Accident and Health. AIG Business Guard Package Comprehensive Protection, wherever You are

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Nicholas Walker
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1 Accident and Health AIG Business Guard Package Comprehensive Protection, wherever You are

2 Indonesia is rapidly growing its economic which leads to many business expansions, As leader of a company, hiring and retaining best people is very crucial task, On the other hand, employees need to work hard and often working in long hours, They also need to go for business travel many times, How you, as a leader, react to solve this, is by providing protection for your employees wherever they are with AIG Business Guard Package. AIG Business Guard Package offers two kind of protection that you can purchase them both or individually AIG Business Accident Guard Comprehensive protection against the risk of accident at anytime and anywhere AIG Business Travel Guard Comprehensive solutions protecting your employees during business trip Comprehensive Protection, wherever You are 24 Hours Wherever You are working Wherever You are travelling

3 Why do You NEED AIG Business Guard Package? AIG Business Guard Package offers complete protection for You, Your Employee and business anytime, worldwide. Benefits for EMPLOYEES 24/7 protection wherever your employees are, at home, office, or while on a business trip 24/7 emergency assistance (Only for AIG Business Travel Guard, provided by Travel Guard Asia Pacific) Simple, fast and reliable claim process Benefits for EMPLOYER Insured employees up to 75 years old Offers in package that can be chosen according the needs Provide financial stability to employees from any unpredictable accident Strong added value to increase loyalty of Your employees 1

AIG Business Accident Guard Package Product Highlight Covers employees up to 75 years old Permanent disability benefits with higher coverage Burn benefit, including second degree burns Funeral

4 AIG Business Accident Guard Package Product Highlight Covers employees up to 75 years old Permanent disability benefits with higher coverage Burn benefit, including second degree burns Funeral allowance benefit is paid in lump sum without receipt required Fracture benefit with higher coverage Employee Categories Class 1 Class 2 Class 3 Descriptions Office employee, such as: executive employees, accounting, finance, administration clerks, lawyers, secretary, cashier, business owners, directors and commissioners, teachers and other office employees who work behind the desk. Technical or field workers who operate machines such as: doctors, dentists, marketing personnel, supervisor, pharmacist, shop attendance or distributor employee (books, music, textile, mobile phones, galleries, grocery shops) and other non-machine operating workers. Workers who operate machine but not heavy machineries, such as: mechanics, home industry workers, waiters, cooks, bakers and other employees of restaurant/cafe/bakery, water refilling attendance, factory/ warehouse workers, printing operators, garment labours, personal drivers (does not include public transportation & taxi drivers ), security guards, tailors, cleaning service (maximum of 3 stories building), porters and other similar workers. A. Premium Table Job Categories Annual Premium/employee (Rupiah) Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Class 1 60, , , , ,000 Class 2 75, , , , ,000 Class 3 95, , , ,000 NA 2

5 B. Benefit Table Benefit Sum Insured (Rupiah) Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 (Class 1 & 2 only) Accidental death Permanent disablement Accidental medical reimbursement (sublimit) Including traditional treatments Simple Fractures Burn injury (2nd and 3rd degree Mobility expenses due to permanent disability Funeral allowance due to accident 25,000,000 50,000, ,000, ,000, ,000,000 31,250,000 62,500, ,000, ,500, ,000,000 2,500,000 5,000,000 10,000,000 25,000,000 40,000,000 NA NA 500,000 1,250,000 2,000,000 5,000,000 7,500,000 10,000,000 15,000,000 20,000,000 1,250,000 2,500,000 5,000,000 12,500,000 20,000,000 1,250,000 2,500,000 5,000,000 10,000,000 20,000,000 1,000,000 2,000,000 3,000,000 5,000,000 10,000,000 IMPORTANT NOTICE Insured must be an employee Minimum number of employees insured: 5 people Entry age: years old (renewable to 75 years old) Rp 30,000 policy and stamp duty fee Period of one year, from the effective date and expiry date shown on policy wording 3

AIG Business Travel Guard Package Product Highlight Cover employees up to 75 years old Accident benefit by offering higher payment for permanent disablement and a wider type of disability Covers

6 AIG Business Travel Guard Package Product Highlight Cover employees up to 75 years old Accident benefit by offering higher payment for permanent disablement and a wider type of disability Covers traditional medical treatment (herbalist, chiropractors, accupuncture, bonesetter) No deductible paid by insured A. Premium Table Annual Premium/ employee (USD) DOMESTIC INTERNATIONAL DOM1 DOM 2 INT 1 INT 2 INT IMPORTANT NOTICE Insured must be an employee Minimum employees insured: 3 people Entry age: years old (renewable to 75 years old) Maximum coverage period: 183 days per trip Rp 30,000 policy and stamp duty fee Period of one year, from the effective date and expiry date shown on policy wording 4

7 B. Benefit Table BENEFIT DOMESTIC (USD) INTERNATIONAL (USD) DOM 1 DOM 2 INT 1 INT 2 INT 3 Trip cancellation or alteration Medical expenses Sublimit - Traditional medical treatment Emergency medical evacuation and medical repatriation Accompanying family member ,000 2,000 10,000 (due to accident) 20,000 (due to accident) 50, 000 (due to accident and sickness) 100,000 (due to accident and sickness) 200,000 (due to accident and sickness) Actual cost NA NA 1,500 2,500 3,500 In hospital cash 750 (25/day) 1,000 (25/day) 1,000 (50/day) 1,500 (50/day) 2,000 (50/day) Continuing medical expenses (up to max 30 days from the date of return) Repatriation of mortal remains Early return home (trip curtailment) Trip interruption (travel misconnection) Flight delay (USD 50/6 consecutive hours) Baggage delay (USD 50/6 consecutive hours) Lost or damage to personal baggage items NA NA 750 1,000 1,500 Actual cost ,000 2, , ,000 1,500 2,000 Sublimit - Laptop NA NA 500 1,000 1,000 Sublimit - Golf NA NA NA NA 500 Loss of travel document and money Sub limit loss of money Accidental death and permanent disablement NA NA ,000 NA NA ,000 75,000 50, , ,000 Personal liability 25,000 50,000 50, , ,000 Covered aircraft hijacking (USD100/6 consecutive hours) Staff replacement and employment disruption Direct repatriation (remain only) ,000 1,000 1, ,000 1,500 2,000 2,500 NA Actual cost 5

8 Trusted claim solution and services At AIG, our professional team of experienced and knowledgeable claim officers will provide a fast and reliable claim solutions and services. Easy claim process FORM CLAIMS Contact Service (tollfree) Submit documents and claim form and to AIG Claim Department Claim document checked CLAIMS Claim imbursement transfered to your account Imbursement statement sent Claim request approved* *Term & conditions refers to policy To make a claim, simply contact us through (either): TOLLFREE NUMBER contact.indonesia@aig.com 24/7 EMERGENCY ASSISTANCE (ONLY FOR AIG BUSINESS TRAVEL GUARD)

9 Contact us or your insurance consultant or insurance broker NOW, to purchase AIG Business Guard General exclusion for Your coverage i.e.: Harmful behaviour Intentional behaviour including: attempted suicide, participation in any criminal act or riot, civil commotion, or any demonstration, alcohol abuse or drugs of any kind. Professional Sports Participating in any professional sports Driving or riding in any kind of race involving motorized vehicles Others Pregnancy, childbirth, miscarriage, or any complications related to this Non-fare paying flight passengers or non commercial flight Declared or undeclared war or serving in the armed forces of any country or international authority, whether in peace or war 7

10 About AIG American International Group, Inc. (AIG) is a leading international insurance organization serving customers in more than 100 countries and jurisdictions. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. AIG stock is registered on The New York Stock Exchange and Tokyo Stock Exchange. PT AIG Insurance Indonesia ( AIG Indonesia ) has been operating since 1970 under the name of American International Underwriters Limited. AIG Indonesia is a part of AIG Inc. groups. With over 45 years in the Indonesia insurance market, AIG Indonesia has expanded its presence in Indonesia providing distinctive insurance products, services and innovative risk management solutions. AIG Indonesia provides policies for personal accidents, overseas travel accidents, automobile, property, marine and commercial/financial liability coverage to both corporate and individual customers. For further information about AIG Indonesia, please visit YouTube: LinkedIn: PT AIG Insurance Indonesia Indonesia Stock Exchange Building Tower 2, 3A fl. Jl. Jend. Sudirman kav , Jakarta 12190, Indonesia Service (Tollfree) contact.indonesia@aig.com Branch Offices Bandung Jl. Sunda No. 7B Bandung 40261, Indonesia T F Bali Komplek Pertokoan Griya Alamanda No. 12 A Jl. Cok Agung Tresna, Renon Denpasar, Bali 80235, Indonesia T F Medan Uniplaza Building, Stock Exchange 2nd Fl Jl MT Haryono No A1 Medan 20231, Indonesia T F Surabaya Jl. Diponegoro 75 Surabaya 60264, Indonesia T F Yogyakarta Kompleks Inna Garuda Hotel Kavling 12 Jl. Malioboro No. 60 Yogyakarta 55213, Indonesia T / (ext.1500) F Semarang Jl. Depok No. 42B Semarang 50133, Indonesia T F

11 AIG Indonesia is focused on Simply Serving Indonesia. We make things easy and clear, with top-level service, ethics and professionalism. If we are not keeping this promise, let us know at Service (Monday Friday, AM PM) or We will address your personal concern rapidly, signal any problems to the highest level and work to find a solution.

12 This brochure is not an insurance contract. Terms & conditions of the insurance will be specified in the Policy. PT AIG Insurance Indonesia is an insurance company registered and supervised the Financial Services Authority (OJK). AH/BO-P01/032014

This Travel Insurance Product is underwritten by PT AIG Insurance Indonesia. Unable to Commence Travel (Pre-departure)

This Travel Insurance Product is underwritten by PT AIG Insurance Indonesia. Unable to Commence Travel (Pre-departure) TRAVEL GUARD - offered to you in partnership with Via! Travel with Complete Peace of Mind! Why get Travel Insurance? Travel Insurance provides protection when you need it most so you can enjoy your travel