Infond Mutual Funds FACT SHEETS

Transcription

1 Infond Mutual Funds FACT SHEETS Click on the fund you are interested in: Infond Alfa Infond Beta Infond Bond - Euro Infond BRIC Infond Consumer Infond Delniški Infond Družbeno odgovorni Infond Dynamic Infond Infond uropa Infond Frontier Infond Global Infond Hrast Infond Krekov Globalni Infond Life Infond Money - Euro Infond PanAmerica Infond PBGS Infond Technology Infond Mutual Funds December 2016

2 +7,56% +24,01% +18,81% Infond Alfa, mixed subfund A minimum of 35 % of its net assets are invested in equities with neither geografical nor sectoral limitation. The Fund invests maximum of 65 % of its assets in debt securities of issuers from anywhere around the world. As a mixed subfund, Infond Alfa is geared toward investors who are looking for a mixture of safety, income and modest capital appreciation. The recommended duration of an investment is at least five years. TOP 10 Holdings as at % NEXT FUNDS JPX NIKKEI 400 JP ,49 PETROL - PETGSV 3.25 XS ,68 AMAZON US ,98 ENEL - ENELIM 5 XS ,98 ASML HOLDING - ASML XS ,94 REPUBLIC OF CROATIA - CROATI XS ,87 APPLE US ,87 RABOBANK - RABOBK 4.75 XS ,81 ALPHABET US02079K3059 1,81 BLACKROCK US09247X1019 1,80 Net asset value (NAV) 64,55 Total Net Assets () ,0 Inception date SI indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 4. The Fund has been classified in the category 4 as the values of those investments have experienced a medium rate of change in the past. The fund may invests a substantial portion in bonds and/or debt investments instruments, the value of which depends on whether the issuer is able to afford its payments. The risk of default is continuously present and can cause your investment to suffer a loss. 66,00 64,00 62,00 60,00 58,00 56,00 54,00 52,00 50,00 48,00 46,00 44,00 42,00 40,00 Infond Alfa Slovenia 11,86 10,89 7,98 4,68 Germany 4,17 Switzerland 2,86 Canada 2,47 Great Britain 2,42 15,71 34,66 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % 40 % 58,48 Bonds 33,24 Open-end investment funds 3,49 Money market instruments 2,49 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % Bonds 33,24 12,31 10,46 6,92 6,73 6,27 6,01 5,32 Materials 4,06 6,38 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

3 +6,39% +30,87% +67,26% Infond Beta, developed markets equity subfund Infond Beta is an equity subfund of the. It invests a minimum of 85% of its net assets in equities issued by companies anywhere in the world with no sectoral limitation. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 10,15 Total Net Assets () Inception date TOP 10 Holdings as at % APPLE US ,09 ALPHABET US02079K3059 2,27 FACEBOOK US30303M1027 2,21 ROCHE HOLDING CH ,10 JPMORGAN CHASE US46625H1005 2,08 SHIRE JE00B2QKY057 2,07 BNP PARIBAS FR ,02 SUMITOMO MITSUI FINANCIAL GROUP JP ,95 GILEAD SCIENCES US ,93 WELLS FARGO US ,90 that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as it invests in equities and is in a higher category as the values of those investments have experienced a higher rate of change in the past. 11,00 Infond Beta 41,76 10,25 9,00 10,08 8,00 Switzerland 6,94 7,00 Germany 6,60 6,00 Great Britain 5,68 5,00 5,37 4,00 Ireland 2,74 3,00 Spain 2,73 4,55 89,21 Open-end investment funds 7,49 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % 80 % 90 % 100 % 0 % 10 % 20 % 30 % 40 % 50 % 18,65 13,01 11,45 10,79 9,71 8,80 6,72 Materials 4,76 Telecommunication Services 3,02 9,79 0 % 5 % 10 % 15 % 20 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

4 +2,14% +8,7 +7,39% Infond Bond - Euro, bond subfund Investment policy Infond Bond - Euro (the bond subfund of s) invests a minimum of 90 % of its net assets in bond funds and debt securities of issuers anywhere in the world, at least 70 % are nominated in O. Investors with low risk tolerance or risk averse investors. Net asset value (NAV) Total Net Assets () Inception date Fund overview as at SI , max. 1,5 % 1, TOP 10 Holdings as at % PETROL - PETGSV 3.25 XS ,98 ROMANIA - ROMANI XS ,65 REPUBLIKA SLOVENIJA - SLOREP SI ,62 REPUBLIKA SLOVENIJA - SLOREP SI ,61 REPUBLIC OF IRELAND - IRISH 5.4 IE00B4TV0D44 2,15 REPUBLIC OF LATVIA - LATVIA XS ,11 REPUBLIC OF POLAND - POLAND XS ,10 RABOBANK - RABOBK 4.75 XS ,07 REPUBLIC OF ITALY - BTPS 5 IT ,02 CZECH REPUBLIC - CZECH XS ,00 EU rules. The calculation is based on historical data that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and int. rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. On the basis of price fluctuations measured in the past, the fund has been classified in the category 3 as the values of those investments have experienced a low to medium rate of change in the past and its share price fluctuates comparatively little and the likelihood of both losses and gains is therefore relatively low.the fund invests a substantial portion in bonds, the value of which depends on whether the issuer is able to afford its payments. The risk of default is continuously present and can cause your investment to suffer a loss. 15,00 Infond Bond - Euro Slovenia 15,96 14,00 Italy 7,85 13,00 Spain 6,93 12,00 11,00 9,00 Austria Germany Czech Republik 6,30 6,12 5,58 5,34 4,82 8,00 4,47 31,35 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % Corporate 39,15 Bonds 94,72 Government 38,78 Financial institutions 16,79 0,00 20,00 40,00 % 60,00 80,00 100,00 0,00 5,00 15,00 20,00 % 25,00 30,00 35,00 40,00 45,00 Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

5 +10,74% +14,65% +18,16% Infond BRIC, equity subfund The Fund invests primarily in equities of companies based in the BRIC countries Brazil, Russia, India and China (including Hong Kong) and in companies expected to benefit from developments in the economies of the BRIC countries. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. TOP 10 Holdings as at % TENCENT HOLDINGS KYG ,38 ALIBABA US01609W1027 4,09 BAIDU US ,93 CHINA MOBILE US16941M1099 3,51 LUKOIL US69343P1057 3,48 STATE BANK OF INDIA US ,99 TATNEFT US ,86 RELIANCE INDUSTRIES US ,83 CTRIP US22943F1003 2,58 ICICI BANK US45104G1040 2,42 SI Net asset value (NAV) 21,26 Total Net Assets () max. 5 % Inception date indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 6. The Fund has been classified in the category 6 as it invests in equities and is in a highest category as the values of those investments have experienced a high rate of change in the past. 27,00 25,00 23,00 Infond BRIC China 48,59 21,00 19,00 17,00 15,00 13,00 India Brazil 12,83 25,62 11,00 9,00 Russia 11,03 0 % 10 % 20 % 30 % 40 % 50 % 60 % 18,87 89,35 13,97 16,97 13,50 7,14 5,60 5,41 Open-end investment funds 8,72 Telecommunication Services 3,52 Materials 3,14 9,95 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % 80 % 90 % 100 % 0 % 5 % 10 % 15 % 20 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

6 +3,01% +29,11% +49,97% Infond Consumer, equity subfund Infond Consumer, the equity subfund of the, invests at least 80 % of its assets in equities from and Discretionary sector. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 1,40 Total Net Assets () Inception date TOP 10 Holdings as at % AMAZON US ,83 NESTLE CH ,85 LOWE'S COMPANIES US ,05 CVS CAREMARK US ,85 PROCTER & GAMBLE US ,83 PEPSI US ,76 THE WALT DISNEY COMPANY US ,54 TOYOTA MOTOR CORPORATION JP ,52 COMCAST US20030N1019 2,49 UNILEVER NL ,39 indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as it invests in equities and is in a higher category as the values of those investments have experienced a higher rate of change in the past. 2,00 1,75 1,50 1,25 1,00 0,75 0,50 0,25 0,00 Infond Consumer Great Britain Germany Switzerland Belgium Mexico 7,91 7,88 6,82 6,00 4,71 3,38 2,35 1,00 3,00 55,69 0 % 10 % 20 % 30 % 40 % 50 % 60 % 49,74 98,74 49,00 0 % 20 % 40 % 60 % 80 % 100 % 120 % 0 % 10 % 20 % 30 % 40 % 50 % 60 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

7 +8,84% +22,15% +36,71% Infond Delniški, equity subfund Infond Delniski, the global equity subfund of invests a minimum of 85% of its net assets in equities issued by companies anywhere in the world with no sectoral limitation. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 2,54 Total Net Assets () Inception date TOP 10 Holdings as at % JPMORGAN CHASE US46625H1005 2,19 APPLE US ,06 GENERAL MOTORS US37045V1008 1,95 BNP PARIBAS FR ,95 SUMITOMO MITSUI FINANCIAL GROUP JP ,94 3M US88579Y1010 1,91 UNION PACIFIC US ,90 FEDEX US31428X1063 1,89 MITSUBISHI UFJ FINANCIAL JP ,88 REPSOL ES ,87 that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as it invests in equities and is in a higher category as the values of those investments have experienced a higher rate of change in the past. 2,80 2,60 2,40 2,20 2,00 1,80 1,60 1,40 Infond Delniški 8,54 China 7,73 India 4,38 4,16 3,84 Switzerland 3,78 41,76 1,20 1,00 Germany Taiwan 3,31 3,24 15,59 0 % 10 % 20 % 30 % 40 % 50 % 24,61 90,62 13,50 11,18 9,43 Materials 9,04 8,46 Open-end investment funds 5,71 8,46 5,94 5,71 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % 80 % 90 % 100 % 0 % 5 % 10 % 15 % 20 % 25 % 30 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

8 +5,37% +32,31% +69,61% Infond Družbeno odgovorni, developed markets eq. subfund Infond Družbeno odgovorni invests at least 8 of its net assets in equities of global large cap companies that are either included in the Dow Jones Sustainability Index World or meet the criteria of corporate social responsibility. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. TOP 10 Holdings as at % ACCENTURE IE00B4BNMY34 3,01 PNC US ,00 CME GROUP US12572Q1058 2,96 GENERAL ELECTRIC US ,95 UNITED NATURAL FOODS US ,89 MITSUBISHI UFJ FINANCIAL JP ,87 ALPHABET US02079K3059 2,77 NEW RESIDENTIAL INVESTMENT US64828T2015 2,75 MICROSOFT US ,73 DEUTSCHE POST DE ,69 Net asset value (NAV) 30,13 Total Net Assets () Inception date SI indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as it invests in equities and is in a higher category as the values of those investments have experienced from middle to high rate of change in the past. 34,00 32,00 30,00 28,00 26,00 24,00 22,00 20,00 18,00 16,00 14,00 12,00 Infond Družbeno odgovorni 13,83 Switzerland 5,20 Canada 3,72 3,20 Ireland 3,01 Germany 2,69 1,86 Sweden 1,63 55,70 2,45 0 % 10 % 20 % 30 % 40 % 50 % 60 % 27,77 22,53 10,48 93,29 10,40 9,46 8,97 Materials 1,89 0 % 20 % 40 % 60 % 80 % 100 % Utilities 1,79 0 % 5 % 10 % 15 % 20 % 25 % 30 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

9 Infond Dynamic, equity subfund +8,08% +29,18% +43,53% Infond Dynamic is a global equity subfund, that invests in equities issued by companies worldwide with no sectoral limitation. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 5,59 Total Net Assets () % Inception date TOP 10 Holdings as at % GILEAD SCIENCES US ,88 ALIBABA US01609W1027 5,41 BNP PARIBAS FR ,94 BERKSHIRE HATHAWAY US ,80 ISHARES MSCI EMERGING MARKETS US ,79 APPLE US ,76 US BANCORP US ,43 THE WALT DISNEY COMPANY US ,30 HIT SI ,75 ALPHABET US02079K3059 3,58 that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as it invests in equities and is in a higher category as the values of those investments have experienced a higher rate of change in the past. 6,00 Infond Dynamic 52,87 China 11,64 5,00 9,52 Switzerland 7,73 4,00 Slovenia 3,75 South Korea 2,76 3,00 Taiwan 1,06 Brazil 0,87 2,00 Mexico 0,54 4,79 0 % 10 % 20 % 30 % 40 % 50 % 60 % 28,15 90,74 19,48 16,57 15,73 6,75 Open-end investment funds 4,79 4,79 2,70 1,36 0 % 20 % 40 % 60 % 80 % 100 % 0 % 5 % 10 % 15 % 20 % 25 % 30 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

10 Infond, equity subfund +21,4 +2,57% +6,44% Infond invests primarily in common stocks and normally invests at least 8 of assets in securities of companies principally engaged in the energy field. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 13,08 Total Net Assets () Inception date TOP 10 Holdings as at % EXXON MOBIL US30231G1022 8,71 ROYAL DUTCH SHELL GB00B03MLX29 6,83 CHEVRON US ,71 TOTAL FR ,73 BP PLC GB ,69 SCHLUMBERGER AN ,51 UTILITIES SELECT SECTOR SPDR US81369Y8865 3,41 ISHARES GLOBAL UTILITIES US ,08 VALERO ENERGY US91913Y1001 3,00 EXELON US30161N1019 2,93 indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 6. The Fund has been classified in the category 6 as it invests in equities and is in a higher category as the values of those investments have experienced a higher rate of change in the past. 16,00 Infond 53,96 14,00 6,83 12,00 Great Britain Canada 5,97 5,52 5,52 8,00 6,00 4,00 Spain Germany Italy China 4,44 4,35 4,19 3,20 3,08 0 % 10 % 20 % 30 % 40 % 50 % 60 % Oil, Gas & Consumable Fuels 67,58 90,57 Utilities 16,00 Equipment & Services 6,99 Open-end investment funds 6,49 6,49 0 % 20 % 40 % 60 % 80 % 100 % 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % 80 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

11 +3,09% +7,14% +33,65% Infond uropa, equity subfund Infond uropa is an equity subfund of. The fund s objective is capital appreciation. The fund invests primarily in European equities. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 4,57 Total Net Assets () Inception date TOP 10 Holdings as at % ROCHE HOLDING CH ,27 NESTLE CH ,14 SANOFI FR ,06 ISHARES MSCI SPAIN US ,04 BNP PARIBAS FR ,78 ING GROEP NL ,71 UBS CH ,32 SHIRE JE00B2QKY057 2,30 BP PLC GB ,16 UNILEVER NL ,10 indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 6. The Fund has been classified in the category 6 as it invests in equities and is in a higher category as the values of those investments have experienced a higher rate of change in the past. 5,50 5,00 Infond uropa Germany 15,27 24,74 4,50 Switzerland 13,23 4,00 3,50 3,00 2,50 2,00 Great Britain Spain Italy Ireland Sweden 11,08 9,79 6,90 4,18 4,00 3,08 2,34 0 % 5 % 10 % 15 % 20 % 25 % 30 % 88,28 Open-end investment funds 6,33 0 % 20 % 40 % 60 % 80 % 100 % 17,90 13,01 12,38 11,47 9,91 Materials 7,73 6,40 3,61 Telecommunication Services 3,55 8,65 0 % 5 % 10 % 15 % 20 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

12 +10,66% +1,35% +9,01% Infond Frontier, equity subfund Infond Frontier is an equity subfund of. The Fund's objective is capital appreciation. The Fund invests primarily in equities and equity funds based in Frontier and Emerging Markets (excluded Brazil, Russia, India and China). The fund is suitable for investors who are willing to assume higher risk and invest over the long term. TOP 10 Holdings as at % MERCADOLIBRE US58733R1023 3,96 GRUPO FINANCIERO BANORTE MXP ,91 GRUPO TELEVISA US40049J2069 2,82 CREDICORP BMG2519Y1084 2,75 TAIWAN SEMICONDUCTOR US ,74 GRUPO FINANCIERO SANTANDER MEXICO US40053C1053 2,68 SAMSUNG US ,67 ARCOS DORADOS VGG0457F1071 2,66 YPF US ,62 MITRA ADIPERKASA ID ,55 SI Net asset value (NAV) 13,22 Total Net Assets () max. 5 % 2,5 Inception date that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 6. The Fund has been classified in the category 6 as it invests in equities and is in a higher category as the values of those investments have experienced higher rate of change in the past. 16,00 15,00 14,00 13,00 12,00 11,00 9,00 8,00 7,00 6,00 Infond Frontier Mexico South Korea South Africa Indonesia Argentina Taiwan Philippines Peru Thailand 6,14 3,93 2,75 2,54 11,42 9,85 9,24 15,31 16,67 19,37 0 % 5 % 10 % 15 % 20 % 25 % 21,76 95,36 16,27 18,21 10,61 7,34 6,98 Open-end investment funds 1,86 Materials Telecommunication Services 6,74 4,38 1,80 3,13 0 % 20 % 40 % 60 % 80 % 100 % 120 % 0 % 5 % 10 % 15 % 20 % 25 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

13 +10,61% +29,4 +17,05% Infond Global, mixed subfund Infond Global is global mix subfund of s. It invests in equities and bonds with niether geografical nor sectoral limitation. The fund's equity portfolio is well-diversified and consists mainly of global Blue Chip stocks As a mixed subfund, Infond Global is geared toward investors who are looking for a mixture of safety, income and modest capital appreciation. The recommended duration of an investment is at least five years. TOP 10 Holdings as at HIT SI ,82 LYXOR ETF JAPAN FR ,75 ISHARES MSCI JAPAN US46434G8226 2,61 AIRBUS NL ,54 REPUBLIKA SLOVENIJA - SLOREP SI ,30 ROYAL DUTCH SHELL GB00B03MLX29 2,26 WELLS FARGO US ,12 JPMORGAN CHASE US46625H1005 1,89 SDH - SOS3 SI ,81 BNP PARIBAS FR ,75 % SI Net asset value (NAV) 9,79 Total Net Assets () % 2,0 Inception date that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as the values of those investments have experienced a medium to high rate of change in the past. The fund may invests a substantial portion in bonds and/or debt investments instruments, the value of which depends on whether the issuer is able to afford its payments. The risk of default is continuously present and can cause your investment to suffer a loss. 11,00 Infond Global 22,81 Slovenia 19,27 9,00 12,06 8,00 7,00 6,00 5,00 Germany Switzerland Great Britain 5,28 4,00 3,80 1,60 9,45 4,00 Sweden 1,53 9,62 0 % 5 % 10 % 15 % 20 % 25 % 67,13 14,48 14,18 12,50 Bonds 12,05 Bonds 7,44 12,05 Open-end investment funds 8,24 5,16 6,98 4,74 Money market instruments 2,00 Money market instrument 2,00 9,89 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % 80 % 0 % 2 % 4 % 6 % 8 % 10 % 12 % 14 % 16 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

14 +7,24% +20,84% +23,15% Infond Hrast, mixed subfund Infond Hrast, the global mix subfund of s invests a minimum of 35% and maximum of 65% of its net assets in equities with niether geografical nor sectoral limitation. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 34,83 Total Net Assets () ,0 Inception date TOP 10 Holdings as at % NEXT FUNDS JPX NIKKEI 400 JP ,38 APPLE US ,94 REPUBLIKA SLOVENIJA - RS53 SI ,85 REPUBLIC OF CROATIA - CROATI XS ,84 ASML HOLDING - ASML XS ,83 CAP GEMINI - CAPFP 2.5 FR ,82 ALPHABET US02079K3059 1,80 REPUBLIC OF ITALY - BTPS 5 IT ,79 K+S - SDFGR XS ,79 PETROL - PETGSV 3.25 XS ,79 that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 4. The Fund has been classified in the category 4 as the values of those investments have experienced a medium rate of change in the past. The fund may invests a substantial portion in bonds and/or debt investments instruments, the value of which depends on whether the issuer is able to afford its payments. The risk of default is continuously present and can cause your investment to suffer a loss. 40,00 Infond Hrast 31,90 35,00 Slovenia 9,47 13,50 30,00 7,45 25,00 Germany 5,13 4,79 20,00 15,00 Switzerland Great Britain Croatia 2,82 2,38 1,84 16,34 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % 57,14 Bonds 32,72 11,96 10,44 Bonds 32,72 6,45 6,34 Open-end investment funds 3,38 5,60 5,53 5,52 Money market instruments 2,38 Materials 4,22 6,84 0 % 10 % 20 % 30 % 40 % 50 % 60 % 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

15 +18,03% +20,1 +44,38% Infond Krekov Globalni, equity subfund Infond Krekov Globalni, the equity subfund of the, invests at least 85 % of its assets in equities of domestic and global large cap companies. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 9,01 Total Net Assets () % Inception date TOP 10 Holdings as at % ISHARES EM DIVIDEND US ,58 WISDOMTREE EM SMALLCAP DIVIDEND US97717W2816 5,52 SPDR S&P EM DIVIDEND US78463X5335 5,45 VALERO ENERGY US91913Y1001 2,34 UPM-KYMMENE FI ,30 TENARIS LU ,22 RENAULT FR ,17 KONICA MINOLTA JP ,15 ERICSSON SE ,11 YARA INTERNATIONAL NO ,09 indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as the values of those investments have experienced a medium to high rate of change in the past. 9,00 8,00 Infond Krekov Globalni Great Britain 9,49 5,32 38,60 7,00 6,00 5,00 4,00 3,00 Finland Taiwan Australia Italy 4,09 3,79 3,72 3,72 2,22 2,17 24,83 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % 40 % 81,40 Open-end investment funds 16,55 0 % 20 % 40 % 60 % 80 % 100 % 19,79 16,55 15,44 11,52 9,47 8,35 Materials 8,02 7,19 1,62 0 % 5 % 10 % 15 % 20 % 25 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

16 -6,63% +40,04% +103,74% Infond Life, equity subfund Infond Life, equity subfund of Infond Umbrella fund invests mainly in the shares of sectorally limited portfolios of companies from the Healthcare sector (pharmaceuticals and biotechnology, medical equipment industry ). The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 27,24 Total Net Assets () max. 5 % Inception date TOP 10 Holdings as at % PFIZER US ,36 ROCHE HOLDING CH ,88 JOHNSON&JOHNSON US ,80 NOVARTIS CH ,33 MERCK & CO US58933Y1055 4,28 UNITEDHEALTH US91324P1021 4,24 AMGEN US ,37 SANOFI FR ,06 ABBVIE US00287Y1091 3,00 MEDTRONIC IE00BTN1Y115 2,96 indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as it invests in equities and is in a higher category as the values of those investments have experienced a higher rate of change in the past. 35,00 30,00 Infond Life Switzerland 9,21 67,80 25,00 20,00 Great Britain 4,01 3,32 3,06 15,00 Germany Denmark Australia 2,98 1,95 1,16 5,00 Ireland 1,00 3,28 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % 80 % Brand name drugs 41,21 92,73 Biotechnology 17,39 Medical services 13,67 Medical products 11,10 Generic drugs 10,46 Open-end investment funds 5,04 Life sciences tools&services Health care technology 2,40 0,46 1,08 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % 80 % 90 % 100 % 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % 40 % 45 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

17 -0,13% +0,19% Infond Money - Euro, money market subfund Infond Money - Euro (the money market subfund of s) invests in bank deposits and money market instruments. They are suitable for shorterterm investments. Investors with low risk tolerance or risk averse investors. If you are looking to store money for emergencies, save for a short-term goal, or 'park' cash from the sale of an investment, a money market fund could be for you. A typical investment in a money market fund is for 30 days to 1 year. TOP 10 Holdings as at % BKS - DEPOZIT - 16,54 SKB - DEPOZIT - 16,26 ADDIKO - DEPOZIT - 16,16 NLB - DEPOZIT - 15,21 ABANKA - DEPOZIT - 9,51 SPARKASSE - DEPOZIT - 9,03 GEN-I - GEN05 SI ,78 MERCATOR - MEL10 SI ,36 SIJ - SIK03 SI ,73 SI Net asset value (NAV) 12,56 Total Net Assets () max. 1,5 % 0,4 Inception date European Union rules. The calculation of the risk and reward profile is based on historical data that cannot be used as a reliable indicator for the future risk profile of this fund. Volatility is influenced by changes in the stock market prices, currencies and interest rates which can be affected unpredictably by diverse factors including political and economic events. This risk indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. On the basis of price fluctuations measured in the past, the fund has been classified in the category 1. The Fund has been classified in the category 1 as the values of those investments have experienced a low rate of change in the past. The return from the fixed-income market is affected by changes in the interest-rate level. This interest-rate risk is measured with modified duration. Furthermore, the return from the fixed-income market is exposed to credit risk, which means uncertainty about the repayment ability of issuers of bonds. Credit risk can be reflected in the price of a fixed-income investment when the issuer's credit rating changes or general credit risk premiums change. 14,00 13,50 13,00 12,50 12,00 11,50 11,00 10,50 Infond Money - Euro Deposits Money market instruments 7,87 82,71 0,00 50,00 % 100,00 Slovenia 90,58 0,00 20,00 40,00 % 60,00 80,00 100,00 Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

18 +9,31% +45,81% +77,13% Infond PanAmerica, equity subfund Infond PanAmerica is an equity subfund ob, which invests mainly in the shares of companies with the registered office or predominant part of operations in North and Latin America. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 18,31 Total Net Assets () Inception date TOP 10 Holdings as at % APPLE US ,78 ALPHABET US02079K3059 3,11 AMAZON US ,80 FACEBOOK US30303M1027 2,72 JPMORGAN CHASE US46625H1005 2,54 PNC US ,33 MICROSOFT US ,32 PFIZER US ,31 SPDR S&P 500 ETF TRUST US78462F1030 2,23 SALESFORCE.COM US79466L3024 2,22 indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as as the values of those investments have experienced middle to higher rate of change in the past. 20,00 Infond PanAmerica 18,00 16,00 94,94 14,00 12,00 8,00 6,00 Canada Mexico 1,16 0,30 0 % 20 % 40 % 60 % 80 % 100 % 94,17 Open-end investment funds 2,23 0 % 20 % 40 % 60 % 80 % 100 % 19,30 14,90 13,66 11,88 10,16 8,11 7,54 Utilities 3,10 Materials 2,85 4,90 0 % 5 % 10 % 15 % 20 % 25 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

19 +7,35% +28,99% +26,13% Mutual Fund Infond PBGS, mixed fund The main investment objective of mutual fund Infond PBGS is the appreciation of capital by accepting risk levels, inherent in a well diversified global equity and bond portfolio. It also contains domestic equities and bonds.the portfolio is limited neither by sector nor by geographical region. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. TOP 10 Holdings as at % ITV GB ,92 PAYCHEX US ,90 FUJI HEAVY INDUSTRIES JP ,85 UNITED PARCEL SERVICE US ,69 BEST BUY US ,60 ALTRIA GROUP US02209S1033 2,58 LYONDELLBASELL INDUSTRIES NL ,56 DEUTSCHE POST DE ,55 WESTERN UNION US ,52 TAYLOR WIMPEY GB ,52 SI Net asset value (NAV) 0,83 Total Net Assets () ,0 Inception date indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 5. The Fund has been classified in the category 5 as the values of those investments have experienced a medium to high rate of change in the past. The fund may invests a substantial portion in bonds and/or debt investments instruments, the value of which depends on whether the issuer is able to afford its payments. The risk of default is continuously present and can cause your investment to suffer a loss. 0,90 0,80 0,70 0,60 0,50 0,40 0,30 0,20 Infond PBGS Great Britain Switzerland Sweden Germany China Finland 9,23 7,28 4,76 2,85 2,55 2,46 2,34 5,81 14,38 47,04 0 % 10 % 20 % 30 % 40 % 50 % 31,73 34,21 9,69 98,70 Materials 7,70 6,32 4,49 2,46 2,10 0 % 20 % 40 % 60 % 80 % 100 % 120 % 0 % 5 % 10 % 15 % 20 % 25 % 30 % 35 % 40 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on.

20 +10,92% +63,38% +130,59% Infond Technology, equity subfund Infond Tehchnology, the equity subfund of the, invests at least 8 of its net assets in common stocks and other equity securities of IT companies. The fund is suitable for investors who are willing to assume higher risk and invest over the long term. SI Net asset value (NAV) 31,34 Total Net Assets () Inception date TOP 10 Holdings as at % APPLE US ,76 ALPHABET US02079K3059 8,56 FACEBOOK US30303M1027 8,43 MICROSOFT US ,93 SALESFORCE.COM US79466L3024 4,28 VISA INC-CLASS A SHARES US92826C8394 3,63 ALIBABA US01609W1027 3,53 ADOBE SYSTEMS US00724F1012 3,32 BLACKBAUD US09227Q1004 3,08 ASML HOLDING NL ,02 indicator is subject to changes; the classification of the fund may change over time and cannot be guaranteed. The lowest category of risk does not mean that the investment is risk-free. category 6. The Fund has been classified in the category 6 as it invests in equities and is in a higher category as the values of those investments have experienced a middle to higher rate of change in the past. 34,00 32,00 30,00 28,00 26,00 24,00 22,00 20,00 18,00 16,00 14,00 12,00 8,00 6,00 Infond Technology China Ireland South Korea Sweden Taiwan 7,16 6,15 3,02 2,83 1,34 1,33 1,19 1,17 1,07 71,38 0 % 20 % 40 % 60 % 80 % Software & Services 64,07 94,35 Technology Hardware & Equipment 14,11 Semiconductors & Semi. Equipment 13,43 Open-end investment funds 2,29 Retailing 2,74 2,29 0 % 20 % 40 % 60 % 80 % 100 % 0 % 10 % 20 % 30 % 40 % 50 % 60 % 70 % Disclaimer: It should be noted that past performance is not a reliable indicator of the future performance of a fund. Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. The methodology for calculating the data contained in the monthly report is published on the website.

21 The information contained in this document does not constitute investment advice and is merely a brief summary of key aspects of the fund. Full details of the fund can be found in sales prospectus, Key Investor Information Document (KIID), supplemented in each case by the most recent audited annual and half-yearly report, if this report is more recent than the most recently available annual report. These documents constitute the sole binding basis for the purchase of fund units. They are available free of charge in either electronic or printed form to interested parties at management company KBM Infond, Management Company - Nova KBM Group, information and paying agents, and webpage (). Calculation of performance excludes initial fees (max. 5%) and redemption fees (max. 3%). Individual costs such as fees, commissions and other charges have not been included in this document and would have an adverse impact on returns if they were included. It should be noted that past performance is not a reliable indicator of the future performance of a fund. Prices of shares and the income from them may fall as well as rise and investors may not get back the amount originally invested. Information on the Risk-Reward Profile (from 1 to 7) is available on webpage. Further information on taxation can be found in the full sales prospectus. The units issued under this fund may only be offered for purchase or sold in jurisdictions in which such offer or sale is permitted. The investors may receive additional and more detailed information related to the operations and about the units for sub-funds at the Management company of the fund: KBM infond, Management Company Nova KBM Group, Ulica Vita Kraigherja 5, 2000 Maribor, Slovenia Tel.: , Fax: ,. Our languages of communication are German and English.