This list has been compiled from:
|
|
- Calvin Newman
- 5 years ago
- Views:
Transcription
1 12 Top Reasons Real Estate Investors Fail Created by: Max Wilson at Max Business Group Investment Strategies Division MaxBusinessGroup.com / There are many reasons investors fail at real estate. I have compiled this report to list of some of the most critical issues that I believe cause investors to fail and fail hard and fast- and many times never recover from their mistakes. I use the term fail here as a situation where someone puts money, time, or effort (or all three) into a property and receives a substantial reduction in estimated profits, no profits, goes negative (in the red), or in the worst of cases the good investment becomes the specific cause for filing bankruptcy. This list has been compiled from: a. literature reviews (form books, tapes, on-line websites, etc) b. research (conducted within and outside our firm) c. interviews (investors, lenders, real estate lawyers, etc.) but most of all from d. our own experiences and those I have had with hundreds and hundreds of other investors. Our unique position of being investors ourselves, real estate strategists, and our long term successes as business owners and consultants has allowed us to create and develop a true systems approach to real estate investing and our research provides us the knowledge to help investors be more successful. Below, I have identified 12 reasons that typically cause real estate investors to fail. Instead of just listing the reasons and leave you scratching your head asking yourself So what? and How can I use this? I have flipped the negative activities (or lack of) into positive activities to better help you take action on our work. Taking action on this list makes it valuable to you and will save you time, help you make more money, and reduce your legal liability now and into the future- our ultimate goal for you. How to use the list: Read over the list and check all those activities you have or do engage in all the time. If you only conduct the activity once in a while, fill in the box only half full or circle it instead. Please be honest with yourself and check only those that apply. The boxes you do fill in are helping you be successful now. They are the things you do naturally. The boxes that you don t check are the GOLD! They represent major opportunities for you to greatly improve the success of your investment business. For some activities, it may be most helpful to find someone to coach, mentor, or guide you to overcome those things that are keeping you from even more successful- those activities you just can t seem to do yourself or don t know how to do. Another way to use the list: If you have a partner that works with you in your investment activities, have them also fill out one for you (as behaviors are observable) and check it against your own list. I guarantee you will both be surprised with the differences. 1.
2 I have taken the time to set the foundation for my business I fully understand my purpose for investing and the goals I need to reach I have taken the time to identify those things I value and have created a business model based on those values and my purpose for investing I have a clear vision for reaching my goal I have a clear plan, or mission, on how I m going to reach my vision I have clearly defined what success is to me and what metrics I will use to measure it I have created and follow a simple, flexible, and easy to execute business plan I make decisions based on sound financial and business principals, strategies, and tactics I am always wearing my business hat and open to all opportunities to build wealth I am committed to being successful at real estate investing in it the long haul I have identified and efficiently use a team of high quality experts I have identified a team of high quality experts and they are on board to help me reach my goals I only use experts that I personally like and I believe like me I take the time to listen and learn from those experts I take action based on what I lean from the experts I do not let nor do I ask the experts to make my decisions for me (What do you think I should do?) I only use licensed contractors that I have seen their work and those that come highly recommended I have taken the time to create specific investment criteria I created and use specific investment criteria to help guarantee my success I used the knowledge of many high quality experts to help me develop my investment criteria I place greater weight on some criteria than others when dealing with unusual projects I hold to the criteria I have set and do not reduce their values I create different criteria for different projects and different areas I modify my criteria only for changing market conditions (economic, social, governmental, etc) I continuously look for opportunities that meet or exceed my investment criteria I do not feel pressured to buy any property because I know another property will be along soon I look for opportunities that can help me maximize my returns with the fewest number of deals I look at the financial analysis first. If the numbers work, only then do I look at the property I buy strategically and do not get emotionally involved in any real estate transaction I create an exit strategies for every project before I decide to buy 2.
3 I am in a continuous learning mode I spend my money buying property not just learning and talking about it I go to every free real estate investment program I can in my area I never let the pressure to sign up today or special price influence my decision to commit I spend time learning from other experts and successful investors as part of my education I take action on things I learn that are highly productive and align with my vision, mission and goals. I am an active member in the largest real estate investment clubs in my area I spend time and enjoy learning but know I don t need to know it all- the reason for experts I continuously strive to understand the market places in which I buy I understand the impact of buyers and sellers markets on maximizing my return on investments I use high quality experts to help me understand the changing market place and its effect on my returns (What is the impact of trying to quickly flip a property in a market with no buyers? What if ) I research rental activity before I buy rental properties in any area I understand the impact of subsidized programs on maximizing my returns I contact the local zoning officer before I place an offer and check zoning and use codes I contact the local tax collector before I place an offer and check current and future tax base I look for opportunities that are on the leading versus lagging stage of an areas market cycle I buy and sell investment properties based on maximizing returns I check with my real estate accountant as to tax laws and tax benefits of a project before I buy I never flip a property to quickly (time to sell set by exit strategy) I buy properties based on my goals, not on zoning or type of property I concentrate on the return I get from the project rather than on tools or techniques I use my time wisely and don t engage in techniques that has me chasing properties I buy For Sale-By-Owner properties only when they can help get me to my goal I buy properties based on the four pillars of building wealth giving greater weight to some pillars over others- based on the property, my required return for that property, and exit strategy of the project I sell properties any time I can maximize my returns by doing so 3.
4 I finance my investments in a way I can control productive return on my investment I am cautious when using other peoples money, especially from hard money lenders I now realize that no money down is very different than no money out of your pocket I only get cash back on properties using recognized legal methods and never enter in contracts that may open the possibility of me being charged with committing state and federal lending or bank fraud (sometimes knowing it to get a better interest rate- I m going to live in the house, and sometimes notgetting cash back money at or after closing not reported on the HUD1 sheet!). I use owner financing only when it is the best lending strategy for the project I contribute to the purchase of every project in a way I can maximize my equity in the property I use hard money when necessary but have a plan to repay in shortest time possible I take on one project at a time I never, never every, lie to myself about the reality of any potential project (flippers read this again!) I have my experts use conservative figures when conducting a financial analysis on a property I use drum buffer rope management to manage quick cash projects I buy for positive cash flow on only those projects where positive cash flow is my goal I realize that there are may investment pathways to building my net worth I am confident that by using high quality experts and research and analysis I minimized my risk I use my active income to generate even more passive income. Will not quit my job because I have been successful in one or two projects. I never over extend myself financially for any one project I use experts to help me find properties with the highest ROI potential based on my buying criteria I review financial analysis on many properties at one time and select those with the most potential I look at the financial analysis of every property before I look at it I have additional analysis run after viewing the property I have additional analysis to help structure the buying strategy I receive daily updates in real time on new properties that have hit the marketplace I review (from the analysis), and balance, ALL four wealth building functions for every property I factor in my time and energy into the cost of the project I factor in my experts fees into the cost of the project I confirm all aspects of every project or rely on hard proof from my experts before moving forward 4.
5 I engage with all tenants in a successful and deliberate way I eliminate troublesome tenants as soon and as respectfully as possible I reward all my tenants in a way they know I value their selection to rent from me I keep my promises to my tenants and deliver earlier than presented on those promises I only use contracts that meet state law requirements (not guru or out of state organization contracts) I only use contract that clearly state what will happen if. and get additional initials on the most important sections showing tenant acceptance of those terms I encourage tenants to call the appropriate person with any problem at the appropriate agreed to time I conduct preventative maintenance on all my properties every six months and use that time to inspect and respond to the tenant if necessary I engage the tenants to make some decisions and selections when updating their property I engage in and manage my real estate portfolio for maximum net worth I manage my real estate portfolio always looking to maximize my returns in the shortest period of time I focus on generating ever increasing passive income versus increasing active income (make more money by working more hours at a second job). I constantly compare my current holdings with other investment opportunities and take action I integrate my real estate investment portfolio into my comprehensive financial portfolio I work with my high quality experts to review my real estate portfolio every six months Please don t hesitate to contact Max at or by to MaxWilson@MaxBusinessGroup.com with any questions or need for clarity you might have about any of the activities I presented here. 5.
6
COPYRIGHTED MATERIAL. Wholesaling Overview. What s in It for You?
C h a p t e r 1 Wholesaling Overview What s in It for You? Nothing can be loved or hated unless it is first known. Leonardo DaVinci Over 80 percent of Americans do not have what they consider to be their
More informationBy JW Warr
By JW Warr 1 WWW@AmericanNoteWarehouse.com JW@JWarr.com 512-308-3869 Have you ever found out something you already knew? For instance; what color is a YIELD sign? Most people will answer yellow. Well,
More informationHow To Sell Your House FAST - Quick Sale
How To Sell Your House FAST - Quick Sale Tips for selling your house fast Presented By: Firstname Lastname Phone: (469)-573-4965 Page 1 Page 2 In today's real estate market, more houses are sitting on
More informationThe Easiest Way To Make Money In Real Estate
The Easiest Way To Make Money In Real Estate Introduction Here we go You re interested in making money in real estate. That s why you re reading this report. I know your goal You want a better return than
More informationInfinite Banking How it Works By Gary Vande Linde
Why I am Interested in the Concept Infinite Banking How it Works By Gary Vande Linde Three years ago I left a large company, where I had served as the division engineer for the past twelve years, to become
More informationSelling an Insurance Agency
Selling an Insurance Agency Financing for insurance professionals a complimentary whitepaper for agents and brokers How to get the right price from the right buyer As a wave of consolidation readies itself
More informationPreparing to buy your first home?
Preparing to buy your first home? Buying your first home is an exciting journey! However, when you re at the beginning of your home buyers journey, you may be confused about to where to start and worried
More informationYOUR HOMEBUYER S GUIDE
YOUR HOMEBUYER S GUIDE Contents: What Every Home Buyer Needs To Know: Outlines important information every homebuyer needs. Types of Loans: Provides a brief explanation of the different types of loan programs
More informationTaking Control of Your Money. Using Credit Wisely
Taking Control of Your Money Using Credit Wisely Session 4: Using Credit Wisely To help you stay financially healthy you need to understand credit. Credit is access to money that belongs to lenders (e.g.
More informationWho Are We? THE STORY OF HELPFUL INVESTING. Important Facts About Pike Properties
Putting Your Money To Work For You Who Are We? Helpful Investing is a professional, full service real estate solutions firm that buys and sells properties throughout the greater Washington DC/Metro area.
More informationREFINANCING GUIDE Understand all your options, with our Refinancing Guide.
REFINANCING GUIDE Understand all your options, with our Refinancing Guide. 2018 ed. Michael Short 02 8091 5797 info@obtainfinance.com.au obtainfinance.com.au Obtain Finance, Australian Business Number
More informationInvesting 101. Jaspreet Singh Minority Mindset.
Investing 101 Jaspreet Singh Minority Mindset www.theminoritymindset.com Table of Contents i WHO AM I & WHAT IS THE MINORITY MINDSET? ii FOLLOW US iii DISCLAIMER 01 HOW DO YOU MAKE MONEY WITHOUT WORKING?
More informationUnlocking the potential from your own home. How to leverage your equity to buy an investment property
Unlocking the potential from your own home How to leverage your equity to buy an investment property Presented by Momentum Wealth Momentum Wealth IP Pty Ltd 2014 Contents 3 5 6 8 10 11 What makes your
More informationLoan Policy. Including Loan Program Parameters & Underwriting Guidelines. Last Updated 11/30/18
Loan Policy Including Loan Program Parameters & Underwriting Guidelines Last Updated 11/30/18 Commercial Lending X ( CLX ) is a national commercial financing consulting firm. CLX specializes in helping
More informationLooking to invest in property? Getting smart when it comes to financing your property investment.
Looking to invest in property? Getting smart when it comes to financing your property investment. Is property the place to build your wealth? Australia is a country of homeowners. If we haven t already
More informationTOP 10 TIPS TO PROTECT YOUR
TOP 10 TIPS TO PROTECT YOUR Life Savings from unethical financial advisors Choosing an investment advisor to manage your retirement portfolio is a big decision one that will directly affect how comfortably
More informationAllstate Agency Value Index 2011 Year Review
Allstate Agency Value Index Year Review In there were many active topics of discussion in the Allstate Community. Agency Terminations, Mergers and Acquisitions, Esurance along with the hottest of all topics:
More informationAsset Lending. Hard Money ASSET LENDING OR HARD MONEY
Asset Lending OR Hard Money ASSET LENDING OR HARD MONEY Asset Lending or Hard Money The purpose of this chapter is to introduce you to one of the most lucrative and least understood aspects of real estate
More informationImproving Your Credit Score
Improving Your Credit Score From my experience working with many potential home buyers looking to improve their credit, they are frustrated! They are frustrated because they receive conflicting information
More informationFix-n-Flip Wealth Builder
The Numbers When you have a property that you are interested in and you go to take a look at the property make sure you take along a property analysis form, like the one we provide you in our system. This
More informationfor Newcomers and New Canadians Module 2 How to Build Credit In Canada Student Workbook
for Newcomers and New Canadians Module 2 How to Build Credit In Canada Student Workbook Welcome! This workshop is about credit. Credit is buying something now, but paying for it later. Credit can be useful
More informationBehavior Ga p. Your investing behavior matters. It. matters because making some of the classic
A SNAPSHOT VIEW Your investing behavior matters. It matters because making some of the classic behavioral mistakes has cost the average investor close to 7% per year over half of his potential earnings.
More informationRe-thinking Owning Life Insurance Inside a Corporation By Kurt Rosentreter, CPA, CA, CFP, CLU, CIMA, TEP, FCSI March 2018
Re-thinking Owning Life Insurance Inside a Corporation By Kurt Rosentreter, CPA, CA, CFP, CLU, CIMA, TEP, FCSI March 2018 All the rage in Canada right now is insurance agents convincing dentists, doctors,
More informationHow to Stop and Avoid Foreclosure in Today's Market
How to Stop and Avoid Foreclosure in Today's Market This Guide Aims To Help You Navigate the foreclosure process [Type the company name] Discover all of your options [Pick the date] Find the solution or
More informationWorkbook 3. Borrowing Money
Workbook 3 Borrowing Money Copyright 2019 ABC Life Literacy Canada First published in 2011 by ABC Life Literacy Canada All rights reserved. ABC Life Literacy Canada gratefully thanks Founding Sponsor TD
More informationWhat is arguably the biggest mystery faced by anyone
CHAPTER 8 The Legend of Real-Estate Tax Strategies By Ronald A. Mermer, CPA, CGMA, CTC, CCPS What is arguably the biggest mystery faced by anyone looking to live a better life? It is the mystery of why
More informationHOME BUYER GUIDE (PART 1)
HOME BUYER GUIDE (PART 1) Welcome to the Home Loan Advice Centre Home Buyer Guide. The information contained within this Home Buyer Guide is Home Loan Advice Centre s compilation of information, tips,
More informationA Special Report by Laura Adams, author of Money Girl s Smart Moves to Grow Rich
3 Strategies to Build Credit FAST A Special Report by Laura Adams, author of Money Girl s Smart Moves to Grow Rich 3 Strategies to Build Credit Fast Copyright 2011 SmartMovesToGrowRich.com All rights reserved.
More informationWealth in Real Estate
Building Wealth Through Real Estate Wealth in Real Estate Why build wealth this way? The simple answer is that it is the most powerful way to accumulate wealth, and more people have become millionaires
More informationForex Trading Strategy 10 pips by Rob Booker
Forex Trading Strategy 10 pips by Rob Booker Contributed by Rob Booker Sun, 09 Dec 2007 04:58:53 MST Currency trading can be like running away from the bear. Trading forex offers more opportunity for fast
More informationTrading Essentials Framework Money Management & Trade Sizing 2.0
2.0 Money Management: The most critical aspect of your trading plan Money management represents the administrative side of your trading plan. It addresses the question of how best to use the capital available
More informationQuick Credit Repair Guide
1 Quick Credit Repair Guide Beacon score? You will most likely have heard of this bizarre term at some point during your home buying process and wondered what they meant and how they affect the mortgage
More informationAmber Mahaffey
Predatory Lending June 2004 Amber Mahaffey amber@goodvaluation.com About the Author: Amber Mahaffey is the director of research for Good Valuation, Inc. She has conducted many studies that concern common
More informationScript Raising Private Money from People You Know. For Students Just Getting Started in Real Estate Investing
(Page 1 of 6) FFA = Friends, Family members, or Associate(s) Your FFA Answers the Phone Live: FFA: Hi, (Name of FFA), this is (Student Name). Did I catch you at a good time? I wanted to run something by
More informationINVESTING IN PROPERTY YOU RE BRAVE!
INVESTING IN PROPERTY YOU RE BRAVE! Read on to form your own opinion Property investment is a subject which evokes much debate. Over the last few years the UK property investment industry has seen much
More informationShort Selling Stocks For Large And Fast Profits. By Jack Carter
Short Selling Stocks For Large And Fast Profits By Jack Carter 2017 Disclaimer: No financial advice is given or implied. Publisher is not registered investment advisor or stockbroker. Information provided
More informationHow to Stop and Avoid Foreclosure in Today's Market
How to Stop and Avoid Foreclosure in Today's Market This Guide Aims To Help You Navigate the foreclosure process [Type the company name] Discover all of your options [Pick the date] Find the solution or
More informationReading Essentials and Study Guide
Lesson 3 Banking Today ESSENTIAL QUESTION How has technology affected the way we use money today? Reading HELPDESK Academic Vocabulary products things that are sold Content Vocabulary credit union nonprofit
More informationPFIN 7: Buying Decisions 45
PFIN 7: Buying Decisions 45 7-1 Buying Plans OBJECTIVES Explain the advantages of using a buying plan. List the steps of a buying plan. Set criteria for selecting one item over another to buy. Explain
More informationStart With Risk. access investment opportunities; and the wherewithal to. commit a large amount of capital into a single investment. Until now.
Start With Risk CRE 201: The Valuation Series access investment opportunities; and the wherewithal to commit a large amount of capital into a single investment. Until now. Why Read this Book? This e-book
More informationLIEN FAQ ANSWERS TO YOUR QUESTIONS ABOUT THE SERVICING OF LIENS FROM PCM CORP. Brad Lohner President & CEO PCM CORP
ANSWERS TO YOUR QUESTIONS ABOUT THE SERVICING OF LIENS FROM PCM CORP. Brad Lohner President & CEO PCM CORP LIEN FAQ Sales Info & Inquiries Toll Free: 866-266-0117 Email: sales@pcmcorp.com Why use Lien-Pro?
More informationIntroduction Slide SET. Host Organization s Name July 30, Business Smart is a business education series developed by
Introduction Slide Business Smart is a business education series developed by SET Host Organization s Name July 30, 2015 1 Business Smart Workshop 3 Modules READY SET GO 2 Today s Presenter Add Name of
More informationYOUR GUIDE TO THE HOME MORTGAGE LOAN PROCESS
YOUR GUIDE TO THE HOME MORTGAGE LOAN PROCESS Your guide to the mortgage loan process Thank you for the opportunity to assist you in acquiring a mortgage loan. Applying for a home mortgage is one of the
More information4 BIG REASONS YOU CAN T AFFORD TO IGNORE BUSINESS CREDIT!
SPECIAL REPORT: 4 BIG REASONS YOU CAN T AFFORD TO IGNORE BUSINESS CREDIT! Provided compliments of: 4 Big Reasons You Can t Afford To Ignore Business Credit Copyright 2012 All rights reserved. No part of
More informationRich Dad's Guide to Investing with Other People's Money
Rich Dad's Guide to Investing with Other People's Money Introduction One of the most important tools for gaining mastery of wealth and ensuring personal prosperity is Other People s Money or OPM. This
More informationTrading Essentials Framework Money Management & Trade Sizing
Trading Essentials Framework Money Management & Trade Sizing Module 9 Money Management & Trade Sizing By Todd Mitchell Copyright 2014 by Todd Mitchell All Rights Reserved This training program, or parts
More informationMortgages. A mortgage from the Scottish. Opens lots of new doors
Mortgages A mortgage from the Scottish Opens lots of new doors Moving home made easy In branch experts Whether you re an existing customer or you re new to the Scottish, we value your business and we aim
More informationABOUT FREEDOM CLUB ABOUT DR. TONY
1 ABOUT FREEDOM CLUB The Freedom Club is a mentoring and coaching program designed to guide you along the path to Financial Freedom. The Freedom Club is also a place where like-minded people can associate
More informationFirst Home Buyer Guide.
First Home Buyer Guide. CONTENTS 3. Where to Start 4. What to expect from you LoanSeeker broker 5. Government Help 6. Credit History Check 7. Deposit Talk 8. Finding the right loan 9. Home loan types 10.
More informationTHINGS TO CONSIDER WHEN BUYING A HOME FALL 2014 EDITION
THINGS TO CONSIDER WHEN BUYING A HOME FALL 2014 EDITION TABLE OF CONTENTS 1 3 4 6 7 8 9 11 4 REASONS TO BUY YOUR HOME NOW YOU NEED A PROFESSIONAL WHEN BUYING A HOME 4 DEMANDS TO MAKE ON YOUR REAL ESTATE
More informationOBTAINING A MORTGAGE. Alycia Inglis Stoneturn Mortgages
OBTAINING A MORTGAGE Alycia Inglis Stoneturn Mortgages Introduction There are many lenders including banks, credit unions and non-bank lenders operating in the Australian property market and offering finance
More informationFinancial. Management FOR A SMALL BUSINESS
Financial Management FOR A SMALL BUSINESS 1 Agenda Welcome, Pre-Test, Agenda, and Learning Objectives Benefits of Financial Management Budgeting Bookkeeping Financial Statements Business Financing Key
More informationHow to Eliminate the Risk from Real Estate Investing By Matt Theriault, Epic Real Estate
How to Eliminate the Risk from Real Estate Investing By Matt Theriault, Epic Real Estate This is a transcript of Matt Theriault of Epic Real Estate s video on How to Eliminate the Risk from Real Estate
More informationFINANCIAL FOUNDATIONS
FINANCIAL FOUNDATIONS A Financial Beginnings Financial Education Program CREDIT Presenter's Guide Presented by Our Mission Financial Beginnings empowers youth and adults to take control of their financial
More informationUMB Mortgage Solutions. Home Buying 101
UMB Mortgage Solutions Home Buying 101 1 Agenda Are You Ready to Buy a Home? Selecting a Lender Mortgage Loans Getting Started Home Checklist Purchase Contract Questions 2 Home buying Terms Mortgage Lender
More informationHow to Control Your Own Destiny, Generate More Fees and Explode Your Wealth By Structuring Your Own Deals Using Little of Your Own Money WEALTH
How to Control Your Own Destiny, Generate More Fees and Explode Your Wealth By Structuring Your Own Deals Using Little of Your Own Money A Business Designed for Brokers That ll Increase Your Fees and Explode
More informationHow I 2X My Portfolio in 2 Week with Almost ZERO Risk? A Simple Step-by-Step Guide to Doubling Your Money in the Shortest Time Frame SAFELY!
How I 2X My Portfolio in 2 Week with Almost ZERO Risk? A Simple Step-by-Step Guide to Doubling Your Money in the Shortest Time Frame SAFELY! WILLIAM TAN www.forexstrategieswork.com Hey Profit Taker, And
More informationYOUR GUIDE TO THE HOME MORTGAGE LOAN PROCESS
YOUR GUIDE TO THE HOME MORTGAGE LOAN PROCESS Your guide to the mortgage loan process Thank you for the opportunity to assist you in acquiring a mortgage loan. Applying for a home mortgage is one of the
More informationMANAGING YOUR BUSINESS S CASH FLOW. Managing Your Business s Cash Flow. David Oetken, MBA CPM
MANAGING YOUR BUSINESS S CASH FLOW Managing Your Business s Cash Flow David Oetken, MBA CPM 1 2 Being a successful entrepreneur takes a unique mix of skills and practices. You need to generate exciting
More informationPrivate Lending. A Complete Guide to Safely & Profitably Lending Your Money for High Returns in Real Estate
Private Lending A Complete Guide to Safely & Profitably Lending Your Money for High Returns in Real Estate ----------------------------------- Learn Exactly How You Can Participate in the Highly Profitable
More informationWelcome again to our Farm Management and Finance educational series. Borrowing money is something that is a necessary aspect of running a farm or
Welcome again to our Farm Management and Finance educational series. Borrowing money is something that is a necessary aspect of running a farm or ranch business for most of us, at least at some point in
More informationPROPERTY INVESTING. Practical advice from a professional property investment consultancy on what to consider when investing in property
T H E I N S I D E R'S G U I D E T O PROPERTY INVESTING Practical advice from a professional property investment consultancy on what to consider when investing in property CONTENTS INTRODUCTION THE THREE
More informationLEAVE YOUR BUSINESS? IT S INEVITABLE WHITE PAPER
LEAVE YOUR BUSINESS? IT S INEVITABLE WHITE PAPER This White Paper contains an overview of the Exit Planning Process. We have White Papers describing, in detail, many of its elements. Please contact the
More informationAn Interview with Renaud Laplanche. Renaud Laplanche, CEO, Lending Club, speaks with Growthink University s Dave Lavinsky
An Interview with Renaud Laplanche Renaud Laplanche, CEO, Lending Club, speaks with Growthink University s Dave Lavinsky Dave Lavinsky: Hello everyone. This is Dave Lavinsky from Growthink. Today I am
More informationPenny Stock Guide. Copyright 2017 StocksUnder1.org, All Rights Reserved.
Penny Stock Guide Disclaimer The information provided is not to be considered as a recommendation to buy certain stocks and is provided solely as an information resource to help traders make their own
More informationFind Private Lenders Now CHAPTER 10. At Last! How To. 114 Copyright 2010 Find Private Lenders Now, LLC All Rights Reserved
CHAPTER 10 At Last! How To Structure Your Deal 114 Copyright 2010 Find Private Lenders Now, LLC All Rights Reserved 1. Terms You will need to come up with a loan-to-value that will work for your business
More informationPROPERTY INVESTING IN YOUR 40S
PROPERTY INVESTING IN YOUR 40S Investing in property can be a fast track towards financial freedom but you have to get started somewhere. We asked Paul Wilson, founder and director of We Find Houses, to
More information10 Errors to Avoid When Refinancing
10 Errors to Avoid When Refinancing I just refinanced from a 3.625% to a 3.375% 15 year fixed mortgage with Rate One (No financial relationship, but highly recommended.) If you are paying above 4% and
More informationComments on DICK SMITH, FAIR GO. THE AUSSIE HOUSING AFFORDABILITY CRISIS: AN HONEST DEBATE
Introduction Wayne Wanders. The Wealth Navigator has reviewed The Aussie Housing Affordability Crisis: An Honest Debate paper recently issued by Dick Smith s Fair Go Organisation. Whilst Wayne applauds
More informationForex Illusions - 6 Illusions You Need to See Through to Win
Forex Illusions - 6 Illusions You Need to See Through to Win See the Reality & Forex Trading Success can Be Yours! The myth of Forex trading is one which the public believes and they lose and its a whopping
More informationChoosing the right mortgage...
Choosing the right mortgage... There are many types of mortgages available on the market, and it can be confusing to know which one is right for you. We've outlined the basics in this guide, but our advice
More informationFirst Time Home Buyer Guide. Are you ready to learn the steps to homeownership?
First Time Home Buyer Guide Are you ready to learn the steps to homeownership? Is this your first time going through the home buying process? If so, don t worry, this guide is designed to answer any questions
More informationIf you're like most Americans, owning your own home is a major
How the Fannie Mae Foundation can help. If you're like most Americans, owning your own home is a major part of the American dream. The Fannie Mae Foundation wants to help you understand the steps you have
More informationYOUR GUIDE TO THE HOME MORTGAGE LOAN PROCESS
YOUR GUIDE TO THE HOME MORTGAGE LOAN PROCESS Your guide to the mortgage loan process Thank you for the opportunity to assist you in acquiring a mortgage loan. Applying for a home mortgage is one of the
More informationUNDERSTANDING BUSINESS CREDIT
YOUR GUIDE TO UNDERSTANDING BUSINESS CREDIT POOR YOUR BUSINESS CREDIT PROFILE GOOD SPONSORED BY UNDERSTANDING YOUR PERSONAL CREDIT PROFILE Every small business owner has two credit profiles: 1. Your personal
More informationConsumer's Guide To Mortgage Settlement Costs
Consumer's Guide To Mortgage Settlement Costs Of all the steps in buying a home or refinancing a loan, the mortgage closing or settlement probably causes more confusion and uncertainty for the borrower
More informationHOW YOU CAN INVEST YOUR MONEY IN TODAY S MARKET THROUGH PRIVATE MONEY LENDING
HOW YOU CAN INVEST YOUR MONEY IN TODAY S MARKET THROUGH PRIVATE MONEY LENDING Legal Notice Copyright Notice. All rights reserved. No part of this publication may be reproduced or transmitted in any form
More informationHOUSING REPORT SOUTHEAST MICHIGAN 3RD QUARTER 2018
SOUTHEAST MICHIGAN 3RD QUARTER 218 Southeast Michigan Consumer Market Perception Is now a good time to buy a home? Is now a good time to sell? Although real estate markets go through cycles, there will
More informationOpportunity Knocks Property Solutions Helping Create Your Opportunities Rent-to-Own Information www.okpropertysolutions.com WHAT IS RENT-to-OWN? Text Here If you are reading this document, you are likely
More informationDo I Really Need to Save for Retirement Now?
Do I Really Need to Save for Retirement Now? Retirement Savings Guide For PSERS Participants YES! Start Early. As an employee of Barrow County School System, your retirement plan has three parts: Part
More informationWhat is credit and why does it matter to me?
Understanding Credit 1 Money Matters The BIG Idea What is credit and why does it matter to me? AGENDA Approx. 45 minutes I. Warm Up: What Do You Know About Credit? (10 minutes) II. Credit: The Good, The
More informationRETIREMENT ISN T THE FINISH LINE... IT S THE STARTING LINE. Unified IncomePlan
RETIREMENT ISN T THE FINISH LINE... IT S THE STARTING LINE. Unified IncomePlan I ve spent my whole life planning for retirement and now I have a plan that gives me the confidence to enjoy retirement. YOUR
More informationInfinite Banking How it Works
Infinite Banking How it Works by Gary Van Linde Basic Concepts 1) The essence of the Infinite Banking Concept is to recover the interest that one normally pays to a banking institution through the use
More informationyou know you need financial advice but who do you turn to?
you know you need financial advice but who do you turn to? As financial affairs become more and more complicated, so the need for professional advice grows. It is a fundamental principle that the earlier
More informationGREENPATH FINANCIAL WELLNESS SERIES
GREENPATH FINANCIAL WELLNESS SERIES UNDERSTANDING YOUR CREDIT REPORT & SCORE Empowering people to lead financially healthy lives. TABLE OF CONTENTS Understanding credit reports...2 What s in a credit
More informationSarah Riley Saving or Investing. April 17, 2017 Page 1 of 11, see disclaimer on final page
Sarah Riley sriley@aicpa.org Saving or Investing April 17, 2017 Page 1 of 11, see disclaimer on final page Saving or Investing Calculator Chart Prepared for ABC Client Input: Starting balance: $10,000
More informationAn intelligent approach to lending
An intelligent approach to lending 1 Introduction Visit www.cleverlending.co.uk or call 0800 316 2224 First Charge Packaging Second Charge Mortgages Commercial Mortgages Bridging Loans Development Finance
More informationDo I Really Need to Save for Retirement Now?
Do I Really Need to Save for Retirement Now? Retirement Savings Guide For TRS Participants YES! Start Early. As an employee of Barrow County School System, your retirement plan has three parts: Part 1:
More informationFinancial Success Strategies -- Getting Rich in Turbulent Times
Financial Success Strategies -- Getting Rich in Turbulent Times By Brian Tracy October 28, 2008 - Teleseminar Notes We are going through an unusual and sometimes scary time in the financial world, both
More informationHow to Package a Project Loan Request By James Conlow
How to Package a Project Loan Request By James Conlow Financing is about one thing: Profitable Exit for the Financier. The financing request for a loan must satisfy a single basic requirement: 1. Verified
More informationCLEARPATH. Loyalty Program LENDING. NMLS:
CLEARPATH LENDING Loyalty Program NMLS: 936436 www.nmlsconsumeraccess.org Our Oath, Our Pledge, Our Loyalty ClearPath Lending is a nationwide mortgage lender committed to going above and beyond to satisfy
More informationMost Effective Strategies for Launching a Financial Services Practice
SPONSORED BY Most Effective Strategies for Launching a Financial Services Practice PRESENTED BY Accountants at successful tax and financial services practices don t wait long to begin offering investment
More informationYOUR GUIDE TO STRATEGIC PROPERTY INVESTMENT. Unlock your next investment opportunity
YOUR GUIDE TO STRATEGIC PROPERTY INVESTMENT Unlock your next investment opportunity Sound Property Group We are a property investment and education company specialised in sourcing strategic real estate
More informationKeeping Hometown Businesses At Home By John H. Brown and Corey Rosen
Keeping Hometown Businesses At Home By John H. Brown and Corey Rosen In the typical community, about half of all employees work for mid-sized companies owned by baby boomers, most of whom are thinking
More informationSaving and Investing: Getting Started
Saving and Investing: Getting Started Standard 5 The student will analyze the costs and benefits of saving and investing. Lesson Objectives Describe the reasons people save and invest. Evaluate the costs
More informationMortgage Planning Questionnaire
Mortgage Planning Questionnaire Email: Home: Cell: Birthday: Current Address: 1. How would you like us to stay in contact with you? (Check all that apply) email phone fax mail cell phone 2. Is this a financing
More informationPURCHASING A CAR. Latino Community Credit Union & Latino Community Development Center. Copyright 2016 Latino Community Credit Union
PURCHASING A CAR Latino Community Credit Union & Latino Community Development Center www.latinoccu.org BUILDING A better FUTURE Copyright 2016 Latino Community Credit Union Made possible by a generous
More informationThree Ways To Manage Risk 14 APRIL 2009 / VOL. 5 ISSUE 4
Sam Seiden Three Ways To Manage Risk 14 APRIL 2009 / VOL. 5 ISSUE 4 One certainty in trading is that losses will occur. Sam Seiden looks at effective ways to manage the risk in trading to enjoy a long
More informationReal Estate Investing Overview
18301 Von Karman, Suite 330, Irvine, CA 92612 Phone: 800-208-2976 Fax: 949.37.6701 info@centerstreetlending.com Getting Started Wholesaling: Wholesaling is a great way to get started if you are short on
More informationHOW THE DEAD CAT BOUNCE STOCK TRADING PATTERN WORKS by Michael Swanson
HOW THE DEAD CAT BOUNCE STOCK TRADING PATTERN WORKS by Michael Swanson Hello my name is Michael Swanson and I m the author of Strategic Stock Trading and The Two Fold Formula, which is a book about the
More information