Primary, Non contributory Endorsements
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- Marion Norman
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1 Primary, Non contributory Endorsements NOTE: MANY PRIMARY ENDORSEMENTS ARE MANUSCRIPTED AND MAY CONTAIN DIFFERENT VERBIAGE THAN THAT OF THE REVIEWED ENDORSEMENT. WORDING MUST BE COMPARED TO SAMPLE IN FOLDER AND VERIFIED. This is merely a guide and is not intended to imply or confirm compliance with our contractual insurance requirements. Primary Wording Acceptable Primary Wording Unacceptable Endorsement Form Number Carrier (may be multiple carriers) Notes 00 AGL Arch x 00 CGL Arch x 00 GL Arch x Ongoing only and has unacceptable restrictions 00 GL Arch x Sole negligence restriction 00 GL (see note) Arch See note on endorsement in folder 00 GL (Arch) manuscripted Arch x 00 ML Arch x Requires direct contractual tie 00 ML Arch x Requires direct contractual tie (6 06) see note Frankenmuth x Manuscripted have to read to see how it's worded (Ed. 7 15) Executive Risk Indemnity x see note on form CGL A(10/95) Peerless/Montgomery/Excelsior x Requires direct contractual tie (01/07) Peerless/Montgomery/Excelsior x Requires direct contractual tie (01/07) Peerless/Montgomery/Excelsior x Requires direct contractual tie (4 90) Hanover Group x Hanover Group x Hanover Group x Hanover Group x (FL endorsement) Hanover Group x (4 95) manuscript Old Dominion x Requires direct contractual tie and carrier will not amend language 64 K122 (05 11) Old Dominion x Requires direct contractual tie and has conflicting references ongoing ops only Penn National x AI requires direct contractual tie and PNC applies ONLY to that endorsement completed ops only Penn National x AI requires direct contractual tie and PNC applies ONLY to that endorsement (10/99) Illinois National x (Rev. 4 01) manuscripted Chubb x Is not non contributory, has unacceptable restrictions throughout including excluding pnc for lower tiers (Ed. 4 01) manuscripted Chubb x Requires direct contractual tie and has unacceptable restrictions regarding their lower tiers 8 E 3778 Ed Utica x Requires direct contractual tie (3/06) New Hampshire/National Union x see form in folder for note Ace manuscripted Ace American x see form in folder; manuscripted so wording changes AD Admiral x Unacceptable direct contractual coverage trigger AD Admiral x Unacceptable direct contractual coverage trigger AD manuscripted unacceptable Gemini see note References unacceptable additional insured endorsement form and has sole negligence trigger
2 AD manuscripted acceptable Gemini x Unacceptable coverage trigger see note on form AGR IL M002 (11 03) Allianz x AL Wilshire Insurance x Unacceptable negligence trigger and other restrictions; completed ops only Amco manuscripted Amco x Manuscripted have to read American Empire Surplus manuscripted American Empire Surplus Lines x See form in unacceptable folder for note American Safety manuscripted American Safety Indemnity x Ongoing only, negligence trigger, other unacceptable restrictions American Safety manuscripted American Safety Indemnity x See form in acceptable folder and read notes AmTrust manuscripted AmTrust x Manuscripted See folder to compare wording AP5031US James River x ASIC ENV manuscripted American Safety Indemnity Be careful they add unacceptable blanket wording in description box which requires direct contractual tie ASPGL Aspen x Requires direct contractual tie BP ISO Standard BOP form x BPM Main Street/Old Dominion/NGM x Requires direct contractual tie Burlington Manuscripted Burlington Insurance Company x Requires direct contractual tie; unacceptable "solely" and "negligence" triggers CAGL see notes on endorsement Catlin x Must list all addt'l insureds and must have acceptable scheduled AI endorsements with it CAGL Catlin x Unacceptable "directly" restriction CAS Kinsale x Unacceptable negligence triggers and other unacceptable exclusions and restrictions CAS Kinsale x CAS Kinsale x CAS Kinsale x CAS Nationwide/Depositors x Manuscipted General Change Endorsement have to read it CAS (5 04) manuscripted Nationwide/Depositors x Only covers ongoing operations Central Mutual manuscripted Central Mutual Insurance x Manuscripted must read form in folder CFENV see note Crum & Forster (see note) x Must read see note on form in folder CFSGL manuscripted Crum & Forster (see note) x See note on CFSGL 285 primary endorsement on this spreadsheet CFSGL 285 Crum & Forster (see note) Revises wording on CFSGL to make it acceptable, but, only if underlying AI endorsements are okay CG ISO Standard form x Makes it excess, not primary CG ISO Standard form x CG Westfield x CG 7061 (04 13) Motorists Mutual x CG Westfield x CG Westfield x CG Westfield x Has unacceptable "directly arising out of" restriction and only covers ongoing operations CG Selective x CG Amerisure Mutual x see note on endorsement in folder CG Amerisure Mutual x CHECK EDITION DATE CG Amerisure Mutual x see note on endorsement in folder CG American Family Mutual x CG Liberty NW x Ongoing only and has numerous unacceptable restrictions CG W R Berkley x CG Master Pak (primary section) x Has unacceptable restrictions with regard to what is contained on our or owner's policies
3 CG (Ed 11/85) Great American Manusripted Need to review on case by case basis CG Liberty Mutual x Has unacceptable restrictions with regard to what is contained on our or owner's policies CG Liberty Mutual x CG Liberty Mutual x CG Liberty Mutual x CG AM 1030 (12 07) HDI Global x CG D Travelers x CG D Travelers x CG D Travelers x CG D Travelers x More restrictive than the policy never accept this endorsement CG D Travelers x CG D Travelers x CGE Secura x Unacceptable direct contractual tie restriction CG EN GN Old Republic x CG F Travelers x Unacceptable regarding other primary does not make it non contributory CG F Travelers x Is not primary, non contributory and adds additional unacceptable restrictions CGHG Harford Firstline x Primary non contributory only; provides no AI coverage CG HG Harford Firstline x Has unacceptable restrictions with regard to what is contained on our or owner's policies CG30 or IN101 (08/2009) manuscipted Grange x Requires direct contractual tie CG 7249 (12 04) Harleysville x Has unacceptable restrictions "even if above requirements are met " (declined by Russ in to carrier) CG 7249 (12 10) Harleysville x Has unacceptable restrictions "even if above requirements are met " (declined by Russ in to carrier) CG 7274 (2 02) Fremont x Requires direct contractual tie CG 7297 (Ed.9 08) Harleysville x Requires direct contractual tie CG 7298 (Ed.9 08) Harleysville x Requires direct contractual tie CG 7301 (4 08) Acuity x Is not "non contributory" and has unacceptable restrictions (waiver also unacceptable) CG 7360 (Ed ) Harleysville x Has unacceptable restrictions "even if above requirements are met " (declined by Russ in to carrier) CG F 65 (08 03) Federated x CGL 025 FCCI x CGL manuscripted have to read Liberty Surplus Insurance x Have to read each one as this is a blank manuscript form. The one in the folder has acceptable wording CGL 1816 (01 06) x CGL 216 (04/98) Mt. Hawley x CL ?? x Unacceptable "specifically resulting from" verbiage CL Cincinnati Specialty x Has unacceptable restrictions regarding "specifically and solely" likely result in denied PNC status CL BP W.R. Berkley Group companies x Ongoing ops only and requires direct contractual tie CL CG W.R. Berkley Group companies x Requires direct contractual tie CL CG W.R. Berkley Group companies x Requires direct contractual tie and applies only to ongoing operations CL CG W.R. Berkley Group companies x Requires direct contractual tie CL CG W.R. Berkley Group companies x Requires direct contractual tie see folder for acceptable amended changes CL CG READ NOTE W.R. Berkley Group companies x SEE NOTE ON ENDORSEMENT ONLY APPLIES TO CG 2037 AND MUST NAME ALL AI'S CNA74858XX (1 15) READ NOTE CNA x Applies only to AES GL
4 CNA74987XX (1 15) READ NOTE CNA x READ THE ENDORSEMENT!! Some apply to CGL and Prod/Completed ops. Others only apply to specific coverages like E&O CNA80103XX 0914 (Businessowners Policy) CNA x Applies only to businessowners policy CSGL Allied World Surplus x CSGL Allied World Surplus x CSIA405 (08 09) U manuscripted Cincinnati Specialty x Manuscripted must read CSIC VEN Companion x CSIS VEN Companion x Only is primary for sub's sole negligence CSPO M excess Prod/Compl Ops only Catlin x ONLY applies to an excess products/completed ops policy must have AI and PNC for all other policies CVX GL 0915 (03/99) First Mercury x Too restrictive CVX GL 5077 (02/2008) First Mercury x CW ongoing only Continental Western x ONGOING only and PNC tied ONLY to this endorsement DNIC GL Nationwide/Allied and Markel x Ongoing only and does not correct other issue on policy that needs amended E756 (8/1/2008) Maxum Indemnity x Manuscripted have to read to make sure endorsements referenced are on policy ECC Admiral x Unacceptable direct contractual tie restriction ECG Everest x Too restrictive ongoing ops only ECG Everest x Requires direct contractual tie ECG Everest x ECG Everest x Requires direct contractual tie ECG Everest x Does not include all categories of additional insureds ECG Everest x EN (see note) Crum & Forster x Also includes WOS that is tied only to this unacceptable endorsement EN (see note) Crum & Forster x Also includes WOS CHECK TO SEE IF ATTACHED TO ACCEPTABLE POLICY FORM ENO Crum & Forster x Also includes WOS CHECK TO SEE IF ATTACHED TO ACCEPTABLE POLICY FORM EPACE Colony x Combined GL Poll policy endorsement Erie manuscripted Erie x See form in folder for exact wording as it is manuscripted ES American Safety Indemnity x Ongoing only, negligence trigger, other unacceptable restrictions ES American Safety Indemnity x Unacceptable negligence trigger ESL XL America/Indian Harbor x manuscripted need to read ESL XL America x manuscripted need to read ESL XL America x manuscripted need to read EV Colony x Unacceptable "sole negligence" restriction Farmers/Mid Century Manuscripted Farmers/Mid Century x manuscripted need to read FEI 548 ECC 0708 Endurance x Requires direct contractual tie FM United States Fire x Makes it excess even beyond policy wording, not primary FMIC GL 1002(05/2010) First Mercury x Requires direct contractual tie FMIC GL 1002 (10/2012) First Mercury x Requires direct contractual tie FMIC GL 1002 (10/2015) First Mercury x FMIC GL 1003(05/2010) First Mercury x Requires direct contractual tie FMIC GL 2031 ( ) First Mercury x FMIC GL 2174 ( ) First Mercury x need to make sure all entities listed on this endorsement
5 FMIC GL 2253 ( ) First Mercury x FP James River x Requires direct contractual tie Fremont manuscripted Fremont x See sample in Fremont folder of acceptable wording FSIC First Specialty x Requires direct contractual tie FSIC (01/03) First Specialty x Requires direct contractual tie FX (Ed. 6/14) UF 355 Erie x Also provides WOS FX (Ed. 7/16) UF 355 Erie x Also provides WOS G A CNA x G B CNA x GA manuscripted Cincinnati x manuscripted need to read GA Cincinnati x GAC 3649CG (Ed 11 06) Great American x Requires direct contractual tie GBA (probably manuscripted) Landmark American x Requires direct contractual tie and covers ongoing ops only General Casualty of WI manuscripted General Casualty of WI x manuscripted need to read GL (07 09) Allied World Surplus x GL Gotham x GL Gotham x GL Old Republic x may be manuscripted need to read GL Old Republic x may be manuscripted need to read GL Old Republic x GL see note Companion One is in acceptable folder, one is in unacceptable; watch for added direct contractual tie in schedule GLE manuscripted Westchester x manuscripted need to read GLE0095 (07/10) manuscripted see note Westchester x manuscripted need to read GLM 2000 (05 11) Ironshore Specialties x Unacceptable "solely" and other restrictions GLS 152s (4 14) Scottsdale x Is neither primary nor contributory never accept this GLS 152s (12 96) Scottsdale x Is not "non contributory" GLS 294s (3 10) see note Scottsdale x see note on endorsement in folder before you approve this GLS 294s (4 13) see note Scottsdale x see note on endorsement in folder before you approve this GLS 295s(7 08) see note Scottsdale x Requires direct contractual tie GT Hartford x Requires direct contractual tie Harford Manuscripted Harford Mutual x Manuscripted need to read (This is HARFORD, not, Hartford it's not a typo) Harford Firstline manuscripted Harford Firstline x Manuscripted need to read (This is HARFORD, not, Hartford it's not a typo) HC Hartford Manuscripted form must review each one HXMG Hudson Excess x AHS ECC Hamilton Specialty x Unacceptable direct contractual tie restriction HCS U.S. Specialty Insurance x Also includes waiver of subrogation ICB Interstate Fire & Casualty x Requires direct contractual tie tied only to their Automatic Status AI form ICB Interstate Fire & Casualty x Only is primary for sub's sole negligence manuscripted form, must read IFG FX Liberty Mutual x Unacceptable direct contractual tie and only covers ongoing ops IFG G Burlington Insurance Company x IFG G Burlington Insurance Company x
6 IFG G Burlington Insurance Company x IL 10 (12/06) manuscripted Old Republic ALL OLD REPUBLIC PRIMARY ENDORSEMENTS ARE MANUSCRIPTED MUST SEE FOLDERS AND COMPARE Landmark American manuscripted must read Landmark American x Manuscripted need to read L807 (07 09) ongoing only Nautilus x Requires direct contractual tie LB Liberty Mutual x LB Liberty Mutual x References unacceptable additional insured endorsement forms LD Liberty Mutual x LB Liberty Mutual x LC see note Liberty Mutual x Cannot have any changes to Exh G primary non contributory requirement see note on endorsement LD Liberty Mutual x Must list all addt'l insureds and must have acceptable scheduled AI endorsements with it LD (06/06) manuscripted must read Ace American check files as it appears in both acceptable and unacceptable with different wording LEXDOC021 LX0404 Lloyd's of London manuscripted Lloyd's of London x Requires direct contractual tie Lloyd's of London manuscripted Lloyd's of London x manuscripted need to read LX9973 (10 06) probably manuscripted Lexington x see form in folder M 231 A (11.10) Endurance x Unacceptable "directly" condition and unacceptable conditions we cannot control (lower tiers) MCG manuscripted Harleysville Must read see note on form in folder MEEI Essex/Markel x Environmental endorsement must check policy boxes MEEI Essex/Markel x Environmental endorsement must check policy boxes MEEI Essex/Markel x Environmental endorsement must check policy boxes MEGL Essex/Markel x Unacceptable negligence trigger and other restrictions MGL297 (11/09) Alterra Excess & Surplus x MM MMG Insurance Company x MS Mitsui Sumitomo x Coverage trigger restriction that our contracts do not contain MS Mitsui Sumitomo x Coverage trigger restriction that our contracts do not contain MS Mitsui Sumitomo x Coverage trigger restriction that our contracts do not contain National Fire & Marine manuscripted National Fire & Marine x Manuscripted need to read National Union GL manuscripted National Union x Manuscripted need to read National Union Umbrella manuscripted National Union x Manuscripted need to read Umbrella policy only Nationwide/Allied manuscripted Nationwide/Allied x General change endorsement see folder NPC Navigators x NX GL AmTrust/Associated Ind/Wesco et al x Requires direct contractual tie and amendment they try to give us is also unacceptable see folder OG 107 (04 11) Starr Indemnity x Old Republic manuscripted endorsements Old Republic Some are acceptable, some are unacceptable check folders for samples to compare OMOL0138 Ed Travelers x Requires direct contractual tie PC 115 (02/09) Starr Indemnity x PC 115 NY (06/09) Starr Indemnity x PCIC ongoing only United Specialty see note Is on ongoing only endorsement need separate completed ops endorsement with PNC PGL Old Republic MUST REVIEW FORM IN FOLDER PGL Old Republic x Requires direct contractual tie Philadelphia Indemnity manuscripted Philadelphia Indemnity (Tokio Marine) x See notes on manuscripted form in folder
7 Phoenix manuscripted Phoenix (part of Travelers) x Is only primary; is not non contributory PIC GLN 020 (10 13) Tokio Marine x PIC GLN 036 (08 14) Philadelphia Insurance Co x Unacceptable negligence trigger PRI5070 (5 07) Hastings Mutual x Is tied only to the unacceptable ongoing ops endorsement PSG 041 (may be manuscripted) Prime Specialty x See form; has unacceptable restrictions. This may be a manuscripted form so must read S2154 (04 08) manuscripted Penn Star x unacceptable sole negligence restriction Scottsdale manuscripted SEE NOTE Scottsdale x MUST CHECK EDITION DATES ON FORM SEE NOTE ON FORM SE 05 commercial special endorsement Grange x Requires direct contractual tie Secura Manuscripted Secura x Manuscripted must read form SICG 0027 (0510) Starr Indemnity x Requires direct contractual tie SLC XL America x manuscripted need to read SLC XL America x SLG 2088 (11 11) manuscripted American Empire Surplus Lines See note on endorsement SL 804 (4 11) Starr Indemnity x SL State Auto x TEN Houston Specialty x Unacceptable negligence trigger U Colony x U Colony Need to check wording in Third Party section U407A 0412 Colony x Requires direct contractual tie U GL 1114 A Manuscripted Zurich x Zurich has agreed to provide this one to Skanska for their insureds contact Beth for specifics U GL 1327 A CW (3 2007) Zurich x U GL 1327 A FL (04 09) Zurich x U GL 1327 B CW (04 13) Zurich x U GL 1345 A (09/08) see note Zurich x Need acceptable AI endorsement, as this one is not acceptable for additional insured sections U GL 1369 A (09/08) see note Zurich x Need acceptable AI endorsement, as this one is not acceptable for additional insured sections United Fire & Casualty manuscripted United Fire & Casualty x manuscripted need to read USIC VEN United Specialty x Unacceptable sole negligence restriction USIC VEN United Specialty x VCAS manuscripted W.R. Berkley Group companies x manuscripted need to read VE Gemini x SEE FORMS IN FOLDER. This has been revised to correct previous typo on original form VE Gemini x Requires direct contractual tie VEN (01/15) United Specialty x Unacceptable restrictions VEN (01/15) United Specialty x VEN (01/15) United Specialty x Unacceptable sole negligence restriction VEN (10/15) Knight Specialty x Unacceptable sole negligence restriction Western National manuscripted Western National x Contact Beth XIL XL America x manuscripted need to read XIL XL America x Need to fill in names requires scheduled entities be listed
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