|
|
|
- Hugh Gray
- 6 years ago
- Views:
Transcription
1
2
3
4
5
6
7
8
9 Weightage
10 Lessee Charity fund...
11
12
13
14
15 -
16
17
18
19
20
21
22
23
24
25 6-1
26
27
28 .p k du i.e ur an w.b w w
29 .p k du i.e ur an.b w w w
30
31 .p k du i.e ur an.b w w w
32 .p k du ur i.e an.b w w w
33 .p k du i.e an ur.b w w w
34
35
36
37 .p k ur i.e du an.b w w w
38 .p k du i.e ur an.b w w w
39
40
41
42
43 (Joint commercial enterprises)
44 Financing System Banking Rules (Profit) (Services) Leasing Ordinary Leagal device
45 (mode of Financing) (Mode of Financing)
46
47
48 modes of Financing
49
50
51
52
53 .p k du i.e ur an.b w w w
54
55
56
57
58 Bank & Islam Capitalism
59
60 .p k du i.e an ur.b w w w
61
62 (Mode of Financing)
63
64
65
66
67
68 Profit and lose sharing
69 .
70 .p k du i.e ur.b an w w w
71
72
73
74
75
76
77
78
79 .p k du i.e ur an.b w w w
80
81 (PRODUCTS)
82 n Economics Charity
83 .p k n du ur i.e an w.b w w
84 n (Deffective Transactions)
85
86 n
87
88
89 Products (Islamic
90 Windows) Modes of Financing Financing Modes
91
92 .p k du i.e.b an ur w w w Client Agreement
93
94 .p k du i.e ur.b an w w w
95
96 Clients
97 (Capital) (Security Deposit) (Client) (Juristic Person) (Limited Liability) (Agreement) Clientes
98 Depositer.p k w w w.b an ur i.e du
99 Prospectus Policy Chart
100
101 2006 3
102
103
104 Project Collateral Procedural Market Rate
105 (Islamic (Conventional Banking) Banking)
106 (Riba Free Islamic Banking)
107 (Over-Night Period)
108
109 LIBOR -
110
111 .p k du i.e (Legal Devices) ur an.b w w w
112
113 Juristic person (Transaction) (Mudharabah & Musharakah)
114 Joint trade Enterprise (Diminishing Musharakah) (Murabahah ) (Short (Credit sale) Long term term) Leasing
115 (Salam & Istisna) (Juristic Person) (Limited Liabilities) (Services)
116 .p k du i.e ur an w.b w w
117
118
119 (mode of Financing) (Corporate Law Authority)
120
121 .p k i.e du ur.b an w w w
122
123
124
125 (Agent) (Share holders) (Sleeping Partners)
126
127
128
129
130
131 .p k du i.e an ur w w w.b Limited Liabilities
132 (Investor) (Working Partner)
133
134 (Loan & Debt)
135
136 -
137 (Prospectis)
138 Unlimited Liabilities Investor Juristic Person Present Assets
139
140
141
142
143
144
145 -
146 Limitation -
147
148 - -
149
150
151
152 -
153
154
155
156
157
158
159 No doubt, the concept of 'limited liability' is beneficial the share holders of the company. but at the same time, it may be injurious to the creditors. If the liabilities of a limited company exceed its assets, the company becomes insolvent and is consequently liquidated, the creditors may lose a considerable amount of their claims, because they can only receive the liquidated value of the assets of the company, and have no recourse to its share-holders for the rest of their claims, Even the directors of the company who may be responsible for such an unfortunate situation cannot be held responsible for satisfying the claims of the creditors (1) (1): An Introduction to islamic Finance.Page:.222 By Muhammad Taqi Usmani. Maktaba Maariful Quran.
160
161
162
163
164
165
166
167
168
169 . -
170
171
172
173
174
175
176
177
178
179
180 -
181
182 (Bill of Exchange) -
183
184
185
186 - --
187
188
189
190
191 Joint Stock Sceme
192 Financing modes
193 (Client) (capital)
194 Juristic Person
195 -
196 LIBOR
197 (Profit and! loss Sharing) Secondry, Pain Killer First Aid First Aid
198 Ordinary Legal Devices
199 Working Partner (Un-Limited) Investor Working Partner (Juristic Person) Investor (Limited)
200 "All funds deposited in the account to be opened pursuant to this application. and all transactions in relation theretro will be governed by the Terms and Conditions for Accounts and Services, Policies of Meezan Bank Ltd. and all laws, regulations,rules, decrees, by-laws, applicable to Meezan Bank Ltd. including regulations, directions and circulars, issued by the State Bank of Pakistan and all amendments that may be made from time to time to all or any of the above. I/We agree to provide any documents requested by Meezan Bank Ltd...[etc.]
201 secure? Will my investment at Al-Meezan be Al-Meezan is an investment bank regulated by the rules of the State [etc] bank of Paksitan.
202
203 Modes of Financing
204 Uncertainty of Transaction
205 21. CHARGES AND EXPENSES 21.1 The Bank may, without any further express authorization from the Customer,
206 debit any account of the Customer maintained with the Band for: (i) All expenses, fees, commissions, taxes, duties or other Charges and losses incurred, suffered or sustained by the Bank in connection with the opening/operation/ maintenance of the Account and/or providing the services and/or for any other banking service wich the Bank may extend to the Customer. (ii) The amount of any or all losses,claims, damages,costs, charges, expenses or other amounts which the Bank may suffer, sustain or incur as a consequence of acting upon the Instructions.
207
208 -
209
210
211
212 (Daily Product Basis)
213 .p k du i.e ur an.b w w w Current Account
214
215
216 Weightage (Weightage)
217 Weightage Weightage Value -
218
219 Project Collateral Procedural
220 Transaction Value of Diminishing Musharakah
221
222 Murabahah and Ijarah As A Financing mode Mode of Financing
223
224 -
225
226
227 .p k i.e du ur.b an w w w
228 (Legal devices)
229
230
231 .p k du i.e an ur w.b - w w
232
233 (Bill of Exchange)
234
235 (Risk and Possission)
236
237
238 Agent Sale by Action Bargaining
239 (Counter Parties).p k du i.e ur an.b w w w -
240 Murabhah Shariah, and it's Risks in banking Murabahah Advance Agreement "Appendix BN to Master Murabaha Agreement To Meezan bank Dear Sirs,... we request you to acquire the assete... under the following terms and conditions: i We shall imediataly acquire the assets from you...failing which we undertake to
241 compensate you for any actual loss suffered...[etc.]
242
243 Saler Buyer (Agent)
244
245
246 Offer & Acceptance
247
248 Commodity Lessee Lease
249 .p k ur i.e du an.b w w w Sale
250
251 Charity
252 Operational modes
253 (Lessar) (Lessee) -
254 Commodity (Lessee) (Lessar)
255
256 Defective (Trustee) -
257 (financial Lease) (Owner/Leaser)
258
259 Leasing -
260 Rent Mark-up
261
262
263
264
265 Charity fund Agreement
266
267
268
269
270
271
272
273
274
275
276
277
278
279 Undertaking of Charity
280 (Promisor)
281 (Promisee)
282 Penalty (Charity)
283 Fees Default Policy
284 .p k du i.e ur an.b w w w
285 (Pledge)
286 (Loan) (Deferring)
287
288
289
290
291
292
293
294
295
296
297
298
299 du.p k i.e ur an.b w w w
300
301
302 .p k du i.e ur.b an w w w
303
304 (Secondary Bases)
305 Modes of Financing
306 (Operational Mode of financing)
307 .p k du i.e ur w.b an w w
308 (Stock Exchange)
309 (Charity) Penalty du.p k ur i.e an w w.b w (Mark-up)
310 (Rent)
311
312
313
314
315
316
317
318
319 .p k i.e du Challenge ur an.b w w w
320 .p k du i.e an ur w.b w w
321
322
323
324
325 .p k du i.e ur an.b w w w
326
327
328
329
330
331 (Over-night Period)
332
333
334
335
336
337
338 -
339 (Trade & Financing)
340
341
342
343
344 .p k du i.e ur an.b w w w
345 .p k du i.e ur an.b w w w
346
347 .p k du i.e an ur.b w w w
348
349
350
351
352
353 .p k du i.e 30 3 ur an.b w w w
354 First Aid
355 .p k du i.e an ur.b w w w
356
357
358
359
360
361 .p k du ur i.e.b an w w w
362
363
364
365
366
367 Products
368
369 Banking system Challenge
370 Prospectus
371
372
373 .p k du i.e ur an w.b w w
374 General Knowledge Direct
375 Language of Banking System)
376
377 Information Reciption Governer State bank of Pakistan
378
379 Surgery
380
381
382
383
384
385
386
387 Books Author Publisher An Introduction to Islamic Finance. Islamic banking Let's Learn Islamic banking Justice Muhammad Tiqi Usmani Idardtul-Ma,arif Dr. Imran Ashrfaf Usmani Meezan Bank bank.com Bank al.islami
388
389
390
391
392
393
394
395
Exploring Islamic Retail Banking Solutions for SMEs
Exploring Islamic Retail Banking Solutions for SMEs Ahmed Ali Siddiqui Executive Vice President Product Development, Shariah Compliance & Financial Advisory International Islamic Finance Forum May 19,
Shari ah Standard No. (44) Obtaining and Deploying Liquidity
Shari ah Standard No. (44) Obtaining and Deploying Liquidity Contents Subject Page Preface... 1087 Statement of the Standard... 1088 1. Scope of the Standard... 1088... 1088 3. Need to Utilise Liquidity
Fixed Income Securities Shari a Perspective
SBP Research Bulletin Volume 3, Number 1, 2007 Fixed Income Securities Shari a Perspective Muhammad Imran Usmani 1. Introduction Fixed income securities have been popular around the world in raising finance
CAPITAL ADEQUACY MODULE
CAPITAL ADEQUACY MODULE MODULE: PART 1: Definition of Capital CA-A Introduction CA-A.1 Purpose CA-A.2 Module History 07/2017 CA-A.3 [This Section was deleted in January 2015] CA-A.4 [This Section was moved
The Guide to Islamic Economics, Banking, and Finance
MPRA Munich Personal RePEc Archive The Guide to Islamic Economics, Banking, and Finance Nidal Alsayyed INCEIF the Global University in Islamic Finance, International Islamic University Malaysia 11. December
Islamic Home Financing
Islamic Home Financing What is Riba? Riba, or interest, is a profit made from a lending and borrowing transaction Money has no Intrinsic Value Money as a Means of Exchange Prohibition of Riba in Islam,
THE REGULATION FOR THE TAXATION OF INSTITUTIONS OFFERING NON-INTEREST FINANCIAL SERVICES IN NIGERIA DRAFT NON-INTEREST FINANCE REGULATIONS NO 1.
THE REGULATION FOR THE TAXATION OF INSTITUTIONS OFFERING NON-INTEREST FINANCIAL SERVICES IN NIGERIA DRAFT NON-INTEREST FINANCE REGULATIONS NO 1. 2012 This Regulation is made by the Board of Federal Inland
Developing Islamic Finance Secondary Markets
Developing Islamic Finance Secondary Markets By Ahmed Ali Siddiqui Vice President & Manager, Product Development & Shariah Compliance (PDSC) Meezan Bank Limited 2 nd IIFM Conference - June 18, 2007 Islamic
Murabaha is one of the most commonly used modes of financing by Islamic banks and financial institutions.
16. MURABAHA Murabaha is one of the most commonly used modes of financing by Islamic banks and financial institutions. Definition Murabaha is a particular kind of sale where the seller expressly mentions
Islamic Repo & Collateralization Possibilities and the Role of Sukuk
Islamic Repo & Collateralization Possibilities and the Role of Sukuk Euroclear Treasury & Collateral Management Conference Thursday, 11 th February 2010 Emirates Palace, Abu Dhabi Mr. Ijlal Ahmed Alvi
Introduction to Islamic Banking. Salman Ahmed Shaikh
Introduction to Islamic Banking Salman Ahmed Shaikh islamiceconomicsproject@gmail.com www.islamiceconomicsproject.wordpress.com HISTORY OF ISLAMIC BANKING Islamic banking and the field of Islamic finance
Glossary of Islamic Capital Market Terms
Glossary of Islamic Capital Market Terms Terms Definition Bai` Bithaman Ajil (BBA) Bai` al-`inah Bai` al-istijrar A contract that refers to the sale and purchase transaction for the financing of assets
Shariah Guidelines for Sukuk. Mufti Ismail Ebrahim Shariah Advisor Malta, October 2014
Shariah Guidelines for Sukuk Mufti Ismail Ebrahim Shariah Advisor Malta, October 2014 0 Outline of Presentation Page Credentials Mufti Ismail Ebrahim [2] Islamic Financial Services Products Mufti Ismail
In the name of Allah The Beneficent The Merciful. Corporate Information 03. Directors Review 04
In the name of Allah The Beneficent The Merciful C O N T E N T S Corporate Information 03 s Review 04 Condensed Interim Unconsolidated Statement of Financial Position 09 Condensed Interim Unconsolidated
Appendix A: Securities Commission
Appendix A: Securities Commission Malaysia Guidelines on Sukuk 1 In order for the market players to issue a Sukuk under Ijarah sukuk or otherwise, they have to comply with the Securities Commission Malaysia
MURABAHA Definition Of Murabaha What is a Murabaha? A Murabaha is a sale transaction where the cost of acquiring the asset and the profit to be added are disclosed to the client. The buying client typically
Securitization and Structuring Sukuk
Securitization and Structuring Sukuk Workshop on Developing Sukuk Markets Arab Monetary Fund World Bank Group Abu Dhabi, UAE April 19, 2015 Zamir Iqbal, PhD. The World Bank Global Islamic Finance Development
The Bank of Khyber Islamic Banking Group
BASIS OF DEPOSITS : NAME OF POOL : DECLARATION DATE : APPLICABLE PERIODS : MUSHARAKAH GENERAL POOL 24TH APRIL, 217 1ST MAY 217 ONWARD Product Name 1.9.214 1.5.217 Interest Free PLS Saving Account Monthly
The Third Annual Conference of Islamic Economics & Islamic Finance. Venue: Chestnut Conference Center Date: October 29 th, 2016
The Third Annual Conference of Islamic Economics & Islamic Finance Venue: Chestnut Conference Center Date: October 29 th, 2016 Organized by: ECO-ENA, Inc., Canada Presenter Ahmad Wais Popalyar VP Business
In the name of Allah The Beneficent The Merciful. Corporate Information 03. Directors Review 04
In the name of Allah The Beneficent The Merciful C O N T E N T S Corporate Information 03 s Review 04 Condensed Interim Unconsolidated Statement of Financial Position 09 Condensed Interim Unconsolidated
Session IV. Other Islamic Finance Instruments
Session IV Other Islamic Finance Instruments Islamic Derivatives Derivatives have invoked mixed response from the Shariah scholars whose tendency in holding them as prohibited due to the violation of basic
Basic Islamic Finance and Islamic Contracts
BASIC ISLAMIC FINANCE AND ISLAMIC CONTRACTS Basic Islamic Finance and Islamic Contracts PUBLISHED BY: AL ALAWI & CO., ADVOCATES & LEGAL CONSULTANTS BANKING & FINANCE GROUP In today s day and age, banking
IIFM-BAFT Master Participation Agreements - Key legal aspects
IIFM-BAFT Master Participation Agreements - Key legal aspects M. Delwar Hossain Senior Associate - Bahrain office What is a Participation? An arrangement between two banks/financial institutions whereby:
An Islamic Perspective of Business Finance (A Comparative Study with Conventional and Capitalistic Financing)
DOI : 10.18843/ijms/v5i1(4)/16 DOIURL :http://dx.doi.org/10.18843/ijms/v5i1(4)/16 An Islamic Perspective of Business Finance (A Comparative Study with Conventional and Capitalistic Financing) Syed Mahmood
ECONOMIC ANALYSIS OF ISLAMIC BANKING IN PAKISTAN
ECONOMIC ANALYSIS OF ISLAMIC BANKING IN PAKISTAN Salman Ahmed Shaikh Institute of Business Administration, Pakistan ABSTRACT Islamic banking has achieved substantial growth in Pakistan and all over the
MANUAL MONETARY AND FINANCIAL STATISTICS MANUAL AND COMPILATION GUIDE
MANUAL MONETARY AND FINANCIAL STATISTICS MANUAL AND COMPILATION GUIDE 2015 2016 I N T E R N A T I O N A L M O N E T A R Y F U N D ANNEX 1 Islamic 4.3 Financial Institutions and Instruments 4.256 This annex
SA ADAT BAI SALAM. (Islamic Alternate for Export Sight Bill Discounting) PRODUCT MANUAL MARCH, 2014
SA ADAT BAI SALAM (Islamic Alternate for Export Sight Bill Discounting) PRODUCT MANUAL MARCH, 2014 ISLAMIC BANKING DIVISION SINDH BANK LIMITED HEAD OFFICE Page 1 of 20 Table of Contents I. Bai Salam (Islamic
In the name of Allah The Beneficent The Merciful. Corporate Information 03. Directors Review 04
In the name of Allah The Beneficent The Merciful C O N T E N T S Corporate Information 03 Directors Review 04 Unconsolidated Condensed Interim Statement of Financial Position 09 Unconsolidated Condensed
Risk transfer versus risk sharing in the Islamic finance contracts: professional accounting view
Risk transfer versus risk sharing in the Islamic finance contracts: professional accounting view 1 O M A R M U S T A F A A N S A R I A S S I S T A N T S E C R E T A R Y G E N E R A L A C C O U N T I N
In the name of Allah The Beneficent The Merciful. Corporate Information 03. Directors Review 04
In the name of Allah The Beneficent The Merciful C O N T E N T S Corporate Information 03 s Review 04 Unconsolidated Condensed Interim Statement of Financial Position 08 Unconsolidated Condensed Interim
This is the 3 rd of 4 series on the topic Islamic Banking Interest-Free Banking. Read the 1 st, 2 nd and 4 th of the series
This is the 3 rd of 4 series on the topic Islamic Banking Interest-Free Banking Read the 1 st, 2 nd and 4 th of the series 1 / 10 The universal functions of all financial systems are the same, differences
GOVERNMENT OF PAKISTAN SECURITIES AND EXCHANGE COMMISSION OF PAKISTAN Islamabad, the 21 st August, 2017 NOTIFICATION CHAPTER I PRELIMINARY
GOVERNMENT OF PAKISTAN SECURITIES AND EXCHANGE COMMISSION OF PAKISTAN -.-.- Islamabad, the 21 st August, 2017 NOTIFICATION S.R.O. 836(I)/2017.- In exercise of the powers conferred by section 512 of the
In the name of Allah The Beneficent The Merciful. Corporate Information 03. Directors Review 04. Auditors Review Report 09
In the name of Allah The Beneficent The Merciful C O N T E N T S Corporate Information 03 s Review 04 Auditors Review Report 09 Unconsolidated Condensed Interim Statement of Financial Position 10 Unconsolidated
PROPOSED ESTABLISHMENT OF A PERPETUAL SUKUK PROGRAMME OF UP TO RM5.0 BILLION IN NOMINAL VALUE ( SUKUK PROGRAMME ) SUKUK DIAGRAM
Sukuk Wakalah transaction structure SUKUK DIAGRAM 7. Purchase Undertaking Sukuk Trustee (acting on behalf of Sukukholders) 1. Appoint as Wakeel 2 (a). Issue Sukuk Wakalah 2 (b). Proceeds 8. Sale Undertaking
In the name of Allah The Beneficent The Merciful. Corporate Information 03. Directors Review 04. Auditors Review Report 09
In the name of Allah The Beneficent The Merciful C O N T E N T S Corporate Information 03 s Review 04 Auditors Review Report 09 Condensed Interim Unconsolidated Statement of Financial Position 10 Condensed
Asset & Liability Management : challenges facing Islamic financial institutions! Majdi Chaabouni!
Asset & Liability Management : challenges facing Islamic financial institutions! Majdi Chaabouni! Presented at the Durham Islamic Finance Autumn School 21 jointly organised by Durham Centre for Islamic
IFSB Standards Comparison to Basel II: Capital Adequacy
IFSB Standards Comparison to Basel II: Capital Adequacy IFSB Forum The European Challenge Frankfurt-am-Main 5-6 December 2007 Simon Archer Consultant, IFSB Session Outline Common features of Basel II Pillar
Risk Management in Islamic Financial Institutions
1 Risk Management in Islamic Financial Institutions Rifki Ismal Sesric Training Program Turkey, 3-5th June 2013 2 DAY TWO Risk in Sharia Jurisprudence and Sharia Mechanism in Risk Management RISK IN SHARIA
Murabaha Accounting. Murabaha is a dominant source of retail banking under Islamic financial system. Muhammad Hanif
Murabaha Accounting Murabaha is a dominant source of retail banking under Islamic financial system Muhammad Hanif Assistant Professor FAST School of Management National University of Computer & Emerging
Exploring Islamic Banking Solutions for SMEs. Ahmed Ali Siddiqui & Mr. Suleman Muhammad Ali
Exploring Islamic Banking Solutions for SMEs Ahmed Ali Siddiqui & Mr. Suleman Muhammad Ali Presentation Outline Introduction to Islamic banking Overview of SME sector Financing needs of SMEs Islamic retail
Sharia Issues in Liquidity Risk Management
Sharia Issues in Liquidity Risk Management Summer School in Islamic Banking and Finance Durham University July 5 th - 9 th, 2010 Rifki Ismal Durham University Outline Liquidity Risk in Islamic Banking
Risk Management CHAPTER 11. Government Support. Risk Management. Risk Management 145
CHAPTER 11 Risk Management Government Support Historically Islamic banking and finance (IBF) has encountered five main challenges: (i) Weak enabling infrastructure; (ii) Lack of innovative products and
Capital Adequacy, Liquidity, and Risk: Is Islamic Banking Too Expensive? Camille Paldi 1
Journal of Finance and Bank Management June 2014, Vol. 2, No. 2, pp. 173-177 ISSN: 2333-6064 (Print) 2333-6072 (Online) Copyright The Author(s). 2014. All Rights Reserved. Published by American Research
Islamic Finance and Capital Markets: Sukuk Structure and Trading. Power point and Assessments
Islamic Finance and Capital Markets: Sukuk Structure and Trading Power point and Assessments Copy Rights Notice Islamic research and Training Institute 2016 All rights reserved. All parts of this work
International Trade under Islamic Banking
International Trade under Islamic Banking Muhammad Bilal University of Sargodha Sub-campus Mianwali, Pakistan Abstract The crucial area of this study is to identify the international trade under Islamic
THE PROSPECT OF ISLAMIC FINANCE IN THE PHILIPPINES. MEHOL K. SADAIN Commissioner NCMF February 9, 2015
THE PROSPECT OF ISLAMIC FINANCE IN THE PHILIPPINES MEHOL K. SADAIN Commissioner NCMF February 9, 2015 Definition of Terms Finance is the science or study of management of funds; the system that includes
Islamic Banking. and Fi na nee. An Integrative Approach. Zubair Hasan OXPORD UNIVERSITY PRESS
Islamic Banking and Fi na nee An Integrative Approach Zubair Hasan OXPORD UNIVERSITY PRESS Contents Oxford Advisory Board Dedication Preface Structure of the Book Acknowledgements About the Author Contents
Introduction to Islamic Investing. For professional clients only
Introduction to Islamic Investing For professional clients only 2 Overview Assets of Islamic financial institutions have grown by an average of 15% per annum* over the past five years to reach over $1trillion
SHARIAH PRONOUNCEMENT
SHARIAH PRONOUNCEMENT In the name of Allah, the Most Gracious, the Most Merciful All praise is due to Allah, the Cherisher of the world, and peace and blessing upon The Prophet of Allah, on his family
Abu Dhabi Islamic Bank PJSC INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS 31 MARCH 2008 (UNAUDITED)
INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS 31 MARCH 2008 (UNAUDITED) INTERIM CONSOLIDATED BALANCE SHEET At 31 March 2008 (Unaudited) Three months Three months ended 31 March ended 31 March 2008
Analysis of the Sukuk Market. Dubai, April 25, 2007
Analysis of the Sukuk Market Dubai, April 25, 2007 Overview Introduction What is a Sukuk? Types of Sukuk Composition of the Sukuk Market Breakdown of the Sukuk Market Expected Growth of the Sukuk Market
Musharaka. The term Musharaka has been derived from the Islamic fiqh concept of Shirkah which means sharing or partnership.
Musharaka The term Musharaka has been derived from the Islamic fiqh concept of Shirkah which means sharing or partnership. 1.Shirkat-ul-Milk: means joint ownership between two or more persons or parties
Issuance of Sukuk landmark towards Islamic Capital Market in Brunei
1 of 5 11/16/2005 7:45 PM November 16, 2005 Wednesday Issuance of Sukuk landmark towards Islamic Capital Market in Brunei 2 of 5 11/16/2005 7:45 PM By Hjh Salma Bee Hj Noor Mohamed Abdul Latif 1& Dr. Abul
Islamic Finance More Than Window Dressing?
Islamic Finance More Than Window Dressing? This article considers the most common structures employed in Islamic finance and deals with some of the criticisms surrounding its practice. Introduction Islamic
Half Yearly Report December 31, 2014 (Un-Audited)
Half Yearly Report December 31, 2014 (Un-Audited) CONTENTS CORPORATE INFORMATION 4 DIRECTORS REPORT 5 AUDITORS REVIEW REPORT 6 SHARIAH ADVISOR S REPORT 7 BALANCE SHEET 8 PROFIT AND LOSS ACCOUNT 9 STATEMENT
Risk Management in Islamic Banking (lecture 3)
Risk Management in Islamic Banking (lecture 3) Course Material in Master Degree Program in Finance Islamiques Universite Robert Schuman, Strasbourg (France) July, 4th, 2009 Rifki Ismal Durham University
Islamic Project Finance and Infrastructure Funding in Thailand Key Concepts and Structures. Stephen Jaggs 23 November 2012
Islamic Project Finance and Infrastructure Funding in Thailand Key Concepts and Structures Stephen Jaggs 23 November 2012 Allen & Overy 2012 BN:1932301.1 1 Religious Principles and Background Body of Islamic
Islamic Financial Markets: Stocks and Sukuk. Professor Habib Ahmed Durham University Business School
Islamic Financial Markets: Stocks and Sukuk Professor Habib Ahmed Durham University Business School Outline Stock Markets Islamic Perspectives Sukuk Structures and Evolution Sukuk Issues and Controversies
Islamic Banking vs. Conventional Banking
Islamic Banking vs. Conventional Banking [Client Name] [Institute Name] ISLAMIC BANKING VS. CONVENTIONAL BANKING 2 Table of Contents Executive Summary... 5 Importance of the Research... 6 Introduction
Bank AlBilad (A Saudi Joint Stock Company) UNAUDITED INTERIM CONSOLIDATED FINANCIAL STATEMENTS FOR THE THREE-MONTH PERIOD ENDED MARCH 31, 2009
Bank AlBilad UNAUDITED INTERIM CONSOLIDATED FINANCIAL STATEMENTS FOR THE THREE-MONTH PERIOD ENDED MARCH 31, 2009 BANK ALBILAD CONSOLIDATED STATEMENT OF FINANCIAL POSITION ASSETS March December March 31,
Interbank Money Market Operations:
Interbank Money Market Operations: -developing Shari ah compliant solutions - potential for Islamic liquidity management AAOIFI World Bank Annual Conference on Islamic Banking and Finance 14 th -15 th
Opportunities for SMEs in the New Era of Islamic Financing
Opportunities for SMEs in the New Era of Islamic Financing ABAC Malaysia - SME Finance Forum Workshop on Innovative Financing for SMMEs InterContinental Kuala Lumpur, Malaysia May 2015 Ahmed Rostom Financial
Client Briefing 23 January 2019
Client Briefing 23 January 2019 Launch of Master Participation Agreements by IIFM and BAFT as new standard documentation The publication of the two long-awaited master participation agreements mentioned
Use of Sukuk/Islamic Securities as Collateral
Use of Sukuk/Islamic Securities as Collateral 11 th Meeting of the Organisation of Islamic Cooperation (OIC) Member Staters Stock Exchanges Forum Tuesday, 31 st October 2017, Le Meridien Etiler Hotel,
HALF YEARLY REPORT December 31, Trust Modaraba. Managed By: Al-Zamin Modaraba Management (Pvt) Ltd
HALF YEARLY REPORT December 31, 2014 Trust Modaraba Managed By: Al-Zamin Modaraba Management (Pvt) Ltd Trust Modaraba CONTENTS CORPORATE INFORMATION... 2 DIRECTORS' REPORT... 3 SHARIAH ADVISOR'S REPORT...
Banks Statistics. Bank Statistics. December 2014
1 Bank Statistics Emirate of Abu Dhabi based banks Third Quarter 2014 December 2014 Table of Contents Introduction 4 Key Points 5 Results Analysis 6 Statement of earnings...6 Total production...7 Number
Dubai Islamic Bank P.J.S.C. Consolidated financial statements for the year ended 31 December 2015
Consolidated financial statements These audited financial statements are subject to the Central Bank of the UAE approval and adoption by shareholders at the annual general meeting. Report and consolidated
Sharing of Risks in Islamic Finance
IBSU Scientific Journal, 5(2): 13-20, 2011 ISSN: 1512-3731 print / 2233-3002 online Sharing of Risks in Islamic Finance Ahmet SEKRETER Abstract For most of the people the prohibition on interest is the
Islamic Finance and Banking: Modes of Finance
Islamic Finance and Banking: Modes of Finance Power point and Assessments Khalifa M Ali Hassanain Copy Rights Notice Islamic research and Training Institute 2016 All rights reserved. All parts of this
Banks Statistics. Third Quarter. Released Date: November 2015
Banks Statistics 2015 Third Quarter Released Date: November 2015 Table of Contents Introduction 4 Key Points 5 Results Analysis 6 Statement of net earnings 6 Number of employees 8 Compensation of employees
Content. n Why? n Objectives. n Shariah Standards issued by BNM. n AAOIFI Shariah Standards
Shariah Standards 1 Content n Why? n Objectives n Shariah Standards issued by BNM n AAOIFI Shariah Standards Why? n Differences in interpreting Shari ah has led to a diverse legal and regulatory landscape
J. P. M O R G A N I S L A M I C F I N A N C E
Islamic Finance Overview May 2014 S T R I C T L Y P R I V A T E A N D C O N F I D E N T I A L English_General 2013 JPMorgan Chase & Co. All rights reserved. These materials herein are provided for informational
Takaful. Dr. Muhammad Imran Usmani. SECP Takaful Conference March 14, 2007
Takaful Dr. Muhammad Imran Usmani SECP Takaful Conference March 14, 2007 Presentation Outline Conventional Insurance How Qimar & Riba exist in Conventional Insurance Definition of Takaful Mudarabah Model
Prof. Umar Qudoos Date of Submission
Assignment on: HABIBMETRO ISLAMIC INVESTMENT CERTIFICATES (HIIC) Bank: HABIBMETRO ISLAMIC BANK Submitted To: Prof. Umar Qudoos Date of Submission 02-12-2015 Submitted By: Syed Hani Hasnain M.S.C. A&F 2014-16
SHARIAH COMPLIANCE MECHANISM
Sindh Bank Ltd SHARIAH COMPLIANCE MECHANISM March 2014 ISLAMIC BANKING DIVISION Page 0 of 60 A-POLICY FRAMEWORK OVERVIEW Sindh Bank Ltd (SNDBL)-Islamic Banking (IB) is committed towards Shariah Compliance
SUKUK Islamic Bonds. by Mr. Hamad Rasool.
SUKUK Islamic Bonds by Mr. Hamad Rasool 1 2 Sukuk is the Arabic name for a financial certificate, Islamic alternative to conventional bonds, Sukuk is a Trust certificate in which investor returns are derived
The Certified Islamic Specialist in Accounting
1 The Certified Islamic Specialist in Accounting Introduction: Financial accounting plays a vital role in the measurement and establishment of financial events and facts taking place in banks to determine
Rahn Services Offered by Contemporary Islamic Financial Institutions: Challenges and Prospects
Rahn Services Offered by Contemporary Islamic Financial Institutions: Challenges and Prospects Rahn Services Offered by Contemporary Islamic Financial Institutions: Challenges and Prospects *Tahira Ifraq
CHAPTER I INTRODUCTION
CHAPTER I INTRODUCTION A. Background Bank is financial intermediaries between surplus funds with the deficit funds. Banks also become a strategic tool in the economic development. The strategic role due
Sharia Issues in Liquidity Risk Management
Sharia Issues in Liquidity Risk Management Paper Presented in Colloque International Banque et Finance Islamiques Universite Robert Schuman, Strasbourg (France) January, 11 th, 2008 Rifki Ismal Doctoral
Handbook on Islamic SME Financing
Handbook on Islamic SME Financing Islamic Banking Department State Bank of Pakistan The Team Name Designation Contact Mr. Pervez Said Director Pervez.Said@sbp.org.pk Mr. Imran Ahmad Senior Joint Director
Examination of the AAOIFI pronouncement on Sukuk issuance and its implication on the future Sukuk structure in the Islamic Capital Market
Examination of the AAOIFI pronouncement on Sukuk issuance and its implication on the future Sukuk structure in the Islamic Capital Market Dr. Ahcene Lahsasna Shariah & Legal Studies Department INCEIF,
HALF YEARLY REPORT June 2017
HALF YEARLY REPORT June 2017 01 Corporate Information 33 Consolidated Financial Statements 03 Directors Report 34 Directors Report 07 Auditors Report 36 Consolidated Statement of Financial Position 08
Presentation Outline Copyright Bank Nizwa. All Rights Reserved. 2
Presentation Outline Real Economy VS Capitalism PREAMBLE Overview of Islamic Finance Section 1 Islamic Banks VS Conventional Banks Section 2 A Glimpse Into Islamic Finance Products and Services Section
Fiqh or Fiction By Atif Khan Islamica Magazine - Summer / Fall 2004
Fiqh or Fiction By Atif Khan Islamica Magazine - Summer / Fall 2004 Is Islamic Banking Truly Islamic, or is it just cosmetically enhanced conventional banking? Islamic bankers, caught between scholars
CIFE STUDY NOTES
CIFE STUDY NOTES ABOUT ETHICA DOWNLOAD BROCHURE HERE >> About Ethica Institute of Islamic Finance About Ethica Institute of Islamic Finance About the Certified Islamic Finance Executive (CIFE ) About
Specific Stability Risks in Islamic Banking
Specific Stability Risks in Islamic Banking Dawood Ashraf Ph.D., CFA Senior Researcher Islamic Finance Disclaimer: The views expressed in this presentation are those of the author and do not necessarily
FIRST NATIONAL BANK MODARABA MANAGED BY: NATIONAL BANK MODARABA MANAGEMENT COMPANY LIMITED (A wholly owned subsidiary of National Bank of Pakistan)
2018 FIRST NATIONAL BANK MODARABA MANAGED BY: NATIONAL BANK MODARABA MANAGEMENT COMPANY LIMITED (A wholly owned subsidiary of National Bank of Pakistan) First First September 30, 2018 01 Quarterly Report-September
Read the following and answer questions 2 and 3.
1. Which of the following is true? a) The credit balance of Hamish Jiddiyyah is presented in the asset side of the statement of financial position. b) Istisna receivables are presented within the investments.
PAKISTAN TECHNICAL NOTE: CONDITION OF THE BANKING SYSTEM FINANCIAL SECTOR ASSESSMENT PROGRAM OCTOBER 2004
Public Disclosure Authorized This volume is a product of the staff of the International Bank for Reconstruction and Development/The World Bank. The World Bank does not guarantee the accuracy of the data
MCB Bank Limited Unconsolidated Condensed Interim Balance Sheet As at June 30, 2007
MCB Bank Limited Unconsolidated Condensed Interim Balance Sheet As at 2007 Assets Unaudited Audited Note December 31, Cash and balances with treasury banks 36,581,502 32,465,976 Balances with other banks
Islamic Banking Processes and Products
Islamic Banking Processes and Products Key Regional Variations O R A C L E W H I T E P A P E R S E P T E M B E R 2 0 1 7 Disclaimer The following is intended to outline our general product direction. It
SHARIAH PRONOUNCEMENT
SHARIAH PRONOUNCEMENT In the name of Allah, the Most Gracious, the Most Merciful All praise is due to Allah, the Cherisher of the world, and peace and blessing upon The Prophet of Allah, on his family
Husein Sugar Mills Limited
Husein Sugar Mills Limited UN-AUDITED CONDENSED INTERIM FINANCIAL INFORMATION FOR THE HALF YEAR ENDED 31 MARCH 2017 C O N T E N T S COMPANY INFORMATION 03 DIRECTORS REPORT - ENGLISH 04-05 DIRECTORS REPORT
Contribution of Islamic Finance to the 2030 Agenda for Sustainable Development (with special reference to infrastructure finance)
Contribution of Islamic Finance to the 2030 Agenda for Sustainable Development (with special reference to infrastructure finance) Habib Ahmed Durham University Business School, UK 1 Infrastructure Investment
Mr. D.A.N. EKE DEPUTY DIRECTOR
AN OVER-VIEW OF CBN NON-INTEREST (ISLAMIC) BANKING FRAMEWORK Mr. D.A.N. EKE DEPUTY DIRECTOR BANKING SUPERVISION DEPARTMENT 29 TH JULY, 2009 Central Bank of Nigeria 1 Outline Central Bank of Nigeria 1.
The House Building Finance Corporation Limited Pakistan: A Sharia h Appraisal of Ghar Aasān Flexi Scheme
Al-Idah 29 ( Dec.., 2014) The House Building Finance Corporation 117 The House Building Finance Corporation Limited Pakistan: A Sharia h Appraisal of Ghar Aasān Flexi Scheme Muhammad Asghar Shahzad Dr.
SHARIAH PRONOUNCEMENT
SHARIAH PRONOUNCEMENT In the name of Allah, the Most Gracious, the Most Merciful All praise is due to Allah, the Cherisher of the world, and peace and blessing upon The Prophet of Allah, on his family
RISK MANAGEMENT MODULE
RISK MANAGEMENT MODULE MODULE: RM (Risk Management) Table of Contents RM-A RM-B RM-1 RM-2 RM-3 RM-4 RM-5 RM-6 RM-7 Date Last Changed Introduction RM-A.1 Purpose 01/2013 RM-A.2 Module History 04/2013 Scope
Islamic Finance: Hedging Instruments and Structured Products. Dr Ken Baldwin Islamic Development Bank 27 th January 2014
Islamic Finance: Hedging Instruments and Structured Products Dr Ken Baldwin Islamic Development Bank 27 th January 2014 Religious Context Islamic financial institutions offer products consistent with Islamic