IN LATE SUMMER, WE RE TRANSITIONING FROM

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1 IN LATE SUMMER, WE RE TRANSITIONING FROM TO 2 nd LARGEST RECORDKEEPER Suite of retirement services, innovative financial ols, and more ways access 24/7 #1 in client satisfaction and 2016 Retirement Leader of the Year Over 8 million participants Partners with 34,000 companies (Hawaiian Airlines, Southwest Airlines, and Apple)

2 BEHIND THE MOVE years of extensive research through best practices & Business Partner review Trustees also evaluated Fidelity Investments, BOA Merrill Lynch, and T. Rowe Price Selected Empower based on the service excellence, innovative experience, enhanced features, and the opportunity save our Crewmembers money Thoughtfully building enhanced program with ALL Crewmembers in mind in collaboration with: o Plan Trustees o Mercer o Employment Benefits Legal Counsel o Internal Subject Matter Experts (Benefits, Legal, IT, Cusmer Support)

3 CHANGES AND ENHANCED FEATURES Experts for guidance with your personal planning and saving strategy Educational content and interactive ols help with budgeting, investing, and asset allocation User-friendly website and app Estimate healthcare cost at retirement Peer comparison ols Targeted communications based on life stage Self-directed brokerage through Charles Schwab BLUECARPET EXPERIENCE

4 WHAT S STAYING THE SAME Continued contributions Traditional / Roth (U.S.) or Deferred Savings (Puer Rico) accounts Catch-up contributions age 50+ Up 5% match and 5% Retirement Plus Loans, in-service, and hardship withdrawals 4

5 JETBLUE U.S. PLAN FUND MAPPING Strategy Ticker/Cusip Fee Mapping Over Strategy Ticker/Cusip Fee T. Rowe Price Retirement Balanced Trust B 87280B % Vanguard Target Retirement Income Trust I 92202V % T. Rowe Price Ret Active Trust B 87280L % T. Rowe Price Ret Active Trust B 87280M % Vanguard Target Retirement Trust 2010 I 92202V % T. Rowe Price Ret Active Trust B 87280N % Vanguard Target Retirement Trust 2015 I 92202V % T. Rowe Price Ret Active Trust B 87280V % Vanguard Target Retirement Trust 2020 I 92202V % T. Rowe Price Ret Active Trust B 87280U % Vanguard Target Retirement Trust 2025 I 92202V % T. Rowe Price Ret Active Trust B 87280Y % Vanguard Target Retirement Trust 2030 I 92202V % T. Rowe Price Ret Active Trust B 87281G % Vanguard Target Retirement Trust 2035 I 92202V % T. Rowe Price Ret Active Trust B 87281H % Vanguard Target Retirement Trust 2040 I 92202V % T. Rowe Price Ret Active Trust B 87281J % Vanguard Target Retirement Trust 2045 I 92202V % T. Rowe Price Ret Active Trust B 87281K % Vanguard Target Retirement Trust 2050 I 92202V % T. Rowe Price Ret Active Trust B 87281M % Vanguard Target Retirement Trust 2055 I 92202V % T. Rowe Price Ret Active Trust B 87281N % Vanguard Target Retirement Trust 2060 I 92202V % T. Rowe Price Capital Appreciation Trust 87280A % Vanguard Inst. Index VINIX 0.04% Vanguard Inst. Index VINIX 0.04% T. Rowe Price Growth Sck Trust 87280A % T. Rowe Price Large Cap Core Growth 87279U % T. Rowe Price Income Trust 87279Y % T. Rowe Price Income 87279Y % Vanguard Extended Market Index VEXAX 0.09% T. Rowe Price Small-Cap Core Trust 87281E % Vanguard Extended Market Index VIEIX 0.07% T. Rowe Price New Horizons Trust 87280A % T. Rowe Price Mid-Cap Growth Trust 87281A % T. Rowe Price Small/Mid Cap Growth Separately Managed Account 0.60% T. Rowe Price Small-Cap Value Trust 87281F % T. Rowe Price Mid-Cap Value Trust 87281C % T. Rowe Price Small/Mid Cap Value Separately Managed Account 0.60% Vanguard Developed Markets Index VTMGX 0.07% Vanguard Developed Markets Index VTMNX 0.06% Harbor International HAINX 0.76% American Funds EuroPacific Growth R6 RERGX 0.50% Hartford Int'l Opportunities (Wellingn) HAOYX 0.74% Vanguard Total Bond Index VBTLX 0.05% Vanguard Total Bond Index VBTIX 0.04% T. Rowe Price GNMA PRGMX 0.59% Prudential Core 74443K % T. Rowe Price Treasury Money Market Trust 87280W % T. Rowe Price Short-Term Bond PRWBX 0.47% Vanguard Federal Money Market VMFXX 0.11% March 24, 2017

6 JETBLUE PUERTO RICO PLAN FUND MAPPING Strategy Ticker/Cusip Fee Mapping Over Strategy Ticker/Cusip Fee T. Rowe Price Retirement Balanced TRRIX 0.57% Vanguard Target Retirement Income Fund VTINX 0.13% T. Rowe Price Ret TRRFX 0.60% T. Rowe Price Ret TRRAX 0.59% Vanguard Target Retirement 2010 Fund VTENX 0.13% T. Rowe Price Ret TRRGX 0.62% Vanguard Target Retirement 2015 Fund VTXVX 0.14% T. Rowe Price Ret TRRBX 0.66% Vanguard Target Retirement 2020 Fund VTWNX 0.14% T. Rowe Price Ret TRRHX 0.69% Vanguard Target Retirement 2025 Fund VTTVX 0.14% T. Rowe Price Ret TRRCX 0.72% Vanguard Target Retirement 2030 Fund VTHRX 0.15% T. Rowe Price Ret TRRJX 0.74% Vanguard Target Retirement 2035 Fund VTTHX 0.15% T. Rowe Price Ret TRRDX 0.76% Vanguard Target Retirement 2040 Fund VFORX 0.16% T. Rowe Price Ret TRRKX 0.76% Vanguard Target Retirement 2045 Fund VTIVX 0.16% T. Rowe Price Ret TRRMX 0.76% Vanguard Target Retirement 2050 Fund VFIFX 0.16% T. Rowe Price Ret TRRNX 0.76% Vanguard Target Retirement 2055 Fund VFFVX 0.16% T. Rowe Price Ret TRRLX 0.76% Vanguard Target Retirement 2060 Fund VTTSX 0.16% T. Rowe Price Capital Appreciation Trust PRWCX 0.70% Vanguard Inst. Index VINIX 0.04% Vanguard Inst. Index VINIX 0.04% T. Rowe Price Growth Sck PRGFX 0.67% T. Rowe Price Blue Chip Growth TRBCX 0.71% T. Rowe Price Income PRFDX 0.66% T. Rowe Price Income PRFDX 0.66% T. Rowe Price Mid-Cap Value TRMCX 0.80% T. Rowe Price Mid-Cap Value TRMCX 0.80% T. Rowe Price Small-Cap Value PRSVX 0.92% T. Rowe Price Small-Cap Value PRSVX 0.92% T. Rowe Price New Horizons PRNHX 0.79% T. Rowe Price New Horizons PRNHX 0.79% T. Rowe Price Mid-Cap Growth RPMGX 0.77% T. Rowe Price Mid-Cap Growth RPMGX 0.77% T. Rowe Price Small-Cap Sck OTCFX 0.90% Vanguard Extended Market Index VIEIX 0.07% Harbor International HRINX 1.01% American Funds EuroPacific Growth R5 RERFX 0.54% Hartford Int'l Opportunities (Wellingn) IHOVX 0.74% Vanguard Total Bond Index VBTLX 0.05% Vanguard Total Bond Index VBTIX 0.04% T. Rowe Price GNMA PRGMX 0.59% Prudential Core TPCQX 0.40% T. Rowe Price Treasury Money Market Trust PRRXX 0.48% T. Rowe Price Short-Term Bond PRWBX 0.47% Vanguard Federal Money Market VMFXX 0.11% March 24, 2017

7 WHAT YOU CAN EXPECT MORE TO COME! CHARLES SCHWAB For those participating in a self-directed brokerage window, account will transfer from TradeLink Charles Schwab. Industry leading financial planning services and investment options offer wealth building and management, and estate planning with dedicated consultants Preferred pricing on select products and services Communication and reminders prior BLACKOUT PERIOD Payroll contributions and JetBlue s match will continue Crewmembers won t have access direct or diversify, check elective deferrals or request a loan, withdrawal, or distribution Communication and reminders prior blackout