STANLIB Balanced Cautious Fund and STANLIB Balanced Fund
|
|
- Anthony Franklin
- 5 years ago
- Views:
Transcription
1 STANLIB Balanced Cautious Fund and STANLIB Balanced Fund
2 01 STANLIB Multi-Asset Franchise 01 Investment Objective of the STANLIB Multi-Asset Franchise 01 How does the STANLIB Multi-Asset Franchise achieve this objective? 01 Benefits of investing with the STANLIB Multi-Asset Franchise STANLIB Balanced Cautious Fund 02 Who should invest in the STANLIB Balanced Cautious Fund? 02 What the fund invests in 02 Fund availability on external Linked Investment Service Provider (LISP) platforms STANLIB Balanced Fund 03 Who should invest in the STANLIB Balanced Fund? 03 What the fund invests in 03 Fund availability on external Linked Investment Service Provider (LISP) platforms Our Multi-Asset Team 05 Robin Eagar 05 Herman van Velze 05 Warren Buhai 05 Kobus Nell 05 Rochelle Moodley The Specialist Teams that contribute to the Balanced Cautious and Balanced Fund 06 Equity Franchise 06 Fixed Interest Franchise 06 Listed Property Franchise 06 Global (Managed by Offshore Partners) About STANLIB 08 Our Belief 08 Our Franchise Model 08
3 You say future potential. We say STANLIB.
4 A balanced portfolio solution provides investors with the opportunity to participate in returns from a variety of domestic and foreign assets. These different asset classes give investors diversification benefits that provide them with the comfort that their exposure to downside risk is being mitigated whilst gaining the benefit of achieving inflation-beating returns. STANLIB Multi-Asset Franchise STANLIB Multi-Asset Franchise: The STANLIB Multi-Asset Franchise manages, inter alia, the following core unit trust funds: STANLIB Balanced Cautious Fund STANLIB Balanced Fund Investment Objective of the STANLIB Multi- Asset Franchise The primary objective of all investments is to deliver longterm real returns to investors. Based on an investor s risk appetite, the STANLIB Multi- Asset Franchise provides investors with long-term real return solutions from: 1. A moderately conservative risk appetite with the STANLIB Balanced Cautious Fund, targeting CPI +3% returns over a rolling 3-5 year time horizon; to 2. A moderately aggressive risk appetite with the STANLIB Balanced Fund targeting CPI + 5% returns over a rolling 5-7 year time horizon Drawdown risk is actively managed using our allocation to lower risk assets classes, such as domestic and offshore cash and treasuries at different parts of the business cycle. How does the STANLIB Multi-Asset Franchise achieve this objective? Intrinsic value forms the foundation of all our investment decision making. We believe that economic cycles do exist and our view on intrinsic value is complemented by overlaying our view of the business cycle, which influences the future direction of interest rates and informs the conviction of our positioning in the various asset classes available to us. Input is gathered from the in-house specialists on everything from economics to domestic equity sector views and global bond input. This includes input from 35 investment professionals locally, 45 across the continent and 150 globally. Љ Љ Once all the input has been debated, we formulate our view, resulting in well-informed asset allocation decisions that assist in achieving our funds stated objectives. 1
5 Benefits of Investing with the STANLIB Multi- Asset Franchise Diversification: The funds invest in a diversified spread of offshore assets, cash, bonds, property and equity (Regulation 28 compliant) Focus: All asset classes property, fixed interest and offshore - are allocated to specialist teams to manage, providing clear focus on every component of the fund Team diversity: Each member of the Multi-Asset Team brings a different skill set and experience to the decision making process of the Franchise. This provides varied perspectives and ideas Depth: The quarterly Tactical Asset Allocation (TAA) meeting, which informs the asset allocation in our Funds, relies on the input of 35 investment professionals locally, 45 across the continent, and 150 globally. This, we believe, results in well informed asset allocation decisions Conviction: Our investors entrust us to make the investment decisions and as such, we tend to hold a lot of what we like and zero of what we don t STANLIB Balanced Cautious Fund Who should invest in the STANLIB Balanced Cautious Fund? STANLIB Balanced Cautious Fund is suitable for investors who: Require an annuity income Want to preserve capital Want to achieve capital growth The Balanced Cautious Fund can be used to address the above-mentioned needs in the following products: Investment Linked Life Annuities (post retirement products) Retirement Annuities and Preservation funds (pre-retirement products) Discretionary Investment Products What the fund invests in Domestic equity maximum of 40% Property maximum of 25% Domestic fixed interest and cash Offshore assets maximum of 25% Fund availability on external Linked Investment Service Provider (LISP) platforms You can access this fund directly through STANLIB Unit trusts or via the following LISP platforms: STANLIB Glacier Investec Momentum Old Mutual 2
6 STANLIB Balanced Fund Who should invest in the STANLIB Balanced Fund? STANLIB Balanced Fund is suitable for investors who: Require growth - investors looking for a growth solution while not being completely exposed to the equity market Want reduced volatility - the fund is highly diversified, which smooths out the long-term risk-adjusted returns Have long-term investment plans - long-term investment goals such as retirement or education plans make this fund suitable for a wide range of investors Need a long-term discretionary capital strategy What the fund invests in Domestic equity maximum of 75% Property maximum of 25% Offshore maximum of 25% * Africa maximum 5% Domestic fixed interest and cash Fund availability on external Linked Investment Service Provider (LISP) platforms You can access this fund directly through STANLIB Unit trusts or via the following LISP platforms: STANLIB AIMS Allan Gray Glacier Investec Momentum Old Mutual PPS PSG * Regulation 28 stipulates that the maximum exposure to Equities and Property combined is 90% 3
7 Our Multi-Asset Team Robin Eagar Herman van Velze Warren Buhai Kobus Nell Rochelle Moodley Co-Head of Multi-Asset Franchise BSc(Eng), Accounts Conversion 17 Years industry service Co-Head of Multi-Asset Franchise BEng, MBL 27 Years industry service Senior Portfolio Manager: Multi-Asset Franchise BCompt(Hons), CA(SA), CFA 14 Years industry service Senior Portfolio Manager: Multi-Asset Franchise CA(SA), CFA 12 Years industry service Analyst SAIFM (South African Institute of Financial Markets) 18 Years industry service Each member of the Multi-Asset Team brings a different skill set and background, providing varied perspectives and ideas. Robin Eagar Robin currently co-heads STANLIB s highly successful Multi- Asset and Core Equity Franchises and has an intrinsic value orientation towards shares. Robin began his career in 1998 with Standard Bank s Corporate Finance team in Johannesburg, advising on corporate restructures, mergers and acquisitions and public to private transactions. He had previously spent five years working in private equity and corporate finance in London investing in various emerging markets and the UK. Robin joined the STANLIB investment team in 2005 as an industrial analyst and shortly thereafter became a general equity manager in the Aggressive Equity space. Robin joined the Multi-Asset team in 2007 focussing on managing larger Life Policy assets. Herman van Velze Herman currently co-heads STANLIB s highly successful Multi-Asset Franchise. He began his investment career in 1993 as a mining analyst and resource portfolio manager, and was appointed Head of Research at Standard Corporate and Merchant Bank in Following the merger with Liberty Asset Management that formed STANLIB in 2002, Herman joined the portfolio management team responsible for specialist mandate clients, and was subsequently appointed Head of Retirement Funds. Warren Buhai Warren re-joined STANLIB in 2009 and is a Senior Portfolio Manager in the Multi-Asset and Core Equity Franchises. His previous experience with STANLIB was in research and portfolio management in resources and commodity-related funds. In the interim, Warren also obtained experience in the USA, as MD of Investments for a US$500 million private client business targeting opportunities in developed, emerging and frontier markets. Warren also spent five years gaining broad experience with Standard Bank s Corporate Finance team. Warren obtained his Bachelor s and Honours degrees studying part-time while working primarily in the audit division of Ernst & Young where he qualified as a chartered accountant. He is also a CFA charter holder. Kobus Nell Kobus joined STANLIB in 2003 on completion of his auditing articles. His early career included managing roles in the unit trust pricing, corporate actions and confirmations departments, where he was instrumental in automating a number of key system processes. During this period in operations, he also learned the ropes at matching and settlements, client reporting and securities lending. Kobus joined the investment team as an equity dealer in 2007 and was promoted to an assistant equity Portfolio Manager in He has experience as a research analyst, in the Resources sector and has been managing the STANLIB Gold and Precious Metals Fund since In 2014 this fund was merged into the STANLIB Resources Fund which he is currently managing. Kobus is now a Portfolio Manager for the Multi-Asset Franchise, which he joined in He is a PricewaterhouseCoopers-trained chartered accountant and is also a CFA charter holder. Rochelle Moodley Rochelle has been an analyst with the Multi-Asset Franchise team since She has been with STANLIB and its forerunner Liberty Asset Management since 1996, and has built much of her career in the Dealing Room, rising from junior assistant to Securities Lending Trader and trainee dealer, assisting both the bond and equity teams. Rochelle also has four years experience as an assistant manager in Institutional Operations, where her responsibilities included managing the Confirmation and Settlements teams and trading in Securities Lending on behalf of the Liberty Group. 5
8 The specialist teams that contribute to the Balanced Cautious and Balanced Fund Equity Franchise The Multi-Asset Franchise is also responsible for managing the Core Equity Franchise. They have worked together for years and leverage off each other s strengths to create team synergies evidenced in their fund performance. The Core Equity Franchise overlays their own research and convictions over the broader in-house equity research before making any buy or sell decisions. The research overlay focuses on causal drivers of earnings, cash flows and returns. They require analysts to provide extensive input into the key criteria that they believe are drivers of earnings, cash flows and returns. They believe in the importance of anticipating economic cycles and determining which industries are best placed to benefit. Fixed Interest Franchise The Fixed Interest Team, which is headed up by Henk Viljoen, is highly qualified with extensive experience in the industry and has been working together for over 10 years. The Franchise houses the Money Market, Bonds, Income, Liability Driven Investments and Credit Teams. Other fixed interest managers typically develop skills that allow for outperformance of their benchmark through predominantly one strategy. Individual strategies can result in outperformance from time to time but they may not do so consistently. The Fixed Interest Franchise aims to exploit multiple strategies on a continuous basis, to be better positioned to outperform during all phases of the market. Listed Property Franchise The Listed Property Franchise is a leading Listed Property Manager in the country. In addition, the size of their Property book and their strong ties to Liberty Properties and Standard Bank Properties further strengthens their influence when it comes to voting, private placements and liquidity. The Franchise is headed by Keillen Ndlovu. STANLIB s specialist asset class management approach allows the Team to make use of an all-encompassing, thorough research process and portfolio construction process. The focus and dedication of the Team to a single asset class only, enables the use of both a broad top-down, as well as detailed asset-specific, bottom-up approach. Global (Managed by Offshore Partners) Global Equities Founded in 1994, Threadneedle is an established global asset manager with assets under management of US$150.1 billion with a compliment of over 160 investment professionals. Their sole focus is the active management of client assets across equities, fixed income, commodities, multi-asset exposures and property. Threadneedle offers emerging market exposure within a diversified global portfolio of stocks. The Threadneedle investment process is driven primarily using bottom-up fundamental analysis, although some top-down analysis is applied in the context of the macro environment. Their investment style is market driven and the portfolio is not expected to display persistent style biases over different economic cycles therefore style agnostic. Their strategy exploits value opportunities during value cycles and growth opportunities during growth cycles. Global Bonds Founded in 1986, Brandywine Global Investment Management manages US$63 billion in assets as at 31 December Core to their principles is seeking value not yet recognised by others. Brandywine applies a top-down, value-driven process when structuring global income portfolios. Real (inflation-adjusted) yield is their primary measure of value. Currency valuation is next in importance, as the real yield must be captured in US dollars. They focus on appreciating, undervalued currencies and overvalued currencies that can be hedged. Inflation trends, political risks, monetary trends, and business cycle and liquidity measures are also considered. Brandywine typically concentrate investments in eight to 16 countries that appear to offer the best total return potential. Global Cash Fidelity Worldwide Investment (FIL Limited) was established in 1969 and provides asset management services to investors all over the world. They have portfolio management and research staff in major financial centres around the world and offices in 25 countries. Fidelity International and its subsidiaries manage assets worth $276 billion (as at 30 September 2014). The cornerstone of Fidelity s investment approach is research. As well as studying financial results, analysts and fund managers visit companies, meet their managers and talk to suppliers, customers and distributors, giving the investment team a clear 360 view of each company they invest in. 6
9 About STANLIB STANLIB is a leading asset management company in South Africa and manages assets in excess of R560 billion* (USD46 billion) for over retail and institutional clients across the African continent. We have a physical presence in 10 African countries and are able to leverage from a wider Standard Bank Group Africa footprint. STANLIB Focused Investing Our Belief There is no one size fits all investment solution for clients. Diverse clients need diverse investment outcomes. We therefore look at investments through many lenses and from many angles - this gives us an in-depth understanding of an ever-changing investment landscape. Our investment model thus houses multiple focused units with unique philosophies, which cater for diverse client needs. Our Franchise Model The STANLIB investment team consists of Franchises made up of specialist teams of investment professionals. They manage clients assets in their area of expertise, namely: fixed interest, property, equities, multi-asset allocation, multi-management and alternatives. These specialist investment teams deal with market changes with agility and speed, as they are supported by dedicated research, trade, implementation, risk management and compliance teams. Our Multi-Specialist Franchise Model truly reflects the complex investment world we operate in and echoes our desire to deliver tailored solutions for diverse clients. Result A broad investment offering designed to deliver our investment promise to clients. *As at 30 June
10 Some choose not to follow their passion. Our track record is proof that we do. Our passion. Your investment s success. Compliance number: 3DR068 STANLIB is an Authorised Financial Services Provider
11 Disclaimer Collective investment schemes in securities are generally medium to long-term investments. The value of participatory interests may go down as well as up and past performance is not necessarily a guide to the future. An investment in the participations of a collective investment scheme in securities is not the same as a deposit with a banking institution. Participatory interest prices are calculated on a net asset value basis, which is the total value of all assets in the Fund including any income accrual and less any permissible deductions from the Fund divided by the number of participatory interests in issue. Permissible deductions include brokerage, UST, auditor s fees, bank charges, trustee/custodian fees and the service charge levied by STANLIB Collective Investments (RF) Limited ( the Manager ). Where exit fees are applicable, participatory interests are redeemed at the net asset value where after the exit fee is deducted and the balance is paid to the investor. A Portfolio of a collective investment scheme in securities may borrow up to 10% of the market value of the Fund to bridge insufficient liquidity as a result of the redemption of participatory interests, and may also engage in scrip lending. Where different classes of participatory interests apply to certain Portfolios, they would be subject to different fees and charges. A schedule of fees and charges and maximum commissions is available on request from the Manager. Commission and incentives may be paid and if so, would be included in the overall costs. The exposure limit to a single security in this Portfolio can be greater than is permitted for other Portfolios in terms of the Collective Investment Schemes Control Act, 2002 ( the Act ). Details are available from the Manager. A Fund of Funds Portfolio only invests in other collective investment schemes, which levy their own charges, which could result in a higher fee structure for these portfolios. A Feeder Fund Portfolio only invests in the participatory interests of a single Portfolio of a collective investment scheme apart from assets in liquid form. The Manager reserves the right to close certain Portfolios from time to time in order to manage them more efficiently. More details are available from the Manager. Forward pricing is used. Fluctuations or movements in exchange rates may cause the value of underlying international investments to go up or down. The Manager undertakes to repurchase participatory interests at the price calculated according to the requirements of the Collective Investment Schemes Control Act, 2002, and on the terms and conditions of the relevant Deeds. Payment will be made within 14 days of receipt of a valid repurchase form. Any capital gain realized on the disposal of a participatory interest in a collective investment scheme is subject to Capital Gains Tax (CGT). The Manager is obliged to report on the weighted average cost method for CGT purposes. All portfolios are valued on a daily basis at 15h30, except for some Fund of Funds Portfolios and Feeder Fund Portfolios, which are valued at 17h00. Investments and Repurchases will receive the price of the same day if received prior to 15h30. The Fund Charges document (including the Performance Fee Frequently Asked Questions) is available on ( Investment for Individuals section). Liberty is a member of the Association of Savings and Investment of South Africa. The Manager is a member of the Liberty group of companies. Contact details of Trustees: Absa Bank Ltd, 1st Floor, 15 Alice Lane, Sandton, Telephone STANLIB Collective Investments (RF) Limited (Reg. No. 1969/003468/06) Liberty is a member of the Association for Savings and Investment of South Africa. The Manager is a member of the Liberty group of companies. Compliance Number: 816HXO 10
12 17 Melrose Boulevard Melrose Arch 2196 PO Box 203 Melrose Arch 2076 T (SA only) T +27 (0) E contact@stanlib.com W stanlib.com GPS coordinates S , E W STANLIB Asset Management Limited Reg. No. 1969/002753/06 Authorised FSP in terms of the FAIS Act, 2002 (Licence No. 26/10/719) 2647_Q42012
STANLIB Balanced Fund
STANLIB Balanced Fund 01 STANLIB Balanced Fund 01 Why Invest in the STANLIB Balanced Fund? 01 Investment Objective 01 How does the Investment Team Achieve this Objective? 01 Target Market 02 02 Our Balanced
More informationSTANLIB Africa Income Fund
STANLIB Africa Income Fund Why an Africa-focused investment strategy? About STANLIB STANLIB is a Pan-African multi-specialist investment company, active in ten African countries. We have business partners
More informationSTANLIB Global Emerging Markets Property Capability
STANLIB Global Emerging Markets Property Capability 01 Our belief Listed property as an asset class 02 Why invest in emerging market listed property? STANLIB Global Emerging Markets Property Capability
More informationFAQs for Global ETFs. 1. What is STANLIB Index Investments? 2. Are the funds FSB approved and regulated?
FAQs for Global ETFs 1. What is STANLIB Index Investments? STANLIB Index Investments is a leading provider of passive solutions in South Africa, with over R40 billion of assets under management. STANLIB
More informationTax-Free Savings Solution
Tax-Free Savings Solution Plan for retirement, go on an overseas holiday, pay for university fees by opening a Unit Trust Tax-Free Savings Account. What is the Tax-Free Savings Account? Convenient investment
More informationGlobal Investments. Diversifying your wealth
JERSKEMY 8 660 Global Investments Diversifying your wealth Your Wealth It has been said: The world is a book, and those who do not travel read only a page. The same can be said of investing globally. 01
More informationAbout STANLIB STANLIB Kenya. STANLIB Kenya Money Market Fund. STANLIB Kenya Balanced Fund. STANLIB Kenya Equity Fund. STANLIB Kenya Bond Fund
STANLIB Kenya 01 About STANLIB STANLIB Kenya 03 STANLIB Kenya Money Market Fund 04 STANLIB Kenya Balanced Fund 05 STANLIB Kenya Equity Fund 06 STANLIB Kenya Bond Fund 07 Team profiles 09 General information
More informationLinked Investments Tax-Free Savings Plan
STANLIB Linked Investments Tax-Free Savings Plan Fund List ABSA ABSA Absolute Fund C1 0.85% Conservative to Moderate ABSA Select Equity Fund C1 1.00% Aggressive BCI PortfolioMetrix BCI Global Equity Fund
More informationSTANLIB Listed Property Franchise Brochure
STANLIB Listed Property Franchise Brochure 01 Our belief Our franchise model 02 Overview The team Investment philosophy 03 Investment process and portfolio construction Franchise research overlay 04 Investment
More informationLinked Investments Tax-Free Savings Plan
Linked Investments Tax-Free Savings Plan Click on the relevant tab to view the list. # All fees are exclusive of VAT # No performance Fees are charged on these funds. Please refer to the fund fact sheets
More informationGlobal Investments. Diversifying Your Wealth
Global Investments Diversifying Your Wealth It has been said: The world is a book, and those who do not travel read only a page. The same can be said of investing globally. 01 Investing Globally 4 02 How
More informationLinked Investments Tax-Free Savings Plan. Fund List
Linked Investments Tax-Free Savings Plan Fund List ABSA ABSA Absolute Fund C1 0.85% Conservative to Moderate ABSA Select Equity Fund C1 1.00% Aggressive BCI Anchor BCI Global Capital Plus Feeder Fund A
More informationLinked Investments Tax-Free Savings Plan
Linked Investments Tax-Free Savings Plan Fund List Click on the relevant tab to view the list. # All fees are exclusive of VAT # No performance Fees are charged on these funds. Please refer to the fund
More informationCreating Wealth. Investing with STANLIB
Creating Wealth Investing with STANLIB Investing with STANLIB STANLIB was established in 2002 through the merger of Liberty Asset Management and Standard Corporate and Merchant Bank Asset Management.
More informationSTANLIB Chuma. A stokvel solution
STANLIB Chuma A stokvel solution STANLIB Chuma A stokvel solution that aims to preserve your capital in the short term and enhance return on your investment in the medium to long term. Benefits of investing
More informationAbout STANLIB STANLIB Namibia. Standard Bank Namibia Money Market Fund. Standard Bank Namibia CashPlus Fund. Standard Bank Namibia Income Fund
STANLIB Namibia 01 About STANLIB STANLIB Namibia 03 Standard Bank Namibia Money Market Fund 04 Standard Bank Namibia CashPlus Fund 05 Standard Bank Namibia Income Fund 06 Standard Bank Namibia Inflation
More informationAbout STANLIB STANLIB Kenya. Our clients STANLIB Kenya funds. STANLIB Equity Fund. STANLIB Money Market Fund. STANLIB Balanced Fund.
STANLIB Kenya 01 About STANLIB STANLIB Kenya 02 Our clients STANLIB Kenya funds 03 STANLIB Equity Fund 04 STANLIB Money Market Fund 05 STANLIB Balanced Fund 06 STANLIB Bond Fund 07 Investment process
More informationAbridged Annual Report
Collective Investments Abridged Annual Report For the year ending 31 December 2009 Annual Report received net inflows of R16 billion for the year and the bulk of these (11bn) went into the Money Market
More informationMulti-Strategy Retail Hedge Fund
STANLIB Multi-Manager NCIS Multi-Strategy Retail Hedge Fund MULTI-MANAGER WE UNDERSTAND THAT INVESTING CAN BE A RISKY BUSINESS... so we have put together a hedge fund solution to lower your portfolio s
More informationTAILORED FUND PORTFOLIOS
TAILORED FUND PORTFOLIOS 2 OLD MUTUAL WEALTH TAILORED FUND PORTFOLIOS OLD MUTUAL WEALTH BRINGS YOU TAILORED FUND PORTFOLIOS We believe that your advice and investment processes should be aligned so that
More informationDIVERSIFIED ALTERNATIVES
DIVERSIFIED ALTERNATIVES Contents Introduction Investment philosophy Economic themes Investment process Key characteristics Key risks and how they are mitigated Diversified s STANLIB Multi-Manager Diversified
More informationAbout STANLIB About STANLIB Lesotho. Standard Lesotho Bank Income Fund. Standard Lesotho Bank Money Market Fund. STANLIB Lesotho Equity Fund
STANLIB Lesotho 01 About STANLIB About STANLIB Lesotho 03 Standard Lesotho Bank Income Fund 04 Standard Lesotho Bank Money Market Fund 05 STANLIB Lesotho Equity Fund 06 STANLIB Lesotho Multi-Asset capability
More informationChuma. STANLIB Chuma. A Stokvel Solution
Chuma STANLIB Chuma A Stokvel Solution STANLIB Chuma A stokvel solution that aims to make your money grow. Helping you make the most of your Stokvel money STANLIB understands that it is important for you
More informationPortfolio Charges. January
Portfolio Charges January 2015-1 - Portfolio Charges - Retail Portfolio name Maximum upfront charge (excl. VAT) Manager charge Intermediary charge 5 Maximum service charge (excl. VAT) Total charge (incl.
More informationFund Availability on Linked Platforms
Fund Availability on Linked Platforms March 2016 01 About STANLIB 02 STANLIB core range 04 STANLIB funds on external guided architecture platforms 05 STANLIB funds on buy lists 06 STANLIB funds on external
More informationAbout STANLIB STANLIB Uganda. STANLIB Uganda Money Market Fund. STANLIB Uganda Umbrella Pension Fund. STANLIB Uganda Fixed Income Fund
STANLIB Uganda 01 About STANLIB STANLIB Uganda 04 STANLIB Uganda Money Market Fund 05 STANLIB Uganda Umbrella Pension Fund 06 STANLIB Uganda Fixed Income Fund 07 General Information Multi-specialist investment
More informationAbout STANLIB STANLIB Uganda. STANLIB Uganda Money Market Fund. STANLIB Uganda Umbrella Pension Fund. STANLIB Uganda Fixed Income Fund
01 About STANLIB 04 Money Market Fund 05 Umbrella Pension Fund 06 Fixed Income Fund 07 General information Multi-specialist investment backed by 1 400* years of collective investment experience. stanlib.com/uganda
More informationAbout STANLIB STANLIB Lesotho
STANLIB Lesotho 01 About STANLIB STANLIB Lesotho 02 Our clients STANLIB Lesotho funds 03 Standard Lesotho Bank Income Fund 04 Standard Lesotho Bank Money Market Fund Income Fund and Money Market Fund
More informationAbout STANLIB STANLIB Ghana
STANLIB Ghana 01 About STANLIB STANLIB Ghana 02 Our clients STANLIB Ghana funds 03 STANLIB Cash Trust 04 STANLIB Income Fund Trust 05 Institutional and individual fund management 06 Pension fund management
More informationAbout STANLIB STANLIB Ghana. STANLIB Ghana Cash Trust. STANLIB Ghana Income Fund Trust. Institutional and individual fund management
STANLIB Ghana 01 About STANLIB STANLIB Ghana 03 STANLIB Ghana Cash Trust 04 STANLIB Ghana Income Fund Trust 05 Institutional and individual fund management 06 Pension and Provident fund management 07
More informationGeneral Investor Report as at 31/03/2018
STANLIB TOP40 ETF A 49,24 0,27 13 788 601 The investment objective of the STANLIB TOP40 Exchange Traded Fund is to provide returns that replicate the performance of the FTSE/JSE TOP40 Index ( the index
More informationCOMPANY PROFILE 2017
COMPANY PROFILE 2017 In a complex world, the key to managing investments is making connections. Understanding how local economies affect global markets. Identifying how policies impact currencies. Spotting
More informationFund Guide on Linked Platforms September 2017
Fund Guide on Linked Platforms September 2017 5 About STANLIB 6 Multiple capabilities 8 STANLIB core range 10 STANLIB funds on external guided architecture platforms 11 STANLIB funds on Tax-Free Savings
More informationOur solution for seamless advice
Our solution for seamless advice Financial advisers are facing increased pressure when solving for clients needs in the current volatile, uncertain, complex and ambiguous environment. Changing regulation,
More informationCOMPANY PROFILE 2017
COMPANY PROFILE 2017 In a complex world, the key to managing investments is making connections. Understanding how local economies affect global markets. Identifying how policies impact currencies. Spotting
More informationFund Guide on Linked Platforms. June 2017
Fund Guide on Linked Platforms June 2017 5 About STANLIB 6 Multiple capabilities 8 STANLIB core range 10 STANLIB funds on external guided architecture platforms 11 STANLIB funds on Tax-Free Savings Account
More informationIMPORTANT CHANGES THAT REQUIRE YOUR VOTE
Cape Town, Head Office: 7 th Floor, Protea Place, 40 Dreyer Street, Claremont, 7708 PO Box 23167, Claremont, 7735, South Africa T: +27 21 670 5101 F: +27 21 683 7156 E: info@prudential.co.za www.prudential.co.za
More informationGeneral Investor Report as at 30/09/2017
STANLIB TOP40 ETF - A A 49,91 0,27 14 089 053 The investment objective of the STANLIB TOP40 Exchange Traded Fund is to provide returns that replicate the performance of the FTSE/JSE TOP40 Index ( the index
More informationSTANLIB Balanced Cautious Fund
STANLIB Balanced Cautious Fund 4 Why a STANLIB Balanced Cautious Fund? To enhance its balanced range STANLIB has introduced the STANLIB Balanced Cautious Fund to its range of asset allocation portfolios,
More informationAsset Management. Launched STANLIB s new brand strategy and campaign in the market with the aim of demonstrating its multi-specialist capabilities
Online additional information 2016 24 Asset Management STANLIB provides wealth and investment management solutions for individual and institutional investors. These include Liberty policyholders, a variety
More informationREDEMPTION FORM NATURAL PERSONS/LEGAL ENTITY
Foord Unit Trusts (RF) (Pty) Ltd HOW TO REDEEM YOUR UNITS Complete all the relevant sections in full using BLOCK LETTERS. If you require any assistance in completing this form, please call us on 021 532
More informationInvestment Option Brochure
Investment Option Brochure July 2017 Important definitions Fee A1 Class This is an annual fee payable to financial advisors by Prescient for marketing and distribution services. This fee is included in
More informationModel Portfolios. How to set up, invest and transact
Model Portfolios How to set up, invest and transact This document provides you with information on how to set up a Model Portfolio, invest in a Model Portfolio and also how to transact on the Portfolio
More informationInvestment Policy Statement
Investment Policy Statement Contents Introduction 1 Implementing the investment strategy 5 Roles and responsibilities 1 Risk management 6 Investment mission & beliefs 2 Monitoring and reviewing the investment
More informationLiving Annuity. Living Annuity
Living Annuity Investors looking for maximum retirement flexibility and the ability to participate in the market during retirement could benefit from the Ashburton Living Annuity. The information contained
More informationSTANLIB Multi-Manager Brochure
STANLIB Multi-Manager Brochure 01 Our belief Our franchise model 02 Overview The team 03 Investment philosophy Investment process and portfolio construction Investment risk management 05 Broader risk
More informationInvesting Offshore. Guide to investing and transacting
Investing Offshore Guide to investing and transacting It has been said: The world is a book, and those who do not travel read only a page. The same can be said of investing globally. 01 Introduction Investment
More informationUSE EVERY ASSET CLASS TO YOUR ADVANTAGE
FOR PROFESSIONAL CLIENTS / QUALIFIED INVESTORS ONLY NOT FOR RETAIL USE OR DISTRIBUTION. USE EVERY ASSET CLASS TO YOUR ADVANTAGE J.P. Morgan Asset Management Multi-Asset Solutions Our multi-asset strategies
More informationFundSource. Professionally managed, diversified mutual fund portfolios. A sophisticated approach to mutual fund investing
FundSource Professionally managed, diversified mutual fund portfolios Is this program right for you? FundSource is designed for investors who: Want a diversified portfolio of mutual funds that fits their
More informationSeed Weekly 14 August 2017
You may have read recently about the rise of or the increased use of the term Model Portfolio in relation to advice led investing. It is a term currently being attributed to the type of portfolios being
More informationRMB Unit Trusts Fund Performance Ranking
Fund Performance Ranking 30 September 2010 An authorised financial services provider 3-month performance ranking 3 Months RMB Maximum Income Fund 3.14% 8.05% -4.54% 1 13 0.87% RMB Value Fund 14.24% 13.29%
More informationFund Guide on Linked Platforms December 2017
Fund Guide on Linked Platforms December 2017 5 About STANLIB 6 Our investment capabilities 8 STANLIB core range 10 STANLIB funds on external guided architecture platforms 11 STANLIB funds on Tax-Free
More informationInvestor Platform Fund List
Bond Income Multi Multi Risk expectation Bond Allan Gray Bond Fund Bond Fund GOVI Tracker Fund Multi Manager Bond Fund Momentum Bond Fund Nedgroup Investments Bond Fund Stanlib Bond Fund market Fund Multi
More informationSATRIX UNIT TRUST SCHEME
SATRIX UNIT TRUST SCHEME Abridged Annual Report 2015 Director's report Manager s report for the year ended 31 December 2015 The Manager has the pleasure in presenting its report for the year ended 31 December
More informationalternative investments
alternative investments contents who we are Who we are Business structure Business concept Product suite Team Investment philosophy Why invest with Momentum Alternative Investments? Contact details 3 4
More informationMan OM-IP AHL Limited
Important Dates Issue Opens 2 February 2009 Close Date 27 March 2009 Maturity Date / Investment Term Key Information 30 April 2019 / 10 years Product Type Capital guaranteed investment providing exposure
More informationCORONATION PRESERVATION PENSION FUND CORONATION PRESERVATION PROVIDENT FUND CORONATION RETIREMENT ANNUITY FUND ( the Fund/s )
CORONATION PRESERVATION PENSION FUND CORONATION PRESERVATION PROVIDENT FUND CORONATION RETIREMENT ANNUITY FUND ( the Fund/s ) INVESTMENT POLICY STATEMENT 1. Introduction 1.1 This Investment Policy Statement
More informationAre you thinking about international investments?
1 Are you thinking about international investments? FIND OUT MORE Navigate by Glacier International 2 Glacier International Glacier International offers you the opportunity to invest in a wide selection
More information(cpt) (jhb) (w) (e)
What Hedge is funds, Portable funds Alpha? of hedge funds 01 and platforms 01 Investros, Hedge funds, Trustees funds and of hedge ESG investing funds and platforms 02 02 Hedge funds, funds of hedge funds
More informationTHE GENUINE POWER OF OUR INVESTMENT APPROACH IS IN THE INFORMED DEBATE THAT OUR INDEPENDENT ANALYSIS AND MODELLING PROCESS PROVOKES.
OLD MUTUAL EQUITIES THE GENUINE POWER OF OUR INVESTMENT APPROACH IS IN THE INFORMED DEBATE THAT OUR INDEPENDENT ANALYSIS AND MODELLING PROCESS PROVOKES. Peter Linley, Head: Old Mutual Equities OLD MUTUAL
More informationFranklin Global Government Bond Fund
Franklin Templeton Investment Funds Franklin Global Government Bond Fund Fixed Income Fund Profile Fund Details Inception Date 06 September 2013 Investment Style Benchmark(s) Fixed Income Citigroup World
More informationOFFSHORE INVESTMENT PLATFORM FUND LIST. Effective 11 May 2018
OFFSHORE INVESTMENT PLATFORM FUND LIST Effective 11 May 2018 CONTENTS Important definitions and notes 1 Allan Gray Offshore Investment Platform Fund List 5 Footnotes 11 Fundhouse ratings 13 Important information
More informationMonthly Fund Fact Sheets
Monthly Fund Fact Sheets CONTENTS STANLIB Money Market Fund STANLIB Enhanced Yield Fund STANLIB Income Fund STANLIB Flexible Income Fund STANLIB Aggressive Income Fund STANLIB Multi-Manager Absolute Income
More informationFranklin Templeton Investment Funds Franklin Templeton Global Allocation Fund
Franklin Templeton Investment Funds Franklin Templeton Global Allocation Fund Fund Details Inception Date 29 July 2011 Investment Style Benchmark(s) Asset Allocation 50% MSCI All Country World Index 35%
More informationTax Free Savings Account
nt ou cc sa ing av es Fre Ta x Tax Free Savings Account Investors looking to save for different reasons over the medium to long term, and who are looking for tax free returns with investment flexibility
More informationThe Weekly Focus. A Market and Economic Update 25 June 2018
The Weekly Focus A Market and Economic Update 25 June 2018 Contents Newsflash...3 Economic Update...3 Rates...7 STANLIB Money Market Fund... 7 STANLIB Enhanced Yield Fund... 7 STANLIB Income Fund... 7
More informationSOLUTIONS RANGE. Authorised Financial Services Provider (FSP 612)
SOLUTIONS RANGE Authorised Financial Services Provider (FSP 612) MONEY MARKET AND ENHANCED YIELD FUNDS Money Market The fund aims to achieve returns above the STefI Call Index, while minimising the risk
More informationSATRIX GLOBAL FACTOR ENHANCED EQUITY FUND. Supplement to the Prospectus dated 27 February 2018 for Sanlam Universal Funds plc
SATRIX GLOBAL FACTOR ENHANCED EQUITY FUND Supplement to the Prospectus dated 27 February 2018 for Sanlam Universal Funds plc This Supplement contains specific information in relation to Satrix Global Factor
More informationIMS. Risk Profiler Investec Investment Management Services. Name: Financial adviser: Risk profile prepared by:
Risk Profiler Name: Financial adviser: Risk profile prepared by: This document or any of its content may not be in whole or in part, be copied, modified, distributed, retransmitted, redistributed, or released
More informationFranklin European Growth Fund
Franklin Templeton Investment Funds Franklin European Growth Fund Flex-Cap Growth Fund Profile Fund Details Inception Date 29 December 2000 Investment Style Flex-Cap Growth Benchmark(s) MSCI Europe Index
More informationFranklin Mutual European Fund
Franklin Templeton Investment Funds Franklin Mutual European Fund Deep Value Fund Profile Fund Details Inception Date 3 April 2000 Investment Style Benchmark(s) Deep Value MSCI Europe NETR (Price with
More informationTempleton Africa Fund
Franklin Templeton Investment Funds Templeton Africa Fund Core Value Fund Profile Fund Details Inception Date 4 May 2012 Investment Style Benchmark(s) Core Value Dow Jones Titans Africa 50 Index FUND OBJECTIVE
More informationYour choice of pension funds
Your choice of pension funds Contents Introduction 3 List of current investment funds by sector 4 Investment choice, flexibility and fund risks 8 Managed funds 10 Multimanaged funds 17 UK equity funds
More informationAllan Gray Equity Fund
Fund managers: Andrew Lapping, Duncan Artus, Jacques Plaut, Ruan Stander Allan Gray Equity Fund Fund description and summary of investment policy The Fund invests primarily in shares listed on the Johannesburg
More informationOLD MUTUAL UNIT TRUSTS SWITCHING FORM
OLD MUTUAL UNIT TRUSTS SWITCHING FORM To redeem units from one fund to invest in another fund HOW TO COMPLETE THIS APPLICATION FORM 1. Complete all sections from 1 to 7. Institutional investors must also
More informationLGIM s investment solutions From one of the UK s largest asset managers
For Professional Advisers LGIM s investment solutions From one of the UK s largest asset managers Legal & General Investment Management (LGIM) offers investment services across a broad spectrum of asset
More informationOLD MUTUAL UNIT TRUSTS TAX-FREE INVESTMENT
OLD MUTUAL S TAX-FREE INVESTMENT Unit Trusts Tax-Free Investment National Treasury has introduced new regulations to the Income Tax Act of South Africa that make investments of R33 000 per tax year (subject
More information23 November 2011 GLOBAL VALUE INVESTORS
Global Value Investors Limited Level 5 261 George Street Sydney NSW 2000 PO Box H104 Australia Square Sydney NSW 1215 Ph +61 2 8222 1100 Fax +61 2 8222 1199 ABN 76 111 397 392 AFSL 308107 www.gvi.com.au
More informationLOCAL INVESTMENT PLATFORM FUND LIST. Effective 11 July 2018
LOCAL INVESTMENT PLATFORM FUND LIST Effective 11 July 2018 CONTENTS Important definitions and notes 1 Allan Gray Local Investment Platform Fund List 5 Footnotes 11 Fundhouse ratings 12 Important information
More informationAn Introduction to Dynamic Overlay
Tactical investment strategy striving to preserve and grow client wealth An Introduction to Dynamic Overlay www.mrminv.com 12444 Powerscourt Drive Suite 350, St. Louis, MO 63131 1-(800) 233-1944 Q4 2018
More informationTempleton Emerging Markets Smaller Companies Fund
Franklin Templeton Investment Funds Templeton Emerging Markets Smaller Companies Fund Core Value Fund Profile Fund Details Inception Date 18 October 2007 Investment Style Benchmark(s) Core Value MSCI Emerging
More informationFund Availability on Linked Platforms
Fund Availability on Linked Platforms March 2015 01 About STANLIB 02 STANLIB Core Range 04 STANLIB Funds on External Guided Architecture Platforms 05 STANLIB Funds on Buy Lists 06 STANLIB Funds on External
More informationFranklin European Dividend Fund
Franklin Templeton Investment Funds Franklin European Dividend Fund Flex-Cap Blend Fund Profile Fund Details Inception Date 29 July 2011 Investment Style Flex-Cap Blend Benchmark(s) MSCI Europe Index Fund
More informationYOUR INVESTMENT OPTIONS
BNP PARIBAS RETIREMENT SAVINGS PLAN YOUR INVESTMENT OPTIONS VISTA RETIREMENT SAVINGS PLAN V I S T A ENTER The bank for a changing world CONTENTS DIFFERENT TYPES OF INVESTMENT...4 WHAT ARE THE MAIN RISKS?...5
More informationCORESHARES SCIENTIFIC BETA MULTI-FACTOR STRATEGY HARVESTING PROVEN SOURCES OF RETURN AT LOW COST: AN ACTIVE REPLACEMENT STRATEGY
CORESHARES SCIENTIFIC BETA MULTI-FACTOR STRATEGY HARVESTING PROVEN SOURCES OF RETURN AT LOW COST: AN ACTIVE REPLACEMENT STRATEGY EXECUTIVE SUMMARY Smart beta investing has seen increased traction in the
More informationACCESS MORE ALTERNATIVE INVESTING - THE NEW DIVERSIFICATION. A part of the FirstRand Group
ACCESS MORE ALTERNATIVE INVESTING - THE NEW DIVERSIFICATION A part of the FirstRand Group A B Today s global investment climate of prolonged uncertainty calls for a shift beyond the traditional understanding
More informationInvestment Platform Portfolio List as at 1 December 2016
Investment Platform Portfolio List as at 1 December 2016 GENERAL INFORMATION OVERVIEW FEES (Excl. VAT) Name Hollard Prime Money Market Maximise interest income, preserve the fund s capital and provide
More informationCORONATION FEE SCHEDULE COMPLETE FUND RANGE
If you would like an investment quote for comparison purposes, please contact our client service team. DOMESTIC - INCOME FUND Strategic Income Income The fund aims to achieve a higher return than a traditional
More informationStandard Bank International Fund Solutions. Discretionary Portfolio Service
Standard Bank International Fund Solutions Discretionary Service Standard Bank International Fund Solutions International Fund Solutions (IFS) is a long standing and stable team of highly experienced investment
More informationDiversified Managed Allocations
Diversified Managed Allocations Multi-strategy portfolios with a focus on flexibility Is this program right for you? DMA is designed for investors who: Want experienced, professional money managers to
More informationDiscovery Flexible Property Fund update
Discovery Flexible Property Fund update Avoiding the pitfalls of investing in a more uncertain environment November 2017 will mark the 10 th anniversary of the Discovery Flexible Property Fund managing
More informationCORPORATE PROFILE h o l d i n g s
CORPORATE PROFILE holdings COMPANY Novare was founded in South Africa in October 2000 as an independent investment advisory business. In 2006, the management of Novare took a strategic decision to expand
More informationThe Weekly Focus. A Market and Economic Update 17 September 2018
The Weekly Focus A Market and Economic Update 17 September 2018 Contents Newsflash...3 Market Comment... 3 Other Commentators... 4 Rates...6 STANLIB Money Market Fund... 6 STANLIB Enhanced Yield Fund...
More informationOLD MUTUAL SUPERFUND CHOICE/PRESERVER INVESTMENT GUIDE A USEFUL INVESTMENT GUIDE TO HELP YOU MAKE THE RIGHT INVESTMENT DECISIONS
OLD MUTUAL SUPERFUND CHOICE/PRESERVER INVESTMENT GUIDE A USEFUL INVESTMENT GUIDE TO HELP YOU MAKE THE RIGHT INVESTMENT DECISIONS ABOUT THIS INVESTMENT GUIDE The investment world can be complicated and
More informationStandard Bank Fundisa Fund. Saving for Tertiary Education
Standard Bank Fundisa Fund Saving for Tertiary Education What is Fundisa? The Standard Bank Fundisa Fund is an investment that allows investors to save money for the tertiary education of any South African
More informationCLASSIC LIST OF FUNDS
STANLIB Class Fund Charge (VAT excl.) Performance Risk Rating Regulation 28 Compliance STANLIB Money Market Fund *** R 0.50% Conservative STANLIB Institutional Money Market Fund **** B13 0.50% Conservative
More informationThe Matrix Review. December 2018
The Matrix Review December 2018 Why Matrix Fund Managers Diversified Business Long funds AUM = R5.9 billion Hedge funds AUM = R3.1 billion Robust investment process across asset classes Evolution Hedge
More informationLOCAL INVESTMENT PLATFORM FUND LIST EFFECTIVE 15 DECEMBER 2017 VERSION 9.13
LOCAL INVESTMENT PLATFORM FUND LIST EFFECTIVE 15 DECEMBER 2017 VERSION 9.13 IMPORTANT DEFINITIONS AND NOTES The primary aim of our investment platform is to offer investors choice and ease of administration
More informationVentura Managed Account Portfolios Superannuation (including Pension)
VENTURA MANAGED ACCOUNT PORTFOLIOS Ventura Managed Account Portfolios Superannuation (including Pension) Investment Model Menu 1 July 2016 This PDS is issued by Diversa Trustees Limited (the Trustee) ABN
More informationfebruary 2019
february 2019 Momentum multi-managed life stage portfolios returns for february 2019 Lifestages progression The portfolio range has a lifestage model which allows a member of a retirement fund
More information