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1 in 10 hansard.com

2 hansard international a global company Hansard International has been providing innovative financial products and services for international clients since 1987 and forms part of Hansard Global plc, which has been listed on the London Stock Exchange since o v e r 2 5 y e a r s o f i n v e s t m e n t a n d s a v i n g s e x p e r i e n c e Tower of Refuge, Douglas, Isle of Man. Page 3

3 1 2 here for the long haul strength in numbers Hansard International operates in multiple jurisdictions, servicing the investment needs of over 40,000 clients, working with over 528 advisors in up to 13 different languages. 155 countries 13 languages 12 currencies Hansard International is part of the Hansard Global Group, which has been providing innovative life assurance and investment products and services since In 2011 we celebrated our 25th anniversary. In fact, over this long period, Hansard International is one of only two Isle of Man companies that can claim to have retained its original identity, name and focus since its formation in in the city Hansard Global plc has been listed on the London Stock Exchange (LSE) since The LSE is the 4th largest stock exchange in the world. 528 advisors 40,000 clients $1bn assets As at 1 June 2015, Hansard Global plc. Page 4 Page 5

4 4 6 solid foundations The Hansard Group is capitalised to satisfy operational, regulatory and reasonable contract holder expectations. The Group s capital is held with a wide range of deposit institutions and in highlyrated money market liquidity funds. 5 isle of man resilient and robust Hansard International is based on the Isle of Man, which sits in the heart of the British Isles, a short flight from London City. The Isle of Man enjoys continuous political and economic stability along with an exceptional reputation which is endorsed by the world s foremost provider of independent credit ratings, Moody s. Moody s Investors Service described the Isle of Man as a resilient economy, with stronger and less volatile growth than in other offshore centres, and robust government finances continue to constitute major strengths for the Isle of Man (IOM, Aa1), in its annual IOM Credit Analysis, published in December peace of mind When money is invested with Hansard International, it is done so in a fully regulated environment which protects the clients interests. Hansard International is authorised by the Isle of Man Financial Services Authority (the IOMFSA) under the provisions of the Insurance Act The IOMFSA monitors that the company is properly managed and that it has adequate financial resources to support its long term business. Furthermore, the Isle of Man Life Assurance (Compensation of Policyholders) Regulations 1991 make provision for the payment of a sum equal to 90% of the amount of any Hansard liability under a protected contract, in the unlikely event that it is unable to meet its liabilities to its policyholders. The scheme operates globally, no matter where the policyholders reside. Page 6 Page 6 Page 7 Page 7

5 flexibility Hansard International s product range has been designed to be flexible enough to meet a variety of needs: l l l 7 Single contribution contracts for growing wealth Regular contribution contracts for long term saving needs such as retirement, funding university fees or wealth creation Contracts linked either to unit funds or other types of acceptable assets 8 9 our investment partners Hansard International has a long-standing relationship with some of the largest and most reputable asset management companies in the world. It is these relationships that enable its clients to access a diverse range of investment fund solutions to suit their specific needs. Hansard International also takes pride in its investment relationships with smaller, specialist asset management groups, some of which look to enrich the lives of others via sustainable, ethical investment. offshore online Hansard Online provides brokers and clients with access to a wide range of investment tools and policy reports 24/7. On average, 90% of regular contribution business is submitted via Hansard Online, with over 2 million reports generated each year. Fundamental to the success of Hansard Online is the close working relationship that it maintains with its brokers and clients, resulting in an online solution that it can be confident meets their respective needs. Page 8 Page 9

6 10 achieving aspirations Hansard International s clients use its products to fulfil all kinds of saving needs; whether it be to secure a holiday home in the sun, to pay for their children s education fees or simply to work towards becoming more financially secure in later life. our commitment to you At Hansard we appreciate that keeping in touch is key to any relationship, particularly when distance can sometimes get in the way. With this in mind, we have dedicated regional teams of Customer Service Advisors offering local language support on hand, to assist you with any queries that you may have in relation to your contract with us. We are confident that this enables us to deliver a level of customer service that is second to none, although we are keen to hear from you if you have any suggestions that you feel may improve our service even further. Tower of Refuge, Douglas, Isle of Man. Page 10

7 Hansard International Limited Harbour Court, Lord Street, Box 192, Douglas, Isle of Man IM99 1QL, British Isles Telephone: Website: hansard.com Registered Number: C Regulated by the Isle of Man Financial Services Authority HO1927O 23/10/15

OVER 25 YEARS OF INVESTMENT AND SAVINGS EXPERIENCE

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