SPENDING PLAN & EXPENSE TRACKER

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1 SPENDING PLAN & EXPENSE TRACKER

2 The Air Force Aid Society is the official charity of the U.S. Air Force and has been meeting the unique needs of Airmen and their families since AFAS works to support and enhance the USAF mission by providing emergency financial assistance, educational support and community programs. Over the last decade, AFAS has provided nearly $165 million in direct support via more than 450,000 assists.

3 Budgeting is simply balancing expenses with income. Documenting a spending plan and tracking daily expenses are two of the most important components to the budgeting process. Following a budget and understanding where your money goes down to even the smallest expenditures can help you avoid short term financial stresses and long term debt. We encourage you to use this spending plan and expense tracking booklet as part of your personal budgeting process. Air Force Aid Society and the AFAS representatives at your base are here to help you on the path to long term financial stability. Visit to learn more.

4 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

5 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

6 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

7 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

8 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

9 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

10 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

11 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

12 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

13 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

14 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

15 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

16 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

17 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

18 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

19 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

20 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

21 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

22 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

23 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

24 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

25 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

26 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

27 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

28 SPENDING PLAN Month: Year: Mortgage/Rent: Utilities: Phone: Money In Cable/Internet: Home/Renter s Insurance: Car Payment & Insurance: Money Out Groceries: Gas: Credit Cards/Loans: Money Left Other:

29 EXPENSE TRACKER DATE DESCRIPTION AMOUNT CASH/DEBIT CREDIT NEED WANT

30 WHAT AFAS DOES FOR AIRMEN Emergency Assistance When unexpected emergencies arise and help is needed, AFAS provides no-interest loans and grants to meet immediate needs and make a positive step towards a lasting financial solution. Education Support Dependent children and spouses of active duty and retired Airmen can work towards their dreams of a college degree with AFAS education grants, loans and scholarships. Community Programs AFAS understands the challenges that come with Air Force life, and offers targeted community programs to help with such things as child care, car upkeep and spouse employment education.

31 AIRMEN HELPING AIRMEN AFAS s ability to provide support to Air Force families is made possible through contributions from Airmen and friends of the USAF. 100% of those contributions is used to support the AFAS mission. More than that - for every $1 donated by an individual, AFAS distributes $3 directly to Airmen through its programs. Giving back isn t just about money. Help us share the AFAS mission with others by joining our growing online community. Visit us at like us on Facebook and follow us on Twitter to stay connected.

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