2017/2018. Supply, Sales & Services.

Size: px
Start display at page:

Download "2017/2018. Supply, Sales & Services."

Transcription

1 Prof ie 2017/2018 Gas-Union GmbH Theodor-Stern-Kai Frankfurt am Main T: +49 (0) F: +49 (0) E: info@gas-union.de Edition 05/2017 Suppy, Saes & Services.

2 Benefit from the voatie natura gas market. For more than 55 years, Gas-Union has been an active and reiabe partner for industria companies, power pant operators, trading companies, and pubic utiity companies in the natura gas market throughout Germany. Our core competences incude trading and saes of natura gas as we as services reated to energy management. Through our affiiates, we produce natura gas in the North Sea, and dea with natura gas transport and storage. With a high eve of commitment, innovative products and services, we are making an important contribution to the energy suppy of our country. Geschäftsführung: Dr. Oiver Maerius Dr. Jens Nixdorf Vorsitzender des Aufsichtsrates: Mayor and City Treasurer of Frankfurt am Main Uwe Becker

3 Key data Gas-Union GmbH at a gance Sharehoders Capita distribution Mio. Euro % Gas sae Miion kwh Mainova AG, Frankfurt am Main Saes revenue Miion 3,160 2,891 RGE Hoding GmbH, Essen Profit/Loss Mio Kraftwerke Mainz-Wiesbaden AG, Mainz Equity Miion Städtische Werke AG, Kasse Baance sheet tota Miion Stadtwerke Göttingen AG, Göttingen Suppy network km Stadtwerke Essen, Essen Empoyees Number Gas sae and saes revenues Gas sae (Mrd.kWh) Saes revenue (Mi ) 141 3, ,891 Energie- und Wasserversorgung Mitteres Ruhrgebiet GmbH, Bochum Gas-Union GmbH, Frankfurt am Main Subscribed capita Less own shares Subscribed capita own shares (as of 31/12/2016) (as of 31/12/2016)

4 A structured approach for natura gas purchasing. The right soution for every appication You may access the energy market directy and independenty via our dashboard or work in diaogue with our key account managers. Gas-Union offers its business partners quaified support for the entire procurement process. Together with the responsibe purchaser of our partner, we go through a essentia steps in order to deveop the procurement mode that best serves our partner s needs. We precisey anayse the demand and verify which product combination fufis the individua requirements. We advised. We purchased.

5 Price products Price products Possibe combinations of deivery and price products Each price product can be offered as a basic price/contract price or as a unit price. Each product can be combined with severa price products. Deivery products SBK* EBK** Fixed price Active tranche mode (vertica/ horizonta) Passive tranche mode (vertica/ horizonta) Marketoptimized tranche mode Indexation Strategic partnership Fundinked products Optiona: suppy quantities Fexibiity modes Fu suppy Residua suppy Regression schedue Standard product (spot/date) Schedue Open suppy contract (OSC) OSC successors of customer requirements Fex-imits, temperature-dependent Fex-imits, spot market offsetting Temperature-dependent (opt.: additiona fex) Fixed (SBA/OBG) or fexibe (OBG ony) Opt.: Min/max suppy eve Seasona, quartery, monthy restrictions Fex-imits Virtua storage Suppy eve imits Optiona: Foat-for-fix, Fix-for-Foating Optiona: Limit-Order, Fix-Coar, Foating Coar, Zero-Cost Coar Budget security Risk spreading Market proximity in deivery period Low procurement effort *Sub-Baance Account (SBA) (as of 31/12/2016) **Own Baancing Group (OBG)

6 Participating interests Maximum fexibiity with natura gas Share capita Sharehoding (in k) (in %) Gas-Union Transport Verwatungs GmbH, Frankfurt am Main Gas-Union Transport GmbH & Co. KG, Frankfurt am Main 1, Gas-Union Storage GmbH, Frankfurt am Main 1, Gas-Union (UK) Limited WT Engineering GmbH, Barsinghausen eserv Verwatungsgeseschaft mbh, Frankfurt am Main eserv GmbH & Co. KG Erdgas Westthüringen Beteiigungsgeseschaft mbh, Bad Sazungen (EWT) 7,300 37,78 Triane Gasspeicher Epe GmbH & Co.KG, Aachen 28, KGE Kommunae Gasspeichergeseschaft EPE mbh & Co. KG, Gronau 6,000 25,0 KGE Kommunae Gasspeicher Begteiigungsgeseschaft Epe mbh, Gronau Gasine Teekommunikationsnetz Geschäftsführungsgeseschaft deutscher Gasversorgungsunternehmen mbh, Straeen 26 5,67 Gasine Teekommunikationsnetzgeseschaft deutscher Gasversorgungsunternehmen mbh, Straeen 41,000 5,67 (as of 31/12/2016)

7 Dashboard, Diaogue and Services Services: Cooperative, innovative and competent SynergySoutions from Gas-Union Services are exacty taiored to the requirements of the gas market. You can choose between our comprehensive SynergySoution service package and our compete SynergySoution Pus soution, which, in addition to our services, aso incudes compete portfoio management. A services can aso be individuay combined from our SynergyServices kit. With our dashboard apps, you can keep track of your portfoio and the current market situation, and use this information directy onine for profitabe trading decisions. Innovative soutions. More vaue. Certification: Gas-Union Services is certified in compiance with DIN EN ISO 9001:2008 and CMS Standard 91: Hande Green Methane.

8 How to find us Contact form Stresemannaee Parkhaus/Parking Garage Kennedyaee 70 Gartenstraße B A C1 Guteutstraße C2 D E F G H K Eingang/Entrance Theodor-Stern-Kai Hauptbahnhof/Main Station Speicherstraße Parking P : Pubic car park, access: Via Kennedy Kennedyaee Frankfurt am Main Westkreuz Frankfurt a. M. A5 / A648 Düssedorfer Str. Baseer Straße Theodor-Stern-Kai RheinMain Airport Frankfurt Süd A3 Main Station Guteutstraße Friedensbrücke Untermainkai P Schaumainkai Gartenstraße Gartenstraße Stresemannaee Kennedyaee Main FAX REPLY From: Company Name, first name Address ZIP code, city Phone I am interested in the foowing subjects: Gas procurement Dashboard Portfoio management Baancing group management Genera information

Your guide to remortgaging

Your guide to remortgaging Mortgages Need more information? Speak to one of our mortgage advisers who wi be happy to expain more about our range of mortgages. Ca: 0345 734 4345 (Monday to Friday 8am to 6pm) Cas may be monitored

More information

For financial adviser use only. Not approved for use with customers. The Aviva Platform

For financial adviser use only. Not approved for use with customers. The Aviva Platform For financia adviser use ony. Not approved for use with customers. The Aviva Patform Contents Wecome to our guide to the Aviva Patform 4 Due diigence in the patform market 5 Introducing the Aviva Patform

More information

Imperial Equity High Income Pool. Interim Management Report of Fund Performance

Imperial Equity High Income Pool. Interim Management Report of Fund Performance Imperia Equity High Income Poo Interim Management Report of Fund Performance for the period ended June 30, 2017 A figures are reported in Canadian doars uness otherwise noted This interim management report

More information

Welcome to Colonial Voluntary Benefits. Thank you for your interest in our Universal Life with the Accelerated Death Benefit for Long Term Care Rider.

Welcome to Colonial Voluntary Benefits. Thank you for your interest in our Universal Life with the Accelerated Death Benefit for Long Term Care Rider. Heo, Wecome to Coonia Vountary Benefits. Thank you for your interest in our Universa Life with the Acceerated Death Benefit for Long Term Care Rider. For detai pease ca 877-685-2656. Pease eave your name,

More information

CIBC Managed Income Portfolio. Annual Management Report of Fund Performance

CIBC Managed Income Portfolio. Annual Management Report of Fund Performance CIBC Managed Income Portfoio Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management

More information

Giving That Grows. Legacies That Last.

Giving That Grows. Legacies That Last. Giving That Grows. Legacies That Last. Donor Advised Fund Program Description & Appication We make a iving by what we get, we make a ife by what we give. Winston Churchi The Sharing of Vaues: What is Your

More information

About us. Welcome to Viscount Resources.

About us. Welcome to Viscount Resources. Wecome to Viscount Resources. Our main objective is to provide our cients with accurate forecasts, up to the minute market news and cutting edge oppor tunities. This is so you as an investor can buid an

More information

ACU Your super and voluntary early retirement options when you leave

ACU Your super and voluntary early retirement options when you leave ACU Your super and vountary eary retirement options when you eave March 2009 February 2008 Important notice The information in this seminar is of a genera nature. It does not take into account your individua

More information

Additional Guidance 2018 ex-ante data reporting form. October 2017

Additional Guidance 2018 ex-ante data reporting form. October 2017 Additiona Guidance 2018 ex-ante data reporting form October 2017 The foowing sides compement the definitions and guidance incuded in the Ex-ante Contributions Reporting Form (hereafter Data Reporting Form)

More information

June 18, The AES Corporation. JP Morgan Energy Conference

June 18, The AES Corporation. JP Morgan Energy Conference June 18, 2018 The AES Corporation JP Morgan Energy Conference Safe Harbor Discosure Certain statements in the foowing presentation regarding AES business operations may constitute forward-ooking statements.

More information

Imperial Money Market Pool. Annual Management Report of Fund Performance

Imperial Money Market Pool. Annual Management Report of Fund Performance Imperia Money Market Poo Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management report

More information

Fifth Industry Dialogue Critical Functions and Access to FMIs:

Fifth Industry Dialogue Critical Functions and Access to FMIs: Fifth Industry Diaogue Critica Functions and Access to FMIs: New Tempates for Resoution Panning Mauro Grande, Board Member Nadège Jassaud, Head of Unit, Strategy & Methodoogy Industry Diaogue, 30 January

More information

Consolidated Financial Statements

Consolidated Financial Statements 100 Annua Report 2014 Consoidated Financia Statements 102 104 105 106 107 108 108 111 114 124 131 138 142 148 148 155 156 158 159 Consoidated Baance Sheet Consoidated Income Statement Consoidated Statement

More information

S CORPORATIONS INTRODUCTION AND STUDY OBJECTIVES. In studying the rules of S corporations, the student should have these objectives: STUDY HIGHLIGHTS

S CORPORATIONS INTRODUCTION AND STUDY OBJECTIVES. In studying the rules of S corporations, the student should have these objectives: STUDY HIGHLIGHTS H Chapter Eeven H S CORPORATIONS INTRODUCTION AND STUDY OBJECTIVES Certain sma business corporations may eect to be taxed under Subchapter S instead of under the reguar rues for taxation of corporations.

More information

Additional Guidance 2019 ex-ante data reporting form. October 2018

Additional Guidance 2019 ex-ante data reporting form. October 2018 Additiona Guidance 2019 ex-ante data reporting form October 2018 The foowing sides compement the definitions and guidance incuded in the Ex-ante Contributions Reporting Form (hereafter Data Reporting Form)

More information

Imperial Canadian Bond Pool. Interim Management Report of Fund Performance

Imperial Canadian Bond Pool. Interim Management Report of Fund Performance Imperia Canadian Bond Poo Interim Management Report of Fund Performance for the period ended June 30, 2016 A figures are reported in Canadian doars uness otherwise noted This interim management report

More information

CIBC Managed Aggressive Growth Portfolio. Annual Management Report of Fund Performance

CIBC Managed Aggressive Growth Portfolio. Annual Management Report of Fund Performance CIBC Managed Aggressive Growth Portfoio Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua

More information

EFFECTIVE SALES RATES APPLICABLE TO ARIZONA SCHEDULES

EFFECTIVE SALES RATES APPLICABLE TO ARIZONA SCHEDULES SOUTHWEST GAS CORPORATIO Las Vegas, evada 89193-8510 Arizona Gas Tariff o. 7 241st Revised A.C.C. Sheet o. 11* Arizona Division Canceing 240th Revised A.C.C. Sheet o. 11* STATEMET OF RATES EFFECTIVE SALES

More information

Imperial Short-Term Bond Pool. Interim Management Report of Fund Performance

Imperial Short-Term Bond Pool. Interim Management Report of Fund Performance Imperia Short-Term Bond Poo Interim Management Report of Fund Performance for the period ended June 30, 2017 A figures are reported in Canadian doars uness otherwise noted This interim management report

More information

Imperial Canadian Bond Pool. Annual Management Report of Fund Performance

Imperial Canadian Bond Pool. Annual Management Report of Fund Performance Imperia Canadian Bond Poo Annua Management Report of Fund Performance for the financia year ended December 31, 2016 A figures are reported in Canadian doars uness otherwise noted This annua management

More information

Key features of the Pension

Key features of the Pension Key features of the Pension Key features of the Pension The Financia Conduct Authority is a financia services reguator. It requires us, Aviva, to give you this important information to hep you to decide

More information

A guide to your with-profits investment and how we manage our With-Profit Fund

A guide to your with-profits investment and how we manage our With-Profit Fund Important information A guide to your with-profits investment and how we manage our With-Profit Fund For customers investing through a With Profits Pension Annuity. Contents This guide is important as

More information

November The AES Corporation. EEI Financial Conference

November The AES Corporation. EEI Financial Conference November 2018 The AES Corporation EEI Financia Conference Safe Harbor Discosure Certain statements in the foowing presentation regarding AES business operations may constitute forward-ooking statements.

More information

Happily ever after. Enjoy guaranteed income even after your retirement.

Happily ever after. Enjoy guaranteed income even after your retirement. Happiy ever after. Enjoy guaranteed income even after your retirement. Exide Life New Immediate Annuity with Return of Purchase Price Lifeong Annuity Payouts Guaranteed for Life Fexibe Payout Options to

More information

Date (Day/Month/Year)

Date (Day/Month/Year) Invest in a beneficiary s Individua Savings Account (ISA) Vaid from Apri 2017 Pease compete this form in BLOCK LETTERS and back ink, and return it to: FREEPOST JP MORGAN AM. An address or a stamp is not

More information

Key Features of the Tax-Free Flexible Plan

Key Features of the Tax-Free Flexible Plan Key Features of the The Key Features suppied beow appy to the adut investment eement of the Famiy Fexibe Pan. No advice has been provided by Scottish Friendy in reation to this pan. If you are in any doubt

More information

Finance 462 Solutions to Problem Set #9. First, to simplify, set the unemployment rate to 5% (.05)

Finance 462 Solutions to Problem Set #9. First, to simplify, set the unemployment rate to 5% (.05) Finance 46 Soutions to Probem Set #9 1) With no fees, we have the foowing demand fooans: Q = 15 64 90. 4UR First, to simpify, set the unempoyment rate to 5% (.05) Q = 15 64 90.4(.05) = 10.48 64 To cacuate

More information

SilverScript Employer PDP sponsored by Montgomery County Public Schools (SilverScript) Annual Notice of Changes for 2019

SilverScript Employer PDP sponsored by Montgomery County Public Schools (SilverScript) Annual Notice of Changes for 2019 P.O. Box 30006, Pittsburgh, PA 15222-0330 SiverScript Empoyer PDP sponsored by Montgomery County Pubic Schoos (SiverScript) Annua Notice of Changes for 2019 You are currenty enroed as a member of SiverScript.

More information

Preparing Cash Budgets

Preparing Cash Budgets Preparing Cash Budgets John Ogivie, author of the CIMA Study System Finance, gives some usefu tips on this popuar examination topic. The management of cash resources hods a centra position in the area

More information

1. Value for Money Test 1. Process of PPP Project Implementation 2. VFM : The Theory 3. VFM : The Practice in Korea

1. Value for Money Test 1. Process of PPP Project Implementation 2. VFM : The Theory 3. VFM : The Practice in Korea Vaue for Money Test in Korea Jungwook KIM awaker2@kdi.re.kr Feow of PPP Division Pubic and Private Infrastructure Investment Management Center PIMAC 1. Vaue for Money Test 1. Process of PPP Project Impementation

More information

4/19/2017 l Resolution Regimes in Europe: Implementation of effective resolution regimes in the region. Funding in Resolution Stefano Cappiello

4/19/2017 l Resolution Regimes in Europe: Implementation of effective resolution regimes in the region. Funding in Resolution Stefano Cappiello 4/19/2017 Resoution Regimes in Europe: Impementation of effective resoution regimes in the region Funding in Resoution Stefano Cappieo The probem of funding in resoution The EU resoution framework provides

More information

INTERIM REPORT 2016/ 17. Equipment Rental since

INTERIM REPORT 2016/ 17. Equipment Rental since INTERIM REPORT 2016/ 17 Equipment Renta since 1954 www.vppc.com Chairman s Statement I am very peased to report a further set of exceent resuts for the six month period to 30 September 2016. Profit before

More information

Fidelity Freedom Index Income Fund - Institutional Premium Class (FFGZX)

Fidelity Freedom Index Income Fund - Institutional Premium Class (FFGZX) Fideity Freedom Index Income Fund - Institutiona Premium Cass (FFGZX) NTF No Transaction Fee 1 Hypothetica Growth of $10,000 2,3 (10/2/2009-) n Fideity Freedom Index Income Fund - Institutiona Premium

More information

CENCO STREET JOURNAL. New! Non-Medical Underwriting on QoL Max Accumulator+ Check Out The Cenco Website:

CENCO STREET JOURNAL. New! Non-Medical Underwriting on QoL Max Accumulator+ Check Out The Cenco Website: A Specia Pubication for CENCO Reated Agents CENCO STREET JOURNAL Check Out The Cenco Website: www.cencoinsurance.com You wi have access to: Quotes Forms Introduc on Kits for Our Core Carriers Archived

More information

CIBC Global Bond Index Fund. Annual Management Report of Fund Performance

CIBC Global Bond Index Fund. Annual Management Report of Fund Performance CIBC Goba Bond Inde Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management report

More information

CIBC Canadian Real Estate Fund. Annual Management Report of Fund Performance

CIBC Canadian Real Estate Fund. Annual Management Report of Fund Performance CIBC Canadian Rea Estate Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2017 A figures are reported in Canadian doars uness otherwise noted This annua management

More information

Resource Accounting and Budgeting in Government

Resource Accounting and Budgeting in Government NATIONAL AUDIT OFFICE REPORT BY THE COMPTROLLER AND AUDITOR GENERAL Resource Accounting and Budgeting in Government ORDEREDBY THEHOUSEOFCOMMONS TOBEPRINTED ZOJANUARY1995 LONDON: HMSO HC 123 Session 1994-95

More information

Retirement Income Charting a Course to Help Your Money Last

Retirement Income Charting a Course to Help Your Money Last Retirement Income Charting a Course to Hep Your Money Last Peter Murphy, CFP Financia Partners Securities are offered through LPL Financia, Member FINRA/SIPC. Investment Advice offered through Financia

More information

NB Global Floating Rate Income Fund Limited

NB Global Floating Rate Income Fund Limited NB Goba Foating Rate Income Fund Limited March 2011 NB Goba Foating Rate Income Fund Limited Orie Securities Limited Soe Sponsor, Soe Financia Adviser, Joint Goba Co-ordinator and Joint Bookrunner Dexion

More information

MANAGEMENT ACCOUNTING

MANAGEMENT ACCOUNTING MANAGEMENT ACCOUNTING FORMATION 2 EXAMINATION - AUGUST 2017 NOTES: Section A - Questions 1 and 2 are compusory. You have to answer Part A or Part B ony of Question 2. Shoud you provide answers to both

More information

CIBC U.S. Dollar Money Market Fund. Annual Management Report of Fund Performance

CIBC U.S. Dollar Money Market Fund. Annual Management Report of Fund Performance CIBC US Doar Money Market Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in US doars uness otherwise noted This annua management report

More information

Strictly Based on the Latest Syllabus issued by CBSE Board for 2016 Examination. Accountancy. Includes Solved Paper (KVS) 2015.

Strictly Based on the Latest Syllabus issued by CBSE Board for 2016 Examination. Accountancy. Includes Solved Paper (KVS) 2015. Stricty Based on the Latest Syabus issued by CBSE Board for 2016 Examination QUESTION BANK Chapter-Wise Soutions Accountancy Incudes Soved Paper (KVS) 2015 Pubished by : OSWAAL BOOKS Oswaa House 1/11,

More information

Annual Notice of Changes for 2019

Annual Notice of Changes for 2019 SiverScript Choice (PDP) offered by SiverScript Insurance Company Annua Notice of Changes for 2019 You are currenty enroed as a member of SiverScript Choice (PDP). Next year, there wi be some changes to

More information

FIRST BANK OF MANHATTAN MORTGAGE LOAN ORIGINATORS NMLS ID #405508

FIRST BANK OF MANHATTAN MORTGAGE LOAN ORIGINATORS NMLS ID #405508 ITEMS TO BE SUBMITTED WITH HOME EQUITY LOAN APPLICATION Bring In: Pay stubs from the ast 30 days W-2 s and Tax Returns from the ast 2 years Bank Statements from ast 2 months (A Pages) Copy of Homeowner

More information

Open Learn Works. Small business responsibilities. Copyright 2015 The Open University

Open Learn Works. Small business responsibilities. Copyright 2015 The Open University Open Learn Works Sma business responsibiities Copyright 2015 The Open University Contents Introduction 3 Learning Outcomes 4 1 A business owner s responsibiities 5 2 Financia terms 6 2.1 Vaue added tax

More information

THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION

THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION If you are in any doubt as to the action you shoud take, you are recommended to seek immediatey your own persona financia advice from your

More information

The T2 Short. If the corporation does not fit into either of the above categories, please file a regular T2 Corporation Income Tax Return.

The T2 Short. If the corporation does not fit into either of the above categories, please file a regular T2 Corporation Income Tax Return. The T2 Short Who can use the T2 Short? The T2 Short is a simper version of the T2 Corporation Income Tax Return. There are two categories of corporations that are eigibe to use this return: You can use

More information

SilverScript Employer PDP sponsored by Pfizer (SilverScript) Annual Notice of Changes for 2019

SilverScript Employer PDP sponsored by Pfizer (SilverScript) Annual Notice of Changes for 2019 P.O. Box 30006, Pittsburgh, PA 15222-0330 SiverScript Empoyer PDP sponsored by Pfizer (SiverScript) Annua Notice of Changes for 2019 You are currenty enroed as a member of SiverScript. Next year, there

More information

Ratio Analysis 107. Part II Management & Cost Accounting

Ratio Analysis 107. Part II Management & Cost Accounting Ratio Anaysis 107 Part II Management & Cost Accounting Ratio Anaysis 109 Chapter 4 Ratio Anaysis LEARNING OBJECTIVES In this chapter we wi study: Introduction Concept of Ratio Types of Ratios Measurement

More information

Finance Practice Midterm #2 Solutions. 1) Consider the following production function. Suppose that capital is fixed at 1.

Finance Practice Midterm #2 Solutions. 1) Consider the following production function. Suppose that capital is fixed at 1. Finance 00 Practice Midterm # Soutions ) Consider the foowing production function. Suppose that capita is fied at. Q K. L.05L For what vaues of Q is margina cost increasing? For what vaues of Q is margina

More information

Benefits That Count. Colonial Life can help you:

Benefits That Count. Colonial Life can help you: Benefits That Count Coonia Life can hep you: Keep your costs down. Reaize tax savings. Save vauabe administrative time. Improve empoyees understanding and appreciation of their benefits. cooniaife.com

More information

Group Income Protection Flexible Benefits

Group Income Protection Flexible Benefits Group Income Protection Fexibe Benefits Technica Guide Aviva By choosing Aviva, part of the UK s argest insurance group, you benefit from our financia strength. Together with miions of customers wordwide

More information

This page intentionally left blank

This page intentionally left blank This page intentionay eft bank Copyright 2007, New Age Internationa (P) Ltd., Pubishers Pubished by New Age Internationa (P) Ltd., Pubishers A rights reserved. No part of this ebook may be reproduced

More information

CIBC Canadian Equity Fund. Interim Management Report of Fund Performance

CIBC Canadian Equity Fund. Interim Management Report of Fund Performance Interim Management Report of Fund Performance for the period ended June 30, 2017 A figures are reported in Canadian doars uness otherwise noted This interim management report of fund performance contains

More information

Fidelity Freedom Index 2005 Fund - Investor Class (FJIFX)

Fidelity Freedom Index 2005 Fund - Investor Class (FJIFX) Aocation Fideity Freedom Index 2005 Fund - Investor Cass (FJIFX) Hypothetica Growth of $10,000 1,2 (10/2/2009-) n Fideity Freedom Index 2005 Fund - Investor Cass $15,353 n Target-Date 2000-2010 $16,178

More information

Health Savings Account reference guide

Health Savings Account reference guide Heath Savings Account 2017-2018 reference guide Information at your fingertips This ist of chapters and page numbers wi hep you find the information you need quicky. A detaied ist of sections and topics

More information

SilverScript Employer PDP sponsored by Montgomery County Public Schools (SilverScript) Annual Notice of Changes for 2018

SilverScript Employer PDP sponsored by Montgomery County Public Schools (SilverScript) Annual Notice of Changes for 2018 P.O. Box 52424, Phoenix, AZ 85072-2424 SiverScript Empoyer PDP sponsored by Montgomery County Pubic Schoos (SiverScript) Annua Notice of Changes for 2018 You are currenty enroed as a member of SiverScript.

More information

PROSPECTUS. I could have been an . Visit to sign up. May 1, 2018 VARIABLE UNIVERSAL LIFE INSURANCE (5-18) Product

PROSPECTUS. I could have been an  . Visit  to sign up. May 1, 2018 VARIABLE UNIVERSAL LIFE INSURANCE (5-18) Product PROSPECTUS May 1, 2018 VARIABLE UNIVERSAL LIFE INSURANCE I coud have been an emai. Visit www.fbfs.com to sign up. 737-530 (5-18) 2002-2007 Product PRINCIPAL UNDERWRITER/ SECURITIES & SERVICES OFFERED THROUGH

More information

28/11/2016 l Industry Dialogue : State of Play on MREL. Mauro Grande, Member of the Board

28/11/2016 l Industry Dialogue : State of Play on MREL. Mauro Grande, Member of the Board Industry Diaogue : State of Pay on MREL Mauro Grande, Member of the Board Agenda 1. Background 2. Updated SRB Approach for 2016 3. Aggregated Informative Targets and Shortfas 4. Liabiity Data Tempates:

More information

Profit and loss accounts. Balance sheet and

Profit and loss accounts. Balance sheet and 2017 Baance sheet and Profit and oss accounts Sede egae: Via Angera, 3 20125 Miano (IT) Sede operativa: Via Angera, 3 20125 Miano (IT) te. +39.02.67574344/45/33 fax +39.02.70036540 e-mai: puntosud@puntosud.org

More information

Frontiers Canadian Fixed Income Pool. Annual Management Report of Fund Performance

Frontiers Canadian Fixed Income Pool. Annual Management Report of Fund Performance Frontiers Canadian Fixed Income Poo Annua Management Report of Fund Performance for the financia year ended August 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management

More information

Corporate Presentation

Corporate Presentation Corporate Presentation January 2018 Important Cautions Regarding Forward- Looking Statements This presentation incudes certain forward-ooking statements and information, incuding statements regarding pans,

More information

CIBC Canadian Bond Fund. Annual Management Report of Fund Performance

CIBC Canadian Bond Fund. Annual Management Report of Fund Performance CIBC Canadian Bond Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management report

More information

Section 8 Homeownership Option - Summary of Final Rule Prepared by Citizens Housing and Planning Association

Section 8 Homeownership Option - Summary of Final Rule Prepared by Citizens Housing and Planning Association Section 8 Homeownership Option - Summary of Fina Rue Prepared by Citizens Housing and Panning Association On September 12,2000, HUD issued a fina rue on the Section 8 Homeownership program based on statutory

More information

CIBC European Equity Fund. Annual Management Report of Fund Performance

CIBC European Equity Fund. Annual Management Report of Fund Performance CIBC European Equity Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management

More information

Renaissance International Dividend Fund. Interim Management Report of Fund Performance

Renaissance International Dividend Fund. Interim Management Report of Fund Performance Renaissance Internationa Dividend Fund Interim Management Report of Fund Performance for the period ended February 28, 2018 A figures are reported in Canadian doars uness otherwise noted This interim management

More information

INTERIM REPORT 2015/16. Equipment Rental since

INTERIM REPORT 2015/16. Equipment Rental since INTERIM REPORT 2015/16 Equipment Renta since 1954 www.vppc.com Chairman s Statement I am very peased to report on a period of further soid progress for the Group. In the six months to 30 September 2015,

More information

Over 50s Life Insurance

Over 50s Life Insurance Provided by Lega & Genera Over 50s Life Insurance Poicy Terms and Conditions T&C 17CH 1 Ateration to your Poicy Terms and Conditions It is important to read through the aterations detaied beow as these

More information

CIBC Global Equity Fund. Annual Management Report of Fund Performance

CIBC Global Equity Fund. Annual Management Report of Fund Performance CIBC Goba Equity Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2017 A figures are reported in Canadian doars uness otherwise noted This annua management report

More information

CALIFORNIA Key Accounts 100+ Employees Effective January 1, Product Catalog. Plans designed with the needs of employers in mind

CALIFORNIA Key Accounts 100+ Employees Effective January 1, Product Catalog. Plans designed with the needs of employers in mind CALIFORNIA Key Accounts 100+ Empoyees Effective January 1, 2014 Product Cataog Pans designed with the needs of empoyers in mind Better information. Better decisions. Better heath. UnitedHeathcare is a

More information

FREQUENTLY ASKED QUESTIONS ABOUT FREE AND REDUCED PRICE SCHOOL MEALS

FREQUENTLY ASKED QUESTIONS ABOUT FREE AND REDUCED PRICE SCHOOL MEALS FREQUENTLY ASKED QUESTIONS ABOUT FREE AND REDUCED PRICE SCHOOL MEALS Dear Parent/Guardian: 2017-2018 Students need heathy meas to earn. Hobbs Municipa Schoos offers heathy meas every schoo day. Breakfast

More information

CIBC Emerging Markets Fund. Annual Management Report of Fund Performance

CIBC Emerging Markets Fund. Annual Management Report of Fund Performance CIBC Emerging Markets Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management

More information

APPLICATION FOR FUNDING

APPLICATION FOR FUNDING CTZENS' ADVSORY COMMTTEE ON MEASURE Z EXPENDTURES (Advisory Committee wi make recommendations to the Humbodt County Board of Supervisors as to expenditure of funds derived from Measure Z.) RECEVED APPLCATON

More information

US TRADED LIFE INTERESTS FUND ALTERNATIVE ASSET OPPORTUNITIES PCC LIMITED

US TRADED LIFE INTERESTS FUND ALTERNATIVE ASSET OPPORTUNITIES PCC LIMITED THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION. IT CONTAINS A PROPOSAL RELATING TO THE US TRADED LIFE INTERESTS FUND (THE CELL ), A CELL OF ALTERNATIVE ASSET OPPORTUNITIES PCC LIMITED

More information

Imperial Canadian Diversified Income Pool. Annual Management Report of Fund Performance

Imperial Canadian Diversified Income Pool. Annual Management Report of Fund Performance Imperia Canadian Diversified Income Poo Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua

More information

Cost of supply study for the city of Ekurhuleni: a case study

Cost of supply study for the city of Ekurhuleni: a case study Cost of suppy study for the city of Ekurhueni: a case study by Stephen Deport, City of Ekurhueni and Dr. Johan Deport, Eectrica Energy Management Systems The City of Ekurhueni (COE) has been updating its

More information

Tax Savings You Can Bank On

Tax Savings You Can Bank On www.horizonbue.com/fsa Tax Savings You Can Bank On Fexibe Spending Accounts Highights Fexibe Spending Accounts Fexibe Spending Accounts (FSAs) are a convenient, before-tax way to pay for eigibe out-of-pocket

More information

NOTICE NOTICE ORDINARY BUSINESS: SPECIAL BUSINESS:

NOTICE NOTICE ORDINARY BUSINESS: SPECIAL BUSINESS: NOTICE OBEROI REALTY LIMITED Regd. Office: Commerz, 3rd Foor, Internationa Business Park, Oberoi Garden City, Off Western Express Highway, Goregaon (East), Mumbai- 400 063 NOTICE NOTICE is hereby given

More information

ASSET CLASS INSTRUMENTS DEFINITION

ASSET CLASS INSTRUMENTS DEFINITION Note: The information beow represents exampes of instruments that can be processed through the use of, CTM TM, OASYS TM, TradeSuite ID TM and. Equity Ownership interest in a corporation in the form of

More information

This Agreement is for your credit card account with us. It applies to you and all authorized users.

This Agreement is for your credit card account with us. It applies to you and all authorized users. Credit Card Agreement for HAYLEY KAY HANCOCK This Agreement is for your credit card account with us. It appies to you and a authorized users. In addition to the features outined in this Agreement, you

More information

Protective Fixed Annuities

Protective Fixed Annuities s are set every two weeks and may change without notice. Depending on market conditions, rates may be set more frequenty. Withdrawas and eary surrenders may ower returns. View Fu Notification Current s

More information

Accounting 1 Instructor Notes

Accounting 1 Instructor Notes Accounting 1 Instructor Notes CHAPTER 5 ACCOUNTING SYSTEMS SPECIAL JOURNALS AND SUBSIDIARY LEDGERS You interact with accounting systems, maybe even everyday. You write a check, you use your debit or credit

More information

CIBC Canadian Equity Fund. Annual Management Report of Fund Performance

CIBC Canadian Equity Fund. Annual Management Report of Fund Performance CIBC Canadian Equity Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management

More information

VICTORIA OIL & GAS PLC

VICTORIA OIL & GAS PLC THIS CIRCULAR AND THE ACCOMPANYING FORM OF PROXY ARE IMPORTANT AND REQUIRE YOUR IMMEDIATE ATTENTION. If you are in any doubt as to the action you shoud take, you are recommended to seek your own persona

More information

Ubisense Group plc. (Incorporated in England and Wales with company number ) Proposed Disposal, Change of Name and Notice of General Meeting

Ubisense Group plc. (Incorporated in England and Wales with company number ) Proposed Disposal, Change of Name and Notice of General Meeting THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION. If you are in any doubt as to the action you shoud take, you are recommended to seek your own financia advice immediatey from your stockbroker,

More information

CIBC Asia Pacific Fund. Interim Management Report of Fund Performance

CIBC Asia Pacific Fund. Interim Management Report of Fund Performance CIBC Asia Pacific Fund Interim Management Report of Fund Performance for the period ended June 30, 2017 A figures are reported in Canadian doars uness otherwise noted This interim management report of

More information

CIBC Global Equity Fund. Annual Management Report of Fund Performance

CIBC Global Equity Fund. Annual Management Report of Fund Performance CIBC Goba Equity Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management report

More information

KCR Residential REIT plc

KCR Residential REIT plc THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION. If you are in any doubt as to the action you shoud take, you shoud seek your own persona financia advice from your stockbroker, bank manager,

More information

THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION ( FSMA

THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION ( FSMA THIS DOCUMENT IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION. If you are in any doubt as to the action you shoud take you are recommended to seek your own financia advice immediatey from your stockbroker,

More information

Key Features of the With Profits Pension Annuity

Key Features of the With Profits Pension Annuity Key Features of the With Profits Pension Annuity Key Features of the With Profits Pension Annuity The Financia Conduct Authority is a financia services reguator. It requires us, Aviva, to give you this

More information

Placing and Offer for Subscription for a target issue in excess of 100,000,000 worth of C Shares at an issue price of 1.00 per Sterling C Share

Placing and Offer for Subscription for a target issue in excess of 100,000,000 worth of C Shares at an issue price of 1.00 per Sterling C Share Proof 3: 19.2.13 THIS DOCUMENT AND ANY ACCOMPANYING DOCUMENTS ARE IMPORTANT AND REQUIRE YOUR IMMEDIATE ATTENTION. If you are in any doubt as to the action you shoud take or the contents of this document,

More information

A guide to your with-profits investment and how we manage our With-Profit Fund

A guide to your with-profits investment and how we manage our With-Profit Fund Important information A guide to your with-profits investment and how we manage our With-Profit Fund For customers investing through an Aviva investment bond. Contents This guide is important as it aims

More information

Advanced Taxation. Republic of Ireland (ROI) Course Manual. Professional, Practical, Proven.

Advanced Taxation. Republic of Ireland (ROI) Course Manual. Professional, Practical, Proven. Advanced Taxation Repubic of Ireand (ROI) Course Manua Professiona, Practica, Proven www.accountingtechniciansireand.ie Tabe of Contents FOREWORD...xi SYLLABUS: ADVANCED TAXATION (ROI)...xiii PART A -

More information

Chapter 2 Statistic Analysis of China s Crowdfunding Industry

Chapter 2 Statistic Analysis of China s Crowdfunding Industry Chapter 2 Statistic Anaysis of China s Crowdfunding Industry Zhi Chen, Haimei Wang and Xingqiang Yuan 2.1 The Genera Status of Crowdfunding Patforms 2.1.1 The Number and Distribution of Patforms By the

More information

Principles and Practices of Financial Management (PPFM)

Principles and Practices of Financial Management (PPFM) Principes and Practices of Financia Management (PPFM) for Aviva Life & Pensions UK Limited Stakehoder With-Profits Sub-Fund Version 17 Retirement Investments Insurance Heath Contents Page Section 1: Introduction

More information

CIBC Global Bond Fund. Annual Management Report of Fund Performance

CIBC Global Bond Fund. Annual Management Report of Fund Performance CIBC Goba Bond Fund Annua Management Report of Fund Performance for the financia year ended December 31, 2015 A figures are reported in Canadian doars uness otherwise noted This annua management report

More information

Sample. Taxpayer Identification Number: [ ] Kind of Tax: [ ] Amount of Additional Tax: $[ ] [ ] [ ] [ ] Tax Year(s): [ ] [ ] [ ] [ ]

Sample. Taxpayer Identification Number: [ ] Kind of Tax: [ ] Amount of Additional Tax: $[ ] [ ] [ ] [ ] Tax Year(s): [ ] [ ] [ ] [ ] Department Transmitta Number Date of Issue of the 13-04 04/01/2013 Treasury -------------------------------------------- Originating Office Form Number SE:S:CCS:CRC:EP 3338C IDRS --------------------------------------------

More information

PoS(ISCC 2017)020. Credit Risk Assessment of Receivable Accounts in Industry Chain based on SVM. Speaker. Huan Sun 1

PoS(ISCC 2017)020. Credit Risk Assessment of Receivable Accounts in Industry Chain based on SVM. Speaker. Huan Sun 1 Credit Risk Assessment of Receivabe Accounts in Industry Chain based on SVM 1 Schoo of computer and information, Hohhot Vocationa Coege Inner Mongoia, 010051, China E-mai: sunhhvc@163.com Industria chain

More information

Flexible Benefits for Group Income Protection. Policy Wording

Flexible Benefits for Group Income Protection. Policy Wording Fexibe Benefits for Group Income Protection Poicy Wording Wecome to Group Risk from Aviva What the poicy wording expains This poicy wording tes you: what to do if you need to caim what is covered expanations

More information

A guide to your with-profits investment and how we manage our With-Profit Fund

A guide to your with-profits investment and how we manage our With-Profit Fund Important information A guide to your with-profits investment and how we manage our With-Profit Fund For customers investing through pension pans. Contents This guide is important as it aims to answer

More information