Philosophy. The guiding principles of the Harbour investment philosophy are focused on three main qualities:

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2 Philosophy The guiding principles of the Harbour investment philosophy are focused on three main qualities: Capital protection Our priority is to protect our investors capital by incorporating a margin of safety at every level of the investment process. The Harbour portfolios are carefully constructed with the objective of steady growth of capital while minimizing volatility and managing risk. We believe the best way to make money is not to lose it. Independent thought We seek out high-quality companies with an unbiased view of their potential. We like to identify investment opportunities in stable companies with unrealized value that is not recognized by other investors. The Harbour funds can differ greatly from the index and have high active share. Partnership We value our relationship with our investors and view them as long-term partners. We are committed to communicating clearly and regularly to ensure that our clients confidence and expectations mirror our own. As investors we work as a team, sharing ideas and insights openly, while taking individual responsibility to deliver strong risk-adjusted returns.

3 Managed by Paul Sandhu Co-manager (fixed income) Roger Mortimer Senior Portfolio Manager* Gurveer Kehal Associate Portfolio Manager *Associated with CI Global Investments Inc., a firm registered with the U.S. Securities and Exchange Commission and an affiliate of CI Investments Inc. Certain funds associated with Harbour Advisors are sub-advised by CI Global Investments Inc.

4 How Harbour Achieves Better Balance Harbour Global Growth & Income Corporate Class Fixed-income component: Diversified equity strategy: - Contributes income - Reduces volatility - Provides balance - Equity yield leads with income - High-quality long-term holdings - Select growth opportunities

5 GOVERNMENT BONDS (ACTIVE) INVESTMENT GRADE CORPORATE BONDS (ACTIVE) CASH GROWTH EQUITIES EQUITY YIELD GROWTH & INCOME EQUITIES

6 Better Returns Harbour Global Growth & Income Corporate Class Overall Morningstar Rating As at September 30, 2017 Class F 3 YEAR 1 YEAR 5 YEAR 8.9% 8.5% 12.2% 10 YEAR INCEPTION Source: Morningstar 5.7% 6.3% Inc. Date: 12/23/02 Returns represent the compound annual return of the fund after fees. Harbour Global Growth & Income outperformed over 75% of all the funds in the Global Equity Balanced category over 3, 5 and 10 years.

7 Better Risk- Adjusted Returns Sharpe Ratio Overall Morningstar Rating As at September 30, 2017 Class F 1 YEAR 3 YEAR 5 YEAR 10 YEAR Source: Morningstar Sharpe ratio is a measure of the risk-adjusted return.

8 Better Relative Returns Quartile Rankings Overall Morningstar Rating As at September 30, 2017 Class F 1 YEAR 3 YEAR 5 YEAR 10 YEAR 1 st 1 st 1 st 1 st Source: Morningstar Over 1, 3, 5 and 10 years, the performance of Harbour Global Growth & Income ranked in the top 25% of all funds in the Global Equity Balanced category.

9 Better Communication With Our Investor Partners Blogs: Created on a regular basis Designed to share what we are thinking about Podcasts: Created on an ad hoc basis Designed to provide you with an update on macro, or fund-specific events. Market Commentaries: Created quarterly An in-depth analysis of our current macro views, an overview of fund holdings and allocations, and outlook.

10 Legal Terms & Conditions Commissions, trailing commissions, management fees and expenses may be associated with mutual fund investments. Please read the prospectus before investing. The indicated rates of return are the historical annual compounded total returns including changes in security value. All performance data assume reinvestment of all distributions or dividends and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. CI Investments, the CI Investments design, Harbour Advisors and Harbour Funds are registered trademarks of CI Investments Inc. This communication is published by CI as a general source of information and is not intended to provide personal legal, accounting, investment or tax advice. Facts and data provided by CI and other sources are believed to be reliable when posted; however, CI cannot guarantee that they are accurate or complete or that they will be current at all times. This report may contain forward-looking statements about the fund, its future performance, strategies or prospects, and possible future fund action. These statements reflect the portfolio managers current beliefs and are based on information currently available to them. Forwardlooking statements are not guarantees of future performance. We caution you not to place undue reliance on these statements as a number of factors could cause actual events or results to differ materially from those expressed in any forward-looking statement, including economic, political and market changes and other developments. CI and its affiliates will not be responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this presentation. Harbour Advisors is a division of CI Investments Inc. Certain funds associated with Harbour Advisors are sub-advised by CI Global Investments Inc., a firm registered with the U.S. Securities and Exchange Commission and an affiliate of CI Investments Inc.

11 Quartile rankings, expressed in terms of rank (1, 2, 3, or 4), are comparisons of the fund s performance to other funds in its category, ranked out of the total number of eligible funds by time periods. Quartile rankings are based on the Canadian Investment Funds Standards Committee s categories listed at cifsc.org, and are subject to change monthly. Morningstar Ratings 2017 Morningstar Research Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Morningstar Ratings reflect performance as of September 30, 2017 and are subject to change monthly. The ratings are calculated from a fund s 3, 5 and 10-year returns measured against 91-day Treasury bill and peer group returns. For each time period the top 10% of the funds in a category get five stars. The Overall Rating is a weighted combination of the 3, 5 and 10-year ratings. For greater detail see For Harbour Global Growth & Income Corporate Class F, the star ratings and number of Global Equity Balanced funds for each period are as follows: overall 5 stars, 3 years 5 stars, 679 funds, 5 years 5 stars, 466 funds, 10 years 4 stars, 217 funds.

12 Fund Codes CLASS A FEL DSC LL CLASS F CLASS EF Harbour Global Growth & Income CIG2306 CIG3306 CIG1306 CIG4306 CIG15003