P O L I T I C A L R I S K I N S U R A N C E

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1 P O L I T I C A L R I S K I N S U R A N C E

2 AIG POLITICAL RISK ANNOUNCES NEW CAPABILITIES FOR AIG Global Trade & Political Risk Insurance Company (AIG Global) has expanded its risk-taking appetite and capabilities for the coming year. We are pleased to announce an increase in AIG Global s per-transaction coverage limit for Political Risk Insurance from USD $100 million to USD $120 million, with a maximum policy period of up to 15 years (see Highlights below). Do You Have a Great Deal in a Difficult Country? We remain interested in reviewing transactions just about anywhere around the globe, with few restrictions provided that the risk meets our basic underwriting criteria and complies with all applicable trade sanction and economic embargo legislation. NEWLY EXPANDED CAPABILITIES Sovereign Non-Payment Insurance for Working Capital Loans to Government Obligors or State-Owned Enterprises In the past, AIG Global's Sovereign Non-Payment insurance (and Sovereign Non-Honoring of Guarantee insurance) was only available for trade, or project-related borrowings. We now offer coverage for working capital loans as well, for medium, and in some cases, long-term tenors. Sovereign Non-Payment Insurance for Local Currency Loans to Government Obligors or State-Owned Enterprises AIG Global now offers insurance against non-payment of a Host Government s local currency payment or guarantee obligations arising from its role as borrower, guarantor or commercial counterparty (e.g. off-taker or fuel supplier) in selected transactions. The underlying transactions do not need to be trade or project related. This product also extends to local currency- denominated government obligations arising out of the sale of goods or services from a corporate or a financial institution to a Host Government or a State-Owned Enterprise. Japanese License We are pleased to advise that AIU Insurance Company now has been operating for over a year with full license to write Political Risk Insurance for clients based in Japan. Our Tokyo office is able to write the full scope of Political Risk Insurance products, supported by an experienced Underwriting team. Capital Markets Capability AIG Global has closed a number of Political Risk Insurance transactions to enhance the issuance of securities to investors. The AIG Companies strong credit ratings, underwriting expertise and coverage capabilities make us an ideal partner for the issuance of emerging market debt or securitization of emerging market financial assets. HIGHLIGHTS Principal Coverage Types: Insured Interest (Insured Party) a. Political Risks (expropriation, inconvertibility/transfer, war/political violence) I. for loans (Lenders - Financial Institutions & Capital Markets) II. for corporate assets, operations and direct equity (Foreign Direct Investors) III. for project equity & assets (Project Sponsors and/or Lenders) IV. for project equipment and leased assets (Contractors & Equipment Lessors) V. for contract bonds - wrongful calling of bid, advance payment & performance (Contractors) b. Comprehensive Non-Payment/Non-Honoring of Guarantee or Arbitration Award by sovereign obligors or state entities I. for loans (Lenders) II. for trade contracts (Importers or Exporters) III. for project agreements (Project Sponsors or Lenders) Maximum Policy Term: 15 years non-cancelable (exception: limited to 10 years non-cancelable for wrongful calling of bonds) Maximum Policy Limit: USD $120,000,000* for any one risk * policy limits may also be expressed in Euro, Pound or Yen * higher limits possible through coinsurance or reinsurance arrangements In 2008, with an expanded product line and an increased international presence, AIG Global continues to focus on the growing needs of our Political Risk clients CA AMS 0M 9/08

3 AIG GLOBAL TRADE & POLITICAL RISK INSURANCE COMPANY American International Group, Inc. (AIG), a world leader in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG Companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG Companies are leading providers of retirement services, financial services and asset management around the world. AIG's common stock is listed on the New York Stock Exchange, as well as the stock exchanges in Ireland and Tokyo. AIG Companies clients benefit from a knowledgeable and reliable business partner. Our global network offers clients international expertise and long-standing relationships around the world a powerful combination that enables us to more efficiently and effectively resolve problems for clients, wherever they may arise. For more than 25 years, the AIG Companies have Backed by a strong balance sheet and high provided Political Risk Insurance to numerous U.S. financial ratings, AIG Global has the and foreign-based clients. Political Risk Insurance is capacity and commitment to support your managed by AIG Global Trade & Political Risk growing business well into the future. Insurance Company (AIG Global). AIG Global operates in conjunction with the AIG Companies, which issue our policies. The AIG Companies consistently earn high financial ratings from the principal rating agencies. AIG Global works in conjunction with AIG WorldSource in the U.S. and Canada and American International Underwriters ( AIU ) outside the U.S. to meet the global insurance needs of its customers. AIG Global is a member of the International Union of Credit and Investment Insurers, known as the Berne Union. Based in London, the Berne Union is a global association of export credit agencies and investment insurers. The mission of the Berne Union is to work toward world acceptance of sound principles of export credit and investment insurance. Visit our Web site at or contact your local AIG Global office to learn more about our wide range of Political Risk Insurance offerings. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies and services described. Please refer to the actual policies and services for complete details of coverage and exclusions. Coverage is underwritten by member companies of American International Group, Inc. Coverage

4 POLITICAL RISK INSURANCE: AN INTRODUCTION The vast majority of businesses in today s global market can benefit from opportunities outside of their home territory. Yet few businesses are comfortable with the potential losses that can result from the political risks associated with operating internationally. A foreign government s action or inaction can result in loss of property, income or financial assets. AIG Global Trade & Political Risk Insurance Company (AIG Global) provides Political Risk Insurance to help financial institutions and corporate clients mitigate political risks worldwide. COVERAGE FOR A BROAD RANGE OF OVERSEAS TRANSACTIONS AND POLITICAL PERILS Political Risk Insurance from AIG Global can be tailored to cover an extensive range of overseas business: new or existing equity investments, cross-border loans, or contracts for goods or services. Coverage is designed to protect insureds against losses that can result from various political perils, including: confiscation, expropriation and nationalization currency inconvertibility and non-transfer political violence (including terrorism and war) contract frustration due to political events sovereign payment default wrongful calling of on-demand contract guarantees and bonds FOR CAPITAL MARKETS AND FINANCIAL INSTITUTIONS Capital markets investors and financial institutions seeking the higher margins associated with emerging market transactions assume significant levels of country risk linked to trade finance, project and asset backed loans, working capital loans and bank interbranch lending. AIG Global works closely with financial institutions to structure Political Risk Insurance programs which mitigate these risks. FOR INVESTORS Mutinationals with considerable investments in overseas subsidiaries or joint ventures face unpredictable changes in government or government policy towards foreign investors that can disrupt overseas operations and place physical assets and investments at risk. Repatriation of profits, intra-company fees or dividends often requires the approval of the host country s Central Bank. Such approval may not be forthcoming if economic priorities change. In addition, investor assets can be exposed to physical damage from politically-motivated violence. AIG Global Political Risk Insurance can cover these risks on a narrow or broad basis depending upon the investor s needs and exposures. FOR IMPORTERS AND EXPORTERS Companies trading with overseas clients and governments encounter a number of potential risks that they do not experience in domestic markets. Even when a contract is commercially sound, the inability to convert and transfer currency can have a detrimental effect on contract fulfillment. The performance of private counterparties is vulnerable to unforeseen political perils in the host country such as confiscatory actions, political violence or license cancellation. In transactions where a host government entity is the counterparty, political risk escalates to non-payment and contract repudiation risk. Political Risk Insurance from AIG Global can mitigate exposure to many country related problems and enable importers and exporters to take advantage of overseas opportunities. FOR CONTRACTORS Companies constructing and operating major infrastructure projects overseas have large financial exposures due to the specialized mobile assets and equipment required on-site. Their assets can be seized by the host government or damaged by political violence in the area. Political violence may force contractors to evacuate a country leaving valuable equipment behind. After a project is completed, a contractor might be prevented from re-exporting equipment for use outside of the host country. In each of these cases, the contractor s income and physical assets are at risk. AIG Global Political Risk Insurance for contractors provides protection against these country risks. Wrongful calling of unconditional and irrevocable guarantees insurance is also available. With AIG Global Political Risk Insurance, businesses can focus on their core activities and pursue international opportunities knowing they are well protected AMS 0M 6/07

5 POLITICAL RISK INSURANCE FOR FINANCIAL INSTITUTIONS AND CAPITAL MARKETS With Political Risk Insurance from AIG Global Trade & Political Risk Insurance Company (AIG Global), financial institutions and investors in international debt that are exposed to cross-border risk can benefit from protection from an insurance organization recognized for its exceptionally strong balance sheet. Do you have a great deal in a difficult country? OUR CLIENTS AIG Global is a widely accepted and highly regarded counterparty for financial institutions and investors that are active in emerging markets. We work together with our clients U.S. and foreign-based commercial banks, investment banks, leasing companies and financial service arms of manufacturing and service companies to structure insurance policies which may allow investors and financial institutions to: increase capacity for international business manage provisioning requirements offer clients attractive financing terms expand distribution capabilities mitigate country risks THE TRANSACTIONS WE INSURE limited recourse project finance loans leases working capital loans trade finance loans structured finance transactions merger, acquisition or expansion loans bond issues vendor/buyer finance refinancing letters of credit CASE SCENARIO A European financial institution won the mandate to arrange a syndicated working capital facility for its client a Colombian food processor. However, faced with country limit constraints and costly provisioning requirements, the arranger, on behalf of itself and all syndicate participants, came to AIG Global for support. Within just 5 working days, AIG Global issued a Political Risk Insurance policy covering the entire facility and the loan was disbursed. The policy provided sufficient risk transfer to make the risk acceptable to the lenders at a cost affordable to the borrower. parent/subsidiary or branch funding loans asset-based loans hedge facilities mortgages asset securitizations FLEXIBLE COVERAGE Our Political Risk Insurance gives financial institutions flexibility to structure coverage to meet their unique requirements. Financial institutions may secure Political Risk Insurance for their own loans or on behalf of other banks to facilitate loan syndication or distribution of risk to investors. Policies can designate a financial institution or trustee as the insured, co-insured or loss payee as dictated by the transaction structure. Coverage is available for principal only or for principal and interest. THE RISKS WE COVER For Transactions with Private Sector Obligors and State-Owned Enterprises Confiscation, Expropriation and Nationalization government acts that cause the interruption of scheduled loan payments or deprive lenders of fundamental creditor rights following a missed payment Currency Inconvertibility or Non-Transfer government controls that prevent the purchase or transfer of hard currency for loan repayment Political Violence politically motivated acts of violence, including terrorism, war and civil war, that result in the interruption of scheduled payments Coverage can be expanded to include other political perils as required. For Transactions with Public Sector Obligors and State-Owned Enterprises Non-Honoring of a Promissory Note or a Sovereign Guarantee failure of a sovereign entity to honor payment obligations under a promissory note, bond, sovereign loan or sovereign guarantee Non-Honoring of a Letter of Credit failure of a sovereign entity to honor payment obligations under a letter of credit Substantial Capacity Worldwide For Private Sector Obligors: Lenders can be indemnified for up to $120 million per transaction and up to 15 years. Coverage is available for up to 100% of each transaction. For Public Sector Obligors: Lenders can be indemnified for up to $120 million per transaction and up to 15 years. Coverage is available for up to 95% of each transaction. Higher limits may be available on a case-by-case basis AMS 0M 7/08

6 POLITICAL RISK INSURANCE FOR EQUITY INVESTORS AIG Global Trade & Political Risk Insurance Company (AIG Global) provides insurance to protect against loss of overseas assets and investments that result from specific political perils. This protection enables investors to realize the full upside potential of their foreign investments while mitigating exposure to often catastrophic and unforeseen political events. Chairman to CEO: These countries seem like good places for our company to make investments. But what if that changes? OUR CLIENTS AIG Global assists global companies in managing their international exposures. Our clients manufacturers, project developers, contractors and service firms included look to AIG Global for political risk solutions. Whether a company is entering an overseas market for the first time or is an experienced multinational with extensive international activity, AIG Global can design a political risk insurance program that makes sense. THE ASSETS AND INVESTMENTS WE INSURE equity in overseas subsidiaries or joint ventures loan repayments, intra-company fees or profit distributions property, inventory or equipment located abroad equipment leased abroad CASE SCENARIO A European electronics components manufacturer with 85% of its income generated from overseas operations, approached AIG Global for help in managing its huge overseas exposure. AIG Global responded by issuing a single Political Risk Insurance policy covering potential losses to the company s assets and income in over 30 countries. The 5-year policy is non-cancelable and the premium rate is fixed, giving the company long-term security at a predetermined cost. The policy is also flexible allowing for periodic adjustments to limits over the policy period to reflect fluctuations in exposure. FLEXIBLE COVERAGE AIG Global designs programs to meet the specific needs of each insured. Political Risk Insurance policies can cover a single investment or a portfolio of investments, in one country or in many. THE RISKS WE COVER Confiscation, Expropriation and Nationalization government confiscation, expropriation or nationalization of an enterprise that results in loss of investments or assets Currency Inconvertibility or Non-Transfer government controls that prevent the purchase or transfer of hard currency for dividend payments, loan repayment or other remittances Political Violence politically motivated acts of violence, including terrorism, war and civil war, that result in physical damage to property Programs can be enhanced to address losses due to a number of other specialized risks, including: Forced Abandonment or Forced Divestiture complete abandonment of a foreign investment as a direct consequence of political violence or permanent divestiture of all or part of the insured investment at the direction of the insured s government Export or Operating License Cancellations cancellation of a valid export or operating license by the host government Business Interruption loss of projected net profit resulting from an act of expropriation or political violence Substantial Capacity Worldwide Policyholders can be indemnified for up to $120 million per country, with terms of up to 15 years. Higher limits may be available on a case-by-case basis. Coverage is available for up to 100% of investment value AMS 0M 7/08

7 POLITICAL RISK INSURANCE FOR PROJECTS AIG Global Trade & Political Risk Insurance Company (AIG Global) has the underwriting expertise and insurance capacity to meet the growing demand for Political Risk Insurance to support large project-related transactions. Whether for greenfield projects, expansions of existing facilities or privatizations, AIG Global can provide corporations and financial institutions with the long-term coverage they need. THE PROJECTS WE INSURE INCLUDE infrastructure mining oil and gas power telecommunications THE RISKS WE COVER Confiscation, Expropriation and Nationalization government seizure of investments or assets or government acts that interrupt loan payments or deprive lenders of fundamental creditor rights following a default Currency Inconvertibility or Non-Transfer government controls that prevent the purchase or transfer of hard-currency for debt repayment, dividends or other remittances Political Violence politically motivated acts of violence, including terrorism, war and civil war, that result in physical damage to property or interruption of loan payments PROJECT SPECIFIC RISKS Coverage can be extended to address risks related to project agreements such as concession, supply or offtake agreements. Such coverage extensions include: Non-Honoring of an Arbitration Award default of an arbitral award by a public sector counterparty in its capacity as a contractual partner of the insured or in the case of a private sector counterparty action by the host country government that causes that counterparty to default on an arbitral award Non-Honoring of a Guarantee failure of a sovereign entity to honor its hard-currency or local-currency payment obligations under a guarantee agreement issued in support of a project Inability to Export or Operating License Cancellation cancellation of a currently valid export or operating license at the direction of the host government CASE SCENARIO #1 Bank arrangers needed to raise nearly USD $1 billion for the privatization of one of Latin America s largest electric utilities. Because a significant portion of the financing was dependent on Political Risk Insurance, a number of private and public insurers had to participate to get the deal done. AIG Global s involvement was key. We were able to offer insurance to both U.S. and foreign-based lenders on terms which substantially matched those of the other insurers. Our flexibility allowed the arrangers to reach a broad universe of lenders and facilitated the documentation process providing an important piece of the financing puzzle. CASE SCENARIO #2 A small but experienced mining company with highly productive acreage in an African country sought to develop a mine. The investment required to develop the mine was steep relative to the company s modest capital base. With AIG Global Political Risk Insurance, the company was able to achieve a complete financing solution. We issued one Political Risk Insurance policy to cover the investor s equity interest; a second policy covered bank financing for the project. AIG Global offers non-cancelable political risk insurance for the full policy term. Substantial Capacity Worldwide AIG Global can provide in-house limits of up to $120 million per project and can increase the amount of insurance available to support a particular project through co-insurance arrangements with other public and private sector insurers. Coverage may be provided for terms of up to 15 years AMS 0M 7/08

8 POLITICAL RISK INSURANCE FOR CONTRACTORS Many construction and engineering companies have large overseas financial exposures. AIG Global Trade & Political Risk Insurance Company (AIG Global) offers Political Risk Insurance to protect these contractors against political risks which could adversely affect profitability. WE INSURE AGAINST Wrongful Calling of Guarantees A legitimate concern of contractors operating overseas is the wrongful calling of unconditional and irrevocable guarantees. AIG Global s Wrongful Calling of Guarantee Insurance helps protect contractors against unexpected losses which may result from the calling of a bond or guarantee due to no fault of the insured. Insured events include: arbitrary and unfair calling of a guarantee by a government sector obligor legitimate calling of a guarantee due to actions by either the foreign government or the contractor s government calling of a guarantee due to the outbreak of war, revolution or insurrection non-honoring of an arbitration award when the contractor has obtained an arbitration award in its favor Coverage can be arranged for various types of guarantees, including on-demand bid bonds, performance bonds and advance payment guarantees. We can insure individual bonds or portfolios of bonds. Losses of Plant and Equipment Losses of plant and equipment represent another major threat to contractors operating overseas. Comprehensive Contractors Plant and Equipment Insurance (CCPE) can be arranged to address losses of a contractor s physical assets due to: Expropriatory Acts confiscation, expropriation, nationalization or requisition by the host country government that deprives the insured of the use or possession of its property Deprivation inability to obtain an export license from the appropriate authority in the host country for the export of property or equipment outside of the host country Forced Abandonment complete abandonment of property by order of the contractor s government to evacuate personnel from the host country Political Violence politically motivated acts of violence, including terrorism, war and civil war, that result in physical damage to equipment CASE SCENARIO A mid-sized contractor with millions of dollars worth of equipment deployed overseas was worried about the extent of its foreign exposure. Political violence could result in damage to the contractor s equipment or the need to evacuate and abandon equipment. The contractor was also concerned that government restrictions could make it impossible to get equipment out of a country once a job was completed. Because these risks were not covered by the company s property policies, the contractor had to find another source of insurance. Management wanted a broad, flexible insurance policy that required minimal administration. AIG Global responded by issuing a CCPE policy. The policy covers all of the company s equipment in high-risk countries and provides flexibility to adjust the amount of coverage in each country as equipment is transferred from one overseas location to the next. Substantial Capacity Worldwide Wrongful Calling of Guarantee Insurance can indemnify contractors for up to $120 million in any one country, with terms of up to 10 years. Contractors can obtain coverage for up to 95% of the value of each bond or guarantee. Comprehensive Contractors Plant and Equipment Insurance can indemnify contractors for up to $120 million per country, for a policy term of up to 15 years. Coverage is attainable for a full 100% of asset value. Waiting periods range from 180 to 360 days. Higher limits may be available on a case-by-case basis. Is your business exposed to political risks? Who will you call if you have a problem? AMS 0M 7/08

9 POLITICAL RISK INSURANCE FOR IMPORTERS AND EXPORTERS International trade transactions can be disrupted by political perils such as embargo, license cancellation or government acts that frustrate completion of a contract. AIG Global Trade & Political Risk Insurance Company (AIG Global) works with importers and exporters to structure insurance policies which can offer protection against political risks in the markets where they do business. You trust your foreign customer Do you trust your customer s government? THE CONTRACTS WE COVER AIG Global Political Risk Insurance can be tailored to protect importers and exporters against political risks which may interfere with the fulfillment of a contract whether the contract is for capital goods, spare parts, commodities or services. Political risk events occurring before, during or after shipment of goods or provision of services can be covered. CASE SCENARIO A prominent supplier of telecom equipment was competing for a large contract with a leading Latin American provider of integrated wireless communications services. The supplier was confident that it could meet the technical specifications of the bid, but was unable to offer competitive financing without country risk mitigation. With an AIG Global Political Risk Insurance policy in place, the supplier was able to secure the bank support needed for the transaction, provide the required financing terms and complete the sale. Substantial Capacity Worldwide Coverage can indemnify importers and exporters for up to $120 million per transaction, with a policy term of up to 15 years. Higher limits may be available on a case-by-case basis. Insurance is available for up to 95% of contract value, with waiting periods ranging from 180 to 360 days. THE RISKS WE INSURE For Transactions with Private Sector Counterparties Confiscation, Expropriation, and Nationalization government expropriatory acts or selective discrimination against the contract counterparty Currency Inconvertibility or Non-Transfer government controls that prevent the purchase or transfer of hard currency for payment under a contract Non-Honoring of an Arbitration Award governmental actions that result in default of the counterparty s obligation to pay the insured an arbitral award Political Violence terrorism, war, civil war, rebellion, revolution, insurrection, civil commotion or other like disturbance which prevents the counterparty from fulfilling contract terms Government Act, Law, Decree or Regulation an act, law, decree, regulation or embargo by the host government that prevents fulfillment of the terms of the contract Inability to Import or Export illegal cancellation of an import or export license by the host government Diversion of Voyage additional transport or insurance charges caused by interruption or diversion of a shipment outside the country of exportation due to war or embargo For Transactions with Public Sector Counterparties Non-Payment by a Sovereign Buyer failure of a government obligor or a state-owned enterprise to honor its payment obligations under a purchase contract whether such payment obligations are denominated in hard currency or local currency Non-Delivery by a Sovereign Supplier failure of a government obligor to deliver under a sales contract Non-Honoring of a Sovereign Guarantee failure of a government guarantor, such as the Ministry of Finance, Central Bank or a government owned bank, or a state-owned enterprise, to honor its payment obligations under a guarantee issued in support of a trade contract whether such payment obligations are denominated in hard currency or local currency AMS 0M 7/08

10 POLITICAL RISK INSURANCE & AIG WORLDRISK To meet the needs of small and medium sized companies, a streamlined political risk insurance policy can be purchased on its own or as part of a comprehensive international insurance package through AIG WorldRisk. Within this facility, the political risk program offers coverage for business owners with assets abroad or importers and exporters buying and selling goods in foreign countries. The insurance indemnifies the policyholder up to the policy limits for any one country. It is now quick, easy and affordable for small and medium sized companies doing business abroad to be covered against political risk exposures. THE RISKS WE COVER For Business Owners or Investors WorldRisk Confiscation, Expropriation, and Nationalization This coverage protects the policyholder against losses caused by the total or partial confiscation, expropriation or nationalization of their assets or investments in the foreign country. Policies can cover: Permanent Investments the policyholder s equity investment in a foreign country; and/or Mobile Property, Inventory and Production Equipment the replacement cost or book value of property, inventory, or equipment located abroad. AIG Your business has gone global. Let us help your company manage the risks associated with operating in foreign markets as your business expands. OBTAINING POLITICAL RISK COVERAGE Call your local WorldRisk representative. They will forward you our quick and simple Political Risk application and will also answer any questions you might have. For Importers and Exporters WorldRisk Embargo and License Cancellation This coverage protects the policyholder against losses caused by governmental actions that prevent fulfillment of a contract due to embargo, license cancellation or the imposition of a government act, law or regulation. This coverage protects importers and exporters against these risks when they are dealing with privately owned counterparties abroad. POLICY ATTRIBUTES 90% Indemnity 180-day Waiting Period (applicable to Embargo and License Cancellation only) Simple Claims Procedure Written Proof of Loss Statement submitted to AIG within 12 months of the end of Waiting Period with Notice provided within 15 days Multi Country Programs Policies can include one or more countries to protect the client s total foreign exposure Up to $500,000 of PRI coverage WorldRisk customers can be indemnified for up to $500,000 per transaction (Higher limits may be available on a case-bycase basis) MORE ON WORLDRISK PACKAGES The WorldRisk Foreign Commercial Policy is a package of international insurance products grouped together to provide many of the necessary insurance coverages needed to protect companies and their employees against risks associated with doing business overseas. Along with Political Risk Insurance, the following are examples of additional WorldRisk coverages you may want to consider: 1. Foreign Commercial General Liability (including products that cover suits brought overseas and in the U.S. or Canada for foreign occurrences) 2. Foreign Voluntary Workers Compensation/Employers Liability 3. Foreign Travel Accident & Sickness (with assistance services) 4. Foreign Business Auto (owned, hired, or non-owned automobiles excess of compulsory) 5. Foreign Commercial Property (real & personal property, business interruption, property at exhibition) 6. Marine Ocean Cargo 7. Foreign Commercial Crime 8. Corporate Kidnap & Ransom/Extortion To learn more about Political Risk, visit and to learn more about AIG WorldRisk, visit or contact your local marketing representative AMS 0M 7/08

11 CONTACTS The Americas New York AIG Global Trade & Political Risk 175 Water Street, 14 th Floor New York, NY Fax: Harry Palumbo Stephen Kay Rashmi Nehra Francisco Cuevas Chicago AIG Global Trade & Political Risk 300 S. Riverside, Suite 2100 Chicago, IL Fax: Janet Shore San Francisco AIG Global Trade & Political Risk West Coast Regional Office 2 Rincon Center 121 Spear Street San Francisco, CA Fax: Sean Dunphy Nicholas Garofalo sean.dunphy@aig.com nicholas.garofalo@aig.com Toronto AIG Global Trade & Political Risk 145 Wellington Street West Toronto, Ontario M5J 1H8 Fax: Alison Ramsay alison.ramsay@aig.com Europe, Africa & The Middle East London AIG UK Limited 58 Fenchurch Street, 8 th Floor London, EC3M 4AB England, United Kingdom Fax: Ray Antes Nicholas Robinson Maggie Nicol Sam Ouin Ruth Zahn ray.antes@aig.com nicholas.robinson@aig.com maggie.nicol@aig.com sam.ouin@aig.com ruth.zahn@aig.com Australia Sydney AIG Australia Citigroup Centre 2 Park Street Sydney, NSW 2000, Australia Fax: Keith Paul keith.paul@aig.com Japan Tokyo AIU Insurance Company AIG Tower Kinshi, Sumida-ku, 16 th Floor Tokyo, Japan Fax: Yoshihiro Suchi suchi.yoshihiro@aig.co.jp AIG Greater China Limited AIG Tower No. 1 Connaught Road, 13 th Floor Hong Kong, China Christopher Shortell christopher.shortell@aig.com AMS 0M 9/08