Portfolio Report. August 02, Prepared for: COMMUNITY FOUNDATION. Prepared by: LORI READY Wells Fargo Advisors, LLC
|
|
- Emmeline Sullivan
- 5 years ago
- Views:
Transcription
1 August 02, 2012 Portfolio Report Prepared for: Prepared by: LORI READY Wells Fargo Advisors, LLC This report is not complete unless all pages, as noted, are included. Please read the information in 'Disclosures' found within this report for an explanation of the terms and concepts presented in this report. Investment and Insurance Products: NOT FDIC Insured NO Bank Guarantee MAY Lose Value This Report is prepared by your Financial Advisor using software provided by Wells Fargo Advisors Wells Fargo Advisors. All Rights Reserved. Page 1 of 7
2 Accounts Included in the Report Account Number Account Name Account Nickname Tax Status Int/Ext GUNNISON VALLEY Taxable Internal 08/02/ Wells Fargo Advisors. All Rights Reserved. Page 2 of 7
3 Portfolio Diversification - Security Detail By: Asset Class, Security Sub Type Quantity Description Date Cost($) Market Market Unrealized Income Value($) G/L($) Annualzd($) Yield Annualzd(%) % of Account GUNNISON VALLEY ( ) 4,478, , % 100.0% Equity 2,530,930 56, % 56.5% Common Stock 4,908 4, % 0.1% 45 EOG RESOURCES INC 05/02/ , , % 0.1% REIT 83,196 88,438 5,242 1, % 2.0% 1,415 EQUITY RESIDENTIAL , ,438 5,242 1, % 2.0% Equity Fund 2,157,879 2,437, ,950 54, % 54.4% 3,913 DODGE & COX INTL STCK FD , ,028-25,096 2, % 2.7% 6,453 EUROPACIFIC GROWTH FD F , ,962-17,299 3, % 5.4% 1,333 ISHARES DOW JNS US UTIL , ,476 19,465 3, % 2.7% 2,390 ISHARES FTSE EPRE NA ETF , ,365-2,949 2, % 1.6% 2,975 ISHARES FTSE NAREIT INDU , ,440 10,517 2, % 1.9% 6,274 ISHARES S&P 500 GRW FD , , ,310 7, % 10.5% 1,876 ISHARES S&P GLOBAL ENRGY , ,106 7,672 1, % 1.6% 990 ISHARES S&P LATIN AMER , ,481 4,662 1, % 0.9% 2,530 ISHARES S&P M/C 400 GRW , ,574 74,507 1, % 5.9% 906 ISHARES S&P S/C 600 GRW , ,949 25, % 1.6% 941 ISHARES S&P S/C 600 VLU , ,307 18,029 1, % 1.5% 2,560 ISHARES TR MSCI EMG ETF , ,326 2,283 2, % 2.2% 1,020 POWERSHARES QQQ SER1 ETF , ,902 26, % 1.5% 8,344 SPDR S&P DIVIDEND ETF , ,933 15,550 14, % 10.5% 3,467 WTREE EMG MKTS EQUT ETF , , , % 4.0% Master Ltd Partnership % 10 MOTORS LIQUIDATION CO 06/12/ % Fixed Income 1,327,812 48, % 29.7% Corporate Bond 71,815 3, % 1.6% 10,000 8GEN MTRS 7.2% 1/15/11 04/21/ ,000 BOEING 4.85% 5/15/13 01/20/ , , % 0.2% 08/02/ Wells Fargo Advisors. All Rights Reserved. Page 3 of 7
4 Quantity Description Date Cost($) Market Market Unrealized Income Value($) G/L($) Annualzd($) Yield Annualzd(%) % of Account 10,000 GOLDMAN 5.15% 1/15/14 10/01/ , , % 0.2% 10,000 BELLSOUTH C 5.2% 9/15/14 10/01/ , , % 0.2% 10,000 JP MORGAN 5.25% 5/1/15 10/01/ , , % 0.2% 15,000 ELI LILLY 5.2% 03/15/17 10/01/ , ,712 1, % 0.4% 10,000 CONOCOPHIL 5.2% 05/15/18 10/01/ , ,843 1, % 0.3% Municipal Bond 85,482 91,342 5,861 3, % 2.0% 15,000 GARFLD CNTY CO 5%12/1/25 12/22/ , ,241 1, % 0.3% 20,000 WESTMINSTER 4% 12/1/ /22/ , , % 0.5% 15,000 UNIVERSITY 5%24 12/22/ , , % 0.3% 15,000 BROOMFIELD 5% 12/1/ /22/ , , % 0.3% 25,000 DENVER CO 5.0%11/15/ /22/ , ,079 3,725 1, % 0.6% Bond Fund 1,102,841 1,164,655 61,813 41, % 26.0% 6,220 AIM TAX-EXEMPT FDS CL Y 12/24/ , ,586 15,878 3, % 1.9% 5,590 DREYFUS PREM EMERGING I 03/14/ , , , % 1.8% 2,103 FRANKLIN T/F CO INCM ADV , ,221 4,325 1, % 0.6% 1,795 ISHARES S&P PRD STOCK , ,202 6,469 4, % 1.6% 1,197 ISHRES BARCLY TIPS BD FD , ,424 22,763 3, % 3.2% 2,538 ISHRS BRCLYS 1-3YR ETF , ,820 1,422 4, % 6.0% 17,061 OPPENHEIMER INTL BD FD Y , ,873-1,254 6, % 2.5% 7,179 PIMCO FORGN BD UNHEDG-A , ,333 4,500 1, % 1.8% 4,237 PIMCO MGMT SER T/R FD-A , , , % 1.1% 1,912 PWRSHS EM MAR SOV DE ETF , ,360 4,288 2, % 1.3% 14,158 RDGWRTH SEIX HIGH YLD I , ,894 3,128 9, % 3.1% 913 SPDR DB INTL GOVT ETF 03/16/ , , , % 1.2% Multi Class 50,000 48,705-1, % Market Linked 50,000 48,705-1, % 50,000 HSBC BANK USA 0%05/03/17 04/27/ , ,705-1, % Alternative Investment 248, ,912-1, % 5.5% Equity Fund 248, ,912-1, % 5.5% 7,671 HUSSMAN STRAT GRWTH FD , ,993-13, % 1.9% 5,860 POWERSHARES DB COMMD ETF , ,919 11, % Cash Alternative 323, , % Cash Alternative 323, , % 08/02/ Wells Fargo Advisors. All Rights Reserved. Page 4 of 7
5 Quantity Description Date Cost($) Market Market Unrealized Income Value($) G/L($) Annualzd($) Yield Annualzd(%) % of Account 323,195 Cash Alternative , , % Other % NotAvailable % 35 GENERAL MOTORS CO WTS 04/21/ % 35 GENERAL MOTORS CO WTS 04/21/ % Cost information for some tax lots will not be reported to the IRS. This report is not a substitute for your own records and the year-end 1099 form. Cost data and acquisition dates provided by you are not verified by our firm. Our firm does not render legal, accounting or tax advice. Transactions requiring tax considerations should be reviewed carefully with your accountant or tax advisor. Unless indicated otherwise, the Price and Cost are adjusted on certain fixed income securities for amortization (if purchased at a premium), accretion (if purchased at a discount) and/or commission and fees. This report is not complete without the Understanding Your Portfolio report which contains important terms and definitions. Income Annualized (EIA) takes your current income, based on the current dividends or interest paid by your securities and multiplies it to create an annualized hypothetical figure. It does not reflect actual or future performance and should not be relied upon when making financial decisions. Yield Annualized (EYA) is the EIA divided by the current market value. It does not reflect changes in price, which may fluctuate. All annualizations are based upon current positions using a simple mathematical calculation and assumes all figures remain constant for a year; any subsequent position changes will affect these calculations. Calculations for certain types of securities could include a return of principal or capital gain, in which case the figures would be overstated. Past performance is not a guarantee of future results. As these hypothetical calculations are solely based on mathematical principles, no consideration is given for premium or discount at purchase for bonds, which will affect the yield the investor will realize on the bond if held to redemption date, called or sold prior to maturity. Dividend payments are made solely at the discretion of the issuer and are subject to be changed or eliminated at any time. Income and Yield are estimates and the actual income and yield might be lower or higher than the estimated amounts. Yield reflects only the income generated by an investment. It does not reflect changes in price, which may fluctuate. Please note, EIA and EYA are only available on client reports. 08/02/ Wells Fargo Advisors. All Rights Reserved. Page 5 of 7
6 Understanding Your Portfolio General Information Investing involves risk, including the possible loss of principal. This report is intended to provide you with a descriptive overview of your current portfolio. The report may encompass one account or multiple accounts as specified in the report. The material has been prepared or is distributed solely for information purposes and does not supersede the proper use of your Wells Fargo Advisors client statements and/or trade confirmations, which are considered to be the official and accurate records of your account activity. Any market prices are only indications of market values, are subject to change, and may not reflect the value at which the securities could be sold. Reported prices should not be considered actual bids. For these reports, in certain groupings, Corporate Bonds includes Certificates of Deposit. Additionally, the report is prepared as of trade date, rather than settlement date, and may be prepared on a different date than your statement. The information contained in this report may not reflect all holdings or transactions, their costs, or proceeds in your account. The report may also include information you provided about assets held at other firms. Information on assets held away from Wells Fargo Advisors was provided by you and may not be covered by SIPC. We have relied solely on information from you regarding those assets. We do not verify or confirm those assets held with other firms or affiliates and you are responsible for notifying your Financial Advisor of any changes in your externally held investments including cost basis. Incomplete or inaccurate cost basis will affect your plan results because the tax assumptions are incorrect. Due to timing issues, if this report includes assets held at Wells Fargo Trust Company, positions and market data should be verified. Before making any decisions please validate your account information with your Financial Advisor. The financial data used to generate this report is provided to Wells Fargo Advisors by third party vendors. While this information is believed to be reliable, it has not been verified. Security ID will be ticker symbol, CUSIP number, Security Number or, if you have provided us with a market value of a generic asset classification type, we will assign a dash. This report is not complete unless all pages noted are included. For more detailed information, including current pricing, call your Financial Advisor. If we have included or if you have provided us with information on accounts managed by an affiliate of Wells Fargo Advisors, including fiduciary accounts at Wells Fargo Bank, N.A., you should understand that Wells Fargo Advisors has no authority to manage or influence the management of such accounts. The views, opinions, asset allocation models and forecasts may differ from our affiliates. To the extent that this report includes fixed income securities, you should be aware that the descriptions of fixed income securities are general in nature and do not reflect important information that you should consider, such as but not limited to, yield, call features, credit quality, and various tax implications. Before making any decisions regarding fixed income investments, contact your advisor to obtain more detailed information regarding specific fixed income securities. Asset Classes for mutual funds, variable annuities and exchange-traded funds are derived from Morningstar Categories. Underlying holdings classification provided by Morningstar Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Fixed Income Analysis Municipal bonds. Under present federal income tax law, the interest income received from investing in tax-exempt municipal bonds is generally free from federal income taxes. While the interest income may be tax-free, capital gains, if any, will be subject to taxes. Income for some investors may be subject to the federal Alternative Minimum Tax (AMT). Redemption date indicated is either maturity date (M), pre-refunded date (R), mandatory put or tender date (T), Dutch auction date or optional tender date (D), display date on perpetual securities (sixty years from report date) (P) or the date which would represent the average life of the maturity when measured from the date of this report (A). Because perpetual securities do not have a stated maturity date, we assign a date of sixty years from the date of the report to enable us to provide approximate yields and durations. Asset Class Descriptions The asset class descriptions below are included solely to provide insight into how individual securities are tied to specific asset classes. We use our best efforts to correctly classify investments. However, no warranty of accuracy is made. Equity Investments: Equity investments refer to buying stocks of United States companies. The investment return to the owner of stock (shareholder) is in the form of dividends and/or capital appreciation. The market capitalization of companies is used to group large, medium (Mid), and small companies. Shareholders share in both the upside potential and the downside risk. Capitalization: Market capitalization definitions differ but one example of capitalization methodology is that of Morningstar, which defines "large-capitalization" stocks as those stocks that form the top 70% of the market capitalization of the stocks eligible to be included in the Morningstar US Market Index (a diversified broad market index that represents approximately 97% of the market capitalization of publicly traded U.S. Stocks). The Morningstar index methodology defines "mid-capitalization" stocks as those stocks that form the 20% of market capitalization between the 70th and 90th percentile of the market capitalization and "small-capitalization" stocks as those stocks that form the 7% of market capitalization between the 90th and 97th percentile of the market capitalization of the stocks eligible to be included in the Morningstar US Market Index. Style: Blend (sometimes referred to as Core) investing is generally characterized as a strategy that seeks to balance the portfolio of stocks between the Growth and Value styles as market conditions fluctuate. Stocks in the underlying index are designated as "growth" as they are issued by companies that typically have higher than average historical and forecasted earnings, sales, equity and cash flow growth. Stocks in the underlying i ndex are weighted according to the total number of shares that are publicly owned and available for trading. Stocks in the underlying index are designated as "value" as they are issued by companies that typically have relatively low valuations based on price-to-earnings, price-to book value, price-to-sales, price-to-cash flow and dividend yields. The stocks in the underlying index are weighted according to the total number of shares that are publicly owned and available for trading. Fixed Income Securities (Bonds): Bonds are promissory notes of a United States corporation or federal government entity (taxable bonds) or a state or local government entity (taxexempt or municipal bonds). Bonds usually make a series of interest payments followed by a return of principal at maturity. If sold prior to maturity, the price that can be obtained for a bond may be more or less than face value, depending on interest rates at the time the bond is sold and the remaining term of the bond. 08/02/ Wells Fargo Advisors. All Rights Reserved. Page 6 of 7
7 Fixed income securities include Treasuries (i.e., public obligations of the U.S. Treasury that have remaining maturities of more than one year), Government-Related issues (i.e., agency, sovereign, supranational, and local authority debt), and Corporate Bonds. Investing in fixed income securities involves certain risks such as market risk if sold prior to maturity and credit risk especially if investing in high yield bonds, which have lower ratings and are subject to greater volatility. All fixed income investments may be worth less than original cost upon redemption or maturity. Term: Short-term Bonds have effective maturities of six years or less, intermediate bonds have effective maturities between six and twelve years; and long-term bonds have maturities of twelve years or longer. Income from tax exempt bonds is generally free from federal and state taxes for residents of the issuing state. While the interest income is tax-free, capital gains if any are subject to taxes. Income of certain tax-exempt bonds may be subject to the Federal Alternative Minimum Tax (AMT). Multi-Class: This category is primarily used to classify investments that include a substantial amount of both equity and fixed income investments, or some other combination of classes. Alternative Investments: Alternative investments carry specific investor qualifications which can include high income and net-worth requirements as well as relatively high investment minimums. They are complex investment vehicles which generally have high costs and substantial risks. The high expenses often associated with these investments must be offset by trading profits and other income. They tend to be more volatile than other types of investments and present an increased risk of investment loss. There may also be a lack of transparency as to the underlying assets. Alternative investments are subject to fewer regulatory requirements than mutual funds and other registered investment company products and thus may offer investors fewer legal protections than they would have with more traditional investments. Additionally, there may be no secondary market for alternative investment interests and transferability may be limited or even prohibited. Other risks may apply as well, depending on the specific investment product. Please carefully review the prospectus, private placement memorandum or other offering documents for complete information regarding terms, including all applicable fees, as well as risks and other factors you should consider before investing. Other: This classification represents securities which could not be definitively classified because there is insufficient similarity between the security and the defined asset classes. There may be inconsistencies in one or more of the following factors: historical performance, investment objective or asset composition. This analysis assigns relatively high downside risk and relatively low returns to assets classified as 'Other' in order to conservatively assess their impact on the portfolio. Cash Alternatives: Cash Alternatives include liquid, short term and interest bearing investments. Examples are money market funds, Treasury bills and commercial paper. It is possible to lose money by investing in cash alternatives. Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC, and Wells Fargo Advisors Financial Network, LLC, Members SIPC, nonbank affiliates of Wells Fargo and Company. 08/02/ Wells Fargo Advisors. All Rights Reserved. Page 7 of 7
ETF Allocation Portfolio ETF Diversified Income Portfolio
ETF Allocation Portfolio 2017-3 ETF Diversified Income Portfolio 2017-3 The unit investment trusts named above (the Portfolios ), included in Invesco Unit Trusts, Series 1799, each invest in a portfolio
More informationEnvision Basic Sample Report
November 24, 2015 Envision Basic Sample Report Prepared for: Jim and Susan Taylor Prepared by: Joseph Quinn Firm Name 1 N. Jefferson Ave. St. Louis, MO 63103 Note: This is a sample report and does not
More informationEnvision Basic Sample Report
August 28, 2014 Envision Basic Sample Report Prepared for: Jim and Susan Taylor Prepared by: Financial Advisor Wells Fargo Advisors 1 N. Jefferson Ave. St. Louis, MO 63103 Note: This is a sample report
More informationGS Momentum Builder Multi-Asset 5 ER Index-Linked Certificates of Deposit Due 2021
GS Momentum Builder Multi-Asset 5 ER Index-Linked Certificates of Deposit Due 2021 OVERVIEW The CDs do not bear interest. At maturity an investor in the CDs will be paid an amount in cash equal to the
More informationInvestment Option Summary
Investment Option Summary As of 12/31/2017 Contract/Plan ID Number: 5-21917 This document provides important information to help you compare the investment options available to you under the retirement
More informationq merrill edge guided investing strategy profile CIO Moderately Conservative ETF Core Tax Aware
Overview This Strategy seeks to provide diversified exposure among three major asset classes for a client's account with a moderately conservative target asset allocation. In normal market conditions,
More informationInvestment Option Performance
Investment Option Performance Data as of: 8/1/2018 The investment funds in this Investment Option Performance Report reflect the investment options currently offered under your plan. MassMutual has not
More informationBasic Sample Envision Report
August 25, 2010 Basic Sample Envision Report Prepared for: Jim and Susan Taylor Prepared by: Financial Advisor Wells Fargo Advisors 1 N. Jefferson Ave. St. Louis, MO 63103 Note: This is a sample report
More informationSAMPLE. Portfolio Insights Analysis. May 16, years, 1 month. Improve growth. Minimize impact of market volatility BENCHMARK DATE RANGE GOAL
May 16, 2018 Portfolio Insights Analysis ILOVEJP Sample Portfolio BENCHMARK JPMorgan 80-20 Benchmark DATE RANGE 10 years, 1 month GOAL Improve growth CONCERN Minimize impact of market volatility As the
More informationGS Momentum Builder Multi-Asset 5 ER Index-Linked Certificates of Deposit Due 2024
GS Momentum Builder Multi-Asset 5 ER Index-Linked Certificates of Deposit Due 2024 OVERVIEW The CDs do not bear interest. At maturity an investor in the CDs will be paid an amount in cash equal to the
More informationHSBC USA Inc. Autocallable Yield Notes
Filed Pursuant to Rule 433 Registration No. 333-202524 FREE WRITING PROSPECTUS Dated August 1, 2016 (To Prospectus dated March 5, 2015, Prospectus Supplement dated March 5, 2015 and Equity Index Underlying
More informationBRIGHAM YOUNG UNIVERSITY IDAHO
BRIGHAM YOUNG UNIVERSITY IDAHO Investment Options Comparative Chart Your plan allows you to direct how your contributions are invested. When making investment decisions, you should keep in mind how long
More informationSchwab OneSource Choice - Return of Premium Death Benefit Investment Performance as of 11/30/2018
Schwab OneSource Choice - Return of Premium Death Benefit - 90008-0 Investment Performance as of /0/208 Current performance may be lower or higher than performance data shown. Performance data quoted represents
More informationThe Goldman Sachs Group, Inc. $ GS Momentum Builder Multi-Asset 5 ER Index-Linked Notes due
Filed Pursuant to Rule 424(b)(2) Registration Statement No. 333-198735 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement
More informationPNC Investments Client Schedule of Commissions & Fees
PNC Investments Client Schedule of Commissions & Fees PNC Investments (PNCI) Financial Advisors 1 work closely with you, taking time to fully understand your current financial situation, establish and
More informationHSBC USA Inc. Autocallable Barrier Notes with Contingent Return
Filed Pursuant to Rule 424(b)(2) Registration No. 333-202524 January 20, 2017 PRICING SUPPLEMENT (To Prospectus dated March 5, 2015, Prospectus Supplement dated March 5, 2015, Equity Index Underlying Supplement
More informationAutocallable Yield Notes
Filed Pursuant to Rule 433 Registration No. 333-223208 April 30, 2018 FREE WRITING PROSPECTUS (To Prospectus dated February 26, 2018, Prospectus Supplement dated February 26, 2018 and Equity Index Underlying
More informationGS Momentum Builder Multi-Asset 5S ER Index-Linked CDs Due 2024
GS Momentum Builder Multi-Asset 5S ER Index-Linked CDs Due 2024 OVERVIEW The CDs do not bear interest. At maturity an investor in the CDs will be paid an amount in cash equal to the face amount of their
More informationING Strategic Allocation Portfolios Adviser Class, Class I and Class S Prospectuses dated April 7, 2008
ING Variable Funds ING Variable Portfolios, Inc. ING VP Balanced Portfolio, Inc. ING VP Intermediate Bond Portfolio ING VP Money Market Portfolio Adviser Class, Class I and Class S Prospectuses dated April
More information404a-5 Plan & Investment Notice
404a-5 Plan & Investment Notice Saving for retirement is an important part of your financial planning. And your company-sponsored retirement plan with John Hancock is a convenient way to help you save
More informationSecurity Benefit Advisor Mutual Fund Program
Security Benefit Advisor Mutual Fund Program Quarterly Performance Report as of June 30, 2011 You should consider the investment objectives, risks, charges, and expenses of the mutual funds carefully before
More informationHow to read the Investment Comparative Chart
How to read the Investment Comparative Chart This document aims to help you understand the terms and information found in the Investment Comparative Chart. The Investment Comparative Chart provides you
More informationTotal Price to public % $ 931, Underwriting discounts and commissions 0.00% $ - Proceeds to Royal Bank of Canada % $ 931,000.
Pricing Supplement Dated October 26, 2017 $931,000 To the Product Prospectus Supplement ERN-ETF-1 Dated January 11, 2016, Prospectus Supplement Dated January 8, 2016, and Prospectus Dated January 8, 2016
More informationCommunity Foundation of Northern Virginia - Pooled Investment Fund
//207 through 3/3/207 Quarterly Performance Report 207 Black Diamond Performance Reporting, LLC - 42008 Page of 3 Portfolio Overview Portfolio Value Summary Month Quarter Year to Date Last 2 Months Last
More informationSamples of John Hancock s 408(b)(2) and 404a-5 disclosure materials
Samples of John Hancock s 408(b)(2) and 404a-5 disclosure materials John Hancock Life Insurance Company of New York is collectively referred to as John Hancock. FOR PLAN SPONSOR USE ONLY. NOT FOR DISTRIBUTION
More information7yr ETF Efficiente 5 Variable Annual Income CD
7yr ETF Efficiente 5 Variable Annual Income CD OVERVIEW JPMorgan ETF Efficiente 5 Index (the strategy ) is a cross-asset strategy that aims to maximize returns per unit of risk by using portfolio optimization
More informationSchwab OneSource Variable Annuity New York Investment Performance as of 12/31/2018
Schwab OneSource Variable Annuity New York - 9000609-06 Investment Performance as of 2//208 Current performance may be lower or higher than performance data shown. Performance data quoted represents past
More informationoffer to sell nor does it seek an offer to buy these CDs in any jurisdiction where the offer or sale is not permitted.
The information in this preliminary disclosure statement supplement is not complete and may be changed. This preliminary disclosure statement supplement is not an offer to sell nor does it seek an offer
More informationSAMPLE. Customer Service and Account Information Market Monitor
Protect your privacy and the environment. Switch to estatements at www.schwab.com/lesspaper. Customer Service and Account Information Market Monitor Customer Service and Trading: Call your Schwab Representative
More informationJuly J.P. Morgan Structured Investments. The J.P. Morgan Efficiente Plus 5 Index (Net ER) Strategy Guide
July 2017 J.P. Morgan Structured Investments The J.P. Morgan Efficiente Plus 5 Index (Net ER) Strategy Guide Important Information The information contained in this document is for discussion purposes
More informationHead Traders, Technical Contacts, Compliance Officers, Heads of ETF Trading, Structured Products Traders. Exchange-Traded Fund Symbol CUSIP #
Information Circular: ishares Trust To: From: Head Traders, Technical Contacts, Compliance Officers, Heads of ETF Trading, Structured Products Traders NASDAQ / BX / PHLX Listing Qualifications Department
More informationBuffered Accelerated Market Participation Securities TM
Filed Pursuant to Rule 433 Registration No. 333-202524 May 1, 2017 FREE WRITING PROSPECTUS (To Prospectus dated March 5, 2015, Prospectus Supplement dated March 5, 2015 Equity Index Underlying Supplement
More informationSchwab Diversified Growth Allocation Trust Fund (Closed to new investors) Institutional Unit Class As of June 30, 2017
Fund Facts Trustee Fund Type Charles Schwab Bank Collective Trust Fund Morningstar Category Allocation - 50-70% Equity Benchmark Global Growth Custom Index 1 Unit Class Inception Date 3/7/2012 Fund Inception
More informationPERFORMANCE Funded by a Group Variable Funding Agreement
PERFORMANCE PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. Total return includes capital appreciation (depreciation), realized gains (losses), plus dividend or interest income. The investment return
More informationBenchmarking Analysis
Benchmarking Analysis Prepared for: XYZ Corp Plan Name: XYZ Corp 401k Plan Month Ending: November 30, 2016 Prepared By: George Washington AAA Wealth Management, Inc. 1600 Pennsylvania Ave NW Washington,
More informationHSBC Vantage5 Index Guide
HSBC Vantage5 Index Guide Table of contents HSBC Vantage5 Index 1 In brief 2 HSBC Vantage5 performance 3 Comparative results 5 Key drivers 6 HSBC Vantage5 strategy 7 Strategic allocation 8 Achieving balance
More informationYour investment. Your choice.
ONCORE VARIABLE ANNUITIES Your investment. Your choice. This material is for general use with the public and is not intended to provide investment advice for any individual. NOT A DEPOSIT NOT FDIC INSURED
More informationNextGen College Investing Plan Client Select Series Investment Guide
NextGen College Investing Plan Client Select Series Investment Guide The NextGen College Investing Plan is a Section 29 plan that offers you a tax-advantaged way to invest for a child s qualified higher-education
More informationThe Schwab Self-Directed Brokerage Account Indicators
The Schwab Self-Directed Brokerage Account Indicators An industry-leading benchmark on retirement plan participant investment activity within self-directed brokerage accounts Quarter Ending June 30, 2013
More informationPerformance Notes Linked to the HSBC Vantage5 Index (USD) Excess Return
Filed Pursuant to Rule 433 Registration No. 333-202524 January 2, 2018 FREE WRITING PROSPECTUS (To Prospectus dated March 5, 2015, Prospectus Supplement dated March 5, 2015, Equity Index Underlying Supplement
More informationDisclosure Statement Supplement to the Disclosure Statement dated December 19, 2011 No. 73 Goldman Sachs Bank USA $12,366,000 Contingent Coupon
Disclosure Statement Supplement to the Disclosure Statement dated December 19, 2011 No. 73 Goldman Sachs Bank USA $12,366,000 Contingent Coupon Index-Linked Certificates of Deposit due 2019 (Linked to
More informationHSBC Vantage5 Index Methodology Guide
HSBC Vantage5 Index Methodology Guide Table of contents Index overview 1 Index components 2 Vantage5 Index methodology 3 Monthly rebalancing process 4 Simulated historic volatility 5 Simulated portfolio
More informationDisclosure supplement To disclosure statement dated September 20, 2012 and underlying supplement no. CD-2-I dated June 26, 2012
Disclosure supplement To disclosure statement dated September 20, 2012 and underlying supplement no. CD-2-I dated June 26, 2012 JPMorgan Chase Bank, National Association $1,999,000 Variable Annual Income
More informationInvestment Option Fund Expenses
Investment Option Fund s Fees and expenses are as of 5/31/18. All Portfolios are not available in all products. (1) (2) (3) (4) (5) (6) (7) (8) Investment Options Share Class Investment Management Fee
More information5 Year Certificates of Deposit Linked to the HSBC Vantage5 Index
5 Year Certificates of Deposit Linked to the HSBC Vantage5 Index Overview The CDs provide at least 175% exposure (to be determined on the Pricing Date) to any positive return of the HSBC Vantage5 Index.
More informationInvestment Option Fund Expenses
Option Fund s s and expenses are as of 9/30/18. All Portfolios are not available in all products. (1) (2) (3) (4) (5) (6) (7) (8) s AB VPS Dynamic Asset Allocation Portfolio 6 B 0.70% 0.25% 0.13% 1.08%
More informationPricing Supplement $880,000 Dated April 12, 2017
Buffered~Enhanced Return Notes Linked to the ishares MSCI EAFE ETF, Due November 28, 2018 Pricing Supplement $880,000 Dated April 12, 2017 Linked to the ishares MSCI Emerging To the Product Prospectus
More informationBuffered Uncapped Market Participation Securities TM
Filed Pursuant to Rule 433 Registration No. 333-202524 May 31, 2017 FREE WRITING PROSPECTUS (To Prospectus dated March 5, 2015, Prospectus Supplement dated March 5, 2015 and Equity Index Underlying Supplement
More informationAlphaSolutions Blended Bull/Calendar
AlphaSolutions Blended Bull/Calendar An investment model based on trending strategies coupled with market analytics for downside risk control with predetermined investment periods Portfolio Goals Primary:
More informationGoldman Sachs Bank USA $2,799,000 Variable Coupon GS Momentum Builder Multi-Asset 5 ER Index-Linked Certificates of Deposit due 2022
Goldman Sachs Bank USA $2,799,000 Variable Coupon GS Momentum Builder Multi-Asset 5 ER Index-Linked Certificates of Deposit due 2022 The CDs will pay an annual coupon based on (i) the performance of the
More informationWells Fargo & Company
PRICING SUPPLEMENT No. 436 dated June 18, 2014 (To Product Supplement No. 4 dated May 2, 2012, Prospectus Supplement dated April 13, 2012 and Prospectus dated April 13, 2012) Wells Fargo & Company Medium-Term
More informationPortfolio Snapshot. Sample Report. A proposal for your review. John Adams Financial Advisor Merrill Lynch Wealth Management
Portfolio Snapshot A proposal for your review Sample Report John Adams Merrill Lynch Wealth Management SENSITIVE CLIENT INFORMATION INSIDE Important Information This analysis is a brokerage report that
More informationBuffered Accelerated Market Participation Securities TM
Filed Pursuant to Rule 433 Registration No. 333-223208 November 30, 2018 FREE WRITING PROSPECTUS (To Prospectus dated February 26, 2018, Prospectus Supplement dated February 26, 2018 Equity Index Underlying
More informationQuarter Ending June 30, Charles Schwab & Co., Inc. (Member SIPC). All rights reserved. ( )
Quarter Ending June 30, 2015 An industry-leading benchmark on retirement plan participant investment activity within self-directed brokerage accounts Table of Contents: Key Schwab Observations for Quarter
More informationGoldman, Sachs & Co. Amendment No. 1 to Pricing Supplement No. dated, 2014.
The information in this preliminary pricing supplement is not complete and may be changed. This preliminary pricing supplement is not an offer to sell nor does it seek an offer to buy these securities
More informationBuffered Accelerated Market Participation Securities TM
Filed Pursuant to Rule 433 Registration No. 333-223208 July 26, 2018 FREE WRITING PROSPECTUS (To Prospectus dated February 26, 2018, Prospectus Supplement dated February 26, 2018 Equity Index Underlying
More information404a-5 Plan & Investment Notice
404a-5 Plan & Investment Notice Saving for retirement is an important part of your financial planning. And your company-sponsored retirement plan with John Hancock is a convenient way to help you save
More informationCertificates of Deposit Linked to the S&P 500 Index Wells Fargo Bank, N.A.
Certificates of Deposit Linked to the S&P 500 Index Wells Fargo Bank, N.A. Terms Supplement dated February 17, 2017 to Disclosure Statement dated December 5, 2016 The certificates of deposit of Wells Fargo
More informationSTATE OF RHODE ISLAND DEFINED CONTRIBUTION RETIREMENT PLAN
Quarterly Investment Update STATE OF RHODE ISLAND DEFINED CONTRIBUTION RETIREMENT PLAN Investment Performance as of 12/31/2018 The performance data quoted represents past performance, and is no guarantee
More informationInvestment Description
PRICING SUPPLEMENT Filed Pursuant to Rule 424(b)(2) Registration Statement No. 333-208507 Dated October 26, 2016 Royal Bank of Canada Capped GEARS $742,700 Securities Linked to the ishares MSCI EAFE ETF
More informationHSBC Bank USA, N.A. 6 Year Sector Selector Certificates of Deposit With Minimum Return
HSBC Bank USA, N.A. 6 Year Sector Selector Certificates of Deposit With Minimum Return FINAL TERMS Issuer Issue Issuer Rating Denomination HSBC Bank USA, N.A. 6 Year Sector Selector CD with Minimum Return
More informationUnderstanding the taxability of investments
Understanding the taxability of investments Managing your portfolio to help control your tax bill Investors need to consider many factors in the process of choosing investments. One at the top of many
More informationThe Goldman Sachs Group, Inc. $ Dow Jones Industrial Average -Linked Notes due
Filed Pursuant to Rule 424(b)(2) Registration Statement No. 333-198735 The information in this preliminary pricing supplement is not complete and may be changed. This preliminary pricing supplement is
More informationBuffered Accelerated Market Participation Securities TM
Filed Pursuant to Rule 433 Registration No. 333-223208 October 2, 2018 FREE WRITING PROSPECTUS (To Prospectus dated February 26, 2018, Prospectus Supplement dated February 26, 2018 Equity Index Underlying
More informationSchwab Diversified Growth Allocation Trust Fund
Fund Facts Trustee Fund Type Charles Schwab Bank Collective Trust Fund Category Global Asset Allocation Benchmark Global Growth Custom Index 1 Unit Class Inception Date 11/21/2012 Fund Inception Date 3/7/2012
More informationGreat-West SecureFoundation(R) Bal ETF A
The volatility, when shown, Moderate The volatility measure will always be displayed. If the Moderate Quality Objective & Strategy The investment seeks long-term capital appreciation and income. The fund
More informationThe Schwab Self-Directed Brokerage Account Indicators TM
The Schwab Self-Directed Brokerage Account Indicators TM An industry-leading benchmark on retirement plan participant investment activity within self-directed brokerage accounts. All Participants Quarter
More informationSubject to Completion. Dated June 3, Goldman Sachs Bank USA $ GS Momentum Builder Multi-Asset 5 ER Index-Linked Certificates of Deposit due 2021
The information in this preliminary disclosure statement supplement is not complete and may be changed. This preliminary disclosure statement supplement is not an offer to sell nor does it seek an offer
More informationUBS Client Review. Prepared for. What's inside. Accounts included in this review. as of March 6, Financial Advisor:
UBS Client Review as of March 6, 2014 Branch office: 1285 Ave of the Americas 15th, 16th, 17th, & 18th Flrs New York, NY 100196031 Financial Advisor: Prepared for Sample Reports Accounts included in this
More informationAsset Allocation & Performance
COMMUNITY FOUNDATION OF GREATER DES MOINES LONG TERM GROWTH Asset Allocation & Performance As of March, 208 Asset Allocation on March, 208 Actual $ Actual (%) Target (%) Equity $68,6,297 62.4 62.8 Fixed
More informationVantageTrust Fund Fees and Expenses
VantageTrust Fees and Expenses R1 B July 1, 2013 Your Employer has entered into an Administrative Services Agreement with ICMA-RC that establishes the services to be provided to your Plan(s) and the fees
More information* Subject to postponement in the event of a market disruption event and as described under Description of the CDs Payment
Disclosure supplement To disclosure statement dated September 20, 2012 and underlying supplement no. CD-6-I dated December 7, 2012 JPMorgan Chase Bank, National Association $968,000 Variable Annual Income
More informationMorningstar Direct SM U.S. Asset Flows Update
? Morningstar Direct SM U.S. Asset Flows Update Morningstar Manager Research 20 October Data through tember 30 U.S. Mutual Funds and Exchange- Traded Products Alina Tarlea Senior Analyst Markets Research
More informationSubject to completion dated March 1, Preliminary Pricing Supplement No. T1565 Financial Products
The information in this preliminary pricing supplement is not complete and may be changed. This preliminary pricing supplement is not an offer to sell these securities, and it is not soliciting an offer
More informationThe Schwab Self-Directed Account Indicators. brokerage. Quarter Ending December 31, 2013
The Schwab Self-Directed Brokerage Account Indicators An industry-leading benchmark on retirement plan participant investment activity within selfdirected brokerage accounts. Quarter Ending December 31,
More informationLeveraged Index Return Notes Linked to the Dow Jones Industrial Average SM
Subject to Completion Preliminary Term Sheet dated May 31, 2016 Filed Pursuant to Rule 433 Registration Statement No. 333-202524 (To Prospectus dated March 5, 2015, Prospectus Supplement dated March 5,
More informationBuffered Fixed Rate Notes
Filed Pursuant to Rule 433 Registration No. 333-202524 August 2, 2017 FREE WRITING PROSPECTUS (To Prospectus dated March 5, 2015, Prospectus Supplement dated March 5, 2015 and Equity Index Underlying Supplement
More informationAMERICAN BUS ASSOC. FOUNDATION 111 K ST. NE 9TH FL WASHINGTON DC
AMERICAN BUS ASSOC. FOUNDATION 111 K ST. NE 9TH FL WASHINGTON DC 20002-8110 Investor Statement April 10, 2017 Prepared for American Bus Association Foundation AMERICAN BUS ASSOC. FOUNDATION 111 K ST. NE
More informationFiled pursuant to Rule 433 Registration Statement Nos and FINANCIAL PRODUCTS FACT SHEET (U1627)
Filed pursuant to Rule 433 Registration Statement Nos. 333 202913 and 333 180300 03 FINANCIAL PRODUCTS FACT SHEET (U1627) Offering Period: June 13, 2016 June 16, 2016 12.75% per annum Contingent Coupon
More informationPlan and Investment Notice
Plan and Investment Notice COLUMBIA COLLEGE 403(B) DC PLAN January 17, 2016 Your participation in your employer's retirement plan is the first step to ensuring adequate retirement income. The purpose of
More informationInvestment Option Performance
Investment Option Performance Data as of: 6/0/2016 We make available to plan sponsors an "ERS Approved List" of funds as designated in the Core Investment Menu below and provided by Envestnet Retirement
More informationParticipant Disclosure of Plan and Investment Related Information
Participant Disclosure of Plan and Investment Related Information MidAmerican Energy Company Retirement Savings Plan Participating in the MidAmerican Energy Company Retirement Savings Plan can be one of
More informationENV# CEBGHBZFBBBFRWL_BBBBB HUNTINGTON FINANCIAL ADVISORS 37 W BROAD ST, 10TH FL HP1000 COLUMBUS, OH 43215
ENV# CEBGHBZFBBBFRWL_BBBBB HUNTINGTON FINANCIAL ADVISORS 37 W BROAD ST, 10TH FL HP1000 COLUMBUS, OH 43215 WEST VIRGINIA LIBRARY ASSN 3100 EMERSON AVE PARKERSBURG WV 26104 STATEMENT FOR THE PERIOD OCTOBER
More informationUBS Client Review. Prepared for. What's inside
UBS Client Review as of March 6, 2014 Branch office: 1285 Ave of the Americas 15th, 16th, 17th, & 18th Flrs New York, NY 100196031 Financial Advisor: Prepared for Sample Reports Accounts included in this
More informationMulti-Asset Income: Moderate Growth (MAP) Select UMA
J.P. Morgan Asset Management (Model Portfolio Provider) 270 Park Avenue New York, New York 10017 PRODUCT OVERVIEW Morgan Stanley Smith Barney LLC ("Morgan Stanley") is the Manager of this strategy. The
More informationLarge Cap Growth Equity Fund... Benchmark
Release Date: 12-31-2013 Large Cap Growth Equity Fund... Benchmark Morningstar Category Russell 1000 Growth Index Large Growth Investment Objective & Strategy This Fund seeks long-term capital appreciation
More informationJ.P. Morgan Structured Investments
Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No. 333-155535 April 7, 2010 April 2010 J.P. Morgan Structured Investments T H E S & P 5 0 0 R I S K C O N T R O L 1 0 % E X C
More informationUnderlying Investments Performance / Annuity Rates of Return. Inception Date
Date 7/31/2014 Benchmark Index Morningstar Lifetime Index The returns quoted represent past performance, which is no guarantee of future results. Returns and the principal value of your investment will
More informationSYSTEMATIC VALUE CALCULATION FOR FIXED INCOME ETFs. The Step-by-Step Calculation and Hypothetical Example
SYSTEMATIC VALUE CALCULATION FOR FIXED INCOME ETFs The Step-by-Step Calculation and Hypothetical Example What is Systematic Value? Fixed income ETFs have provided investors of all profiles, from large
More informationHSBC Bank USA, N.A. S&P 500 Index and ishares MSCI EAFE Index Fund Linked Certificates of Deposit
HSBC Bank USA, N.A. S&P 500 Index and ishares MSCI EAFE Index Fund Linked Certificates of Deposit General Final Terms and Conditions Deposit Highlights January 30, 2015 Certificates of deposit (the CDs
More informationCALCULATION OF REGISTRATION FEE
Pricing Supplement No. T392 To the Underlying Supplement dated July 29, 2013, Product Supplement No. T-I dated March 23, 2012, Prospectus Supplement dated March 23, 2012 and Prospectus dated March 23,
More informationNavigating the ETF Landscape
Navigating the ETF Landscape Daniel Prince, CFA Director, Head of ishares Product Consulting May 3, 2017 Agenda What are Exchange Traded Funds (ETFs) What is driving ETF usage ETF trends and innovation
More informationPlan and Investment Notice
Plan and Investment Notice DEPAUL UNIVERSITY 403(B) RETIREMENT PLAN Your participation in your employer's retirement plan is the first step to ensuring adequate retirement income. The purpose of this Plan
More informationAdditional series available. Morningstar TM Rating. Funds in category 363. Fixed income % of fixed income allocation
Sun Life BlackRock Canadian Balanced Fund Investment objective Series A $12.4584 Net asset value per security (NAVPS) as of August 20, 2018 $0.0128 0.10% Benchmark Blended benchmark Fund category Canadian
More informationSummary Plan Disclosure Notice. Plan Information as of 11/27/2018. Jamestown College (ND) 403(b) Plan
Summary Plan Disclosure Notice Plan Information as of 11/27/2018 Jamestown College (ND) 403(b) Plan Notice Summary Federal regulation requires that your retirement Plan Sponsor provide you with specific
More informationCWA SAVINGS & RETIREMENT TRUST (THE "PLAN") IMPORTANT NOTICE
CWA SAVINGS & RETIREMENT TRUST (THE "PLAN") IMPORTANT NOTICE March 2017 Plan and Investment-Related Information Including Investment Option Performance History, Fees and Expenses The following information
More informationThe Schwab Self-Directed Brokerage Account Indicators
The Schwab Self-Directed Brokerage Account Indicators An industry-leading benchmark on retirement plan participant investment activity within self-directed brokerage accounts Quarter Ending March 31, 2011
More informationJ.P. Morgan Structured Investments
Payment at Maturity North America Structured Investments 4yr ETF Efficiente DS 5 CD Overview J.P. Morgan ETF Efficiente DS 5 (the ) is an addition to the JPMorgan Efficiente index family. JPMorgan ETF
More informationSession II: Where to Invest. Byron Caskey Financial Consultant February 14, 2017
Session II: Where to Invest Byron Caskey Financial Consultant February 14, 2017 1 Seek the advice of tax and legal advisors This presentation is designed to provide accurate and authoritative information
More informationThe Schwab Self-Directed Account Indicators. brokerage. Quarter Ending June 30, 2014
The Schwab Self-Directed Brokerage Account Indicators An industry-leading benchmark on retirement plan participant investment activity within selfdirected brokerage accounts. Quarter Ending June 30, 2014
More information