Fidelity Investments Canada ULC
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1 Fidelity American Balanced Currency Neutral Fund T P1 P3 E2 Fidelity American Balanced Fund T S T S F F P1T P2T P3T E1T E2T E3T Fidelity American Disciplined Equity Class T S T S F F P1 P2T E1T E2T E3 Fidelity American Disciplined Equity Currency Neutral Class T S T S F F P1T E2 PAGE 1
2 Fidelity American Disciplined Equity Fund T S T S F F P1 E1T Fidelity American Equity Class T S T S F F P1T P3 E1T E2T E3 Fidelity American Equity Currency Neutral Class T P1T P3 E1T E2T Fidelity American Equity Fund T S T S F F P1T P3 E1T E2T Fidelity AsiaStar Fund T PAGE 2
3 Fidelity AsiaStar Class T Fidelity Asset Allocation Currency Neutral Private Pool S S F F I I Fidelity Asset Allocation Private Pool S S F F I I Fidelity Balanced Class Portfolio T S T S F F P1T E1T E2T E3 Fidelity Balanced Currency Neutral Private Pool S S F F I I Fidelity Balanced Income Currency Neutral Private Pool S S F F I I Fidelity Balanced Income Private Pool S S F F I I PAGE 3
4 Fidelity Balanced Managed Risk Portfolio T S T S F F P1T P2T P3T E1T E2T Fidelity Balanced Portfolio T S T S F F P1T P2T E1T E2T Fidelity Balanced Private Pool S S F F I I Fidelity Canadian Asset Allocation Class T S T S F F P1T P3 E1T E2T PAGE 4
5 Fidelity Canadian Asset Allocation Fund T S T S F F P1T E1T E2T E3T E4T E5T Fidelity Canadian Balanced Class T S T S F F P1T P2T P3T E1T E2T E3T Fidelity Canadian Balanced Fund T S T S F F P1T P2T P3T P4T P5T E1T E2T E3T E4T Fidelity Canadian Disciplined Equity Class T RESET (JUL) S T S P1T E1T E2T PAGE 5
6 Fidelity Canadian Disciplined Equity Fund T S T S F F P1T P2T P3T E1T E2T Fidelity Canadian Equity Private Pool S S F F I I Fidelity Canadian Growth Company Class T P1 P3 P4 P5 E2 E3 Fidelity Canadian Growth Company Fund T S S F F P1T P2T PAGE 6
7 Fidelity Canadian Large Cap Class T S T S F F P1T P2T P3T P4 P5 E1T E2T E3T Fidelity Canadian Large Cap Fund T S T S F F P1T P2T P3T E1T E2T Fidelity Canadian Opportunities Class T P1 E2 E3 Fidelity Canadian Opportunities Fund T S T S F F P1T E1T PAGE 7
8 Fidelity China Class T S T S F F P1T E1T Fidelity China Fund T S T S F F P1T Fidelity Clearpath 2005 Portfolio T S T S E1T E2T Fidelity Clearpath 2010 Portfolio T S T S E1T E2T Fidelity Clearpath 2015 Portfolio T S T S E1T Fidelity Clearpath 2020 Portfolio RESET (AUG) T RESET (AUG) S T S E1T E2T Fidelity Clearpath Income Portfolio T S T S E1T E2T E3 PAGE 8
9 Fidelity Concentrated Canadian Equity Private Pool S S F F I I Fidelity Concentrated Value Private Pool S S F F I I Fidelity Conservative Income Fund T S T S F F P1T P2T P3T P4T P5T E1T E2T E3T E4T Fidelity Conservative Income Private Pool S S F F I I Fidelity Conservative Managed Risk Portfolio T S T S F F P1T P2T E1T PAGE 9
10 Fidelity Corporate Bond Class RESET (OCT) T RESET (OCT) S RESET (OCT) F RESET (OCT) P1T RESET (OCT) P2T RESET (OCT) P3T RESET (OCT) E1T RESET (OCT) E2T RESET (OCT) E3T RESET (OCT) E4T Fidelity Dividend Class T S T S F P1T P3 E1T E2T E3 E4 Fidelity Dividend Fund T S T S F F P1T E1T E2T Fidelity Dividend Plus Class T P1T E1T E2T PAGE 10
11 Fidelity Dividend Plus Fund T S T S F F P1T P2T E1T E2T Fidelity Event Driven Opportunities Class T T S F P1 P3 P4 E1T E2 Fidelity Event Driven Opportunities Currency Neutral Class T P1 Fidelity Event Driven Opportunities Fund T S T S F F P1T Fidelity Far East Class T T S F P1 PAGE 11
12 Fidelity Far East Fund T S T S F F P1T P2T P3T E2 E3 E4 Fidelity Founders Class T P1 P3 E2 E3 Fidelity Founders Currency Neutral Class T P1 P3 E2 E3 Fidelity Global Asset Allocation Currency Neutral Private Pool S S F F I I PAGE 12
13 Fidelity Global Asset Allocation Fund T S T S F F P1T E1T E2 Fidelity Global Asset Allocation Private Pool S S F F I I Fidelity Global Balanced Class Portfolio T S T S F F P1T P2T P3T P4T P5T E1T E2T E3T E4 Fidelity Global Balanced Portfolio T S T S F F P1T P2T P3T P4 E1T E2T Fidelity Global Class T S T S PAGE 13
14 Fidelity Global Concentrated Equity Class T T S F P1T P2T P3T P4 E1T E2T Fidelity Global Concentrated Equity Currency Neutral Fund T S T S F F P1T E1T Fidelity Global Concentrated Equity Fund T S T S F F P1T P2T E1T E2T Fidelity Global Disciplined Equity Class T S T S E1T Fidelity Global Disciplined Equity Currency Neutral Class T S T S Fidelity Global Disciplined Equity Fund T S T S F F E1T E2T PAGE 14
15 Fidelity Global Dividend Class T S T S F F P1T P3 E1T E2T Fidelity Global Dividend Fund T S T S F F P1T E1T E2T Fidelity Global Equity Currency Neutral Private Pool S S F F I I Fidelity Global Equity Private Pool S S F F I I Fidelity Global Fund T S T S F F E1T E2T Fidelity Global Growth Class Portfolio T S T S F F P1T E1T E2T PAGE 15
16 Fidelity Global Growth Portfolio T S T S F F P1T P2T P3 E1T E2T Fidelity Global Growth and Value Class T P1 P3 E2 E3 Fidelity Global Growth and Value Currency Neutral Class T P1 P3 E2 E3 Fidelity Global Income Class Portfolio RESET (OCT) T RESET (OCT) S T S F RESET (OCT) F P1T P2T P3T P4T P5T E1T E2T E3T PAGE 16
17 Fidelity Global Income Portfolio T S T S F F P1T P2T E1T E2T Fidelity Global Innovators Class T P1 P3 E2 E3 E4 E5 Fidelity Global Innovators Currency Neutral Class T P1 P3 E2 E3 E4 E5 PAGE 17
18 Fidelity Global Intrinsic Value Class T T S F P1T P2T P3T P4T E1T E2T E3T E4 Fidelity Global Intrinsic Value Currency Neutral Class T P1T P2T P3T E1T E2 Fidelity Global Large Cap Class T S T S E1T Fidelity Global Large Cap Currency Neutral Class T S T S Fidelity Global Large Cap Fund T S T S F F E1T E2T PAGE 18
19 Fidelity Global Monthly Income Currency Neutral Fund T S T S F F P1T P2T P3T E1T E2T Fidelity Global Monthly Income Fund T S T S F F P1T P2T P3T E1T E2T Fidelity Global Real Estate Class T S T S F F P1T Fidelity Global Real Estate Fund T S T S F F P1T P2T E1T PAGE 19
20 Fidelity Greater Canada Class T S T S F P1T P3 P4 E1T E2 E3 Fidelity Greater Canada Fund T S T S F F P1 E1T E2 Fidelity Growth Class Portfolio T S T S F F P1T P2T P3 E1T E2T Fidelity Growth Portfolio T S T S F F P1T P2T E1T PAGE 20
21 Fidelity Income Allocation Fund T S T S F F P1T P2T P3T E1T E2T E3T E4T Fidelity Income Class Portfolio T S T S F F P1T E1T E2T Fidelity Income Portfolio T S T S F F P1T P2T E1T E2T Fidelity Insights Class T P1 P3 P4 P5 E2 E3 PAGE 21
22 Fidelity Insights Currency Neutral Class T P1 E2 Fidelity International Disciplined Equity Class T S T S Fidelity International Disciplined Equity Currency Neutral Class T S T S E2 Fidelity International Disciplined Equity Fund T S T S Fidelity International Equity Currency Neutral Private Pool S S F F I I Fidelity International Equity Private Pool S S F F I I Fidelity International Growth Class T P1T E2 PAGE 22
23 Fidelity International Growth Fund T S S F F P1T Fidelity Monthly Income Class T S T S F F P1T P2T P3 P4 P5 E1T E2T E3T E4T Fidelity Monthly Income Fund RESET (JUL) T RESET (JUL) S RESET (JUL) T S F F P1T P2T P3T E1T E2T E3T E4T Fidelity North American Equity Class T P1T E2 PAGE 23
24 Fidelity NorthStar Balanced Currency Neutral Fund T S T S F F P1T P2T P3T P4T P5T E1T E2T E3T E4T Fidelity NorthStar Balanced Fund T S T S F F P1T P2T P3T P4T P5T E1T E2T E3T Fidelity NorthStar Class T S T S F F P1T P2T P3T P4 P5 E1T E2T E3T PAGE 24
25 Fidelity NorthStar Currency Neutral Class T S T S F P1T P2T P3T E1T E2T Fidelity NorthStar Fund T S T S F F P1T P2T P3T P4T E1T E2T E3T E4 Fidelity Premium Fixed Income Private Pool Class S F I Fidelity Small Cap America Class T S T S F F P1T P2T P3 P4 P5 E1T E2T E3T PAGE 25
26 Fidelity Small Cap America Currency Neutral Class T P1T P3 E1T E2T Fidelity Small Cap America Fund T S T S F F P1T E1T E2T Fidelity Special Situations Class T S T S F F P1T P2T P3T E1T E2T E3 Fidelity Special Situations Fund T S T S F F P1T P2T E1T E2T E3 PAGE 26
27 Fidelity Tactical High Income Currency Neutral Fund T S T S F F P1T P2T P3T P4T P5T E1T E2T Fidelity Tactical High Income Fund T S T S F F P1T P2T P3T E1T E2T E3T E4T Fidelity Tactical Strategies Fund T S T S F F P1 E1T Fidelity True North Class T S T S P1T P3 P4 P5 E1T E2T PAGE 27
28 Fidelity True North Fund T S T S F F P1T P2T E1T E2T Fidelity U.S. All Cap Class T S T S F F P1T P2T E1T Fidelity U.S. All Cap Currency Neutral Class T P1 E1T Fidelity U.S. All Cap Fund T S T S F F P1T E1T Fidelity U.S. Dividend Currency Neutral Fund T S T S F F P1T P2T E1T E2T PAGE 28
29 Fidelity U.S. Dividend Fund T S T S F F P1T P2T P3T E1T E2T E3T Fidelity U.S. Dividend Private Pool S S F I I Fidelity U.S. Equity Currency Neutral Private Pool S S F F I I Fidelity U.S. Equity Private Pool S S F F I I Fidelity U.S. Focused Stock Class RESET (NOV) T RESET (NOV) S T S E1T E2T Fidelity U.S. Focused Stock Currency Neutral Class T RESET (NOV) RESET (NOV) RESET (NOV) T S F RESET (NOV) P1T RESET (NOV) P2T RESET (NOV) E1T RESET (NOV) E2T Fidelity U.S. Focused Stock Fund T S T S E1T E2T PAGE 29
30 Fidelity U.S. Growth And Income Private Pool S S F F I I Fidelity U.S. Monthly Income Currency Neutral Fund T S T S F F P1T P2T P3T E1T E2T Fidelity U.S. Monthly Income Fund RESET (JUL) T RESET (JUL) S T S F RESET (JUL) F P1T P2T P3T P4T E1T E2T E3T E4T PAGE 30
31 Background Fidelity Investments Canada ULC (Fidelity) offers 18 T-SWP series of units throughout a variety of its fund products. The Funds prospectuses outline Fidelity s internally established target annualized cash flows per unit and the annual tolerance ranges. FUND TYPE SERIES TARGET ANNUALIZED CASH FLOW PER UNIT TOLERANCE RANGE Equity, including Fidelity Growth and Global Growth Portfolios T5/S5/F5/I5/P1T5/P2T5/P3T5/ P4T5/P5T5/E1T5/E2T5/E3T5/ E4T5/E5T5 5% 4 6% T8/S8/F8/I8 8% 6 10% Asset Allocation and Balanced, including Fidelity ClearPath Retirement Portfolios and Fidelity Managed Portfolios (except Growth and Global Growth Portfolios) T5/S5/F5/I5/P1T5/P2T5/P3T5/ P4T5/P5T5/E1T5/E2T5/E3T5/ E4T5/E5T5 5% % T8/S8/F8/I8 8% 7.5 9% Policy overview Fidelity has established internal policies that seek to protect the preservation of an investor s capital in T-SWP while attempting to minimize the impact on the client of changes in monthly cash flow. These policies include an automatic reset for distributing funds each December and monthly oversight. The automatic reset for distribution funds each December is a result of year-end distributions being automatically reinvested in additional units of the fund. Due to the additional units, the aggregate monthly T-SWP cash flow received by each investor would be increased, unintentionally. To mitigate the impact of the year-end distributions on the cash flow, the monthly per unit T-SWP payment will be reduced by the same percentage as the year-end distribution, effective on the December 31 T-SWP pay date. In addition, the annualized cash flows per unit of each series of each Fund will be compared to the tolerance range on a monthly basis, which may result in a rate reset during the year. Read a fund s prospectus and consult your financial advisor before investing. Mutual funds are not guaranteed; their values change frequently and past performance may not be repeated. Investors will pay management fees and expenses, may pay commissions or trailing commissions and may experience a gain or loss. A return of capital reduces an investor s adjusted cost base. Capital gains taxes are deferred until units are sold or until their ACB goes below zero. Investors should not confuse this cash-flow distribution with a fund s rate of return or yield. While investors in Fidelity s tax-efficient series (T-SWP ) will be able to defer some personal capital gains, they must still pay tax on capital gains distributions. T-SWP will also pay a year-end distribution that must be reinvested in additional securities of the applicable fund. The monthly cash-flow distributions on T-SWP are not guaranteed will be adjusted from time to time and may include income Fidelity Investments Canada ULC. All rights reserved. Fidelity Investments is a registered trademark of Fidelity Investments Canada ULC. FIC / v PAGE 31
Fidelity Investments Canada ULC
Fidelity American Balanced Currency Neutral Fund T8 0.1333 P1 P3 E1 E2 Fidelity American Balanced Fund T8 0.1439 S8 0.1439 T5 0.0828 S5 0.0827 F5 0.0813 F8 0.1426 P1T5 0.0742 P2T5 0.0741 P3T5 0.0823 E1T5
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