificate Of Deposits 1.36 Zero Coupon Bonds 1.35 Reverse Repo 0.95 Government Securities 0.47 CBLO 0.72 Net Current Assets 3.79 will be at Moderately Low risk RegPlanMonthly Dividend RegPlanWeekly Dividend DirPlanFortnightly Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanWeekly Dividend Issuer Name Rating (%) Of Total AUM Nuvoco Vistas Corporation Ltd. CRISIL AA 0.72 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA 0.43 Tata Capital Financial Services Ltd. [ICRA]AA Konkan Railway Corporation Ltd. [ICRA]AAA 0.09 IDFC Bank Ltd. IND AA State Bank Of India CRISIL AAA 0.04 Nabha Power Ltd. [ICRA]AAA 0.03 Bajaj Finance Ltd. CRISIL AAA 0.01 Non Convertible Debentures Total Tata Motors Finance Ltd. CARE AA L&T Interstate Road Corridor Ltd. [ICRA]AAA 0.33 Axis Finance Ltd. IND AAA 0.09 Zero Coupon Bonds Total 1.36 Rainbow Devices Trust ICRA AAA (SO) 2.71 Securitised Debt Total 2.71 Government Of India SOVEREIGN 0.47 Government Securities Total 0.47 State Government Of Andhra Pradesh SOVEREIGN 3.60 State Government Of Rajasthan SOVEREIGN 1.95 State Government Of Himachal Pradesh SOVEREIGN 1.22 State Development Loans Total 6.77 CBLO 0.72 Reverse Repo 0.95 Cash & Other Receivables 3.79 RATING CLASS (%) SBI Short Term Debt Fund Regular income for short term Investment in Debt and Money Market securities. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, AAA,AA+ and Equivalent A1+ NCA (Incl. Cash, Deposits) Below AA+ Sovereign 42

46 DEBTGILT FUND WITH 10 YEAR CONSTANT DURATION RegPlanDividend RegPlanGrowth (Previously known as SBI Magnum Gilt Fund Short Term Plan) DirPlanDividend DirPlanGrowth To provide returns to the investors generated through investments predominantly in Government securities issued by the Central Government and/or State Government such that the Average Maturity of the portfolio is around 10 years. An openended Debt Scheme investing in government securities having a constant maturity of around 10 years. Date of Allotment: 30/12/2000 ` Crores ` Crores Fund Manager: Mr. Mahak Khabia (w.e.f May 05, 2018) : May2018 Total Experience: Over 7 years Benchmark: Crisil 10 Year Gilt Index (w.e.f May 16,2018) Exit Load: NIL Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum six months (or) minimum `500 & in multiples of `1 thereafter for minimum one year Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 6.49 years Average Maturity : 9.70 years Yield to Maturity : 7.86% ASSET ALLOCATION (%) Government Securities CBLO 1.05 Net Current Assets 3.15 Issuer Name Rating (%) Of Total AUM Government Of India SOVEREIGN Government Securities Total CBLO 1.05 Cash & Other Receivables 3.15 will be at Moderately risk RATING CLASS (%) NCA (Incl. Cash, Deposits) SBI Magnum Constant Maturity Fund Sovereign Regular income and capital growth for medium to longterm Investment in government securities having a constant maturity of around 10 years. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

47 DEBT LOW DURATION FUND (Previously known as SBI Ultra Short Term Debt Fund) To provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments in debt and money market instruments in such a manner that the Macaulay duration of the portfolio is between 6 months and 12 months. An openended low duration Debt Scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months. ( Please refer to the page no. 17 of SID for details on Macaulay s Duration.) Date of Allotment: 27/7/2007 ` 9, Crores ` 8, Crores Fund Manager: Mr. Rajeev Radhakrishnan : Jun2008 Total Experience: Over 17 years Benchmark: NIFTY Low Duration Debt Index (w.e.f June 25,2018) Exit Load: Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of `1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 0.53 years Average Maturity : 0.58 years Yield to Maturity : 8.00% InstitutionalDaily Dividend InstitutionalGrowth InstitutionalWeekly Dividend RegPlanDaily Dividend RegPlanFortnightly Dividend RegPlanGrowth RegPlanMonthly Dividend Issuer Name Rating (%) Of Total AUM Reliance Industries Ltd. CRISIL A Indiabulls Housing Finance Ltd. CRISIL A NABARD CRISIL A Vedanta Ltd. CRISIL A Piramal Finance Ltd. CRISIL A HDFC Ltd. CRISIL A Commercial Papers Total Axis Bank Ltd. CRISIL A AU Small Finance Bank Ltd. CRISIL A Indusind Bank Ltd. CRISIL A Small Industries Development Bank Of India CRISIL A Certificate Of Deposits Total 9.83 HDFC Ltd. CRISIL AAA 6.77 Citicorp Finance (India) Ltd. [ICRA]AAA 6.44 Power Finance Corporation Ltd. CRISIL AAA 6.41 NABARD CRISIL AAA 6.29 Rural Electrification Corporation Ltd. CRISIL AAA 5.83 Shriram Transport Finance Company Ltd. IND AA Indian Railway Finance Corporation Ltd. CRISIL AAA 3.79 Shriram City Union Finance Ltd. CARE AA NABARD IND AAA 2.68 Tata Capital Ltd. CRISIL AA Dalmia Cement (Bharat) Ltd. [ICRA]AA 1.71 Writers And Publishers Private Ltd. BWR AA 1.61 LIC Housing Finance Ltd. CRISIL AAA 1.17 Daimler Financial Services India Pvt. Ltd. IND AAA 1.17 Indiabulls Housing Finance Ltd. CRISIL AAA 1.16 ASSET ALLOCATION (%) Non Convertible Debentures Commercial Papers Certificate Of Deposits 9.83 Zero Coupon Bonds 4.54 State Development Loans 2.36 Securitised Debt 2.04 CBLO 0.02 Net Current Assets 1.70 will be at Moderately Low risk RegPlanWeekly Dividend DirPlanDaily Dividend DirPlanFortnightly Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanWeekly Dividend Issuer Name Rating (%) Of Total AUM Housing And Urban Development Corporation Ltd. [ICRA]AAA 1.16 Shriram Transport Finance Company Ltd. CRISIL AA Novy Mir Lightweighting Solutions Pvt. Ltd. CRISIL AA 0.70 Sharda Solvent Ltd. BWR AA 0.70 HDB Financial Services Ltd. CRISIL AAA 0.58 ExportImport Bank Of India CRISIL AAA 0.35 Shapoorji Pallonji Energy (Gujarat) Pvt. Ltd. [ICRA]AA 0.29 MFL Securitisation Trust [ICRA]AAA 0.26 Tata Advanced Materials Ltd. CRISIL AA Cholamandalam Investment And Finance Company Ltd. [ICRA]AA Non Convertible Debentures Total Bharti Telecom Ltd. CRISIL AA Tata Motors Finance Ltd. CRISIL AA 0.99 LIC Housing Finance Ltd. CRISIL AAA 0.70 Repco Home Finance Ltd. [ICRA]AA 0.60 TMF Holdings Ltd. CRISIL AA 0.33 L&T Interstate Road Corridor Ltd. [ICRA]AAA 0.13 Zero Coupon Bonds Total 4.54 Rainbow Devices Trust ICRA AAA (SO) 2.04 Securitised Debt Total 2.04 State Government Of Rajasthan SOVEREIGN 1.69 State Government Of Uttar Pradesh SOVEREIGN 0.44 State Government Of Odisha SOVEREIGN 0.23 State Development Loans Total 2.36 CBLO 0.02 Cash & Other Receivables 1.70 RATING CLASS (%) AAA,AA+ and Equivalent A1+ Below AA+ NCA (Incl. Cash, Deposits) Sovereign SBI Magnum Low Duration Fund Regular income for short term Investment in Money Market instruments. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

48 DEBT MONEY MARKET FUND RegPlanDividend RegPlanGrowth RegPlanMonthly Dividend RegPlanWeekly Dividend DirPlanDaily Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanWeekly Dividend To provide the investors an opportunity to invest in money market instruments. An openended Debt Scheme investing in money market instruments. Date of Allotment: 19/07/2004 ` 3, Crores ` 3, Crores Fund Manager: Mr. R. Arun : Apr2012 Total Experience: Over 12 years Benchmark: NIFTY Money Market Index (w.e.f June 25,2018) Exit Load: For exit within 3 business days from the date of allotment 0.10% For exit after 3 business days from the date of allotment Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 500 & in multiples of ` 1 ` 500 & in multiples of ` 1 Modified Duration : 0.41 years Average Maturity : 0.43 years Yield to Maturity : 7.88% Issuer Name Rating (%) Of Total AUM Indiabulls Commercial Credit Ltd. CRISIL A Steel Authority Of India Ltd. IND A Housing And Urban Development Corporation Ltd. CARE A Renew Power Ltd. CARE A Indiabulls Housing Finance Ltd. CRISIL A Renew Wind Energy (Ap) Pvt. Ltd. CARE A STCI Finance Ltd. CRISIL A Edelweiss Commodities Services Ltd. [ICRA]A HDFC Ltd. CRISIL A Indostar Capital Finance Ltd. CRISIL A Clix Capital Services Pvt. Ltd. CRISIL A Tata Capital Housing Finance Ltd. CRISIL A RSPL Ltd. CRISIL A Green Infra Wind Energy Ltd. [ICRA]A Renew Wind Energy (Jadeswar) Pvt. Ltd. CARE A Sadbhav Engineering Ltd. CARE A Aarti Industries Ltd. CRISIL A ASSET ALLOCATION (%) Commercial Papers Certificate Of Deposits Zero Coupon Bonds 9.75 Treasury Bills 9.08 Reverse Repo 6.68 CBLO Net Current Assets 0.34 will be at Moderately Low risk SBI Savings Fund Regular income for shortterm Investment in money market instruments. Issuer Name Rating (%) Of Total AUM Smartchem Technologies Ltd. [ICRA]A Rural Electrification Corporation Ltd. CRISIL A DCM Shriram Ltd. [ICRA]A Commercial Papers Total Axis Bank Ltd. CRISIL A Small Industries Development Bank Of India CRISIL A Certificate Of Deposits Total RMZ Infotech Pvt. Ltd. ICRA A1+(SO) 9.75 Zero Coupon Bonds Total Day TBill SOVEREIGN 9.08 Treasury Bills Total 9.08 CBLO 0.00 Reverse Repo 6.68 Cash & Other Receivables 0.34 RATING CLASS (%) Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16, NCA (Incl. Cash, Deposits) Sovereign A1+ 45

49 DEBT BANKING AND PSU FUND (Previously known as SBI Treasury Advantage Fund) RegPlanDaily Dividend RegPlanGrowth RegPlanMonthly Dividend RegPlanWeekly Dividend DirPlanDaily Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanWeekly Dividend The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies. An openended Debt Scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies. Date of Allotment: 09/10/2009 ` 1, Crores ` 1, Crores Fund Manager: Mr. Rajeev Radhakrishnan : Nov2013 Total Experience: Over 17 years Benchmark: NIFTY Banking and PSU Debt Index (w.e.f June 25,2018) Exit Load: Nil Any Day Facility is available for Monthly, Quarterly, SemiAnnual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default date will be 10th. In case the due date is a Non Business Day, then the immediate following Business Day will be considered for processing. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum six months (or) minimum `500 & in multiples of `1 thereafter for minimum one year. Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum one year. Semi Annual Minimum ` 3000 & in multiples of ` 1 thereafter for a minimum of 4 installments. Annual Minimum ` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 1.00 years Average Maturity : 1.13 years Yield to Maturity : 8.08% Issuer Name Rating (%) Of Total AUM Small Industries Development Bank Of India CRISIL A Axis Bank Ltd. CRISIL A Indusind Bank Ltd. CRISIL A HDFC Bank Ltd. IND A Kotak Mahindra Bank Ltd. CRISIL A ICICI Bank Ltd. [ICRA]A Certificate Of Deposits Total Rural Electrification Corporation Ltd. CRISIL AAA Housing And Urban Development Corporation Ltd. [ICRA]AAA 9.75 Power Finance Corporation Ltd. CRISIL AAA 8.04 Indian Railway Finance Corporation Ltd. CRISIL AAA 7.97 ExportImport Bank Of India CRISIL AAA 7.35 NABARD IND AAA 6.41 ASSET ALLOCATION (%) Non Convertible Debentures Certificate Of Deposits Reverse Repo 5.10 Zero Coupon Bonds 2.65 CBLO 1.36 Net Current Assets 1.64 will be at Moderate risk Issuer Name Rating (%) Of Total AUM Steel Authority Of India Ltd. IND AA 3.95 State Bank Of India CRISIL AA NABARD CRISIL AAA 2.94 Small Industries Development Bank Of India CARE AAA 1.61 Non Convertible Debentures Total LIC Housing Finance Ltd. CRISIL AAA 2.65 Zero Coupon Bonds Total 2.65 CBLO 1.36 Reverse Repo 5.10 Cash & Other Receivables 1.64 RATING CLASS (%) AAA, AA+ and Equivalent A1+ Below AA+ NCA (Incl. Cash, Deposits) SBI Banking and PSU Fund Regular income over medium term Investment in Debt instruments predominantly issued by Banks PSUs, PFIs and Municipal bodies. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

50 DEBT LIQUID FUND (Previously known as SBI Premier Liquid Fund) InstitutionalDaily Dividend InstitutionalFortnightly Dividend InstitutionalGrowth InstitutionalWeekly Dividend RegPlanDaily Dividend RegPlanFortnightly Dividend RegPlanGrowth RegPlanWeekly Dividend DirPlanDaily Dividend DirPlanFortnightly Dividend DirPlanGrowth DirPlanWeekly Dividend To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only. An openended Liquid Scheme Date of Allotment: 24/11/2003 ` 41, Crores ` 35, Crores Fund Manager: Mr. R. Arun : May2018 Total Experience: Over 12 years Benchmark: CRISIL Liquid Fund Index Exit Load: NIL : N.A. ` 5,000 & in multiples of ` 1 (Growth Plan) ` 50,000 & multiples of ` 1 (Growth Plan) ` 5,000 & in multiples of ` 1 (Growth Plan) ` 10,000 & in multiples of `1 (other than Growth Plan) Modified Duration : 0.10 years Average Maturity : 0.11 years Yield to Maturity : 7.57% Issuer Name Rating (%) Of Total AUM NABARD CRISIL A Indiabulls Housing Finance Ltd. CRISIL A Small Industries Development Bank Of India CRISIL A Aditya Birla Finance Ltd. [ICRA]A Dewan Housing Finance Corporation Ltd. CRISIL A Edelweiss Commodities Services Ltd. [ICRA]A Tata Motors Finance Ltd. CRISIL A NTPC Ltd. [ICRA]A L&T Finance Holdings Ltd. CARE A Tata Power Company Ltd. CRISIL A Indus Towers Ltd. CRISIL A Manappuram Finance Ltd. CRISIL A Tata Motor Finance Holdings Ltd. [ICRA]A PNB Housing Finance Ltd. CRISIL A Piramal Housing Finance Ltd. CRISIL A Trapti Trading & Investments Private Ltd. [ICRA]A Tata Motors Finance Solutions Ltd. CRISIL A TGS Investment & Trade Pvt. Ltd. [ICRA]A Piramal Enterprises Ltd. [ICRA]A Reliance Jio Infocomm Ltd. CRISIL A Reliance Retail Ltd. CRISIL A Indiabulls Commercial Credit Ltd. CRISIL A Sun Pharma Laboratories Ltd. [ICRA]A Nabha Power Ltd. CRISIL A Vedanta Ltd. CRISIL A HDFC Ltd. CRISIL A Azim Premji Trust BWR A Reliance Industries Ltd. CRISIL A Coromandel International Ltd. CRISIL A Axis Finance Ltd. CRISIL A TVS Credit Services Ltd. CRISIL A Hinduja Leyland Finance Ltd. CRISIL A Capital First Ltd. [ICRA]A Talwandi Sabo Power Ltd. CRISIL A Century Textiles & Industries Ltd. CRISIL A Bharat Aluminium Company Ltd. CRISIL A JSW Steel Ltd. [ICRA]A ASSET ALLOCATION (%) Commercial Papers Treasury Bills Fixed Deposits 8.72 Certificate Of Deposits 3.09 Reverse Repo 0.95 Non Convertible Debentures 0.38 CBLO 0.01 Net Current Assets 0.06 Issuer Name Rating (%) Of Total AUM Gic Housing Finance Ltd. CRISIL A Smartchem Technologies Ltd. [ICRA]A Kotak Securities Ltd. CRISIL A Essel Mining & Industries Ltd. [ICRA]A Viacom 18 Media Pvt. Ltd. [ICRA]A Aditya Birla Capital Ltd. CRISIL A Indostar Capital Finance Ltd. CRISIL A IIFL Wealth Management Ltd. [ICRA]A Godrej Consumer Products Ltd. CRISIL A Trent Ltd. CARE A Cargill India Pvt. Ltd. CRISIL A ICICI Securities Ltd. CRISIL A Birla TMT Holdings Pvt. Ltd. CRISIL A Shriram City Union Finance Ltd. [ICRA]A Tata Cleantech Capital Ltd. CRISIL A Chambal Fertilisers And Chemicals Ltd. CRISIL A Turquoise Investments And Finance Private Ltd. CRISIL A Bajaj Housing Finance Ltd. CRISIL A Commercial Papers Total Axis Bank Ltd. CRISIL A RBL Bank Ltd. [ICRA]A Certificate Of Deposits Total 3.09 HDFC Ltd. CRISIL AAA 0.38 Non Convertible Debentures Total Day TBill SOVEREIGN Days Cmb SOVEREIGN Day TBill SOVEREIGN Days Cmb SOVEREIGN 0.77 Treasury Bills Total Indusind Bank Ltd Deutsche Bank Ag 1.69 RBL Bank Ltd Bandhan Bank Ltd Equitas Small Finance Bank Ltd Fixed Deposits Total 8.72 CBLO 0.01 Reverse Repo 0.95 Cash & Other Receivables 0.06 RATING CLASS (%) Sovereign NCA (Incl. Cash, Deposits) A1+ AAA,AA+ and Equivalent will be at Low risk SBI Liquid Fund Regular income for short term Investment in Debt and Money Market securities with residual maturity upto 91 days only. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

51 DEBT ULTRA SHORT DURATION FUND An openended ultrashortterm Debt Scheme (Previously known as SBI Magnum InstaCash Fund) RegPlanGrowth Option RegPlanDaily Dividend RegPlanWeekly Dividend DirPlanGrowth DirPlanDaily Dividend DirPlanWeekly Dividend To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of debt and money market instruments. An openended ultrashortterm Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 3 months to 6 months. ( Please refer to the page no. 15 of SID for details on Macaulay s Duration.) Date of Allotment: 21/05/1999 ` 3, Crores ` 3, Crores Fund Manager: Mr. Rajeev Radhakrishnan : May2010 Total Experience: Over 17 years Benchmark: NIFTY Ultra Short Duration Debt Index (w.e.f June 25,2018) Issuer Name Rating (%) Of Total AUM Vedanta Ltd. CRISIL A Steel Authority Of India Ltd. IND A Tata Capital Housing Finance Ltd. CRISIL A HDFC Ltd. CRISIL A Aarti Industries Ltd. CRISIL A Housing And Urban Development Corporation Ltd. CARE A PNB Housing Finance Ltd. CRISIL A Rural Electrification Corporation Ltd. CRISIL A Trapti Trading & Investments Private Ltd. [ICRA]A Turquoise Investments And Finance Private Ltd. CRISIL A Commercial Papers Total Equitas Small Finance Bank Ltd. CRISIL A Axis Bank Ltd. CRISIL A Yes Bank Ltd. [ICRA]A AU Small Finance Bank Ltd. CRISIL A Issuer Name Rating (%) Of Total AUM Novy Mir Lightweighting Solutions Pvt. Ltd. CRISIL AA 4.95 National Housing Bank CRISIL AAA 4.11 Bhaskar Industries Pvt. Ltd. BWR AA 3.33 Fullerton India Credit Company Ltd. CARE AAA 3.14 AU Small Finance Bank Ltd. IND AA 2.97 APL Apollo Tubes Ltd. CRISIL AA 2.47 Writers And Publishers Private Ltd. BWR AA 1.65 Shriram Transport Finance Company Ltd. IND AA Power Finance Corporation Ltd. CRISIL AAA 1.16 Daimler Financial Services India Pvt. Ltd. IND AAA 0.83 Non Convertible Debentures Total RMZ Infotech Pvt. Ltd. ICRA A1+(SO) 5.78 Zero Coupon Bonds Total 5.78 CBLO 0.34 Reverse Repo 1.65 Exit Load: Nil : N.A. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 0.29 years Average Maturity : 0.32 years Yield to Maturity : 7.73% Certificate Of Deposits Total Citicorp Finance (India) Ltd. [ICRA]AAA 6.61 Nuvoco Vistas Corporation Ltd. CRISIL AA 6.45 ASSET ALLOCATION (%) Commercial Papers Non Convertible Debentures Certificate Of Deposits Zero Coupon Bonds 5.78 Reverse Repo 1.65 CBLO 0.34 Net Current Assets 2.22 Cash & Other Receivables 2.22 RATING CLASS (%) NCA (Incl. Cash, Deposits) Below AA+ AAA,AA+ and Equivalent A1+ will be at Low risk SBI Magnum Ultra Short Duration Fund Regular income for short term Investment in Debt and Money Market instruments. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

52 DEBT OVERNIGHT FUND (Previously known as SBI Magnum Insta Cash Fund Liquid Floater) RegPlanDaily Dividend RegPlanGrowth RegPlanWeekly Dividend DirPlanDaily Dividend DirPlanGrowth DirPlanWeekly Dividend To provide the investors an opportunity to invest in overnight securities maturing on the next business day. Issuer Name Rating (%) Of Total AUM CBLO 0.84 Reverse Repo Cash & Other Receivables 0.25 An openended Debt Scheme investing in overnight securities Date of Allotment: 01/10/2002 ` Crores ` Crores Fund Manager: Mr. R. Arun : Apr2012 Total Experience: Over 12 years Benchmark: CRISIL CBLO Index (w.e.f June 25,2018) Exit Load: NIL (w.e.f May 16,2018) : N.A. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 ASSET ALLOCATION (%) Reverse Repo CBLO 0.84 Net Current Assets 0.25 RATING CLASS (%) Modified Duration : 1 day Average Maturity : 1 day Yield to Maturity : 6.15% NCA (Incl. Cash, Deposits) will be at Low risk Regular income for short term Investment in overnight securities. SBI Overnight Fund Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attribute(s) of the scheme with effective from May 16,

53 Comparative Performance for all Schemes 1 Year 3 Years 5 Years Since Inception PointtoPoint Rs. 10,000/ PointtoPoint Rs. 10,000/ PointtoPoint Rs. 10,000/ PointtoPoint Rs. 10,000/ & Funds Managed by Mr. R. Srinivasan SBI Focused Equity Fund Scheme Benchmark: S&P BSE 500 Additional Benchmark: S&P BSE Sensex SBI Small Cap Fund Scheme Benchmark: S&P BSE Small Cap Additional Benchmark: S&P BSE Sensex SBI Dynamic Bond Fund Scheme Benchmark: NIFTY Composite Debt Index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Magnum Income Fund Scheme Benchmark: CRISIL Medium to Long Term Debt Index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Magnum Gilt Fund Scheme Benchmark: CRISIL Dynamic Gilt index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Magnum Medium Duration Fund Scheme Benchmark: NIFTY Medium Duration Debt Index Additional Benchmark: CRISIL 10 Year Gilt Index , , , ,30, , , , , , , , , , , , , , , , , , , , ,873 Funds Managed by Mr. Dinesh Ahuja , , , , , , , , , , , , , , , , , , , , , , ,919 N.A. N.A , , , , , , , , , , ,919 N.A. N.A , , , , , , , , , , , , May Nov Jan Jan Jan Jul11 Fund Jointly Managed by Mr. R. Srinivasan (Equity portion) & Mr. Dinesh Ahuja (Debt portion) SBI Equity Hybrid Fund , , , ,86,243 Scheme Benchmark: CRISILHybrid Aggressive Index , , ,761 N.A. N.A. Additional Benchmark: S&P BSE Sensex , , , ,41,856 Fund Jointly Managed by Mr. Dinesh Ahuja (Debt portion) & Mr. Ruchit Mehta (Equity portion) Jan12 SBI Debt Hybrid Fund Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index Additional Benchmark: CRISIL 10 Year Gilt Index , , , , , , ,938 N.A. N.A , , ,919 N.A. N.A Jul11 SBI Magnum Equity ESG Fund Scheme Benchmark: Nifty 100 ESG Index Additional Benchmark: S&P BSE Sensex Notes: Fund Managed by Mr. Ruchit Mehta , , , ,18, , , ,784 N.A. N.A , , ,572 N.A. N.A May18 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table.the total no of schemes managed by Mr. R.Srinivasan is 3 ( 1 scheme is jointly managed by Mr. DineshAhuja).The total no of schemes managed by DineshAhuja is 6 (1 schemes is jointly managed by Mr. Ruchit Mehta & 1 scheme is jointly managed by Mr. R. Srinivasan). SBI Magnum Equity ESG Fund was managed by Mr. R. Srinivasan till May 04, The total no of schemes managed by Mr. Ruchit Mehta is 4 (1 scheme is jointly managed by Mr. DineshAhuja). SBI Magnum Medium Duration Fund Equity portion was managed by Ruchit Mehata till May 04,2018. b. Different plans shall have a different expense structure. The performance provided for SBI Magnum Equity ESG Fund and SBI Equity Hybrid Fund are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. SBI Magnum Medium Duration Fund, are of Growth OptionRegular Plan Performance for all other scheme(s) are of Regular growth option. SBI Magnum Equity ESG Fund Growth option introduced on 27/11/06, SBI Equity Hybrid Fund Growth option introduced on 19/01/05. In case of return calculated the dividend option, it is assumed that dividend declared under the schemes have been reinvested at the prevailing NAV. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. g. The data of the last working day has been considered for the calculation of performance. h. SBI Focused Equity Fund: As TRI data is not available since inception of SBI Focused Equity Fund, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 17Sep04 to 28Jun07 and TRI values since 29Jun07. Similarly, additional benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 17Sep04 to 30 May07 and TRI values since 31May07. I. SBI Equity Hybrid Fund: As TRI data is not available since inception of SBI Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values 9Oct95 to 30May07 and TRI values since 31May07. k. The performance of the schemes is benchmarked to the Total Return variant of the Index. Note: Wherever NAV/Benchmark Index value is not available for start/end date for concerned period, the previous business day value of NAV/Benchmark Index is considered for return computation. 50

54 Comparative Performance for all Schemes SBI Arbitrage Opportunities Fund Scheme Benchmark: Nifty 50 Arbitrage Index. Additional Benchmark: S&P BSE Sensex SBI Equity Savings Fund Scheme Benchmark: 35% Nifty 50 Arbitrage Index + 35% Nifty % CRISIL Liquid Fund Index Additional Benchmark: S&P BSE Sensex SBI Technology Opportunities Fund Scheme Benchmark: S&P BSE Additional Benchmark: S&P BSE Sensex SBI Magnum MultiCap Fund Scheme Benchmark: S&P BSE 500 Additional Benchmark: S&P BSE Sensex SBI Magnum Global Fund Scheme Benchmark: Nifty MNC Additional Benchmark: S&P BSE Sensex SBI Credit Risk Fund Scheme Benchmark: CRISIL Credit Risk Index Additional Benchmark: CRISIL 10 Year Gilt Index 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. Neeraj Kumar PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , , , , ,817 N.A. N.A , , , ,765 Fund Jointly Managed by Mr. Neeraj Kumar (Arbitrage portion) & Mr. Ruchit Mehta (Equity & Debt portion) , ,363 N.A. N.A , , ,498 N.A. N.A , , ,275 N.A. N.A ,451 Funds Managed by Mr. Anup Upadhyay , , , , , , ,245 N.A. N.A , , , ,11, , , , , , , , , , , , , , , , ,60, , , ,136 N.A. N.A , , , ,18,724 Funds Managed by Mr. Lokesh Mallya and Ms. Mansi Sajeja , ,624 N.A. N.A , , ,984 N.A. N.A , , ,856 N.A. N.A ,193 & Oct May Jun Feb May Feb17 Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. Neeraj Kumar is 2 (1 scheme is jointly managed by Mr. Ruchit Mehta). The total no of schemes managed by Mr. Anup Upadhyay is 3. The total no of schemes managed by Mr. Lokesh Mallya and Ms. Mansi Sajeja is 1. SBI Magnum Global Fund was managed by Mr. R. Srinivasan till May 04, b. Different plans shall have a different expense structure. The performance provided for SBI Technology Opportunities Fund, SBI Magnum Global Fund are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. SBI Technology Opportunities Fund Growth option introduced on 01/01/13, SBI Magnum Global Fund Growth option introduced on 27/06/05. The performance details provided for SBI Magnum MultiCap Fund, SBI Arbitrage Opportunities Fund, SBI Equity Savings Fund, SBI Debt Hybrid Fund, SBI Credit Risk Fund are of Growth OptionRegular Plan. In case of return calculated the dividend option, it is assumed that dividend declared under the schemes have been reinvested at the prevailing NAV. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. g. SBI Equity Savings Fund scheme have not completed 3 & 5 years period & SBI Credit Risk Fund scheme have not completed 5 years period, hence the performance of such period are not provided. h. The data of the last working day has been considered for the calculation of performance. I. SBI Arbitrage Opportunities Fund: As TRI data is not available since inception of SBI Arbitrage Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 03Nov06 to 30 May07 and TRI values since 31May07. j. SBI Technology Opportunities Fund: As TRI data is not available since inception of SBI Technology Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Teck PRI values from 05Jul99 to 30 Dec07 and TRI values since 31Dec07. As TRI data is not available since inception of SBI Technology Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 05Jul99 to 30 May07 and TRI values since 31 May07. k. SBI Magnum Multicap Fund: As TRI data is not available since inception of SBI Magnum Multicap Fund, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 29Sep05 to 28Jun07 and TRI values since 29Jun07. As TRI data is not available since inception of SBI Magnum Multicap Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 29Sep05 to 30 May07 and TRI values since 31May07. l. The performance of the schemes is benchmarked to the Total Return variant of the Index. m. SBI Magnum Global Fund: As TRI data is not available since inception of SBI Magnum Global Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values 30Sep94 to 30May07 and TRI values since 31May07. n. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes, there has been change in the fundamental attributes of SBI Multi Asset Allocation Fund (like asset allocation, benchmark and investment objectives) with effect from May 16, 2018, hence the performance of SBI Multi Asset Allocation Fund is not disclosed. 51

55 Comparative Performance for all Schemes SBI Magnum MidCap Fund Scheme Benchmark: Nifty Midcap 150 Additional Benchmark: S&P BSE Sensex SBI Blue Chip Fund Scheme Benchmark: S&P BSE 100 Additional Benchmark: S&P BSE Sensex SBI Banking & Financial Services Fund Scheme Benchmark: Nifty Financial Services Additional Benchmark: S&P BSE Sensex Notes: 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Ms. Sohini Andani PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , , , , ,535 N.A. N.A , , , , , , , , , , , , , , , , , ,335 N.A. N.A , , ,081 N.A. N.A , , ,275 N.A. N.A ,927 & July Sep Feb15 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Ms. SohiniAndani has been managing SBI Blue Chip Fund since September 2010, SBI Magnum Midcap Fund since July 2010 and SBI Banking and Financial Services Fund since February The total number of schemes managed by Ms. SohiniAndani is 3. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended ended / interval scheme. g. SBI Banking & Financial Services Fund scheme has not completed 5 years period, hence the performance of such period are not provided. h. The data of the last working day has been considered for the calculation of performance. I. SBI Magnum MidCap Fund: As TRI data is not available since inception of SBI Magnum MidCap Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 29Mar05 to 30 May07 and TRI values since31may07. j. SBIBlueChipFund:AsTRIdataisnotavailablesinceinceptionofSBIBlueChipFund, benchmarkperformanceiscalculatedusingcompositecagrofs&pbse100privaluesfrom 14Feb06to28Jun07andTRIvaluessince29Jun07. As TRI data is not available since inception of SBI Blue Chip Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 14Feb06 to 30 May07 and TRI values since 31May07. k. The performance of the schemes is benchmarked to the Total Return variant of the Index. SBI Consumption Opportunities Fund Scheme Benchmark: Nifty India Consumption Additional Benchmark: S&P BSE Sensex SBI Large & Midcap Fund Scheme Benchmark: S&P BSE Large Mid Cap Additional Benchmark: S&P BSE Sensex SBI Healthcare Opportunities Fund Scheme Benchmark: S&P BSE Health Care Additional Benchmark: S&P BSE Sensex Notes: 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. Saurabh Pant PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , , , , ,431 N.A. N.A , , , ,11, , , , ,08, , , ,835 N.A. N.A , , , ,61,484 Funds Managed by Mr. Tanmaya Desai , , , ,48, , , , ,18, , , , ,11,978 & Jun Sep Jun11 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. Saurabh Pant is 2. The total no of schemes managed by Mr.Tanmaya Desai is 1. b. Different plans shall have a different expense structure. The performance provided for SBI Consumption Opportunities Fund, SBI Large & Midcap Fund, SBI Healthcare Opportunities Fund are of regular plan Dividend Option and is Net of Dividend distribution tax,if any. SBI Consumption Opportunities Fund Growth option introduced on 01/01/13, SBI Large & Midcap Fund Growth option introduced on 25/05/05, SBI Healthcare Opportunities Fund Growth option introduced on 31/12/04. In case of return calculated the dividend option, it is assumed that dividend declared under the schemes have been reinvested at the prevailing NAV. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. g. The data of the last working day has been considered for the calculation of performance. h. SBI Consumption Opportunities Fund : As TRI data is not available since inception of SBI Consumption Opportunities Fund, benchmark performance is calculated using composite CAGR of Nifty India Consumption PRI values from 05 Jul99 to 30Dec07 and TRI values since 31Dec07. As TRI data is not available since inception of SBI Consumption Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 05Jul99 to 30 May07 and TRI values since 31May07. I. SBI Large & Midcap Fund: As TRI data is not available since inception of SBI Large & Midcap Fund, benchmark performance is calculated using composite CAGR of S&P BSE 200 PRI values from 28Feb93 to 28Jun 07 and TRI values since 29Jun07. As TRI data is not available since inception of SBI Large & Midcap Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 28Feb93 to 30 May07 and TRI values since 31May07. j. SBI Healthcare Opportunities Fund: As TRI data is not available since inception of SBI Healthcare Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Health Care PRI values from 05Jul99 to 30Dec07 and TRI values since 31Dec07. As TRI data is not available since inception of SBI Healthcare Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values 05Jul99 to 30May07 and TRI values since 31May07. k. The performance of the schemes is benchmarked to the Total Return variant of the Index. 52

56 Comparative Performance for all Schemes 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. Ravi Prakash Sharma PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ & SBI Gold Fund , , , ,640 Scheme Benchmark: The Morning Fixing of Gold by London Bullion Market Association (LBMA) , , , ,734 Additional Benchmark: S&P BSE Sensex , , , ,683 Sep11 SBI Nifty Index Fund , , , , Scheme Benchmark: Nifty , , , ,22,457 Additional Benchmark: S&P BSE Sensex , , , ,35,120 Feb11 Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Raviprakash Sharma has been managing SBI GOLD Fund since September 2011 and SBI Nifty Index Fund since February The total number of schemes managed by Mr. Raviprakash Sharma is 2. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance provided for SBI GOLD Fund, are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. SBI Magnum Taxgain Scheme Growth option introduced on 07/05/07. The performance details provided for SBI Nifty Index Fund are of Growth OptionRegular Plan. f. Scheme count for the total schemes managed by the Fund Managers does not include ETF s managed by Mr. Ravi Prakash Sharma. g. The data of the last working day has been considered for the calculation of performance. h. SBI Nifty Index Fund: As TRI data is not available since inception of SBI Nifty Index Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 17Jan02 to 30 May07 and TRI values since 31May07. I. The performance of the schemes is benchmarked to the Total Return variant of the Index. SBI Magnum Taxgain Scheme Scheme Benchmark: S&P BSE 500 Additional Benchmark: S&P BSE Sensex SBI Contra Fund Scheme Benchmark: S&P BSE Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. Dinesh Balachandran PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , ,18, , , ,669 N.A. N.A , , , ,22, , , , ,74, , , , ,56,707 Additional Benchmark: S&P BSE Sensex , , , ,11,978 Fund Jointly Managed by Mr. Dinesh Balachandran (Equity & Debt portion)* and Mr. Mohit Jain (investments in foreign securities portion) & Sep May18 SBI Dynamic Asset Allocation Fund Scheme Benchmark: 50% CRISIL 1 year CD Index + 50% S&P BSE Sensex Additional Benchmark: S&P BSE Sensex , ,099 N.A. N.A , , ,855 N.A. N.A , , ,275 N.A. N.A , Mar15 Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Dinesh Balachandran has been managing SBI Magnum Taxgain Scheme since September 2016 and co managing SBI Dynamic Asset Allocation Fund (Equity & Equity related instruments and Debt & Money Market instruments portion) since March 2015 with Mr. Mohit Jain (investments in foreign securities portion). The total number of schemes managed by Mr. Dinesh Balachandran is 3 (1 schemes is jointly managed by Mr. Mohit Jain). SBI Contra Fund was managed by Mr. R. Srinivasan till May 04, b. Different plans shall have a different expense structure. The performance provided for SBI Contra Fund are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. Performance for all other scheme(s) are of Regular growth option. SBI Contra Fund Growth option introduced on 06/05/05,. In case of return calculated the dividend option, it is assumed that dividend c. Mr. Mohit Jain is the fund manager for investment in foreign securities in SBI DynamicAssetAllocation fund w.e.f. Nov 28, 2017*. d. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. e. Load is not considered for computation of returns. f. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. g. Different plans shall have a different expense structure. The performance provided for SBI Magnum Taxgain Scheme, are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. SBI Magnum Taxgain Scheme Growth option introduced on 07/05/07. The performance details provided for SBI DynamicAssetAllocation Fund are of Growth OptionRegular Plan. h. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. I. SBI Dynamic Asset Allocation Fund scheme has not completed 5 years period, hence the performance of such period are not provided. j. The data of the last working day has been considered for the calculation of performance. k. SBI Magnum Tax Gain Scheme: As TRI data is not available since inception of SBI Magnum Tax Gain Scheme, benchmark performance is calculated using composite CAGR of S&P BSE 100 PRI values from 31Mar93 to 28Jun07 and TRI values since 29Jun07. As TRI data is not available since inception of SBI Magnum Tax Gain Scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values 31Mar93 to 30May07 and TRI values since 31May07. l. The performance of the schemes is benchmarked to the Total Return variant of the Index. m. SBI Contra Fund: As TRI data is not available since inception of SBI Contra Fund, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 05Jul99 to 28Jun07 and TRI values since 29Jun07. As TRI data is not available since inception of SBI Contra Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values 05Jul99 to 30May07 and TRI values since 31May07. 53

57 Comparative Performance for all Schemes SBI Overnight Fund Scheme Benchmark: CRISIL CBLO Index Additional Benchmark: CRISIL 1 Year TBill Index 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. R. Arun SBI Savings Fund , , , , Scheme Benchmark: NIFTY Money Market Index , , , ,658 Additional Benchmark: CRISIL 1 Year TBill Index , , , ,633 Apr12 SBI Liquid Fund , , , , Scheme Benchmark: CRISIL Liquid Fund Index , , , ,766 Additional Benchmark: CRISIL 1 Year TBill Index , , , ,126 May18 Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. R.Arun has been managing SBI Savings Fund and SBI Overnight Fund sinceapril The total number of schemes managed by Mr. R.Arun is 3. SBI Liquid Fund was managed by Mr. Rajeev Radhakrishnan till May 04, b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. g. The data of the last working day has been considered for the calculation of performance. PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , , , , ,135 N.A. N.A , , , ,810 & Apr12 SBI Magnum Comma Fund Scheme Benchmark: Nifty Commodities Additional Benchmark: S&P BSE Sensex SBI Infrastructure Fund Scheme Benchmark: Nifty Infrastructure Additional Benchmark: S&P BSE Sensex SBI PSU Fund Scheme Benchmark: S&P BSE PSU Additional Benchmark: S&P BSE Sensex Notes: 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. Richard D'souza PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,773 & Aug Aug Aug14 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total number of schemes managed by Mr. Richard D souza is 3. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. g. The data of the last working day has been considered for the calculation of performance. h. SBI Magnum Comma Fund: As TRI data is not available since inception of SBI Magnum Comma Fund, benchmark performance is calculated using composite CAGR of Nifty Commodities PRI values from 08Aug05 to 13Feb12 and TRI values since 14Feb12. As TRI data is not available since inception of SBI Magnum Comma Fund, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 08Aug05 to 30 May07 and TRI values since 31May07. I. The performance of the schemes is benchmarked to the Total Return variant of the Index. SBI Magnum Constant Maturity Fund Scheme Benchmark: Crisil 10 Year Gilt Index Additional Benchmark: CRISIL 1 Year TBill Index Notes: 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. Mahak Khabia PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , , , , ,919 N.A. N.A , , , ,909 & May18 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total number of schemes managed by Mr.Mahak Khabia is 1. SBI Magnum Constant Maturity Fund was managed by Mr. DineshAhuja till May 04,2018. He is also managing SBI ETF 10 Year Gilt Fund. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. g. The data of the last working day has been considered for the calculation of performance. I. The performance of the schemes is benchmarked to the Total Return variant of the Index. 54

58 Comparative Performance for all Schemes SBI Magnum Low Duration Fund Scheme Benchmark: NIFTY Low Duration Debt Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Short Term Debt Fund Scheme Benchmark: CRISIL Short Term Bond Fund Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Magnum Children s Benefit Fund Scheme Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Banking and PSU Fund Scheme Benchmark: NIFTY Banking and PSU Debt Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Magnum Ultra Short Duration Fund Scheme Benchmark: NIFTY Ultra Short Duration Debt Index Additional Benchmark: CRISIL 1 Year TBill Index 1 Year PointtoPoint Rs. 10,000/ 3 Years 5 Years PointtoPoint Rs. 10,000/ Funds Managed by Mr. Rajeev Radhakrishnan PointtoPoint Rs. 10,000/ Since Inception PointtoPoint Rs. 10,000/ , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,897 N.A. N.A , , , ,497 & Jun Jun Jun Nov May10 Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. RajeevRadhakrishnanisalsotheFundManagerofother closeended schemes like SBI Debt Fund Series and manages the debt portion of the SBI DualAdvantage Fund Series. The total number of schemes managed by Mr. Rajeev Radhakrishnan is 5 b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure.the performance details of all the schemes provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended / interval scheme. g. The data of the last working day has been considered for the calculation of performance. h. The performance of the schemes is benchmarked to the Total Return variant of the Index. 55

59 Benefits of Systematic Investment Plan () Performance of Select Schemes Fund Managerwise The Fund offers flexible and convenient Systematic Investment Plan () facility. To illustrate the advantages of investments, this is how your investments would have grown if you had invested say `10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on June 29, SBI Blue Chip Fund Investments Total Amount Invested ( `) 14,90,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on June 29, 2018 ( `) 35,66,148 N.A. 26,42,490 8,51,455 4,20,183 1,20,059 Returns (Annualised) (%) N.A Benchmark Returns (Annualised) (%) N.A Additional Benchmark Returns (Annualised) (%) N.A Past performance may or may not be sustained in the future. S&P BSE 100, S&P BSE SENSEX, : February 14, 2006 Returns are calculated for Regular Growth SBI Magnum Equity ESG Fund Investments FUND MANAGER SOHINI ANDANI Since Inception FUND MANAGER R. SRINIVASAN Since Inception 15 Years 15 Years 10 Years 10 Years 5 Years 5 Years 3 Years 3 Years Total Amount Invested ( `) 33,00,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on June 29, 2018 ( `) 3,61,69,243 62,17,487 24,37,152 8,21,357 4,22,924 1,23,562 Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) Past performance may or may not be sustained in the future. Nifty 100 ESG Index, S&P BSE SENSEX, : January 01, 1991 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. 1 Year 1 Year SBI Contra Fund Investments FUND MANAGER R. SRINIVASAN Total Amount Invested ( `) 22,80,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on June 29, 2018 ( `) 2,01,19,550 61,06,930 21,52,298 7,89,332 4,03,525 1,13,555 Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) Past performance may or may not be sustained in the future. S&P BSE 500, S&P BSE SENSEX, : July 05, 1999 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Large & Midcap Fund Investments Since Inception FUND MANAGER SAURABH PANT Since Inception 15 Years 15 Years 10 Years 10 Years 5 Years 5 Years 3 Years 3 Years 1 Year 1 Year Total Amount Invested ( `) 30,50,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on June 29, 2018 ( `) 3,55,19,107 76,23,090 26,94,137 8,61,118 4,19,842 1,17,935 Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) Past performance may or may not be sustained in the future. S&P BSE Large Mid Cap, S&P BSE SENSEX, : February 28, 1993 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Magnum MidCap Fund Investments Total Amount Invested ( `) Mkt Value as on June 29, 2018 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) FUND MANAGER SOHINI ANDANI Since Inception 15 Years 10 Years 5 Years 3 Years 15,90,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 46,23,437 N.A. 30,86,305 8,46,800 3,76,558 1,08, N.A N.A N.A Past performance may or may not be sustained in the future. Nifty Midcap 150, S&P BSE SENSEX, : March 29, 2005 Returns are calculated for Regular Growth 1 Year Source: ICRA Online Investors are advised to refer to the performance summary table on page Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 56

60 Benefits of Systematic Investment Plan () Performance of Select Schemes Fund Managerwise The Fund offers flexible and convenient Systematic Investment Plan () facility. To illustrate the advantages of investments, this is how your investments would have grown if you had invested say `10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on June 29, SBI Magnum Global Fund Investments Total Amount Invested ( `) 28,60,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on June 29, 2018 ( `) 4,29,75,995 88,06,119 30,98,467 8,60,063 4,11,682 1,18,956 Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) Past performance may or may not be sustained in the future. Nifty MNC, S&P BSE SENSEX, : September 30, 1994 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Focused Equity Fund Investments Total Amount Invested ( `) Mkt Value as on June 29, 2018 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) SBI Magnum Taxgain Scheme Investments Total Amount Invested ( `) 30,40,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on June 29, 2018 ( `) 4,70,37,414 68,96,747 23,46,194 7,79,449 3,96,084 1,14,262 Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) Past performance may or may not be sustained in the future. S&P BSE 500, S&P BSE SENSEX, : March 31, 1993 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Equity Hybrid Fund Investments Total Amount Invested ( `) Mkt Value as on June 29, 2018 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) FUND MANAGER R. SRINIVASAN Since Inception Since Inception 15 Years 15 Years 10 Years FUND MANAGER R. SRINIVASAN 10 Years 5 Years 5 Years FUND MANAGER DINESH BALACHANDRAN 3 Years 3 Years FUND MANAGER R. SRINIVASAN (Equity) & DINESH AHUJA (Debt) 27,00,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 2,37,72,828 61,50,194 25,37,778 8,37,801 4,20,910 1,21, Past performance may or may not be sustained in the future. Scheme Benchmark: CRISIL Hybrid Aggressive Index, S&P BSE SENSEX, : October 09, 1995 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. 1 Year 1 Year 16,50,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 59,39,366 N.A. 33,50,736 9,19,060 4,47,389 1,22, N.A N.A N.A Past performance may or may not be sustained in the future. S&P BSE 500, S&P BSE SENSEX, : September 17, 2004 Returns are calculated for Regular Growth SBI Small Cap Fund Investments FUND MANAGER R. SRINIVASAN Since Inception Total Amount Invested ( `) 10,60,000 N.A. N.A. 6,00,000 3,60,000 1,20,000 Mkt Value as on June 29, 2018 ( `) 32,56,843 N.A. N.A. 11,57,282 4,66,302 1,13,806 Returns (Annualised) (%) N.A. N.A Benchmark Returns (Annualised) (%) N.A. N.A Additional Benchmark Returns (Annualised) (%) N.A. N.A Past performance may or may not be sustained in the future. S&P BSE SMALL CAP, S&P BSE SENSEX, : September 09, 2009 Returns are calculated for Regular Growth Since Inception Since Inception 15 Years 15 Years 15 Years 10 Years 10 Years 10 Years 5 Years 5 Years 5 Years 3 Years 3 Years 3 Years 1 Year 1 Year 1 Year Investors are advised to refer to the performance summary table on page Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 57

61 Total Expense Ratios Equity Schemes Reg Plan DirPlan Debt Schemes Reg Plan DirPlan SBI Blue Chip Fund SBI Equity Hybrid Fund (Previously known as SBI Magnum Balanced Fund) SBI Magnum Global Fund SBI Magnum MidCap Fund SBI Magnum Equity ESG Fund (Previously known as SBI Magnum Equity Fund) SBI Focused Equity Fund (Previously known as SBI Emerging Businesses Fund) SBI Consumption Opportunities Fund (Previously known as SBI FMCG Fund) SBI Healthcare Opportunities Fund (Previously known as SBI Pharma Fund) SBI Technology Opportunities Fund (Previously known as SBI IT Fund) SBI Contra Fund SBI Magnum MultiCap Fund SBI Large & Midcap Fund (Previously known as SBI Magnum Multiplier Fund) SBI Nifty Index Fund SBI Magnum Comma Fund SBI PSU Fund SBI Infrastructure Fund SBI Arbitrage Opportunities Fund SBI Small Cap Fund (Previously known as SBI Small & Midcap Fund) SBI Dynamic Asset Allocation Fund SBI Equity Savings Fund SBI Banking And Financial Services Fund SBI Gold Fund SBI Magnum TaxGain Scheme SBI Magnum Low Duration Fund (Previously known as SBI Ultra Short Term Debt Fund) SBI Short Term Debt Fund SBI Debt Hybrid Fund (Previously known as SBI Magnum Monthly Income Plan) SBI Liquid Fund (Previously known as SBI Premier Liquid Fund) SBI Magnum Children s Benefit Fund (Previously known as SBI Magnum Children s Benefit Plan) SBI Magnum Income Fund SBI Magnum Constant Maturity Fund (Previously known as SBI Magnum Gilt Fund Short Term Plan) SBI Magnum Gilt Fund (Previously known as SBI Magnum Gilt Fund Long Term Plan) SBI Multi Asset Allocation Fund (Previously known as SBI Magnum Monthly Income Plan Floater) SBI Savings Fund SBI Dynamic Bond Fund SBI Credit Risk Fund (Previously known as SBI Corporate Bond Fund) SBI Magnum Medium Duration Fund (Previously known as SBI Regular Savings Fund) SBI Magnum Ultra Short Duration Fund (Previously known as SBI Magnum InstaCash Fund) SBI Overnight Fund (Previously known as SBI Magnum InstaCash Fund Liquid Floater) SBI Banking and PSU Fund (Previously known as SBI Treasury Advantage Fund) Note: Expense ratio includes Base TER, additional expenses 52(6A)(b) and 52(6A)( c) for both Regular and Direct Plan including GST. Statutory Details & Risk Factors Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Disclaimer: In the preparation of the material contained in this document, the Asset Management Company (AMC) has used information that is publicly available, including information developed inhouse. Some of the material used in the document may have been obtained from members/persons other than the AMC and/or its affiliates and which may have been made available to the AMC and/or to its affiliates. Information gathered and material used in this document is believed to be from reliable sources. The AMC however does not warrant the accuracy, reasonableness and / or completeness of any information. We have included statements / opinions / recommendations in this document, which contain words, or phrases such as will, expect, should, believe and similar expressions or variations of such expressions that are forward looking statements. Actual results may differ materially from those suggested by the forward looking statements due to risk or uncertainties associated with our expectations with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on our services and / or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc. The AMC (including its affiliates), the Mutual Fund, the trust and any of its officers, directors, personnel and employees, shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner. The recipient alone shall be fully responsible/are liable for any decision taken on this material. 58

62 Dividend History Of Debt & Hybrid Funds SBI Debt Hybrid Fund Monthly Dividend (Previously known as SBI Magnum Monthly Income Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div 23Feb Feb Mar Mar Apr Apr SBI Debt Hybrid Fund Quarterly Dividend (Previously known as SBI Magnum Monthly Income Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Qtr Div 29Sep Direct Plan Qtr Div 29Sep Regular Plan Qtr Div 29Dec Direct Plan Qtr Div 29Dec Regular Plan Qtr Div 23Mar Direct Plan Qtr Div 23Mar SBI Debt Hybrid Fund Annual Dividend (Previously known as SBI Magnum Monthly Income Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Annual Div 23Mar Direct Plan Annual Div 23Mar Regular Plan Annual Div 24Mar Direct Plan Annual Div 24Mar Regular Plan Annual Div 23Mar Direct Plan Annual Div 23Mar SBI Multi Asset Allocation Fund Dividend (Previously known as SBI Magnum Monthly Income Plan Floater) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Reg. Plan Monthly Div Direct Plan Monthly Div Reg. Plan Monthly Div Direct Plan Monthly Div Reg. Plan Monthly Div Direct Plan Monthly Div 31Jan Jan Feb Feb Apr Apr SBI Multi Asset Allocation Fund Annual Dividend (Previously known as SBI Magnum Monthly Income Plan Floater) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Annual Div 23Mar Direct Plan Annual Div 23Mar Regular Plan Annual Div 24Mar Direct Plan Annual Div 24Mar Regular Plan Annual Div 23Mar Direct Plan Annual Div 23Mar SBI Magnum Gilt Fund PF Fixed 1 Years Quarterly Dividend (Previously known as SBI Magnum Gilt Fund Long Term Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Dividend PF Fixed 1 Year 24Mar Dividend PF Fixed 1 Year 30Jun Dividend PF Fixed 1 Year 29Sep Dividend PF Fixed 1 Year 29Dec Dividend PF Fixed 1 Year 23Mar SBI Magnum Gilt Fund PF Fixed 2 Years Quarterly Dividend (Previously known as SBI Magnum Gilt Fund Long Term Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) DivPF Fixed 2 Years DivPF Fixed 2 Years DivPF Fixed 2 Years DivPF Fixed 2 Years DivPF Fixed 2 Years 24Mar Jun Sep Dec Mar SBI Magnum Gilt Fund PF Fixed 3 Years Quarterly Dividend (Previously known as SBI Magnum Gilt Fund Long Term Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) DivPF Fixed 3 Years 24Mar DivPF Fixed 3 Years 30Jun DivPF Fixed 3 Years 29Sep DivPF Fixed 3 Years 29Dec DivPF Fixed 3 Years 23Mar SBI Multi Asset Allocation Fund Quarterly Dividend (Previously known as SBI Magnum Monthly Income Plan Floater) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Qtr Div Direct Plan Qtr Div Regular Plan Qtr Div Direct Plan Qtr Div Regular Plan Qtr Div Direct Plan Qtr Div 30Jun Jun Sep Sep Dec Dec SBI Magnum Gilt Fund Quarterly Dividend (Previously known as SBI Magnum Gilt Fund Long Term Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Dividend PF Regular Dividend PF Regular Dividend PF Regular Dividend PF Regular Dividend PF Regular 24Mar Jun Sep Dec Mar Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/

63 Dividend History Of Debt & Hybrid Funds SBI Magnum Gilt Fund Quarterly Dividend (Previously known as SBI Magnum Gilt Fund Long Term Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 29Sep Sep Dec Dec Mar Mar SBI Magnum Income Fund Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend 29Sep Direct Plan Dividend 29Sep Regular Plan Dividend 29Dec Direct Plan Dividend 29Dec Regular Plan Dividend 23Mar Direct Plan Dividend 23Mar SBI Magnum Medium Duration Fund Quarterly Dividend (Previously known as SBI Regular Savings Fund) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend 30Jun Direct Plan Dividend 30Jun Regular Plan Dividend 29Sep Direct Plan Dividend 29Sep Regular Plan Dividend 29Dec Direct Plan Dividend 29Dec Regular Plan Dividend 23Mar Direct Plan Dividend 23Mar SBI Short Term Debt Fund Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Monthly Div Regular Plan Monthly Div Direct Plan Monthly Div Regular Plan Monthly Div Direct Plan Monthly Div Regular Plan Monthly Div 28Feb Feb Mar Mar Apr Apr SBI Magnum Income Fund Half Yearly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 30Sep Sep Mar Mar Sep Sep Mar Mar SBI Short Term Debt Fund Retail Plan Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend 31Oct Nov Dec Jan Feb Mar Apr Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend SBI Dynamic Bond Fund Quarterly Dividend 29Sep Sep Dec Dec Mar Mar SBI Credit Risk Fund Quarterly Dividend ( Previously known as SBI Corporate Bond Fund) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend 30Jun Direct Plan Dividend 30Jun Regular Plan Dividend 29Sep Direct Plan Dividend 29Sep Regular Plan Dividend 29Dec Direct Plan Dividend 29Dec Regular Plan Dividend 23Mar Direct Plan Dividend 23Mar Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/

64 Dividend History Of Debt & Hybrid Funds SBI Magnum Low Duration Fund (Previously known as SBI Ultra Short Term Debt Fund) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Mthly Div 31Jan Regular Plan Mthly Div 28Feb Direct Plan Mthly Div 28Feb Regular Plan Mthly Div 23Mar Direct Plan Mthly Div 23Mar Regular Plan Mthly Div 27Apr Direct Plan Mthly Div 27Apr SBI Magnum Low Duration Fund Retail Plan (Previously known as SBI Ultra Short Term Debt Fund) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Retail Plan 30May SBI Magnum Constant Maturity Fund (Previously known as SBI Magnum Gilt Fund Short Term Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend SBI Banking and PSU Fund Monthly Dividend (Previously known as SBI Treasury Advantage Fund) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Mthly Div 31Jan Feb Feb Mar Mar Apr Apr Dec Retail Plan Dir Mthly Div 30May Direct Plan Mthly Div 29Dec Retail Plan 30Jun Regular Plan Mthly Div 31Jan Retail Plan Dir Mthly Div 30Jun Direct Plan Mthly Div 31Jan Retail Plan 31Jul Regular Plan Mthly Div 28Feb Retail Plan Dir Mthly Div 31Jul Direct Plan Mthly Div 28Feb Regular Plan Mthly Div 27Apr SBI Magnum Low Duration Fund Institutional Plan (Previously known as SBI Ultra Short Term Debt Fund) Direct Plan Mthly Div 00 27Apr Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div 00 31Oct Nov Dec Jan Feb Mar Apr May SBI Savings Fund (Previously known as SBI Magnum Income Fund Floating Rate Plan Savings Plus Bond Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Dividend 31Jan Regular Plan Dividend 28Feb Direct Plan Dividend 28Feb Regular Plan Dividend 23Mar SBI Equity Savings Fund Monthly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div 23Apr Apr Mar Mar Feb Feb Dec Dec SBI Equity Savings Fund Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Dividend Regular Plan Dividend 23Mar Mar Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 23Mar Apr Apr Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/

65 Disclaimer Disclaimer for data from CRISIL'S FUND ANALYSER: CRISIL has taken due care and caution in compilation of the Data contained in the CRISIL'S FUND ANALYSER. The Data in the CRISIL'S FUND ANALYSER has been obtained by CRISIL from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of any Data in the CRISIL'S FUND ANALYSER and is not responsible for any errors or omissions or for the results obtained from the use of such Data. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL'S FUND ANALYSER. CRISIL or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained in the CRISIL'S FUND ANALYSER or any data generated from the CRISIL'S FUND ANALYSER. Disclaimer: This investment update is for information purpose only and is not an offer to sell or a solicitation to buy any mutual fund units/securities. These views alone are not sufficient and should not be used for the development or implementation of an investment strategy. It should not be construed as investment advice to any party. All opinions and estimates included in this schemes guide constitute our view as of this date and are subject to change without notice. Neither SBI Funds Management Private Limited, nor any person connected with it, accepts any liability arising from the use of this information. The recipient of this material should rely on their own investigations and take professional advice on their own. In the preparation of the material contained in this document, the AMC has used information that is publicly available, including information developed inhouse. Information gathered and material used in this document is believed to be from reliable sources published by third parties. While such publications are believed to be reliable, however, neither the AMC, its officers, the trustees, the Fund nor any of their affiliates or representatives assume any responsibility of the accuracy, reasonableness and/or completeness of any information. For data referred to of any third party in this material no such party will assume any liability for the same. Further, all opinion included in this newsletter are as of date and are subject to change without any notice. All recipients of this material should seek appropriate professional advice and carefully read the scheme information document/ statement of additional information and before dealing and or transacting in any of the products referred to in this material make their own investigation.the Fund, the AMC and Trustees and any of its directors, officers, employees and other personnel shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner whatsoever. The recipient alone shall be fully responsible/are liable for any decision taken on the basis of this material. Disclaimer of SBI Nifty Index Fund: The SBI Nifty Index Fund offered by SBI Funds Management Private Limited is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL) and its affiliates. IISL do not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of SBI Nifty Index Fund or any member of the public regarding the advisability of investing in securities generally or in the SBI Nifty Index Fund linked to Nifty 50 Index or particularly in the ability of the Nifty 50 Index to track general stock market performance in India. Please read the full Disclaimers in relation to the Nifty 50 Index in the Scheme Information Document. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Asset Management Company: SBI Funds Management Private Limited (A joint venture between SBI & AMUNDI) CIN: U65990MH1992PTC Trustee Company: SBI Mutual Fund Trustee Company Private Limited CIN: U65991MH2003PTC Registered Office: 9th Floor, Crescenzo, C38 & 39, G Block, BandraKurla Complex, Bandra (East), Mumbai Tel.: partnerforlife@sbimf.com www. sbimf.com 62

66 SBI Funds Management Pvt Ltd Branches NORTH Chandigarh: Gurgaon: / Jaipur: / Kanpur: /15 Lucknow: Ludhiana: New Delhi: (011) Aligarh: Ambala: (0171) Bathinda: (0164) Dehradun: Dhanbad: Dharamshala: Faizabad: / Faridabad: Ferozepur: Ghaziabad: Gorakhpur: Haldwani: Hissar: Hosiharpur: Jabalpur: Jalandhar: Jammu: Jhansi: Jodhpur: / 28 Leh: Meerut: Moradabad: Panchakula: Panipat: Pathankot: Patiala: Rohtak: (0126) Saharanpur: Shimla: Sonepat: Udaipur: Varanasi: Nehru Place (Delhi): (011) Noida: Pitam Pura (Delhi): (011) SOUTH Bangalore: /51 Chennai : /83 Coimbatore: Ernakulam: Hyderabad: /42 Thrivanthapuram: / / Vijayawada: / Bareilly: Belgaum: Bellary: Calicut: / Cuttack: Davangere: Gulbarga: Guntur: Hubli: Kannur: Kollam: Kottayam: Kurnool: Madurai: Mangalore: Mysore: Nellore: Pondichery: Rajahmundry: / Salem: Shimoga: Thiruchirapalli: Thrissur: Thrissur: Tinsukia: Tirunelveli: Tirupati (0877) Vellore: Vishakapatnam: / Warangal: EAST Bhubaneshwar: (0674) /501 Guwahati: / Kolkata: / / Muzzaffarpur: Patna: Raipur: (0771) / Ranchi: / Agartala: Asansol: Balasore: Bhagalpur: Bhilai: / / / Bokaro: Bokaro: Burdwan: Darbhanga: Dimapur: Durgapur: / 192 Gaya: Hazaribagh: Imphal: Itanagar: Jamshedpur: Jorhat: Kalyani: Kharagpur: (03222) Malda: (03512) Port Blair: (03192) Rourkela: Sambalpur: Shillong: Silchar: Siliguri: (0353) Sriganganagar: WEST Ahmedabad: /70; Bhopal: Goa: (0832) / Indore: / /85 Mumbai: (022) Nagpur: Pune: / / / 99 Surat: / / Vadodara: Agra: Ajmer: Allahabad: Alwar: (0144) Amravati: Amritsar: Anand: Aurangabad: Bavnagar: (0278) Bharuch: Bhilwara: Bhuj: (02832) Bilaspur: Gandhidham: Gwalior: Jalgaon: Jamnagar: (0288) Junagadh: Kolhapur: Korba: Kota: Margao: (0832) Mehsana: Nadiad: Nashik: , Navsari: Raipur: (0771) / Rajkot: /41 Ratlam: Sagar: Solapur: Srinagar: Valsad: Vapi: Borivali (Mumbai): Chinchwad: Kalyan: (0251) / Thane Vashi:

67 How to read the Factsheet? Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts. Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme. Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme. Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. : or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an that invests Rs 500 every 15th of the month in an equity fund for a period of three years. NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund. Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty 50, S&P BSE Sensex, S&P BSE 200, S&P BSE 500, 10Year Gsec. Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit. Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield Standard Deviation : Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of riskadjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk. Beta : Beta is a measure of an investment's volatility visàvis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security's price will be more volatile than the market. AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm. Holdings : The holdings or the portfolio is a mutual fund's latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager. Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories. Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds. Tracking Error : Measure that indicates how closely the portfolio return tracks the benchmark return. Tracking error is the standard deviation of the difference of returns between a portfolio and the benchmark over a specified holding period. 64

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