You have a mission. Vanguard fixed income can help you achieve it.
|
|
- Beatrice Payne
- 6 years ago
- Views:
Transcription
1 You have a mission. Vanguard fixed income can help you achieve it.
2 Everything you do is focused on your mission. Key to its continuing success is a delicately balanced investment portfolio designed both to achieve long-term goals and meet the current needs of your beneficiaries. It s likely that fixed income allocations are an important element of your investment strategy. Yet, the proliferation of fixed income choices and managers can make any investor uncertain about the most appropriate fit for their unique needs and circumstances. Here s where Vanguard can help: Not only are we a leading provider of fixed income investments; we re also ranked second worldwide in assets managed for nonprofit organizations like yours Source: Pensions & Investments, as of December 31, 2013.
3 Qualities that set Vanguard fixed income apart A seasoned, stable team. Our fixed income professionals apply their deep expertise in a hub-and-satellite structure that ensures the right balance of independent thinking and teamwork. The team s depth helps ensure consistency and stability over the long run. Tight risk controls. A fully integrated, vigilant risk-management process permeates Vanguard s investment process to create long-term value for our shareholders. Alignment with your interests. Vanguard is owned by the Vanguard funds, which, in turn, are owned by their shareholders. With no outside owners to answer to and therefore no competing loyalties we make every decision with only your needs in mind. We continuously strive to lower costs so that more of your investment return can support your mission. 3
4 The best chance for investment success lies in the details World-class portfolio management Vanguard Fixed Income Group comprises more than 100 investment professionals, including portfolio managers, traders, analysts, researchers, and support staff. The overwhelming majority of the senior management team has more than two decades of fixed income experience most of that time with Vanguard. Their hub-and-satellite approach blends top-down and bottom-up inputs into portfolio management, which adds value from multiple uncorrelated sources with tight risk control. The hub is the senior strategy team, which develops a macro view, determines market-sector outlooks based on this view, and allocates the risk budget to the satellite teams. The satellite teams determine subsector allocations (Treasury, investment-grade corporate and noncorporate, CMBS/ABS, TIPS, MBS agency) and security selection. Vigilant risk control Vanguard investment-strategy professionals and those who manage our fixed income investments combine their experience, research and expertise, and sophisticated investment models and other tools to help ensure the integrity of the investments and their place in helping achieve your mission. Constant, robust risk management. Our risk management team of quantitative researchers, data analysts, and portfolio analysts apply sophisticated tools and their experience to control risk in our active and indexed fixed income investments. By choice, the team is a stand-alone group, reporting to Vanguard s chief investment officer. This segregation preserves the integrity of our rigid checks-andbalance system. 4
5 In-depth credit-risk research. Vanguard s credit analysts combine proprietary research tools and their deep experience to help protect against credits that could go bad and help provide inherent and expected results from a successful strategy. Their efforts have resulted in a consistent track record of success in helping shield your mission s beneficiaries from downside risk. Disciplined duration policies. Most nonprofit investment strategies, by their very nature, are long term. However, they must also accommodate liquidity to meet the shorter-term, continuing needs of beneficiaries. Vanguard fixed income investments span the duration array for any nonprofit portfolio from the very short term to the very long (30 years). Tight benchmark tracking for index investments. Even given a very long-term outlook and strategy, it s important for nonprofit investors like you to avoid the volatility that can compromise any current liquidity needs of your mission and its beneficiaries. Vanguard s sophisticated tools and riskmanagement techniques closely track each index investment s benchmark to help reduce portfolio risk. Active investments, of course, seek to achieve their anticipated returns. Aligned with you Oftentimes, the only method to seek improved performance from fixed income is to assume greater risk. Vanguard s low-cost approach to investing means more of an investment s performance is retained by our shareholders without enduring undue risk. Performance. Nonprofit investors have benefited from our rigorous framework for analyzing fixed income investments that have consistently outperformed their respective peers over one-, two-, three-, five, and ten-year periods. 2 2 For the one-year period ended June 30, 2014, 67 of 99 Vanguard bond funds outperformed their Lipper averages. For the three-year period ended June 30, 2014, 63 of 84 Vanguard bond funds outperformed their Lipper averages. For the five-year period ended June 30, 2014, 37 of 63 Vanguard bond funds outperformed their Lipper averages. For the ten-year period ended June 30, 2014, 45 of 51 Vanguard bond funds outperformed their Lipper averages. Results will vary for other time periods. Only funds with a minimum one-, three-, five-, or ten-year history, respectively, were included in the comparison. (Source: Lipper, a Thomson Reuters Company.) Note that the competitive performance represents past performance, which is not a guarantee of future results, and that all investments are subject to risks. For the most recent performance, visit institutional.vanguard.com/performance. 5
6 Let s start the conversation As a nonprofit investor, you know your mission and what you expect your investment strategy to accomplish. We d be privileged to begin the conversation with you or your consultant to learn more about your circumstances and share our approach to helping you further your mission. Contact your Vanguard representative or call
7 Institutional Investor Group P.O. Box 2900 Valley Forge, PA Connect with Vanguard > institutional.vanguard.com For more information about Vanguard funds, visit institutional.vanguard.com or call to obtain a prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing. All investing is subject to risk, including the possible loss of the money you invest. Bond funds are subject to the risk that an issuer will fail to make payments on time, and that bond prices will decline because of rising interest rates or negative perceptions of an issuer s ability to make payments. Investments in bonds are subject to interest rate, credit, and inflation risk. Diversification does not ensure a profit or protect against a loss. For institutional use only. Not for distribution to retail investors The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor. FISBRO
Vanguard s distinct approach to active taxable fixed income
Vanguard Business Perspectives Vanguard s distinct approach to active taxable fixed income Fixed income plays a crucial role in many investors portfolios. And whether you re looking to control equity risk,
More informationActive taxable bond funds
THE VANGUARD APPROACH Active taxable bond funds Through our experienced team; collaborative, risk-controlled process; and unique cost advantage, we strive to consistently provide competitive returns without
More informationVanguard Prime Money Market Fund Summary Prospectus
Vanguard Prime Money Market Fund Summary Prospectus December 22, 2017 Admiral Shares Vanguard Prime Money Market Fund Admiral Shares (VMRXX) The Fund s statutory Prospectus and Statement of Additional
More informationVanguard Target Retirement Funds. Outwardly simple. Inwardly sophisticated.
Vanguard Funds Outwardly simple. Inwardly sophisticated. A Fund will hold more stocks the further it is from its target date, seeking stocks high potential growth. Stocks also have the highest risk of
More informationVanguard s distinct approach to active fixed income
Vanguard s distinct approach to active fixed income Fixed income plays a crucial role in many investors portfolios. And whether you re looking to control equity risk, generate income in retirement or achieve
More informationSee Target Date Solutions FROM A WHOLE NEW PERSPECTIVE
See Target Date Solutions FROM A WHOLE NEW PERSPECTIVE Let s face it: These days, the retirement landscape is getting increasingly more complex. Participants are living longer. New fiduciary realities
More informationVanguard Variable Insurance Fund Money Market Portfolio Summary Prospectus
Vanguard Variable Insurance Fund Money Market Portfolio Summary Prospectus April 26, 2018 The Fund s statutory Prospectus and Statement of Additional Information dated April 26, 2018, as may be amended
More informationSix key topics nonprofit organizations should consider in 2018
Six key topics nonprofit organizations should consider in 2018 Nonprofit organizations operate in a complex and evolving financial world. As one of the world s largest investment managers, Vanguard has
More informationVanguard Pennsylvania Tax-Exempt Funds Prospectus
Vanguard Pennsylvania Tax-Exempt Funds Prospectus March 28, 2018 Investor Shares & Admiral Shares Vanguard Pennsylvania Municipal Money Market Fund Investor Shares (VPTXX) Vanguard Pennsylvania Long-Term
More informationTHE SCOUTING REPORT MANAGER-OF-MANAGERS AN ANALYSIS OF GUIDESTONE S INVESTMENT APPROACH EXECUTIVE SUMMARY
THE SCOUTING REPORT AN ANALYSIS OF GUIDESTONE S MANAGER-OF-MANAGERS INVESTMENT APPROACH EXECUTIVE SUMMARY GuideStone offers a substantial array of traditional equity and fixed income investment options,
More informationCHARITABLE & ENDOWMENT SERVICES
PNC ADVISORS INSTITUTIONAL INVESTMENT GROUP CHARITABLE & ENDOWMENT SERVICES Complete Investment Management and Administrative Solutions for the Non-Profit Community www.pncadvisors.com PLANNING FOR TODAY
More informationVoya Target Retirement Fund Series
Voya Target Retirement Fund Series The Target Date Choice to Help Keep Retirement Goals on Track Holistic Retirement Solution Sophisticated Glide Path Design Open Architecture Approach Blend of Active
More informationUSE EVERY ASSET CLASS TO YOUR ADVANTAGE
FOR PROFESSIONAL CLIENTS / QUALIFIED INVESTORS ONLY NOT FOR RETAIL USE OR DISTRIBUTION. USE EVERY ASSET CLASS TO YOUR ADVANTAGE J.P. Morgan Asset Management Multi-Asset Solutions Our multi-asset strategies
More informationExchange Traded Fund Strategies
Exchange Traded Fund Strategies 221 W. 6 th Street, Suite 1210 Austin, Texas 78701 Phone 512.477.3110 Fax 512.472.1046 Teresa Finney Senior Vice President, Investments Richard A. Funk, CFP First Vice President,
More informationVanguard Municipal Bond Funds Prospectus
Vanguard Municipal Bond Funds Prospectus February 23, 2018 Investor Shares & Admiral Shares Vanguard Municipal Money Market Fund Investor Shares (VMSXX) Vanguard Short-Term Tax-Exempt Fund Investor Shares
More informationIntermediary services. Investment expertise for professional advisers
Intermediary services Investment expertise for professional advisers ABOUT US Tilney s support for financial advisers started in the 1990s, although the roots of our company can be traced back much further
More informationLow costs, exceptional service for your retirement plan. Vanguard Retirement Plan Access TM
Low costs, exceptional service for your retirement plan Vanguard Retirement Plan Access TM An effective retirement plan As a plan sponsor, you know how overwhelming the details and responsibilities of
More informationMUTUAL FUND RESEARCH PROCESS
Identifying high quality managers // Clearly defined process KEY TAKEAWAYS Raymond James believes providing in-depth, unbiased research is an important tool for making the best investment decisions possible.
More informationZacks All-Cap Core Fund
Zacks All-Cap Core Fund The Fund s primary investment objective is capital appreciation. The Fund s secondary objective is to provide shareholders with income through dividends. This mutual fund may be
More informationOnePath Australian Shares
OnePath Australian Shares Fund overview OnePath Australian Shares gives you access to a diverse portfolio of shares in companies listed on the Australian Securities Exchange (ASX). About the manager UBS
More informationSEEKING A BALANCE OF SAFETY AND TOTAL RETURN
SEEKING A BALANCE OF SAFETY AND TOTAL RETURN PRUDENTIAL SHORT-TERM CORPORATE BOND FUND, INC. MORNINGSTAR OVERALL RATING Class R Class A, Q, and Z Positive performance in the past 26 out of 27 years Portfolio
More informationRBC SELECT PORTFOLIOS. Precision-built with investors in mind. 30years. Celebrating
RBC SELECT PORTFOLIOS Precision-built with investors in mind. Celebrating 30years RBC SELECT PORTFOLIOS RBC Select Portfolios Being a successful investor takes knowledge, time and patience. With RBC Select
More informationWe re here for you every step of the way
Connect with Vanguard > vanguard.com > 800-750-1520 All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a
More informationGet active with Vanguard factor ETFs
Get active with Vanguard factor ETFs Factor investing has gained attention in recent years, in part because of the rise of alternatively weighted indexes and smart-beta products. Yet factor investing has
More informationTarget-date fund adoption in 2014
Target-date fund adoption in 2014 IRA insights Vanguard research note March 2015 n In 2014, 45% of Vanguard participants were invested in a professionally managed account option, including 39% who were
More informationHow to choose investments for your retirement
How to choose investments for your retirement You have a lot of investment options in your retirement plan. Find out how to choose among them with this brochure. To put your financial plan into action,
More informationA distinctive solution for your plan and employees. TIAA-CREF Lifecycle Funds
A distinctive solution for your plan and employees TIAA-CREF Lifecycle Funds TIAA has nearly 100 years of experience managing money for retirement and nearly 60 years of asset allocation experience. Our
More informationLearn about exchange-traded funds. Investor education
Learn about exchange-traded funds Investor education Become a more knowledgeable exchange-traded funds investor In this education guide, you ll get answers to common questions about exchange-traded funds,
More informationA distinctive solution for your plan and employees. TIAA-CREF Lifecycle Funds
A distinctive solution for your plan and employees TIAA-CREF Lifecycle Funds TIAA-CREF s Lifecycle Funds offer distinct advantages: Asset allocation glidepath designed for longer lifespans Comprehensive
More informationLearn about bond investing. Investor education
Learn about bond investing Investor education The dual roles bonds can play in your portfolio Bonds can play an important role in a welldiversified investment portfolio, helping to offset the volatility
More informationSix key survey findings:
Six key survey findings: Gauging attitudes about target-date funds from plan sponsors and consultants Fall 2011 Executive summary. In March and April 2011, Vanguard partnered with Greenwich Associates
More informationLPL RESEARCH AT A GLANCE WHO WE ARE WHAT WE DO MEMBER FINRA/SIPC
LPL RESEARCH WHO WE ARE WHAT WE DO AT A GLANCE MEMBER FINRA/SIPC 1 ADVISOR S TRUSTED PARTNER LPL Research is your advisor s trusted partner. Our mission is simple: Provide independent and objective investment
More informationWell-Engineered Solutions
PIMCO Exchange-Traded Funds Well-Engineered Solutions PIMCO exchange-traded funds are designed to meet a broad range of investor needs, and provide access to our timetested investment process and world-class
More informationAdvisor Guide FOR ADVISOR USE ONLY NOT FOR DISTRIBUTION TO CLIENTS
Advisor Guide FOR ADVISOR USE ONLY NOT FOR DISTRIBUTION TO CLIENTS Managed solutions can provide many benefits to your practice. Their convenience allows you to shift your time from portfolio construction
More informationCREATING PERFORMANCE
CREATING PERFORMANCE ABOUT SYZ We are a Swiss banking group specialised in investment management. Founded in Geneva in 1996, our family shareholder structure guarantees our independence and strength.
More informationFIXED INCOME PORTFOLIO
FIXED INCOME PORTFOLIO 1 IN TODAY S UNCERTAIN MARKETS, you re likely looking for a partner to meet your fixed income objectives. Let Innealta Capital work with you to cultivate your portfolio with our
More informationVanguard Funds. Supplement to the Prospectus. Important Information Regarding Wire Redemptions
Vanguard Funds Supplement to the Prospectus Important Information Regarding Wire Redemptions Effective February 15, 2018, Vanguard will impose a $10 wire fee on outgoing wire redemptions from retirement
More informationNon-US US Non-US US Non-US US. What does that mean for you as an investor? Why Invesco International Growth Fund? 1 Consistency of performance
Invesco International Growth Fund Seeking quality growth abroad Equity Objective Seeks long-term growth of capital A: AIIEX C: AIECX Y: AIIYX R: AIERX R5: AIEVX R6: IGFRX Fund facts and figures 26 years
More informationThe 2018 outlook for fixed income: Balancing the secular and cyclical trends. For institutional use only. Not for distribution to retail investors.
The 2018 outlook for fixed income: Balancing the secular and cyclical trends Fixed income market and economic update 2 Executive summary Cyclical uptick in the midst of the secular trends Positive performance
More informationRisk-reduction strategies in fixed income portfolio construction
Risk-reduction strategies in fixed income portfolio construction Vanguard research March 2012 Executive summary. In this commentary, we expand upon previous research on the value of adding indexed holdings
More informationInvesco Diversified Dividend Fund. Building a solid foundation
Invesco Diversified Dividend Fund Building a solid foundation of dividend growers Equity Objective Seeks long-term capital growth with current income as its secondary objective Symbols A: LCEAX C: LCEVX
More informationBEHAVIORAL COACHING Vanguard Advisor s Alpha
BEHAVIORAL COACHING Vanguard Advisor s Alpha Deepen your client relationships > Tools for your clients. > Portfolio construction Vanguard Advisor s Alpha Behavioral coaching The fee-based Vanguard Advisor
More informationDifferentiating the American Funds Insurance Series. Invest in Funds Designed for Retirement
Differentiating the American s Insurance Series 2017 Invest in s Designed for Retirement Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they
More informationDoubleLine Core Fixed Income Fund. By Bonnie Baha Portfolio Manager, Global Developed Credit DoubleLine Capital LP. May 10, 2011
DoubleLine Core Fixed Income Fund By Bonnie Baha Portfolio Manager, Global Developed Credit DoubleLine Capital LP May 10, 2011 The DoubleLine Core Fixed Income Fund (the Fund ) is DoubleLine s flagship
More informationA wealth management firm centered on our clients individual needs.
A wealth management firm centered on our clients individual needs. Why Eagle Strategies and why an Eagle Strategies Advisor? Our tools may be similar, but our attitude is different. Eagle Strategies was
More informationEarly on, your needs were simple. The memory of
Client Guide Early on, your needs were simple. The memory of investing your first hard-earned dollars is etched in your mind. As you established yourself and began to experience success, your needs changed.
More informationMutual Fund Research Process
Mutual Fund Research Process Identifying high-quality managers // Clearly defined process KEY TAKEAWAYS Raymond James believes that providing in-depth, unbiased research is an important tool for making
More informationDESIGNED FOR TODAY S AND TOMORROW S INVESTMENT CHALLENGES
DESIGNED FOR TODAY S AND TOMORROW S INVESTMENT CHALLENGES PRUDENTIAL REAL ASSETS FUND EFFECTIVE JUNE 11, 2018, THE FUND S NEW NAME WILL BE PGIM REAL ASSETS FUND. FUND SYMBOLS WILL NOT CHANGE. Potential
More informationDifferentiating the American Funds Insurance Series. Invest in Funds Designed for Retirement
Differentiating the American s Insurance Series 2018 Invest in s Designed for Retirement Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they
More informationVanguard research July 2014
The Understanding buck stops the here: hedge return : Vanguard The impact money of currency market hedging funds in foreign bonds Vanguard research July 214 Charles Thomas, CFA; Paul M. Bosse, CFA Hedging
More informationINVESTING AT THE HEART OF TOMORROW
INVESTING AT THE HEART OF TOMORROW CONTENT PAGE 4 Message from Fullerton 6 8 9 15 Who we are Our Story Our Business Our People 2 MESSAGE Dear Valued Partner, Over the last 20 years, the world has become
More informationTarget-date fund adoption in 2013
Research note Target-date fund adoption in 2013 Vanguard research March 2014 Author Jean A. Young 1 In 2013, 4 in 10 Vanguard participants were invested in a professionally managed account option and 3
More informationThe Pokorny Group at Morgan Stanley Smith Barney. Your success is our success.
The Pokorny Group at Morgan Stanley Smith Barney Your success is our success. Our Mission With nearly two decades in the brokerage industry, we offer you an insightful and experienced team that is committed
More informationWelcome to Vanguard. How your money will move. June BorgWarner Retirement Savings Plan (099103)
Retirement Plan Conversion Welcome to Vanguard June 2016 How your money will move BorgWarner Retirement Savings Plan (099103) Unless you take action by 4 p.m., Eastern time, on July 22, 2016, your retirement
More informationFor Professional Investors or Advisers only. Schroders. Multi-Asset funds. Multi-Asset. Mastered.
For Professional Investors or Advisers only Schroders Multi-Asset funds Multi-Asset Mastered www.schroders.com/multi-asset We dynamically manage our portfolios over the economic cycle, to balance opportunity
More informationRREEF Property Trust. Integrity I Experience I Insight. Not available for use in Ohio.
RREEF Property Trust Integrity I Experience I Insight www.rreefpropertytrust.com Not available for use in Ohio. Properties pictured are owned by RREEF Property Trust. This material must be preceded or
More informationPioneer Multi-Sector Credit Strategy
Pioneer Multi-Sector Credit Strategy Profile, March 2015 For Professional Investor Use Only and Not to be Distributed to the Public. Strategy Overview The Pioneer Multi-Sector Credit Strategy takes a flexible
More informationAdvisor relationships
Advisor relationships and changing advice requirements Five key findings and action steps for advisors We ve partnered with Spectrem Group, an industry leader in primary investor research, to bring you
More informationLIFETIME WEALTH PORTFOLIOS
LIFETIME WEALTH PORTFOLIOS LIFETIME WEALTH PORTFOLIOS Investment Philosophy BRINKER CAPITAL LIFETIME WEALTH PORTFOLIOS SM SUB-ADVISERS ARE PRE- SCREENED INVESTMENT EXPERTS PROVIDING MARKET INSIGHT, ANALYSIS
More informationInvestment Management Philosophy
Investment Management Philosophy Executive Overview The investment marketplace has grown increasingly complex and unpredictable for individual investors. This reality may make it difficult for many people
More informationSlicing and dicing retirement plan fees: Allocation consideration for plan sponsors
Slicing and dicing retirement plan fees: Allocation consideration for plan sponsors Vanguard commentary December 2018 Executive summary As a result of fee disclosure requirements and fee litigation trends,
More informationMODEL WEALTH PORTFOLIOS. focus on. your future. LPL Financial Research
focus on your future LPL Financial Research Your Strategic Partner: LPL Financial Research Our Approach Your investment strategist consists of seasoned and accomplished industry veterans, comprising one
More informationPGIM INVESTMENTS. And the investment managers that make a difference. PGIM Fixed Income QMA
PGIM INVESTMENTS Bringing you the investment managers of Prudential Financial, Inc. PGIM INVESTMENTS And the investment managers that make a difference PGIM Fixed Income Jennison Associates QMA PGIM REAL
More informationUC Retirement Savings Plans Fund Descriptions (click on fund name to reach the specific fund description)
UC Retirement Savings Plans Fund Descriptions (click on fund name to reach the specific fund description) UC PATHWAY FUND UC Pathway Income Fund UC Pathway Fund 2015 UC Pathway Fund 2020 UC Pathway Fund
More informationA dynamic approach to investing
Portfolio Stabilizer funds available with a RiverSource variable annuity A dynamic approach to investing Issued by RiverSource Life Insurance Company, and in New York by RiverSource Life Insurance Co.
More informationPERSONAL WEALTH PORTFOLIOS. simplify. your life. With Investment Strategies
PERSONAL WEALTH PORTFOLIOS simplify your life With Investment Strategies The Personal Wealth Portfolios: Meeting Sophisticated Needs in a Single Account As an investor, your financial portfolio is more
More informationFranklin U.S. Rising Dividends Fund DIVIDENDS AN INDICATOR OF GROWTH
Franklin U.S. Rising Dividends Fund DIVIDENDS AN INDICATOR OF GROWTH The Strategy A Disciplined Approach to Stock Selection Franklin U.S. Rising Dividends Fund invests in high-quality, U.S. companies with
More informationYIELD SELECT. Strategy Overview ASSET MANAGEMENT
YIELD SELECT Strategy Overview ASSET MANAGEMENT THE SELECT STRATEGIES Balancing the Need for Income and Growth The path to establishing financial security for retirement can take many routes. How much
More informationSimplify, preserve and enhance.
Simplify, preserve and enhance. Your wealth is the cumulative result of your hard work, discipline, and astute management. Yet the opportunities it affords may also come with unique responsibilities,
More informationACCESS MORE ALTERNATIVE INVESTING - THE NEW DIVERSIFICATION. A part of the FirstRand Group
ACCESS MORE ALTERNATIVE INVESTING - THE NEW DIVERSIFICATION A part of the FirstRand Group A B Today s global investment climate of prolonged uncertainty calls for a shift beyond the traditional understanding
More informationRREEF Property Trust. Integrity I Experience I Insight. For Use in Ohio only.
RREEF Property Trust Integrity I Experience I Insight www.rreefpropertytrust.com For Use in Ohio only. Properties pictured are owned by RREEF Property Trust. This material must be preceded or accompanied
More informationSpecialist Diversified Fixed Income Fund
Specialist Diversified Fixed Income Fund Manager Profile January 2016 Adviser use only Investment Process Specialist Diversified Fixed Income Fund Investment process for this Fund is structured in the
More informationWESTERN ASSET MUNICIPAL BOND LADDERS
1Q 2018 Separately Managed Accounts WESTERN ASSET MUNICIPAL BOND LADDERS INVESTMENT PRODUCTS: NOT FDIC INSURED NO BANK GUARANTEE MAY LOSE VALUE Introduction Legg Mason Meet our investment managers Having
More informationQUANTITATIVE EQUITY MANAGEMENT
QUANTITATIVE EQUITY MANAGEMENT Our investment philosophy is rooted in the time-tested values of integrity, experience and discipline. We believe the pursuit of superior long-term investment performance
More informationASSET ALLOCATION MADE EASY
ASSET ALLOCATION MADE EASY REACHING YOUR GOALS AT YOUR PACE Most people can rattle off their investment goals: retirement, college tuition, a new house. That s easy. What s harder is successfully reaching
More informationThe HSBC Global Investment Funds Menu
The HSBC Global Investment Funds Menu Your Selection Simplified July 2012 For professional clients only www.globalfunds.hsbc.com This Fund Menu provides an overview of HSBC Global Investment Funds and
More informationMANAGED ACCOUNTS. Capital Directions. A guided approach to financial achievement
MANAGED ACCOUNTS Capital Directions A guided approach to financial achievement CAPITAL DIRECTIONS A UNIFIED MANAGED ACCOUNT THAT COMBINES FLEXIBILITY, SIMPLICITY, AND DISCIPLINE With a Capital Directions
More informationNonprofits face many challenges. Growing investments. to support your operational needs. Meeting the need for
H E L P I N G Y O U A C H I E V E Y O U R O R G A N I Z A T I O N S M I S S I O N F o u n d a t i o n & I n s t i t u t i o n a l A d v i s o r s Y O U R O R G A N I Z A T I O N S N E E D S A R E C O M
More informationThe Glenmede Fund, Inc. The Glenmede Portfolios
The Glenmede Fund, Inc. The Glenmede Portfolios Annual Report The performance for the portfolios shown on pages 2 to 4 and 6 to 24 represents past performance and is not a guarantee of future results.
More informationCOUNSEL RETIREMENT PORTFOLIOS PREPARE. PLAN. PROTECT. RETIRE PREDICTABLY
COUNSEL RETIREMENT PORTFOLIOS PREPARE. PLAN. PROTECT. RETIRE PREDICTABLY 2 Counsel Retirement Portfolios THE CONFIDENCE TO RETIRE PREDICTABLY Planning for retirement can be an exercise in uncertainty.
More informationFixed Income. Drawing on a spectrum of global fixed income opportunities to meet a range of client goals
1 Fixed Income Drawing on a spectrum of global fixed income opportunities to meet a range of client goals August 2018 For professional investors only. Switzerland: For Qualified Investors only. Not for
More informationInvestment changes are coming to your retirement plan
Investment changes are coming to your retirement plan Table of contents Page 2 About the investment changes Page 4 Your closing funds Page 5 What the fund closures mean to you Page 6 About the Vanguard
More informationFramework for investment policy statement
Framework for investment policy statement Overview An investment policy statement (IPS) is a written document that provides plan fiduciaries with a framework for plan investment decisions. A well-defined
More informationParticipants during the financial crisis: Total returns
Participants during the financial crisis: Total returns 2005 2010 Vanguard research November 2011 Executive summary. For the 2005 2010 period, the typical defined contribution (DC) plan participant earned
More informationActive or passive? Tips for building a portfolio
Active or passive? Tips for building a portfolio Jim Nelson: Actively managed funds or passive index funds? It s a common question that many investors and their advisors confront during portfolio construction.
More informationFor professional investors and advisers only
Schroders Euro Corporate Bond Product description Schroder ISF Euro Corporate Bond aims to generate significant, above-average benchmark returns. The team invests predominantly in investment grade corporate
More informationVanguard Inflation-Protected Securities Fund
Vanguard - Product Summary Invests primarily in Treasury inflation-protected securities. Seeks inflation protection and income consistent with Treasury inflation-protected securities. Principal and interest
More informationUMA Model Portfolios Professional Advice for Your Unified Managed Account
UMA Model Portfolios Professional Advice for Your Unified Managed Account B The introduction of unified managed accounts has helped many investors to consolidate and streamline their investment portfolios.
More informationIntroduction. Types of white-label funds. What are white-label funds? Single-manager. Single-asset class multimanager
V A N G U A R D C O M M E N T A R Y Considering custom for your DC plan May/June 2018 Authors: Michael Palazzi, CFA, CFP James Martielli, CFA John Croke, CFA Executive summary As defined contribution (DC)
More informationArtisan Partners Global Equity Team Investment Philosophy and Process
Artisan Partners Global Equity Team Investment Philosophy and Process Artisan Global Equity Fund Artisan International Fund Artisan International Small Cap Fund We believe investing in high-quality companies
More informationThinking ahead. That s Forethought.
Thinking ahead. That s Forethought. SM Who is Forethought? Forethought Life Insurance Company, a subsidiary of Global Atlantic Financial Group Limited, is a forward-thinking issuer of life insurance and
More informationWhat makes Vanguard different?
What makes Vanguard different? Stability and experience Low-cost investing Client focus This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.
More informationINTRODUCTION BEST PRACTICES
INTRODUCTION The importance of selecting the proper Outsourced CIO (OCIO) cannot be overstated. As fiduciaries, trustees are expected to act in the best interest of plan participants and their beneficiaries.
More informationTIAA-CREF Asset Management. Discipline. Expertise. Forward thinking.
TIAA-CREF Asset Management Discipline. Expertise. Forward thinking. Investing looks better with a long-term view. Since 1918, TIAA-CREF s mission has been to help clients achieve their financial objectives
More informationOur Edge in Emerging Markets Fixed Income
RECOGNISING EXCELLENCE Our Edge in Emerging Markets Fixed Income Experience + Research + Performance The Global Investor Investment Excellence Awards 2015 has named Pioneer Investments Fixed Income Manager
More informationInvesting with Vanguard
Investing with 2 Trusted by institutions worldwide was founded in the United States in 1975 on a simple but revolutionary idea that an investment company should manage the funds it offers in the sole interest
More informationRisk averse. Patient.
Risk averse. Patient. Opportunistic. For discretionary use by investment professionals. Litman Gregory Portfolio Strategies at a Glance We employ tactical asset allocation by identifying undervalued asset
More informationMINT An actively managed alternative to low money market yields and short-duration index ETFs
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund (MINT) PIMCO ETFs MINT An actively managed alternative to low money market yields and short-duration index ETFs Putting Cash to Work for Greater
More informationAMP Capital Corporate Bond Fund
AMP Capital Corporate Bond Fund Dated: 24 February 2011 Issued by AMP Capital Investors Limited ABN 59 001 777 591 AFSL 232497 Product Disclosure Statement For investments through a master trust or wrap
More informationINVESTMENT PHILOSOPHY A five-step investment process designed to achieve investment goals across all market conditions.
INVESTMENT PHILOSOPHY A five-step investment process designed to achieve investment goals across all market conditions. seic.com SEI takes an innovative and disciplined investment approach that offers
More information