Kyrgyz Agriculture Investment Forum (KAIF)

Transcription

1 Kyrgyz Agriculture Investment Forum (KAIF) APEX services for agricultural investments CJSC MCC Microfinance General Manager Klaus Lehrke September 28-29, 2011 Bishkek 1

2 APEX-MICROCREDIT COMPANY MICROFINANCE Our mission: To establish an efficient, transparent APEX institution to disseminate know-how and offer funds (refinance) at preferential rates to Credit Unions and Microfinance Organizations, for microfinance sector development and for the betterment of disadvantaged groups 2

3 APEX-MICROCREDIT COMPANY MICROFINANCE Financial Apex Services: 1. Wholesale credits / Refinance to CU and MFO. 2. Agency services for CU customers (private and corporate customers / SME + Agro finance). 3. Linkage to the commercial banking sector. 4. Linkage to international donor organizations. 3

4 MICROCREDIT COMPANY MICROFINANCE Rural Mountains Development Project in Chon- Alay (Osh region) Aga-Khan Development Foundation

5 MICROCREDIT COMPANY MICROFINANCE In-house banking training centre for KICB bank

6 MICROCREDIT COMPANY MICROFINANCE Rural development Project for local Gold Mining Company (Djeruy Mining Company) in Talas

7 MICROCREDIT COMPANY MICROFINANCE Close co-operation with Swiss Project Helvetas on Production and financing Biocotton in Jalalabad

8 Apex Association For Financial Institutions and International Organisations Benefits of becoming a Member Apex Organisations render services which the individual institution (CU or Association) cannot - or does not want to do by itself for various reasons! 8

9 Apex Association For Financial Institutions and International Organisations Typical Apex Services: Refinance / Cooperation with intern. Donors Representation against ministries, international organisations etc. Nationwide marketing / advertising Website Product development Training Consulting Business opportunities / co-operations 9

10 Apex Association For Financial Institutions and International Organisations Benefits for Credit Unions and CU- Associations: Legal assistance from qualified lawyers Training by national and international trainers German SES Experts / GTZ /CIM/ Helvetas etc. 10

11 Apex Association For Financial Institutions and International Organisations Benefits for Credit Unions and CU- Associations: Contacts to international projects and organisation (i.e. GTZ, Helvetas, UNDP, USAID, KfW, IFC, Commercial Co., etc.) Business Opportunities 11

12 Apex Association For Financial Institutions and International Organisations Benefits for Credit Unions and CU- Associations: Representation against: NBKR, Ministries and international donor organisations Website Representation:: (Information on different issues of interest for the sector i.e. interest rates, new projects, business info., downloads of forms and procedures) 12

13 Apex Association For Financial Institutions and International Organisations Benefits for Credit Unions and CU- Associations: - Reduced Costs for APEX Services! Costs are reduced as apex services are developed and rendered in an efficient and cost effective way for all members at the same time Fees for individual services are calculated on effective costs and agreed on individually between the parties involved. 13

14 Apex Association For Financial Institutions and International Organisations Benefits for Credit Unions and CU- Associations: First membership to the Apex-Association will be free of charge. The Apex-Association will hold 5% of Microfinance MCC capital of approx USD = approx USD 14

15 Some data Value of total loans outstanding in CUs Value of agro loans outstanding Problems associated with financing agriculture Our risk management strategies at apex level Our guidance to assist CUs with risk management strategies 15

16 Apex Association For Financial Institutions and International Organisations MicroCredit Company Microfinance Thank you for your attention! 16