ACORD132 Truckers / Motor Carriers Section (2012/04)

Transcription

1 ACORD132 Truckers / Motor Carriers Section (2012/04) ACORD 132, Truckers / Motor Carriers Section, has been designed to handle the basic underwriting and rating needs for liability and physical damage coverages for trucking or motor carrier operations. If a transportation or motor truck legal liability exposure exists, the Transportation Section, ACORD 143, may also need to be completed. Insurance coverages, "no fault" and uninsured / underinsured motorists coverages in particular, vary widely from state to state. In addition, there are numerous state-specific requirements that apply to Truckers or Motor Carrier applications. ACORD 132 cannot address these various unique specifications. Therefore, state specific forms, ACORD 137, have been developed to respond to these requirements. Use the ACORD 137 for your state to provide coverages / limits information, as well as the required disclosure and other data unique to the state. See the State Forms FIG for more information. This form was designed to be used in conjunction with ACORD 125, Commercial Insurance Application - Applicant Information Section and ACORD 129, Vehicle Schedule. Many states require supplements to all auto applications, to provide specific coverage explanations or to allow applicants to accept or reject certain coverages. In some cases, the applicant must be allowed to select among various options. In others, laws or regulations require disclosure of information pertinent to auto insurance. To create this form you should begin at the policy level. A typical TRKRS policy might be structured similarly to this, but many variations do exist:

2 Basic Applicant Information this information is from the agency and customer s information. Nothing relating to Principal Shippers or Regulation currently automatically populates this form. As noted, an ACORD194 should be created to accommodate State and Federal Filings. If anyone knows of data stored into the Eclipse system that should be included on this form please dennis@nasasoft.com. Coverage/Limits Information Use an ACORD137 for your state to provide coverage or limit information. As of this time, the information regarding Receipts / Mileage / Units is not stored in Eclipse. This will need to be manually entered as needed.

3 Terminals This information is selected from the Truckers Terminal U/W and if found will fill up to ten terminals with number of vehicles and distance from a garage. To enter this information, there must be a location already entered on the policy since this information is stored under a location. When at a location, click on the Underwriting Info button then click on the Business Auto & Trucker s Zone Info button. Once the zone information has been saved, it will then be possible to enter and attach Truckers Terminal Info which will in turn fill as shown below. Driver Information Drivers typically will be at a policy or package level. The information will fill in as shown below. If there are more than six drivers a separate ACORD163 will be created and will include the extra drivers.

4 Equipment Up to ten vehicle types can be entered; to do so go to the RISK button at the basic policy and select TRKEQ -Trucker s Equipment type. The associated types will fill this portion of the form. General Information Underwriting questions can be selected for this form by clicking on the Underwriting Questions node in the upper left pane of the basic policy. Click on the Edit button and then the Select Default ACORD UW Questions buttons and adjust the answers to each of the questions. When complete the various questions will fill the corresponding questions on the form. Each question has an associated memo field for additional information. This information is not stored in Eclipse and so will need to be manually entered.

5 Additional Interest / Certificate Recipient Any additional interests will be selected and filled here. If there are more than 2 found on the policy, a separate ACORD45 will be created as needed.