PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of September 30, 2017 and December 31, 2016 (In millions of Rupiah)

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1 No. ACCOUNTS PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of September 30, 2017 and December 31, 2016 CONSOLIDATED Unaudited Audited Unaudited Audited Sep 30, 2017 Dec 31, 2016 Sep 30, 2017 Dec 31, 2016 ASSETS 1. Cash 15,265,955 15,925,338 15,290,539 15,943, Placement to Bank Indonesia 54,773,761 67,018,647 55,795,055 67,557, Interbank placement 17,686,530 20,108,863 18,631,427 21,345, Spot and derivatives claims 150,246 60, ,742 60, Securities 122,780, ,581, ,110, ,646,318 a. Measured at fair value through profit and loss 2,754,070 4,588,175 2,759,089 4,591,246 b. Available for sale 91,582,492 81,466,630 92,137,732 81,834,498 c. Held to maturity 23,523,644 26,764,128 24,213,252 27,391,411 d. Loan and receivables 4,919,900 3,762,828 5,000,217 3,829, Securities sold under repurchase agreement (repo) 488, , , Claims on securities bought under reverse repo 49,798,462 2,196,231 50,142,844 2,549, Acceptance claims 8,907,608 7,345,920 8,907,608 7,345, Loans 439,883, ,278, ,656, ,896,245 a. Measured at fair value through profit and loss b. Available for sale c. Held to maturity d. Loan and receivables 439,883, ,278, ,656, ,896, Sharia financing - - 3,935,717 3,462, Equity investment 2,634,232 2,273, , , Impairment on financial assets -/- (14,042,733) (13,455,492) (14,534,811) (13,915,465) a. Securities (927,954) (744,085) (991,494) (855,485) b. Loans (12,841,636) (12,504,607) (12,842,053) (12,505,024) c. Others (273,143) (206,800) (701,264) (554,956) 13. Intangible assets 671, , , ,526 Accumulated amortization on intangible asset -/- (531,580) (447,287) (603,992) (513,071) 14. Fixed assets and equipment 25,094,313 24,736,910 25,676,559 25,233,946 Accumulated depreciation on fixed assets and equipment -/- (8,701,058) (8,070,163) (8,901,259) (8,243,111) 15. Non productive Asset 258, , , ,250 a. Abandoned property 16,480 14,981 16,480 14,981 b. Foreclosed accounts 190, , , ,594 c. Suspense accounts 16,700 10,784 16,700 10,784 d. Interbranch assets 33,934 32,891 33,934 32,891 i. Conducting operational activities in Indonesia 33,934 32,891 33,934 32,891 ii. Conducting operational activities outside Indonesia Impairment of non financial assets -/ Consumer financing receivables and Net investments in finance leases - - 8,271,377 8,670, Deferred tax assets 2,846,327 3,349,886 3,051,627 3,548, Other assets 7,554,456 7,760,879 8,317,029 8,680,941 TOTAL ASSETS 725,518, ,594, ,882, ,738,753

2 PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF FINANCIAL POSITION As of September 30, 2017 and December 31, 2016 No. ACCOUNTS CONSOLIDATED Unaudited Audited Unaudited Audited Sep 30, 2017 Dec 31, 2016 Sep 30, 2017 Dec 31, 2016 LIABILITIES AND EQUITIES LIABILITIES 1. Current account 144,754, ,880, ,716, ,852, Saving account 283,281, ,351, ,281, ,351, Time deposit 146,434, ,933, ,389, ,928, Revenue sharing investment - - 4,218,630 3,831, Liabilities to Bank Indonesia Interbank liabilities 7,657,431 4,903,061 7,654,609 4,900, Spot and derivatives liabilities 108, , , , Liabilities on securities sold under repurchase agreement 438, , , Acceptance liabilities 5,662,979 4,187,148 5,662,979 4,187, Issued securities ,547 2,332, Loans received 9, ,706 2,667,704 2,789, Margin deposit 164, , , , Interbranch liabilities a. Conducting operational activities in Indonesia b. Conducting operational activities outside Indonesia Deferred tax liabilities Other liabilities 13,711,413 13,212,106 16,372,743 15,468, Profit sharing investment TOTAL LIABILITIES 602,223, ,520, ,334, ,023,694 EQUITIES 17. Paid in capital 1,540,938 1,540,938 1,540,938 1,540,938 a. Capital 5,500,000 5,500,000 5,500,000 5,500,000 b. Unpaid capital -/- (3,959,062) (3,959,062) (3,959,062) (3,959,062) c. Treasury stock -/ Additional paid in capital 5,711,368 5,711,368 5,549,468 5,564,552 a. Agio 5,711,368 5,711,368 5,711,368 5,711,368 b. Disagio -/ c. Donated capital d. Fund for paid up capital e. Others - - (161,900) (146,816) 19. Other comprehensive gain (loss) 5,387,101 4,120,938 5,740,605 4,478,069 a. Translation adjustment , ,923 b. Unrealized gain/loss on available for sale financial assets 1,517,779 (170,155) 1,526,731 (174,680) c. Effective portion of hedging against cashflow d. Reserves of fixed asset revaluation 6,591,827 6,591,827 6,591,827 6,591,827 e. Portion of other comprehensive income from associate entities f. Gain (loss) from actuary benefit program (3,124,364) (3,124,364) (3,129,292) (3,128,451) g. Income tax related to other comprehensive income 401, , , ,832 h. Others - - 1,385 10, Reserves of quasy reorganization Reserves of restructuring under common control Other Equity Reserves 1,463,952 1,257,895 1,463,952 1,257,895 a. General reserves 1,463,952 1,257,895 1,463,952 1,257,895 b. Appropriated reserves Gain/loss 109,190,804 96,443, ,022,094 99,591,623 a. Previous years 93,032,095 76,689,920 96,180,414 78,985,887 b. Current Year 16,158,709 19,753,384 16,841,680 20,605,736 TOTAL EQUITIES ATTRIBUTABLE TO OWNERS OF THE PARENT 123,294, ,074, ,317, ,433, Non-controlling interest 231, ,982 TOTAL EQUITIES 123,294, ,074, ,548, ,715,059 TOTAL LIABILITIES AND EQUITIES 725,518, ,594, ,882, ,738,753

3 - The above consolidated financial information was derived from the consolidated financial statements of PT Bank Central Asia Tbk and Subsidiaries as of and for the period ended September 30, 2017 that have been unaudited. As the above consolidated financial information was derived from the consolidated financial statements; therefore, the consolidated financial information do not represent a complete presentation of the consolidated financial statements. The consolidated financial information has been presented to meet the requirements of Financial Services Authority Regulation No. 32/POJK.03/2016 dated August 8, 2016 concerning amendment to the requirements of Financial Services Authority Regulation No. 6/POJK.03/2015 dated March 31, 2015 concerning the Transparency and Publication of Banks Reports, Regulation No. VIII.G.7 as included in attachment to the Decree of Chairman of Capital Market and Financial Institution Supervisory Board No. Kep-347/BL/2012 dated June 25, 2012 concerning the Presentation and Disclosures of Publicly Listed Companies Financial Statements. - The main exchange rates used were as follows: Rate as of September 30, 2017 : 1 USD = Rp 13, HKD = Rp 1, Rate as of December 31, 2016 : 1 USD = Rp 13, HKD = Rp 1,737.34

4 PT BANK CENTRAL ASIA Tbk & Subsidiaries STATEMENTS OF COMPREHENSIVE INCOME For Periods Ended September 30, 2017 & 2016 (In millions of Rupiah, except earning per share) No. ACCOUNTS CONSOLIDATED Unaudited Unaudited Unaudited Unaudited Sep 30, 2017 Sep 30, 2016 Sep 30, 2017 Sep 30, 2016 OPERATIONAL INCOME AND EXPENSES A. Interest income & expenses 1. Interest income 37,321,034 35,065,755 40,081,834 37,652,536 a. Rupiah currency 36,141,356 34,101,318 38,881,256 36,667,830 b. Foreign currencies 1,179, ,437 1,200, , Interest expenses 8,734,483 7,257,040 9,109,704 7,700,069 a. Rupiah currency 8,612,142 7,207,709 8,969,021 7,648,358 b. Foreign currencies 122,341 49, ,683 51,711 Net interest income (expenses) 28,586,551 27,808,715 30,972,130 29,952,467 B. Operational Income and Expenses Other than Interest 1. Operational Income Other than Interest 12,621,708 11,958,444 13,783,684 12,747,739 a. Positive mark to market on financial assets 214, , , ,346 i. Securities 10,298 3,213 10,298 3,792 ii. Loans iii. Spot and derivatives 195, , , ,309 iv. Other financial assets 8,594 2,245 8,594 2,245 b. Negative mark to market on financial liabilities c. Gain on sale of financial assets 618, , , ,416 i. Securities 604, , , ,416 ii. Loans iii. Other financial assets 13,606-13,606 - d. Gain on spot and derivatives (realised) 675,251 1,744, ,873 1,747,139 e. Dividend 453, , ,021 f. Gain on investment under equity method g. Commission/provision/fee and administration 7,477,405 6,784,853 7,567,153 6,879,895 h. Recovery of impairment 2,657,587 1,984,254 2,855,141 2,103,160 i. Other income 524, ,090 1,845,860 1,389, Operational Expenses Other than Interest 21,163,073 21,563,634 23,648,944 23,700,506 a. Negative mark to market on financial assets 95, ,050 95, ,050 i. Securities 62,859 31,842 63,647 31,842 ii. Loans iii. Spot and derivatives 21, ,208 21, ,208 iv. Other financial assets 10,696-10,696 - b. Positive mark to market on financial liabilities c. Loss on sale of financial assets 56,862 19,914 56,862 19,914 i. Securities 18,867 15,030 18,867 15,030 ii. Loans 37,995 4,884 37,995 4,884 iii. Other financial asset d. Loss on spot and derivatives (realised) 24, , e. Impairment of financial assets 4,233,871 4,909,400 4,683,524 5,241,085 i. Securities 188,817 8, ,587 8,425 ii. Loans 3,965,729 4,716,692 3,965,729 4,716,567 iii. Sharia financing , ,043 iv. Other financial assets 79, , , ,050 f. Losses on operational risk 11,440 8,574 11,530 8,858 g. Losses on investment under equity method h. Commission/provision/fee and administration ,920 3,189 i. Impairment of other assets (non financial assets) j. Personnel expenses 8,173,666 7,515,445 8,973,648 8,280,961 k. Promotion expenses 494, , , ,836 l. Others expenses 8,071,268 7,698,279 9,200,281 8,639,365 Net Operational Income (Expenses) Other than Interest (8,541,365) (9,605,190) (9,865,260) (10,952,767) CURRENT PERIOD PROFIT (LOSS) BEFORE TAX 20,045,186 18,203,525 21,106,870 18,999,700 Income taxes 3,886,477 3,555,492 4,255,690 3,861,765 a. Estimated current period tax 3,804,689 3,719,076 4,182,618 4,052,400 b. Deferred tax income (expenses) (81,788) 163,584 (73,072) 190,635 NET PROFIT (LOSS) AFTER TAX 16,158,709 14,648,033 16,851,180 15,137,935 COMPREHENSIVE INCOME 1. Items that will not be reclassified subsequently to profit or loss a. Reserves of fixed asset revaluation - 6,476,041-6,476,041 b. Gain (loss) from actuary benefit program - - (841) - c. Portion of other comprehensive income from associate entities d. Others e. Income tax related to items that will not be reclassified subsequently to profit or loss Items that will be reclassified subsequently to profit or loss a. Translation adjustment - - (5,019) (25,975) b. Unrealized gain/loss on available for sale financial assets 1,687,934 1,030,498 1,702,422 1,035,059 c. Effective portion of hedging against cashflow (106) d. Others - - (9,233) - e. Income tax related to items that will be reclassified subsequently to profit or loss (421,771) (257,624) (424,245) (258,569) NET COMPREHENSIVE INCOME FOR THE PERIOD 1,266,163 7,248,915 1,263,294 7,226,450 TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD 17,424,872 21,896,948 18,114,474 22,364,385 Net Profit (Loss) Attributable To : OWNERS OF THE PARENT 16,158,709 14,648,033 16,841,680 15,126,898 NON-CONTROLLING INTEREST 9,500 11,037 NET PROFIT (LOSS) 16,158,709 14,648,033 16,851,180 15,137,935 Net Comprehensive Income Attributable To : OWNERS OF THE PARENT 1,266,163 7,248,915 1,262,536 7,226,323 NON-CONTROLLING INTEREST TOTAL NET COMPREHENSIVE INCOME FOR THE PERIOD 1,266,163 7,248,915 1,263,294 7,226,450 Total Comprehensive Profit (Loss) Attributable To : OWNERS OF THE PARENT 17,424,872 21,896,948 18,104,216 22,353,221 NON-CONTROLLING INTEREST 10,258 11,164 TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD 17,424,872 21,896,948 18,114,474 22,364,385 DIVIDEND (3,205,152) (2,588,776) (3,205,152) (2,588,776) EARNINGS PER SHARE

5 No. PT BANK CENTRAL ASIA Tbk & Subsidiaries COMMITMENTS & CONTINGENCIES As of September 30, 2017 and December 31, 2016 ACCOUNTS CONSOLIDATED Unaudited Audited Unaudited Audited Sep 30, 2017 Dec 31, 2016 Sep 30, 2017 Dec 31, 2016 I. COMMITTED CLAIMS 12,002,581 4,861,083 17,055,223 8,569, Unused Borrowings - - 4,025,279 3,483,084 a. Rupiah currency - - 2,668,263 2,140,009 b. Foreign currencies - - 1,357,016 1,343, Outstanding spot and derivatives (purchased) 12,002,581 4,861,083 13,029,944 5,086, Others II. COMMITTED LIABILITIES 223,440, ,220, ,042, ,688, Undisbursed loan facilities to debtors 187,231, ,492, ,832, ,961,200 a. BUMN 11,563,950 9,777,769 11,563,950 9,777,769 i. Committed 4,005,776 2,337,344 4,005,776 2,337,344 - Rupiah currency 4,005,776 2,337,344 4,005,776 2,337,344 - Foreign currencies ii. Uncommitted 7,558,174 7,440,425 7,558,174 7,440,425 - Rupiah currency 418, , , ,000 - Foreign currencies 7,139,895 7,140,425 7,139,895 7,140,425 b. Others 175,667, ,715, ,268, ,183,431 i. Committed 134,460, ,593, ,183, ,497,281 ii. Uncommitted 41,206,194 31,121,011 42,084,747 31,686, Undisbursed loan facilities to other banks 2,876,267 1,285,435 2,876,267 1,285,435 a. Committed 2,874,176 1,285,435 2,874,176 1,285,435 i. Rupiah currency 2,864,547 1,285,435 2,864,547 1,285,435 ii. Foreign currencies 9,629-9,629 - b. Uncommitted 2,091-2,091 - i. Rupiah currency 2,091-2,091 - ii. Foreign currencies Outstanding irrevocable letters of credit 8,508,991 5,778,889 8,508,991 5,778,889 a. Foreign L/C 6,366,515 4,371,461 6,366,515 4,371,461 b. Local L/C 2,142,476 1,407,428 2,142,476 1,407, Outstanding spot and derivatives (sold) 24,824,654 21,663,124 24,824,654 21,663, Others III. CONTINGENT CLAIMS 308, , , , Received guarantees 30,679 54, , ,392 a. Rupiah currency 25,426 38, , ,212 b. Foreign currencies 5,253 16,180 5,253 16, Accrued interest 277, , , ,828 a. Loan interest 277, , , ,236 b. Other interest ,750 14, Others IV. CONTINGENT LIABILITIES 12,812,243 11,339,637 12,813,583 11,345, Issued guarantees 12,812,243 11,339,637 12,813,583 11,345,249 a. Rupiah currency 10,483,767 9,139,743 10,485,107 9,145,355 b. Foreign currencies 2,328,476 2,199,894 2,328,476 2,199, Others

6 PT BANK CENTRAL ASIA Tbk EARNING ASSETS QUALITY AND OTHER INFORMATION As of September 30, 2017 & 2016 No. ACCOUNTS September 30, 2017 (Unaudited) September 30, 2016 (Unaudited) C SM S D L Total C SM S D L Total I. RELATED PARTIES 1. Interbank Placement a. Rupiah currency Spot and derivative claims a. Rupiah currency Securities a. Rupiah currency 200, , , , Securities sold under repurchase agreement (repo) a. Rupiah currency Claims on securities bought under reverse repo a. Rupiah currency Acceptance claims Loans a. Micro, small and medium enterprises (UMKM) 89, ,489 12, ,718 i. Rupiah currency 89, ,489 12, ,718 ii. Foreign currencies b. Non micro, small and medium enterprises 2,023,656 3, ,027,180 1,492, ,494,011 i. Rupiah currency 1,985,323 3, ,988,847 1,492, ,494,011 ii. Foreign currencies 38, , c. Restructured loans i. Rupiah currency ii. Foreign currencies d. Loan on property 77,557 3, ,081 76, , Equity investment 2,363, ,363,272 2,087, ,087, Temporary equity investment Other receivables 11, ,623 14, , Commitments and contingencies a. Rupiah currency 3,022, ,022,051 1,519, ,519,370 b. Foreign currencies 83, ,792 98, , Foreclosed assets II. OTHER PARTIES 1. Interbank Placement a. Rupiah currency 7,066, ,066,176 4,757, ,757,330 b. Foreign currencies 10,620, ,620,064 10,152, ,152, Spot and derivative claims a. Rupiah currency 148, , , ,741 b. Foreign currencies 1, ,687 1, , Securities a. Rupiah currency 110,810, , , ,480,736 89,393, ,038 89,801,930 b. Foreign currencies 10,775, ,308 11,099,006 24,052, ,215 24,365, Securities sold under repurchase agreement (repo) a. Rupiah currency 488, ,400 25,123, ,123, Claims on securities bought under reverse repo a. Rupiah currency 49,798, ,798, , , Acceptance claims 8,897,548 2,807-7,253-8,907,608 7,819, ,819,271

7 PT BANK CENTRAL ASIA Tbk EARNING ASSETS QUALITY AND OTHER INFORMATION As of September 30, 2017 & 2016 No. ACCOUNTS September 30, 2017 (Unaudited) September 30, 2016 (Unaudited) C SM S D L Total C SM S D L Total 7. Loans a. Micro, small and medium enterprises (UMKM) 48,493, ,107 86,893 95, ,541 50,245,672 44,246, , , , ,505 45,825,519 i. Rupiah currency 47,893, ,546 86,730 95, ,155 49,633,717 43,476, , , , ,918 45,037,164 ii. Foreign currencies 599,845 1, , , ,105 6, , ,355 b. Non micro, small and medium enterprises 374,762,575 6,828,446 1,534, ,925 3,666, ,521, ,506,311 7,502, , ,316 3,763, ,914,059 i. Rupiah currency 348,590,103 6,763,611 1,365, ,996 3,478, ,895, ,117,515 7,463, , ,316 3,569, ,126,888 ii. Foreign currencies 26,172,472 64, ,304 30, ,889 26,625,429 22,388,796 39, , ,357 22,787,171 c. Restructured loans 2,599,569 1,604, , , ,477 6,276,208 2,584,527 1,442, , , ,456 5,337,656 i. Rupiah currency 2,485,536 1,603, , , ,226 5,925,510 2,454,860 1,442, , , ,851 5,004,519 ii. Foreign currencies 114,033 1, ,304 30,929 35, , , ,865-38, ,137 d. Loan on property 57,355,809 1,859, , , ,203 60,093,972 52,582,254 1,751,014 87,156 63, ,737 55,003, Equity investment 270, , , , Temporary equity investment Other receivables 68, ,776 34, , Commitments and contingencies a. Rupiah currency 182,463, ,742 8,489 24, ,080, ,635, , , ,147,557 b. Foreign currencies 25,128,838 67,358-45,663-25,241,859 23,994, ,994, Foreclosed assets , , , ,217 III. OTHER INFORMATION 1. Value of bank's assets pledge as collateral : a. To Bank Indonesia - - b. To Other Parties Total Allowance for impairment of financial asset to earning assets 14,042,733 12,307, Total Allowance for productive assets required to be provided 8,776,464 7,776, Percentage small to medium scale loan (UMKM) to total loans 11.44% 11.87% 5. Percentage small scale loan to total loans 1.72% 1.24% 6. Percentage total small to medium scale loan debtors to total loans debtors 6.89% 5.78% 7. Percentage total small scale loan debtors to total loans debtors 3.49% 2.55% 8. Others a. Chanelling of loans b. Mudharabah Muqayyadah Funding - - c. Write-off on earning assets 616, ,594 d. Recovery of write-off on earning assets 117, ,483 e. Write-off on earning assets with elimination of right to collect 321, ,005

8 PT BANK CENTRAL ASIA Tbk ALLOWANCE FOR LOSSES As of September 30, 2017 & 2016 September 30, 2017 (Unaudited) September 30, 2016 (Unaudited) No. ACCOUNTS Allowance for Impairment Allowance required to be provided Allowance for Impairment Allowance required to be provided Individual Collective General Special Individual Collective General Special 1. Placements to Bank Indonesia , , Spot and derivative claims - - 1, , Securities 917,536 10, , , ,253 9, , , Securities sold under repurchase agreement (repo) Claims on securities bought under reverse repo Acceptance claims 5, ,731 88,976 3, ,923 78, Loans 3,672,849 9,168,787 4,146,797 2,827,838 3,323,189 7,976,469 3,626,578 2,729, Equity investment - 26,946 26, ,229 22, Temporary equity investment Other receivables - 1, Commitments and Contingencies ,391 55, ,885 59,043

9 PT BANK CENTRAL ASIA Tbk & Subsidiaries CALCULATION OF CAPITAL ADEQUACY RATIO / CAR As of September 30, 2017 & 2016 Individual Consolidated Individual Consolidated I. Tier 1 Capital 120,081, ,702, ,225, ,593,712 1 Common Equity Tier 1 120,081, ,702, ,225, ,593, Pain-in Capital (After the deduction of treasury stock) 1,540,938 1,540,938 1,540,938 1,540, Disclosed Reserves 123,889, ,982, ,930, ,005, Addition Factor 124,096, ,189, ,187, ,262, Other comprehensive income 7,730,374 8,081,232 7,154,664 7,486, Translation adjustment - 348, , Unrealized gain on available for sale financial assets 1,138,547 1,140, , , Reserves of fixed asset revaluation 6,591,827 6,591,827 6,476,041 6,476, Other disclosed reserves 116,366, ,108, ,033, ,775, Agio 5,711,368 5,711,368 5,711,368 5,711, General Reserves 1,463,952 1,463,952 1,257,895 1,257, Previous year's profit 93,032,095 96,118,053 78,415,770 80,673, Current year's profit 16,158,709 16,815,265 14,648,033 15,133, Fund for paid-in capital Others Deduction Factor (207,383) (207,383) (256,944) (256,944) Other comprehensive income Translation adjustment Unrealized loss on available for sale financial assets Other disclosed reserves (207,383) (207,383) (256,944) (256,944) Disagio Previous year's losses Current year's losses Difference between allowance for possible losses and allowance for impairment losses on earning assets Difference on the total of fair value adjustment from financial instruments in trading book Allowance for losses on non productive assets required to be provided (207,383) (207,383) (256,944) (256,944) Others Non-controlling interest Deduction Factor of Common Equity Tier 1 (5,348,396) (3,821,355) (5,246,149) (3,952,663) Deferred tax (2,846,327) (2,988,669) (2,983,353) (3,111,739) Goodwill (93,885) (93,885) Other intangible assets (139,796) (156,790) (176,459) (184,404) Investments in shares of stock (2,362,273) (582,011) (2,086,337) (562,635) Shortage of capital on insurance subsidiary company Securitisation Exposure Other deduction factor of common equity tier Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 1 and tier Cross ownership of other entities obtained due to transfer because of law, grant, or bequest Additional Tier 1 Capital Instruments issued by the bank that meet the criteria for inclusion in additional tier 1 capital Agio / Disagio Deduction factor Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier 1 and tier Cross ownership of other entities obtained due to transfer because of law, grant, or bequest II. Tier 2 Capital 4,910,245 5,031,733 4,266,146 4,381,667 1 Instruments issued by the bank that meet the criteria for inclusion in tier 2 capital Agio / disagio General allowance for losses on earning assets (max. 1.25% from risk-weighted assets) 4,910,245 5,031,733 4,266,146 4,381,667 4 Deduction Factor of Tier 2 Capital Sinking Fund Investments in Instruments issued by the other bank that meet the criteria for inclusion in additional tier Cross ownership of other entities obtained due to transfer because of law, grant, or bequest Total Capital 124,991, ,733, ,491, ,975,379 RISK-WEIGHTED ASSETS (RWAs) Unaudited Unaudited Unaudited Unaudited Sep 30, 2017 Sep 30, 2016 DESCRIPTION Sep 30, 2017 Sep 30, 2016 Individual Consolidated Individual Consolidated Individual Consolidated Individual Consolidated CAR RATIO Unaudited Unaudited Sep 30, 2017 Sep 30, 2016 RWAs CONSIDERING CREDIT RISK 444,536, ,963, ,030, ,918,545 CET 1 Ratio (%) 22.69% 23.09% 20.69% 21.00% RWAs CONSIDERING MARKET RISK 1,475,444 1,970,275 3,179,166 3,155,863 Tier 1 Ratio (%) 22.69% 23.09% 20.69% 21.00% RWAs CONSIDERING OPERATIONAL RISK 83,104,965 87,544,008 72,767,308 76,347,337 Tier 2 Ratio (%) 0.93% 0.92% 0.85% 0.86% TOTAL RISK-WEIGHTED ASSETS 529,116, ,477, ,976, ,421,745 CAR Ratio (%) 23.62% 24.01% 21.54% 21.85% Min. capital requirements based on risk profile 9.99% 9.99% 9.99% 9.99% CET 1 FOR BUFFER (%) 13.63% 14.02% 11.55% 11.86% REGULATORY MINIMUM CAPITAL REQUIREMENT ALLOCATION REGULATORY BUFFER PERCENTAGE REQUIRED BY BANK From CET 1 (%) 9.06% 9.07% 9.14% 9.13% Capital Conservation Buffer (%) 1.250% 1.250% 0.625% 0.625% From AT 1 (%) 0.00% 0.00% 0.00% 0.00% Countercyclical Buffer (%) 0.000% 0.000% 0.000% 0.000% From Tier 2 (%) 0.93% 0.92% 0.85% 0.86% Capital Surcharge For Systemic Bank (%) 1.000% 1.000% 0.500% 0.500%

10 PT BANK CENTRAL ASIA Tbk FINANCIAL RATIOS CALCULATION TABLE As of September 30, 2017 & 2016 Ratio (%) Unaudited Unaudited Sep 30, 2017 Sep 30, 2016 Performance Ratio 1. Capital Adequacy Ratio 23.62% 21.54% 2. Non performing earning assets and non earning assets to total earning assets and non earning assets 0.93% 0.88% 3. Non perfoming earning assets to total earning assets 1.19% 1.10% 4. Impairment provision on earning assets to total earning assets 2.16% 2.12% 5. Gross NPL 1.53% 1.46% 6. Net NPL 0.43% 0.36% 7. Return on Asset (ROA) 3.83% 3.99% 8. Return on Equity (ROE) 19.06% 20.87% 9. Net Interest Margin (NIM) 6.19% 6.88% 10. Operating Expenses to Operating Revenues 59.86% 61.29% 11. Loan to Funding Ratio (LFR) 74.74% 77.25% Compliance 1. a. Percentage Violation of Legal Lending Limit i. Related parties 0.00% 0.00% ii. Non related parties 0.00% 0.00% b. Percentage Lending in excess of Legal Lending Limit i. Related Parties 0.00% 0.00% ii. Non related parties 0.00% 0.00% 2. Reserve Requirement a. Primary Reserve Requirement (Rupiah) 7.14% 7.35% b. Reserve Requirement (Foreign currency) 11.48% 8.70% 3. Net Open Position 0.21% 0.40%

11 BOARD OF COMMISSIONERS & DIRECTORS 1) BANK'S OWNERS BOARD OF COMMISSIONERS - President Commissioner : Djohan Emir Setijoso PT Dwimuria Investama Andalan *) : 54.94% - Commissioner : Tonny Kusnadi Anthoni Salim : 1.76% - Independent Commissioner : Cyrillus Harinowo Public **) : 43.30% - Independent Commissioner : Raden Pardede - Independent Commissioner : Sumantri Slamet Total % BOARD OF DIRECTORS *) - President Director : Jahja Setiaatmadja - Deputy President Director : Eugene Keith Galbraith - Deputy President Director : Armand Wahyudi Hartono **) - Director : Suwignyo Budiman - Director / Compliance Director : Subur Tan - Director : Henry Koenaifi - independent Director : Erwan Yuris Ang - Director : Rudy Susanto - Director : Lianawaty Suwono - Director : Santoso - Director : Inawaty Handoyo Shareholder of PT Dwimuria Investama Andalan are Mr. Robert Budi Hartono and Mr. Bambang Hartono, therefore ultimate shareholder of BCA are Mr. Robert Budi Hartono and Mr. Bambang Hartono. In the composition of shares held by the public, 2.49% of the shares are owned by parties affiliated with PT Dwimuria Investama Andalan. 1) Composition of the Board of Commissioners & Board of Directors as evident in the Statement of Resolutions of Shareholders' Meeting of PT Bank Central Asia Tbk No. 216 dated 26 August 2016, drawn up before Dr. Irawan Soerodjo, S.H., MSi., Notary Public in Jakarta.

12 PT BANK CENTRAL ASIA Tbk SPOT AND DERIVATIVE TRANSACTIONS As of September 30, 2017 No. TRANSACTION Notional Objectives Derivative Receivables and Payables Amount Trading Hedging Receivables Payables A. Related to Exchange Rate 36,827,235 36,827, , , Spot 5,670,031 5,670,031-5,558 4, Forward 8,772,213 8,772,213-59,709 27, Option a. Put b. Call Future Swap 22,384,991 22,384,991-84,979 75, Others B. Related to Interest Rate Forward Option a. Put b. Call Future Swap Others C. Others TOTAL 150, ,005

13 PT BANK CENTRAL ASIA Tbk & Subsidiaries CONSOLIDATED STATEMENTS OF CASH FLOWS For Periods Ended September 30, 2017 & 2016 No. ACCOUNTS CONSOLIDATED Unaudited Unaudited Sep 30, 2017 Sep 30, 2016 I. CASH FLOWS FROM OPERATING ACTIVITIES 1. Receipts of interest and sharia, fees and commissions 47,547,612 43,018, Other operating income 1,850,256 1,436, Payments of interest and sharia, fees and commissions (9,000,293) (7,708,641) 5. (Loss) gain from foreign exchange transactions - net 275, , Other operating expenses (17,918,554) (16,789,780) 7. Payment of tantiem to Board of Commissioners and Directors (308,114) (269,600) 8. Other increase/decrease affecting cash : a. Placements with Bank Indonesia and other banks -mature more than 3 months from the date of acquisition (603,182) 70,700 b. Financial assets held for trading 1,765,634 (7,461,953) c. Acceptance receivables (1,561,688) (18,543) d. Bills receivable (1,165,656) (824,609) e. Securities purchased under agreements to resell (47,593,247) (566,964) f. Loans receivable (24,904,062) (518,410) g. Consumer financing receivables 231,362 (560,095) h. Investments in finance leases - net (6,729) 17,246 i. Assets related to sharia transactions (534,186) (464,680) j. Other assets (28,483) 441,994 k. Deposits from customers 44,253,251 21,730,623 l. Sharia deposits 84, ,481 m. Deposits from other banks 2,753,668 75,017 n. Acceptance payables 1,475,831 (260,892) o. Accruals and other liabilities 756,396 1,488,760 p. Temporary syirkah deposits 302, ,120 Net cash provided by (used in) operating activities before income tax (2,327,849) 33,579, Payment of income tax (3,782,447) (3,788,604) Net cash provided by (used in) operating activities (6,110,296) 29,790,681 II. CASH FLOWS FROM INVESTING ACTIVITIES 1. Sale of investment securities 35,500 29, Acquisition of investment securities (61,210,819) (131,383,420) 3. Proceeds from investment securities that had matured during the period 56,826,410 56,142, Cash dividends received from investment in shares 931 1, Acquisition of certificate of deposit (1,047,170) (2,910,150) 6. Proceeds from certificate of deposit that had matured during the period 1,690,000 1,625, Acquisition of a subsidiary's ownership from non-controlling interest (75,936) - 8. Acquisition of a subsidiary, net of cash and cash equivalents acquired Acquisitions of fixed assets (1,037,094) (1,263,859) 10. Proceeds from sale of fixed assets 16,819 66,480 Net cash provided by (used in) investing activities (4,801,359) (77,693,265) III. CASH FLOWS FROM FINANCING ACTIVITIES 1. Increase (decrease) in debt securities issued (1,721,624) (191,081) 2. Increase (decrease) in borrowings - net (120,991) 250, Additional share capital payment of a subsidiary by non-controlling interest Payments of cash dividens (3,205,152) (2,588,776) 5. Increase (decrease) in liabilities on securities sold under repurchase agreement 352,595 24,975,363 Net cash provided by (used in) financing activities (4,695,172) 22,445,879 NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (15,606,827) (25,456,705) CASH AND CASH EQUIVALENTS, BEGINNING OF YEAR 100,319, ,661,241 EFFECT OF FOREIGN EXCHANGE RATE FLUCTUATIONS ON CASH AND CASH EQUIVALENTS 452, ,167 CASH AND CASH EQUIVALENTS, END OF PERIOD 85,165,246 93,367,703 IV. CASH AND CASH EQUIVALENTS CONSIST OF : 1. Cash 15,290,539 13,999, Current accounts with Bank Indonesia 45,812,935 39,435, Current accounts with other banks 10,516,117 10,143, Placements with Bank Indonesia and other banks - mature within 3 months or less from the date of acquisition 13,545,655 29,790,023 Total cash and cash equivalents 85,165,246 93,367,703