7% December 2021 Bonds. Investment Bond

Size: px
Start display at page:

Download "7% December 2021 Bonds. Investment Bond"

Transcription

1 L O N D O N 7% December 2021 Bonds Investment Bond This document is a summary of the full Information Memorandum and Supplementary Information Memorandum. It should not be relied upon in isolation. You should seek independent financial advice before investing: Euler Investments London Plc does not provide, and is not authorised to give, financial advice and the information in this summary should not be treated as advice. Advisers, and prospective investors not taking independent advice, should read and ensure they understand the full Information Memorandum and supplementary, and should make their own further enquiries. This document has been approved by Alfred Henry Corporate Finance Limited who act for Euler Investments London Plc only in respect of this Offer and issue of securities.

2 Cyprus Stock Exchange is a European Based Stock Exchange, providing UK and International Companies access to the fully listed Emerging Companies Market Exchange.

3 Overview Euler Investments London Plc was incorporated on 2 June 2015, to become a UK registered, Cyprus Stock Exchange listed company. The business mandate is to identify and invest in a portfolio of investment companies and funds, as well as carry out proprietary investment trading. The directors of the company have a variety of experience in managing investments, covering a diverse range of asset classes including; equity stock indices, fixed income trading on worldwide futures & option exchanges. Euler Investments London Plc seeks to generate returns on investments by way of profit, cash flow and capital growth. The primary aim of the company is to provide a return to bond holders through the issuance of a 5 year, 7% bond, maturing in December 2021 and by utilising the experience in management strategies and risk management within the company. As well as being open to financial institutions, the bond is open to receive direct investment from UK retail investment customers. This enables UK Investors access to the bonds via: Direct Cash Investment ISA Pension Funds, SIPP & SSAS Recommendation via an independent financial adviser Euler Investments London Plc has listed this bond on the Cyprus Stock Exchange - CSE Cyprus Stock Exchange - CSE The Cyprus Stock Exchange was established as a legal entity in the form of a public corporate body under the Cyprus Securities and Stock Exchange Laws and Regulations which were passed by the House of Representatives in 1993 and 1995, respectively. The first trading session on the Cyprus Stock Exchange was held on March 29, The Stock Exchange currently operates a Regulated Market and a Non-Regulated Market in the form of Multilateral Trading Facility (the Emerging Companies Market ), which operate under the Cyprus Securities and Stock Exchange Law and the Investment Services and Activities and Regulated Markets Law (MIFID). Main participants of the Stock Exchange are the Members of the Stock Exchange (brokerage offices), listed issuers and investors.

4 About Bonds What is a bond? Bonds are loan stock instruments which act as IOU notes issued by companies. Bondholders lend their funds to the company issuing the bond, in return the investors receive regular fixed interest payments for a fixed period of time. At the end of that time period the company intends to repay the bondholders their capital in full. Companies with listed bonds produce financial statements twice a year, enabling investors to monitor their investments progress. Who can invest? Any UK resident who is over the age of 18, a UK Trust, a company or a charity which is not prevented by the laws of its governing jurisdiction from applying for a holding.

5 Why Invest in Bonds? Companies use bonds as an alternative way of raising capital to the traditional bank loan or mortgage. Bonds have been a growing part of most savers portfolios for years, and many well known companies use bonds to raise capital. Bonds provide savers with an alternative to investing in the stock market and other traditional assets. Bonds allow holders to enter into markets they wouldn t usually be able to access i.e. investment funds. Bonds provide the bondholder with a fixed interest regular return with low volatility. Returns provided by bonds are often higher than the interest rates offered by traditional savings/deposit accounts from banks and building societies. Euler Investment London Plc - 7% December 2021 Investment Bond What returns can you look forward to? Investment Amount Date Return paid for 1 year Total return paid over 4 years Total paid over 4 years* 10, , , , , , , , , , , , , , , *including return of initial investment. Note: Returns ultimately depend upon the success of Euler and are not otherwise guaranteed. See Risk Warnings to understand the risks. May be right for you if... You want an arm chair investment for 5 years. You want an annual fixed income from your savings. You have an existing portfolio and are looking for a source of diversification. You want an annual tax free income* through investing via an ISA investment. May not be right for you if... You do not have an existing portfolio of other, more regular, investments. You have little taste for more complex investment structures or for different types of risk. There s a good chance you will need your capital back before 5 years. How much can I invest? 5,000 is the starting minimum and there is no upper limit * Note that the tax treatment of an investment can depend upon individual circumstances and may be prone to change in the future.

6

7 Company Strategy Euler Investments London Plc has identified several investment structures to create diversification of assets held within the company. This is via direct share purchase investment allocation into performing fund structures with a proven track record, or partnerships with investment fund managers and proprietary trading. Alongside the identified external third party core invesments, the Directors will be running an internal proprietary investment strategy within financial futures and options sectors on worldwide listed exchanges. Although there is no guarantee the company will annually achieve the required returns on investment, or make a profit, Euler Investments London Plc has good grounds based upon solid financial analysis for believing that its strategy can deliver expected returns. Potential investors should read a copy of the Investment Memorandum and Supplementary Information Memorandum, which can both be downloaded from the company website.

8 Current Diverse Investment Opportunities Investment & Shareholding in a UK regulated Wealth Manager Oakham Wealth Management is an established boutique wealth manager, founded in From offices based in Mayfair, London, they manage investment portfolios for private and professional clients. Oakham are privileged to manage the wealth of clients across Europe and around the globe. They provide investment management services to high net worth private clients, family offices, trusts and charities with portfolio sizes ranging between 500,000 and 20m. Model portfolio services are also provided to professional clients, pension funds and small corporates. Thameside Investment Portfolios form part of the offering by Oakham. Ownership of a Proprietary fund management company Thameside Markets Limited (Thameside) is a wholly owned subsidiary of Euler Investment London Plc. Thameside is a proprietary investment group that trades statistical models and strategies across a wide array of asset classes, however they primarily concentrating on low risk options structures across derivative exchanges including equity indices, fixed income, Foreign Exchange & global commodities(agricultural, metals and energy). Thameside Markets Limited have developed a proprietary trading model that digitally scans and identifies exchange traded option combinations that are trading significantly below historical averages. This enables them to capture undervalued assets, setting up market neutral, dynamically hedging positions until prices normalise to take the profit. This strategy is set up in a Gibraltarian Hedge Fund structure. This fund is also included in the alternatives section of the Thameside Investment Portfolios ETP. Thameside have also set up a new Exchange Traded Product (ETP) which is a multi asset portfolio, designed for the retail investor market, offered through Oakham Wealth Management. The portfolios have been designed by Peter Long (the CIO of Thameside Investment Portfolios and Fund Manager at OakhamWealth), to create the integral cost efficiencies that both groups believe are core to the needs of investment clients. An ETP shares the same investment characteristics as an ETF and has many of the same benefits, such as daily pricing, liquidity,and the flexibility to be traded at any time during market opening hours. The intention is for our ETP to be listed on several European Exchanges and traded on the London Stock Exchange. Investment and Shareholding in a Blockchain Technology Company Blockchain has been in the attracting significant attention in the last quarter of 2017 and continues to do so in Whilst the valuations of Crypto Currencies and companies have been grabbing the headlines we have concentrated our efforts and knowledge on the BlockChain technology that is the basis of this market. We see huge value in this technology and have invested in a group that have a 20 year track record building and delivering trading and settlement technology platforms specifically for the financial sector. This group has built systems for organisations such as the London Stock Exchange, IG Index and Old Mutual and we believe are very well placed to create trading platforms and solutions using their own proprietary Blockchain software.

9 Summary Product Name Sector/Asset Class Redemption Date Product Classification Euler Investments London Plc Corporate Bond 31st December 2021 Transferable Bonds which the company has listed on the Cyprus Stock Exchange, Emerging Companies Market (Cyprus Stock Exchange is an exchange recognised by UK HMRC) Minimum Investor Subscription Opening Date Closing Date Fixed Interest Returns Tax Eligibility 5,000 1 st December th January 2019 Returns paid annually in arrears Fixed annual returns of 7% for until 31st December 2021 Eligible for ISA, SIPP, and SSAS Investments Parties and Advisers Corporate adviser Broker Solicitors to the Company Registrar Auditors Alfred Henry Corporate Finance Ltd Reyker Securities PLC Maddox Legal Limited and The Head Partnership LLP Equiniti David Venus Jeffreys Henry LLP

10 Risk Warnings Whilst this bond issue offers attractive returns, it is important to remember that it is not suitable for everyone. Current and potential investors are strongly recommended to consult an independent adviser who specialises in investments of this nature before making any decision to invest. The following risk factors are considered the key risk factors of an investment in this bond. For a more complete list of risks potential investors should read the full information Memorandum. The coupon payment of 7% and the repayment of the bonds themselves in December 2021 are reliant on the performance of Euler Investments London Plc over the life of your Bond. This is not guaranteed and you may get back less than you invested. Euler Investments London Plc is new and its strategy may not succeed in the longer term. Euler Investments London Plc plans are based on it being able to issue the full amount of bonds being offered; if significantly less than the full amount is raised, operating costs may be higher and its investments less diverse. The coupon payment of 7% and the repayment of the bonds themselves in December 2021 are reliant on the performance of Euler Investments London Plc over the life of your Bond. This is not guaranteed and you may get back less than you invested. The Company recently announced its audited accounts to 30 June These are available on the CSE website at the following link and highlight that at that date due to investment into a number of structures suitable for the company to execute its business plan, insufficient assets existed to cover the amounts owed to bondholders. Further details can be found in the Supplementary Information Memorandum on our website. Euler Investments London Plc plans are reliant on retaining the skills of key personnel. Some of Euler s investments may have a large degree of stock market fluctuations. Some may depend on the success or failure of individual companies. Some may be prone to large and unique risks that differ from mainstream investments. The value of Euler s investments may fall as well as rise. Euler Investments London Plc is not covered by the Financial Services Compensation Scheme. These bonds should be viewed as a medium to long term investment. You should not invest in them if you are likely to require the capital back before the maturity date. Euler Investments London Plc own strategy in the investment sector contains a number of business risks that may not pay off. Asset classes we invest in may experience downturns or upturns in their fortunes depending upon the economic climate, advances in technology or changes in regulation.

11 Euler Investments London Plc has listed the December 2021 bonds on the Cyprus Stock Exchange (CSE), investors must still be prepared to take a medium to long term view of their investment. In the event of a December 2021 Bondholder wishing to sell their holding there is no guarantee that there will be a purchaser with whom to match the bargain. Investors should therefore regard their investment in the December 2021 Bonds as of an illiquid nature and closed ended and one that may require to be held for the full term to the Redemption Date.

12 For further information please contact: Euler Investments London Plc Thameside Markets Ltd 15 Thameside Henley-on-Thames RG9 1BH United Kingdom Telephone:

Relative Return THA MESIDE INVESTMENT PORTFOLIOS

Relative Return THA MESIDE INVESTMENT PORTFOLIOS Relative Return I L L U M I N A T O R THA MESIDE INVESTMENT PORTFOLIOS Thameside Investment Portfolios is a trading name of Oakham Wealth Management Ltd, which is authorised and regulated by the Financial

More information

Bonds explained. Member of the London Stock Exchange

Bonds explained. Member of the London Stock Exchange Bonds explained Member of the London Stock Exchange Killik & Co We pride ourselves on being a relationship firm. Each client has their own dedicated Broker, who acts as the single point of contact to provide

More information

Navigating the markets. Multi-asset funds

Navigating the markets. Multi-asset funds Navigating the markets Multi-asset funds 2 / Our approach At Brooks Macdonald, our aim is to enhance our clients wealth through the provision of our investment solutions. We seek to build trusting relationships

More information

CHARITIES AID FOUNDATION

CHARITIES AID FOUNDATION Information booklet CHARITIES AID FOUNDATION 5% bonds due 2026 (including retained bonds) Issued by Retail Charity Bonds PLC 22 March 2016 Lead Manager Canaccord Genuity Limited Authorised Offerors Redmayne

More information

London Capital & Finance Plc. LCF. 8.0% Income Bonds. Series 10

London Capital & Finance Plc. LCF. 8.0% Income Bonds. Series 10 LCF London Capital & Finance Plc. 8.0% Income Bonds Series 10 LCF London Capital & Finance Plc. Head Office London Capital & Finance Plc The Old Coach House Eridge Park, Eridge Green Tunbridge Wells Kent

More information

INTL FCSTONE LTD INFORMATION ON ORDER EXECUTION POLICY. April 2018

INTL FCSTONE LTD INFORMATION ON ORDER EXECUTION POLICY. April 2018 INTL FCSTONE LTD INFORMATION ON ORDER EXECUTION POLICY April 2018 INTL FCStone Ltd 1 st Floor, Moor House, 120 London Wall, London, EC2Y 5ET Telephone +44 (0)20 3580 6000 Fax +44 (0)20 3580 6001 Registered

More information

Retail Bond Information Booklet

Retail Bond Information Booklet Retail Bond Information Booklet 15 5.375% Bonds due 2023 LendInvest Secured Income plc The information contained herein may only be released or distributed in the UK, Jersey, the Bailiwick of Guernsey

More information

Diversified Corporate Fixed Income Subscription limit of 100,000,000 INFORMATION MEMORANDUM. wisealpha.com

Diversified Corporate Fixed Income Subscription limit of 100,000,000 INFORMATION MEMORANDUM. wisealpha.com Diversified Corporate Fixed Income Subscription limit of 100,000,000 INFORMATION MEMORANDUM wisealpha.com Important INFORMATION This Information Memorandum, which constitutes an invitation to subscribe

More information

BOND. 6% pa. Quarterly Returns. Your Bond and Innovative Finance ISA Information Brochure

BOND. 6% pa. Quarterly Returns. Your Bond and Innovative Finance ISA Information Brochure BOND Your Bond and Innovative Finance ISA Information Brochure 6% pa Quarterly Returns Three ways To Start Your Application Online By Phone By Email www.fluidisa.com 0800 088 4548 bonds@fluidisa.com This

More information

JUST CASHFLOW PLC INVESTMENT REPORT

JUST CASHFLOW PLC INVESTMENT REPORT The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in

More information

Invesco Perpetual Enhanced Index funds Bringing investment skill to index investing

Invesco Perpetual Enhanced Index funds Bringing investment skill to index investing Invesco Perpetual Enhanced Index funds Bringing investment skill to index investing Why consider enhanced index investing? More and more investors are including index funds in their investment portfolios

More information

500 million Secured Note Program listed on the Irish Stock Exchange. Frequently Asked Questions

500 million Secured Note Program listed on the Irish Stock Exchange. Frequently Asked Questions 500 million Secured Note Program listed on the Irish Stock Exchange Frequently Asked Questions Introduction to Corporate Finance Bonds Ltd As the name suggests, Corporate Finance Bonds provides corporate

More information

Aberdeen Investment Funds ICVC

Aberdeen Investment Funds ICVC Aberdeen Investment Funds ICVC Prospectus July 2010 ECONOMIC INFORMATION This document is important. If you are in any doubt as to the meaning of any information in this document, you should consult your

More information

Information for investors

Information for investors Information for investors Martin Currie Asia Unconstrained Trust plc changed its name on 31 July 2015 having previously been known as Martin Currie Pacific Trust. This followed a vote by shareholders at

More information

SAVING STREAM BOND 3 YEAR SAVINGSTREAM.CO.UK

SAVING STREAM BOND 3 YEAR SAVINGSTREAM.CO.UK SAVING STREAM BOND 3 YEAR This invitation is a financial promotion for the purposes of Section 21 of the Financial Services and Markets Act 2000 and is issued by Saving Stream Bond Limited, (the Company

More information

An Introduction to Exchange Traded Products

An Introduction to Exchange Traded Products September 2015 An Introduction to Exchange Traded Products Investment vehicles come in a number of forms in the UK, of which Exchange Traded Products (ETPs) are one. Understanding the differences between

More information

IOOF Balanced Investor Trust

IOOF Balanced Investor Trust Issued: 16 December 2013 IOOF Balanced Investor Trust Product Disclosure Statement This Product Disclosure Statement (PDS) is issued by IOOF Investment Management Limited ABN 53 006 695 021 AFSL 230524,

More information

Ironbark LHP Diversified Investments Fund

Ironbark LHP Diversified Investments Fund Supplementary Product Disclosure Statement ( SPDS ) Ironbark LHP Diversified Investments Fund Dated: 20 June 2018 ARSN: 093 497 468 APIR: HFL0104AU Responsible Entity: Ironbark Asset Management (Fund Services)

More information

London Stock Exchange. An introduction to ETFs

London Stock Exchange. An introduction to ETFs London Stock Exchange An introduction to ETFs Agenda 1. Product overview transparency, pricing and regulatory guidelines 2. Market overview 3. Further information and resources Product overview transparency,

More information

ETFs for private investors

ETFs for private investors ETFs for private investors Simple products. Sophisticated strategies. ETFs Exchange Traded Funds (ETFs) are instruments which track an index. Indices can be country or region specific and based on emerging

More information

Hightown Housing Association Limited 4 per cent. Bonds due 31 October 2027 (including Retained Bonds)

Hightown Housing Association Limited 4 per cent. Bonds due 31 October 2027 (including Retained Bonds) PROSPECTUS DATED 10 OCTOBER 2017 Hightown Hightown Housing Association Limited 4 per cent. Bonds due 31 October 2027 (including Retained Bonds) Issued by Retail Charity Bonds PLC secured on a loan to Hightown

More information

FTSE Early Bonus Plan III

FTSE Early Bonus Plan III HSBC GLOBAL MARKETS FTSE Early Bonus Plan III Growth linked to the FTSE 100 Index with early exit feature Capital is not guaranteed Plan series: 528 Plan/ISA Manager: Hedge provider: Who is the Plan provider?

More information

Diversified Lending Bond

Diversified Lending Bond Diversified Lending Bond Adviser brochure Empowering Direct Lending IMPORTANT NOTICE For investment professionals only We have prepared this document exclusively for use by financial intermediaries that

More information

Perpetual Wholesale Funds

Perpetual Wholesale Funds Perpetual Wholesale s Supplementary Product Disclosure Statement number 1 dated 14 September 2011 for Product Disclosure Statement issue number 6 dated 1 June 2011 Issued by Perpetual Investment Management

More information

Insight Liquidity Funds p.l.c. Supplement dated 5 December 2018 to the Prospectus for ILF EUR Liquidity Plus Fund

Insight Liquidity Funds p.l.c. Supplement dated 5 December 2018 to the Prospectus for ILF EUR Liquidity Plus Fund Insight Liquidity Funds p.l.c. Supplement dated 5 December 2018 to the Prospectus for ILF EUR Liquidity Plus Fund This Supplement contains specific information in relation to ILF EUR Liquidity Plus Fund

More information

AIFMD Investor Disclosure

AIFMD Investor Disclosure AIFMD Investor Disclosure Name of Alternative Investment Fund ('AIF'): Name of Alternative Investment Fund Manager ('AIFM'): Name of Depositary: Name of Auditor: British Empire Trust Plc Asset Value Investors

More information

Quantum Mortgage Trust

Quantum Mortgage Trust Mortgage Trust ARSN: 095-909-096 This document is Part One of a two part Product Disclosure Statement. Prospective investors should read both Part One and Part Two Product Disclosure Statement before determining

More information

Aberdeen Investment Funds ICVC

Aberdeen Investment Funds ICVC Aberdeen Investment Funds ICVC Prospectus January 2010 ECONOMIC INFORMATION This document is important. If you are in any doubt as to the meaning of any information in this document, you should consult

More information

Levendi Thornbridge Defined Return Fund

Levendi Thornbridge Defined Return Fund Levendi Thornbridge Defined Return Fund The Levendi Thornbridge Defined Return Fund has been developed for investors looking to achieve steady returns with less volatility than that of the global stock

More information

Cash Account Income Fund

Cash Account Income Fund Cash Account Income Fund Product Disclosure Statement 2 October 2010 Important information Navigator Australia Limited ABN 45 006 302 987 AFSL 236466 ( Navigator, our, we or us ) is the issuer of this

More information

YOUR INTEREST ONLY MORTGAGE DIFFERENT METHODS OF REPAYING YOUR MORTGAGE. Provided by Scottish Widows Bank

YOUR INTEREST ONLY MORTGAGE DIFFERENT METHODS OF REPAYING YOUR MORTGAGE. Provided by Scottish Widows Bank YOUR INTEREST ONLY MORTGAGE Provided by Scottish Widows Bank DIFFERENT METHODS OF REPAYING YOUR MORTGAGE DIFFERENT METHODS OF REPAYING YOUR MORTGAGE INTEREST ONLY An interest only mortgage means that the

More information

Financial Services. Our Financial Services team are experts in the audit and assurance needs of investment businesses.

Financial Services. Our Financial Services team are experts in the audit and assurance needs of investment businesses. Financial Services Our Financial Services team are experts in the audit and assurance needs of investment businesses. Chartered Accountants, Tax and Business Advisers www.macintyrehudson.co.uk MHA MacIntyre

More information

Key Features of the LGT Vestra Wealth LLP Investment Mandates offered through dps Select

Key Features of the LGT Vestra Wealth LLP Investment Mandates offered through dps Select Key Features of the LGT Vestra Wealth LLP Investment Mandates offered through dps Select THIS DOCUMENT CONTAINS IMPORTANT INFORMATION WHICH IS GIVEN TO YOU TO HELP YOU, THE INVESTOR, TO UNDERSTAND THE

More information

BURFORD CAPITAL PLC. Unaudited Interim Report. For the period ended 30 June 2015

BURFORD CAPITAL PLC. Unaudited Interim Report. For the period ended 30 June 2015 Company Registration No. 09077893 (England and Wales) BURFORD CAPITAL PLC Unaudited Interim Report Page Company Information 1 Strategic Report 2 Report of Directors 3 Profit and Loss Account 7 Balance

More information

Key Features of the Tilney Bestinvest Investment Mandates offered through the dps Select Service

Key Features of the Tilney Bestinvest Investment Mandates offered through the dps Select Service Key Features of the Tilney Bestinvest Investment Mandates offered through the dps Select Service THIS DOCUMENT CONTAINS IMPORTANT INFORMATION WHICH IS GIVEN TO YOU TO HELP YOU, THE INVESTOR, TO UNDERSTAND

More information

Aberdeen Standard. Australian Small Companies Fund. Product Disclosure Statement (PDS) ARSN APIR CSA0131AU

Aberdeen Standard. Australian Small Companies Fund. Product Disclosure Statement (PDS) ARSN APIR CSA0131AU Aberdeen Standard Australian Small Companies Fund Product Disclosure Statement (PDS) Issued: 4 September 2018 ARSN 095 866 872 APIR CSA0131AU Issued by Aberdeen Standard Investments Australia Limited ABN

More information

ETFs for private investors

ETFs for private investors ETFs for private investors Simple products. Sophisticated strategies. Contents ETFs What are ETFs 2 How ETFs differ from other funds 3 Comparing product costs 4 Pricing and liquidity 5 Combining active

More information

La Trobe Australian Mortgage Fund Product Disclosure Statement. Date: 11 December 2009

La Trobe Australian Mortgage Fund Product Disclosure Statement. Date: 11 December 2009 La Trobe Australian Mortgage Fund Product Disclosure Statement Date: 11 December 2009 Contents 1. Key Features of the Fund 02 2. Eight (8) Benchmarks 04 3. Investment Snapshot 06 4. Fund Portfolio Metrics

More information

Aberdeen Standard Select Portfolio

Aberdeen Standard Select Portfolio Aberdeen Standard Select Portfolio This Fund Summary is for the following ILP sub-fund and should be read in conjunction with the Product Summary Aberdeen Standard Thailand Equity Fund USD Class Structure

More information

JUST LOANS GROUP INVESTMENT REPORT

JUST LOANS GROUP INVESTMENT REPORT The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in

More information

An introduction to Exchange Traded Products

An introduction to Exchange Traded Products An introduction to Exchange Traded Products For UK IFAs and Wealth Managers The ETP industry has seen tremendous growth over the last 20 years, with more than US$534 billion invested in over 6,900 ETPs

More information

IOOF Balanced Investor Trust

IOOF Balanced Investor Trust Dated: 30 September 2017 IOOF Balanced Investor Trust Product Disclosure Statement This Product Disclosure Statement (PDS) is issued by IOOF Investment Management Limited ABN 53 006 695 021 AFSL 230524,

More information

Investment Mandates and Key Features of the Smart Investment Management s Defined Risk portfolios offered through the dps Select Service

Investment Mandates and Key Features of the Smart Investment Management s Defined Risk portfolios offered through the dps Select Service Investment Mandates and Key Features of the Smart Investment Management s Defined Risk portfolios offered through the dps Select Service THIS DOCUMENT CONTAINS IMPORTANT INFORMATION WHICH IS GIVEN TO YOU

More information

Franklin Diversified Fixed Income Fund

Franklin Diversified Fixed Income Fund Date: 03 July 2017 (W CLASS UNIT) (ARSN 617 965 643) (FRT4234AU) Franklin Templeton Investments Australia Limited (ABN 87 006 972 247, AFS Licence Number 225328) Contacting us: If you have any questions

More information

RANGER DIRECT LENDING FUND PLC

RANGER DIRECT LENDING FUND PLC THIS PROSPECTUS IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION. If you are in any doubt as to what action you should take you are recommended to seek your own financial advice immediately from your

More information

THE NT EURO GOVERNMENT INFLATION LINKED INDEX FUND

THE NT EURO GOVERNMENT INFLATION LINKED INDEX FUND THE NT EURO GOVERNMENT INFLATION LINKED INDEX FUND 1 2 Supplement dated 16 February 2018 to the Prospectus dated 23 June 2017 for Northern Trust Investment s plc THE NT EURO GOVERNMENT INFLATION LINKED

More information

PROSPECTUS. Initial Public Offering and Continuous Offering January 31, 2018 Blockchain Technologies ETF (the Harvest ETF )

PROSPECTUS. Initial Public Offering and Continuous Offering January 31, 2018 Blockchain Technologies ETF (the Harvest ETF ) No securities regulatory authority has expressed an opinion about these securities and it is an offence to claim otherwise. This prospectus constitutes a public offering of these securities only in those

More information

Supplementary Product Disclosure Statement

Supplementary Product Disclosure Statement Supplementary Product Disclosure Statement Dated 24 March 2011 This is a Supplementary Product Disclosure Statement ( SPDS ) to the Product Disclosure Statement for A selection of managed investments (including

More information

Macquarie Option and Loan Facility. Information Memorandum

Macquarie Option and Loan Facility. Information Memorandum Macquarie Option and Loan Facility Information Memorandum Macquarie Bank Limited Macquarie Specialist Investment Solutions Macquarie Bank Limited ABN 46 008 583 542 and AFSL 237502 28 October 2013 IMPORTANT

More information

THE ADIMUS AUTUMN COLLECTION 2017

THE ADIMUS AUTUMN COLLECTION 2017 For professional use only, not approved for retail client distribution. 2017 Adimus Ltd is delighted to present our Autumn collection of investments. We are showcasing our core range of fully regulated

More information

HSBC MULTI FACTOR WORLDWIDE EQUITY UCITS ETF

HSBC MULTI FACTOR WORLDWIDE EQUITY UCITS ETF The Company and the Directors of HSBC ETFs PLC (the Directors ) listed in the Prospectus in the Management and Administration section, accept responsibility for the information contained in this Supplement.

More information

London Capital & Finance Plc. LCF. 8.0% Income Bonds INFORMATION MEMORANDUM. Series 10

London Capital & Finance Plc. LCF. 8.0% Income Bonds INFORMATION MEMORANDUM. Series 10 8.0% Income Bonds Series 10 INFORMATION MEMORANDUM Head Office & Finance Plc The Old Coach House Eridge Park, Eridge Green Tunbridge Wells Kent TN3 9JS Helpline Hours Mon-Fri: 9am - 7pm Saturday: 10am

More information

An introduction to Exchange Traded Products

An introduction to Exchange Traded Products An introduction to Exchange Traded Products For private investors The ETP industry has seen tremendous growth over the last 20 years, with more than US$539 billion invested in over 2,220 ETPs Europe-wide1.

More information

HSBC MSCI EM FAR EAST ETF

HSBC MSCI EM FAR EAST ETF HSBC MSCI EM FAR EAST ETF Simplified Prospectus 19 October 2010 This Simplified Prospectus contains key information in relation to HSBC MSCI EM FAR EAST ETF (the Fund ), a sub-fund of HSBC ETFs PLC (the

More information

Doing Business with FundsNetwork Including the Key Features of the Investment Account (also known as the Investment Fund Account) and Investment ISA

Doing Business with FundsNetwork Including the Key Features of the Investment Account (also known as the Investment Fund Account) and Investment ISA Doing Business with FundsNetwork Including the Key Features of the Investment Account (also known as the Investment Fund Account) and Investment ISA Contents About FundsNetwork 1 About this document 1

More information

A2D FUNDING PLC RETAIL BONDS

A2D FUNDING PLC RETAIL BONDS PROSPECTUS DATED 1ST OCTOBER, 2013 A2D FUNDING PLC RETAIL BONDS FIXED INTEREST RATE OF 4.75% PER ANNUM MATURITY DATE OF 18TH OCTOBER, 2022 JOINT LEAD MANAGERS Canaccord Genuity Limited Lloyds Bank AN INVESTMENT

More information

Wellcome Trust Finance plc Annual Report and Financial Statements Year ended 30 September 2014

Wellcome Trust Finance plc Annual Report and Financial Statements Year ended 30 September 2014 Annual Report and Financial Statements Year ended 30 September 2014 Contents Page Strategic Report 1 Directors Report 3 Independent Auditors Report 6 Profit and Loss Account 8 Balance Sheet 9 Cash Flow

More information

Investment Questionnaire

Investment Questionnaire Investment Questionnaire A SIPP or SSAS with Dentons Pension Management Limited (Dentons) can invest in any of the investments in Sections 2 6 of this questionnaire subject to satisfying our due diligence

More information

Macquarie Equity Lever

Macquarie Equity Lever Important Dates Opened 26 March 2008 Maturity Key Information Type Issuer Security Trustee Underlying Securities Liquidity Minimum Fees & Commissions Interest Rate Issuance Fee - Brokerage Adviser Brokerage

More information

R E D E F I N I N G T H E C O M M O D I T I E S M A R K E T P L A C E. Exchange Traded Commodities

R E D E F I N I N G T H E C O M M O D I T I E S M A R K E T P L A C E. Exchange Traded Commodities R E D E F I N I N G T H E C O M M O D I T I E S M A R K E T P L A C E Exchange Traded Commodities Contents Introduction 1 What are ETCs? 2 Benefits and features 4 Who are they for? 5 How do they work?

More information

Honeycomb Investment Trust plc

Honeycomb Investment Trust plc Registered Number: 09899024 Honeycomb Investment Trust plc Interim Report and Unaudited Financial Statements For the period from 1 January 2017 to 30 June 2017 Table of Contents 1 Strategic Report... 3

More information

Investing for a brighter future. Stocks and Shares ISAs explained 1 STOCKS AND SHARES ISAS EXPLAINED

Investing for a brighter future. Stocks and Shares ISAs explained 1 STOCKS AND SHARES ISAS EXPLAINED Investing for a brighter future Stocks and Shares ISAs explained 1 STOCKS AND SHARES ISAS EXPLAINED Stocks and Shares ISAs THE FACTS Contents 03 What is a stocks and shares ISA? 04 How much can I invest?

More information

1.00 % RPI Linked. Information Booklet. 10 Year Sterling Bonds Due January 2012 Places for People Capital Markets plc

1.00 % RPI Linked. Information Booklet. 10 Year Sterling Bonds Due January 2012 Places for People Capital Markets plc Information Booklet 12 January 2012 Places for People Capital Markets plc 1.00 % RPI Linked 10 Year Sterling Bonds Due 2022 Lead Manager and Bookrunner and Distributor: Evolution Securities Limited (a

More information

CGWM Global Equity Fund

CGWM Global Equity Fund CGWM Global Equity Fund Supplement dated 29 June 2017 to the Prospectus dated 29 June 2017 This Supplement contains specific information in relation to CGWM Global Equity Fund (the Fund), a sub-fund of

More information

BlackRock Cash Fund. Objectives and Investment Policy. Risk and Reward Profile KEY INVESTOR INFORMATION. Class OS Accumulating GBP

BlackRock Cash Fund. Objectives and Investment Policy. Risk and Reward Profile KEY INVESTOR INFORMATION. Class OS Accumulating GBP BlackRock Cash Fund Objectives and Investment Policy KEY INVESTOR INFORMATION This document provides you with key investor information about this Fund. It is not marketing material. The information is

More information

Investing for a brighter future. Stocks and Shares ISAs explained 1 STOCKS AND SHARES ISAS EXPLAINED

Investing for a brighter future. Stocks and Shares ISAs explained 1 STOCKS AND SHARES ISAS EXPLAINED Investing for a brighter future. Stocks and Shares ISAs explained 1 STOCKS AND SHARES ISAS EXPLAINED Contents 03 What is a stocks and shares ISA? 04 How much can I invest? 05 Why invest in a stocks and

More information

Absolute Insight Funds p.l.c. Supplement dated 11 July 2017 to the Prospectus for Absolute Insight Equity Market Neutral Fund

Absolute Insight Funds p.l.c. Supplement dated 11 July 2017 to the Prospectus for Absolute Insight Equity Market Neutral Fund Absolute Insight Funds p.l.c. Supplement dated 11 July 2017 to the Prospectus for Absolute Insight Equity Market Neutral Fund This Supplement contains specific information in relation to the Absolute Insight

More information

London Capital & Finance Plc. LCF. 1-year 3.9% Income Bonds. (Non-Transferable Securities) Series 3

London Capital & Finance Plc. LCF. 1-year 3.9% Income Bonds. (Non-Transferable Securities) Series 3 1-year 3.9% Income Bonds (Non-Transferable Securities) Series 3 Head Office & Finance Plc The Old Coach House Eridge Park, Eridge Green Tunbridge Wells Kent TN3 9JS Helpline Hours 10am until 4pm info ?

More information

INVESTING FOR A BRIGHTER FUTURE STOCKS AND SHARES ISAS EXPLAINED

INVESTING FOR A BRIGHTER FUTURE STOCKS AND SHARES ISAS EXPLAINED INVESTING FOR A BRIGHTER FUTURE STOCKS AND SHARES ISAS EXPLAINED EVERYONE HAS GOALS FOR THE FUTURE THEY LOOK FORWARD TO Achieving these goals often requires some longterm planning. A stocks and shares

More information

PRODUCT DISCLOSURE STATEMENT

PRODUCT DISCLOSURE STATEMENT First Mortgage Investments ARSN 089 600 920 PRODUCT DISCLOSURE STATEMENT MANAGED BY FIRST MORTGAGE MANAGED INVESTMENTS LIMITED ACN 089 507 899 AUSTRALIAN FINANCIAL SERVICES LICENCE NO. 227931 7394687v4

More information

For personal use only

For personal use only Cromwell Phoenix Core Listed Property Fund ARSN 604 286 071 APIR Code CRM0026AU ASX Code CFM01 Product Disclosure Statement 4 December 2015 This Product Disclosure Statement dated 4 December 2015 ( PDS

More information

Hargreave Hale VCT Top-up offer

Hargreave Hale VCT Top-up offer Hargreave Hale VCT Top-up offer VCT type: AIM Issue details: Top-up Max sought: 25m Min investment: 5,, or 2,5 in each VCT Offer closes: 215/16 tax year: 5 April 216 216/17 tax year: 16 November 216 EXECUTIVE

More information

THE SCOTTISH ORIENTAL SMALLER COMPANIES TRUST PLC

THE SCOTTISH ORIENTAL SMALLER COMPANIES TRUST PLC This document is issued by The Scottish Oriental Smaller Companies Trust PLC (the "Company") solely in order to make certain particular information available to investors in the Company before they invest,

More information

ATB FUNDS SIMPLIFIED PROSPECTUS. August 18, 2017

ATB FUNDS SIMPLIFIED PROSPECTUS. August 18, 2017 ATB FUNDS SIMPLIFIED PROSPECTUS August 18, 2017 Offering Series A, F1 and O units of the following mutual funds: Compass Portfolios: Compass Conservative Portfolio Compass Conservative Balanced Portfolio

More information

Super and Pension Manager

Super and Pension Manager Macquarie Super and Pension Manager Super and Pension Manager Macquarie Wrap Smart administration solutions made simple Part B Document number MAQSP01.3 The information contained in Part B of the Product

More information

MICROGEN plc ( Microgen ) Audited Preliminary Results for the Year Ended. 31 December 2016

MICROGEN plc ( Microgen ) Audited Preliminary Results for the Year Ended. 31 December 2016 8 March 2017 MICROGEN plc ( Microgen ) Audited Preliminary Results for the Year Ended 31 December 2016 Microgen, a leading provider of business critical software and services, reports its audited preliminary

More information

GAA US$ GLOBAL Q FUND a Class Fund of GAA INVESTMENT FUNDS LIMITED A Bermuda Mutual Fund Company Incorporated with Limited Liability

GAA US$ GLOBAL Q FUND a Class Fund of GAA INVESTMENT FUNDS LIMITED A Bermuda Mutual Fund Company Incorporated with Limited Liability SUPPLEMENTARY PROSPECTUS 5 April 2017 GAA US$ GLOBAL Q FUND a Class Fund of GAA INVESTMENT FUNDS LIMITED A Bermuda Mutual Fund Company Incorporated with Limited Liability Offer for Subscription of up to

More information

ScotGems plc INVESTOR DISCLOSURE DOCUMENT. 5 June 2017 IMPORTANT INFORMATION

ScotGems plc INVESTOR DISCLOSURE DOCUMENT. 5 June 2017 IMPORTANT INFORMATION This document is issued by ScotGems plc (the "Company") solely in order to make certain particular information available to investors in the Company before they invest, in accordance with the requirements

More information

Our Investment Services for private clients. History. Craftsmanship. Expertise.

Our Investment Services for private clients. History. Craftsmanship. Expertise. Our Investment Services for private clients History. Craftsmanship. Expertise. The of wealth management Restricted advice As a leading wealth manager, we provide advice on most types of investment including

More information

What is the Key Investor Information (KII) document and what is the Supplementary Information (SI) document?

What is the Key Investor Information (KII) document and what is the Supplementary Information (SI) document? SUPPLEMENTARY INFORMATION INCORPORATING ISA TERMS AND CONDITIONS This document provides supplementary information about your investment in the T. Bailey Funds (the Funds) for which T. Bailey Fund Services

More information

Planning for your retirement. Generating an income in retirement

Planning for your retirement. Generating an income in retirement Planning for your retirement Generating an income in retirement IN THIS GUIDE PLANNING YOUR RETIREMENT INCOME 3 CASH 5 BONDS 6 SHARES (EQUITIES) 9 PROPERTY 11 MULTI-ASSET INCOME INVESTMENTS 12 DRAWING

More information

CHIP CHIP HOLDINGS LTD

CHIP CHIP HOLDINGS LTD The content of this promotion has not been approved by an authorised person within the meaning of the Financial Services and Markets Act 2000. Reliance on this promotion, for the purposes of engaging in

More information

For personal use only

For personal use only Product Disclosure Statement SPIRE COPPER ROCK CAPITAL GLOBAL SMALLER COMPANIES FUND A Spire Global Investment Fund Contents Issue Date: 2 July 2015 About the PDS 2 1. About Equity Trustees Limited 2 2.

More information

Debentures improving disclosure for retail investors

Debentures improving disclosure for retail investors REGULATORY GUIDE 69 Debentures improving disclosure for retail investors August 2008 About this guide This guide is for issuers and others involved with the issue of debentures. It sets out guidelines

More information

Understanding investment concepts Version 5.3

Understanding investment concepts Version 5.3 Understanding investment concepts Version 5.3 This document provides some additional information about the investment concepts discussed in the SOA so that you can understand the benefits of the strategies

More information

EUROPEAN WEALTH ENHANCED CASH FUND. SUPPLEMENT TO THE PROSPECTUS FOR EUROPEAN WEALTH INVESTMENT FUND plc

EUROPEAN WEALTH ENHANCED CASH FUND. SUPPLEMENT TO THE PROSPECTUS FOR EUROPEAN WEALTH INVESTMENT FUND plc EUROPEAN WEALTH ENHANCED CASH FUND SUPPLEMENT TO THE PROSPECTUS FOR EUROPEAN WEALTH INVESTMENT FUND plc This document supplements the current prospectus for European Wealth Investment Fund plc (the Company)

More information

Retail Charity Bonds plc Unaudited Condensed Financial Statements for the 6 months ended 28 February 2018

Retail Charity Bonds plc Unaudited Condensed Financial Statements for the 6 months ended 28 February 2018 Unaudited Condensed Financial Statements for the Registered number: 8940313 1 Contents of the Financial Statements for the Contents Page Reference and Administrative Details 3 Interim Management Report

More information

Praemium Platform. Key Features of the Praemium Platform. Investors Terms & Conditions

Praemium Platform. Key Features of the Praemium Platform. Investors Terms & Conditions Praemium Platform Key Features of the Praemium Platform Investors Terms & Conditions Praemium Administration Limited is authorised and regulated by the Financial Conduct Authority reference 463566. Registered

More information

Key Features of the Bordier & Cie (UK) PLC Investment Mandates offered through the dps Select Service

Key Features of the Bordier & Cie (UK) PLC Investment Mandates offered through the dps Select Service Key Features of the Bordier & Cie (UK) PLC Investment Mandates offered through the dps Select Service THIS DOCUMENT CONTAINS IMPORTANT INFORMATION WHICH IS GIVEN TO YOU TO HELP YOU, THE INVESTOR, TO UNDERSTAND

More information

Key Features of the Ingenious Asset Management Investment Mandates offered through the dps Select Service

Key Features of the Ingenious Asset Management Investment Mandates offered through the dps Select Service Key Features of the Ingenious Asset Management Investment Mandates offered through the dps Select Service THIS DOCUMENT CONTAINS IMPORTANT INFORMATION WHICH IS GIVEN TO YOU TO HELP YOU, THE INVESTOR, TO

More information

For personal use only

For personal use only Schroders Schroder Real Return CPI Plus 3.5% Fund Wholesale Class Product Disclosure Statement Issued: 30 November 2016 mfund code: SCH12 Contact details Schroder Investment Management Australia Limited

More information

Temporary permission regime for inbound passporting EEA firms How to notify. January 2019

Temporary permission regime for inbound passporting EEA firms How to notify. January 2019 Temporary permission regime for inbound passporting EEA firms How to notify January 2019 1 Introduction In December 2017, the Government announced that, if necessary, it would introduce a temporary permissions

More information

SSAS Terms and Conditions

SSAS Terms and Conditions SSAS Terms and Conditions 2 1 INTRODUCTION... 4 2 THE SCHEME... 5 3 OWNERSHIP... 5 4 MEMBERSHIP... 5 5 COMMUNICATION... 5 6 CONTRIBUTIONS... 6 7 TRANSFER PAYMENTS INTO THE SCHEME... 8 8 TRANSFER PAYMENTS

More information

INVESTMENT POLICY. January Approved by the Board of Governors on 12 December Third amendment approved with effect from 1 January 2019

INVESTMENT POLICY. January Approved by the Board of Governors on 12 December Third amendment approved with effect from 1 January 2019 INVESTMENT POLICY January 2019 Approved by the Board of Governors on 12 December 2016 Third amendment approved with effect from 1 January 2019 1 Contents SECTION 1. OVERVIEW SECTION 2. INVESTMENT PHILOSOPHY-

More information

A GUIDE TO INVESTING

A GUIDE TO INVESTING A GUIDE TO INVESTING 2 A Guide to Investing Saving or investing? Saving is generally considered to be the habit of putting away small amounts of money on a regular basis, usually for a specific purpose.

More information

Aon Credit International s Review of 2015

Aon Credit International s Review of 2015 Aon Risk Solutions Aon Credit International Aon Credit International s Review of 2015 A year end summary and some thoughts for 2016 Risk. Reinsurance. Human Resources. 2015 trade credit insurance market

More information

Belong Limited 4.5 per cent. Bonds due 20 June 2026 (including Retained Bonds)

Belong Limited 4.5 per cent. Bonds due 20 June 2026 (including Retained Bonds) PROSPECTUS DATED 23 MAY 2018 Belong Limited 4.5 per cent. Bonds due 20 June 2026 (including Retained Bonds) Issued by Retail Charity Bonds PLC secured on a loan to Belong Limited MANAGER SERVICER PEEL

More information

Simplified Prospectus

Simplified Prospectus Schroders Simplified Prospectus July 2011 This document contains important information to help you decide whether our Unit Trust Funds are right for you. You should read this document carefully so that

More information

LCF. London Capital & Finance Plc. INFORMATION MEMORANDUM

LCF. London Capital & Finance Plc. INFORMATION MEMORANDUM INFORMATION MEMORANDUM Head Office & Finance Plc The Old Coach House Eridge Park, Eridge Green Tunbridge Wells Kent TN3 9JS 07 Officers and Advisors 08 Definitions 09 Key Information 11 Summary of LC&F

More information

RockRose Energy plc. ( RockRose or the Company ) Interim Results. RockRose Energy plc announces its Interim Results for six months ended 30 June 2016.

RockRose Energy plc. ( RockRose or the Company ) Interim Results. RockRose Energy plc announces its Interim Results for six months ended 30 June 2016. 16 August 2016 RockRose Energy plc ( RockRose or the Company ) Interim Results RockRose Energy plc announces its Interim Results for six months 30 June 2016. Highlights: On 13 January 2016 Rockrose was

More information