Safety Insurance Company Safety Indemnity Insurance Company Safety Property and Casualty Insurance Company MEDICAL PAYMENTS ENDORSEMENT
|
|
- Rodger Wheeler
- 5 years ago
- Views:
Transcription
1 Massachusetts Private Passenger Auto Safety Insurance Company Safety Indemnity Insurance Company Safety Property and Casualty Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MEDICAL PAYMENTS ENDORSEMENT Optional Insurance, 6. Medical Payments Under Part 6, Medical Payments, the following sentence is added at the end of the third paragraph, which appears on Page 15 after the numbered items: No payments will be made under this Part that duplicate payments made for the same bodily injuries under Part 1, Part 2, Part 3, Part 5, or Part 12 of this Policy. In addition, no payments will be made under this Part that duplicate payments made for the same bodily injuries under any other automobile insurance policy or under a health insurance policy covering the injured person. General Provisions and Exclusions, 5. Our Right To Be Repaid The final paragraph of General Provision 5, Our Right To Be Repaid, which appears on Page 26, is deleted. SMP Includes copyrighted material of Automobile Insurers Bureau of Massachusetts., with its permission. Page 1 of 1
2 Safety Insurance Company Safety Indemnity Insurance Company Safety Property and Casualty Insurance Company ADVISORY NOTICE TO POLICYHOLDER RESTRICTIONS AND/OR REDUCTION OF COVERAGE THIS NOTICE DOES NOT PROVIDE COVERAGE NOR DOES THIS NOTICE REPLACE ANY PROVISIONS OF YOUR POLICY. YOU SHOULD CAREFULLY READ YOUR POLICY AND REVIEW YOUR DECLARATIONS PAGE FOR COMPLETE INFORMATION ON THE COVERAGES YOU ARE PROVIDED WITH. IF THERE IS ANY CONFLICT BETWEEN THE POLICY AND THIS NOTICE, THE PROVISIONS OF THE POLICY SHALL PREVAIL. The following endorsements have been amended as follows: SVE Personal Vehicle Sharing Exclusion Massachusetts Endorsement We will not pay any claim for injury or property damage under the policy, while your auto is being used in a personal vehicle sharing program. Note: Coverage for losses under Personal Injury Protection ( PIP ) is not excluded by the personal vehicle sharing endorsement. SMP MEDICAL PAYMENTS ENDORSEMENT No payments will be made under this Part that duplicate payments made for the same bodily injuries under Part 1, Part 2, Part 3, Part 5, or Part 12 of this Policy. In addition, no payments will be made under this Part that duplicate payments made for the same bodily injuries under any other automobile insurance policy or under a health insurance policy covering the injured person. For specific questions regarding this coverage, we urge you to contact your agent. PHN
3 SAFETY INSURANCE GROUP MASSACHUSETTS PERSONAL AUTO MANUAL ADDITIONAL ITEMS PRIVATE PASSENGER ENDORSEMENTS ALPHABETICAL INDEX TITLE FORM NO. $100 Glass Deductible MPY-0039-S (Ed ) Agreed Amount Coverage - Comprehensive MPY-0034-S (Ed ) Antique Auto M-0047-S (Ed ) Commonwealth of Massachusetts Employees Using Autos They M-0069-S (Ed ) Do Not Own In the Course of Their Employment Coverage for Anyone Renting an Auto to You M-0070-S (Ed ) Coverage for Customized Vans and Pickups MPY-0037-S (Ed ) Excess Electronic Equipment Coverage MPY-0041-S (Ed ) Federal Employees Using Autos They Do Not Own M-0049-S (Ed ) In the Course of Their Employment Guest Occupants Exclusion Motorcycles M-0002-S (Ed ) Massachusetts Mandatory Endorsement M-0099-S (Ed ) Medical Payments Endorsement SMP 002 (Ed ) Mobile Home Endorsement MPY-0002 (Ed ) Non-Renewal of Policy - Motorcycles, Recreational M-0103-S (Ed ) Vehicles and Trailers Operator Exclusion Form M-0106-S (Ed ) Personal Vehicle Sharing Exclusion Massachusetts Endorsement SVE 001 (Ed ) Restriction for Personal Injury Protection for Employers Subject to The Massachusetts Workers Compensation Act M-0063-S Stated Amount Coverage MPY-0027-S (Ed ) Suspension of Coverage - Reduction of Limits MPY-0032-S (Ed ) Transportation of Fellow Employees, Students or Others M-0004-S (Ed ) Trust Endorsement M-0107-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Regular Use M-0051-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Use M-0052-S (Ed ) As Public or Livery Conveyances Waiver of Deductible MPY-0016-S (Ed ) Includes copyrighted material of Automobile Insurers Bureau Effective 07/01/14 66
4 Text Comparison Documents Compared 72_pdfsam_Safety_PPA_Main_Eff_12_01_13.pdf - Adobe Acrobat Professional 72_pdfsam_Safety_PPA_Main_Eff_05_01_14.pdf - Adobe Acrobat Professional Summary 12 word(s) added 3 word(s) deleted 327 word(s) matched 3 block(s) matched
5 72_pdfsam_Safety_PPA_Main_Eff_12_01_13.pdf - Adobe Acrobat Professional SAFETY INSURANCE GROUP MASSACHUSETTS PERSONAL AUTO MANUAL ADDITIONAL ITEMS PRIVATE PASSENGER ENDORSEMENTS ALPHABETICAL INDEX TITLE FORM NO. $100 Glass Deductible MPY-0039-S (Ed ) Agreed Amount Coverage - Comprehensive MPY-0034-S (Ed ) Antique Auto M-0047-S (Ed ) Commonwealth of Massachusetts Employees Using Autos They M-0069-S (Ed ) Do Not Own In the Course of Their Employment Coverage for Anyone Renting an Auto to You M-0070-S (Ed ) Coverage for Customized Vans and Pickups MPY-0037-S (Ed ) Excess Electronic Equipment Coverage MPY-0041-S (Ed ) Federal Employees Using Autos They Do Not Own M-0049-S (Ed ) In the Course of Their Employment Guest Occupants Exclusion Motorcycles M-0002-S (Ed ) Massachusetts Mandatory Endorsement M-0099-S (Ed ) Mobile Home Endorsement MPY-0002 (Ed ) Non-Renewal of Policy - Motorcycles, Recreational M-0103-S (Ed ) Vehicles and Trailers Operator Exclusion Form M-0106-S (Ed ) Personal Vehicle Sharing Exclusion Massachusetts Endorsement SVE 001 (Ed ) Restriction for Personal Injury Protection for Employers Subject to The Massachusetts Workers Compensation Act M-0063-S Stated Amount Coverage MPY-0027-S (Ed ) Suspension of Coverage - Reduction of Limits MPY-0032-S (Ed ) Transportation of Fellow Employees, Students or Others M-0004-S (Ed ) Trust Endorsement M-0107-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Regular Use M-0051-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Use M-0052-S (Ed ) As Public or Livery Conveyances Waiver of Deductible MPY-0016-S (Ed ) Includes copyrighted material of Automobile Insurers Bureau Effective 12/01/13 66
6 72_pdfsam_Safety_PPA_Main_Eff_05_01_14.pdf - Adobe Acrobat Professional SAFETY INSURANCE GROUP MASSACHUSETTS PERSONAL AUTO MANUAL ADDITIONAL ITEMS PRIVATE PASSENGER ENDORSEMENTS ALPHABETICAL INDEX TITLE FORM NO. $100 Glass Deductible MPY-0039-S (Ed ) Agreed Amount Coverage - Comprehensive MPY-0034-S (Ed ) Antique Auto M-0047-S (Ed ) Commonwealth of Massachusetts Employees Using Autos They M-0069-S (Ed ) Do Not Own In the Course of Their Employment Coverage for Anyone Renting an Auto to You M-0070-S (Ed ) Coverage for Customized Vans and Pickups MPY-0037-S (Ed ) Excess Electronic Equipment Coverage MPY-0041-S (Ed ) Federal Employees Using Autos They Do Not Own M-0049-S (Ed ) In the Course of Their Employment Guest Occupants Exclusion Motorcycles M-0002-S (Ed ) Massachusetts Mandatory Endorsement M-0099-S (Ed ) Medical Payments Endorsement SMP 002 (Ed ) Mobile Home Endorsement MPY-0002 (Ed ) Non-Renewal of Policy - Motorcycles, Recreational M-0103-S (Ed ) Vehicles and Trailers Operator Exclusion Form M-0106-S (Ed ) Personal Vehicle Sharing Exclusion Massachusetts Endorsement SVE 001 (Ed ) Restriction for Personal Injury Protection for Employers Subject to The Massachusetts Workers Compensation Act M-0063-S Stated Amount Coverage MPY-0027-S (Ed ) Suspension of Coverage - Reduction of Limits MPY-0032-S (Ed ) Transportation of Fellow Employees, Students or Others M-0004-S (Ed ) Trust Endorsement M-0107-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Regular Use M-0051-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Use M-0052-S (Ed ) As Public or Livery Conveyances Waiver of Deductible MPY-0016-S (Ed ) Includes copyrighted material of Automobile Insurers Bureau Effective 05/01/14 66
7 SAFETY INSURANCE GROUP MASSACHUSETTS PERSONAL AUTO MANUAL ADDITIONAL ITEMS PRIVATE PASSENGER ENDORSEMENTS ALPHABETICAL INDEX TITLE FORM NO. $100 Glass Deductible MPY-0039-S (Ed ) Agreed Amount Coverage - Comprehensive MPY-0034-S (Ed ) Antique Auto M-0047-S (Ed ) Commonwealth of Massachusetts Employees Using Autos They M-0069-S (Ed ) Do Not Own In the Course of Their Employment Coverage for Anyone Renting an Auto to You M-0070-S (Ed ) Coverage for Customized Vans and Pickups MPY-0037-S (Ed ) Excess Electronic Equipment Coverage MPY-0041-S (Ed ) Federal Employees Using Autos They Do Not Own M-0049-S (Ed ) In the Course of Their Employment Guest Occupants Exclusion Motorcycles M-0002-S (Ed ) Massachusetts Mandatory Endorsement M-0099-S (Ed ) Medical Payments Endorsement SMP 002 (Ed ) Mobile Home Endorsement MPY-0002 (Ed ) Non-Renewal of Policy - Motorcycles, Recreational M-0103-S (Ed ) Vehicles and Trailers Operator Exclusion Form M-0106-S (Ed ) Personal Vehicle Sharing Exclusion Massachusetts Endorsement SVE 001 (Ed ) Restriction for Personal Injury Protection for Employers Subject to The Massachusetts Workers Compensation Act M-0063-S Stated Amount Coverage MPY-0027-S (Ed ) Suspension of Coverage - Reduction of Limits MPY-0032-S (Ed ) Transportation of Fellow Employees, Students or Others M-0004-S (Ed ) Trust Endorsement M-0107-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Regular Use M-0051-S (Ed ) Use of Other Autos - Vehicles Furnished or Available for Use M-0052-S (Ed ) As Public or Livery Conveyances Waiver of Deductible MPY-0016-S (Ed ) Includes copyrighted material of Automobile Insurers Bureau Effective 05/01/14 66
8 Massachusetts Private Passenger Auto Safety Insurance Company Safety Indemnity Insurance Company Safety Property and Casualty Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. MEDICAL PAYMENTS ENDORSEMENT Optional Insurance, 6. Medical Payments Under Part 6, Medical Payments, the following sentence is added at the end of the third paragraph, which appears on Page 15 after the numbered items: No payments will be made under this Part that duplicate payments made for the same bodily injuries under Part 1, Part 2, Part 3, Part 5, or Part 12 of this Policy. In addition, no payments will be made under this Part that duplicate payments made for the same bodily injuries under any other automobile insurance policy or under a health insurance policy covering the injured person. General Provisions and Exclusions, 5. Our Right To Be Repaid The final paragraph of General Provision 5, Our Right To Be Repaid, which appears on Page 26, is deleted. SMP Includes copyrighted material of Automobile Insurers Bureau of Massachusetts., with its permission. Page 1 of 1
9 Safety Insurance Company Safety Indemnity Insurance Company Safety Property and Casualty Insurance Company ADVISORY NOTICE TO POLICYHOLDER RESTRICTIONS AND/OR REDUCTION OF COVERAGE THIS NOTICE DOES NOT PROVIDE COVERAGE NOR DOES THIS NOTICE REPLACE ANY PROVISIONS OF YOUR POLICY. YOU SHOULD CAREFULLY READ YOUR POLICY AND REVIEW YOUR DECLARATIONS PAGE FOR COMPLETE INFORMATION ON THE COVERAGES YOU ARE PROVIDED WITH. IF THERE IS ANY CONFLICT BETWEEN THE POLICY AND THIS NOTICE, THE PROVISIONS OF THE POLICY SHALL PREVAIL. The following endorsements amend your policy as follows: SVE Personal Vehicle Sharing Exclusion Massachusetts Endorsement We will not pay any claim for injury or property damage under the policy, while your auto is being used in a personal vehicle sharing program. SMP MEDICAL PAYMENTS ENDORSEMENT No payments will be made under this Part that duplicate payments made for the same bodily injuries under Part 1, Part 2, Part 3, Part 5, or Part 12 of this Policy. In addition, no payments will be made under this Part that duplicate payments made for the same bodily injuries under any other automobile insurance policy or under a health insurance policy covering the injured person. For specific questions regarding this coverage, we urge you to contact your agent. PHN Page 1 of 1
10AR 1273 (Ed. 08/14) Page 1 of 1
Accident Forgiveness This endorsement provides forgiveness of SDIP premium costs relating to one at-fault accident caused by an Experienced Operator. SDIP points usually do not affect premium until the
More informationEXTENDED NON-OWNED AUTOMOBILE ENDORSEMENT
EXTENDED NON-OWNED AUTOMOBILE ENDORSEMENT THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. The provisions of the policy apply to all operators listed on the Coverage Selection page unless
More informationTHE CONCORD GROUP INSURANCE COMPANIES Green Mountain Insurance Company, Inc.
THE CONCORD GROUP INSURANCE COMPANIES Green Mountain Insurance Company, Inc. Subject: Good Student Discount Policy Dear Policyholder(s): The Good Student discount is applicable to an operator that is classified
More information1. For this coverage to apply, at the time of the loss, the at-fault operator must: a. be an experienced operator (licensed at least six years); and
QUINCY MUTUAL GROUP MERIT RATING POINTS/ACCIDENT FORGIVENESS ENDORSEMENT QMAF 06 12 This endorsement provides forgiveness of the additional premium generated by merit rating points associated with at-fault
More informationMASSACHUSETTS ENDORSEMENT - M-0108-S. Personal Vehicle Sharing Exclusion
MASSACHUSETTS ENDORSEMENT - M-0108-S Personal Vehicle Sharing Exclusion We will not pay any claim for injury or property damage under the policy, while your auto is being used in a personal vehicle sharing
More informationThe Norfolk & Dedham Mutual Fire Insurance Company
The Norfolk & Dedham Mutual Fire Insurance Company MASSACHUSETTS ENDORSEMENT ND-0001-S PersonalPak Auto With respect to the additional coverages provided by this endorsement, the terms of the policy apply
More informationMASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE MANUAL Plymouth Rock Assurance COlporation Rules Exceptions
Plymouth Rock Assurance COlporation Please replace rules from the 2007 Massachusetts Private Passenger Auto manual with the corresponding new rules listed below. Note that in the rules that were required
More informationSafety Insurance Company Safety Indemnity Insurance Company Safety Property and Casualty Insurance Company
Safety Insurance Company Safety Indemnity Insurance Company Safety Property and Casualty Insurance Company Massachusetts Private Passenger Auto THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
More informationConnections DriveSmart Advantage - Massachusetts
Connections DriveSmart Advantage - Massachusetts For an increased premium, coverage is changed to that as shown below. Ultimate Towing and Labor When the Roadside Assistance Coverage endorsement is on
More informationMANAGED. deviations. received by. NGM within % down. B. Notice. for rating.
MANAGED COMPETITION NGM Insurance Company utilizes the Automobile Insurers Bureau of Massachusetts (AIB) advisory rule manual effective April 1, 2018 as its base manual. NGM files company specific rates
More informationEXPLANATORY MEMORANDUM STATE OF MASSACHUSETTS AIG PRIVATE CLIENT GROUP PERSONAL AUTOMOBILE PROGRAM AMERICAN INTERNATIONAL INSURANCE COMPANY
EXPLANATORY MEMORANDUM STATE OF MASSACHUSETTS AIG PRIVATE CLIENT GROUP PERSONAL AUTOMOBILE PROGRAM AMERICAN INTERNATIONAL INSURANCE COMPANY AIG Private Client Group (PCG) offers personal lines products
More informationAUTOMOBILE INSURERS BUREAU OF MASSACHUSETTS MEDICAL PAYMENTS ENDORSEMENT M-109-S
AUTOMOBILE INSURERS BUREAU OF MASSACHUSETTS MEDICAL PAYMENTS ENDORSEMENT M-109-S This endorsement includes changes that affect your auto insurance. Please read the endorsement carefully to see how it affects
More information2016 Massachusetts Automobile Insurance Policy. Memorandum of Changes
2016 Massachusetts Automobile Insurance Policy Memorandum of Changes This edition of the policy incorporates the provisions of the Massachusetts Mandatory Endorsement M-0099-S (Ed. 9-11), and, in addition,
More informationMASSACHUSETTS ENDORSEMENT -M-0108-S Personal Vehicle Sharing Exclusion
MASSACHUSETTS ENDORSEMENT -M--S Personal Vehicle Sharing Exclusion We will not pay any claim for injury or property damage under the policy, while your auto is being used in a personal vehicle sharing
More informationAPPLICATION FOR MASSACHUSETTS MOTOR VEHICLE INSURANCE PRODUCER CODE: APPLICANT'S NAME, RESIDENTIAL ADDRESS AND ZIP PHONE:
APPLICATION FOR MASSACHUSETTS MOTOR VEHICLE INSURANCE PRODUCER CODE: APPLICANT'S NAME, RESIDENTIAL ADDRESS AND ZIP PHONE: BINDER/POLICY #: EFFECTIVE DATE EXPIRATION DATE MAIL ADDRESS (IF DIFFERENT) [COMPANY
More informationIncludes Copyrighted Material of Automobile Insurers Bureau, with its Permission, 2016
2016 MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL QUINCY MUTUAL FIRE INSURANCE COMPANY Edition Date 04-01-2016 QUINCY MUTUAL FIRE INSURANCE COMPANY 57 Washington Street Quincy, MA 02169
More informationVERMONT MUTUAL MASSACHUSETTS PERSONAL AUTOMOBILE MANUAL. The types of coverages available in the Massachusetts Automobile Insurance Policy are:
VERMONT MUTUAL MASSACHUSETTS PERSONAL AUTOMOBILE MANUAL RULE 2. COVERAGES AND LIMITS The types of coverages available in the Massachusetts Automobile Insurance Policy are: Compulsory Insurance Coverages
More informationIncludes Copyrighted Material of Automobile Insurers Bureau, with its Permission, 2016
2016 MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL QUINCY MUTUAL FIRE INSURANCE COMPANY Edition Date 04-01-2016 *Revised Effective 08-01-2016 QUINCY MUTUAL FIRE INSURANCE COMPANY 57 Washington
More informationTHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CURE UNINSURED MOTORISTS COVERAGE NEW JERSEY
Policy Number: RS 04 80 10 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CURE UNINSURED MOTORISTS COVERAGE NEW JERSEY SCHEDULE Bodily Injury Liability $ each person $ each accident
More informationDO NOT SIGN UNTIL YOU READ
ARIZONA UNINSURED MOTORISTS COVERAGE AND UNDERINSURED MOTORISTS COVERAGE SELECTION/REJECTION TRUMBULL INSURANCE COMPANY HARTFORD ACCIDENT AND INDEMNITY COMPANY Name of Insured: Arizona law permits you
More informationMETROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY AUTOMOBILE MANUAL MASSACHUSETTS
SECTION I - GENERAL RULES............................................................... 1 RULE 1 - AUTOMOBILE INSURANCE POLICY - ELIGIBILITy... 1 RULE 2 - COVERAGES AND LIMITS..... 2 RULE 3 - MANDATORY
More informationTABLE OF CONTENTS SECTION I - GENERAL RULES
TABLE OF CONTENTS SECTION I - GENERAL RULES Rule No. 1 Massachusetts Automobile Insurance Policy - Eligibility...1 2 Coverages and Limits...1 3 Mandatory Offer of Coverage...2 4 Standard Procedures...2
More informationDriveAdvisor Program Endorsement. Based on your voluntary participation, we have made the following service available to you:
DriveAdvisor Program Endorsement Based on your voluntary participation, we have made the following service available to you: DriveAdvisor is a voluntary program to eligible operators to promote safe, accident-free
More informationMASSACHUSETTS Automobile Rating Manual
MASSACHUSETTS Automobile Rating Manual Class-Territory Base Rates Part 1 (A-1: 20/40 Bodily Injury) Class Class Class Class Class Class Class Class Territory 10 17 18 20 21 25 26 30 1 183 327 205 613 321
More informationMASSACHUSETTS AUTOMOBILE INSURANCE MANUAL PRIVATE PASSENGER RESIDUAL MARKET
MASSACHUSETTS AUTOMOBILE INSURANCE MANUAL PRIVATE PASSENGER RESIDUAL MARKET AS OF OCTOBER 1, 2016 Printed and Distributed by Commonwealth Automobile Reinsurers, 225 Franklin Street, Boston, MA 02110 TABLE
More informationPLYMOUTH ROCK ASSURANCE CORPORATION. AARP Rewards Plus Endorsement
PRAC MA-113-12-13 AARP Rewards Plus Endorsement The benefits below are available to policies: That are part of the AARP Massachusetts Auto Insurance Program from Plymouth Rock Assurance. This endorsement
More informationPLYMOUTH ROCK ASSURANCE CORPORATION. Rewards Plus Endorsement
Rewards Plus Endorsement PRAC MA-111-03-11 The benefits below are available to policies: Continuously in force with us for at least 36 months immediately prior to the effective date of this policy term;
More informationAAA Member Package Endorsement
The Commerce Insurance Company 211 Main Street, Webster, MA 01570 AAA Member Package Endorsement The additional benefits and enhancements provided by this endorsement are available only to policies issued
More informationLesson 3 Medical Payments
Lesson 3 Medical Payments Lesson 3 Med Pay Intro p1 (PA) Medical Payments is an optional coverage that your clients are not typically required by state law to purchase when buying their Personal Auto Policy.
More informationCOVERAGE SELECTIONS PAGE{PEERLESS INSURANCE COMPANY} This page and any attached endorsements form a part of your policy
COVERAGE SELECTIONS PAGE{PEERLESS INSURANCE COMPANY} This policy is Issued By: Massachusetts Personal mobile Policy Number: X 9 ITEM 1. This policy is Issued To: Agent: Agent Code: 9 Agent Phone (9) 9-
More informationTHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF POLICY PROVISIONS NEW HAMPSHIRE
PERSONAL AUTO PP 01 76 01 11 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF POLICY PROVISIONS NEW HAMPSHIRE This endorsement amends your policy to make it the equivalent of
More informationMASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL TABLE OF CONTENTS
TABLE OF CONTENTS SECTION I - GENERAL RULES Rule No. Rule 1 Massachusetts Automobile Insurance Policy - Eligibility 1 2 Coverages and Limits 1 3 Mandatory Offer of Coverage 2 4 Standard Procedures 2 5
More informationMASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL
The filing of a financial responsibility certificate of insurance as the result of a conviction of a motor vehicle violation requires the following premium adjustments to be added to the otherwise applicable
More informationSECTION I - GENERAL RULES MASSACHUSETTS AUTOMOBILE INSURANCE POLICY - ELIGIBILITY
MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL SECTION I - GENERAL RULES The following rules are applicable to Liberty Mutual Group policies written by either Liberty Mutual Insurance Company
More informationGovernment Employees Insurance Company Executive Summary Late Update 2/18/2010
Government Employees Insurance Company Executive Summary Late Update 2/18/2010 Initial Filing May 18, 2009 Policy Changes Towing and Labor replaced by Mechanical Breakdown Insurance (Part 13) 5. Your Auto
More informationMASSACHUSETTS AUTOMOBILE INSURERS BUREAU AUTOMOBILE INSURANCE POLICY
AUTOMOBILE INSURERS BUREAU MASSACHUSETTS AUTOMOBILE INSURANCE POLICY PLEASE READ YOUR POLICY. Part of the policy is a page marked Coverage Selections. It shows the types and amounts of coverage you have
More information6. Add the rate associated with the Auto Elite Program under Rule 2, if applicable, to the total vehicle premium developed.
Parts 1 through 9 and Part 12 may be subject to more than one discount. In such case, the order of discounts shall be (1) annual mileage, (2) multi-car, (3) passive restraint, (4) anti-theft, (5) continuous
More informationMassachusetts Automobile Insurance Policy
Massachusetts Automobile Insurance Policy Please read your policy. As you read the policy, check the Coverage Selections Page to make sure it shows exactly what you intended to buy. If there is any question,
More informationMASSACHUSETTS ENDORSEMENT MPY S WAIVER OF DEDUCTIBLE
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA A STOCK INSURANCE COMPANY 11222 Quail Roost Drive, Miami, FL 33157-6596 (305) 253-2244 Administrative Office: American Collectors Insurance, Inc. P.O. Box
More informationAutomobile Insurers Bureau
Automobile Insurers Bureau Massachusetts Automobile Insurance Policy Please read your policy. Part of the policy is a page marked Coverage Selections. It shows the types and amounts of coverage you have
More informationUM/UIM Coverage Rejection Forms
Forms are listed alphabetically by form title. Because of the many methods of granting coverage under the various programs in use today Specific Policies, Coverage Parts, Supplemental Endorsements, Specially
More informationSUB-SECTION 1 ENDORSEMENTS APPLICABLE TO POL 1 (OWNER S POLICY)
FACILITY ASSOCIATION Section S - s Notes: 1. No endorsements, no special wordings and no changes to standard forms are permissible except as approved by or on behalf of the Superintendent(s) of Insurance.
More informationTHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF POLICY PROVISIONS ILLINOIS
PERSONAL AUTO PP 01 74 01 15 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENT OF POLICY PROVISIONS ILLINOIS I. Definitions A. The following is added to the Definitions section:
More informationARKANSAS PERSONAL INJURY PROTECTION
POLICY NUMBER: THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ARKANSAS PERSONAL INJURY PROTECTION This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE
More informationTravelers of Massachusetts Private Passenger Automobile Insurance Manual
Travelers of Massachusetts Private Passenger Automobile Insurance Manual RULE 35. RESERVED FOR FUTURE USE. Effective 10/01/2014 Travelers of Massachusetts Private Passenger Automobile Insurance Manual
More informationBAP v. If you have the choice.
BAP v. MAP If you have the choice. with Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CPIW Vice President of Technical Affairs Massachusetts Association of Insurance Agents This program is designed to provide
More informationMassachusetts Automobile Insurance Policy
Massachusetts Automobile Policy 121209 121206-161428 PRA00001215231 0000001 0345001 121206_161814 0 1 I 1 25 68 35 25 Please read your policy. Part of the policy is a page marked Coverage Selections. It
More informationCoverage Selections Page This is a description of your coverage. Please retain for your records.
GOVERNMENT EMPLOYEES INSURANCE COMPANY PO BOX 9015, Woodbury, NY 11797-9015 Date Issued: April 3, 2014 Tel: Fax: Coverage Selections Page This is a description of your coverage. Please retain for your
More informationApplication for Massachusetts Motor Vehicle Insurance
[Company Name] Date: // INSURANCE INFORMATION Named Insured: Mailing Address: Street Name City State Zip Code Policy Number: 123-456-789012-34-5 6 Policy Effective From: mm/dd/yyyy to mm/dd/yyyy Total
More informationTOI: 19.0 Personal Auto Sub-TOI: Personal Auto Combinations
SERFF Tracking Number: PKNS-126978583 State: Iowa First Filing Company: The Farmers Automobile Insurance Association, State Tracking Number:... Company Tracking Number: P-11-7 IA & F-11-3 IA TOI: 19.0
More information2008 MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL
2008 MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL Printed and Distributed by NORFOLK & DEDHAM MUTUAL FIRE INSURANCE COMPANY 222 AMES STREET, DEDHAM, MASSACHUSETTS 02027 TABLE OF CONTENTS
More informationRail Owner Controlled Insurance Program Manual
Rail Owner Controlled Insurance Program Manual Addendum No. 4 to June 2013 Edition (Updated 08-21-17) Update to Section 5 Enrolled and Excluded Contractor Required Coverage for Package P Contract Section
More informationMount Vernon Fire Insurance Company. Antique Auto Program
I. AGE There is not a vehicle age requirement for an offer of coverage under this filing. II. POLICY TERM Policy term is for one (1) year. III. LIABILITY COVERAGES A. Compulsory Bodily Injury/Property
More informationBULLETIN OREGON MUTUAL INSURANCE COMPANY TO: February 23, California Regional Office. Commercial Auto Changes. All OMI California Agents
DEPT: SUBJECT: DATE: BULLETIN NO: 1855 February 23, 2004 California Regional Office TO: All OMI California Agents Commercial Auto Changes Early in 2003 we began writing Commercial Auto coverage in California
More informationSafety Insurance AUTO. HOME. BUSINESS
Safety Insurance AUTO. HOME. BUSINESS Personal Selections Page This Selections Page shows the coverages and discounts for your auto insurance policy issued by Safety Insurance Company. This page, the attached
More informationPlease advise your agent as soon as possible if changes are needed or optional coverages are desired.
SFI INSURANCE Enclosed you will find an admitted renewal Personal Umbrella quote for WARREN DILL. The Expiring policy number is PCL1157656F and the expiration date is 11/24/2016. Section I- Section II-
More informationCOMMERCIAL AUTO TABLE OF CONTENTS
COMMERCIAL AUTO TABLE OF CONTENTS ITEM CA PAGE Additional and Return Premium Changes... 3 Antique Autos... 9 Application Procedure... 1 Audio, Visual and Data Electronic Equipment Added Limits... 17 Auto
More informationcordi~\\ State Farm Mutual Automobile Insurance Company A .The estimated annual effects of the proposed changes are summarized in the table below:
~ November 19, 2007 State Farm Mutual Automobile Insurance Company A Jay Hieb, FCAS, MAAA Actuary and Assistant Secretary-Treasurer Commonwealth of Massachusetts Office of Consumer Affairs and Business
More informationAutomobile Service Operations Application
Automobile Service Operations Application COLUMBIA INSURANCE COMPANY NATIONAL FIRE & MARINE INSURANCE COMPANY NATIONAL INDEMNITY COMPANY NATIONAL INDEMNITY COMPANY OF MID-AMERICA NATIONAL INDEMNITY COMPANY
More informationMASSACHUSETTS - PERSONAL INJURY PROTECTION COVERAGE
**THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY** MASSACHUSETTS - PERSONAL INJURY PROTECTION COVERAGE This endorsement changes certain parts of your Auto Policy. Every coverage, exclusion,
More informationRULE 27. PRIVATE PASSENGER DEFINITION
TECH TALK Is Being "Eligible" the ONLY Issue to Consider? BAP v. MAP and the Business Exposure By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, LIA, CPIW Vice President of Technical Affairs November 2011 So
More informationCalifornia Small Deductible Plan Effective January 1, 2019
Workers Compensation Insurance Rating Bureau of California California Small Deductible Plan Effective January 1, 2019 This California Small Deductible Plan (Plan) was developed by the Workers Compensation
More informationPERSONAL AUTO MANUAL
PERSONAL AUTO MANUAL TABLE OF CONTENTS ITEM RULE # PA PAGE Antique Autos... 18... 28-29 Application Procedure... 33... 40 Artisan Rating Factor...... 51 Auto Loan/Lease Coverage... 25... 37 Campers (See
More informationNEW JERSEY AUTOMOBILE INSURANCE RISK EXCHANGE PROCEDURE MANUAL. May 11, 2017 Edition
NEW JERSEY AUTOMOBILE INSURANCE RISK EXCHANGE PROCEDURE MANUAL May 11, 2017 Edition TABLE OF CONTENTS SECTION I. ACCOUNTING AND STATISTICAL REQUIREMENTS MANUAL... 1 Chapter 1: Definitions... 1 Chapter
More informationPurpose. Statutory Authority - Insurance Law, 201, 301 and 3420 and Laws of 2017, Chapter 59, Part AAA Definitions.
RULES AND REGULATIONS OF THE STATE OF NEW YORK TITLE 11. INSURANCE DEPARTMENT Chapter III POLICY AND CERTIFICATE PROVISIONS Subchapter B. Property and Casualty Insurance Part 60. Minimum Provisions for
More informationCERTIFICATE OF LIABILITY INSURANCE
PRODUCER INSURED CONTACT NAME: PHONE (A/C, No, Ext): E-MAIL ADDRESS: INSURER A : INSURER B : INSURER C : INSURER D : INSURER E : INSURER F : FAX (A/C, No): A UMBRELLA LIAB OCCUR N N 793001413 6/30/2016
More informationARBELLA MUTUAL MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE RULES/RATES MANUAL
RULE 19. DISCOUNTS ARBELLA MUTUAL MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE RULES/RATES MANUAL Multi-Car Individual/Spouse Discount An individual (or lawfully married individuals residing in
More informationPhiladelphia Indemnity Insurance Company AUTO USAGE ENDORSEMENT
PI-CV-01 08 05 Philadelphia Indemnity Insurance Company THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTO USAGE ENDORSEMENT This endorsement modifies insurance provided under the following:
More informationPERSONAL AUTO MANUAL
PERSONAL AUTO MANUAL TABLE OF CONTENTS ITEM RULE # PA PAGE Antique Autos... 18... 25-26 Application Procedure... 33... 37 Artisan Rating Factor...... 48 Auto Loan/Lease Coverage... 25... 34 Campers (See
More informationProgram Manager: TRADERS INSURANCE CONNECTION, INC Troost, Kansas City, MO 64131
ARKANSAS PERSONAL AUTO POLICY SPECIAL POLICY FORM FOR PERSONS WHO DO NOT OWN AN AUTOMOBILE The coverage provided by this policy varies from a policy provided to a person who owns an automobile. Please
More informationMassachusetts Automobile Insurance Policy. Amica Mutual Insurance Company
Massachusetts Automobile Insurance Policy Amica Mutual Insurance Company Corporate One Hundred Amica Way, Lincoln, RI 02865-1156 Office Mail: PO Box 6008, Providence, RI 02940-6008 Toll Free: 1-800-242-6422
More informationANNUAL MILEAGE DISCOUNT FORM
ANNUAL MILEAGE DISCOUNT FORM This form will be used only for automobile insurance purposes. It is extremely important that all questions be answered completely and returned to your agent or company representative.
More informationMETROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY AUTOMOBILE MANUAL MASSACHUSETTS
Determine motorcycle Collision rates by the following procedure: (b) Multiply the value determined in (a) by the rate per $100 for its territory. * Motorcycle insured values will be determined at new business
More informationIDENTITY FRAUD EXPENSE COVERAGE ENDORSEMENT
IDENTITY FRAUD EXPENSE COVERAGE ENDORSEMENT We will pay up to $20,000 for expenses incurred by a covered person as the direct result of any one identity fraud commenced during the policy period. In addition,
More informationMASSACHUSETTS AUTO ENDORSEMENT
**THIS ENDORSEMENT CHANGES YOUR POLICY. PLEASE READ IT CAREFULLY** MASSACHUSETTS AUTO ENDORSEMENT This endorsement changes certain parts of your Auto Policy. Every coverage, exclusion, definition and rule
More informationALABAMA PRIVATE PASSENGER AUTO. June 1, 2015 TABLE OF CONTENTS
ALABAMA PRIVATE PASSENGER AUTO June 1, 2015 TABLE OF CONTENTS 1. Definitions 2 2. Personal Automobile Policy-Eligibility. 2-3 3. Premium Determination 3 4. Classifications. 4-8 5. Driving Record Points...
More informationINDEMNITY AGREEMENT THE STATE OF TEXAS KNOW ALL MEN BY THESE PRESENTS COUNTY OF NUECES
INDEMNITY AGREEMENT THE STATE OF TEXAS COUNTY OF NUECES KNOW ALL MEN BY THESE PRESENTS WHEREAS, Section iii of said standards, entitled Procedure and Permit Requirements, requires a contractor for a permit
More informationWhat Kind of Plate - What Kind of Policy
What Kind of Plate - What Kind of Policy What Kind of Plate/ What Kind of Policy What Kind of Plate/What Kind of Policy This document is not a legal opinion and should not be relied upon as such. The intent
More informationPhysical Damage Factor No operator licensed less than 5 years Operator licensed less than 5 years not owner or principal operator
1. APPLICATION OF THIS DIVISION The following is added to Paragraph D.3. Loss Cost Conversion: To convert the loss costs shown in this division to Oregon Mutual Insurance Company rates, multiply by the
More informationLawncare to Lipstick: Coverage Concerns for the Self-Employed. PART TWO: Concerns with the Auto
Lawncare to Lipstick: Coverage Concerns for the Self-Employed PART TWO: Concerns with the Auto Lawncare to Lipstick: Coverage Concerns for the Self- Employed Kevin C. Amrhein, CIC FISCE and the CE Partnership
More informationILLINOIS PRIVATE PASSENGER AUTO. September 1, 2015 TABLE OF CONTENTS
ILLINOIS PRIVATE PASSENGER AUTO September 1, 2015 TABLE OF CONTENTS 1. Definitions 2 2. Personal Automobile Policy-Eligibility. 2 3. Premium Determination 3 4. Classifications. 4-9 5. Driving Record Points...
More informationOREGON MUTUAL INSURANCE COMPANY AUTOMOBILE POLICY CREDITS AND OPTIONS
ACCIDENT PREVENTION COURSE CREDIT Discount for drivers 55 years or older A credit applies to drivers age 55 or older who have successfully completed a traffic safety course approved by the Department of
More informationSubcontractor Insurance Requirements
Subcontractor Insurance Requirements Project Name / #: Certificate Holder & Address: All Operations Back s Construction, Inc. 1602 Front Street, Suite 100 San Diego, CA 92101 Comprehensive General Liability
More information1. For this coverage to apply, at the time of the loss, the at-fault operator must: a. be an experienced operator (licensed at least six years); and
QUINCY MUTUAL GROUP MERIT RATING POINTS/ACCIDENT FORGIVENESS ENDORSEMENT QMAF 04 13 This endorsement provides forgiveness of the additional premium generated by merit rating points associated with at-fault
More informationSession of HOUSE BILL No By Committee on Insurance 1-19
Session of 0 HOUSE BILL No. 0 By Committee on Insurance - 0 0 0 AN ACT concerning insurance; relating to motor vehicle liability insurance; uninsured motorist coverage and underinsured motorist coverage;
More informationAUTOMOBILE. NYCM Preferred. Prism Plus: NYCM s Preferred Business Rating Program
AUTOMOBILE NYCM Preferred Prism Plus: NYCM s Preferred Business Rating Program Underwriting Rules and Rates Effective: 3/01/2017 New Business and Renewals NYCM INSURANCE PERSONAL VEHICLE MANUAL TABLE OF
More informationMASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL RULE 20. MODEL YEAR RATING A. Model Year Defined The model year of an auto is used in rati
MASSACHUSETTS PRIVATE PASSENGER AUTOMOBILE INSURANCE MANUAL RULE 20. MODEL YEAR RATING A. Model Year Defined The model year of an auto is used in rating physical damage coverage on an actual cash value
More informationTHIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PERSONAL INJURY PROTECTION COVERAGE UTAH
POLICY NUMBER: PERSONAL AUTO PP 05 79 02 99 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. PERSONAL INJURY PROTECTION COVERAGE UTAH With respect to coverage provided by this endorsement,
More informationSERFF Tracking #: ZURC State Tracking #: ZURC Company Tracking #: CW CA 33939, CW CA 34393, CW CA 36570
SERFF Tracking #: ZURC-129207772 State Tracking #: ZURC-129207772 Company Tracking #: CW CA 33939, CW CA 34393, CW CA 36570 Project Name/Number: /CW CA 33939, CW CA 34393, CW CA 36570 Filing at a Glance
More informationCOMMERCIAL AUTO TABLE OF CONTENTS
COMMERCIAL AUTO TABLE OF CONTENTS ITEM CA PAGE Additional and Return Premium Changes... 3 Antique Autos... 8 Application Procedure... 1 Audio, Visual and Data Electronic Equipment Added Limits... 15 Auto
More informationWisconsin Personal Auto Sheboygan Falls
STATE LINE OF BUSINESS UNDERWRITING COM- PANY Wisconsin Personal Auto Sheboygan Falls Any questions you may have regarding these manual pages should be addressed to your Sheboygan Falls Mutual field representative
More informationPersonal Auto Policy
ATLANTA,GEORGIA Personal Auto Policy Omni Insurance Company PENNSYLVANIA Form 0837 Pennsylvania (11/08) LIMITED TORT ALTERNATIVE INFORMATION NOTICE Each person who elects the limited tort alternative remains
More informationLesson 4 Uninsured/Underinsured Motorists
Lesson 4 Uninsured/Underinsured Motorists Lesson 4 UM/UIM Intro p1 (PA) The next mini-policy of the Personal Auto Policy that we will study is Uninsured/Underinsured Motorists Coverage (UM/UIM). This coverage
More informationSAMPLE THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AMENDMENTS OF POLICY PROVISIONS - MISSOURI TO OUR POLICYHOLDER To Our Policyholder is deleted and replaced by the following: This Automobile
More informationAccident Forgiveness
Accident Forgiveness This endorsement changes the policy. Please read it carefully. Accident Forgiveness Accident Forgiveness means that we will waive and not assign points for an at-fault accident under
More informationYour Exam Content Outline
Your Exam Content Outline The following outline describes the content of one of the Massachusetts insurance examinations. The outlines are the basis of the examinations. The examination will contain questions
More informationOne ACORD 25 Certificate of Liability (or) Insurance Services Office Form CG Limits of no less than $1,000,000 per occurrence.
Film Insurance Guidelines Filmmakers seeking permits to film on-location in any of the areas served by FilmL.A. must either have on file or provide proof of insurance meeting both our requirements and
More informationATLANTA, GEORGIA. Personal Auto Policy. Omni Insurance Company PENNSYLVANIA. Form 1037 Pennsylvania (06/10)
ATLANTA, GEORGIA Personal Auto Policy Omni Insurance Company PENNSYLVANIA Form 1037 Pennsylvania (06/10) LIMITED TORT ALTERNATIVE INFORMATION NOTICE Each person who elects the limited tort alternative
More informationOCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA RENEWAL OFFER PREMIUM NOTICE PA Policy Number: Due Date:
OCCIDENTAL FIRE & CASUALTY COMPANY OF NORTH CAROLINA RENEWAL OFFER PREMIUM NOTICE PA 15 84 08 13 Insured: Producer: Policy Number: Due Date: MINIMUM DUE: POLICY BALANCE: Print Date: Make check payable
More informationWORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 00 00 A WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY In return for the payment of the premium and subject to all terms
More information