Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC

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3 Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Non-Tobacco $100,000 Face Amount $150,000 Face Amount $500,000 Face Amount , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,203 1, , , ,285 1, , , ,245 1, , , ,074 1, , , ,766 1, , , ,319 1, , , ,721 1, , , ,963 1, , , ,017 1, , , ,862 1, , , ,483 1, , , ,866 2, , , ,010 2, , , , , , , , , , , , Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver:

4 Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Tobacco $100,000 Face Amount $150,000 Face Amount $500,000 Face Amount , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,996 1, , , ,595 1, , , ,120 1, , , ,568 1, , , ,933 1, , , ,203 1, , , ,369 1, , , ,407 1, , , ,314 1, , , ,085 1, , , ,718 1, , , ,212 1, , , ,564 1, , , ,776 2, , , ,837 2, , , ,737 2, , , ,440 2, , , ,915 2, , , ,150 2, , , ,494 2, , , ,663 3, , , , , , , , , , , , , , , , , , Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver:

5 Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Non-Tobacco $15,000 Face Amount $25,000 Face Amount $100,000 Face Amount 16 N/A N/A , N/A N/A , N/A N/A , N/A N/A , N/A N/A , N/A N/A , N/A N/A , N/A N/A , N/A N/A , N/A N/A , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , The requested face amount results in a premium less than $4.00 per week. Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver:

6 Trans$ure - Interest Sensitive Whole Life Insurance Illustration With Riders: TI, WPLF, LTC Tobacco $15,000 Face Amount $25,000 Face Amount $100,000 Face Amount 16 N/A N/A , N/A N/A , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , N/A , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , The requested face amount results in a premium less than $4.00 per week. Solve for Target A100 * Values assume that all stipulated premiums are paid to 100. The minimum interest rate is 4.00%. The Child Term Rider may be added for additional premium of $1.25 per $5,000. A detailed illustration will be provided on delivery of a contract or earlier if requested. This is a quotation, not a contract. 5/16/2016 State: FL Ver:

7 TI WPLF LTC Accelerated Death Benefit for Terminal Illness Rider (Form CRABTIFL): Lets the insured "tap into" life insurance in the event of a future terminal illness diagnosis and still provides a benefit for the beneficiary. Waiver of Due to Layoff Rider (Form CRWPL100): Protects life insurance from lapsing for up to six months if the insured (employee only) is involuntarily laid off. Accelerated Death Benefit for Long Term Care Rider (Form CRABLTFL): Allows the owner to receive 4% of the rider face amount per month for up to 25 months if the insured is confined in a licensed nursing or assisted living facility, or 2% of the rider face amount per month for up to 50 months if the insured receives home health care or adult day care services. The benefit for this rider can only be triggered by a chronically ill diagnosis that must be certified by a licensed physician.

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