Aflac Group Whole Life
|
|
- Rosalind Lynch
- 5 years ago
- Views:
Transcription
1 Aflac Group Whole Life INSURANCE Most people think of life insurance as a benefit for the future. Let us show you how it can help provide peace of mind right now. AGC IV (9/18)
2 AFLAC GROUP WHOLE LIFE INSURANCE Policy Form WL9800-MP (VA) WL G While we all know that life insurance helps protect our loved ones for the long term, sometimes we don t consider that there are other benefits of a whole life insurance plan as well. Priced to fit most budgets, Aflac Group Whole Life insurance can give your family a financial cushion when they need it. And, unlike some kinds of life insurance, a whole life insurance plan won t be canceled just because you reach a certain age. Aflac Group Whole Life insurance doesn t only look out for your family s tomorrow--it also works hard for you today. What you may not realize is that in addition to offering valuable life insurance protection, Aflac Group Whole Life is designed to build cash value at a guaranteed rate of return. It s a feature that could come in handy down the road for short-term or unplanned expenses. There are other advantages, as well: You may apply for benefit amounts by answering only a few medical questions. Once your Whole Life insurance application has been approved and payroll deductions have started, the coverage is yours to keep as long as you continue to pay premiums. Aflac Group Whole Life builds cash value that you can access for life s challenges and life s opportunities. Aflac Group Whole Life insurance is flexible, too. You can apply for coverage that fits your budget and lifestyle. Whole Life Benefit Coverage Options: Employee Spouse Children may be covered in either of these two ways: A Child Term Rider for dependent children ages 15 days through 24 years (the rider will cover all of your dependent children), or A separate Whole Life plan for each of your dependent children Additional Benefits: Waiver of Premium Benefit Rider (employee only) Accidental Death Benefit Rider (employee and spouse only) Features: Premiums will not increase. Benefits may be paid directly to your named beneficiary. Coverage is portable, which means you can take it with you if you change jobs or retire. Premiums are paid through convenient payroll deduction.
3 Here s why the Aflac group Whole Life insurance plan may be right for you. For more than 60 years, Aflac has been dedicated to helping provide individuals and families peace of mind and financial security when they ve needed it most. The Aflac group Whole Life plan is just another innovative way to help make sure you re well protected under our wing. Benefits Overview WHOLE LIFE BENEFIT (Employee, Spouse, Child and Grandchild (see eligibility) coverage available) We will pay proceeds upon the insured s death. Proceeds are the total amount of benefits payable and will be the sum of the amount of insurance currently in force, any insurance you have provided by any benefit riders, and any premium amount paid beyond the certificate month in which the insured dies, less any certificate loan or loan interest and any unpaid premium. We will pay these proceeds to the named beneficiary in one sum. WAIVER OF PREMIUM BENEFIT RIDER (Employee only) The Waiver of Premium Benefit Rider waives entire premium amount for employee coverage after the insured has been totally disabled due to bodily injury or disease for 4 consecutive months and continues throughout the duration of the disability. Any recurrence of a prior disability will be covered, provided the prior disability continued for at least 6 consecutive months, began within 30 days of recovery, and was due to the same or related causes. The Waiver of Premium Benefit Rider is also available for loss of sight or loss of limbs even though the employee may be able to engage in an occupation. This coverage terminates on the employee s certificate anniversary coinciding with or next following his 60th birthday. ACCIDENTAL DEATH BENEFIT RIDER (Employee and Spouse only) The Accidental Death Benefit Rider provides an additional benefit equal to the face amount if the insured dies within 90 days from injuries that resulted directly and independently of all other causes, from accidental bodily injury. The Accidental Death Benefit Rider terminates at age 65. OPTIONAL CHILDREN S TERM INSURANCE RIDER (Children only) We will pay the Children s Term Insurance Rider benefit upon receipt of proof of death of an insured child if coverage is in force and it is before the rider anniversary following the insured child s 25th birthday. The children s term insurance may be converted to a whole life plan without evidence of insurability subject to the maximum shown in the certificate.
4 20 employee employee employee employee employee employee employee employee employee employee non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco Chesapeake Public Schools - Employee - Non-Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $5,000 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50, $ 3.05 $ 4.60 $ 6.15 $ 7.70 $ 9.25 $ $ $ $ $ $ 3.11 $ 4.72 $ 6.33 $ 7.94 $ 9.55 $ $ $ $ $ $ 3.17 $ 4.84 $ 6.51 $ 8.18 $ 9.85 $ $ $ $ $ $ 3.23 $ 4.97 $ 6.70 $ 8.44 $ $ $ $ $ $ $ 3.29 $ 5.09 $ 6.88 $ 8.68 $ $ $ $ $ $ $ 3.36 $ 5.22 $ 7.08 $ 8.94 $ $ $ $ $ $ $ 3.42 $ 5.34 $ 7.26 $ 9.18 $ $ $ $ $ $ $ 3.49 $ 5.47 $ 7.46 $ 9.44 $ $ $ $ $ $ $ 3.58 $ 5.65 $ 7.73 $ 9.80 $ $ $ $ $ $ $ 3.64 $ 5.78 $ 7.92 $ $ $ $ $ $ $ $ 3.73 $ 5.96 $ 8.19 $ $ $ $ $ $ $ $ 3.80 $ 6.09 $ 8.39 $ $ $ $ $ $ $ $ 3.89 $ 6.28 $ 8.67 $ $ $ $ $ $ $ $ 3.98 $ 6.47 $ 8.95 $ $ $ $ $ $ $ $ 4.05 $ 6.60 $ 9.15 $ $ $ $ $ $ $ $ 4.15 $ 6.79 $ 9.44 $ $ $ $ $ $ $ $ 4.22 $ 6.93 $ 9.65 $ $ $ $ $ $ $ $ 4.31 $ 7.13 $ 9.94 $ $ $ $ $ $ $ $ 4.54 $ 7.57 $ $ $ $ $ $ $ $ $ 4.73 $ 7.96 $ $ $ $ $ $ $ $ $ 4.96 $ 8.41 $ $ $ $ $ $ $ $ $ 5.18 $ 8.86 $ $ $ $ $ $ $ $ $ 5.41 $ 9.31 $ $ $ $ $ $ $ $ $ 5.60 $ 9.71 $ $ $ $ $ $ $ $ $ 5.84 $ $ $ $ $ $ $ $ $ $ 6.08 $ $ $ $ $ $ $ $ $ $ 6.29 $ $ $ $ $ $ $ $ $ $ 6.53 $ $ $ $ $ $ $ $ $ $ 6.97 $ $ $ $ $ $ $ $ $ $ 7.42 $ $ $ $ $ $ $ $ $ $ 7.86 $ $ $ $ $ $ $ $ $ $ 8.35 $ $ $ $ $ $ $ $ $ $ 8.86 $ $ $ $ $ $ $ $ $ $ 9.38 $ $ $ $ $ $ $ $ $ $ 9.95 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
5 employee employee employee employee employee employee employee employee employee employee non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco Chesapeake Public Schools - Employee - Non-Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $85,000 $90,000 $95,000 $100, $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
6 employee employee employee employee employee employee employee employee employee employee non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco Chesapeake Public Schools - Employee - Non-Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $105,000 $110,000 $115,000 $120,000 $125,000 $130,000 $135,000 $140,000 $145,000 $150, $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
7 employee employee employee employee employee employee employee employee employee employee non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco Chesapeake Public Schools - Employee - Non-Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $155,000 $160,000 $165,000 $170,000 $175,000 $180,000 $185,000 $190,000 $195,000 $200, $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
8 employee employee employee employee employee employee employee employee employee employee non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco Chesapeake Public Schools - Employee - Non-Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $205,000 $210,000 $215,000 $220,000 $225,000 $230,000 $235,000 $240,000 $245,000 $250, $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 1, Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
9 employee employee employee employee employee employee employee employee employee employee non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco non-tobacco Chesapeake Public Schools - Employee - Non-Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $255,000 $260,000 $265,000 $270,000 $275,000 $280,000 $285,000 $290,000 $295,000 $300, $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ 1, $ 1, $ 1, $ $ $ $ $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, $ 1, Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
10 employee employee employee employee employee employee employee employee employee employee tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco Chesapeake Public Schools - Employee - Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $5,000 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50, $ 4.01 $ 6.52 $ 9.03 $ $ $ $ $ $ $ $ 4.07 $ 6.64 $ 9.21 $ $ $ $ $ $ $ $ 4.13 $ 6.76 $ 9.39 $ $ $ $ $ $ $ $ 4.16 $ 6.83 $ 9.49 $ $ $ $ $ $ $ $ 4.22 $ 6.95 $ 9.67 $ $ $ $ $ $ $ $ 4.29 $ 7.08 $ 9.87 $ $ $ $ $ $ $ $ 4.35 $ 7.20 $ $ $ $ $ $ $ $ $ 4.45 $ 7.39 $ $ $ $ $ $ $ $ $ 4.57 $ 7.64 $ $ $ $ $ $ $ $ $ 4.70 $ 7.90 $ $ $ $ $ $ $ $ $ 4.84 $ 8.17 $ $ $ $ $ $ $ $ $ 4.97 $ 8.45 $ $ $ $ $ $ $ $ $ 5.12 $ 8.75 $ $ $ $ $ $ $ $ $ 5.29 $ 9.07 $ $ $ $ $ $ $ $ $ 5.45 $ 9.40 $ $ $ $ $ $ $ $ $ 5.62 $ 9.73 $ $ $ $ $ $ $ $ $ 5.78 $ $ $ $ $ $ $ $ $ $ 5.95 $ $ $ $ $ $ $ $ $ $ 6.29 $ $ $ $ $ $ $ $ $ $ 6.61 $ $ $ $ $ $ $ $ $ $ 6.95 $ $ $ $ $ $ $ $ $ $ 7.27 $ $ $ $ $ $ $ $ $ $ 7.61 $ $ $ $ $ $ $ $ $ $ 7.96 $ $ $ $ $ $ $ $ $ $ 8.27 $ $ $ $ $ $ $ $ $ $ 8.62 $ $ $ $ $ $ $ $ $ $ 8.93 $ $ $ $ $ $ $ $ $ $ 9.28 $ $ $ $ $ $ $ $ $ $ 9.89 $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
11 employee employee employee employee employee employee employee employee employee employee tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco Chesapeake Public Schools - Employee - Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $85,000 $90,000 $95,000 $100, $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
12 employee employee employee employee employee employee employee employee employee employee tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco tobacco Chesapeake Public Schools - Employee - Tobacco - Face Purchase - 20 pp/yr Rates Issue Age $105,000 $110,000 $115,000 $120,000 $125,000 $130,000 $135,000 $140,000 $145,000 $150, $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Rates include waiver of premium benefit (ages 18-55) and accidental death benefit (ages 18-60)
Aflac Group Term Life
Aflac Group Term Life INSURANCE You know how important term life insurance can be to provide for your family in the future. Let us show you how it can help provide peace of mind right now. AGC1803215 R1
More informationEveryone deserves a better Tomorrow.
Everyone deserves a better Tomorrow. Trans$ure SM is interest sensitive whole life insurance with benefits that never decrease and premiums that never increase. Underwritten by Transamerica Life Insurance
More informationAdult Base Plan Benefits
Whole Life Colonial Life s Whole Life 1000 is an individually owned, whole life insurance plan with guaranteed level premiums, guaranteed cash values and a guaranteed death benefit. Coverage is permanent
More informationPAYROLL DEDUCTION TERM LIFE INSURANCE
Voluntary Payroll Deduction Insurance PAYROLL DEDUCTION TERM LIFE INSURANCE Policy Form CLI-157 Term 10 Life Insurance Policy Form CLI-142 Term 20 Life Insurance cinfin.com Form CLI-20082 (11/16) Page
More informationAflac Life Solutions. We ve been dedicated to helping provide peace of mind and financial security for nearly 60 years.
Aflac Life Solutions INDIVIDUAL WHOLE LIFE INSURANCE We ve been dedicated to helping provide peace of mind and financial security for nearly 60 years. A68175CA IC(6/15) AFLAC LIFE SOLUTIONS INDIVIDUAL
More informationRiders and Options Guide
Riders and Options Guide Riders and Options Available for Our Product Line 500NM FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES. 4/18 Riders and Options Guide Unfortunate events
More informationWe keep our promises.
We keep our promises. So you can keep yours. It s a selfless act. The decision you make today is for someone else s future. Purchasing life insurance is about more than just planning for the future. It
More informationAflac Life Solutions TERM LIFE INSURANCE
Aflac Life Solutions TERM LIFE INSURANCE We ve been dedicated to helping provide peace of mind and financial security for nearly 60 years. Underwritten by: American Family Life Assurance Company of Columbus
More informationEverybody deserves a better tomorrow.
Everybody deserves a better tomorrow. TransElite Universal Life Insurance Underwritten by Transamerica Life Insurance Company TransElite is universal life insurance that helps provide fi nancial protection
More informationEverybody deserves a better tomorrow.
Everybody deserves a better tomorrow. TransElite Universal Life Insurance Underwritten by Transamerica Life Insurance Company TransElite is universal life insurance that helps provide financial protection
More informationWaiver of Premium Rider
Presents Waiver of Premium Rider Waiver of Premium Rider Optional on the following products: Your Term Advantage Plus Prepared Will waive the total premium due if the insured is totally disabled on that
More informationivari Universal Protection for today and into the future
ivari Universal Protection for today and into the future ivari Universal offers valuable protection When it comes to your family, protection plus savings gives you the peace-of-mind you want today and
More informationNautical Term CLIENT GUIDE RENEWABLE AND CONVERTIBLE TERM LIFE CL (09/18)
Nautical Term RENEWABLE AND CONVERTIBLE TERM LIFE CLIENT GUIDE CL 5.1387 (09/18) Create a customized solution for building a solid financial foundation. Benefits of Nautical Term Life Insurance Maximum
More informationAflac Life Solutions. Whole Life Insurance. We ve been dedicated to helping provide peace of mind and financial security for nearly 60 years.
Aflac Life Solutions Whole Life Insurance We ve been dedicated to helping provide peace of mind and financial security for nearly 60 years. Underwritten by: American Family Life Assurance Company of Columbus
More informationCASHBACK LIFE INDEXED UNIVERSAL LIFE. Agent Sales Guide KANSAS CITY LIFE INSURANCE COMPANY FOR AGENT USE ONLY. NOT FOR USE WITH MEMBERS OF THE PUBLIC.
Agent Sales Guide INDEXED UNIVERSAL LIFE CASHBACK LIFE KANSAS CITY LIFE INSURANCE COMPANY FOR AGENT USE ONLY. NOT FOR USE WITH MEMBERS OF THE PUBLIC. Cashback Life Agent Guide Cashback Life portfolio background...
More informationProtective Classic Choice Term Protective Custom Choice SM UL
Protective Classic Choice Term Protective Custom Choice SM UL SHORT-TERM SOLUTIONS LIFE INSURANCE DESIGNED TO STAND THE TEST OF LIFE We understand that one size doesn t fit all. You need solid choices
More informationDisability Income Choice Portfolio
Mutual of Omaha Insurance Company Disability Income Choice Portfolio SM MC34306_CA_1211 While many workers have group disability coverage through an employer, it often covers only 50 to 60 percent of their
More informationRent Insurance. Life insurance to protect your capacity to pay your rent
Rent Insurance Life insurance to protect your capacity to pay your rent Rent Insurance A fixed monthly income to preserve your quality of life Everybody knows that homeowners can take out insurance to
More informationGroup Optional Life Insurance. For Employees Participating In OEBB Plans
For Employees Participating In OEBB Plans About This Brochure This brochure is designed to answer some common questions about the group Optional Life insurance coverage being offered by your employer to
More informationWAIVER OF PREMIUM DUE TO DISABILITY OF THE INSURED RIDER
WAIVER OF PREMIUM DUE TO DISABILITY OF THE INSURED RIDER MetLife Investors USA Insurance Company The waiting period for incontestability for this Rider is different from that in the Policy and begins on
More informationGroup Disability Proposal
For eligible employees of: Sarasota County Schools Presented by: August 20, 2012 Proposals expires in 90 days Group Disability Proposal Page 1 Plan Description The plan provides for payment of a monthly
More informationSunSpectrum Term Client Guide A practical guide to helping you achieve a lifetime of financial security
SunSpectrum Term Client Guide A practical guide to helping you achieve a lifetime of financial security Life s brighter under the sun SunSpectrum Term can be your first step toward achieving lifetime financial
More informationA meaningful benefit to help increase employee financial wellness. Group Whole Life Insurance FOR EMPLOYER USE ONLY. NOT FOR USE WITH EMPLOYEES.
EMPLOYER A meaningful benefit to help increase employee financial wellness Group Whole Life Insurance Better benefit solutions, greater employee confidence Improve your employee benefits program by offering
More informationplus Universal & Term Life Insurance Client Brochure Policy Series 295/300/ (05/17) Americo
plus Universal & Term Life Insurance Client Brochure Policy Series 295/300/395 15-100-7 (05/17) Americo Your home may be your most valuable asset... Help provide peace of mind when you and your family
More informationPeace of Mind and Real Cash Benefits TERM LIFE INSURANCE LI T
Peace of Mind and Real Cash Benefits TERM LIFE INSURANCE LI T A64175COMR IC(11/11) TERM LIFE INSURANCE Policies ICC0964200, ICC0964300, ICC0964500 LI T Is your family protected if something unexpected
More informationBasic and Supplemental Life and AD&D Insurance
Basic and AD&D Insurance Benefit Highlights State of Arizona What is Basic and AD&D Insurance? The State of Arizona provides, at no cost to you, Basic Life Insurance in an amount of $15,000. Supplemental
More informationPresented by: Amy Johnson, Senior Account Executive February16, (07/10) Americo For agent use only. Not for public use.
Presented by: Amy Johnson, Senior Account Executive February16, 2011 09-009-1 (07/10) Americo For agent use only. Not for public use. 1 Today s Agenda Product Review Home Mortgage Series LifeCrest Index
More informationPAYROLL DEDUCTION WHOLE LIFE INSURANCE
Voluntary Payroll Deduction Insurance PAYROLL DEDUCTION WHOLE LIFE INSURANCE Pay to 100 and Paid Up at 65 cinfin.com Form CLI-20031 (11/16) Page 1 of 4 The Cincinnati Life Insurance Company PAYROLL DEDUCTION
More informationUnderstanding Performax Gold
Understanding Performax Gold With you. Your whole life. Performax Gold is whole life insurance that gives you permanent, lifetime protection with Guaranteed Cash Values. The unique product features help
More informationEveryone deserves a better Tomorrow.
Underwritten by Transamerica Life Insurance Company Customer Service: 1-888-763-7474 or www.tebcs.com Everyone deserves a better Tomorrow. TransElite is universal life insurance that helps provide financial
More informationGroup Life and AD&D Insurance Help protect your loved ones from financial hardship.
National Hospitality Services LLC Group Policy #164269 Group Life and AD&D Insurance Help protect your loved ones from financial hardship. Life insurance coverage is designed to help provide financial
More informationExtra Protection For Your Family
PUBLIC EMPLOYEE RETIREMENT SYSTEM OF IDAHO * Note The acceleration of life insurance benefits offered under this certificate is intended to qualify for favorable tax treatment under the Internal Revenue
More informationSun Par Accumulator II
Sun Par Accumulator II Optional benefits Plus premium benefit... 2 Total disability waiver benefit... 3 Term insurance benefit for the insured person... 7 Term insurance benefit for the additional insured
More informationThe Roman Catholic Church of the Diocese of Phoenix
E EBL_Value Basic Life Insurance This this text box here. A post process uses the text above to do a "Find/Replace" of va- riable text and the header. Template: Bhs_life4 Basic Life Insurance Benefit Highlights
More informationMarketing Guide Benefit Universal Life UL6
Marketing Guide Benefit Universal Life UL6 F8108, Rev. 3-11 Table of Contents Benefit UL6 - Universal Life Insurance Policy... 3 Target Markets... 4 Bi-Weekly Benefit Plan... 4 Pension Maximization...
More informationTake care of today, while building for tomorrow. Product guide. For Advisor Use only
Take care of today, while building for tomorrow. Product guide For Advisor Use only prosperity term insurance prosperity term TM insurance is both affordable and adaptable. With some of the best rates
More informationAvailable for the employee, spouse and juvenile. Two Plan Options
Universal Life Colonial Life s Universal Life 1000 is a flexible premium, adjustable death benefit life insurance plan that accumulates cash value, based on current interest rates. Employees can purchase
More informationImmediate Solution, 10 Pay Solution & Easy Solution
Immediate Solution, 10 Pay Solution & Easy Solution Product Overview 84586 _TLIC_TPLIC_TFLIC 0914 DID YOU KNOW... Many Americans believe that Social Security will pay for their final expense needs, however,
More informationWhat if your family had to live without you or your paycheck?
What if your family had to live without you or your paycheck? Would they be able to afford daily living expenses and still have the financial freedom to enjoy life? CAR GROCERIES TUITION VACATIONS Group
More information(03/17) Americo. Client Brochure
08-298-2 (03/17) Americo Client Brochure You work hard to give your family the very best. You make sure all of their needs are met and protect them in every way possible. You ve probably purchased insurance
More informationPartner Income Protection
Partner Income Protection Chubb Life Partner Income Protection If you are like most people, a stable and continuous income is the foundation that supports your ability to pay expenses, continues your lifestyle
More informationAflac Level Term Life Insurance
Aflac Level Term Life Insurance Plan Features Guaranteed-issue amounts are available. Employees do not have to take a physical to be eligible for coverage; however, if the coverage elected is above the
More informationSunSpectrum Joint Term
SunSpectrum Joint Term Policy number: LI-1234,567-8 Owner: John Doe Mary Doe The following policy wording is provided solely for your convenience and reference. It is incomplete and reflects only some
More informationOptional Life Insurance. Answers To Your Questions
Optional Life Insurance Answers To Your Questions About This Booklet This booklet is designed to answer some common questions about the group optional life insurance coverage being offered by Kansas Public
More informationBECAUSE A DISABILITY CAN HAPPEN TO ANYONE
NEW JERSEY SCHOOL ADMINISTRATORS GROUP DISABILITY INSURANCE PROGRAM BECAUSE A DISABILITY CAN HAPPEN TO ANYONE The Extended Disability Insurance Plan can help protect your most valuable asset your income
More informationGroup Voluntary Life Insurance
Group Voluntary Life Insurance For The University of Alabama System Answers to your questions about coverage from Standard Insurance Company Standard Insurance Company Group Voluntary Life Insurance About
More informationSunSpectrum Universal Life II Client Guide The flexibility you need for your life
SunSpectrum Universal Life II Client Guide The flexibility you need for your life Life s brighter under the sun SunSpectrum Universal Life II the flexibility you need for your life 4 Benefits for you
More informationindividual life product solutions
individual life product solutions 1 make the most of every hard-earned dollar. You work hard for your money. Now make it work just as hard for you. At Sanlam we can help you transform your money into something
More informationGroup Additional Life Insurance
Group Additional Life Insurance For Albuquerque Public Schools Answers to your questions about coverage from Standard Insurance Company About This Booklet This booklet is designed to answer some common
More informationIncome Protection. Disability Insurance. Pillar Series
Income Protection Disability Insurance Pillar Series Are you prepared for the unexpected? The consequences of a disability can be devastating. Your ability to earn an income is the foundation of your financial
More informationPL PROMISE GUL. Death benefit protection with the certainty of a guarantee. No-Lapse Guarantee Universal Life (GUL) Insurance 1.
Client Guide PL PROMISE GUL No-Lapse Guarantee Universal Life (GUL) Insurance 1 Death benefit protection with the certainty of a guarantee 1 PL PROMISE GUL No-Lapse Guarantee Universal Life Insurance.
More informationCOMMINSURE PROTECTION
COMMINSURE PROTECTION SUPPLEMENTARY COMBINED PRODUCT DISCLOSURE STATEMENT AND POLICY Issue date: 9 June 2017 This Supplementary Combined Product Disclosure Statement (SPDS) and Policy supplements the information
More informationGroup Universal Life. For You. For Your Family. For Life.
Group Universal Life For You. For Your Family. For Life. TABLE OF CONTENTS Introduction 1 How the Plan Is Funded and Administered 1 Highlights Of The Program 2 Life Insurance 3 Employee Coverage 3 Family
More informationWorksite UL2 UNIVERSAL LIFE INSURANCE. + living benefit W4-BR
Worksite UL2 UNIVERSAL LIFE INSURANCE + living benefit W4-BR Why Worksite UL2? Permanent life insurance protection A living benefit option that advances your death benefit for chronic illness Money to
More informationVisit us at
Unimerica Life products are underwritten by Unimerica Insurance Company and United HealthCare Insurance Company, Hartford Connecticut, except in New York. Unimerica Disability Products are underwritten
More informationForesters SMART Producer Guide
Foresters SMART Producer Guide Universal Life Insurance This guide is intended to answer your questions, provide ideas to help you sell Foresters SMART Universal Life Insurance and is for information purposes
More informationMarketing Guide Dual Benefit Universal Life UL7
Marketing Guide Dual Benefit Universal Life UL7 F8208, Rev. 3-11 Table of Contents National Mutual Benefit s Dual Benefit Universal Life Insurance Policy... 3 Target Markets... 4 Dual Income Protection...
More informationQoL Flex Term Protection tailored to your needs 18 Term Periods and built-in Living Benefits
QoL QoL Flex Term Protection tailored to your needs 18 Term Periods and built-in Living Benefits AGLC110245 REV0118 PAGE 1 of 8 QoL Flex Term Life insurance that s available while you are still living
More informationINDIVIDUAL DISABILITY INCOME INSURANCE OUTLINE OF COVERAGE READ YOUR POLICY CAREFULLY DISABILITY INCOME INSURANCE COVERAGE
STANDARD INSURANCE COMPANY Home Office: P.O. Box 711, Portland, Oregon 97207 800-247-6888 INSURED: POLICY NUMBER: INDIVIDUAL DISABILITY INCOME INSURANCE OUTLINE OF COVERAGE READ YOUR POLICY CAREFULLY This
More informationprosperity TERM INSURANCE insurance prosperity term TM Product Guide Take care of today, while building for tomorrow.
prosperity TERM INSURANCE prosperity term TM Product Guide insurance Take care of today, while building for tomorrow. prosperity term insurance prosperity term insurance is both affordable and adaptable.
More informationCOMMINSURE PROTECTION.
COMMINSURE PROTECTION. Combined Product Disclosure Statement (PDS) and Policy. Issue date: 17 September 2017 Product Disclosure Statement This Product Disclosure Statement (PDS) is issued by the insurer,
More informationNOTICE CONCERNING COVERAGE UNDER THE TENNESSEE LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION ACT
NOTICE CONCERNING COVERAGE UNDER THE TENNESSEE LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION ACT Residents of Tennessee who purchase life insurance, annuities or health insurance should know that the
More informationClient Brochure. Policy Series 179
Client Brochure Policy Series 179 You work hard to give the very best to your family. To make sure all of their needs are met. To protect them in every way possible. You ve probably purchased insurance
More informationUniversal & Term Life Insurance Client Brochure Policy Series 297/302/397
Universal & Term Life Insurance Client Brochure Policy Series 297/302/397 15-100-3 (05/17) Americo Your home may be your most valuable asset... Help provide peace of mind when you and your family need
More informationEquiLiving Critical Illness Insurance (For Adults) Optional Riders
EquiLiving Critical Illness Insurance (For Adults) Optional Riders Accidental Death. 1 Return of Premiums on Death.. 4 Return of Premiums at Expiry (10 Year Renewable to Age 75). 6 Return of Premiums on
More informationGroup Life, AD&D and Dependents Insurance
Group Life, AD&D and Dependents Insurance FOR EMPLOYEES OF FLEXTRONICS INTERNATIONAL USA, INC. Answers to your questions about coverage from Standard Insurance Company STANDARD INSURANCE COMPANY About
More informationGroup Universal Life Insurance
What if your family had to live without you or your paycheck? Would they be able to afford daily living expenses and still have the financial freedom to enjoy life? CAR GROCERIES TUITION VACATIONS Group
More informationAsset Builder Index UL II
Consumer Information I Asset Builder Index UL II Asset Builder Index UL II The Protection and Accumulation Solution Index universal life insurance products underwritten by: Genworth Life and Annuity Insurance
More informationForesters Smart Producer Guide
Foresters Smart Producer Guide Universal Life Insurance This guide is intended to answer your questions, provide ideas to help you sell Foresters Smart Universal Life Insurance and is for information purposes
More informationGroup Voluntary Life Insurance
Group Voluntary Life Insurance For Employees of Kent State University Answers To Your Questions About Coverage From The Standard Standard Insurance Company Group Voluntary Life Insurance About This Booklet
More informationGroup Life and AD&D Insurance Help protect your loved ones from financial hardship.
University of Rochester Postdoc Scholar Benefit Program Group Policy #447129 Help protect your loved ones from financial hardship. Life insurance coverage is designed to help provide financial support
More informationNorfolk Public Schools Norfolk, NE. All Other Employees
Norfolk Public Schools Norfolk, NE All Other Employees MADISON NATIONAL LIFE INSURANCE COMPANY, INC. Mailing Address: P.O. Box 5008, Madison, Wisconsin 53705 (HEREIN CALLED THE COMPANY) Certifies that
More informationGroup Voluntary Life Insurance
Group Voluntary Life Insurance For Employees of The California State University Standard Insurance Company Voluntary Group Life Insurance About This Brochure This brochure is designed to answer some common
More informationUnum Whole Life Plan
Whole Life Insurance Some features listed below may be applicable only to certain quotes and/or classes. Please see the "Plan Description" section of your Benefits Summary for specific plan details. Enrollment
More informationPeace of Mind and Real Cash Benefits
Peace of Mind and Real Cash Benefits whole life insurance LI W A64375RIL IC(1/12) whole life insurance Policy Series A64000 LI W Is your family protected if something unexpected happens to you? Life is
More informationSupplementary Product Disclosure Statement FutureWise
Supplementary Product Disclosure Statement FutureWise Issued by: Macquarie Life Limited ABN 56 003 963 773 AFSL 237 497 (Macquarie Life) Macquarie Investment Management Limited ABN 66 002 867 003 AFSL
More informationa foundation forlife
LIFE WHOLE MetLife Promise Whole LifeSM disclosure - circ 230. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty.
More informationP L A N I N F O R M A T I O N GROUP INSURANCE. Group Universal Life Dependent Child Term Life Optional Accidental Death & Dismemberment
P L A N I N F O R M A T I O N GROUP INSURANCE Group Universal Life Dependent Child Term Life Optional Accidental Death & Dismemberment Issued by The Prudential Insurance Company of America IFS-A093645
More informationLangara College. Support Staff - CUPE Local 15
Langara College Support Staff - CUPE Local 15 Contract Number 16263 Effective February 1, 2018 Table of Contents Table of Contents General Information... 1 About this booklet... 1 Eligibility... 1 Who
More informationDeliver cost-effective protection with steady growth potential
Principal Universal Life Flex II SM Deliver cost-effective protection with steady growth potential Product guide 1 Help clients turn their financial goals into reality! Principal Universal Life Flex II
More informationYour Guide to Life Insurance for Families
Your Guide to Life Insurance for Families (800) 827-9990 HealthMarkets.com Your Guide to Life Insurance for Families Contents Does My Family Need Life Insurance? 4 Types of Life Insurance for Families
More information2019 FAQs Life Insurance and Long-Term Disability plans. Frequently Asked Questions from employees
2019 FAQs Life Insurance and Long-Term Disability plans Frequently Asked Questions from employees September 2018 Life and long-term disability plans Here are some commonly asked questions about the Life
More informationA guide to your benefits
Basic and Optional Group Term Life Insurance and Basic and Optional AD&D Insurance A guide to your benefits You've made a good decision in choosing Anthem Life Plan Sponsor: Southern State Community College
More informationivari Universal Product Overview
ivari Universal Product Overview ivari Universal Life Insurance (with bonus and no bonus) can offer your clients valuable permanent coverage with added choice, flexibility and guarantees. The following
More informationPeace of Mind and Real Cash Benefits
Peace of Mind and Real Cash Benefits whole life insurance LI W A64375COMR IC(11/11) whole life insurance Policy ICC0964100 LI W Is your family protected if something unexpected happens to you? Life is
More informationAGENT GUIDE Path Protector Term Life
AGENT GUIDE Path Protector Term Life A5669 (8/15) This guide is for agent use only and not intended for distribution to customers. Path Protector Series Welcome Table of Contents Thank you for choosing
More informationINSURANCE OneCare Protection for life
INSURANCE OneCare Protection for life Understanding Total and Permanent Disability (TPD) Cover Total and Permanent Disability (TPD) Cover With a flexible, innovative and customer focused range of benefits,
More informationGroup Additional Life and AD&D Insurance Help protect your loved ones from financial hardship.
Kenyon College Group Policy #755071 Group Additional Life and AD&D Insurance Help protect your loved ones from financial hardship. Life insurance coverage is designed to help provide financial support
More informationChapter Three TYPES OF POLICIES AND RIDERS. 3.1 General Policy Definitions LEARNING OBJECTIVES OVERVIEW. Retention Question 1
Chapter Three TYPES OF POLICIES AND RIDERS LEARNING OBJECTIVES Upon the completion of this chapter, you will be able to: 1. Define endow, face amount, cash value and rider 2. Compare and contrast the types
More information20 Pay Life Added flexibility means even more peace-of-mind PN0024E (2014/05/26)
20 Pay Life Added flexibility means even more peace-of-mind PN0024E (2014/05/26) Fully guaranteed non-participating whole life plan with level coverage for life and guaranteed premiums payable for 20 years
More informationSun Par Protector. Policy number: LI-1234, Owner: John Doe
Sun Par Protector Policy number: LI-1234,567-8 Owner: John Doe The following policy wording is provided solely for your convenience and reference. It is incomplete and reflects only some of the general
More informationMaximum Employee $10,000 $10,000 $500,000 $700,000
Additional Life Insurance Life insurance coverage can help your family meet daily expenses, maintain their standard of living, pay off debt, secure your children s education, and more in the event of your
More informationWhat if your family had to live without you or your paycheck?
What if your family had to live without you or your paycheck? Would they be able to afford daily living expenses and still have the financial freedom to enjoy life? CAR GROCERIES TUITION VACATIONS Group
More informationRiders to Enhance Coverage for Yourself and Your Family
Accumulation Builder Select Indexed Universal Life Riders This information complements, and therefore, must be accompanied by the Accumulation Builder Select IUL Brochure Riders to Enhance Coverage for
More informationForesters Strong Foundation Simplified Issue Term Insurance
Special offer extended by popular demand Foresters Strong Foundation Simplified Issue Term Insurance Now available up to $350,000 Available through to age 55 No exams, no fluids, no APS, no routine PHIs
More informationUnum Group Life & Disability. Summary of Benefits and Rate Guide. For plans effective January 1,
Summary of Benefits and Rate Guide For plans effective January 1, 2017 Unum Group Life & Disability Group Term Life Voluntary Life Long Term Disability Rates Enrollment Checklist 2-3 2-3 4-5 6-7 8 Part
More informationGroup Life and AD&D Insurance Help protect your loved ones from financial hardship.
Diocese of Lafayette/Lake Charles Group Policy #164075 Group Life and AD&D Insurance Help protect your loved ones from financial hardship. Life insurance coverage is designed to help provide financial
More informationSunSpectrum Term. (one insured person) Policy number: LI-1234, Owner: Jim Doe
SunSpectrum Term Policy number: LI-1234,567-8 Owner: Jim Doe The following policy wording is provided solely for your convenience and reference. It is incomplete and reflects only some of the general provisions
More information5. INSURANCE. 1 July 2017 SECTION CONTENTS
5. INSURANCE 1 July 2017 The information in this document forms part of the Kinetic Super Product Disclosure Statement dated 1 July 2017. SECTION CONTENTS 1. Your insurance options 28 2. Automatic Insurance
More informationAdditional Life, Dependents Life and Voluntary Accidental Death and Dismemberment (AD&D) Insurance CITY AND COUNTY OF DENVER
Additional Life, Dependents Life and Voluntary Accidental Death and Dismemberment (AD&D) Insurance CITY AND COUNTY OF DENVER Answers to your questions about coverage from Standard Insurance Company STANDARD
More information