Simplicity Portfolios
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- Christiana Cox
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1 Simplicity Portfolios
2 Out of clutter find simplicity. Albert Einstein
3 Simplicity s approach It s a big world out there. And when it comes to investments, it seems to be growing bigger and more complex every day. With thousands of mutual funds now available, many Canadians are overwhelmed by the number of options. Fortunately, it doesn t have to be that way. Simplicity from Manulife Investments is a sophisticated portfolio solution for investors looking for a comprehensive approach towards managing and growing wealth. With five diverse portfolios to choose from, you re sure to find the right one to suit your investment style. Higher Growth Longer time horizon, will accept risk for potentially higher returns over time. EXPECTED RETURN Balanced/Global Balanced Longer investment horizon, willing to accept some risk for potentially higher returns over time/looking to diversify outside Canada. Moderate Investment horizon is relatively short, prefer to take less risk. Security is very important. Conservative Investment horizon is shorter, prefer to take less risk. Security is most important. Fixed Income Equity Lower EXPECTED RISK Higher
4 How Simplicity portfolios are built Step 1 Determine asset class policy mix Manulife s Strategic Asset Allocation team uses pension-style risk analysis to determine the optimal combination of asset classes to achieve the investment goal of each portfolio A wide spectrum of asset class forecasts are built on a wealth of economic and market research to inform allocations Diversification beyond the traditional equity and fixed income categories can add value over time Expected Return (%) Intl Large Cap Stocks Cdn Large Cap Stocks US High Yield Bonds Cdn Corporate Bonds Cash By combining more assets with low correlations, you can boost your return without boosting your risk Risk (standard deviation, %) Cdn Small Cap Stocks Step 2 Select investment managers Simplicity s investment manager selection process then determines Screening Quantitative Analysis Qualitative Analysis which investment managers are the best fit for a given investment objective, choosing from a list of North America s most respected Selection asset management firms The selection process ensures broad diversification by asset class, investment style and geographical region Focus Step 3 Ongoing monitoring Monitors every investment manager included within Simplicity on a regular basis to ensure they remain consistent in meeting their stated investment objectives Active management to take advantage of market opportunities and manage volatility Benefits to you 1. Access to an investment process used by some of Canada s largest and most recognized corporations. 2. Access to highly respected professional money managers. 3. A systematic review process that ensures each underlying fund is meeting its stated investment objective. 4. Available in corporate class. 5. Tax-efficient distributions with T-Series.
5 Management Portfolio Solutions Group (PSG) The Portfolio Solutions Group (PSG) is responsible for the day to day management of Manulife s asset allocation portfolios in the U.S., Canada and Asia as well as the development and growth of Manulife s asset allocation solutions for individual and institutional investors on a global basis. PSG manages a wide variety of outcome oriented solutions which are structured to meet specific investor objectives, including traditional target date and target risk funds, alternative, international and dynamically managed asset allocation portfolios and highly customized corporate pension plans. The strategies managed by PSG serve the company s various business units, including mutual funds, retirement plans, college savings, segregated funds, variable annuities and insurance. PSG currently oversees in excess of 100 Manulife asset allocation portfolios representing over $100 billion in assets as at March 31, Investment Management Services (IMS) The IMS team operates independently and is staffed by a group of analysts and industry professionals whose credentials mirror those found in the most respected investment-consulting firms. As at March 31, 2013, IMS oversees approximately $50 billion in assets, across 185 distinct mandates and 36 asset manager relationships. The IMS team conducts ongoing systematic firm and fund reviews which consist of careful research and analysis to support understanding of both the investment firms and investment funds included in the portfolios. IMS is an important part of the ongoing monitoring and oversight process and will review and provide consultation in any major changes to the portfolios.
6 FOR MORE INFORMATION, PLEASE CONTACT YOUR ADVISOR OR VISIT MANULIFEINVESTMENTS.CA Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund and segregated fund investments and the use of an asset allocation service. Please read the prospectus of the mutual funds or information folder, contract and fund facts of the segregated funds in which investment may be made under the asset allocation service before investing. Mutual funds and segregated funds are not guaranteed, their values change frequently and past performance may not be repeated. Simplicity is a registered trademark of The Manufacturers Life Insurance Company (Manulife Financial) identifying the Manulife Simplicity Portfolios offered by Manulife Mutual Funds and the Manulife Simplicity Portfolios available in Manulife segregated fund contracts offered by The Manufacturers Life Insurance Company. All Manulife Simplicity Portfolios are designed to target a specific risk/return profile for each of the risk tolerance categories. However, the underlying investments and fees will differ between the mutual fund and segregated fund versions of a portfolio within a risk category. As a result, the performance of the corresponding mutual fund and segregated fund portfolios will vary. The Manufactures Life Insurance Company is the issuer of contracts containing Manulife segregated funds and the guarantor of any guarantee provisions therein. Manulife, Manulife Investments, the Manulife Investments For Your Future logo, the Block Design, the Four Cubes Design and Strong Reliable Trustworthy Forward-thinking are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. mk1819e 10/13 TMK583E
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