ASSETS ,287 4,

Transcription

1 BALANCE SHEET Per - March 212 and December 211 (UNAUDITED) CONSOLIDATION Mar 212 Dec 211 Mar 212 Dec 211 ASSETS 1. Cash 5,287 4, Placement to Bank Indonesia 529,73 576, Interbank placement 34, ,88 4. Spot and derivatives claims 3,363 5, Securities 96,772 4,83 a. Measured at fair value through profit and loss b. Available for sale c. Hold to maturity 96,772 4,83 d. Loan and receivables 6. Securities sold under repurchase agreement (repo) 7. Claims on securities bought under reverse repo 8. Acceptance claims 184, , Loans 4,695,29 4,235,39 a. Measured at fair value through profit and loss b. Available for sale c. Hold to maturity d. Loan and receivables 4,695,29 4,235,39 1. Sharia financing 1) 11. Equity investment 12. Impairment on financial assets -/- 34,82 27,811 a. Securities 185 1,2 b. Loans 322, ,221 c. Others 18,35 14, Intangible assets 2,15 1,822 Accumulated amortisation on intangible assets -/- 1,734 1, Fixed assets and equipment 24,36 22,83 Accumulated depreciation on fixed assets and equipment -/- 18,497 18, Non Productive Asset 34,96 3,991 a. Abandoned property b. Foreclosed assets c. Suspense accounts d. Interbranch assets 34,96 3,991 a. Conducting operational activities in Indonesia b. Conducting operational activities outside Indonesia 34,96 3, Imparment on Non Financial Assets -/- 17. Leasing 3) 18. Deferred tax assets 37,865 15, Other assets 94,192 54,824 TOTAL ASSETS 5,65,772 5,84,498

2 BALANCE SHEET Per - March 212 and December 211 (UNAUDITED) CONSOLIDATION Mar 212 Dec 211 Mar 212 Des 211 LIABILITIES AND EQUITIES LIABILITIES 1. Current account 642, , Saving account 3. Time deposit 321, ,65 4. Revenue sharing investment 1) 5. Liabilities to Bank Indonesia 6. Interbank liabilities 25,753 61, Spot and derivatives liabilities 3, Liabilities on securities sold under repurchase agreement 9. Acceptance liabilities 184, , Issued securities 11. Loans received a. Loans calculated as capital b. Other loans received 12. Margin deposit 52,755 59, Interbranch liabilities 2,78,6 2,634,34 a. Conducting operational activities in Indonesia b. Conducting operational activities outside Indonesia 2,78,6 2,634, Deferred tax liabilities 15. Other liabilities 3,474 53, Profit Sharing investment 1) TOTAL LIABILITIES 4,266,72 3,763,248 EQUITIES 17. Paid in capital 754, ,175 a. Capital 754, ,175 b. Unpaid capital -/- c. Treasury stock -/- 18. Additional paid in capital a. Agio b. Disagio -/- c. Donated capital d. Fund for paid up capital e. Others 19. Other comprehensive gain (loss) a. Translation adjustment from foreign currency b. Gain (loss) on value changes of financial assets categorized as available for sale c. Effective portion of cash flow hedge d. Difference in fixed asset revaluation e. Portion of other comprehensive income from associates f. Gain (loss) on defined benefit actuarial program g. Income tax of other comprehensive income h. Others 2. Difference in quasi-reorganization 4) 21. Difference in restructuring under common control 5) 22. Other Equity 23. Reserves a. General reserves b. Appropriated reserves 24. Gain/loss 629, ,75 a. Previous years 594, ,135 b. Current year 35,145 14,94 TOTAL EQUITIES ATTRIBUTABLE TO OWNERS 1,384,52 1,321, Minority interest 6) - - TOTAL EQUITIES 1,384,52 1,321,25 TOTAL LIABILITIES AND EQUITIES 5,65,772 5,84,498

3 INCOME STATEMENT Per - March 212 and March211 (UNAUDITED) CONSOLIDATION Mar 212 Mar 211 Mar 212 Mar 211 OPERATIONAL INCOME AND EXPENSES A. Interest income and expenses 1. Interest income 73,747 59,488 a. Rupiah 37,518 34,445 b. Foreign currency 36,229 25,43 2. Interest expenses 16,641 11,212 a. Rupiah 4,599 4,543 b. Foreign currency 12,42 6,669 Net interest income (expenses) 57,16 48,276 B. Operational Income and Expenses Other than Interest 1. Operational Income Other than Interest 1,734 16,335 a. Positive mark to market on financial assets 3,363 7,452 i. Securities ii. Loans iii. Spot and derivatives 3,363 7,452 iv. Other financial assets b. Negative mark to market on financial liabilities c. Gain on sale of financial assets i. Securities ii. Loans iii. Other financial assets d. Gain on spot and derivatives (realised) 1,68 2,849 e. Gain on investment under equity method e. Dividend g. Comission/provision/fee and administration 5,847 5,583 h. Recovery of asset impairment i. Other income Operational Expenses Other than Interest 25,77 1,89 a. Negative mark to market on financial assets 3,835 4,727 i. Securities ii. Loans iii. Spot and derivatives 3,835 4,727 iv. Other financial assets b. Positive mark to market on financial liabilities c. Loss on sale of financial assets i. Securities ii. Loans iii. Other financial assets d. Loss on spot and derivatives (realised) e. Impairment of financial assets 13,67 i. Securities ii. Loans 13,67 iii. Sharia financing iv. Other financial assets f. Losses on operational risk *) g. Losses on investment under equity method h. Commission/provision/fee, and administration i. Impairment of other assets (non financial assets) j. Personnel expenses 2,559 2,532 k. Promotion expenses l. Other expenses 4,872 3,485 Net Operational Income (Expenses) Other than Interest (14,343) 5,445 OPERATIONAL PROFIT (LOSS) 42,763 53,721 N OPERATIONAL INCOME (EXPENSES) 1. Gain (loss) on sale of fixed assets and equipment 2. Gain (loss) on foreign exchange translation 3. Other non operational income (expenses) 287 1,621 N OPERATIONAL PROFIT (LOSS) 287 1,621 CURRENT YEAR PROFIT (LOSS) 43,5 55,342

4 INCOME STATEMENT Per - March 212 and March211 (UNAUDITED) CONSOLIDATION Mar 212 Mar 211 Mar 212 Mar Income taxes 7,95 1,193 a. Estimated current year tax 7,95 1,193 b. Deferred tax income (expenses) NET PROFIT (LOSS) 35,145 45,149 OTHER COMPREHENSIVE INCOME a. Translation adjustment from foreign currency b. Gain (loss) on value changes of financial assets categorized as available for sale c. Effective portion of cash flow hedge d. Gain on fixed asset revaluation e. Portion of other comprehensive income from associates f. Gain (loss) on defined benefit actuarial program g.income tax of other comprehensive income h. Others Other comprehensive income of the current year - net of applicable income tax CURRENT YEAR TOTAL COMPREHENSIVE PROFIT 35,145 45,149 Profit attributable to : OWNER 35,145 45,149 MIRITY INTEREST - - CURRENT YEAR TOTAL PROFIT 35,145 45,149 Total comprehensive profit attributable to : OWNER 35,145 45,149 MIRITY INTEREST - - CURRENT YEAR TOTAL COMPREHENSIVE PROFIT 35,145 45,149 TRANSFER OF PROFIT(LOSS) TO HEAD OFFICE DIVIDEND NET EARNINGS (LOSS) PER SHARE ***)

5 COMMITMENTS AND CONTINGENCIES Per - March 212 and December 211 (UNAUDITED) CONSOLIDATION Mar 212 Dec 211 Mar 212 Dec 211 I. COMMITTED CLAIMS 372, , Unused borrowing a. Rupiah b. Foreign currency Outstanding spot and derivatives (purchased) 372, , Others II. COMMITED LIABILITIES 3,11,684 2,425, Undisbursed loan facilities to debtors 2,493,933 1,884, a. BUMN i. Committed Rupiah Foreign Currency ii. Uncommitted Rupiah Foreign Currency b. Others 2,493,933 1,884, i. Committed 2,493,933 1,884, ii. Uncommitted Undisbursed loan facilities to other banks a. Committed Rupiahs Foreign Currency b. Uncommitted Rupiahs Foreign Currency Outstanding irrevocable L/C 255, , a. Foreign L/C 176, , b. Local L/C 78, Outstanding spot and derivatives (sold) 262,469 25, Others III. CONTINGENT CLAIMS 56,482 52, Received guarantees a. Rupiah b. Foreign currency Accrued interest 56,482 52, a. Loan interest 56,482 52, b. Other interest Others IV. CONTINGENT LIABILITIES 226,85 231, Issued guarantees 226,85 231, a. Rupiah 77,858 84, b. Foreign currency 148, , Others

6 EARNING ASSET QUALITY AND OTHER INFORMATIONS Per - March 212 and 211 Mar 212 Dec 211 C SM S D L TOTAL C SM S D L TOTAL RELATED PARTIES Interbank placement a.rupiah b.foreign currency Spot dan derivative claims a.rupiah b.foreign currency Securities a.rupiah b.foreign currency Securities sold under repurchase agreement (repo) a.rupiah b.foreign currency Claims on securities bought under reverse repo a.rupiah b.foreign currency Acceptance claims Loans ,34 1,34 a.micro, small and medium enterprises (UMKM) i.rupiah ii.foreign currency b.non micro, small and medium enterprises (UMKM) ,34 1,34 i.rupiah ,34 1,34 ii.foreign currency c.restructured loans i.rupiah ii.foreign currency d.loan on property Equity investment Temporary equity investment Commitment and contingencies

7 EARNING ASSET QUALITY AND OTHER INFORMATIONS Per - March 212 and 211 Mar 212 Dec 211 C SM S D L TOTAL C SM S D L TOTAL a.rupiah b.foreign currency Foreclosed assets N-RELATED PARTIES Interbank placement 34,139 34, ,6 944,6 a.rupiah 16,1 16,1 3,1 3,1 b.foreign currency 144,39 144,39 913,96 913,96 Spot dan derivative claims 3,363 3,363 7,452 7,452 a.rupiah b.foreign currency 3,363 3,363 7,452 7,452 Securities 96,772 96,772 83,138 4,48 87,618 a.rupiah 78,31 78,31 66,676 66,676 b.foreign currency 18,471 18,471 16,462 4,48 2,942 Securities sold under repurchase agreement (repo) a.rupiah b.foreign currency Claims on securities bought under reverse repo a.rupiah b.foreign currency Acceptance claims 15,488 33, , , ,793 Loans 4,447,51 27,432 39, ,991 4,694,397 3,21, ,615 22,73 3,226,767 a.micro, small and medium enterprises (UMKM) 55,782 55,782 11,673 2,615 14,288 i.rupiah 2,987 2, ,615 3,57 ii.foreign currency 52,795 52,795 1,718 1,718 b.non micro, small and medium enterprises (UMKM) 4,391,269 27,432 39, ,991 4,638,615 3,1, ,73 3,212,479 i.rupiah 1,218,84 1,218,84 1,215, ,215,778 ii.foreign currency 3,172,465 27,432 39, ,991 3,419,811 1,794,628 22,73 1,996,71 c.restructured loans 2,136 65,56 85,696 3, ,744 1,437 i.rupiah 2, ,575 ii.foreign currency 2,136 65,56 85,696 28,118 69,744 97,862 d.loan on property

8 EARNING ASSET QUALITY AND OTHER INFORMATIONS Per - March 212 and 211 Mar 212 Dec 211 C SM S D L TOTAL C SM S D L TOTAL Equity investment Temporary equity investment Commitment and contingencies 2,965,762 9,538 2,975,3 1,854,615 24,933 1,879,548 a.rupiah 192, ,281 19,961 19,961 b.foreign currency 2,773,481 9,538 2,783,19 1,663,654 24,933 1,688,587 Foreclosed assets OTHER INFORMATION 1. Assets pledged as collateral a. To Bank Indonesia b. To other parties Impairment provision on earning assets , ,37 3. Required regulatory provision on assets , , Percentage of loans to micro, small, and medium enterprises (UMKM) to total loans Percentage of loans to micro and small enterprises (UMK) to total loans 6. Percentage of micro, small, and medium enterprises (UMKM) debtor to total debtor Percentage of micro and small enterprises (UMK) debtor to total debtor 8. Others a. Channeling b. Mudharabah Muqayyadah c. Written off earning assets d. Written off earning assets that has been re-collected e. Charged off earning assets

9 IMPAIRMENT LOSS ALLOWANCE Per - March 212 and 211 Mar 212 Mar 211 Impairment Loss Allowance Required Regulatory Impairment Loss Allowance Required Regulatory Individual Collective General Spesific Individual Collective General Spesific 1. Interbank placement 3,41 3,41 9,441 9, Spot dan derivative claims 3. Securities , Securities sold under repurchase agreement (repo) 5. Claims on securities bought under reverse repo 6. Acceptance claims 15,39 1,55 13,84 1,318 1, Loans 322,285 44, , ,333 3, , Equity investment 9. Temporary equity investment 1. Commitment and contigencies

10 SPOT AND DERIVATIVE TRANSACTIONS Per - March 212 and Desember 211 TRANSACTION Contract value with Purpose Derivative Claims & Liabilities Trading Hedging Claims Liabilities A. Exchanged Rate Related 635, ,382 3,363 3, Spot 129,82 129, Forward 254,16 254,16 1,22 3,24 3. Option a. Purchased b. Written 4. Future 5. Swap 251, ,564 2, Other B. Interest Rate Related 1. Forward 2. Option a. Purchased b. Written 3. Future 4. Swap 5. Other C. Others TOTAL 635, ,382 3,363 3,835

11 CAPITAL ADEQUACY Per - March 212 and March211 CONSOLIDATION Mar 212 Mar 211 Mar 212 Mar I. COMPONENTS Net inter office fund 2,369,166 1,7, Net inter office fund 1,614, , Paid up capital 754, , Reserves General reserves Specific reserves Previous years profit (loss) which can be calculated into capital (1%) 556, , Current year profit which can be calculated into capital (loss) (5%) 17,835 22, Fund for paid up capital Other comprehensive income : losses from equity investment for available for sale category (1%) Other comprehensive income : Gain from equity investment for available for sale category (45%) Receives of Fixed assets revaluation (45%) Differences between regulatory provision and impairment of earning assets Required regulatory provision on non productive assets Differences on adjustment of fair value on financial instrument in the trading book General provision of earning assets (maximum 1,25% of RWA) 78,683 58, Capital deduction factor 19. Exposure on securitisation 2. II. FOREIGN CAPITAL 3,22,551 2,27, III. RISK WEIGHTED ASSET (RWA) FOR CREDIT RISK *) 6,26,439 4,252, IV.RISK WEIGHTED ASSET (RWA) FOR OPERATIONAL RISK 446,946 49, V. RISK WEIGHTED ASSET (RWA) FOR MARKET RISK 46,521 13, VI. CAPITAL ADEQUACY RATIO FOR CREDIT RISK, OPERATIONAL RISK AND MARKET RISK [II : (III + IV + V)] - -

12 FINANCIAL RATIO Per - March 212 and March 211 (In Percent) Mar 212 Maret-211 I. Capital 1. CAR Non performing earning assets and non earning assets to total earning assets and non earning assets 3. Non performing earning assets and non earning assets Impairment provision on earning assets to total earning assets 5. Gross NPL Net NPL ROA ROE NIM Operating Expenses to Operating Revenues LDR II. Compliance 1.a. Percentage Violation of Legal Lending Limit i. Related parties ii. Non related parties b. Percentage Lending in Excess of The Legal Lending Limit i. Related parties ii. Non related parties 2. Reserve Requirement (Rupiahs) a. Reserve Requirement (Rupiah) b. Reserve Requirement (Foreign currency) Net Open Position.75.7

13 OWNERS AND MANAGEMENT Per - Maret 212 and 211 MANAGEMENT OWNERS 1 Chalit Tayjasanant 1 Bangkok Bank PCL, Bangkok - Thailand 1% 2 Joko Chahjono 3 Anwar Munaf