What is your ideal future?

Transcription

1 What is your ideal future?

2 What We Do We are committed to helping individuals and institutions preserve their hard-earned capital and pursue steady, wise growth. Investments We create an ideal portfolio based on the individual s or family s return needs and risk preferences. Family Wealth Transfer We offer proprietary guidance to help families of significant wealth preserve, protect, and transfer wealth. Plan your ideal future Financial Planning We define the individual s or family s vision and develop strategies to pursue an ideal future. Tax Management We arrange planning and strategies in a manner which can minimize the present value of the future tax liability over the individual s life or multiple generations. Private Trust We offer trust administration and settlement, custody services, bill paying, and a host of other services. Accounting, Payroll, and Tax Preparation We provide write-up and payroll services to businesses, and prepare personal, business, estate, trust, and other tax returns. Retirement Plans We help build and administer The Ideal Retirement Plan SM for companies to reduce fiduciary risk and administrative complexity while creating better participant outcomes. At Savant, we help people live the way they want when they retire. Using a time-tested, evidence-based, and common sense approach, we provide investors access to an ideal portfolio option and proactive, customized planning advice, all while considering the tax implications over their lifetime.

3 What Makes Us Unique Savant s unique characteristics combine to form a tremendous advantage for each client we are privileged to serve. Independent Fiduciary Low Costs Individualized Attention Savant has remained independent and steadfast in its approach we are not swayed by competing corporate goals, investment banking departments, in-house products, or quarterly earnings reports. A fiduciary is someone who manages the assets of another person and stands in a special relationship of trust, confidence, and/or legal responsibility. Savant is a Registered Investment Advisor, which means we are required by law to act in our clients best interests. Savant focuses on disciplined investments with extremely low costs. Our low-cost approach (with no sales charges or commissions) has provided enhanced value for clients over long periods. Savant takes the time to develop an overall view of your unique financial situation. We are a vibrant firm that uses a team approach, and we take the time to get to know you personally. Transparent Compensation Evidence-Based Tax-Efficient Active Oversight We are compensated based on how well we manage your assets, not how often we trade or what products we use. No commissions are garnered through our investment decisions ensuring that our sole objective is always the same as yours to maximize your wealth. We take an evidence-based approach, meaning that we are able to weigh which investments are more likely to succeed, based on objective criteria, and which investments involve unnecessary risks and costs. Active tax management is embedded directly into the core of our investment and wealth management process. This ensures you pay no more tax than required. Savant is on watch for you. We believe it is important to continue to educate and proactively advise you on topics that have relevance to your life and your investments all for greater peace of mind.

4 The Advisory Team advises you regarding your specific goals and aspirations. The Concierge Team coordinates and manages the process. The Implementation Team carries out the details of the plan. The Administrative Team supervises and supports the other teams. We Are Savant Often our clients know where they want to be, but they need the collective wisdom and insight of a team of professionals to help them get there. That is why Savant is committed to providing you with the value and experience you deserve in wealth management. We have thoughtfully assembled a team of specialists, each of whom aspires to the highest professional and academic standards. Collectively, we offer each client our combined expertise, credentials, intelligence, work ethic, character, and reputation. What Drives Us Our vision is to help build ideal futures for our clients, our team, and the communities we serve. Since 1986, we have focused on one key principle: all financial advice should be made strictly in the best interest of the client. But it goes beyond that we are committed to helping our clients gain peace of mind through the insight, wisdom, and perspective we are able to offer.

5 SM The Building Ideal Futures Process Our planning and investment process strives to bring clarity, focus, and simplicity to your financial situation. Our goal is to provide services that are efficient, optimal, and focused so that you can be sure you attain your ideal vision of the future. Evidence-Based Investing Our investment philosophy is designed to engineer broad, globally diversified portfolios that minimize risk and maximize after-tax return. This evidenced-based strategy is founded on tried-and-true principles: Before No plan Disorganized Too little time Too much cost Uncertain future Lack confidence Too much tax Too complex Ineffective diversification Excess or unknown risk Poor performance The Process Determine What s Important Perform Default Plan & Portfolio Assessment Develop Ideal Futures Plan SM Implement & Coordinate Ideal Futures Plan SM & Portfolio Ideal Futures Review Sessions SM After Plan and path Organized More free time Lower cost Peace of mind Confidence Tax-efficient Simplicity Effective diversification Managed risk More return Markets are remarkably efficient It is impossible to consistently beat the market. Asset allocation is important This has great effects on your portfolio, which is why you need the right mix of various equities, fixed income, and alternative investments. Markets are not predictable We avoid market timing because it adds speculative risk, excessive costs, and needless tax. Broad diversification is necessary This assures your portfolio is designed to maximize long-term return while controlling risk Take a global approach As global consumers, we should invest overseas. Actively manage taxes Our goal is to employ multiple strategies to assure maximum tax efficiency and minimize needless tax sometimes over multiple generations. Eliminate excessive costs The only thing guaranteed in investing is that you will keep more if you spend less. Systematically rebalance This method reduces risk and captures long-term market returns. Optimize cash flow management This assures your portfolio delivers income and principal to you when you need it.

6 Putting It All Together Your total wealth extends beyond financial issues. It is also made up of human capital, intellectual capital, and your ability to positively influence society. Our process and team help you leverage your financial assets in a manner that aligns them with your personal goals, values, and vision of your ideal future. Recognition = Validation How It Works Our Building Ideal Futures Process SM helps you integrate and manage the complexities of your investment, planning, and tax strategies. As your personal CFO, we help you integrate and coordinate these components to protect you and help you pursue the utmost value and simplicity. Who We Help Whether you are still building your wealth or you have accumulated significant multi-generational wealth, we offer plans and platforms that adapt to your individual needs and asset level. Wherever Your Future Leads You Our relationships span nationwide. We invest in the technology and tools necessary to work efficiently with you wherever you are located. Some clients meet face-to-face in our offices while others leverage technology to efficiently engage in a long-distance relationship. Either way, we provide the utmost in service: virtually and personally, conveniently and securely. Planning Personal CFO Client Investments Tax Management With hard work and a steadfast commitment to service, Savant has received significant local and national recognition. Among these honors is a certification from The Centre for Fiduciary Excellence (CEFEX) which has recognized Savant as a CEFEX Certified Investment Steward and a CEFEX Certified Investment Advisor. These designations confirm that Savant s fiduciary practices have been audited by an independent global assessment and certification organization to be in conformity with global best practices. Chicago magazine #1 Independent Advisor Barron s Top 100 Financial Advisor Worth/Robb Report Top 100 Wealth Advisor Forbes Top 50 Registered Investment Advisor (RIA) BusinessWeek Most Experienced RIA List Financial Planning magazine Top 100 RIA Firm Financial Advisor magazine Top RIA Ranking and Fastest Growing Independent RIA InvestmentNews One of the 50 Largest Wealth Management Firms in the Nation We preserve, protect, and transfer wealth.

7 With an effective vision, strategies, structures, plan, and disciplined implementation, you and your loved ones can benefit from simplicity, confidence, and the peace of mind that results from knowing your assets are closely aligned with your values and goals. While no advisor can guarantee your success, Savant s unique value proposition, robust capabilities, highly experienced investment, financial planning, and tax team, and our commitment to your success increase the chance that, together, we can build your ideal future. We want to be a part of helping you build your ideal future. Savant Capital Management is a Registered Investment Advisor. This announcement is only intended for interested investors residing in states in which Savant is qualified to provide investment advisory services. Please contact Savant to find out if they are qualified to provide investment advisory services in the state where you reside. Savant s marketing material should not be construed by any existing or prospective client as a guarantee that they will experience a certain level of results if they engage Savant s services and includes lists or rankings published by magazines and other sources which are generally based exclusively on information prepared and submitted by the recognized advisor. Savant Capital Management is a trust representative office of National Advisors Trust Company, FSB ( National Advisors Trust ). National Advisors Trust is a wholly owned subsidiary of National Advisors Holdings, Inc., a Delaware Corporation. Savant holds less than ten percent (10%) ownership interest in National Advisors Holdings, Inc savantcapital.com investments financial planning tax private trust retirement plans