Investment Option Performance

Transcription

1 Investment Option Performance Data as of: 6/0/2016 We make available to plan sponsors an "ERS Approved List" of funds as designated in the Core Investment Menu below and provided by Envestnet Retirement Solutions, LLC ("ERS"), a majority owned subsidiary of Envestnet, Inc. The ERS Approved List is a component of MassMutual's Fiduciary Assure program which is governed by a separate advisory services agreement between ERS and the plan sponsor. As part of this program, ERS will assume co-fiduciary responsibility for the investment selection process with respect to the funds on its ERS Approved List, subject to certain program requirements and limitations as set forth in the advisory services agreement. ERS also offers a Select Line-up List and possible Qualified Default Investment Alternative options through the Fiduciary Assure Program. The possible QDIA options are general suggestions and plan fiduciaries must consider the demographics of their plan and the appropriate level of risk for their plan participants before choosing a QDIA. Advisory services are offered by ERS, which is a SEC registered investment advisor and not an affiliate or subsidiary of MassMutual. The information provided herein is for informational purposes only and should not be construed as a recommendation to purchase or sell any particular security or investment vehicle(s) offered by ERS. The information contained herein has been obtained from sources believed to be reliable, but is not necessarily complete and its accuracy cannot be guaranteed. All opinions and views expressed herein are subject to change at any time without notice. ERS does not provide legal or tax advice. ERS cannot and does not make any guarantee about the future performance or profitability of your retirement plan investments. Like all investments, the investments available in your retirement plan are subject to a variety of risks including market, currency, and political risks. Past performance of any investment product or service is no guarantee of future results. For more information, please see ERS's ADV located on The investment funds in this Investment Option Performance Report reflect the investment options currently offered under your plan. MassMutual has not determined or made any recommendations as to which investment options are to be offered under your plan. MassMutual organizes the investment funds available to retirement plans on its recordkeeping platform into several different Investment Menus which generally group funds by similar fund expenses and financial professional compensation. The Investment Menus generally include any funds for which we have trading arrangements for Plan clients and were not created to take into account any financial and investment objectives, risk tolerance or the suitability of any investment option with respect to any specific client. For more information on the investment funds offered under your plan, including the rates of compensation paid to MassMutual from the investment funds or their affiliates, please review the applicable Investment Menus and each fund's prospectus. Please contact your financial professional or team at MassMutual for a copy of the Investment Menus. Please note that MassMutual and its affiliates, subsidiaries or service providers do not offer investment advice and do not act as plan fiduciaries. The selection and monitoring of investments for the plan remains the sole responsibility of the plan fiduciary, which shall in no instance be MassMutual or any of its affiliates, subsidiaries, service providers or employees. Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value fluctuate so your shares, when sold, may be worth more or less than the original cost; current performance may be lower or higher than quoted. For more recent performance, call or visit each fund company's Web site. Morningstar Objective Name/Share Class Ratio ** Average Annual YTD Yr / Morningstar Percentile ing*** Yr Asset Allocation Allocation--0% to 50% Equity ILC INDUSTRIES 401K SAV INV PLAN 1

2 Name/Share Class Ratio ** Average Annual YTD Yr / Morningstar Percentile ing*** Yr Asset Allocation Allocation--0% to 50% Equity MFS Conservative Allocation A 06/28/02 N 0.94/ Participant(s) with Balance / $6,525, in Plan Assets Total Number of s in Category Allocation--0% to 50% Equity: Allocation--50% to 70% Equity MFS Moderate Allocation A 06/28/02 N 1.00/ Participant(s) with Balance / $,711, in Plan Assets Total Number of s in Category Allocation--50% to 70% Equity: Allocation--70% to 85% Equity MFS Growth Allocation A 06/28/02 N 1.07/ Participant(s) with Balance / $4,24, in Plan Assets Total Number of s in Category Allocation--70% to 85% Equity: Allocation--85%+ Equity MFS Aggressive Growth Allocation A 06/28/02 N 1.14/ Participant(s) with Balance / $2,29,0.12 in Plan Assets Total Number of s in Category Allocation--85%+ Equity: Cash Stable Value Federated Capital Preservation ISP 08/01/86 N 0.76/N/A N/A N/A N/A N/A N/A N/A N/A N/A 129 Participant(s) with Balance / $9,402,64.04 in Plan Assets USTREAS T-Bill Cnst Mat Rate Yr Total Number of s in Category Stable Value: N/A N/A N/A N/A Bonds Corporate Bond MFS Corporate Bond A 05/08/74 N 0.82/ Participant(s) with Balance / $4,25, in Plan Assets Barclays US Corp IG TR USD Total Number of s in Category Corporate Bond: Balanced Allocation--50% to 70% Equity MFS A 10/06/70 N 0.74/ Participant(s) with Balance / $5,654,52.96 in Plan Assets ILC INDUSTRIES 401K SAV INV PLAN 2

3 Name/Share Class Ratio ** Average Annual YTD Yr / Morningstar Percentile ing*** Yr Balanced Total Number of s in Category Allocation--50% to 70% Equity: U.S. Stocks Large Blend Fidelity 500 Index Inv 02/17/88 N 0.10/ Participant(s) with Balance / $5,556, in Plan Assets Russell 1000 TR USD Total Number of s in Category Large Blend: Large Growth Massachusetts Investors Growth Stk A 01/01/5 N 0.74/ Participant(s) with Balance / $,150, in Plan Assets Russell 1000 Growth TR USD Total Number of s in Category Large Growth: Large Value AB Growth Income A 07/01/2 N 0.95/ Participant(s) with Balance / $2,187, in Plan Assets Russell 1000 Value TR USD Total Number of s in Category Large Value: Mid-Cap Blend Wells Fargo Common Stock A 11/0/00 N 1.24/ Participant(s) with Balance / $1,489, in Plan Assets Russell Mid Cap TR USD Total Number of s in Category Mid-Cap Blend: Small Value AllianzGI NFJ Small Cap Value A 01/20/97 N 1.22/ Participant(s) with Balance / $,504, in Plan Assets Russell 2000 Value TR USD Total Number of s in Category Small Value: Global/ International Foreign Large Blend Ivy International Core Equity A 05/1/97 N 1.5/ Participant(s) with Balance / $1,017, in Plan Assets MSCI ACWI Ex USA NR USD ILC INDUSTRIES 401K SAV INV PLAN

4 Name/Share Class Ratio ** Average Annual YTD Yr / Morningstar Percentile ing*** Yr Global/ International Total Number of s in Category Foreign Large Blend: World Stock MFS Global Growth A 11/18/9 N 1.46/ Participant(s) with Balance / $2,200, in Plan Assets MSCI ACWI NR USD Total Number of s in Category World Stock: Legend: = Approved List by Envestnet Retirement Solutions = Select List by Envestnet Retirement Solutions = Possible QDIA Investment Options as Identified by Envestnet Retirement Solutions This Investment Option Performance report must be accompanied by the most recent quarter end performance when not created for a quarter end time period. Performance results reflect any applicable expense subsidies and waivers in effect during the periods shown. Without such subsidies and waivers the fund's performance results would be less favorable. The performance is as of the date shown; it may not include the fund's entire investment portfolio and is subject to change. Other share classes may be available for which performance and expenses will differ. *Redemption Fees ( Fee) - MassMutual facilitates the imposition and collection of redemption fees for mutual funds on its recordkeeping system with certain restrictions. Certain mutual funds impose redemption fees on short-term trading activity that the funds deem to be harmful to long-term shareholders. A "Y" indicates that MassMutual collects and remits redemption fees for such fund in accordance with an agreement, directly or indirectly, with the fund. Redemption fees are generally only imposed on participant initiated exchanges under such agreements. An "N" indicates that MassMutual currently does not collect and remit redemption fees for such fund. The list of funds for which MassMutual imposes redemption fees is subject to change at any time. Please review the terms of the fund's prospectus for information on the time periods and fee amounts associated with the fund's redemption fee. **Gross Ratio is the fund's total operating expense ratio reflected in the fund's most recent prospectus. Net Ratio reflects a fund's Gross Ratio reduced by any voluntary and/or contractual expense reductions being applied to the fund. For more expense ratio information, including applicable fee reduction expiration dates, please consult the fund's expense table in the prospectus. ***The Morningstar Percentile ing compares a 's Morningstar risk and return scores with all the s in the same Category, where 1% = Best and 100% = Worst. Morningstar / Total Number of s in Category displays the fund's actual rank within its Morningstar Category based on average annual total return and number of s in that Category Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and () is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Please review the terms of the applicable fund's prospectus for more detail on the fees paid by the fund. Important Risk Notes Asset Allocation--Performance of Asset Allocation s depends on the underlying mutual funds in which they invest. These funds are subject to the volatility of the financial markets in the U.S. and abroad and may be subject to the additional risks associated with investing in high yield, small cap and foreign securities. ILC INDUSTRIES 401K SAV INV PLAN 4

5 Bonds--Although bonds generally present less short-term risk and volatility than stocks, bonds do contain interest rate risk (as interest rates rise, bond prices usually fall and vice versa) and the risk of default, or the risk that an issuer will be unable to make income or principal payments. Additionally, bonds and short-term investments entail greater inflation risk, or the risk that the return of an investment will not keep up with increases in the prices of goods and services, than stocks. High Yield Bond--s that invest in lower-quality securities generally offer higher yields, but also carry more risk. Global/International Stocks--Foreign investments involve greater risks than U.S. investments, including political and economic risks and the risk of currency fluctuations, all of which may be magnified in emerging markets. Mid Cap--Investments in mid-sized companies may involve greater risks than those in larger, more well known companies, but may be less volatile than investments in smaller companies. Sector/Specialty--s with a narrow focus tend to be more volatile than funds that diversify across many sectors and companies. Small Cap--Investments in smaller companies may involve greater risks than those in larger, better known companies. Balanced/U.S. Stocks--Stock values fluctuate in response to the activities of individual companies and general market and economic conditions. Value--Investments in stocks can perform differently from the market as a whole. They can remain undervalued by the market for long periods of time. data was obtained from a third party mutual fund analytical firm. Although the data is gathered from a third party source believed to be reliable, MassMutual and its affiliates cannot guarantee the accuracy and/or completeness of the information. Money market funds are not insured or guaranteed by The Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although the funds seek to preserve the value of the investment at $1.00 per share, it is possible to lose money by investing in the funds. Investors should consider an investment's objectives, risks, charges and expenses carefully before investing. For this and other information, see the prospectus available from MassMutual. Read them carefully Massachusetts Mutual Life Insurance Company, Springfield, MA All rights reserved. MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) [of which Retirement Services is a division] and its affiliated companies and sales representatives. ILC INDUSTRIES 401K SAV INV PLAN 5