INVESTMENT UPDATE JUNE 2017 PROFESSIONAL EXPERTISE TO SHAPE UP YOUR INVESTMENTS.

Transcription

1 INVESTMENT UPDATE JUNE 2017 PROFESSIONAL EXPERTISE TO SHAPE UP YOUR INVESTMENTS.

2 Product range (Minimum Recommended Investment Period (MRIP) 1 day 3months 1 year 2 years 3 years 4 years 5 years Liquid Arbitrage Hybrid Funds Diversified Funds Ultra Short Debt Short Term Debt Medium Term Debt Large Cap Mid & Small Cap Long Term Debt Index Funds Tax Savings Investor should consult their financial advisors.

3 Index From the Managing Director s Desk Market Overview From the CMO s Desk Snapshot of Equity Funds Equity LargeCap SBI Blue Chip Fund SBI Magnum Equity Fund Diversified Cap SBI Magnum Multicap Fund SBI Contra Fund SBI Magnum Multiplier Fund SBI Emerging Businesses Fund Midcap & Small Cap SBI Magnum MidCap Fund SBI Magnum Global Fund SBI Small & Midcap Fund TaxSaving SBI Magnum Taxgain Scheme Thematic SBI Pharma Fund SBI Banking And Financial Services Fund SBI PSU Fund SBI Magnum Comma Fund SBI Infrastructure Fund SBI FMCG Fund SBI IT Fund SBI Gold Fund Arbitrage SBI Arbitrage Opportunities Fund Index Fund SBI Nifty Index Fund

4 Index Snapshot of Hybrid Funds Hybrid Fund SBI Magnum Balanced Fund SBI Dynamic Asset Allocation Fund SBI Magnum Monthly Income Plan SBI Magnum Monthly Income Plan Floater SBI Magnum Children's Benefit Plan SBI Equity Savings Fund Snapshot of Debt Funds DEBT Long Term SBI Magnum Gilt Fund Long Term Plan SBI Magnum Income Fund SBI Dynamic Bond Fund SBI Corporate Bond Fund Medium Term SBI Regular Savings Fund Short Term SBI Short Term Debt Fund SBI Magnum Gilt Fund Short Term Plan Ultrashort SBI Ultra Short Term Debt Fund SBI Savings Fund SBI Treasury Advantage Fund Liquid SBI Premier Liquid Fund SBI Magnum InstaCash Fund SBI Magnum InstaCash Fund Liquid Floater Comparative Performance for all Schemes Systematic Investment Plan () Total Expense Ratios Dividend History Of Debt & Hybrid Funds Disclaimer SBI Funds Management Pvt Ltd Branches How to read the Factsheet

5 From the Managing Director s Desk Anuradha Rao MD & CEO Dear Friends, As the S&P BSE Sensex and Nifty 50 continue to reach new highs, it is worth noting the contribution of domestic mutual funds to the Indian stock market, which has historically been determined by foreign institutional inflows. While there are signs of a market correction, we could also see newer highs as well with multiple factors coming into play. A normal monsoon in the country, reasonable corporate performance in certain sectors, GST implementation, sustained domestic equity inflows through mutual funds and continued overseas interest are the factors which will influence markets. s continue to be the bellwether for the mutual fund industry as investors explore options beyond traditional investments as awareness levels increase about its benefits. The fact still remains that mutual funds are still a very small part of a typical investor s portfolio and we need to communicate its benefits visàvis returns and taxation with declining interest rates in traditional savings and slump in areas like real estate and gold. Those who are not yet convinced about equities or feel the market levels are too high to enter, can test their appetite with hybrid funds like dynamic asset allocation funds (which have an allocation to equity or debt based on predetermined models) or monthly income plans (which have a smaller equity component). With all the noise about the markets and advice from all corners it is prudent to know that you might not get it right the first time. Investors who sold off their holdings in the 2008 market meltdown at a loss would have missed out on the boom which happened in the later years. One of things which is important at all times is to ignore these market movements, which are part and parcel of investing, and stay committed to investing for their financial goals. Sound financial planning which simply means planning your expenses and investments in a taxefficient way and an access to a trusted financial adviser are very important. The potential and means to create wealth always exists but what is important is how we sustain or grow it. India as a country is at the cusp of a sustained longterm growth trajectory with a lot of policy initiatives being taken and it is important for investors to channel their savings into the right investments to gain from. Visit one of our SBI MF Branches or to know how mutual funds can help you reach your financial goals in life. As always, we value your investments and look forward to your continued patronage. Warm Regards, Anuradha Rao Managing Director & CEO 01

6 Market Overview Navneet Munot ED & CIO Yeartodate, Indian equity market has been one of the best performing asset class. NIFTY has risen 17.5% in the first five months fueled by both global and domestic factors. While India definitely stands out, most other global equity markets (both developed and emerging) are also in green so far this year. These are interesting times. Despite an avalanche of uncertainty in areas of global trade, taxes and treaties, Britain moving out of European Union and increasing news flow on geopolitically unfavorable events, market seems to be unusually calm. Globally, volatility across asset classes is extremely low. Is this a "new normal" slow but steady growth, low inflation and extremely accommodative monetary policy; or investors are complacent? Paradoxically low volatility can make the financial system less stable and subjected to larger swings over time. Only time will tell. Global defense spending rose by 1% to US$ 1.6 trillion in 2016 and could rise further. US, the world's biggest military spender at US$ 622 billion in 2016, has ended its budget cuts on defense, while European defense budgets showed the first increase in six years. China will continue to spend more along with rising rift around South China Sea. India this year surpassed Russia and Saudi Arabia to have the fourth biggest defense budget. With US pulling out of Paris climate accord, simmering issues within NATO and other USallies, terrorist attacks in Europe, strategic threats from North Korea conducting missile tests, growing vandalism of ISIS, global defense spending is likely to rise further for territorial protection and power projection. While, this is concerning from the perspective of global peace, this definitely means an upcycle for companies connected with defense spending in any manner. India is at a bit of variance with rest of the world in terms of its overall policy. Government's focus on reforms over the last three years has led the market to have a stronger faith in Indian structural growth story. From the day the Modi Government came into power, the countdown on delivering its election agenda promises began. The measures have been multipronged from widening of the tax net via speedy implementation of GST and getting parallel economy into the mainstream, cutting leakages in the money spent on rural India, shifting Indian's appetite towards financial savings and incentivizing states to promote growthfriendly policies thus moving towards the an operating template of cooperative federalism. Turning to the markets, earnings outcome for 4Q FY17 were in line or marginally better than expectations. The results concluded in second consecutive quarter of double digit profit growth (15% compared to 11 % in 3Q FY17 for NIFTY 50 companies), taking the full year corporate profit growth to +7% for FY17 after 3 years of flat to negative growth. That said, bulk of the NIFTY earnings growth (absolute amount) can be attributed to PSU banks and metals. 02

7 While revenue growth was reasonable, operating margins declined due to waning of the benefit from lower commodity prices and currency appreciation weighing on margins of the exporting sectors. Moderate demand and competition across most sectors are limiting the pricing power of the businesses, making them rely majorly on ability to reduce their operating and financing cost. The interest expense for the corporates is gradually falling, which reflects a combination of deleveraging and sharp fall in cost of funds. While this is positive, weak operating profit dents the pace of deleveraging. Given the lack of broad based strength in profit matrix, consensus estimates for FY2018 earnings saw a marginal downgrade (12%) and means that current expectation of ~16 18% growth in profits in FY18 looks more achievable now. Valuations have run up and both Sensex and NIFTY are trading above 18 times 1 year forward earnings. Investors are taking an optimistic view on economic growth and on policy steps such as the implementation of the goods and services tax (GST), real estate regulations and an ordinance which empowers the Reserve Bank of India to intervene directly to help clean up the Rs9.6trillion bad loan mess in Indian banking. Sentiment is certainly more upbeat and fund flows from foreign and domestic investors continue to support the current highs. Looking solely at the aggregate valuation may not represent the true picture. First, while the Indian market looks rich, but so do other emerging markets and even US. Secondly, we see a wide dispersion in the sectorwide and stockwide valuations. While growth investors would be glad to ride sectors and stocks with rich valuations where the earning momentum is strong, others can find their picks where valuation comfort is relatively better. We reiterate our faith in bottomup stock picking. Turning to the bond markets, a lot has changed in last couple of weeks, particularly for this year inflation's projection. First, the construct of GST rates turned out to be noninflationary. Crude prices fell and other commodity price also turned favorable for inflation. The state budgets revealed that we are going to have a much more staggered implementation of the 7th Pay commission. Demonetization effects on economy seem to have ended now. We thought that vegetable prices would meanrevert after being abysmally low between November to January, but that did not happen. Currency appreciated contrary to market and RBI's expectation at the start of the year, leading to a lower imported inflation. Monsoon looks favourable as of now. These are quite many favorable turn of events and makes us comfortable on our inflation trajectory for this year. Consequently, RBI may turn less concerned about inflation. On top of that, even without penciling for any OMO purchase this year, the demand supply equation of government bonds seems well balanced. This makes us more confident to build duration at the opportune moments like we did in last two months. Navneet Munot, CIO SBI Funds management Private Limited (Mutual funds' investments are subject to market risks, read all scheme related documents carefully.) 03

8 From the CMO s Desk D.P. Singh ED & CMO (Domestic Business) Dear Friends, As we start a new month it is important to take stock of where we stand currently as an industry. th May was the 14 straight month of positive inflows in equity schemes. It goes to show the growing maturity of the Indian investor and their increasing faith in the equity markets. Over Rs crores of equity came into the industry buoyed by the consistent investor awareness initiatives and the gradual but firm adoption of digital platforms by potential investors. As an industry we are now over Rs. 19 lakh crore with monthly Systematic Investment Plan () inflows of over Rs. 4,000 crores and growing. The awareness of mutual funds has become more visible over the past few years and investors are beginning to realise and capitalise on the potential. This has been possible due to the combined efforts of the industry, regulators, our distribution partners/financial advisers and more importantly investors who see the benefits in mutual funds. We are still at a nascent stage though as mutual funds are still in low single digits when it comes to penetration/awareness in the country in terms of financial investments. Our mission as a company has always been to reach the furthest corners of the country and to become the mutual fund for every Indian. Saving money and securing their future financially is an essential part of every individual s life s. Today, mutual funds are synonymous with s as the facility helps even a novice investor to invest stepbystep depending on their goals. While s have become a popular choice for the younger generation to create wealth in the long term, mutual funds are more than just s. Millions of individuals who are about to retire or have retired may feel mutual funds are not for them. They would be surprised with the potential mutual funds can offer. Retirees want to create a regular cash flow for them, which can help them maintain their lifestyle. Systematic Withdrawal Plan (SWP) is a littleknown yet powerful facility which can help investors create regular income as per their needs. SWPs are the opposite of s, wherein you can withdraw regular amounts as per your needs from your mutual fund investments. In effect, they give you control over your lumpsum investments or life s savings as you get regular inflows over a period of time while the remainder of your investments keep earning returns. The inflows through SWPs are more taxefficient, whether you have invested in an equity or debtbased mutual fund, as your withdrawals happen over a period of time. As a fund house, we plan to promote facilities like SWP to existing and potential investors and widen their awareness of mutual fund offerings. This will not be possible without the support of all our channel partners across the country. Look forward to the patronage of each one of you. Warm Regards, D.P.Singh Executive Director & CMO (Domestic Business) 04

9 Snapshot of Equity Funds Scheme Name SBI Blue Chip Fund SBI Magnum Equity Fund SBI Magnum Multicap Fund SBI Contra Fund (Previously known as SBI MSFU Contra Fund) SBI Magnum Multiplier Fund (Previously known as SBI Magnum Multiplier Plus Scheme 1993) SBI Magnum Midcap Fund SBI Magnum Global Fund Ideal Investment Horizon 4 years + 3 years + 4 years + 5 years + 4 years + 5 years + 5 years + 14/02/ /01/ /09/ /07/ /02/ /03/ /09/1994 Fund Manager Ms. Sohini Andani Mr. R. Srinivasan Mr. Anup Upadhyay Mr. R. Srinivasan Mr. Saurabh Pant Ms. Sohini Andani Mr. R. Srinivasan Sep2010 May2009 Feb2017 Jun2011 Sep2016 July2010 May2009 Benchmark S&P BSE 100 Index Nifty 50 Index S&P BSE 500 Index S&P BSE 100 Index S&P BSE 200 Index as on 31 May 2017 Nifty MidSmallcap 400 Index S&P BSE MidSmallCap Index Month End AUM (Rs. in Crores) ` Crores `2, Crores `2, Crores `1, Crores `1, Crores `3, Crores `3, Crores Portfolio Turnover Standard Deviation 12.69% 13.55% 14.51% 14.31% 14.43% 14.56% 12.83% Beta Sharpe Ratio Expense Ratio Regular1.97% Direct1.14% Regular 2.10% Direct1.56% Regular2.09%, Direct1.26% Regular2.12%, Direct1.62% Regular2.11% Direct1.76% Regular2.03%, Direct1.20% Regular2.05%, Direct1.40% Portfolio Classification By Asset Allocation (%) as on 31 May 2017 Large Cap (%) Mid Cap (%) Small Cap (%) Other Assets (%) Portfolio Classification By Industry Allocation (%) as on 31 May 2017 Portfolio Classification By Industry Allocation (%) (Top 10) Financial Services Automobile Consumer Goods 8.04 Construction 6.99 Energy 6.74 IT 5.60 Pharma 5.45 Fertilisers & Pesticides 4.50 Industrial Manufacturing 4.29 Cement & Cement Products 3.72 Financial Services IT Energy Consumer Goods 9.17 Pharma 6.06 Services 5.20 Automobile 4.32 Telecom 3.36 Construction 3.35 Media & Entertainment 1.95 Financial Services Consumer Goods Automobile 9.45 Energy 9.12 IT 6.87 Construction 6.36 Metals 4.14 Pharma 3.93 Cement & Cement Products 2.82 Industrial Manufacturing 2.77 Financial Services Services IT 8.88 Construction 8.34 Consumer Goods 7.35 Pharma 7.16 Automobile 6.15 Energy 5.35 Industrial Manufacturing 3.93 Chemicals 2.38 Financial Services Consumer Goods Automobile Energy 9.50 Construction 5.55 Pharma 5.82 Fertilisers & Pesticides 4.45 Industrial Manufacturing 3.53 IT 2.52 Telecom 1.47 Financial Services Consumer Goods Industrial Manufacturing Pharma Fertilisers & Pesticides 7.81 Construction 6.00 Services 4.90 Healthcare Services 4.86 Cement & Cement Products 4.65 Energy 2.30 Industrial Manufacturing Consumer Goods Financial Services Services Automobile 8.68 Chemicals 7.13 Pharma 5.23 Textiles 4.61 Fertilisers & Pesticides 4.09 Construction 2.33 Other Details Exit Load Within 1 Year 1% Within 1 Year 1% Within 6 Months 1%; 6 Months to 1 Year 0.50% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Please consult your financial advisor before investing. 05

10 Snapshot of Equity Funds Scheme Name SBI Emerging Businesses Fund (Previously known as SBI MSFU Emerging Businesses Fund) SBI Small & Midcap Fund SBI Magnum Taxgain Scheme SBI Pharma Fund SBI Banking & Financial Services Fund SBI PSU Fund SBI Magnum COMMA Fund Ideal Investment Horizon 5 years + 5 years + 3 years + Tactical Tactical Tactical Tactical 11/10/ /09/ /03/ /07/ /02/ /07/ /08/2005 Fund Manager Mr. R. Srinivasan Mr. R. Srinivasan Mr. Dinesh Balachandran Mr. Tanmaya Desai Ms. Sohini Andani Mr. Richard D'souza Mr. Richard D'souza May2009 Nov 2013 Sep2016 Jun2011 Feb2015 Aug2014 Aug2014 Benchmark S&P BSE 500 Index S&P BSE Small Cap Index S&P BSE 100 Index S&P BSE HEALTH CARE Index Nifty Financial Services S&P BSE PSU INDEX Nifty Commodities Index as on 31 May 2017 Month End AUM (Rs. in Crores) `1, Crores ` Crores `5, Crores ` Crores ` Crores ` Crores ` Crores Portfolio Turnover Standard Deviation 13.21% 18.40% 13.87% 19.42% 17.05% 15.89% Beta Sharpe Ratio Expense Ratio Regular2.11% Direct1.47 % Regular2.38% Direct1.51% Regular2.00%, Direct1.57% Regular2.38%, Direct1.31% Regular2.51% Direct1.68% Regular2.56%, Direct2.22% Regular2.53%, Direct2.01% Portfolio Classification By Asset Allocation (%) as on 31 May 2017 Large Cap (%) Mid Cap (%) Small Cap (%) Other Assets (%) Portfolio Classification By Industry Allocation (%) as on 31 May 2017 Portfolio Classification By Industry Allocation (%) (Top 10) Financial Services Consumer Goods Services Industrial Manufacturing Pharma 9.84 Chemicals 7.90 Automobile 2.73 Consumer Goods Chemicals Industrial Manufacturing Services Automobile 6.83 Pharma 5.42 Media & Entertainment 4.81 Construction 3.13 Textiles 3.13 Cement & Cement Products 2.18 Financial Services Consumer Goods Automobile Energy 7.17 Construction 6.67 Pharma 4.99 Services 4.75 IT 3.86 Cement & Cement Products 3.52 Industrial Manufacturing 3.10 Pharma Healthcare Services Financial Services Energy Financial Services Construction 5.93 Industrial Manufacturing 5.33 Services 4.18 Metals 3.40 Energy Metals Cement & Cement Products Fertilisers & Pesticides Automobile 6.47 Chemicals 4.25 Industrial Manufacturing 3.96 Other Details Exit Load Within 1 Year 1% Within 1 Year 1% NIL Within 15 Days 0.50% Within 1 Year 1% Within 1 Year 1% Within 1 Year 1% Please consult your financial advisor before investing. 06

11 Snapshot of Equity Funds Scheme Name SBI Infrastructure Fund SBI FMCG Fund (Previously known as SBI MSFU FMCG Fund) SBI IT Fund (Previously known as SBI MSFU IT Fund) SBI Gold Fund SBI Arbitrage Opportunities Fund SBI Nifty Index Fund (Previously known as SBI Magnum Index Fund) Ideal Investment Horizon Tactical Tactical Tactical Tactical 3 months 3 years + 06/07/ /07/ /07/ /09/ /11/ /01/2002 Fund Manager Mr. Richard D'souza Mr. Saurabh Pant Mr. Anup Upadhyay Mr. Raviprakash Sharma Mr. Neeraj Kumar Mr. Raviprakash Sharma Aug2014 Jun2011 Jun2011 Sep2011 Oct2012 Feb2011 Benchmark Nifty Infrastructure Index S&P BSE Fast Moving Consumer Goods Index S&P BSE Information Technology Index Price of Physical Gold CRISIL Liquid Fund Index Nifty 50 Index as on 31 May 2017 Month End AUM (Rs. in Crores) ` Crores ` Crores `58.67 Crores ` Crores ` Crores ` Crores Portfolio Turnover Standard Deviation 15.37% 14.91% 16.41% 0.56% Beta Sharpe Ratio Expense Ratio Regular2.42% Direct1.93% Regular2.53% Direct1.82% Regular2.70% Direct2.17% Regular0.52%, Direct0.14% Regular0.93%, Direct0.50% Regular0.66%, Direct0.27% Portfolio Classification By Asset Allocation (%) as on 31 May 2017 Large Cap (In %) Mid Cap (In %) Small Cap (In %) Other Assets (In %) Portfolio Classification By Industry Allocation (%) (Top 10) 7.00 Construction Industrial Manufacturing Energy Services Telecom 9.77 Cement & Cement Products 4.75 Automobile Portfolio Classification By Industry Allocation (%) as on 31 May 2017 Consumer Goods Textiles IT Mutual Fund Financial Services Energy 7.87 Automobile 7.64 Cement & Cement Products 7.08 Media & Entertainment 6.00 Telecom 5.24 Consumer Goods 5.06 Pharma 4.35 Industrial Manufacturing 4.07 Healthcare Services 2.20 Other Details Financial Services Energy IT Automobile Consumer Goods Pharma 4.15 Construction 3.84 Metals 3.82 Cement & Cement Products 2.00 Telecom 1.99 Exit Load Within 1 Year 1% Within 15 Days 0.50% Within 15 Days 0.50% Within 1 Year 1% Within 1 Month 0.50% Nil Please consult your financial advisor before investing. 07

12 EQUITYLARGE CAP LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors with opportunities for longterm growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. An Open Ended Growth Scheme Date of Allotment: 14/02/2006 ` 13, Crores ` 13, Crores Fund Manager: Ms. Sohini Andani : Sep2010 Total Experience: Over 22 years Benchmark: S&P BSE 100 Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 12.69% Beta : 0.88 Sharpe Ratio : 0.93 Portfolio Turnover* : 1.05 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth HDFC Bank Ltd Larsen & Toubro Ltd Mahindra & Mahindra Ltd Infosys Ltd UPL Ltd Nestle India Ltd ITC Ltd Reliance Industries Ltd State Bank Of India 2.84 IndusInd Bank Ltd Bharat Electronics Ltd Kotak Mahindra Bank Ltd HCL Technologies Ltd Hindustan Petroleum Corporation Ltd Hero Motocorp Ltd Cholamandalam Investment And Finance Company Ltd Maruti Suzuki India Ltd Motherson Sumi Systems Ltd ICICI Bank Ltd Hindalco Industries Ltd HDFC Ltd Ultratech Cement Ltd Voltas Ltd Indian Oil Corporation Ltd Sun Pharmaceuticals Industries Ltd The Ramco Cements Ltd Strides Shasun Ltd Titan Company Ltd PI Industries Ltd Aurobindo Pharma Ltd LIC Housing Finance Ltd INDUSTRY ALLOCATION (%) Financial Services Automobile Consumer Goods 8.04 Construction 6.99 Energy 6.74 IT 5.60 Pharma 5.45 Fertilisers & Pesticides 4.50 Industrial Manufacturing 4.29 Cement & Cement Products 3.72 Metals 2.53 Healthcare Services 2.02 will be at Moderately High risk 23Sep16 (Reg Plan) Sep16 (Dir Plan) Jul15 (Reg Plan) Jul15 (Dir Plan) Mar14 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Shriram Transport Finance Company Ltd Mahindra & Mahindra Financial Services Ltd Apollo Hospitals Enterprises Ltd Tata Motors Ltd. (DvrAOrdy) 0.95 Eicher Motors Ltd Shriram City Union Finance Ltd Divi's Laboratories Ltd Hudco Ltd Fag Bearings India Ltd Sadbhav Engineering Ltd Pidilite Industries Ltd Dr. Lal Path Labs Ltd Torrent Pharmaceuticals Ltd Grasim Industries Ltd Thermax Ltd Coal India Ltd Narayana Hrudayalaya Ltd Britannia Industries Ltd Max Financial Services Ltd SKF India Ltd Tata Steel Ltd Procter & Gamble Hygiene And Health Care Ltd Tata Motors Ltd Equity Shares Total Aditya Birla Financial Services Ltd Motilal Oswal Securities Ltd Cp Mat Commercial Paper Total 1.43 HDFC Bank Ltd Fixed Deposits Total 0.14 CBLO 6.54 Cash & Other Receivables 3.59 Futures 4.89 HDFC Ltd Warrants Total 0.51 ASSET ALLOCATION (%) Large Cap Cash & Other Current Assets Chemicals 0.61 Other Current Assets comprise of Futures 4.89% SBI Blue Chip Fund Midcap Long term capital appreciation. Investment in equity shares of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 index to provide long term capital growth opportunities. 08

13 EQUITYLARGE CAP LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide the investor longterm capital appreciation by investing in high growth companies along with the liquidity of an o p e n e n d e d s c h e m e t h r o u g h investments primarily in equities and the balance in debt and money market instruments. An Open Ended Equity Scheme Date of Allotment: 01/01/1991 ` 2, Crores ` 2, Crores Fund Manager: Mr. R. Srinivasan : May2009 Total Experience: Over 24 years Benchmark: Nifty 50 Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 13.55% Beta : 0.95 Sharpe Ratio : 0.63 Portfolio Turnover* : 0.60 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services IT Energy Consumer Goods 9.17 Pharma 6.06 Services 5.20 Automobile 4.32 Telecom 3.36 Construction 3.35 Media & Entertainment 1.95 will be at Moderately High risk 30May17 (Reg Plan) May17 (Dir Plan) Apr16 (Reg Plan) Apr16 (Dir Plan) Apr15 (Reg Plan) Apr15 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM HDFC Bank Ltd ICICI Bank Ltd ITC Ltd State Bank Of India 6.33 Infosys Ltd HCL Technologies Ltd Reliance Industries Ltd Kotak Mahindra Bank Ltd Bharti Airtel Ltd Larsen & Toubro Ltd HDFC Ltd Interglobe Aviation Ltd Bharat Petroleum Corporation Ltd Hero Motocorp Ltd Aurobindo Pharma Ltd Sun Pharmaceuticals Industries Ltd Bajaj Finance Ltd Container Corporation Of India Ltd Indian Oil Corporation Ltd Tata Consultancy Services Ltd Colgate Palmolive (India) Ltd Sun TV Network Ltd Bajaj Auto Ltd Petronet LNG Ltd Axis Bank Ltd Oracle Financial Services Software Ltd Lupin Ltd Bank Of Baroda 0.96 Numero Uno International Ltd Jadoonet.Com 0.00 Equity Shares Total CBLO 3.84 Cash & Other Receivables 0.65 ASSET ALLOCATION (%) Large Cap Cash & Other Current Assets SBI Magnum Equity Fund Long term capital appreciation. Investments in high growth companies along with the liquidity of an openended scheme through investments primarily in equities. 09

14 EQUITYDIVERSIFIED CAP LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors with opportunities for longterm growth in capital along with the liquidity of an openended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum and in debt and money market instruments. An Open Ended Growth Scheme Date of Allotment: 29/09/2005 ` 2, Crores ` 2, Crores Fund Manager: Mr. Anup Upadhyay : Feb2017 Total Experience: Over 10 years Benchmark: S&P BSE 500 Index Exit Load: For exit within 6 months from the date of allotment 1 %; For exit after 6 months but within one year from the date of allotment 0.50% For exit after one year from the date of allotment Nil Options; Growth, Dividend Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.51% Beta : 0.99 Sharpe Ratio : 1.03 Portfolio Turnover* : 0.41 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services Consumer Goods Automobile 9.45 Energy 9.12 IT 6.87 Construction 6.36 Metals 4.14 Pharma 3.93 Cement & Cement Products 2.82 Industrial Manufacturing 2.77 Fertilisers & Pesticides 1.90 Services 1.71 Media & Entertainment 1.61 Textiles 1.39 Healthcare Services 1.27 Chemicals 0.98 will be at Moderately High risk 30Dec16 (Reg Plan) Dec16 (Dir Plan) Nov15 (Reg Plan) Nov15 (Dir Plan) Mar13 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM HDFC Bank Ltd ICICI Bank Ltd ITC Ltd Indian Oil Corporation Ltd Kotak Mahindra Bank Ltd State Bank Of India 3.09 HCL Technologies Ltd Mahindra & Mahindra Financial Services Ltd Infosys Ltd IndusInd Bank Ltd Maruti Suzuki India Ltd Tata Motors Ltd Equitas Holdings Ltd Petronet LNG Ltd Nestle India Ltd Mahindra & Mahindra Ltd Hindustan Petroleum Corporation Ltd PNC Infratech Ltd Muthoot Finance Ltd UPL Ltd Indraprastha Gas Ltd Titan Company Ltd Hindalco Industries Ltd Motherson Sumi Systems Ltd Shriram Transport Finance Company Ltd Laurus Labs Ltd Jubilant Foodworks Ltd Indian Terrain Fashions Ltd Sadbhav Engineering Ltd Tech Mahindra Ltd Bajaj Finserv Ltd GE T&D India Ltd Dr. Lal Path Labs Ltd Shankara Building Products Ltd Hero Motocorp Ltd KEC International Ltd United Breweries Ltd Strides Shasun Ltd Atul Ltd The India Cements Ltd Bharti Airtel Ltd Techno Electric & Engineering Company Ltd Coal India Ltd Container Corporation Of India Ltd Colgate Palmolive (India) Ltd Sheela Foam Ltd ITD Cementation India Ltd Tv Today Network Ltd Supreme Industries Ltd Aurobindo Pharma Ltd Sun TV Network Ltd Sagar Cements Ltd Adani Ports And Special Economic Zone Ltd Natco Pharma Ltd MoldTek Packaging Ltd Procter & Gamble Hygiene And Health Care Ltd JK Cement Ltd Greenply Industries Ltd SREI Infrastructure Finance Ltd Hindustan Zinc Ltd Birla Corporation Ltd PSP Projects Ltd Insecticides (India) Ltd Adlabs Entertainment Ltd Equity Shares Total DPLM Software Solutions Ltd Redeemable Preference Shares Total 0.09 CBLO 6.47 Cash & Other Receivables (3.06) ASSET ALLOCATION (%) Large Cap Cash & Other Current Assets SBI Magnum Multicap Fund Midcap Smallcap Long term capital appreciation. Investment in diversified basket of equity stocks spanning the entire market capitalization spectrum to provide both long term growth opportunities and liquidity

15 EQUITYDIVERSIFIED CAP LAST DIVIDENDS (Previously known as SBI MSFU Contra Fund) RegPlanGrowth RegPlanDividend DirPlanDividend Record Date Dividend (in `/Unit) NAV ( `) 26Feb16 (Dir Plan) Feb16 (Reg Plan) Dec14 (Reg Plan) To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. An Open Ended Equity Fund Date of Allotment: 14/07/1999 ` 1, Crores ` 1, Crores Fund Manager: Mr. R. Srinivasan : Jun2011 Total Experience: Over 24 years Benchmark: S&P BSE 100 Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.31% Beta : 0.97 Sharpe Ratio : 0.62 Portfolio Turnover* : 1.02 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services Services IT 8.88 Construction 8.34 Consumer Goods 7.35 Pharma 7.16 Automobile 6.15 Energy 5.35 Industrial Manufacturing 3.93 Chemicals 2.38 will be at Moderately High risk 29Nov13 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM State Bank Of India 7.55 HDFC Bank Ltd ICICI Bank Ltd Procter & Gamble Hygiene And Health Care Ltd HCL Technologies Ltd Elgi Equipments Ltd Kotak Mahindra Bank Ltd Divi's Laboratories Ltd Reliance Industries Ltd Redington (India) Ltd Equitas Holdings Ltd Aurobindo Pharma Ltd KEC International Ltd Gruh Finance Ltd Atul Ltd Bharat Petroleum Corporation Ltd Interglobe Aviation Ltd Bharti Airtel Ltd Bajaj Finance Ltd Sadbhav Engineering Ltd Container Corporation Of India Ltd Balkrishna Industries Ltd Greenply Industries Ltd PNC Infratech Ltd IRB Infrastructure Developers Ltd Navkar Corporation Ltd Sundaram Finance Ltd JK Tyre And Industries Ltd Westlife Development Ltd Ceat Ltd SREI Infrastructure Finance Ltd MRF Ltd Adlabs Entertainment Ltd Summit Securities Ltd Equity Shares Total Cognizant Technology Solutions Corporation 4.55 Taro Pharmaceuticals Industries Ltd Foreign Equity Total 5.68 CBLO 2.55 Cash & Other Recivables 0.20 ASSET ALLOCATION (%) Large Cap Cash & Other Current Assets SBI Contra Fund Midcap Smallcap Long term capital appreciation. Equity Investments in contrarian stocks which are currently out of favour in the market to provide maximum growth opportunities

16 EQUITYDIVERSIFIED CAP LAST DIVIDENDS (Previously known as SBI Magnum Multiplier Plus Scheme 1993) To provide investors long term capital appreciation/dividend along with the liquidity of an openended scheme. RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth Record Date Dividend (in `/Unit) NAV ( `) 27Feb17 (Regplan) Feb17 (Dirplan) Sep14 (Regplan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. An Open Ended Equity Scheme Date of Allotment: 28/02/1993 ` 1, Crores ` 1, Crores Fund Manager: Mr. Saurabh Pant : Sep2016 Total Experience Over 10 years Benchmark: S&P BSE 200 Index Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.43% Beta : 1.01 Sharpe Ratio : 0.83 Portfolio Turnover* : 0.90 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points INDUSTRY ALLOCATION (%) Financial Services Consumer Goods Automobile Energy 9.50 Construction 5.55 Pharma 5.82 Fertilisers & Pesticides 4.45 Industrial Manufacturing 3.53 IT 2.52 Telecom 1.47 Services 3.26 Metals 1.14 Healthcare Services 1.11 Chemicals 0.04 Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM ICICI Bank Ltd State Bank Of India 6.33 ITC Ltd Reliance Industries Ltd Sheela Foam Ltd UPL Ltd Mahindra & Mahindra Financial Services Ltd Larsen & Toubro Ltd Tata Motors Ltd. (DvrAOrdy) 2.95 Manpasand Beverages Ltd Hero Motocorp Ltd Tech Mahindra Ltd Indian Oil Corporation Ltd Mahindra & Mahindra Ltd Muthoot Finance Ltd HDFC Bank Ltd Jubilant Foodworks Ltd ICICI Prudential Life Insurance Company Ltd Laurus Labs Ltd Ahluwalia Contracts (India) Ltd Delta Corp Ltd Gail (India) Ltd Titan Company Ltd Tata Communications Ltd Disa India Ltd Nestle India Ltd Axis Bank Ltd Dynamatic Technologies Ltd Sun Pharmaceuticals Industries Ltd Sequent Scientific Ltd Avenue Supermarts Ltd Mahindra Holidays & Resorts India Ltd Equitas Holdings Ltd NRB Bearing Ltd Hindalco Industries Ltd Thyrocare Technologies Ltd Colgate Palmolive (India) Ltd Lumax Auto Technologies Ltd Strides Shasun Ltd Greaves Cotton Ltd Petronet LNG Ltd HDFC Ltd Gayatri Bioorganics Ltd Numero Uno International Ltd Jadoonet.Com 0.00 Padmini Technologies Ltd Equity Shares Total HDFC Bank Ltd Fixed Deposits Total 0.43 CBLO 3.60 Cash & Other Receivables (0.25) ASSET ALLOCATION (%) Large Cap Cash & Other Current Assets Midcap Smallcap will be at Moderately High risk SBI Magnum Multiplier Fund Long term capital appreciation. Investments in diversified portfolio of equities of high growth companies to provide a blend of long term capital appreciation and liquidity. 12

17 EQUITYDIVERSIFIED CAP LAST DIVIDENDS RegPlanGrowth Record Date Dividend (in `/Unit) NAV ( `) 28Apr17 (Reg Plan) (Previously known as SBI MSFU Emerging Businesses Fund) The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered e m e r g e n t a n d h a v e e x p o r t orientation/outsourcing opportunities or are globally competitive by investing in the stock representing such companies. The fund may also evaluate Emerging Businesses with growth potential and domestic focus. An Open Ended Equity Fund Date of Allotment: 11/10/2004 ` 1, Crores ` 1, Crores Fund Manager: Mr. R. Srinivasan : May2009 Total Experience: Over 24 years Benchmark: S&P BSE 500 Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 13.21% Beta : 0.80 Sharpe Ratio : 0.84 Portfolio Turnover* : 0.33 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanDividend DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services Consumer Goods Services Industrial Manufacturing Pharma 9.84 Chemicals 7.90 Automobile 2.73 will be at Moderately High risk 28Apr17 (Dir Plan) Apr16 (Reg Plan) Apr16 (Dir Plan) Nov14 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Procter & Gamble Hygiene And Health Care Ltd HDFC Bank Ltd Solar Industries India Ltd Gruh Finance Ltd Elgi Equipments Ltd The Great Eastern Shipping Company Ltd Divi's Laboratories Ltd Kotak Mahindra Bank Ltd M India Ltd Hawkins Cookers Ltd Adani Ports And Special Economic Zone Ltd Westlife Development Ltd Equitas Holdings Ltd Muthoot Finance Ltd Finolex Industries Ltd Agro Tech Foods Ltd Sheela Foam Ltd Goodyear India Ltd Finolex Cables Ltd Laurus Labs Ltd Thermax Ltd Aurobindo Pharma Ltd Equity Shares Total CBLO 2.96 Cash & Other Receivables 0.76 ASSET ALLOCATION (%) Large Cap 3.72 Cash & Other Current Assets SBI Emerging Businesses Fund Midcap Smallcap Long term capital appreciation. Investments in companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive to participate in growth potential of Indian businesses. 13

18 EQUITYMIDCAP & SMALLCAP LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors with opportunities for longterm growth in capital along with the liquidity of an openended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. An Open Ended Growth Scheme Date of Allotment: 29/03/2005 ` 3, Crores ` 3, Crores Fund Manager: Ms. Sohini Andani : July2010 Total Experience: Over 22 years Benchmark: Nifty MidSmallcap 400 Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 14.56% Beta : 0.74 Sharpe Ratio : 1.21 Portfolio Turnover* : 0.47 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) Financial Services Consumer Goods Industrial Manufacturing Pharma Fertilisers & Pesticides 7.81 Construction 6.00 Services 4.90 Healthcare Services 4.86 Cement & Cement Products 4.65 Energy 2.30 IT 2.25 Chemicals 1.58 Media & Entertainment 1.46 will be at Moderately High risk 30Jun16 (RegPlan) Jun16 (DirPlan) Mar15 (RegPlan) Mar15 (DirPlan) Aug13 (RegPlan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Carborundum Universal Ltd The Ramco Cements Ltd Manpasand Beverages Ltd Cholamandalam Investment And Finance Company Ltd Strides Shasun Ltd Sheela Foam Ltd Shriram City Union Finance Ltd The Federal Bank Ltd PI Industries Ltd Greaves Cotton Ltd Greenply Industries Ltd Voltas Ltd UPL Ltd Indraprastha Gas Ltd VA Tech Wabag Ltd VIP Industries Ltd Laurus Labs Ltd Sharda Cropchem Ltd Sadbhav Engineering Ltd Natco Pharma Ltd Dr. Lal Path Labs Ltd Equitas Holdings Ltd Thermax Ltd Mahindra & Mahindra Financial Services Ltd Mahindra Holidays & Resorts India Ltd Sanofi India Ltd Thyrocare Technologies Ltd Clariant Chemicals (India) Ltd State Bank Of India 1.47 SKF India Ltd Credit Analysis And Research Ltd Narayana Hrudayalaya Ltd Britannia Industries Ltd Fag Bearings India Ltd Hexaware Technologies Ltd Emami Ltd NCC Ltd Persistent Systems Ltd Navkar Corporation Ltd Sequent Scientific Ltd UFO Moviez India Ltd Swaraj Engines Ltd Hudco Ltd Repco Home Finance Ltd Mangalam Cement Ltd MoldTek Packaging Ltd D.B.Corp Ltd Bayer Cropscience Ltd Jyothy Laboratories Ltd Divi's Laboratories Ltd Shriram Transport Finance Company Ltd ITD Cementation India Ltd Page Industries Ltd NRB Bearing Ltd Indoco Remedies Ltd Westlife Development Ltd Summit Securities Ltd RBL Bank Ltd Equity Shares Total CBLO 7.34 Cash & Other Receivables (0.65) Futures 0.86 ASSET ALLOCATION (%) Large Cap Cash & Other Current Assets Textiles 0.47 Other Current Assets comprise of Futures 0.86% SBI Magnum Midcap Fund Midcap Smallcap long term capital appreciation. Investment in diversified portfolio of predominantly in equity and equityrelated securities of small & midcap companies

19 EQUITYMIDCAP & SMALL CAP LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide investors maximum growth opportunity through well researched investments in Indian equities, PCDs and FCDs from selected industries with high growth potential and in Bonds. RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth Nov16 (Reg Plan) Nov16 (Dir Plan) Oct15 (Reg Plan) Oct15 (Dir Plan) Jun14 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM An Open Ended Equity Scheme Date of Allotment: 30/09/1994 ` 3, Crores ` 3, Crores Fund Manager: Mr. R. Srinivasan : May2009 Total Experience: Over 24 years Benchmark: S&P BSE MidSmallCap Index Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 12.83% Beta : 0.66 Sharpe Ratio : 0.88 Portfolio Turnover* : 0.40 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points Gruh Finance Ltd MRF Ltd Procter & Gamble Hygiene And Health Care Ltd Solar Industries India Ltd Sundaram Finance Ltd Grindwell Norton Ltd Redington (India) Ltd Divi's Laboratories Ltd Atul Ltd Muthoot Finance Ltd Westlife Development Ltd Balkrishna Industries Ltd United Breweries Ltd Page Industries Ltd Thermax Ltd Laurus Labs Ltd HDFC Bank Ltd Kajaria Ceramics Ltd Kansai Nerolac Paints Ltd Supreme Industries Ltd Kewal Kiran Clothing Ltd INDUSTRY ALLOCATION (%) Industrial Manufacturing Consumer Goods Financial Services Services Automobile 8.68 Chemicals 7.13 Pharma 5.23 Textiles 4.61 Fertilisers & Pesticides 4.09 Construction 2.33 Healthcare Services 2.10 Media & Entertainment 1.10 will be at Moderately High risk Whirlpool Of India Ltd SKF India Ltd Blue Dart Express Ltd PI Industries Ltd Dr. Lal Path Labs Ltd Greenply Industries Ltd Mahindra Holidays & Resorts India Ltd GE T&D India Ltd Finolex Cables Ltd Rallis India Ltd Fag Bearings India Ltd Allcargo Logistics Ltd Relaxo Footwears Ltd Elgi Equipments Ltd Precision Camshafts Ltd UFO Moviez India Ltd Eveready Industries India Ltd Finolex Industries Ltd Equity Shares Total CBLO 4.45 Cash & Other Receivables (0.02) ASSET ALLOCATION (%) 11.63% Large Cap 4.43% Cash & Other Current Assets 12.03% 71.91% SBI Magnum Global Fund Midcap Smallcap Long term capital appreciation. Investments in Indian equities, PCDs and FCDs from selected industries with high growth potential to provide investors maximum growth opportunity. 15

20 EQUITYMIDCAP & SMALL CAP LAST DIVIDENDS RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth Record Date Dividend (in `/Unit) NAV ( `) 28Aug15 (Reg Plan) Aug15 (Dir Plan) Jan15 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies An Open Ended Equity Scheme Date of Allotment: 09/09/2009 ` Crores ` Crores Fund Manager: Mr. R. Srinivasan : Nov 2013 Total Experience: Over 24 years Benchmark: S&P BSE Small Cap Index Exit Load: For exit within one year from the date of allotment 1% For exit after one year from the date of allotment Nil Not Available ^ Not Available ^ Not Available ^ Subscription /Additional Subscription/ Switch in/ new / new STP/ DTP discontinued till further notice ^ Standard Deviation : 18.40% Beta : 0.81 Sharpe Ratio : 1.38 Portfolio Turnover* : 0.38 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points Pursuant to acquisition of Daiwa Industry Leaders Fund (DILF) from Daiwa Mutual Fund, w.e.f November 16, 2013 the name of the scheme was changed to SBI Small & Midcap Fund. INDUSTRY ALLOCATION (%) Consumer Goods Chemicals Industrial Manufacturing Services Automobile 6.83 Pharma 5.42 Media & Entertainment 4.81 Construction 3.13 Textiles 3.13 Cement & Cement Products 2.18 will be at Moderately High risk Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Atul Ltd Solar Industries India Ltd Westlife Development Ltd Greenply Industries Ltd Orient Refractories Ltd Graphite India Ltd Nesco Ltd Relaxo Footwears Ltd Gabriel India Ltd Elgi Equipments Ltd Hawkins Cookers Ltd Kirloskar Oil Engines Ltd Fairchem Speciality Ltd Sheela Foam Ltd Power Mech Projects Ltd Ganesha Ecosphere Ltd TV Today Network Ltd Thangamayil Jewellery Ltd Rajratan Global Wire Ltd Laurus Labs Ltd Avanti Feeds Ltd KCP Ltd UFO Moviez India Ltd Gufic Biosciences Ltd Allcargo Logistics Ltd Himadri Speciality Chemical Ltd Divi's Laboratories Ltd Equity Shares Total CBLO 1.45 Cash & Other Receivables 2.42 ASSET ALLOCATION (%) Smallcap Cash & Other Current Assets SBI Small & Midcap Fund Midcap long term capital appreciation Investment in diversified portfolio of predominantly in equity and equityrelated securities of small & midcap companies. 16

21 EQUITYTAXSAVING LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) The prime objective of this scheme is to deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investments made in the scheme under Section 80 C of the Incometax Act, It also seeks to distribute income periodically depending on distributable surplus. An Open Ended Equity Linked Savings Scheme Date of Allotment: 31/03/1993 ` 5, Crores ` 5, Crores Fund Manager: Mr. Dinesh Balachandran : Sep2016 Total Experience: Over 15 years Benchmark: S&P BSE 100 Index Exit Load: NIL Weekly Minimum ` 500 & in multiples of ` 500 thereafter for a minimum of 6 instalments. Monthly Minimum ` 500 & in multiples of ` 500. ` 500 & in multiples of ` 500 ` 500 & in multiples of ` 500 RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth INDUSTRY ALLOCATION (%) 17Mar17 (Reg Plan) Mar17 (Dir Plan) Mar16 (Reg Plan) Mar16 (Dir Plan) Mar15 (Reg Plan) Mar15 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM ICICI Bank Ltd State Bank Of India 5.51 ITC Ltd Larsen & Toubro Ltd Reliance Industries Ltd HDFC Bank Ltd Mahindra & Mahindra Ltd Kotak Mahindra Bank Ltd Tata Motors Ltd. (DvrAOrdy) 2.91 Mahindra & Mahindra Financial Services Ltd UPL Ltd Axis Bank Ltd HDFC Ltd VA Tech Wabag Ltd ICICI Prudential Life Insurance Company Ltd Infosys Ltd KEC International Ltd Ambuja Cements Ltd Page Industries Ltd Shree Cements Ltd Bharat Electronics Ltd Glaxosmithkline Consumer Healthcare Ltd CESC Ltd Laurus Labs Ltd Bosch Ltd Bharti Airtel Ltd Bharat Petroleum Corporation Ltd Blue Dart Express Ltd Atul Ltd Aurobindo Pharma Ltd Hero Motocorp Ltd Tech Mahindra Ltd Hindustan Unilever Ltd GE T&D India Ltd Nestle India Ltd United Breweries Ltd Idea Cellular Ltd Manpasand Beverages Ltd Tata Motors Ltd Container Corporation Of India Ltd Divi's Laboratories Ltd Equitas Holdings Ltd NRB Bearing Ltd Strides Shasun Ltd Sequent Scientific Ltd Emami Ltd Bajaj Finserv Ltd Max Financial Services Ltd HCL Technologies Ltd SREI Infrastructure Finance Ltd Dynamatic Technologies Ltd CRISIL Ltd Hindalco Industries Ltd Sun Pharmaceuticals Industries Ltd Apollo Hospitals Enterprises Ltd Bank Of Baroda 0.29 Adani Ports & Special Economic Zone Ltd Summit Securities Ltd Equity Shares Total CBLO 1.73 Cash & Other Receivables 0.46 ASSET ALLOCATION (%) Standard Deviation : 13.87% Beta : 0.97 Sharpe Ratio : 0.65 Portfolio Turnover* : 0.70 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points Financial Services Consumer Goods Automobile Energy 7.17 Construction 6.67 Pharma 4.99 Services 4.75 IT 3.86 Cement & Cement Products 3.52 Industrial Manufacturing 3.10 Fertilisers & Pesticides 2.84 Telecom 2.19 Textiles 1.71 Chemicals 1.16 Metals 0.47 Healthcare Services Large Cap Cash & Other Current Assets Midcap Smallcap will be at Moderately High risk SBI Magnum Taxgain Scheme Long term capital appreciation. Investment in a portfolio of equity shares, while offering deduction under Section 80 C of IT Act,

22 EQUITYTHEMATIC LAST DIVIDENDS (Previously known as SBI MSFU Pharma Fund) RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth Record Date Dividend (in `/Unit) NAV ( `) 30Jan15 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. An Open Ended Equity Fund Date of Allotment: 14/07/1999 ` Crores ` Crores Fund Manager: Mr. Tanmaya Desai : Jun2011 Total Experience: Over 9 years Benchmark: S&P BSE HEALTH CARE Index Exit Load: For exit within 15 Days from the date of allotment 0.50%; For exit after 15 Days from the date of allotment Nil. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 INDUSTRY ALLOCATION (%) Pharma Healthcare Services Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Strides Shasun Ltd Lupin Ltd Aurobindo Pharma Ltd Cipla Ltd Divi's Laboratories Ltd Thyrocare Technologies Ltd Natco Pharma Ltd Torrent Pharmaceuticals Ltd Sun Pharmaceuticals Industries Ltd Cadila Healthcare Ltd Alkem Laboratories Ltd Neuland Laboratories Ltd Sequent Scientific Ltd Laurus Labs Ltd Dr. Lal Path Labs Ltd Dr. Reddy's Laboratories Ltd Sanofi India Ltd Apollo Hospitals Enterprises Ltd Gufic Biosciences Ltd Narayana Hrudayalaya Ltd Ajanta Pharma Ltd Glenmark Pharmaceuticals Ltd Equity Shares Total CBLO 9.17 Cash & Other Receivables (3.29) ASSET ALLOCATION (%) Standard Deviation : 19.42% Beta : 0.99 Sharpe Ratio : 0.49 Portfolio Turnover* : 0.52 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points will be at High risk Large Cap Cash & Other Current Assets SBI Pharma Fund Midcap Smallcap Long term capital appreciation. Equity Investments in stock of Pharmaceuticals sector of the economy to provide sector specific growth opportunities. 18

23 EQUITYTHEMATIC DirPlanDiv DirPlanGr RegPlanDiv The investment objective of the scheme is to generate longterm capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized." An Open Ended Sector Fund Date of Allotment: 26/02/2015 ` Crores ` Crores Fund Manager: Ms. Sohini Andani : Feb2015 Total Experience: Over 22 years Benchmark: Nifty Financial Services Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum 6months or Minimum `500 & in multiples of `1 thereafter for minimum 12months Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 RegPlanGr Stock Name INDUSTRY ALLOCATION (%) Financial Services HDFC Bank Ltd ICICI Bank Ltd HDFC Ltd Kotak Mahindra Bank Ltd Axis Bank Ltd State Bank Of India 7.42 IndusInd Bank Ltd Max Financial Services Ltd RBL Bank Ltd ICICI Prudential Life Insurance Company Ltd Bank Of Baroda 2.64 Bajaj Finserv Ltd Equity Shares Total CBLO 5.28 Cash & Other Receivables (1.48) ASSET ALLOCATION (%) (%) Of Total AUM Large Cap Mid Cap Cash will be at High risk SBI Banking & Financial Services Fund Long term capital appreciation. Investment predominantly in a portfolio of equity & equity related securities of companies engaged in banking and financial services. 19

24 EQUITYTHEMATIC RegPlanGrowth RegPlanDividend DirPlanDividend The objective of the scheme would be to provide investors with opportunities for longterm growth in capital along with the liquidity of an openended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Under takings and in debt and money market instruments issued by PSUs and others. DirPlanGrowth Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM State Bank Of India 9.62 Gail (India) Ltd An Open Ended Equity Scheme Date of Allotment: 07/07/2010 ` Crores ` Crores Fund Manager: Mr. Richard D'souza : Aug 2014 Total Experience: Over 25 years Benchmark: S&P BSE PSU INDEX Exit Load: For exit within 1 year from the date of allotment 1%; For exit after 1 year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Indian Oil Corporation Ltd Oil & Natural Gas Corporation Ltd Mahanagar Gas Ltd Engineers India Ltd Indraprastha Gas Ltd Bharat Electronics Ltd Bank Of Baroda 4.60 Power Grid Corporation Of India Ltd Container Corporation Of India Ltd LIC Housing Finance Ltd Bharat Petroleum Corporation Ltd Hindustan Petroleum Corporation Ltd NTPC Ltd National Aluminium Company Ltd Canara Bank 3.05 INDUSTRY ALLOCATION (%) Energy Financial Services Construction 5.93 Industrial Manufacturing 5.33 Services 4.18 Metals 3.40 Oil India Ltd Petronet LNG Ltd Union Bank Of India 1.96 Equity Shares Total CBLO 9.66 Cash & Other Receivables (0.07) ASSET ALLOCATION (%) Standard Deviation : 17.05% Beta : 0.88 Sharpe Ratio : 0.18 Portfolio Turnover* : 0.41 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points will be at High risk Large Cap Cash & Other Current Assets SBI PSU Fund Midcap Long term capital appreciation. Investments in diversified basket of equity stocks and debt of domestic Public Sector Undertakings to provide long term growth in capital with improved liquidity. 20

25 EQUITYTHEMATIC LAST DIVIDENDS RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth Record Date Dividend (in `/Unit) NAV ( `) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments. An Open Ended Equity Scheme Date of Allotment: 08/08/2005 ` Crores ` Crores Fund Manager: Mr. Richard D'souza : Aug2014 Total Experience: Over 25 years Benchmark: Nifty Commodities Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 INDUSTRY ALLOCATION (%) Energy Metals Cement & Cement Products Fertilisers & Pesticides Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Reliance Industries Ltd Indraprastha Gas Ltd Indian Oil Corporation Ltd Hindustan Petroleum Corporation Ltd UPL Ltd Oil & Natural Gas Corporation Ltd Sagar Cements Ltd Hindalco Industries Ltd Gail (India) Ltd EPC Industries Ltd Petronet LNG Ltd Tata Steel Ltd Grasim Industries Ltd Sharda Cropchem Ltd Ceat Ltd Ultratech Cement Ltd JK Tyre And Industries Ltd Hindustan Zinc Ltd Coal India Ltd NTPC Ltd Atul Ltd Tata Power Company Ltd Bharat Petroleum Corporation Ltd Vinati Organics Ltd Bayer Cropscience Ltd Birla Corporation Ltd Oil India Ltd Tata Metaliks Ltd Everest Industries Ltd Equity Shares Total CBLO 7.12 Cash & Other Receivables (2.69) ASSET ALLOCATION (%) Standard Deviation : 15.89% Beta : 0.85 Sharpe Ratio : 0.54 Portfolio Turnover* : 0.61 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points Automobile 6.47 Chemicals 4.25 Industrial Manufacturing 3.96 will be at High risk Large Cap Cash & Other Current Assets SBI Magnum Comma Fund Midcap Smallcap Long term capital appreciation. Equity Investments in a portfolio of stocks of companies engaged in the commodity business within Oil & Gas, Metals, Materials and Agriculture Sectors of the economy to provide growth and possibility of consistent returns. 21

26 EQUITYTHEMATIC RegPlanGrowth (Previously known as SBI Infrastructure Fund Series 1) To provide investors with opportunities for longterm growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. RegPlanDividend DirPlanDividend DirPlanGrowth Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Larsen & Toubro Ltd Bharat Electronics Ltd Power Grid Corporation Of India Ltd Spicejet Ltd An Open Ended Growth Scheme Date of Allotment: 06/07/2007 ` Crores ` Crores Fund Manager: Mr. Richard D'souza : Aug2014 Total Experience: Over 25 years Benchmark: Nifty Infrastructure Index Exit Load: For exit within 1 year from the date of allotment 1 %; For exit after 1 year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Bharti Airtel Ltd Elgi Equipments Ltd Sagar Cements Ltd ITD Cementation India Ltd Tata Communications Ltd NCC Ltd Kirloskar Oil Engines Ltd KEC International Ltd Indraprastha Gas Ltd Sadbhav Engineering Ltd Timken India Ltd Shanthi Gears Ltd NTPC Ltd M India Ltd INDUSTRY ALLOCATION (%) Construction Industrial Manufacturing Energy Services Telecom 9.77 Kennametal India Ltd PNC Infratech Ltd Petronet LNG Ltd Adani Ports & Special Economic Zone Ltd VA Tech Wabag Ltd The Phoenix Mills Ltd Equity Shares Total CBLO 6.94 Cash & Other Receivables (0.01) ASSET ALLOCATION (%) Standard Deviation : 15.37% Beta : 0.72 Sharpe Ratio : 0.53 Portfolio Turnover* : 0.63 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points Cement & Cement Products 4.75 Automobile 3.49 will be at High risk Large Cap Cash & Other Current Assets SBI Infrastructure Fund Midcap Smallcap Long term capital appreciation. Equity Investments in stock of companies directly or indirectly involved in the infrastructure growth of the Indian economy to provide long term capital growth opportunities. 22

27 EQUITYTHEMATIC LAST DIVIDENDS (Previously known as SBI MSFU FMCG Fund) RegPlanGrowth RegPlanDividend DirPlanDividend Record Date Dividend (in `/Unit) NAV ( `) 29May15 (Reg Plan) May15 (Dir Plan) May13 (Reg Plan) To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. An Open Ended Equity Fund Date of Allotment: 14/07/1999 ` Crores ` Crores Fund Manager: Mr. Saurabh Pant : Jun2011 Total Experience: Over 10 years Benchmark: S&P BSE Fast Moving Consumer Goods Index Exit Load: For exit within 15 Days from the date of allotment 0.50%; For exit after 15 Days from the date of allotment Nil. Entry Load: Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 DirPlanGrowth Stock Name INDUSTRY ALLOCATION (%) Consumer Goods Textiles Mar Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. ITC Ltd Sheela Foam Ltd Nestle India Ltd Jubilant Foodworks Ltd Greenply Industries Ltd Indian Terrain Fashions Ltd VIP Industries Ltd Manpasand Beverages Ltd Titan Company Ltd United Breweries Ltd Procter & Gamble Hygiene And Health Care Ltd Hawkins Cookers Ltd Avenue Supermarts Ltd Thangamayil Jewellery Ltd Colgate Palmolive (India) Ltd Radico Khaitan Ltd Equity Shares Total CBLO 3.11 Cash & Other Receivables (0.05) ASSET ALLOCATION (%) (%) Of Total AUM Standard Deviation : 14.91% Beta : 0.96 Sharpe Ratio : 0.80 Portfolio Turnover* : 0.21 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points will be at High risk Large Cap Cash & Other Current Assets SBI FMCG Fund Midcap Smallcap Long term capital appreciation. Equity Investments in stock of FMCG sector of the economy to provide sector specific growth opportunities. 23

28 EQUITYTHEMATIC LAST DIVIDENDS (Previously known as SBI MSFU IT Fund) RegPlanGrowth RegPlanDividend DirPlanDividend Record Date Dividend (in `/Unit) NAV ( `) 26Jun15 (Reg Plan) Jun15(Dir Plan) Aug13 (Reg Plan) To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy. An Open Ended Equity Fund Date of Allotment: 14/07/1999 ` Crores ` Crores Fund Manager: Mr. Anup Upadhyay : Jun2011 Total Experience: Over 10 years Benchmark: S&P BSE Information Technology Index Exit Load: For exit within 15 days from the date of allotment 0.50%; For exit after 15 days from the date of allotment Nil. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 DirPlanGrowth Stock Name INDUSTRY ALLOCATION (%) IT Jul07 (Reg Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Infosys Ltd HCL Technologies Ltd Tata Consultancy Services Ltd Larsen & Toubro Infotech Ltd Cyient Ltd Oracle Financial Services Software Ltd Persistent Systems Ltd Tech Mahindra Ltd Mindtree Ltd Indbazaar.Com Ltd Technologies Ltd Equity Shares Total DPLM Software Solutions Ltd Redeemable Preference Shares Total 1.27 Cognizant Technology Solutions Corporation 6.05 Foreign Equity Total 6.05 CBLO 7.66 Cash & Other Receivables (2.36) ASSET ALLOCATION (%) (%) Of Total AUM Standard Deviation : 16.41% Beta : 0.83 Sharpe Ratio : 0.25 Portfolio Turnover* : 0.43 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points will be at High risk Large Cap Cash & Other Current Assets SBI IT Fund Midcap Long term capital appreciation. Equity Investments in stock of IT sector of the economy to provide sector specific growth opportunities. 24

29 FUND OF FUNDS RegPlanGrowth RegPlanDividend DirPlanGrowth DirPlanDividend The scheme seeks to provide returns that closely correspond to returns provided by SBI ETF Gold (Previously known as SBI GETS). An Open Ended Fund of Fund Scheme Date of Allotment: 12/09/2011 ` Crores ` Crores Fund Manager: Mr. Raviprakash Sharma : Sep2011 Total Experience: Over 17 years Benchmark: Price of Physical Gold Exit Load: Exit within 1 year from the date of allotment 1%. Exit after 1 year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. The minimum amount of investment for transactions is `6000 (aggregate) either through: (1) `100/ per month and in multiples of `1/ thereafter for minimum 60 months (2) `500/ per month and in multiples of `1/ thereafter for minimum 12 months (3) `1000/ per month and in multiples of `1/ thereafter for minimum 6 months (4) `500/ per quarter and in multiples of `1/ thereafter for minimum 12 quarters (5) `1500/ per quarter and in multiples of `1/ thereafter for minimum 4 quarters ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Stock Name will be at Moderately High risk ASSET ALLOCATION (%) Mutual Fund Units Long term capital appreciation. Investment in SBI ETF Gold. SBI Gold Exchange Traded Scheme Mutual Fund Units Total CBLO 0.57 Cash & Other Receivables (0.26) NCA SBI GOLD Fund (%) Of Total AUM 25

30 EQUITYARBITRAGE LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) To provide capital appreciation and regular income for unit holders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments. An Open Ended Scheme Date of Allotment: 03/11/2006 ` Crores ` Crores Fund Manager: Mr. Neeraj Kumar : Oct2012 Total Experience: Over 20 years Benchmark: CRISIL Liquid Fund Index Exit Load: For exit within 1 month from the date of allotment 0.50%; For exit after 1 month from the date of allotment Nil. Option: Growth, Dividend Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 0.56% Beta : 1.15 Sharpe Ratio : 0.61 Portfolio Turnover* : Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth Century Textiles & Industries Ltd Tata Motors Ltd. (DvrAOrdy) 5.73 Tata Communications Ltd Indiabulls Housing Finance Ltd Reliance Industries Ltd IDFC Bank Ltd ITC Ltd TV18 Broadcast Ltd Aurobindo Pharma Ltd CESC Ltd Zee Entertainment Enterprises Ltd Bharat Electronics Ltd Bharat Financial Inclusion Ltd Apollo Hospitals Enterprises Ltd Multi Commodity Exchange Of India Ltd Jain Irrigation Systems Ltd Tata Global Beverages Ltd Eicher Motors Ltd Capital First Ltd Wockhardt Ltd Jet Airways (India) Ltd Shriram Transport Finance Company Ltd Pidilite Industries Ltd IDFC Ltd Tata Steel Ltd JSW Energy Ltd Reliance Infrastructure Ltd Tata Chemicals Ltd Bosch Ltd Sun TV Network Ltd South Indian Bank Ltd INDUSTRY ALLOCATION (%) will be at Moderately Low risk 30May17 (Reg Plan) May17 (Dir Plan) Apr17 (Reg Plan) Apr17 (Dir Plan) Mar17 (Reg Plan) Mar17 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Tata Elxsi Ltd Fortis Healthcare Ltd United Spirits Ltd Aditya Birla Nuvo Ltd Dr. Reddy's Laboratories Ltd Infosys Ltd Yes Bank Ltd Balrampur Chini Mills Ltd Reliance Power Ltd JSW Steel Ltd NCC Ltd PVR Ltd Oil India Ltd Gujarat State Fertilizer & Chemicals Ltd Larsen & Toubro Ltd Ambuja Cements Ltd Equity Shares Total Tata Motors Finance Solutions Ltd Indiabulls Housing Finance Ltd NonConvertible Debenture Total 4.18 Motilal Oswal Securities Ltd CP MAT Reliance Commercial Finance Ltd Commercial Paper Total 3.76 RBL Bank Ltd Axis Bank Ltd Fixed Deposits Total CBLO 0.12 Cash & Other Receivables Futures (70.16) ASSET ALLOCATION (%) Financial Services Energy Automobile 7.64 Cement & Cement Products 7.08 Media & Entertainment 6.00 Telecom 5.24 Consumer Goods 5.06 Pharma 4.35 Industrial Manufacturing 4.07 Healthcare Services 2.20 Chemicals Services 1.69 IT 1.00 Large Cap Midcap Metals 0.91 Construction 0.11 Cash & Other Current Assets Fertilisers & Pesticides 0.04 Other Current Assets comprise of Futures 70.16% SBI Arbitrage Opportunities Fund Short term investment. Investments to exploit profitable arbitrage opportunities between the spot and derivative market segments to provide capital appreciation and regular income. 26

31 EQUITYINDEX FUND (Previously known as SBI Magnum Index Fund) RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth LAST DIVIDENDS Record Date Dividend (in `/Unit) NAV ( `) 23Mar Mar Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks. An Open Ended Index Fund Date of Allotment: 17/01/2002 ` Crores ` Crores Fund Manager: Mr. Raviprakash Sharma : Feb2011 Total Experience: Over 17 years Benchmark: Nifty 50 Index Exit Load: Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Portfolio Turnover* : 0.72 Tracking Error : 0.19% *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Tracking Error is computed for the 3 Year Period ending 31st May 2017, based on monthend NAV. Tracking Error is computed using Total Returns Index. HDFC Bank Ltd ITC Ltd HDFC Ltd Reliance Industries Ltd Infosys Ltd ICICI Bank Ltd Larsen & Toubro Ltd Tata Consultancy Services Ltd Kotak Mahindra Bank Ltd Maruti Suzuki India Ltd State Bank Of India 2.42 Tata Motors Ltd Axis Bank Ltd Hindustan Unilever Ltd IndusInd Bank Ltd Mahindra & Mahindra Ltd Sun Pharmaceuticals Industries Ltd Yes Bank Ltd Asian Paints Ltd Oil & Natural Gas Corporation Ltd HCL Technologies Ltd Bharti Airtel Ltd Hero Motocorp Ltd Vedanta Ltd Power Grid Corporation Of India Ltd Indian Oil Corporation Ltd Ultratech Cement Ltd NTPC Ltd Bajaj Auto Ltd Bharat Petroleum Corporation Ltd INDUSTRY ALLOCATION (%) Financial Services Energy IT Automobile Consumer Goods Pharma 4.15 Construction 3.84 Metals 3.82 Cement & Cement Products 2.00 Telecom 1.99 Media & Entertainment 0.75 will be at Moderately High risk Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Eicher Motors Ltd Indiabulls Housing Finance Ltd Coal India Ltd Wipro Ltd Tata Steel Ltd Dr. Reddy's Laboratories Ltd Hindalco Industries Ltd Zee Entertainment Enterprises Ltd Lupin Ltd Adani Ports And Special Economic Zone Ltd Gail (India) Ltd Cipla Ltd Bharti Infratel Ltd Tech Mahindra Ltd Bosch Ltd Ambuja Cements Ltd Bank Of Baroda 0.45 Aurobindo Pharma Ltd Tata Power Company Ltd Tata Motors Ltd. (DvrAOrdy) 0.39 ACC Ltd Equity Shares Total HDFC Bank Ltd Axis Bank Ltd Fixed Deposits Total 0.85 CBLO 4.01 Cash & Other Receivables (5.29) Futures 4.12 ASSET ALLOCATION (%) Mid Cap Cash & Other Current Assets Services 0.73 Other Current Assets comprise of Futures 4.12% SBI Nifty Index Fund Large Cap Long term capital appreciation. Passive Investment in stocks comprising the Nifty 50 Index in the same proportion as in the index to achieve returns equivalent to the Total returns Index of Nifty 50 Index. 27

32 Snapshot of Hybrid Funds Scheme Name SBI Magnum Balanced Fund SBI Dynamic Asset Allocation Fund SBI Magnum Monthly Income Plan* SBI Magnum Monthly Income Plan Floater* SBI Magnum Children's Benefit Plan SBI Equity Savings Fund Ideal Investment Horizon 3 years + 3 years + 2 years + 2 years + 3 years + 1 year 31/12/ /03/ /04/ /12/ /02/ /05/2015 Fund Manager Mr. R. Srinivasan Equity Mr. Dinesh Ahuja Debt Mr. Dinesh Balachandran Equity & Equity related instruments & Debt and Money Market Instruments portion Ms. Nidhi Chawlainvestments in foreign securities of the Scheme. Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt Mr. Rajeev Radhakrishnan Mr. Neeraj Kumar Arbitrage Portion Mr. Ruchit Mehta Equity, Debt Jan2012 Mar2015 July2011 July2011 Jun2008 May2015 Benchmark CRISIL Balanced Fund Aggressive Index 50% Crisil 1 year CD Index + 50% BSE S&P Sensex as on 31 May 2017 CRISIL MIP Blended Fund Index CRISIL MIP Blended Index CRISIL MIP Blended Fund Index 30% Nifty % Crisil Liquid Fund Index Month End AUM (Rs. in Crores) `11, Crores ` Crores `1, Crores ` Crores `42.88 Crores ` Crores Modified Duration Average Maturity 7.99 years 7.08 years 1.74 years 4.47 years Yield to Maturity Portfolio Turnover Expense Ratio Regular1.98% Direct1.22% Regular2.40% Direct2.27% Regular1.98% Direct1.40% Composition by Assets as on 31 May 2017 Regular2.31% Direct1.64% Regular2.45% Direct1.80% Regular2.05% Direct0.65% Equity Shares Corporate Debt Gilts Money Market Instruments Other Assets Large Cap Mid Cap Futures Small Cap Below AA+ NCA (INCL. CASH, DEPOSITS) SOV, AAA, AA+ and Equivalent 5.44 Exit Load For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% Please consult your financial advisor before investing *Monthly Income is not assured and is subject to the availability of distributable surplus Composition by Ratings & Assets as on 31 May Within 1 year 1.00% Other Details For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% Within 1 year 3%; Within 2 years 2%; Within 3 years 1% For 9% of the investments within 1 Year Nil; For the remaining investments 1.00% 28

33 HYBRID LAST DIVIDENDS Record Date Dividend (in `/Unit) Nav ( `) To provide investors long term capital appreciation along with the liquidity of an openended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt. An Open Ended Balanced Scheme Date of Allotment: 31/12/1995 ` 10, Crores ` 11, Crores Fund Managers: Mr. R. Srinivasan Equity Mr. Dinesh Ahuja Debt : Jan2012 Total Experience: Mr. R. Srinivasan Over 24 years Mr. Dinesh Ahuja Over 19 years Benchmark: CRISIL Balanced Fund Aggressive Index Exit Load: For exit within 12 months from the date of allotment: For 10% of investment Nil For remaining investments 1.00%; For exit after 12 months from the date of allotment Nil. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Standard Deviation : 10.00% Beta : 0.96 Sharpe Ratio : 0.92 Portfolio Turnover* : 0.16 Source: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (6.25% as on 31st May 2017) Basis for Ratio Calculation: 3 Years Monthly Data Points RegPlanGrowth RegPlanDividend DirPlanDividend DirPlanGrowth HDFC Bank Ltd State Bank Of India 5.38 Kotak Mahindra Bank Ltd ICICI Bank Ltd Infosys Ltd Sundaram Clayton Ltd Bharti Airtel Ltd HCL Technologies Ltd Gruh Finance Ltd Sundaram Finance Ltd Divi's Laboratories Ltd Bajaj Finance Ltd Colgate Palmolive (India) Ltd Gillette India Ltd Aurobindo Pharma Ltd Adani Ports And Special Economic Zone Ltd The Ramco Cements Ltd Procter & Gamble Hygiene And Health Care Ltd Info Edge (India) Ltd M India Ltd Solar Industries India Ltd Max Financial Services Ltd SJVN Ltd Bajaj Holdings & Investment Ltd Reliance Industries Ltd Grindwell Norton Ltd The Great Eastern Shipping Company Ltd Eclerx Services Ltd Equitas Holdings Ltd Apollo Hospitals Enterprises Ltd United Breweries Ltd IRB Infrastructure Developers Ltd Thermax Ltd Dr. Lal Path Labs Ltd Westlife Development Ltd GET&D India Ltd Allcargo Logistics Ltd ICICI Prudential Life Insurance Company Ltd Navkar Corporation Ltd Redington (India) Ltd Goodyear India Ltd Precision Camshafts Ltd Accelya Kale Solutions Ltd Financial Services IT 7.97 Sovereign 7.87 Services 7.38 Consumer Goods 6.30 Automobile 4.35 Pharma 3.70 Industrial Manufacturing 3.08 Construction 2.64 Telecom 2.31 Energy 2.14 Cement & Cement Products 1.82 Healthcare Services 1.61 Chemicals 1.46 Media & Entertainment 0.19 will be at Moderately High risk 31Mar17 (Reg Plan) Mar17 (Dir Plan) Dec16 (Reg Plan) Dec16 (Dir Plan) Sep16 (Reg Plan) Sep16 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Issuer Name (%) Of Total AUM Issuer Name (%) Of Total AUM INDUSTRY ALLOCATION (%) Graphite India Ltd Balkrishna Industries Ltd Hawkins Cookers Ltd Elgi Equipments Ltd Muthoot Finance Ltd UFO Moviez India Ltd Adlabs Entertainment Ltd Equity Shares Total National Bank For Agriculture & Rural Development 2.17 National Highways Authority Of India 1.65 L&T Metro Rail (Hyderabad) Ltd AU Small Finance Bank Ltd Cholamandalam Investment & Finance Company Ltd Equitas Finance Ltd Reliance Home Finance Ltd HDFC Credila Financial Services Pvt Ltd 0.88 Manappuram Finance Ltd HDFC Ltd Tata Motors Ltd Century Textiles & Industries Ltd Rural Electrification Corporation Ltd Repco Home Finance Ltd Piramal Enterprises Ltd Tata Chemicals Ltd Indian Railway Finance Corporation Ltd National Housing Bank 0.19 Floreat Investment Ltd Janalakshmi Financial Services Ltd Power Finance Corporation Ltd Blue Dart Express Ltd NonConvertible Debenture Total Aditya Birla Retail Ltd SVL Ltd Repco Home Finance Ltd Zero Coupon Bond Total 2.28 Government Of India 4.82 Central Government Securities Total 4.82 Government Of Tamil Nadu 1.89 Government Of Madhya Pradesh 1.16 State Government Securities Total 3.05 CBLO 5.51 Cash & Other Receivables (0.07) RATING CLASS (%) NCA (INCL. Cash, Deposits) SBI Magnum Balanced Fund Large Cap Midcap Small Cap Below AA+ SOV,AAA,AA+ and Equivalent Long term capital appreciation. Investment in a mix of debt and equity through stocks of high growth companies and relatively safe portfolio of debt to provide both long term capital appreciation and liquidity

34 HYBRID Reg Plan Dividend Dir Plan Dividend Dir Plan Growth The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation. However, there can be no assurance that the investment objective of the Scheme will be achieved. An Open Ended Dynamic Asset Allocation Scheme Date of Allotment: 26/03/2015 ` Crores ` Crores Fund Manager: Mr. Dinesh BalachandranEquity & Equity related instruments & Debt and Money Market Instruments portionms. Nidhi Chawla investments in foreign securities of the Scheme. : Mar 2015 Total Experience: Mr. Dinesh Balachandran Over 15 Years Ms. Nidhi Chawla Over 10 Years Benchmark: 50% Crisil 1 year CD Index + 50% BSE S&P Sensex Exit Load: For exit within 12 months from the date of allotment 1.00%; For exit after 12 months from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Reg Plan Growth Issuer Name (%) Of Total AUM HDFC Bank Ltd ITC Ltd HDFC Ltd Reliance Industries Ltd ICICI Bank Ltd Infosys Ltd Larsen & Toubro Ltd Tata Consultancy Services Ltd Maruti Suzuki India Ltd State Bank Of India 1.95 Axis Bank Ltd Hindustan Unilever Ltd Mahindra & Mahindra Ltd Bharti Airtel Ltd Oil & Natural Gas Corporation Ltd Sun Pharmaceuticals Industries Ltd Hero Motocorp Ltd Bajaj Auto Ltd Wipro Ltd Tata Steel Ltd NTPC Ltd Dr. Reddy's Laboratories Ltd INDUSTRY ALLOCATION (%) Financial Services Consumer Goods 7.83 IT 7.53 Energy 6.95 Automobile 5.55 Construction 3.02 Pharma 2.56 Metals 1.34 Telecom 1.10 Services 0.36 will be at Moderately High risk Issuer Name (%) Of Total AUM Coal India Ltd Asian Paints Ltd Cipla Ltd Gail (India) Ltd Tata Motors Ltd Adani Ports & Special Economic Zone Ltd Lupin Ltd Power Grid Corporation Of India Ltd Equity Shares Total Axis Bank Ltd Allahabad Bank 2.14 Fixed Deposits Total 5.24 CBLO Cash & Other Receivables (41.27) Futures RATING CLASS (%) Large Cap 1.69% 56.47% NCA (Incl. Cash, Deposits) Total Assets comprise of Futures 41.83% SBI Dynamic Asset Allocation Fund Income and capital appreciation. Dynamic Asset allocation between equity related Instruments and fixed income instruments so as to provide with long term capital appreciation. 30

35 HYBRID RegPlanGrowth RegPlanMonthly Dividend RegPlanQuarterly Dividend RegPlanAnnual Dividend DirPlanGrowth DirPlanAnnual Div DirPlanMonthly Div DirPlanQuarterly Div To provide regular income, liquidity and attractive returns to the investors through an actively managed portfolio of debt, equity and money market instruments. An Open Ended Debt Scheme Date of Allotment: 09/04/2001 ` 1, Crores ` 1, Crores Fund Managers: Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt : July2011 Total Experience Mr. Ruchit Mehta Over 13 years Mr. Dinesh Ahuja Over 19 years Benchmark: CRISIL MIP Blended Fund Index Exit Load: For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Issuer Name Rating (%) Of Total AUM UPL Ltd ITC Ltd SREI Infrastructure Finance Ltd Kotak Mahindra Bank Ltd The Ramco Cements Ltd Titan Company Ltd State Bank Of India 0.69 Petronet Lng Ltd Maruti Suzuki India Ltd Indian Terrain Fashions Ltd Greenply Industries Ltd Indraprastha Gas Ltd Motherson Sumi Systems Ltd Hindustan Petroleum Corporation Ltd Sheela Foam Ltd Shriram Transport Finance Company Ltd Mahindra & Mahindra Financial Services Ltd Tata Motors Ltd Aurobindo Pharma Ltd Hindalco Industries Ltd Procter & Gamble Hygiene And Health Care Ltd Kansai Nerolac Paints Ltd Britannia Industries Ltd Repco Home Finance Ltd IndusInd Bank Ltd Shriram City Union Finance Ltd Amara Raja Batteries Ltd PSP Projects Ltd INDUSTRY ALLOCATION (%) Financial Services Sovereign Metals 7.76 Services 4.32 Construction 3.59 Consumer Goods 3.55 Automobile 1.87 Energy 1.82 Fertilisers & Pesticides 0.78 Cement & Cement Products 0.73 Textiles 0.63 Pharma 0.37 Issuer Name Rating (%) Of Total AUM Equity Shares Total Hindalco Industries Ltd. CRISIL AA 7.40 Indian Railway Finance Corporation Ltd. CRISIL AAA 7.28 HDFC Credila Financial Services Pvt Ltd CARE AA National Bank For Agriculture & Rural Development CRISIL AAA 4.00 Rural Electrification Corporation Ltd. CRISIL AAA 3.65 Muthoot Finance Ltd. CRISIL AA 3.56 Power Finance Corporation Ltd. CRISIL AAA 3.13 Reliance Home Finance Ltd. CARE AA Manappuram Finance Ltd. CARE AA 2.71 Tata Realty And Infrastructure Ltd. CRISIL AA 2.64 L&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) 2.63 AU Small Finance Bank Ltd. IRRPL INDA HDFC Ltd. CRISIL AAA 2.26 Equitas Finance Ltd. CARE A Oriental Hotels Ltd. CARE A Janalakshmi Financial Services Ltd. ICRA A Vadodara Bharuch Tollway Ltd. IRRPL INDA 0.89 Shriram Transport Finance Company Ltd. CRISIL AA NonConvertible Debenture Total Government Of India SOVEREIGN Central Government Securities Total Government Of Tamil Nadu SOVEREIGN 6.32 Government Of Karnataka SOVEREIGN 1.79 State Government Securities Total 8.11 CBLO 4.54 Cash & Other Receivables 3.04 RATING CLASS (%) Large Cap NCA(INCL. CASH,DEPOSITS) Midcap Small Cap Below AA+ SOV,AAA,AA+ and Equivalent Modified Duration : 4.67 Average Maturity : 7.08 years Yield to Maturity : 7.70 will be at Moderate risk SBI Magnum Monthly Income Plan* Long term capital appreciation and current income Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). 31

36 HYBRID Reg Plan Growth Reg PlanMthlyDividend Reg PlanQtrlyDividend Reg PlanAnnualDividend Dir PlanQtrlyDividend Dir PlanMthlyDividend Dir PlanGrowth Dir PlanAnnualDividend To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives. An Open Ended Debt Scheme Date of Allotment: 21/12/2005 ` Crores ` Crores Fund Managers: Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt : July2011 Total Experience Mr. Ruchit Mehta Over 13 years Mr. Dinesh Ahuja Over 19 years Benchmark: CRISIL MIP Blended Fund Index Exit Load: For exit within 12 months from the date of allotment For 10% of investments : Nil For remaining investment: 1.00% For exit after 12 months from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Issuer Name Rating (%) Of Total AUM Atul Ltd Titan Company Ltd State Bank Of India 0.95 Maruti Suzuki India Ltd Kotak Mahindra Bank Ltd Mahindra & Mahindra Financial Services Ltd Tata Motors Ltd JK Tyre And Industries Ltd The Ramco Cements Ltd Indian Terrain Fashions Ltd Petronet Lng Ltd Alkem Laboratories Ltd ITD Cementation India Ltd Sharda Cropchem Ltd PNC Infratech Ltd Hindustan Petroleum Corporation Ltd Reliance Capital Ltd Shriram Transport Finance Company Ltd Shriram City Union Finance Ltd Ganesha Ecosphere Ltd Equity Shares Total Manappuram Finance Ltd. CARE AA 2.20 Tata Realty & Infrastructure Ltd. CRISIL AA 0.88 INDUSTRY ALLOCATION (%) Financial Services Sovereign Consumer Goods 9.46 Telecom 8.18 Automobile 2.42 Construction 2.20 Energy 1.36 Textiles 1.15 Chemicals 1.00 Cement & Cement Products 0.75 Pharma 0.72 Fertilisers & Pesticides 0.64 Services 0.51 Issuer Name Rating (%) Of Total AUM Janalakshmi Financial Services Ltd. ICRA A LIC Housing Finance Ltd. CRISIL AAA 0.61 L&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) 0.51 NonConvertible Debenture Total 4.87 United Spirits Ltd. ICRA A Indus Tower Ltd. CRISIL A HDFC Ltd. ICRA A Altico Capital India Pvt. Ltd. IRRPL INDA Kotak Mahindra Investments Ltd. CRISIL A JM Financial Products Ltd. CRISIL A Commercial Paper Total National Bank For Agriculture & Rural Development CRISIL A Small Industries Development Bank Of India CARE A Certificate Of Deposits Total Government Of Tamil Nadu SOVEREIGN 5.98 Government Of Karnataka SOVEREIGN 1.10 State Government Securities Total Day TBill Mat SOVEREIGN 7.22 Treasury Bills Total 7.22 CBLO 9.93 Cash & Other Receivables (0.03) RATING CLASS (%) NCA (INCL. Cash, Deposits) Large Cap Midcap Small Cap Below AA+ SOV,AAA,AA+ and Equivalent Modified Duration : 1.33 Average Maturity : 1.74 years Yield to Maturity : 7.07 will be at Moderate risk SBI Magnum Monthly Income Plan Floater* Long term capital appreciation and current income Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). 32

37 HYBRID Reg PlanGrowth Dir PlanGrowth To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. An Open Ended Income Scheme Date of Allotment: Report As On: ` Crores ` Crores Fund Manager: Mr. Rajeev Radhakrishnan : Jun2008 Total Experience: Over 16 years Benchmark: Exit Load: Entry Load: Plans Available: Options: 21/02/ /05/2017 CRISIL MIP Blended Fund Index Within 1 year :3%, Within 2 years :2%, Within 3 years :1%, above 3 years: NIL. N.A Growth, Regular, Direct Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Issuer Name Rating (%) Of Total AUM Gufic Biosciences Ltd State Bank Of India 2.02 Tata Global Beverages Ltd Sadbhav Engineering Ltd Raymond Ltd NCC Ltd Ahluwalia Contracts (India) Ltd PNC Infratech Ltd Gillette India Ltd Mahindra & Mahindra Ltd Bharti Airtel Ltd Thermax Ltd Bajaj Auto Ltd Bharat Forge Ltd GE T&D India Ltd Tech Mahindra Ltd Divi's Laboratories Ltd VIP Industries Ltd Narayana Hrudayalaya Ltd Power Mech Projects Ltd Page Industries Ltd United Breweries Ltd INDUSTRY ALLOCATION (%) Financial Services Sovereign Construction Metals 6.15 Media & Entertainment 4.20 Consumer Goods 3.94 Pharma 3.08 Industrial Manufacturing 2.83 Automobile 1.99 Textiles 1.64 Telecom 1.00 IT 0.91 Healthcare Services 0.77 Issuer Name Rating (%) Of Total AUM Equity Shares Total Janalakshmi Financial Services Ltd. ICRA A Rural Electrification Corporation Ltd. CRISIL AAA 8.10 Reliance Home Finance Ltd. CARE AA Hindalco Industries Ltd. CRISIL AA 6.15 Power Finance Corporation Ltd. CRISIL AAA 4.83 Floreat Investment Ltd. ICRA AA(SO) 4.75 Manappuram Finance Ltd. CARE AA 4.72 Indostar Capital Finance Ltd. CARE AA 4.72 Sharda Solvent Ltd. BRICK BWRAA(SO) 4.20 NonConvertible Debenture Total L&T Interstate Road Corridor Ltd. ICRA AAA(SO) 0.72 Zero Coupon Bond Total 0.72 Government Of India SOVEREIGN Central Government Securities Total CBLO 2.39 Cash & Other Receivables 2.31 RATING CLASS (%) NCA (INCL. Cash, Deposits) 6.85 Large Cap Mid Cap Small Cap Below AA+ SOV,AAA,AA+ and Equivalent Modified Duration : 3.12 Average Maturity : 4.47 years Yield to Maturity : 8.07 will be at Moderately High risk SBI Magnum Children's Benefit Plan Long term capital appreciation and current income Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). 33

38 HYBRID LAST DIVIDENDS Record Date Dividend (in `/Unit) Nav ( `) The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity. An OpenEnded Equity Scheme Date of Allotment: 27/05/2015 ` Crores ` Crores Fund Manager: Mr. Neeraj Kumar Arbitrage portion Mr. Ruchit Mehta Equity, Debt : May2015 Total Experience: Mr. Neeraj Kumar Over 20 years Mr. Ruchit Mehta Over 13 years Benchmark: 30% Nifty % Crisil Liquid Fund Index. Exit Load: For exit within 1 year from the date of allotment: For 9 % of the investmentsnil; For remaining investments1.00% Switches made to all open ended equity schemes of SBI Mutual Fund and SBI Magnum Balanced Fund within 1 year from the date of allotment Nil For exit after 1 year from the date of allotment Nil. Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in 6 months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in one year ` 1000 & in multiples of ` 1 ` 1000 & in multiples of ` 1 Portfolio Turnover* : 4.73 * Portfolio Turnover = lower of total sale or total purchase for the last 12 months upon Avg. AUM of trailing twelve months. DirPlanGrowth DirPlanMonthly Dividend DirPlanQuarterly Dividend RegPlanGrowth RegPlanMonthly Dividend RegPlanQuarterly Dividend INDUSTRY ALLOCATION (%) Financial Services Consumer Goods 8.97 Automobile 8.93 Energy 8.03 IT 5.31 Construction 4.94 Services 4.81 Metals 3.79 Pharma 3.12 Sovereign 2.84 Media & Entertainment 1.81 Fertilisers & Pesticides 1.60 Cement & Cement Products 1.42 Textiles 1.29 Telecom May17 (Reg Plan) May17 (Dir Plan) Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM ITC Ltd Oil & Natural Gas Corporation Ltd Tata Motors Ltd Ganesha Ecosphere Ltd Jet Airways (India) Ltd Bharti Airtel Ltd Reliance Industries Ltd Power Grid Corporation Of India Ltd HDFC Bank Ltd Vedanta Ltd Yes Bank Ltd Indian Oil Corporation Ltd Kotak Mahindra Bank Ltd Ultratech Cement Ltd HCL Technologies Ltd Tv Today Network Ltd Housing Development Finance Corporation Ltd NTPC Ltd Maruti Suzuki India Ltd Bajaj Auto Ltd Infosys Ltd The Federal Bank Ltd ICICI Bank Ltd Eicher Motors Ltd State Bank Of India 1.42 Indiabulls Housing Finance Ltd Adani Enterprises Ltd Sun TV Network Ltd Hindustan Zinc Ltd Wipro Ltd Larsen & Toubro Ltd Dr. Reddy's Laboratories Ltd Zee Entertainment Enterprises Ltd Lupin Ltd Tata Consultancy Services Ltd Hindalco Industries Ltd Hero Motocorp Ltd Adani Ports And Special Economic Zone Ltd UPL Ltd Cipla Ltd Tata Global Beverages Ltd Bharti Infratel Ltd SREI Infrastructure Finance Ltd Tech Mahindra Ltd Hindustan Petroleum Corporation Ltd Bosch Ltd Motherson Sumi Systems Ltd Jubilant Foodworks Ltd Bharat Petroleum Corporation Ltd Ambuja Cements Ltd Petronet LNG Ltd Bank Of Baroda 0.14 Indian Terrain Fashions Ltd Tata Power Company Ltd Sun Pharmaceuticals Industries Ltd ACC Ltd JSW Steel Ltd Equity Shares Total Colgate Palmolive (India) Ltd HDFC Ltd Shriram Transport Finance Company Ltd AU Small Finance Bank Ltd The Ramco Cements Ltd Floreat Investment Ltd Bajaj Finance Ltd Shriram Transport Finance Company Ltd Gail (India) Ltd Muthoot Finance Ltd Manpasand Beverages Ltd Equitas Finance Ltd Axis Bank Ltd Vadodara Bharuch Tollway Ltd Mahindra & Mahindra Ltd Blue Dart Express Ltd Hindustan Unilever Ltd Power Finance Corporation Ltd Coal India Ltd LIC Housing Finance Ltd IndusInd Bank Ltd NonConvertible Debenture Total Greenply Industries Ltd Government Of Haryana 2.84 Sharda Cropchem Ltd State Government Securities Total 2.84 Wockhardt Ltd Axis Bank Ltd Tata Steel Ltd HDFC Bank Ltd Strides Shasun Ltd Fixed Deposits Total 2.21 Aurobindo Pharma Ltd CBLO 5.95 United Breweries Ltd Cash & Other Receivables Procter & Gamble Hygiene And Health Care Ltd Futures (18.68) Tata Motors Ltd. (DvrAOrdy) 0.43 Asian Paints Ltd ASSET ALLOCATION (%) Large Cap Midcap SOV,AAA,AA+ and Equivalent Small Cap Total Assets comprise of Futures 18.68% SBI Equity Savings Fund Below AA+ NCA (INCL. Cash, Deposits) will be at Moderately High risk Regular income & Capital appreciation. To generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity. 34

39 Snapshot of Debt Funds Scheme Name SBI Magnum Gilt Fund Long Term Plan SBI Magnum Income Fund SBI Dynamic Bond Fund SBI Corporate Bond Fund (SBI MIF Floating Rate Plan LTP restructured as SBI Corporate Bond Fund (w.e.f July 17, 2014) SBI Regular Savings Fund (Previously known as SBI Magnum Income Plus Fund Investment) SBI Short Term Debt Fund SBI Magnum Gilt Fund Short Term Ideal Investment Horizon 3 years + 3 years + 3 years + 2 years + 2 years + 1 year + 1 year + 30/12/ /11/ /02/ /07/ /11/ /7/ /12/2000 Fund Manager Mr. Dinesh Ahuja Mr. Dinesh Ahuja Mr. Dinesh Ahuja Mr. Lokesh Mallya & Ms. Mansi Sajeja Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt Mr. Rajeev Radhakrishnan Mr. Dinesh Ahuja Jan2011 Jan2011 Jan2011 Feb2017 Jul2011 Jun2008 Jan2011 Benchmark ISec LiBEX Index CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index CRISIL Composite Bond Fund Index CRISIL MIP Blended Index CRISIL Short Term Bond Fund Index ISec SiBEX Index as on 31 May 2017 Month End AUM (Rs. in Crores) `2, Crores `1, Crores `3, Crores `3, Crores ` Crores `8, Crores ` Crores Modified Duration Average Maturity years 5.60 years years 2.57 years 3.66 years 2.40 years 2.04 years Yield to Maturity Expense Ratio Regular0.92% Direct0.43% Regular1.45% Direct0.60% Regular1.50% Direct0.90% Regular1.40% Direct0.70% Regular1.20% Direct0.50% Regular0.90% Direct0.30% Regular0.64%, Direct0.35% Composition by Assets as on 31 May 2017 Equity Shares Corporate Debt Gilts Money Market Instruments 1.32 Other Assets Composition by Ratings as on 31 May 2017 SOV, AAA, AA+ and Equivalent Below AA NCA (INCL. CASH, DEPOSITS) Equity Shares Other Details Exit Load NIL For 10% of the investments within 1 Year Nil; For the remaining investments 1.00% For 10% of the investments within 1 month Nil; For the remaining investments 0.25% For 8% of the investments within 1 Year Nil; For the remaining investments 3.00% For 8% of the investments after 1 Year to 2 Years Nil; For the remaining investments 1.50% For 8% of the investments after 2 Year to 3 Years Nil; For the remaining investments 0.75% Within 1 year 1.50% NIL NIL Please consult your financial advisor before investing. 35

40 Snapshot of Debt Funds Scheme Name SBI Ultra Short Term Debt Fund SBI Savings Fund (Previously known as SBI MIF FRP Savings Plus Bond Plan) SBI Treasury Advantage Fund^ SBI Premier Liquid Fund SBI Magnum Instacash Fund SBI Magnum Instacash Fund Liquid Floater Ideal Investment Horizon 3 months + 3 months + 3 months + 1 day + 1 day + 1 day + 27/7/ /07/ /10/ /11/ /05/ /10/2002 Fund Manager Mr. Rajeev Radhakrishnan Mr. R. Arun Mr. Rajeev Radhakrishnan Mr. Rajeev Radhakrishnan Mr. Rajeev Radhakrishnan Mr. R. Arun Jun2008 Apr2012 Nov2013 May2010 May2010 Apr2012 Benchmark CRISIL Liquid Fund Index CRISIL Liquid Fund Index CRISIL 1 Year CD Index CRISIL Liquid Fund Index CRISIL Liquid Fund Index CRISIL Liquid Fund Index as on 31 May 2017 Month End AUM (Rs. in Crores) `10, Crores `3, Crores `4, Crores `25, Crores `5, Crores `62.36 Crores Modified Duration Day Average Maturity 0.53 years 0.77 years 0.83 years 0.09 years 0.09 years 1 Day Yield to Maturity Expense Ratio Regular0.42% Direct0.33% Regular1.16% Direct0.54% Regular0.74% Direct0.24% Regular0.16% Direct0.10% Regular0.21% Direct0.10% Regular0.23% Direct0.10% Composition by Assets as on 31 May 2017 Equity Shares Corporate Debt Gilts Money Market Instruments Other Assets Composition by Ratings as on 31 May 2017 SOV, AAA, AA+ and Equivalent Below AA NCA (INCL. CASH, DEPOSITS) Equity Shares Other Details Exit Load NIL Within 3 business days 0.10% NIL NIL NIL NIL Please consult your financial advisor before investing. ^Pursuant to acquisition of Daiwa Treasury Advantage Fund, (DTAF) from Daiwa Mutual Fund, w.e.f November 16, 2013 the name of the scheme was changed to SBI Treasury Advantage Fund. 36

41 DEBTLONG TERM To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government. An Open Ended Gilt Fund Long Term Plan Date of Allotment: 30/12/2000 ` 2, Crores ` 2, Crores (Long Term Plan) PF Fixed Period 1 Year Dividend PF Fixed Period 2 Year Dividend PF Fixed Period 3 Year Dividend PF Fixed Period 1 Year Growth PF Fixed Period 2 Year Growth NA NA PF Fixed Period 3 Year Growth PF Regular Dividend PF Regular Growth Reg Plan Dividend Reg Plan Growth Dir Plan Growth Dir Plan Dividend Issuer Name Rating (%) Of Total AUM Government Of India SOVEREIGN Central Government Securities Total Government Of Tamil Nadu SOVEREIGN Government Of Karnataka SOVEREIGN Government Of West Bengal SOVEREIGN 8.53 Government Of Haryana SOVEREIGN 4.60 Government Of Telangana SOVEREIGN 1.36 Government Of Himachal Pradesh SOVEREIGN 0.68 Government Of Chhatisgarh SOVEREIGN 0.27 State Government Securities Total CBLO Cash & Other Receivables (1.32) Fund Manager: Mr. Dinesh Ahuja : Jan2011 Total Experience: Over 19 years Benchmark: ISec LiBEX Index Exit Load: NIL ASSET ALLOCATION (%) State Government Securities Central Government Securities RATING CLASS (%) Options Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum six months (or) minimum `500 & in multiples of `1 thereafter for minimum one year Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum SOV,AAA and Equivalent NCA (Incl. Cash, Deposits) ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : Average Maturity : 6.24 years Yield to Maturity : 7.33 Following Plans of SBI Magnum Gilt Fund discontinued with effect from 01/10/2012 : SBI Gilt Fund Long term PF Fixed Period 1 year, 2 years & 3 years Growth/Dividend and PF Regular Growth/Dividend. will be at Moderate risk SBI Magnum Gilt Fund Long Term Plan Regular income for medium term Investment in government securities. 37

42 DEBTLONG TERM RegPlanBonus RegPlanDividend RegPlanGrowth RegPlanQuarterly Dividend DirPlanDividend DirPlanGrowth DirPlanQuarterly Dividend DirPlanBonus To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. An Open Ended Debt Scheme Date of Allotment: 25/11/1998 ` 1, Crores ` 1, Crores Fund Manager: Mr. Dinesh Ahuja : Jan2011 Total Experience: Over 19 years Benchmark: CRISIL Composite Bond Fund Index Exit Load: For exit within 1 year from the date of allotment. For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Issuer Name Rating (%) Of Total AUM L&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) Muthoot Finance Ltd. CRISIL AA 9.75 Hindalco Industries Ltd. CRISIL AA 8.19 Floreat Investment Ltd. ICRA AA(SO) 8.00 HDFC Credila Financial Services Pvt Ltd CARE AA HDFC Ltd. CRISIL AAA 5.62 National Bank For Agriculture & Rural Development CRISIL AAA 3.63 Power Finance Corporation Ltd. CRISIL AAA 3.05 Rural Electrification Corporation Ltd. CRISIL AAA 2.57 Indostar Capital Finance Ltd. CARE AA 2.43 Forbes & Company Ltd. ICRA AA 1.36 NonConvertible Debenture Total SVL Ltd. ICRA AA(SO) 1.41 Zero Coupon Bond Total 1.41 Government Of India SOVEREIGN ASSET ALLOCATION (%) Nonconvertible Debenture State Government Securities Central Government Securities Zero Coupon Bond Total 1.41 Issuer Name Rating (%) Of Total AUM Central Government Securities Total Government Of Madhya Pradesh SOVEREIGN 9.50 Government Of Tamil Nadu SOVEREIGN 5.63 State Government Securities Total CBLO 7.03 Cash & Other Receivables 0.51 RATING CLASS (%) Modified Duration : 3.88 Average Maturity : 5.60 years Yield to Maturity : SOV,AAA and Equivalent Below AA NCA (Incl. Cash, Deposits) SBI Magnum Income Fund will be at Moderate risk Regular income for medium term Investment in Debt and Money Market securities 38

43 DEBTLONG TERM Reg PlanGrowth Reg PlanDividend Dir PlanGrowth To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. An Open Ended Income Scheme Date of Allotment: 09/02/2004 ` 3, Crores ` 3, Crores Fund Manager: Mr. Dinesh Ahuja : Jan2011 Total Experience: Over 19 years Benchmark: CRISIL Composite Bond Fund Index Exit Load: For exit within 1 month from the date of allotment For 10% of investment : Nil For remaining investment: 0.25% For exit after one month from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Dir PlanDividend ASSET ALLOCATION (%) Central Government Securities State Government Securities Nonconvertible Debenture Issuer Name Rating (%) Of Total AUM National Bank For Agriculture & Rural Development CRISIL AAA Indian Railway Finance Corporation Ltd. CRISIL AAA 8.87 Rural Electrification Corporation Ltd. CRISIL AAA 3.41 National Highways Authority Of India CRISIL AAA 0.70 National Housing Bank CRISIL AAA 0.33 Hudco Ltd. CARE AAA 0.08 India Infrastructure Finance Company Ltd. ICRA AAA 0.04 NonConvertible Debenture Total Government Of India SOVEREIGN Central Government Securities Total Government Of Tamil Nadu SOVEREIGN 9.85 Government Of Karnataka SOVEREIGN 9.46 Government Of West Bengal SOVEREIGN 6.07 Government Of Haryana SOVEREIGN 3.33 Government Of Himachal Pradesh SOVEREIGN 0.29 State Government Securities Total CBLO Cash & Other Receivables (0.98) RATING CLASS (%) SOV,AAA and Equivalent NCA (Incl. Cash, Deposits) Modified Duration : 6.34 Average Maturity : years Yield to Maturity : 7.11 will be at Moderate risk SBI Dynamic Bond Fund Regular income for medium term Investment in Debt/Money Market/Corporate Bonds/Government securities 39

44 DEBTLONG TERM *SBI Magnum Income Fund Floating Rate Plan LTP has been restructured as SBI Corporate Bond Fund (w.e.f July 17, 2014) RegPlanDaily Div RegPlanDividend RegPlanGrowth DirPlanDaily Div DirPlanDividend DirPlanGrowth The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved. An Open Ended Debt Fund Date of Allotment*: 17/07/2014 ` 3, Crores ` 3, Crores Fund Manager: Mr. Lokesh Mallya & Ms. Mansi Sajeja : Feb2017 Total Experience: Mr. Lokesh Mallya Over 11 years Ms. Mansi Sajeja Over 11 years Benchmark: CRISIL Composite Bond Fund Index Exit Load For exit within 12 months from the date of allotment: For 8% of the investment Nil For the remaining investment 3% For exit after 12 months but within 24 months from the date of allotment: For 8% of the investment Nil For the remaining investment 1.5% For exit after 24 months but within 36 months from the date of allotment: For 8% of the investment Nil For the remaining investment 0.75%; For exit after 36 months from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum ` 500 & in multiples of ` 1 thereafter for minimum one year Quarterly Minimum ` 1500 & in multiples of ` 1 thereafter for minimum $ Maximum 10 cr ` 5000 & in multiples of ` 1 (Restrict investment in the scheme to a maximum limit of 10 Cr. per investor across all folios on cumulative investment) ` 1,000 & in multiples of ` 1 Modified Duration : 2.05 Average Maturity : 2.57 years Yield to Maturity : 8.30 $per investor per day across all subscription transactions (i.e. fresh purchases, additional purchases, switchin and trigger transactions such as, STP and RSP trigger), as available under the scheme. Issuer Name Rating (%) Of Total AUM Power Finance Corporation Ltd. CRISIL AAA 7.32 Rural Electrification Corporation Ltd.CRISIL AAA 5.83 Sterlite Power Grid Ventures Ltd. IRRPL INDA 5.41 National Highways Authority Of India CRISIL AAA 4.73 AU Small Finance Bank Ltd. IRRPL INDA Vadodara Bharuch Tollway Ltd. IRRPL INDA 3.49 Tata Realty And Infrastructure Ltd. CRISIL AA 3.49 LIC Housing Finance Ltd. CRISIL AAA 3.39 Reliance Home Finance Ltd. CARE AA Muthoot Finance Ltd. CRISIL AA 3.36 HDFC Ltd. CRISIL AAA 2.73 Equitas Finance Ltd. CARE A Shapoorji Pallonji Infrastru Capital Company Pvt. Ltd. ICRA A 2.46 Quess Corp Ltd. ICRA AA 2.00 Nirchem Cement Ltd. CRISIL AA 1.93 Manappuram Finance Ltd. CARE AA 1.91 L&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) 1.87 Indian Railway Finance Corporation Ltd. CRISIL AAA 1.66 Bhaskar Industries Pvt. Ltd. BRICK BWRAA(SO) 1.65 Advinus Therapeutics Ltd. ICRA AA+(SO) 1.63 Indostar Capital Finance Ltd. CARE AA 1.51 National Bank For Agriculture & Rural Development CRISIL AAA 1.48 Crompton Greaves Consumer Electricals Ltd. CRISIL AA 1.37 Tata Capital Housing Finance Ltd. CRISIL AA ASSET ALLOCATION (%) Nonconvertible Debenture Zero Coupon Bond 9.79 Commercial Paper 1.32 will be at Moderate risk SBI Corporate Bond Fund Regular income for medium term Predominantly investment in corporate debt securities. Issuer Name Rating (%) Of Total AUM Mahindra World City Jaipur Ltd. CRISIL A Oriental Hotels Ltd. CARE A Century Textiles & Industries Ltd. CRISIL AA 1.08 Cholamandalam Investment And Finance Company Ltd. ICRA AA 1.08 Sharda Solvent Ltd. BRICK BWRAA(SO) 1.04 Shapoorji Pallonji Energy (Gujarat) Pvt. Ltd. ICRA AA(SO) 0.68 AU Small Finance Bank Ltd. ICRA A Forbes & Company Ltd. ICRA AA 0.55 Shriram Transport Finance Company Ltd. CRISIL AA Sunny View Estates Pvt. Ltd. ICRA AA 0.41 Janalakshmi Financial Services Ltd. ICRA A Tata Motors Ltd. ICRA AA 0.29 IFCI Ltd. ICRA A 0.27 Repco Home Finance Ltd. ICRA AA 0.27 Hindalco Industries Ltd. CRISIL AA 0.14 NonConvertible Debenture Total Aditya Birla Retail Ltd. IRRPL INDA Aditya Birla Retail Ltd. CRISIL A 2.89 Adani Power Ltd. BRICK BWRAA(SO) 2.77 Zero Coupon Bond Total 9.79 Altico Capital India Pvt. Ltd. IRRPL INDA Commercial Paper Total 1.32 CBLO 6.34 Cash & Other Receivables 2.52 RATING CLASS (%) SOV,AAA and Equivalent Below AA NCA (Incl. Cash, Deposits) 40

45 DEBTMEDIUM TERM RegPlanDividend RegPlanGrowth (Previously known as SBI Magnum Income Plus Fund Investment) DirPlanGrowth DirPlanDividend To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Issuer Name Rating (%) Of Total AUM Muthoot Finance Ltd. CRISIL AA 7.57 Issuer Name Rating (%) Of Total AUM AU Small Finance Bank Ltd. IRRPL INDA An Open Ended Income Scheme Date of Allotment: 12/11/2003 ` Crores ` Crores Fund Managers: Mr. Ruchit Mehta Equity Mr. Dinesh Ahuja Debt : July2011 Total Experience: Mr. Ruchit Mehta Over 12 years Mr. Dinesh Ahuja Over 18 years Benchmark: CRISIL MIP Blended Fund Index Exit Load: For exit within 12 months from the date of allotment: 1.50%; For exit after 12 months from the date of allotment: Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 2.69 Average Maturity : 3.66 years Yield to Maturity : 7.83 Vadodara Bharuch Tollway Ltd. IRRPL INDA 7.43 Hindalco Industries Ltd. CRISIL AA 5.70 HDFC Ltd. CRISIL AAA 5.55 HDFC Credila Financial Services Pvt Ltd CARE AA Rural Electrification Corporation Ltd.CRISIL AAA 3.56 Indiabulls Housing Finance Ltd. CARE AAA 3.47 Floreat Investment Ltd. ICRA AA(SO) 3.10 Forbes & Company Ltd. ICRA AA 2.25 Manappuram Finance Ltd. CARE AA 2.11 Equitas Finance Ltd. CARE A Shriram Transport Finance Company Ltd. CRISIL AA National Highways Authority Of India CRISIL AAA 1.53 IFCI Ltd. ICRA A 1.41 Shapoorji Pallonji Infrastru Capital Company Pvt. Ltd. ICRA A 1.40 Tata Realty And Infrastructure Ltd. CRISIL AA 1.27 L&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) 0.83 ASSET ALLOCATION (%) Nonconvertible Debenture Central Government Securities State Government Securities 5.66 Securitized Debt 1.17 Zero Coupon Bond 0.19 Power Finance Corporation Ltd. CRISIL AAA 0.71 Nirchem Cement Ltd. CRISIL AA 0.70 Oriental Hotels Ltd. CARE A Piramal Enterprises Ltd. ICRA AA 0.42 NonConvertible Debenture Total Indiabulls Housing Finance Ltd. CARE AAA 0.19 Zero Coupon Bond Total 0.19 MFL Securitisation Trust Xli (Kotak Mahindra Bank Ltd. & Magma Fincorp Ltd.) ICRA AAA 1.17 Securitized Debt Total 1.17 Government Of India SOVEREIGN Central Government Securities Total Government Of Tamil Nadu SOVEREIGN 3.54 Government Of Karnataka SOVEREIGN 2.12 State Government Securities Total 5.66 CBLO Cash & Other Receivables 1.22 RATING CLASS (%) SOV,AAA and Equivalent Below AA NCA (Incl. Cash, Deposits) will be at Moderate risk SBI Regular Savings Fund Long term capital appreciation and current income Investment in equity and equity related instruments as well as fixed income securities (debt and money market securities). 41

46 DEBTSHORT TERM To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments. An Open Ended Income Scheme Date of Allotment: 27/7/2007 ` 8, Crores ` 8, Crores Fund Manager: Mr. Rajeev Radhakrishnan : Jun2008 Total Experience: Over 16 years Benchmark: CRISIL Short Term Bond Fund Index Exit Load: Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 RegPlanMonthly Dividend RegPlanWeekly Dividend RegPlanGrowth RegPlanFortnightly Dividend RetailPlanFortnightly Dividend RetailPlanWeekly Dividend Issuer Name Rating (%) Of Total AUM HDFC Ltd. CRISIL AAA Power Finance Corporation Ltd. CRISIL AAA Power Grid Corporation Of India Ltd.CRISIL AAA 6.25 Rural Electrification Corporation Ltd.CRISIL AAA 5.94 LIC Housing Finance Ltd. CRISIL AAA 5.25 Indian Railway Finance Corporation Ltd. CRISIL AAA 4.47 Daimler Financial Services India Pvt. Ltd. IRRPL INDAAA 4.42 National Bank For Agriculture & Rural Development CRISIL AAA 3.63 LIC Housing Finance Ltd. CARE AAA 2.45 BMW India Financial Services Pvt. Ltd. CRISIL AAA 2.44 ExportImport Bank Of India CRISIL AAA 2.14 SP Jammu Udhampur Highway Ltd. ICRA AAA(SO) 2.04 HDB Financial Services Ltd. CRISIL AAA 1.84 Orix Leasing & Financial Services India Ltd. IRRPL INDAAA 1.48 Tata Sons Ltd. CRISIL AAA 1.29 Reliance Home Finance Ltd. CARE AA Shriram Transport Finance Company Ltd. IRRPL INDAA Ultratech Cement Ltd. CRISIL AAA 1.20 Fullerton India Credit Company Ltd. CARE AAA 1.18 Muthoot Finance Ltd. CRISIL AA 0.93 Nirchem Cement Ltd. CRISIL AA 0.93 Food Corporation Of India CRISIL AAA(SO) 0.74 ASSET ALLOCATION (%) Nonconvertible Debenture Central Government Securities 7.08 State Government Securities 2.48 Zero Coupon Bond 0.40 RetailPlanMonthly Dividend RetailPlanGrowth DirPlanWeekly Dividend DirPlanFortnightly Dividend DirPlanGrowth DirPlanMonthly Dividend Issuer Name Rating (%) Of Total AUM L&T Infra Debt Fund Ltd. CRISIL AAA 0.63 National Bank For Agriculture & Rural Development IRRPL INDAAA 0.63 IDFC Bank Ltd. ICRA AAA 0.60 Small Industries Development Bank Of India CARE AAA 0.56 Advinus Therapeutics Ltd. ICRA AA+(SO) 0.49 L&T Metro Rail (Hyderabad) Ltd. ICRA AAA(SO) 0.36 Rural Electrification Corporation Ltd.ICRA AAA 0.31 Tata Advanced Materials Ltd. CRISIL AA+(SO) 0.25 Hudco Ltd. ICRA AAA 0.24 Konkan Railway Corporation Ltd. ICRA AAA 0.21 NTPC Ltd. CRISIL AAA 0.19 State Bank Of India CRISIL AAA 0.04 Nabha Power Ltd. ICRA AAA(SO) 0.02 NonConvertible Debenture Total L&T Interstate Road Corridor Ltd. ICRA AAA(SO) 0.33 Axis Finance Ltd. IRRPL INDAAA 0.07 Zero Coupon Bond Total 0.40 Government Of India SOVEREIGN 7.08 Central Government Securities Total 7.08 Government Of Rajasthan SOVEREIGN 2.37 Government Of Tamil Nadu SOVEREIGN 0.11 State Government Securities Total 2.48 CBLO Cash & Other Receivables 3.07 RATING CLASS (%) ` 1,000 & in multiples of ` 1 Modified Duration : 1.98 Average Maturity : 2.40 years Yield to Maturity : 7.29 Following Plans of SBI Short Horizon Debt Fund Short Term Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Short Horizon Debt Fund Short Term FundRetail PlanGrowth & Weekly/ Fortnightly/ Monthly/Dividend. will be at Moderately Low risk SBI Short Term Debt Fund Regular income for short term Investment in Debt and Money Market securities SOV,AAA and Equivalent Below AA NCA (Incl. Cash, Deposits) 42

47 DEBTSHORT TERM Reg PlanGrowth (Short Term Plan) Reg PlanDividend Dir PlanDividend To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government. An Open Ended Gilt Fund Short Term Plan Date of Allotment: 30/12/2000 ` Crores Dir PlanGrowth Issuer Name Rating (%) Of Total AUM Government Of India SOVEREIGN Central Government Securities Total Government Of Rajasthan SOVEREIGN Government Of Uttar Pradesh SOVEREIGN 0.72 State Government Securities Total CBLO Cash & Other Receivables 0.66 ` Crores Fund Manager: Mr. Dinesh Ahuja : Jan2011 Total Experience: Over 19 years Benchmark: ISec SiBEX Index Exit Load: NIL ASSET ALLOCATION (%) State Government Securities Central Government Securities RATING CLASS (%) Options Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum six months (or) minimum `500 & in multiples of `1 thereafter for minimum one year Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 1.57 Average Maturity : 2.04 years Yield to Maturity : 6.61 SOV,AAA and Equivalent NCA (Incl. Cash, Deposits) SBI Magnum Gilt Fund Short Term Plan will be at Moderately Low risk Regular income for short term Investment in government securities. 43

48 DEBTULTRA SHORT To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity / residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. An Open Ended Income Scheme Date of Allotment: 27/7/2007 ` 11, Crores ` 11, Crores Fund Manager: Mr. Rajeev Radhakrishnan : Jun2008 Total Experience: Over 16 years Benchmark: CRISIL Liquid Fund Index Exit Load: Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 0.48 Average Maturity : 0.53 years Yield to Maturity : 6.88 Following Plans of SBI Short Horizon Debt Fund Ultra Short Term Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Short Horizon Debt FundUltra Short Term Fund Inst i tut ional PlanGrowth & Dai ly / Monthly/Weekly/Fortnightly Dividend. InstDaily Dividend InstWkly Dividend InstGrowth Reg PlanDaily Dividend Dir PlanDaily Dividend Dir PlanFortnightly Dividend Reg PlanFortnightly Dividend Issuer Name Rating (%) Of Total AUM National Bank For Agriculture & Rural Development CRISIL AAA 6.09 Tata Power Company Ltd. ICRA AA 5.00 Indiabulls Housing Finance Ltd. CARE AAA 4.88 Power Finance Corporation Ltd. CRISIL AAA 4.41 Rural Electrification Corporation Ltd.CRISIL AAA 3.99 Shriram Transport Finance Company Ltd. IRRPL INDAA Cholamandalam Investment And Finance Company Ltd. ICRA AA 2.28 HDFC Ltd. CRISIL AAA 1.97 Shriram Transport Finance Company Ltd. CRISIL AA Hudco Ltd. CARE AAA 1.09 Tata Motors Finance Solutions Ltd. CRISIL AA 1.01 Tata Capital Ltd. CRISIL AA Fullerton India Credit Company Ltd. CARE AAA 0.87 Piramal Enterprises Ltd. ICRA AA 0.83 BMW India Financial Services Pvt. Ltd. CRISIL AAA 0.65 Tata Capital Financial Services Ltd. ICRA AA Nirma Ltd. CRISIL AA 0.48 Tata Motors Ltd. CARE AA Gruh Finance Ltd. CRISIL AAA 0.40 Shapoorji Pallonji Energy (Gujarat) Pvt. Ltd. ICRA AA(SO) 0.22 Mahindra & Mahindra Financial Services Ltd. IRRPL INDAAA 0.22 Tata Capital Financial Services Ltd. CRISIL AA Advinus Therapeutics Ltd. ICRA AA+(SO) 0.13 Shriram City Union Finance Ltd. CARE AA LIC Housing Finance Ltd. CRISIL AAA 0.13 NonConvertible Debenture Total Tata Motors Finance Ltd. CRISIL AA 1.16 LIC Housing Finance Ltd. CARE AAA 0.68 SVL Ltd. ICRA AA(SO) 0.60 ASSET ALLOCATION (%) Nonconvertible Debenture Commercial Paper Certificate Of Deposits 6.99 Treasury Bills 6.85 Zero Coupon Bond 2.89 State Government Securities 1.80 will be at Moderately Low risk SBI Ultra Short Term Debt Fund Regular income for short term Investment in Debt and Money Market securities Reg PlanMthly Dividend Reg PlanWkly Dividend Reg PlanGrowth Dir PlanGrowth Dir PlanMonthly Dividend Dir PlanWeekly Dividend Issuer Name Rating (%) Of Total AUM L&T Interstate Road Corridor Ltd. ICRA AAA(SO) 0.28 LIC Housing Finance Ltd. CRISIL AAA 0.17 Zero Coupon Bond Total 2.89 Bahadur Chand Investment Pvt. Ltd. ICRA A Godrej & Boyce Manufacturing Co. Ltd. CRISIL A AU Small Finance Bank Ltd. IRRPL INDA Reliance Home Finance Ltd. ICRA A Reliance Capital Ltd. ICRA A HDFC Ltd. ICRA A National Bank For Agriculture & Rural Development CRISIL A Tata Motors Ltd. ICRA A Adani Ports And Special Economic Zone Ltd. ICRA A Larsen & Toubro Ltd. CRISIL A Indian Railway Finance Corporation Ltd. CRISIL A Power Finance Corporation Ltd. CRISIL A Cholamandalam Investment And Finance Company Ltd. ICRA A Julius Baer Capital India Pvt Ltd. IRRPL INDA Commercial Paper Total HDFC Bank Ltd. CARE A ICICI Bank Ltd. ICRA A Certificate Of Deposits Total 6.99 Government Of Rajasthan SOVEREIGN 1.29 Government Of Uttar Pradesh SOVEREIGN 0.34 Government Of Odisha SOVEREIGN 0.18 State Government Securities Total Day TBill Mat SOVEREIGN Day TBill Mat SOVEREIGN 0.21 Treasury Bills Total 6.85 CBLO Cash & Other Receivables 1.42 RATING CLASS (%) SOV,AAA and Equivalent Below AA NCA (Incl. Cash, Deposits) Mutual Fund Units 44

49 DEBTULTRA SHORT (Previously known as SBI Magnum Income Fund Floating Rate Plan Savings Plus Bond Plan) Reg PlanDaily Dividend Reg PlanDividend Reg PlanWeekly Dividend Reg PlanGrowth Dir PlanDaily Dividend Dir PlanDividend Dir PlanGrowth Dir PlanWeekly Dividend To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. An Open Ended Debt Fund Date of Allotment: 19/07/2004 ` 3, Crores ` 3, Crores Fund Manager: Mr. R. Arun : Apr2012 Total Experience: Over 11 years Benchmark: CRISIL Liquid Fund Index Exit Load: For exit within 3 business days from the date of allotment 0.10% For exit after 3 business days from the date of allotment Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum ` 1000 & in six months (or) minimum ` 500 & in one year Quarterly Minimum ` 1500 & in ` 500 & in multiples of ` 1 ` 500 & in multiples of ` 1 Modified Duration : 0.68 Average Maturity : 0.77 years Yield to Maturity : 7.39 Issuer Name Rating (%) Of Total AUM Tata Power Company Ltd. ICRA AA 8.13 Power Finance Corporation Ltd. CRISIL AAA 6.79 Writers And Publishers Pvt. Ltd. BRICK BWRAA(SO) 5.33 Rural Electrification Corporation Ltd.CRISIL AAA 3.91 Nirchem Cement Ltd. CRISIL AA 3.84 Tata Capital Housing Finance Ltd. CRISIL AA Advinus Therapeutics Ltd. ICRA AA+(SO) 3.55 Tata Capital Financial Services Ltd. ICRA AA Bhaskar Industries Pvt. Ltd. BRICK BWRAA(SO) 2.87 Altico Capital India Pvt. Ltd. IRRPL INDAA 2.44 Reliance Home Finance Ltd. CARE AA Indostar Capital Finance Ltd. CARE AA 2.05 Indiabulls Housing Finance Ltd. CARE AAA 2.00 Sharda Solvent Ltd. BRICK BWRAA(SO) 1.70 Manappuram Finance Ltd. CARE AA 1.37 Indian Railway Finance Corporation Ltd. CRISIL AAA 1.36 ExportImport Bank Of India CRISIL AAA 1.30 Power Grid Corporation Of India Ltd. CRISIL AAA 1.27 Piramal Enterprises Ltd. ICRA AA 0.81 Shriram City Union Finance Ltd. CARE AA LIC Housing Finance Ltd. CRISIL AAA 0.27 Small Industries Development Bank Of India CARE AAA 0.07 ASSET ALLOCATION (%) Nonconvertible Debenture Commercial Paper Zero Coupon Bond 8.81 Treasury Bills 5.17 Certificate Of Deposits 2.92 State Government Securities 2.78 Issuer Name Rating (%) Of Total AUM Janalakshmi Financial Services Ltd. ICRA A NonConvertible Debenture Total Adani Power Ltd. BRICK BWRAA(SO) 5.55 National Bank For Agriculture & Rural Development CRISIL AAA 3.26 Zero Coupon Bond Total 8.81 Sadbhav Engineering Ltd. CARE A HDFC Ltd. ICRA A Bahadur Chand Investment Pvt. Ltd. ICRA A Ford Credit India Pvt Ltd. IRRPL INDA Indus Tower Ltd. CRISIL A Reliance Home Finance Ltd. ICRA A Commercial Paper Total ICICI Bank Ltd. ICRA A Certificate Of Deposits Total 2.92 Government Of Rajasthan SOVEREIGN 2.78 State Government Securities Total Day TBill Mat SOVEREIGN Day TBill Mat SOVEREIGN 2.57 Treasury Bills Total 5.17 CBLO 0.08 Repo 7.58 Cash & Other Receivables (0.68) RATING CLASS (%) SOV,AAA and Equivalent Below AA SBI Savings Fund NCA (Incl. Cash, Deposits) will be at Moderately Low risk Regular income for medium term Investment in Floating rate Debt/Money Market securities 45

50 DEBTULTRA SHORT RegPlanDaily Dividend RegPlanGrowth RegPlanMonthly Dividend RegPlanWeekly Dividend DirPlanDaily Dividend DirPlanGrowth DirPlanMonthly Dividend DirPlanWeekly Dividend The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities. An Open Ended Income Scheme Date of Allotment: 09/10/2009 ` 4, Crores ` 4, Crores Fund Manager: Mr. Rajeev Radhakrishnan : Nov2013 Total Experience: Over 16 years Benchmark: CRISIL 1 Year CD Index Exit Load: Nil Weekly Minimum ` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly Minimum `1000 & in multiples of `1 thereafter for minimum six months (or) minimum `500 & in multiples of `1 thereafter for minimum Quarterly Minimum `1500 & in multiples of `1 thereafter for minimum ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 0.72 Average Maturity : 0.83 years Yield to Maturity : 7.07 Issuer Name Rating (%) Of Total AUM HDFC Ltd. CRISIL AAA 6.91 Tata Power Company Ltd. ICRA AA 6.18 Power Finance Corporation Ltd. CRISIL AAA 3.66 LIC Housing Finance Ltd. CRISIL AAA 3.33 Nirchem Cement Ltd. CRISIL AA 3.12 Indiabulls Housing Finance Ltd. CARE AAA 2.28 Rural Electrification Corporation Ltd. CRISIL AAA 2.12 Tata Capital Financial Services Ltd. ICRA AA Sharda Solvent Ltd. BRICK BWRAA(SO) 1.59 Mahindra & Mahindra Financial Services Ltd. IRRPL INDAAA 1.56 Shriram Transport Finance Company Ltd. CRISIL AA National Bank For Agriculture & Rural Development CRISIL AAA 1.15 Tata Motors Ltd. CARE AA Muthoot Finance Ltd. CRISIL AA 1.03 Writers And Publishers Pvt. Ltd. BRICK BWRAA(SO) 0.98 Bmw India Financial Services Pvt. Ltd. CRISIL AAA 0.93 Repco Home Finance Ltd. ICRA AA 0.73 Small Industries Development Bank Of India CARE AAA 0.63 Shriram Transport Finance Company Ltd. IRRPL INDAA Daimler Financial Services India Pvt. Ltd. IRRPL INDAAA 0.52 Reliance Home Finance Ltd. CARE AA NonConvertible Debenture Total LIC Housing Finance Ltd. CARE AAA 2.70 ASSET ALLOCATION (%) Nonconvertible Debenture Commercial Paper Treasury Bills 6.86 Certificate Of Deposits 6.13 Zero Coupon Bond 4.04 Securitized Debt 1.35 Issuer Name Rating (%) Of Total AUM LIC Housing Finance Ltd. CRISIL AAA 0.95 SVL Ltd. ICRA AA(SO) 0.39 Zero Coupon Bond Total 4.04 MFL Securitisation Trust XLI (Kotak Mahindra Bank Ltd. & Magma Fincorp Ltd.) ICRA AAA(SO) 1.35 Securitized Debt Total 1.35 United Spirits Ltd. ICRA A Indus Tower Ltd. CRISIL A Power Finance Corporation Ltd. CRISIL A Reliance Home Finance Ltd. ICRA A Barclays Investments And Loans (India) Ltd. ICRA A HDFC Ltd. ICRA A Trent Ltd. CARE A HDB Financial Services Ltd. CARE A Altico Capital India Pvt. Ltd. IRRPL INDA Julius Baer Capital India Pvt Ltd. IRRPL INDA JM Financial Products Ltd. CRISIL A Commercial Paper Total Axis Bank Ltd. CRISIL A National Bank For Agriculture & Rural Development CRISIL A Certificate Of Deposits Total Day TBill Mat SOVEREIGN 6.86 Treasury Bills Total 6.86 CBLO 0.10 Repo 9.05 Cash & Other Receivables 2.11 RATING CLASS (%) SOV,AAA and Equivalent Below AA NCA (Incl. Cash, Deposits) SBI Treasury Advantage Fund will be at Moderate risk Income over short term To generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities. 46

51 DEBTLIQUID To provide attractive returns to the Magnum holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. An Open Ended Liquid Scheme Date of Allotment: 24/11/2003 ` 27, Crores ` 23, Crores Fund Manager: Mr. Rajeev Radhakrishnan : May2010 Total Experience: Over 16 years Benchmark: CRISIL Liquid Fund Index Exit Load: NIL N.A. ` 50,000 & in multiples of ` 1 RegPlanDaily Dividend RegPlanFortnightly Dividend RegPlanGrowth RegPlanWeekly Dividend InstitutionalDaily Dividend InstitutionalFortnightly Dividend Issuer Name Rating (%) Of Total AUM Indiabulls Housing Finance Ltd. CARE AAA 0.52 Tata Capital Financial Services Ltd. CRISIL AA Cholamandalam Investment And Finance Company Ltd. ICRA AA 0.22 Tata Capital Housing Finance Ltd. CRISIL AA Piramal Enterprises Ltd. ICRA AA 0.09 Shriram Transport Finance Company Ltd. CRISIL AA HDFC Ltd. CRISIL AAA 0.01 NonConvertible Debenture Total 1.25 Reliance Industries Ltd. ICRA A Vedanta Ltd. CRISIL A Reliance Commercial Finance Ltd. ICRA A Hindustan Zinc Ltd. CRISIL A JSW Steel Ltd. CARE A Reliance Jio Infocomm Ltd. CARE A Indiabulls Commercial Credit Ltd. CRISIL A Dewan Housing Finance Corporation Ltd. CRISIL A Aditya Birla Finance Ltd. ICRA A Tata Motors Finance Ltd. ICRA A Indiabulls Housing Finance Ltd. CRISIL A National Bank For Agriculture & Rural Development CRISIL A Manappuram Finance Ltd. CRISIL A Chambal Fertilizers & Chemicals Ltd. CRISIL A TGS Investment & Trade Pvt. Ltd. ICRA A Shriram City Union Finance Ltd. CARE A Nirma Ltd. CRISIL A Piramal Finance Pvt. Ltd. ICRA A Balrampur Chini Mills Ltd. ICRA A Trapti Trading & Investments Pvt. Ltd. ICRA A India Infoline Housing Finance Ltd. CRISIL A Reliance Home Finance Ltd. ICRA A Piramal Enterprises Ltd. ICRA A Redington (India) Ltd. ICRA A Gujarat State Fertilizer & Chemicals Ltd. CARE A Toyota Financial Services India Ltd. CRISIL A Coromandel International Ltd. CRISIL A Mahindra Vehicle Manufacturers Ltd. ICRA A Ashok Leyland Ltd. CARE A Vardhman Textiles Ltd. CRISIL A HDFC Ltd. ICRA A L&T Finance Ltd. CARE A InstitutionalGrowth InstitutionalWeekly Dividend DirPlanDaily Dividend DirPlanGrowth DirPlanWeekly Dividend DirPlanFortnightly Dividend Issuer Name Rating (%) Of Total AUM Haldia Energy Ltd. ICRA A STCI Finance Ltd. CRISIL A Aarti Industries Ltd. IRRPL INDA Tata Projects Ltd. IRRPL INDA Alkem Laboratories Ltd. CRISIL A Mcleod Russel India Ltd. ICRA A Godrej Agrovet Ltd. Cp Mat ICRA A Aditya Birla Fashion & Retail Ltd. CRISIL A ICICI Securities Ltd. CRISIL A TV18 Broadcast Ltd. ICRA A Supreme Industries Ltd. CRISIL A Cargill India Pvt. Ltd. ICRA A Aditya Birla Financial Services Ltd. ICRA A Ceat Ltd. CARE A Network18 Media & Investments Ltd. ICRA A Viacom 18 Media Pvt Ltd. ICRA A Aditya Birla Nuvo Ltd. ICRA A Birla TMT Holdings Pvt. Ltd. CRISIL A Barclays Investments And Loans (India) Ltd. ICRA A Commercial Paper Total Axis Bank Ltd. CRISIL A ICICI Bank Ltd. ICRA A Yes Bank Ltd. ICRA A Oriental Bank Of Commerce CRISIL A Kotak Mahindra Bank Ltd. CRISIL A HDFC Bank Ltd. ICRA A Certificate Of Deposits Total Day Cmb TBill Mat SOVEREIGN Day Cmb TBill Mat SOVEREIGN Day TBill Mat SOVEREIGN Day TBill Mat SOVEREIGN Day TBill Mat SOVEREIGN Day TBill Mat SOVEREIGN Day TBill Mat SOVEREIGN 0.37 Treasury Bills Total Deutsche Bank 2.75 Bandhan Bank 1.83 RBL Bank Ltd Fixed Deposits Total 5.68 CBLO Repo 5.37 Cash & Other Receivables (4.17) ` 10,000 & in multiples of ` 1 Modified Duration : 0.08 Average Maturity : 0.09 years Yield to Maturity : 6.42 Following Plans of SBI Premier Liquid Fund discontinued with effect from 01/10/2012 for fresh purchase: SBI Premier Liquid Fund Institutional Plan Growth & Dividend / Weekly & Fortnightly Dividend. ASSET ALLOCATION (%) Commercial Paper Treasury Bills Certificate Of Deposits 9.04 Fixed Deposits 5.68 Nonconvertible Debenture 1.25 RATING CLASS (%) SOV,AAA and Equivalent Below AA+ NCA (Incl. Cash, Deposits) SBI Premier Liquid Fund will be at Low risk Regular income for short term Investment in Debt and Money Market securities 47

52 DEBTLIQUID Reg PlanGrowth Option Reg PlanWeekly Div Reg PlanDaily Div Dir PlanGrowth Dir PlanDaily Div Dir PlanWeekly Div To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity. An Open Ended Liquid Scheme Date of Allotment: 21/05/1999 ` 6, Crores ` 5, Crores Issuer Name Rating (%) Of Total AUM Hindustan Zinc Ltd. CRISIL A Edelweiss Financial Services Ltd. CRISIL A Manappuram Finance Ltd. CRISIL A Reliance Commercial Finance Ltd. ICRA A Aditya Birla Nuvo Ltd. ICRA A Muthoot Finance Ltd. CRISIL A Deepak Fertilizers And Petrochemicals Corporation Ltd. CARE A Future Retail Ltd. CARE A Tata Power Delhi Distribution Ltd. ICRA A Issuer Name Rating (%) Of Total AUM Allcargo Logistics Ltd. CARE A KEC International Ltd. IRRPL INDA Jhajjar Power Ltd. IRRPL INDA L&T Finance Ltd. CARE A Chambal Fertilizers & Chemicals Ltd. CRISIL A Family Credit Ltd. CARE A Hero Cycles Ltd. CRISIL A Reliance Securities Ltd. ICRA A Commercial Paper Total Fund Manager: Mr. Rajeev Radhakrishnan : May2010 Total Experience: Over 16 years Benchmark: CRISIL Liquid Fund Index Exit Load: Nil N.A. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 Modified Duration : 0.08 Average Maturity : 0.09 years Yield to Maturity : 6.57 Note: Instant redemption facility available for further details visit: STCI Finance Ltd. CRISIL A Bahadur Chand Investment Pvt. Ltd. ICRA A Bharat Aluminium Company Ltd. CRISIL A Coromandel International Ltd. CRISIL A Tata Projects Ltd. IRRPL INDA Mahindra Rural Housing Finance Ltd. IRRPL INDA Essel Mining & Industries Ltd. ICRA A Talwandi Sabo Power Ltd. CRISIL A Cargill India Pvt. Ltd. ICRA A Sterling & Wilson Private Ltd. IRRPL INDA Network18 Media & Investments Ltd. ICRA A ASSET ALLOCATION (%) Commercial Paper Treasury Bills Fixed Deposits 4.45 Certificate Of Deposits 4.45 ICICI Bank Ltd. ICRA A Certificate Of Deposits Total Day Cmb TBill Mat SOVEREIGN Day Cmb TBill Mat SOVEREIGN Treasury Bills Total Bandhan Bank 4.45 Fixed Deposits Total 4.45 CBLO Cash & Other Receivables (3.01) RATING CLASS (%) SOV, AAA, AA+ and Equivalent NCA (Incl. Cash, Deposits) SBI Magnum InstaCash Fund will be at Low risk Regular income for short term Investment in Debt and Money Market securities 48

53 DEBTLIQUID Reg PlanGrowth Reg PlanWeekly Dividend Reg Daily Dividend Dir PlanGrowth Dir PlanDaily Dividend Dir PlanWeekly Dividend To mitigate interest rate risk and generate opportunities for regular income through a portfolio investing predominantly in floating rate securities and Money Market instruments. An Open Ended Liquid Fund Issuer Name (%) Of Total AUM CCILClearing Corporation Of India Ltd ( CBLO) CBLO Total Cash & Other Receivables (0.35) Date of Allotment: 01/10/2002 ` Crores ` Crores Fund Manager: Mr. R. Arun : Apr2012 Total Experience: Over 11 years Benchmark: CRISIL Liquid Fund Index Exit Load: Nil N.A. ` 5,000 & in multiples of ` 1 ` 1,000 & in multiples of ` 1 ASSET ALLOCATION (%) CBLO Cash & Other Recivables 0.35 RATING CLASS (%) NCA (Incl. Cash, Deposits) Modified Duration : 1 day Average Maturity : 1 day Yield to Maturity : 6.05 will be at Low risk SBI Magnum InstaCash Fund Liquid Floater Regular income for short term Investment in Debt and Money Market securities 49

54 Comparative Performance for all Schemes SBI Magnum Equity Fund Scheme Benchmark: Nifty 50 Additional Benchmark: S&P BSE Sensex SBI Magnum Global Fund Scheme Benchmark: S&P BSE MidSmallCap Additional Benchmark: S&P BSE Sensex SBI Emerging Businesses Fund Scheme Benchmark: S&P BSE 500 Additional Benchmark: S&P BSE Sensex SBI Contra Fund Scheme Benchmark: S&P BSE 100 Additional Benchmark: S&P BSE Sensex SBI Small & Midcap Fund Scheme Benchmark: S&P BSE SMALL CAP Additional Benchmark: S&P BSE Sensex SBI Dynamic Bond Fund Scheme Benchmark: CRISILComposite Bond Fund Index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Magnum Income Fund Scheme Benchmark: CRISIL Composite Bond Fund Index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Magnum Gilt Fund Short Term Scheme Benchmark: ISec SiBEX Additional Benchmark: CRISIL 1 Year TBill Index SBI Magnum Gilt Fund Long Term Scheme Benchmark: ISec LiBEX Additional Benchmark: CRISIL 10 Year Gilt Index SBI Magnum Balanced Fund Scheme Benchmark: CRISILBalanced Fund Aggressive Index Additional Benchmark: S&P BSE Sensex SBI Magnum Monthly Income Plan Scheme Benchmark: CRISILMIP Blended Index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Magnum Monthly Income Plan Floater Scheme Benchmark: CRISILMIP Blended Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Regular Savings Fund Scheme Benchmark: CRISILMIP Blended Index Additional Benchmark: CRISIL 10 Year Gilt Index Notes: CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ Funds Managed by Mr. R. Srinivasan Funds Managed by Mr. Dinesh Ahuja CAGR % PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , , , , , , , , , , , , , , , , ,692 N.A. N.A , , ,915 N.A. N.A , , , , , , ,067 N.A. N.A , , , , , , , , , , ,516 N.A. N.A , , ,915 N.A. N.A. Fund Jointly Managed by Mr. R. Srinivasan (Equity portion) & Mr. Dinesh Ahuja (Debt portion) , , , ,56, , , ,310 N.A. N.A , , , ,929 Fund Jointly Managed by Mr. Dinesh Ahuja (Debt portion) & Mr. Ruchit Mehta (Equity portion) CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , ,83, , , ,539 N.A. N.A , , ,204 N.A. N.A , , , ,32, , , ,376 N.A. N.A , , , , , , , ,09, , , , , , , , , , , , ,70, , , , , , , , , , , , , , , , , , , , , , , , , , , ,324 N.A. N.A , , ,915 N.A. N.A , , , , , , , , , , , , , , , , , , , , , , , ,163 & May May May Jun Nov Jan Jan Jan Jan Jan Jul Jul Jul11 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table.the total no of schemes managed by Mr. R.Srinivasan is 6 ( 1 scheme is jointly managed by Mr. DineshAhuja).The total no of schemes managed by DineshAhuja is 8 ( 3 schemes are jointly managed by Mr. Ruchit Mehta & 1 scheme are jointly managed by Mr. R. Srinivasan) b. Different plans shall have a different expense structure.the performance provided for SBI Magnum Equity Fund, SBI Magnum Global Fund, SBI Contra Fund and SBI Magnum Balanced Fund are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. Performance for all other scheme(s) are of Regular growth option. SBI Magnum Equity Fund Growth option introduced on 27/11/06, SBI Magnum Global Fund Growth option introduced on 27/06/05, SBI Contra Fund Growth option introduced on 06/05/05, SBI Magnum Balanced Fund Growth option introduced on 19/01/05. In case of return calculated the dividend option, it is assumed that dividend declared under the schemes have been reinvested at the prevailing NAV. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. i. The data of the last working day has been considered for the calculation of performance. Note: Wherever NAV/Benchmark Index value is not available for start/end date for concerned period, the previous business day value of NAV/Benchmark Index is considered for return computation. 50

55 Comparative Performance for all Schemes SBI Arbitrage Opportunities Fund Scheme Benchmark: CRISIL Liquid Fund Index Additional Benchmark: S&P BSE Sensex SBI Equity Savings Fund Scheme Benchmark: 30% Nifty % CRISIL Liquid Fund Index Additional Benchmark: S&P BSE Sensex SBI IT Fund Scheme Benchmark: S&P BSE Information Technology Index Additional Benchmark: S&P BSE Sensex SBI Magnum MultiCap Fund Scheme Benchmark: S&P BSE 500 Index Additional Benchmark: S&P BSE Sensex SBI Corporate Bond Fund Scheme Benchmark: CRISIL Composite Bond Fund Additional Benchmark: CRISIL 10 Year Gilt Index Notes: CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ Funds Managed by Mr. Neeraj Kumar CAGR % PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , , , , , , , , , ,720 Fund Jointly Managed by Mr. Neeraj Kumar (Arbitrage portion) & Mr. Ruchit Mehta (Equity & Debt portion) ,041 N.A. N.A. N.A. N.A , ,028 N.A. N.A. N.A. N.A , ,679 N.A. N.A. N.A. N.A ,299 Funds Managed by Mr. Anup Upadhyay , , , , , , , , , , , , , , , , , , , , , , , ,006 Funds Managed by Mr. Lokesh Mallya and Ms. Mansi Sajeja ,964 N.A. N.A. N.A. N.A , ,095 N.A. N.A. N.A. N.A , ,108 N.A. N.A. N.A. N.A ,497 & Oct May Jun Feb Feb17 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. Neeraj Kumar is 2 (1 scheme is jointly managed by Mr. Ruchit Mehta). The total no of schemes managed by Mr.Anup Upadhyay is 2. The total no of schemes managed by Mr. Lokesh Mallya and Ms. Mansi Sajeja is 1 b. Different plans shall have a different expense structure. The performance provided for SBI IT Fund are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. SBI IT Fund Growth option introduced on 01/01/13. The performance details provided for SBI Magnum MultiCap Fund, SBIArbitrage Opportunities Fund, SBI Equity Savings Fund, SBI Magnum Monthly Income Plan, SBI Magnum Monthly Income Plan Floater, SBI Regular Savings Fund, SBI CorporateBondFund areofgrowthoptionregularplan. Incaseofreturncalculatedthedividendoption, itisassumedthatdividenddeclaredundertheschemeshavebeenreinvestedattheprevailingnav. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. g. SBI Equity Savings Fund & SBI Corporate Bond Fund scheme have not completed 3 & 5 years period, hence the performance of such period are not provided. i. The data of the last working day has been considered for the calculation of performance. 51

56 Comparative Performance for all Schemes SBI FMCG Fund Scheme Benchmark: S&P BSE Fast Moving Consumer Goods Index Additional Benchmark: S&P BSE Sensex SBI Magnum Multiplier Fund Scheme Benchmark: S&P BSE 200 Index Additional Benchmark: S&P BSE Sensex SBI Pharma Fund Scheme Benchmark: S&P BSE Health Care Index Additional Benchmark: S&P BSE Sensex Notes: CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ Funds Managed by Mr. Saurabh Pant CAGR % PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , ,32, , , , , , , , , , , , ,86, , , , ,35, , , , ,11,880 Funds Managed by Mr. Tanmaya Desai , , , ,55, , , , ,05, , , , ,325 & Jun Sep Jun11 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table.the total no of schemes managed by Mr. Saurabh Pant is 2.The total no of schemes managed by Mr.Tanmaya Desai is 1. b. Different plans shall have a different expense structure. The performance provided for SBI FMCG Fund, SBI Magnum Multiplier Fund, SBI Pharma Fund are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. SBI FMCGFundGrowth option introduced on 01/01/13, SBI Magnum Multiplier Fund Growth option introduced on 25/05/05, SBI Pharma Fund Growth option introduced on 31/12/04. In case of return calculated the dividend option, it is assumed that dividend declared under the schemes have been reinvested at the prevailing NAV. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. i. The data of the last working day has been considered for the calculation of performance. SBI Magnum MidCap Fund Scheme Benchmark: Nifty MidSmallcap 400 Index Additional Benchmark: S&P BSE Sensex SBI Blue Chip Fund Scheme Benchmark: S&P BSE 100 Index Additional Benchmark: S&P BSE Sensex SBI Banking & Financial Services Fund Scheme Benchmark: Nifty Financial Services Additional Benchmark: S&P BSE Sensex Notes: CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ Funds Managed by Ms. Sohini Andani CAGR % PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , , , , ,246 N.A. N.A , , , , , , , , , , , , , , , , ,350 N.A. N.A. N.A. N.A , ,221 N.A. N.A. N.A. N.A , ,679 N.A. N.A. N.A. N.A ,835 & July Sep Feb15 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Ms. SohiniAndani has been managing SBI Blue Chip Fund since September 2010, SBI Magnum Midcap Fund since July 2010 and SBI Banking and Financial Services Fund since February The total number of schemes managed by Ms. SohiniAndani is 3. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. g. SBI Banking & Financial Services Fund scheme has not completed 3 & 5 years period, hence the performance of such period are not provided. i. The data of the last working day has been considered for the calculation of performance. 52

57 Comparative Performance for all Schemes SBI Magnum Taxgain Scheme Scheme Benchmark: S&P BSE 100 Index Additional Benchmark: S&P BSE Sensex CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Funds Managed by Mr. Dinesh Balachandran PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , ,11, , , , ,67, , , , ,36,573 Fund Jointly Managed by Mr. Dinesh Balachandran (Equity portion) & Ms. Nidhi Chawla (investments in foreign securities portion) & Sep16 SBI Dynamic Asset Allocation Fund Scheme Benchmark: 50% CRISIL 1 year CD Index + 50% BSE S&P Sensex Additional Benchmark: S&P BSE Sensex Notes: ,277 N.A. N.A. N.A. N.A , ,205 N.A. N.A. N.A. N.A , ,679 N.A. N.A. N.A. N.A , Mar15 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Dinesh Balachandran has been managing SBI Magnum Taxgain Scheme since September 2016 and co managing SBI Dynamic Asset Allocation Fund (Equity & Equity related instruments and Debt & Money Market instruments portion) since March 2015 with Ms. Nidhi Chawla (investments in foreign securities portion). The total number of schemes managed by Mr. Dinesh Balachandran is 2 (1 scheme is jointly managed by Ms. Nidhi Chawla). b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance provided for SBI Magnum Taxgain Scheme, are of regular plan Dividend Option and is Net of Dividend distribution tax, if any. SBI Magnum Taxgain Scheme Growth option introduced on 07/05/07. The performance details provided for SBI DynamicAssetAllocation Fund are of Growth OptionRegular Plan. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. g. SBI Dynamic Asset Allocation Fund scheme has not completed 3 & 5 years period, hence the performance of such period are not provided. i. The data of the last working day has been considered for the calculation of performance. SBI Magnum InstaCash Fund Liquid Floater Scheme Benchmark: CRISIL Liquid Fund Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Savings Fund Scheme Benchmark: CRISIL Liquid Fund Index Additional Benchmark: CRISIL 1 Year TBill Index Notes: CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ Funds Managed by Mr. R. Arun CAGR % PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , , , , , , , , , , , , , , , , , , , , , ,293 & Apr Apr12 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. R.Arun has been managing SBI Savings Fund and SBI Magnum InstaCash Fund Liquid Floater Plan sinceapril The total number of schemes managed by Mr. R.Arun is 2. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. i. The data of the last working day has been considered for the calculation of performance. 53

58 Comparative Performance for all Schemes SBI Magnum Comma Fund Scheme Benchmark: Nifty Commodities Index Additional Benchmark: S&P BSE Sensex SBI Infrastructure Fund Scheme Benchmark: Nifty Infrastructure Index Additional Benchmark: S&P BSE Sensex SBI PSU Fund Scheme Benchmark: S&P BSE PSU INDEX Additional Benchmark: S&P BSE Sensex Notes: CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Funds Managed by Mr. Richard D'souza PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,827 & Aug Aug Aug14 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Richard D souza has been managing SBI Magnum Comma Fund, SBI Infrastructure Fund and SBI PSU Fund sinceaugust The total number of schemes managed by Mr. Richard D souza is 3. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. i. The data of the last working day has been considered for the calculation of performance. SBI Ultra Short Term Debt Fund Scheme Benchmark: CRISIL Liquid Fund Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Short Term Debt Fund Scheme Benchmark: CRISIL Short Term Bond Fund Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Magnum Children's Benefit Plan Scheme Benchmark: CRISIL MIP Blended Index Additional Benchmark: CRISIL 10 Year Gilt Index SBI Treasury Advantage Fund Scheme Benchmark: CRISIL1 Year CD Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Magnum InstaCash Fund Scheme Benchmark: CRISILLiquid Fund Index Additional Benchmark: CRISIL 1 Year TBill Index SBI Premier Liquid Fund Scheme Benchmark: CRISILLiquid Fund Index Additional Benchmark: CRISIL 1 Year TBill Index Notes: CAGR % 1 Year PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % 3 Years 5 Years PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Funds Managed by Mr. Rajeev Radhakrishnan PointtoPoint returns on Standard Investment of Rs. 10,000/ CAGR % Since Inception PointtoPoint returns on Standard Investment of Rs. 10,000/ , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,324 N.A. N.A , , , , , , , , , , ,102 N.A. N.A , , , , , , , , , , ,888 N.A. N.A , , , , , , , , , , , , , , , ,934 & Jun Jun Jun Nov May May10 a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Rajeev Radhakrishnan has been managing SBI Ultra Short Term Fund, SBI Short Term Debt Fund and SBI Magnum Children s Benefit Plan since June 2008, SBI TreasuryAdvantage Fund since November 2013, SBI Magnum InstaCash Fund and SBI Premier Liquid Fund since May Mr. Rajeev Radhakrishnan is also the Fund Manager of other closeended schemes like SBI Debt Fund Series and manages the debt portion of the SBI DualAdvantage Fund Series. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme s performance has been provided is computed basis last day of the monthend preceding the date of advertisement. In case, the start/end date of the concerned period is a nonbusiness day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure.the performance details of all the schemes provided herein are of Growth Option Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended scheme. i. The data of the last working day has been considered for the calculation of performance. 54

59 Benefits of Systematic Investment Plan () Performance of Select Schemes Fund Managerwise The Fund offers flexible and convenient Systematic Investment Plan () facility. To illustrate the advantages of investments, this is how your investments would have grown if you had invested say `10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on May 31, SBI Blue Chip Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) SBI Magnum Equity Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) FUND MANAGER R. SRINIVASAN 31,70,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 3,29,16,655 77,49,850 24,25,218 8,80,175 4,28,624 1,29, Past performance may or may not be sustained in the future. Nifty 50 Index, S&P BSE SENSEX, : January 01, 1991 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Contra Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) 13,60,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 32,07,182 N.A. 26,82,355 9,66,784 4,48,203 1,32, N.A N.A N.A Past performance may or may not be sustained in the future. S&P BSE 100, S&P BSE SENSEX, : February 14, 2006 Returns are calculated for Regular Growth FUND MANAGER SOHINI ANDANI FUND MANAGER R. SRINIVASAN 21,50,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 1,89,60,148 90,03,256 22,13,741 8,79,519 4,31,696 1,32, Past performance may or may not be sustained in the future. S&P BSE 100, S&P BSE SENSEX, : July 14, 1999 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Magnum Multiplier Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) FUND MANAGER SAURABH PANT 29,20,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 3,27,87,103 1,04,85,670 27,49,879 9,83,487 4,48,545 1,33, Past performance may or may not be sustained in the future. S&P BSE 200 Index, S&P BSE SENSEX, : February 28, 1993 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Magnum MidCap Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) 14,60,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 46,87,369 N.A. 34,62,067 11,67,005 4,67,992 1,30, N.A N.A N.A Past performance may or may not be sustained in the future. Nifty MidSmallcap 400 Index, S&P BSE SENSEX, : March 29, 2005 Returns are calculated for Regular Growth Since Inception Since Inception Since Inception Since Inception 15 Years 10 Years FUND MANAGER SOHINI ANDANI Since Inception 15 Years 15 Years 15 Years 15 Years 10 Years 10 Years 10 Years 10 Years 5 Years 5 Years 5 Years 5 Years 5 Years 3 Years 3 Years 3 Years 3 Years 3 Years 1 Year 1 Year 1 Year 1 Year 1 Year Source: ICRA Online Investors are advised to refer to the performance summary table on page Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. 55

60 Benefits of Systematic Investment Plan () Performance of Select Schemes Fund Managerwise The Fund offers flexible and convenient Systematic Investment Plan () facility. To illustrate the advantages of investments, this is how your investments would have grown if you had invested say `10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on May 31, SBI Magnum Global Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) SBI Magnum Taxgain Scheme Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) SBI Magnum Balanced Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) FUND MANAGER R. SRINIVASAN Since Inception 15 Years 10 Years 5 Years 27,30,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 3,81,32,624 1,19,78,789 30,26,477 9,58,770 4,17,265 1,26, FUND MANAGER DINESH BALACHANDRAN 29,10,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 4,60,13,568 1,08,20,987 25,04,367 9,19,917 4,32,032 1,33, Past performance may or may not be sustained in the future. S&P BSE 100, S&P BSE SENSEX, : March 31, Years Past performance may or may not be sustained in the future. S&P BSE MIDSMALL CAP, S&P BSE SENSEX, : September 30, 1994 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. SBI Emerging Businesses Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) Since Inception 15 Years 10 Years 5 Years 3 Years Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. FUND MANAGER R. SRINIVASAN (Equity) & DINESH AHUJA (Debt) 25,70,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 2,10,59,785 74,20,329 24,94,802 9,06,421 4,25,763 1,28, Past performance may or may not be sustained in the future. CRISIL Balanced Fund Aggressive Index, S&P BSE SENSEX, : December 31, 1995 Returns are calculated for Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV. 1 Year 1 Year 15,20,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 48,10,090 N.A. 30,65,183 9,20,561 4,30,833 1,28, N.A N.A N.A Past performance may or may not be sustained in the future. S&P BSE 500, S&P BSE SENSEX, : October 11, 2004 Returns are calculated for Regular Growth SBI Small & Midcap Fund Investments Total Amount Invested ( `) Mkt Value as on May 31, 2017 ( `) Returns (Annualised) (%) Benchmark Returns (Annualised) (%) Additional Benchmark Returns (Annualised) (%) FUND MANAGER R. SRINIVASAN 9,30,000 N.A. N.A. 6,00,000 3,60,000 1,20,000 26,01,076 N.A. N.A. 13,26,677 5,06,891 1,37, N.A. N.A N.A. N.A N.A. N.A Past performance may or may not be sustained in the future. S&P BSE SMALL CAP, S&P BSE SENSEX, : September 09, 2009 Returns are calculated for Regular Growth FUND MANAGER R. SRINIVASAN Since Inception Since Inception Since Inception 15 Years 15 Years 15 Years 10 Years 10 Years 10 Years 5 Years 5 Years 5 Years 3 Years 3 Years 3 Years 1 Year 1 Year 1 Year Investors are advised to refer to the performance summary table on page Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. 56

61 Total Expense Ratios Equity Schemes Reg Plan DirPlan Debt Schemes Reg Plan DirPlan SBI Blue Chip Fund 1.97% 1.14% SBI Magnum Balanced Fund 1.98% 1.22% SBI Magnum Global Fund 2.05% 1.40% SBI Magnum MidCap Fund 2.03% 1.20% SBI Magnum Equity Fund 2.10% 1.56% SBI Emerging Businesses Fund 2.11% 1.47% SBI FMCG Fund 2.53% 1.82% SBI Pharma Fund 2.28% 1.31% SBI IT Fund 2.70% 2.17% SBI Contra Fund 2.12% 1.62% SBI Magnum Multi Cap Fund 2.09% 1.26% SBI Magnum Multiplier Fund 2.11% 1.76% SBI Nifty Index Fund 0.66% 0.27% SBI Magnum Comma Fund 2.53% 2.01% SBI PSU Fund 2.56% 2.22% SBI Infrastructure Fund 2.42% 1.93% SBI Arbitrage Opportunities Fund 0.93% 0.50% SBI Small And Midcap Fund 2.38% 1.51% SBI Dynamic Asset Allocation Fund 2.40% 2.27% SBI Equity Savings Fund 2.05% 0.65% SBI Banking And Financial Services Fund 2.51% 1.68% SBI Gold Fund 0.52% 0.14% SBI Magnum Tax Gain Scheme 2.00% 1.57% SBI Ultra Short Term Debt Fund 0.42% 0.33% SBI Short Term Debt Fund 0.90% 0.30% SBI Magnum Monthly Income Plan 1.98% 1.40% SBI Premier Liquid Fund 0.16% 0.10% SBI Magnum Childrens Benefit Plan 2.45% 1.80% SBI Magnum Income Fund 1.45% 0.60% SBI Magnum Gilt Fund Short Term 0.64% 0.35% SBI Magnum Gilt Fundlong Term 0.92% 0.43% SBI Magnum Monthly Income Plan Floater 2.31% 1.64% SBI Savings Fund 1.16% 0.54% SBI Dynamic Bond Fund 1.50% 0.90% SBI Corporate Bond Fund 1.40% 0.70% SBI Regular Savings Fund 1.20% 0.50% SBI Magnum InstaCash Fund 0.21% 0.10% SBI Magnum Instacash Fundliquid Floater Plan 0.23% 0.10% SBI Treasury Advantage Fund 0.74% 0.24% Note: Expense ratio excluding service tax on management fees and B15 Expenses. Statutory Details & Risk Factors Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Disclaimer: In the preparation of the material contained in this document, the Asset Management Company (AMC) has used information that is publicly available, including information developed inhouse. Some of the material used in the document may have been obtained from members/persons other than the AMC and/or its affiliates and which may have been made available to the AMC and/or to its affiliates. Information gathered and material used in this document is believed to be from reliable sources. The AMC however does not warrant the accuracy, reasonableness and / or completeness of any information. We have included statements / opinions / recommendations in this document, which contain words, or phrases such as will, expect, should, believe and similar expressions or variations of such expressions that are forward looking statements. Actual results may differ materially from those suggested by the forward looking statements due to risk or uncertainties associated with our expectations with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on our services and / or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc. The AMC (including its affiliates), the Mutual Fund, the trust and any of its officers, directors, personnel and employees, shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner. The recipient alone shall be fully responsible/are liable for any decision taken on this material. 57

62 Dividend History Of Debt & Hybrid Funds SBI Magnum Monthly Income Plan Monthly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div 31Mar Mar Apr Apr May May SBI Magnum Monthly Income Plan Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Qtr Div Direct Plan Qtr Div Regular Plan Qtr Div Direct Plan Qtr Div Regular Plan Qtr Div Direct Plan Qtr Div 30Sep Sep Dec Dec Mar Mar SBI Magnum Monthly Income Plan Annual Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Annual Div Direct Plan Annual Div Regular Plan Annual Div Direct Plan Annual Div Regular Plan Annual Div Direct Plan Annual Div 20Mar Mar Mar Mar Mar Mar SBI Magnum Monthly Income Plan Floater Annual Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Annual Div Direct Plan Annual Div Regular Plan Annual Div Direct Plan Annual Div Regular Plan Annual Div Direct Plan Annual Div 20Mar Mar Mar Mar Mar Mar SBI Magnum Gilt Fund Long Term Dividend PF Fixed 1 Year Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Dividend PF Fixed 1 Year Dividend PF Fixed 1 Year Dividend PF Fixed 1 Year Dividend PF Fixed 1 Year Dividend PF Fixed 1 Year 23Mar Jun Sep Dec Mar SBI Magnum Gilt Fund Long Term DivPF Fixed 2 Years Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) DivPF Fixed 2 Years DivPF Fixed 2 Years DivPF Fixed 2 Years DivPF Fixed 2 Years DivPF Fixed 2 Years 23Mar Jun Sep Dec Mar SBI Magnum Monthly Income Plan Floater Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Reg. Plan Monthly Div Direct Plan Monthly Div Reg. Plan Monthly Div Direct Plan Monthly Div Reg. Plan Monthly Div Direct Plan Monthly Div 31Mar Mar Apr Apr May May SBI Magnum Gilt Fund Long Term DivPF Fixed 3 Years Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) DivPF Fixed 3 Years DivPF Fixed 3 Years DivPF Fixed 3 Years DivPF Fixed 3 Years DivPF Fixed 3 Years 23Mar Jun Sep Dec Mar SBI Magnum Monthly Income Plan Floater Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Qtr Div Direct Plan Qtr Div Regular Plan Qtr Div Direct Plan Qtr Div Regular Plan Qtr Div Direct Plan Qtr Div 30Sep Sep Dec Dec Mar Mar Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Dividend PF Regular Dividend PF Regular Dividend PF Regular Dividend PF Regular Dividend PF Regular SBI Magnum Gilt Fund Long Term Dividend Quarterly Dividend 23Mar Jun Sep Dec Mar Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/

63 Dividend History Of Debt & Hybrid Funds SBI Magnum Gilt Fund Long Term Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend SBI Magnum Income Fund Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 30Sep Sep Dec Dec Mar Mar Sep Sep Dec Dec Mar Mar SBI Regular Savings Fund Quarterly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 30Jun Jun Sep Sep Dec Dec Mar Mar SBI Short Term Debt Fund Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Monthly Div Regular Plan Monthly Div Direct Plan Monthly Div Regular Plan Monthly Div Direct Plan Monthly Div Regular Plan Monthly Div 31Mar Mar Apr Apr May May SBI Magnum Income Fund Half Yearly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 24Sep Sep Mar Mar Sep Sep Mar Mar SBI Short Term Debt Fund Retail Plan Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend Monthly Dividend 30Nov Dec Jan Feb Mar Apr May Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend SBI Dynamic Bond Fund Quarterly Dividend 30Sep Sep Dec Dec Mar Mar SBI Corporate Bond Fund Quarterly Dividend ( SBI MIF Floating Rate Plan LTP restructured as SBI Corporate Bond Fund) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 30Jun Jun Sep Sep Dec Dec Mar Mar Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/

64 Dividend History Of Debt & Hybrid Funds Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div 00 SBI Ultra Short Term Debt Fund 28Feb Mar Mar Apr Apr May May SBI Magnum Gilt Fund Short Term Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend 28Feb Mar Mar Apr Apr May May SBI Ultra Short Term Debt Fund Retail Plan Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Retail Plan Retail Plan Dir Mthly Div Retail Plan Retail Plan Dir Mthly Div Retail Plan Retail Plan Dir Mthly Div 00 30May May Jun Jun Jul Jul SBI Ultra Short Term Debt Fund Institutional Plan Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div Institutional Plan Mthly Div 00 31Oct Nov Dec Jan Feb Mar Apr May SBI Treasury Advantage Fund Monthly Dividend Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div Regular Plan Mthly Div Direct Plan Mthly Div 00 28Feb Feb Mar Mar Apr Apr May May SBI Savings Fund (Previously known as SBI Magnum Income Fund Floating Rate Plan Savings Plus Bond Plan) Scheme Name Record Date Individual Corporate NAV (in Rs./Unit) (in Rs./Unit) ( `) Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend Regular Plan Dividend Direct Plan Dividend 28Feb Mar Mar Apr Apr May May Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/

65 Disclaimer Disclaimer for data from CRISIL'S FUND ANALYSER: CRISIL has taken due care and caution in compilation of the Data contained in the CRISIL'S FUND ANALYSER. The Data in the CRISIL'S FUND ANALYSER has been obtained by CRISIL from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of any Data in the CRISIL'S FUND ANALYSER and is not responsible for any errors or omissions or for the results obtained from the use of such Data. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL'S FUND ANALYSER. CRISIL or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained in the CRISIL'S FUND ANALYSER or any data generated from the CRISIL'S FUND ANALYSER. Disclaimer: This investment update is for information purpose only and is not an offer to sell or a solicitation to buy any mutual fund units/securities. These views alone are not sufficient and should not be used for the development or implementation of an investment strategy. It should not be construed as investment advice to any party. All opinions and estimates included in this schemes guide constitute our view as of this date and are subject to change without notice. Neither SBI Funds Management Private Limited, nor any person connected with it, accepts any liability arising from the use of this information. The recipient of this material should rely on their own investigations and take professional advice on their own. In the preparation of the material contained in this document, the AMC has used information that is publicly available, including information developed inhouse. Information gathered and material used in this document is believed to be from reliable sources published by third parties. While such publications are believed to be reliable, however, neither the AMC, its officers, the trustees, the Fund nor any of their affiliates or representatives assume any responsibility of the accuracy, reasonableness and/or completeness of any information. For data referred to of any third party in this material no such party will assume any liability for the same. Further, all opinion included in this newsletter are as of date and are subject to change without any notice. All recipients of this material should seek appropriate professional advice and carefully read the scheme information document/ statement of additional information and before dealing and or transacting in any of the products referred to in this material make their own investigation.the Fund, the AMC and Trustees and any of its directors, officers, employees and other personnel shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner whatsoever. The recipient alone shall be fully responsible/are liable for any decision taken on the basis of this material. Disclaimer of SBI Nifty Index Fund: The SBI Nifty Index Fund offered by SBI Funds Management Private Limited is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL) and its affiliates. IISL do not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of SBI Nifty Index Fund or any member of the public regarding the advisability of investing in securities generally or in the SBI Nifty Index Fund linked to Nifty 50 Index or particularly in the ability of the Nifty 50 Index to track general stock market performance in India. Please read the full Disclaimers in relation to the Nifty 50 Index in the Scheme Information Document. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Asset Management Company: SBI Funds Management Private Limited (A joint venture between SBI & AMUNDI) CIN: U65990MH1992PTC Trustee Company: SBI Mutual Fund Trustee Company Private Limited CIN: U65991MH2003PTC Registered Office: 9th Floor, Crescenzo, C38 & 39, G Block, BandraKurla Complex, Bandra (East), Mumbai Tel.: partnerforlife@sbimf.com www. sbimf.com 61

66 SBI Funds Management Pvt Ltd Branches NORTH Chandigarh: Gurgaon: / Jaipur: / Kanpur: /15 Lucknow: Ludhiana: New Delhi: (011) Aligarh: Ambala: (0171) Bathinda: (0164) Dehradun: Dhanbad: Dharamshala: Faizabad: / Faridabad: Ferozepur: Ghaziabad: Gorakhpur: Haldwani: Hissar: Hosiharpur: Jabalpur: Jalandhar: Jammu: Jhansi: Jodhpur: / 28 Leh: Meerut: Moradabad: Panchakula: Panipat: Pathankot: Patiala: Rohtak: (0126) Saharanpur: Shimla: Sonepat: Udaipur: Varanasi: Nehru Place (Delhi): (011) Noida: Pitam Pura (Delhi): (011) SOUTH Bangalore: /51 Chennai : /83 Coimbatore: Ernakulam: Hyderabad: /42 Thrivanthapuram: / / Vijayawada: / Bareilly: Belgaum: Bellary: Calicut: / Cuttack: Davangere: Gulbarga: Guntur: Hubli: Kannur: Kollam: Kottayam: Kurnool: Madurai: Mangalore: Mysore: Nellore: Pondichery: Rajahmundry: / Salem: Shimoga: Thiruchirapalli: Thrissur: Thrissur: Tinsukia: Tirunelveli: Tirupati (0877) Vellore: Vishakapatnam: / Warangal: EAST Bhubaneshwar: (0674) /501 Guwahati: / Kolkata: / / Muzzaffarpur: Patna: Raipur: (0771) / Ranchi: / Agartala: Asansol: Balasore: Bhagalpur: Bhilai: / / / Bokaro: Bokaro: Burdwan: Darbhanga: Dimapur: Durgapur: / 192 Gaya: Hazaribagh: Imphal: Itanagar: Jamshedpur: Jorhat: Kalyani: Kharagpur: (03222) Malda: (03512) Port Blair: (03192) Rourkela: Sambalpur: Shillong: Silchar: Siliguri: (0353) Sriganganagar: WEST Ahmedabad: /70; Bhopal: Goa: (0832) / Indore: / /85 Mumbai: (022) Nagpur: Pune: / / / 99 Surat: / / Vadodara: Agra: Ajmer: Allahabad: Alwar: (0144) Amravati: Amritsar: Anand: Aurangabad: Bavnagar: (0278) Bharuch: Bhilwara: Bhuj: (02832) Bilaspur: Gandhidham: Gwalior: Jalgaon: Jamnagar: (0288) Junagadh: Kolhapur: Korba: Kota: Margao: Mehsana: Nadiad: Nashik: , Navsari: Raipur: (0771) / Rajkot: /41 Ratlam: Sagar: Solapur: Srinagar: Valsad: Vapi: Borivali (Mumbai): Chinchwad: Kalyan: (0251) / Thane: Vashi:

67 How to read the Factsheet? Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts. Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme. Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme. Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. : or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an that invests Rs 500 every 15th of the month in an equity fund for a period of three years. NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund. Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty 50, S&P BSE Sensex, S&P BSE 200, S&P BSE 500, 10Year Gsec. Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit. Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield Standard Deviation : Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of riskadjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk. Beta : Beta is a measure of an investment's volatility visàvis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security's price will be more volatile than the market. AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm. Holdings : The holdings or the portfolio is a mutual fund's latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager. Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories. Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds. Tracking Error : Measure that indicates how closely the portfolio return tracks the benchmark return. Tracking error is the standard deviation of the difference of returns between a portfolio and the benchmark over a specified holding period. 63

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