What is WCB? WCB is no-fault insurance that protects both employers and workers against the result of work injuries.

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2 What is WCB? WCB is no-fault insurance that protects both employers and workers against the result of work injuries.

3 Who has to Register?

4 Who is Covered?

5 Change to Director Policy What does it mean? All directors actively involved in the day-to-day activities of their corporation who receive a T4 are now considered to be a worker. Coverage is mandatory. When is it effective? November 1, 2014 for new accounts January 1, 2015 for existing accounts What does active mean? The director must be involved in the day-to-day activities Bookkeeping Management Other tasks involved in keeping the business running

6 Change to Director Policy (cont d) What do I do now? Directors who currently have Optional Personal Coverage will need to cancel their coverage and report wages. Directors who do not receive a T4 are eligible for Optional Personal Coverage at the minimum level only. Are Directors covered like other workers? Directors reporting wages receive same coverage as their workers. Wage loss benefits will be based on the lower of our maximum wage base or the amount of your earnings. We are unable to compensate for a wage rate that exceeds our maximum.

7 Coverage Outside of Saskatchewan Workers being sent out of Saskatchewan o o Saskatchewan WCB insurance coverage generally applies when Saskatchewan resident workers go to another province to work. Contact the provincial WCB for registration requirements in that province.

8 Voluntary Coverage Application can be made for voluntary coverage in some industries and occupations that are not required to register.

9 Optional Personal Coverage

10 Optional Personal Coverage Coverage is based on the amount requested Minimum coverage is $21,216 (based on minimum wage) Maximum coverage is $65,130 Substantiation is required for coverage above the minimum Effective at midnight on the day the request Minimum 3 months Cancellation must be requested in writing Personal coverage may be cancelled due to noncompliance

11 Hiring Contractors

12 Hiring Contractors A person or business hired under contract is considered: A worker of the principal An employer in their own right Independent worker

13 Contractor Premiums Section 8

14 Clearances

15 Requesting Clearances Online at Automatic Clearance Verification Provides automatic notification of any clearance status changes Employer Services: Fax:

16 Employer Payroll Statement (EPS)

17 Assessable Payroll Gross earnings before Income Tax, Employment Insurance, pension and other deductions Maximum assessable payroll is $65,130 Premiums are based on each $100 of assessable payroll

18 Reporting Requirements A late filing penalty will be charged for Employer Payroll Statements received after February 28 th Underestimate penalty is applied if the assessable payroll is underestimated by more than 50% of the estimate Estimated payroll can be updated at anytime during the year

19 Premium Payment

20 Online Employer Services Some of the many functions available Online are: Submit & Revise Employer Payroll Statements FASTFILE Rapid Submissions Request Clearance Letters & Letters of Good Standing View Account Details Including Payroll and Industry Codes Update Account Information Pay Premiums Online Access Cost Statements, Experience Rate Information & Other Reports Report an Injury Track Status Manage Claims Information Employer Services options:

21 Accessing Online Services Register for Online Services account as an administrator We will review the application and approve it NOTE: The administrator must be an authorized person for the business (owner, director, HR manager, payroll manager, controller). The administrator can then grant any number of agents access to the services the agents require (i.e.: payroll, clearances, etc.) Register for Online account: myaccount.wcbsask.com/

22 Accessing Online Services

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24 Giving Account Access The agent (or employee) first registers for an online account using the firm number After the agent submits the application, they will receive an advising that an agent has requested access to the account. The will have a link to a page where the agent s access can be approved or denied

25 How do I log on? Once you have obtained an online services account, log in at myaccount.wcbsask.com.

26 Employer Payroll Statement (EPS) Submissions The EPS is used to submit payroll information (actual prior year and estimate for current year), contractors hired in prior year and requesting optional coverage. Be sure to keep Payroll Estimates Current each year to avoid potential penalties. Every employer who has an existing employer account with our office is required to complete and submit their EPS. Can be submitted through Fast File or through online services account (myaccount.wcbsask.com) EPS are due annually by February 28

27 Submitting Online To submit your EPS online services and select Submit Employer Payroll Statement

28 EPS Fast File Submission Firm Number and Access Code can be found in the top right hand corner of your EPS or EPS letter. Be sure to provide all information on Contracted Services at this time. You are not able to revisit your submission when using Fast File so please print a copy for your records.

29 Revising your Payroll Estimate Payroll estimates need to be adequate to avoid penalties. Payroll revisions can be done anytime after you have submitted your EPS for the year. They must be done before the end of December to avoid an underestimate penalty. Payroll revisions can be done through fast file or through online services account

30 Revising Online To submit a revision to your EPS online services and select Revise Payroll Estimate

31 Requesting Letters of Good Standing and Clearances

32 Requesting Letters of Good Standing and Clearances (cont d) With online services, you can maintain a list of contractors for easy access to: Letter of Good standing Clearances, and Add new contractors.

33 Clearance requests and Letter of Good Standing Save/print a copy for your records

34 Automatic Clearance Verification (ACV) Manage an ACV online services through your account. ACV lists allow you to create a list of frequently used contractors. You will receive an anytime the status of a contractor changes. You can log on to view which contractor has a status change. You need to keep the contract amount up to date.

35 Automatic notification if clearance status changes Create lists for different projects or locations and get automatic s if contractor status changes Easily view and edit ACV lists Conveniently keep contract amounts updated

36 Pay your Premiums Premiums can be paid online with your Visa, MasterCard and American Express We offer this service for payments of $5000 or less per payment period Payments can also be made through your bank or credit union s online banking services.

37 Manage Claims View injury cost information Report a work injury View claims reports Experience Summary (16C1) - report summarizes your firm's payroll, premium, claim counts and costs for the current and previous 4 years Annual costs per claim (16C2) - breaks down your firm's costs by claim for the current and previous 4 years. Total Costs per Claim (16C3) - shows the total costs since inception for claims that have incurred costs in the current or previous 4 years. Experience Rate Statement Premium Rate Notice, which shows your discount or surcharge calculation.

38 Experience Rate Quick Access

39 Cost Statements and Experience Summary Total cost per claims Annual cost per claim Experience summary

40 Other Services Available Update account information (address, contact numbers, address) Review forms you have submitted View account details address and contact information, payroll information, industry code, payment details, etc.

41 Contact Us By phone: or Toll Free: By fax: (306) or Toll Free: Online:

42 Questions?