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2 ABOUT PROPERTUNITIES Who we are and what we do We are a passionate team of property specialists with a portfolio of properties nationwide. We strive to build a relationship and help anyone who is time poor or has no property experience, but would like to explore ways to create true passive income through property. Through our years of experience, we have a track record of providing high returns on investor's capital and have also guided beginners on their journey to become more experienced property investors. If you would like to know how this could work for you, please contact a member of the team or group@propertunities.co

3 THE OPPORTUNITY Investment Opportunity We are seeking: 188k of investment for up to 6 months This will enable the purchase of the property (25% deposit + preliminary fees). Our JV partner and development finance will be funding the rest of the project (stamp duty, legal fees, development fees, etc). Investment Interest Rate Duration 188k (Minimum loan amount of 50k) From 6% pa Dependent on Loan Amount and Duration. Please contact us to discuss. Up to 6 months* Propertunities will be actively involved in managing the project through every stage to ensure it stays on track and on budget. For more information on investment terms or to discuss the project, please get in touch with us. * No early redemption penalty

4 THE PROJECT Project Summary Current C3 Dwelling house 4 Bedrooms 3 Floors Proposed C3 2 Flats 2 Bedrooms 3 Floors London (W3 postcode) four-bedroom, 3-storey, terrace property. Internal works to be carried out to convert this to a 2 bed flat and 2.5 bed flat (2 bed + study) including: full redecoration, internal room reconfiguration, new metalwork and new kitchens/bathrooms. All works completed to meet Council of Mortgage Lenders standards.

5 THE PROJECT The Existing Condition and Works Summary of the works that will maximise the value of the property for revaluation and refinance: Create a minimum of 2 x 2 double-bedroom flats: Phase 1 planning will be 1 bedroom bedroom (2 bed + 1 study). Phase 2 planning will be an extension to create 1 x 2 bed + 1 x 2.5 bed. All Works completed to meet local planning directive standards Completely strip out of property Create new entrance at 1 st floor level, and addition of metalwork Create 2 new kitchens and 2 new bathrooms Fit 2 new consumer unit and Replace boiler with 7 year parts and guarantee Fit interlinked smoke alarm throughout property Remove plaster work, re-board and skim hallway Fireboard ceilings throughout property Decorate throughout including new skirting and architraves

6 THE PROJECT The Floor Plans Current Floorplans Phase 1 Floorplans Phase 1 planning 1 bedroom 2.5 bedroom (2 bed + 1 study) Phase 2 planning Extension to create: 1x 2 bed 1x 2.5 bed 2nd bedroom will be an extension of the living room into cycle rack area and a skylight introduced at side.

7 THE PROJECT Photos of a previous project to illustrate finish Before During During After Before After After After

8 THE PROJECT Risk Mitigation Fixed Price Contracts For the conversion, we are using turn key, fixed price contracts, with contingency built in. Builder s Insurance Builder has insurance (in the company s favour) to cover the works. Contractor s All Risk Insurance Insurance to cover the contractor which is in favour of company and lender - called contractors all risk insurance. Funds for snagging We hold back 10% of contract for snagging. Project Oversight In effect, apart from the project manager, JV partner and Propertunities - there are three parties externally overseeing the project. Contingencies There is further contingency for all scenarios, including worst case tertiary exit strategy, for investors to be paid. Worst Case scenario As a worst case scenario, we would sell both flats at significantly below market rates ( 448k per 2 bed 6,404 psm) and there is still enough margin in the project to pay back investors. Stage payments Builder tranches work, into stages, with each stage paid for after completion to building regs and warranty providers satisfaction as well as banks asset manager.

9 THE PROJECT Three Exit Strategies Exits Strategy Property Retention Money Out* Keep Sell Lump Sum Monthly Income Primary Buy, renovate and refinance 1x 2 bed flat 1x 2.5 bed flat n/a 34.8k 8k per annum net Secondary Buy, renovate and sell & refinance 1x 2.5 bed flat 1x 2 bed flat 89.1k 4.3k per annum net Tertiary Buy renovate and sell all flats as a worst case scenario with a 1 bed instead of 2 bed flat n/a 1x 1x 1 bed 2.5 bed flat 76k 0 N.B. Numbers for the primary exit are detailed in the following pages. * Money Out refers to the net amount after all fees have been paid (i.e. money for contingency, angel investor, JV and Propertunities)

10 OVERVIEW Project Summary - Purchase, Convert & Let Money out from refinance after refinance costs, new lease creation, new freehold, tax and legal advice on lease splits contracts Investors Repaid 600k 146K 1.0mil 801k 34.8k Contingency Propertunities Profit Buy Total Costs (Purchase fees, costs, & conversion) GDV / Market Value Mortgage Loan (80% LTV) JV Partner Profit

11 THE PROJECT The Primary Exit Strategy - Purchase, Convert & Let Item Amount Comments Purchase Price 600k Agreed Purchase Costs + Fees 76k Surveyor, Legals, Stamp Duty, Development Finance Conversion Costs 70k Quote by Local Building Firm. Cost includes Furnishing. Total Costs 746k Total purchase and conversion costs GDV 1.0mil GDV for 2 bedroom bedroom flat (2 bed + study) Money Out 34.8k After refinance - 80% 3.79% Interest pa for 5 years fixed (lender approved in principle) ROI 19% Return on Investment - Net Money Left in Deal After Refinance Gross Rent p.a. 39.6k 1,600 per month for each 2 bed flat Net Rent p.a. 8.0k After Mortgage (3.79%), Monthly Operating Expenses (3%) and Management Fee (0% - self managed) Gross Yield 3.95% Gross Annual Rent as a proportion of Capital Value In London, there is currently still strong demand for properties under 500k due to the lower stamp duty: If you're a first-time-buyer in England or Northern Ireland, you will pay no Stamp Duty on properties worth up to 300,000. For properties costing up to 500,000, you will pay no Stamp Duty on the first 300,000. Primary Exit Strategy - This table illustrates the primary exit strategy (refinancing after works have been completed). For the exit, a lender has approved a mortgage in principle at 80% 3.79% interest. Secondary Exit Strategy - Sell one of the flats retain and refinance the other Tertiary Exit Strategy Sell both flats

12 THE OPPORTUNITY The Investment Proposal Your Investment Classed as an angel investment - you will receive interest at the end of your investment term along with the original sum invested. Tangible Asset Value Your investment contributes towards the purchase of the property, so there will always be the original bricks and mortar value of the property to keep your investment secure. Repayment Once commercial lending is finalised, the uplift in GDV of the project and associated lending is sufficient to ensure investors are paid back within the terms of agreement. Security Propertunities will also have a secured or convertible loan note (like a 2nd charge) on the property and a personal guarantee from our experienced JV partner. Investment Interest Rate Duration 188k (Minimum loan amount of 50k) From 6% pa Dependent on Loan Amount and Duration. Please contact us to discuss. Approximately 6 months* * No early redemption penalty

13 NEXT STEPS Please get in touch to discuss the next steps Do you know someone who would be interested in this project? Miles Bulloch DIRECTOR +44 (0) Peter Ngo DIRECTOR +44 (0) Please get in touch to discuss any questions you may have about this project or to find out what the next steps towards an investment are. Do you have a project that you re unable to take forward? We pay a sourcing fee for every successful investor or property deal referral. Get in touch to find out more. If on the other hand, you re interested in learning how to invest your money in property for a fantastic return, give us a call for a no-obligation chat.

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15 THE OPPORTUNITY Comparables Address Price Beds Sold / For Sale Description Cumberland Road, Acton, London, W3 650k 2 Bed 44 Chaucer Road, London, Greater London W3 6DR 482.5k 2 Bed Flat 5, Townshend House, Rosemont Road, London, Greater London W3 9AX 470k 2 Bed Sold (Exchanged) Completion on July 13 th 2018 Sold April 13 th 2018 Sold April 3 rd 2018 Winchester Street, Acton W3 685k 2 Bed For sale 90 sqm 2 bed, 1 bath, 1 reception, garden, requires some modernisation. 78 sqm 2 bed, 1 bath, split level flat 69.4 sqm 2 bed, 1 bath + ensuite, modernised, apartment block 117 sqm 2 bed, 2 bath, split level apartment, modernised *Numbers rounded to 2 decimal place

16 ABOUT US Our Project Management Team Managing Director Ky Le Vuong Ky Le is one of the directors of Propertunities. She has been investing for 6 years and has built a significant buy-to- let portfolio as well as setting up an Estate & Lettings Agency based in Scotland. Ky Le trained with Legacy Education Alliance and is part of the training crew helping others to reach their potential in Property Investment. JV Partner Our JV partner has completed 5 projects in London so far over the past 3 years, ranging from simple light refurbishment, to full on heavy refurbishment projects, exiting the projects by sale or refinancing. He's built a dynamic team of architects, solicitors and build team. Now due to complete their biggest project of a conversion of an office block to residential flats in a timeframe of less than 16 weeks, his company is now in the process of acquiring more sites. Project Director Miles Bulloch Miles is one of the directors at Propertunities. He has been involved in property since 2006 and has held a number of positions in both residential and commercial property firms in sales, lettings and as a commercial surveyor. Project Manager Peter Ngo Experienced Build Team The build team has completed over 50 projects, ranging from extensions, conversions to full scale ground up developments, and have in house capability for all aspects of build work, including structural engineering, electrical, plumbing. They have been accredited to the Federation of Master Builders (FMB) and Trust Mark since March 2014 and are also accredited to Premier Guarantee and Q Assure, providing a 10 year warranty on works carried. We only use NIC EIC and Gas Safe registered sub contractors. Peter has a passion for property and has been buying and refurbishing his own portfolio of properties across the UK since Peter has had a significant impact in process and service management within one of the UK s largest organisations.

17 ABOUT PROPERTUNITIES Our Journey with You Our process is simple: We identify properties with a good potential return that meet our minimum return levels. All our deals are financially stress tested to reflect the worst case scenario. The investment opportunity is presented to select sophisticated investors whose investment goals fit the deal profile. Once the total funds required have been raised, we take the deal through to completion. At the end of the investment period, your money will be reinvested into another opportunity or alternatively, you can choose to have your money returned with any remaining interest accrued Source Fund Purchase Return Reinvest

18 ABOUT PROPERTUNITIES Our Journey with You Phase 1: Opportunities 1st meeting Explain how we work and understand your requirements capital, return, goals (short term and long term) Follow up meeting(s) Share and present potential investment opportunities that match your criteria Phase 2: Contracts Issue draft contract for review You provide information required to finalise contract: address, bank account detail, and phone number Phase 3: Invest Contract sent for final review and electronic signatures You transfer funds and sends FCA regulatory documents We confirm receipt of payment Phase 4: Updates We provide regular updates and offer you support on how you can achieve your goals Phase 5: Project or contract completion At the end of the investment period, your money will be reinvested into another opportunity or alternatively, you can choose to have your money returned with any remaining interest accrued We thank you for working closely with us and utilising our skills and network, we ll offer you support on achieving your goals