Schroders Wealth Accumulation Programme (SWAP) For Accredited Investors Only

Transcription

1 Schroders Wealth Accumulation Programme (SWAP) For Accredited Investors Only

2 What is SWAP? Schroders Wealth Accumulation Programme (SWAP) is an actively managed approach to portfolio management, with an overall goal of capital preservation INVESTMENT OBJECTIVE Our objective is to construct portfolios of different risk levels with a medium- to long-term investment horizon and an emphasis on: Capital preservation INVESTMENT PHILOSOPHY Superior risk-adjusted returns Reduce portfolio volatility Medium-to long-term horizon Our investment philosophy is based on fundamental analysis and predicated on a medium- to long-term view. Active risk management remains our anchor, and this is supported by intensive in-house research, an actively managed asset allocation approach and a structured investment process. Above all, we view the preservation of capital as paramount in our decision making and asset allocation process. OUR APPROACH We offer specialized, bespoke financial solutions to individuals, families and institutions. Our focus is on managing risk according to volatility targets. We regard cash as an allocation tool when managing risk. Adopting a flexible approach towards asset allocation means we are not constrained by benchmarks in managing portfolios. Our on-the-ground home advantage in Singapore is complemented by access to both the asset management capabilities of Schroders as well as integration within the Schroders Private Banking Group. 3

3 SWAP KEY FEATURES At a glance Unconstrained, absolute return approach Broad investment universe No front-end fees Free switching between SWAP portfolios SWAP Key Features Full portfolio transparency Daily liquidity Online access Consolidated statements 4

4 PRODUCT OFFERING Our discretionary portfolios are demarcated by different risk levels. Both the Conservative and Moderate Portfolios invest predominantly in mutual funds whereas the Dynamic portfolio focuses on Exchange-Traded Funds (ETFs); the High Dividend portfolio focuses on global equities that generate high dividends; while the Asia portfolio invests directly in Asian equities. Conservative Multi-asset Moderate SWAP Programme Dynamic Equity High Dividend Asia 5

5 SWAP PORTFOLIO OFFERING RISK PROFILE Low-medium SWAP Conservative The SWAP Conservative portfolio has a low to medium risk profile and focuses primarily on interest income, supplemented by capital gains. SWAP Conservative has a volatility target of 5-7% p.a. Medium SWAP Moderate The SWAP Moderate portfolio has a medium risk profile with a strategy of balancing capital gains with interest income. SWAP Moderate has a volatility target of 7-9% p.a. SWAP Dynamic The SWAP Dynamic portfolio has a medium to high risk profile with a core strategy of investing in a balanced portfolio of equity and fixed income instruments complemented by tactical high conviction ideas. SWAP Dynamic has a volatility target of 10-12% p.a. Medium-high SWAP High Dividend The SWAP High Dividend portfolio has a medium to high risk profile with an overriding strategy of focusing on quality companies with a proven ability to consistently generate positive free cash flow together with a sustainable dividend growth policy. SWAP High Dividend has a volatility target of 10-17% p.a. High SWAP Asia The SWAP Asia portfolio has a high risk profile and the investment focus is on constructing a best-of-breed single stock portfolio covering Asia Pacific (ex. Japan) equities. SWAP Asia has a volatility target of 13-20% p.a. 6

6 SCHRODERS GLOBAL FOOTPRINT Bermuda Amsterdam Grand Cayman Copenhagen Milan Madrid Mexico Frankfurt Paris New York Geneva Rome Philadelphia Gibraltar Stockholm Guernsey Zurich Jersey Beijing Hong Kong Jakarta Seoul Shanghai London Luxembourg Singapore Sydney Taipei Tokyo Dubai Buenos Aires Säo Paulo Schroder & Co. (Asia) Limited Investment Team: Ranjiv Raman, Head of Investments T ranjiv.raman@schroders.com Elroy Ng, Investment Associate Kim Zhuang, Investment Associate 7

7 Issued by Schroder & Co. Limited, trading as Cazenove Capital Management 11 Beach Road, #06-01, Singapore T F This document is intended to be for information purposes only and it is not intended as promotional material in any respect. The material is not intended as an offer or solicitation for the purchase or sale of any financial instrument and it does not have regards to the specific investment objectives, financial situation, and particular needs of any person. Projected assets allocation models are subject to change without notice as circumstances, sentiment and assumptions change. The returns are calculated based on a simulation and are for illustrative purposes only. They are not indicative of the actual performance of an investor s portfolio. Performance figures are net of fees, based on the model portfolio that assumed similar asset allocation. Actual performance of an investor s portfolio may differ from the model portfolio. Past performance is not necessarily indicative of future return. Investors should remember that they may not get back the amount originally invested as the value of investments, and the income from them can go down as well as up and is not guaranteed. Exchange rate changes may cause the value of overseas investments to rise or fall. Potential investors should be aware that investments in emerging markets, commodities, hedge funds and private equity funds involve an above average degree of risk and should be regarded as long-term investments. No part of this document may be reproduced in any manner without the prior written permission of Schroder & Co. (Asia) Limited. E14049