Benefits That Count. Colonial Life can help you:
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- Ethelbert Benson
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1 Benefits That Count Coonia Life can hep you: Keep your costs down. Reaize tax savings. Save vauabe administrative time. Improve empoyees understanding and appreciation of their benefits. cooniaife.com
2 BENEFITS and COMPENSATION Having to make a choice between offering an attractive, robust benefits package (which digs into profits) or cutting back on tota offerings (and risk osing empoyees to the competition) Retirement eaves many businesses caught between a rock and a hard pace. As heath care costs continue to escaate, business owners can simpy no onger absorb additiona costs. On the other hand, most owners don t have the time or expertise to continuay Required Benefits shop around for a benefits package that best suits their needs.
3 Medica Wages Income Protection Survivor Benefits Catastrophic Iness hat can you do?
4 Buid a Persona Benefits Program You Can Count On Coonia Life s persona insurance products and services can hep you: Reaize tax savings for you and your empoyees. Communicate the vaue of your benefits package to retain empoyees and reduce turnover. Fi in gaps in existing benefits coverage. Incude a weness benefit for certain key screening tests. Many of our products incude weness benefits and are provided regardess of any other insurance your empoyee may have. Many aso offer dependent coverage, can be empoyee-paid and are HSA-compiant. Medica Retirement Medica Wages Income Protection Hospita Confinement Indemnity Insurance Accident Insurance Limited Benefit Medica Pan Income Protection Disabiity Insurance Required Benefits Catastrophic Iness Survivor Benefits Catastrophic Iness Cancer Critica Iness Insurance Survivor Benefits Life Insurance
5 Enhanced Benefits and Tax Savings You Can Count On Coonia Life can assist you in putting into pace a Fexibe Benefits Pan (POP) to hep ensure you are in compiance with Section 125 provisions and reguations, whie reducing taxes for both you and Medica your empoyees. Wages Reduce payro taxes. Increase empoyees spendabe income. Retirement Required Benefits Income Protection Survivor Benefits Catastrophic Iness Without Fex With Fex Gross Pay $1, $1, Pre-taxed Deduction (Eigibe Benefits) - $ $ Taxabe Amount $1, $ FICA, Federa Tax and State Tax Post-Tax Deduction (Eigibe Benefits ) - $ $ $ $0.00 Spendabe Income $ $ Savings Per Period $44.37 Tota Annua Savings $1, *Based on 24 pay periods
6 Benefit Communications You Can Count On Communication + Good Benefits = Lower Turnover A 1-to-1 meeting with a Coonia Life benefits counseor enabes each empoyee to: Personay review their current benefits. Meet individua needs. Consider new options. Understand how those options affect their paycheck. Understand and appreciate what you the empoyer contribute. Persona saary iustrations outine the empoyees benefit seections and how each affects their paycheck, so there are no surprises ater on when the first deductions are made.
7 Easy, Time-Saving Administrative Services You Can Count On Through an arrangement with CCH (Commerce Cearing House) Inc., we offer you access to CCH s HRAnswersNow website. Gives you a direct ink to vauabe human resource poicies and guideines. State and federa aws and reguations. Expained in everyday anguage.
8 Coonia Life Services You Can Count On Makes offering vountary products quick and easy. See a snapshot of your account and make updates to empoyee information in rea time. Provides access to vauabe resources and toos. These web-based services are designed to provide you with a quick and easy paperess biing process.
9 Persona Insurance Products and Superior Services You Can Count On You can count on Coonia Life as a ong-term partner to hep you: Keep your costs down. Fi gaps in your benefit programs. Enhance empoyee appreciation of what you do for them. Reaize tax savings. Consider new options. Hep protect your empoyees in 3 easy steps: Gather your information. Schedue group and 1-to-1 meetings. Count on Coonia Life to do the rest.
10 Fast facts about Coonia Life Headquartered in Coumbia, S.C. Founded in ,100 empoyees. Approximatey 8,000-member independent contractor saes organization nationwide. 6,100 active Coonia Life-contracted brokers. Offers a broad portfoio of persona insurance products incuding disabiity, accident, ife, cancer, critica iness and hospita confinement coverage. Industry Leader Received Readers Choice Awards for best consumerdriven products, best enroment, carrier that works best with brokers, and best at embracing new technoogy. 2 Continues to be a eader in benefits communication and education, enroment and customer service, whie providing persona insurance products to empoyees and their famiies through the workpace. Operates in 49 states, the District of Coumbia and Puerto Rico. In New York, simiar products and services, if approved, are underwritten by a Coonia Life affiiate, The Pau Revere Life Insurance Company. Serves more than 70,000 businesses and organizations. 1 Approximatey 3 miion poicies in force. 1 Is a stand-aone business of Unum, a Fortune 500 company and a market eader in disabiity, critica iness, ife, ong-term care and vountary benefits. Received Readers Choice Awards for best consumer-driven products, best enroment, carrier that works best with brokers, and best at embracing new technoogy. 2 Named one of the top two best arge companies to work for in S.C. 1 Coonia Life & Accident Insurance Company corporate records as of year-end Benefits Seing Magazine
11 Important Service Numbers Dedicated Pan Administrator Service Center To-Free Monday through Friday, 8 a.m.-7 p.m., Eastern Time. Pan Administrator Fax hours a day, 365 days a year. CooniaConnect for Pan Administrators SM Website: cooniaife.com The CooniaConnect site is your access to our E-Services. Join this website, designed excusivey to support our pan administrators, to: Utiize your E-Services. E-mai questions. Access the CCH HRAnswersNow website. Active Coonia Life accounts can join the site simpy by competing an eectronic form, accessibe through our website at cooniaife.com. Just go to the Customer Support ink, then Account Services.
12 Coonia Life 1200 Coonia Life Bouevard Coumbia, South Caroina cooniaife.com 2011 Coonia Life & Accident Insurance Company. Coonia Life products are underwritten by Coonia Life & Accident Insurance Company, for which Coonia Life is the marketing brand. 7/
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