Morgan-White Dental/Vision

Size: px
Start display at page:

Download "Morgan-White Dental/Vision"

Transcription

1 organ-white Dental/Vision Prepared or To or have questions answered call You may also return apps to or by fax to Date Prepared: 11/15/2011

2 organ-white Dental/Vision No Deductible No Waiting Periods National PPO Network 1 office visit exam Out of Network claims paid up to the 85th percentile of UCR $1,000 per person, calendar year maximum Diagnostic and Preventative paid at 90% (One office visit, exam, one set of bitewing x-rays, and cleaning every six months) illings and Simple Extractions paid at 80% (One, two, three and four surface amalgams, and simple extractions) Cleaning every six months Plus limited inor Restorative or each covered individual who uses less than $500 of their benefits in a plan year, $250 will be added to the next plan year s annual maximum. If all the claims submitted are thru an authorized PPO provider you will receive an additional $100 on next year s annual maximum. The annual max may be increased up to an additional $1,000. Covered Code* Procedure 2 In-Out Network Co-insurance D0120 EXA -Periodic Oral Evaluation 90% D0140 Limited Oral Evaluation 90% D0150 Comprehensive Oral Evaluation 90% D0270 XRAY-Bitewings - single film 90% D0272 XRAY-Bitewings - two films 90% D0274 XRAY-Bitewings - four films 90% D1110 Prophylaxis - Adult 90% D1120 Prophylaxis - Child 90% D2140 Amalgam - 1 surface, primary or permanent 80% D2150 Amalgam - 2 surfaces, primary or permanent 80% D2160 Amalgam - 3 surfaces, primary or permanent 80% D2161 Amalgam - 4 or more surfaces, primary or permanent 80% D7110 Extraction single tooth 80% D7111 Single Extraction- coronal remnants deciduous tooth 80% *Only the procedure codes listed on this page will be covered under this plan. Dental products are underwritten by UnitedHealthCare Insurance Company, Hartford, CT (except in New York), or United HealthCare Insurance Company of New York, Hauppauge, NY (New York only). Not affiliated with UnitedHealthcare edical.

3 organ-white Dental/Vision Your Vision is Our ocus When you take a look at our vision plan, you ll see for yourself that the Basic Vision Plan offers one of the most comprehensive prevention, examination, and prescription programs available. We focus on value, quality, and affordability, and offer a large network of credentialed private practice and retail chain providers. The Basic Vision Plan includes a routine vision exam (including refraction), as well as preferred pricing on eyeglasses and contact lenses. Routine vision exam (including refraction) paid in-full after copay. Once every 12 months Preferred Pricing offered on frames, lenses, and lens options at private practice providers, and discounts at retail chains No limit on purchases of eyeglasses and contacts at preferred pricing A network of credentialed private practice and retail chain providers Access to discounts on laser vision correction through a nationwide Network of more than 300 laser vision correction specialists 24-hour access to benefit information through and our toll-free Interactive Voice Response (IVR) line at No claim forms Description You Pay 1 Vision Exam Once every 12 months Paid-in-full after $20 copay rames 2 At private practice providers At retail chain providers Standard Lenses 3 Contact Lenses Covered-in-full frames Quality Collection frame Elite Collection frame Non-Collection frames embers receive a discount Single vision lenses Bifocal Lenses Trifocal Lenses itting, follow-up, and materials Contact lenses (non-disposable) Contact lenses (disposable) Access to mail-order contact lenses Preferred pricing: $60 $85 15% Discount Discount Preferred pricing: $45 $65 $95 ember pays full provider-billed charges Refractive Eye Surgery embers receive access to discounted refractive eye surgery procedures 1.Preferred pricing is only available at network provider locations. Please consult you vision care provider for preferred pricing on additional lens styles (i.e. progressive lenses), materials, and options (i.e. coatings, tints, etc.). or more information, call member services or visit 2.embers receive preferred pricing on frames at network private practice providers, and a discount at network retail chains. Discounts are off of network providers billed charges; the discount is 15% for all frames not included in the covered-in-full selection. 3.Standard lenses: non-aspheric, glass/plastic (CR39), clear, all powers, all sizes, standard scratch-resistant coating. Lower prices on Standard lenses and contacts will apply at some retail locations. 3 Spectera, Inc. administers vision benefits underwritten by the following entities: United HealthCare Insurance Company, United HealthCare Insurance Company of New York, Unimerica Insurance Co., Inc., and American General Assurance Company

4 organ-white Dental/Vision Weekly Rates Employee cost per pay period BASIC PLAN ember $4.15 ember + 1 $7.62 amily $10.62 or ore Information Contact Lucia da Silveira President LDS Benefits 1049 Camino Del ar Suite 1 Del ar, CA Bus (858) 793-LdS1 (5371) ax (858) 793-LdS2 (5372) Alt. (858) 793-LdS3 (5373) Pan-American Life and organ-white are not affiliated. 4

5 Dental ment orm Group Dental Coverage Provided by United HealthCare Insurance Company SOCIAL SECURITY NUBER EPLOYEE ID NUBER (if different than SSN) Waiver DATE : / / LAST NAE IRST NAE I ADDRESS CITY STATE ZIP TELEPHONE NUBER HOE ( ) WORK ( ) APPLICANTS DATE O BIRTH EPLOYER OR GROUP NAE ale Single emale arried Dental ment Effective Date: / / TRADITIONAL PLAN Benchmark Open Choice Incentive Opportunity PACKAGE PLAN Plan A Plan B Plan C IEDIATE COVERAGE PLAN PLAN COVERAGE Employee Employee + One Employee + Spouse Employee + Child(ren) amily Vision ment - Add Optional WG Vision Coverage PLAN COVERAGE Employee Employee + One amily Add Vision Coverage irst Name Initial Last Name (if different) INORATION OR DEPENDENT COVERAGE Spouse & Unmarried Dependent Children Only (Include Date of Birth) Date of Birth (o/day/yr) Wife Relationship Husband If Child is over 19, please indicate status and school *or court ordered dependent, legal documentation must be attached. Please see employer representative for more information about the qualifications for full-time student status. If dependent does not reside with eligible employee, please provide address on separate sheet. OR INTERNAL USE ONLY EPLOYER or GROUP AUTHORIZATION EECTIVE DATE TYPE O COVERAGE SIGNATURE I hereby understand that any coverage is limited by the benefits and exclusions of the Group Dental Agreement INIU ENROLLENT IS OR ONE YEAR Unimerica Dental Indemnity Plan is underwritten by United HealthCare Insurance Company, Hartford, Connecticut (except in New York), United HealthCare Insurance Company of New York; Hauppauge, New York (New York Only. UHC DenEEApp (10/03)

2015 Plan Options Benefit Guide

2015 Plan Options Benefit Guide 2015 Plan Options Benefit Guide Prepared For: Nova Management Summary of Benefits and Coverage To obtain an electronic copy of the Summary of Benefits and Coverage, and Benefit Guide please visit www.panamericanbenefitsenrollment.com

More information

Retiree Benefit Options, Inc.

Retiree Benefit Options, Inc. Dental and Vision Retiree Benefit Options, Inc. for Mississippi s public retirees Phone: 601-982-1811 Email: rbo@msrbo.com When entering retirement from a public employer, most people are faced with the

More information

Dental, vision and life insurance plans. a complete plan is a better plan. find a plan that fits you. Individual and Family Plans

Dental, vision and life insurance plans. a complete plan is a better plan. find a plan that fits you. Individual and Family Plans Effective: January 1, 2016 Individual and Family Plans Dental, vision and life insurance plans find a plan that fits you a complete plan is a better plan Blue Shield offers more than just medical coverage.

More information

2017 Optional Supplemental. Benefits Guide. Individual Medicare Supplement. Janis E. Carter Health Net

2017 Optional Supplemental. Benefits Guide. Individual Medicare Supplement. Janis E. Carter Health Net 2017 Optional Supplemental Benefits Guide Individual Medicare Supplement Janis E. Carter Health Net Health Net Life Outline of Individual Medicare Supplement Plan Optional Supplemental Benefits Coverage

More information

Welcome. Get the most out of your benefits.

Welcome. Get the most out of your benefits. Welcome. Get the most out of your benefits. The Oxford Benefit Management guide to dental, vision and life benefits, health discounts and more. Oxford Benefit Management guide What s inside: 3 Welcome

More information

Specialty Benefit Solutions SM Big company benefits for small businesses

Specialty Benefit Solutions SM Big company benefits for small businesses Specialty Benefit Solutions SM Big company benefits for small businesses Big company benefits without the big price tag A simplified approach to specialty benefits Dental Vision Life/AD&D WorkLife services

More information

Table of Contents. Accident Insurance... 8 Short Term Disability Resources... 11

Table of Contents. Accident Insurance... 8 Short Term Disability Resources... 11 Dear Valued Independent Contractor, At United Vision Logistics, we know you have a choice of carriers to work with. And we d like to make that choice easy for you by making available certain third-party

More information

CCPOA RETIRED VISION PLAN

CCPOA RETIRED VISION PLAN CCPOA RETIRED VISION PLAN Effective January, 2016 As a CCPOA Retired Chapter member, you can enroll in a simple to use, cost effective vision wellness program administered by the CCPOA Benefit Trust Fund

More information

2018 BENEFITS GUIDE» U.S. POST-65 RETIREES. Let s get started!

2018 BENEFITS GUIDE» U.S. POST-65 RETIREES. Let s get started! 2018 BENEFITS GUIDE» U.S. POST-65 RETIREES Let s get started! 2 HOW DO I ENROLL FOR 2018 BENEFITS? Learn about your benefit options, and then make your selections by following these steps: 1. Review the

More information

Dental Plans. for Individuals, Families & Self Employed

Dental Plans. for Individuals, Families & Self Employed Dental Plans for Individuals, amilies & Self Employed Texas Help e Choose A Plan When can I begin receiving dental care? Discount Plan - can begin receiving benefits and dental care the day they enroll.

More information

Delta Dental of Kentucky

Delta Dental of Kentucky Delta Dental of Kentucky Nobody has a smile like yours, and nobody keeps it healthy like us. Individual and Family Dental Plans Protecting your smile and keeping up with good oral health habits has a direct

More information

Group Enrollment Processing. In order to ensure proper processing of your applications, please read the following instructions carefully.

Group Enrollment Processing. In order to ensure proper processing of your applications, please read the following instructions carefully. Dergalis ASSOCIATES Group Enrollment Processing In order to ensure proper processing of your applications, please read the following instructions carefully. 1) Once you have selected the plan(s) in which

More information

Dental Benefit Summary

Dental Benefit Summary Desoto County School District Group Number: 00530560 Dental Benefit Summary About Your Benefits: A visit to your dentist can help you keep a great smile and prevent many health issues. But dental care

More information

Careington Maximum Access Discount Dental & Vision Plan with EyeMed Vision

Careington Maximum Access Discount Dental & Vision Plan with EyeMed Vision Careington Maximum Access Discount Dental & Vision Plan with EyeMed Vision Plan Details Participant$14.95/mo PlusOne$20.95/mo Family$26.95/mo Benefits *These fees represent the Plan 503 fee schedule. Normal

More information

UnitedHealthcare Vision

UnitedHealthcare Vision Working Together for Healthy Outcomes: UnitedHealthcare Vision Utilization and Case Management For eye health Services and wellness, with freedom of choice from and OptumHealth clear value The Benefits

More information

CAN-AM CONSULTANTS, INC.

CAN-AM CONSULTANTS, INC. The Guardian Life Insurance Company of America, New York, NY 10004 Group Number: 00506420 CAN-AM CONSULTANTS, INC. CONTRACTORS key* 00506420 0002 E V9.0 Here you'll find information about your following

More information

Vision Benefit Summary

Vision Benefit Summary Plan V0043 Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 myuhcvision.com UnitedHealthcare vision has been trusted for more than 50 years to deliver affordable, innovative

More information

Individual & Family Dental Insurance (S12040 rev ) Montana Rhode Island

Individual & Family Dental Insurance (S12040 rev ) Montana Rhode Island Montana Rhode Island Individual & Family Dental Insurance (S12040 rev. 9.2018) No Waiting Periods Choose Your Own Dentist Three Cleanings Per Year Lifetime Deductible Up to $5,000 Calendar Maximum Implant

More information

Delta Dental of Kentucky

Delta Dental of Kentucky Delta Dental of Kentucky Individual and Family Plans Nobody has a smile like yours, and nobody keeps it healthy like us. Protecting your smile and keeping up with good oral health habits has a direct impact

More information

EMPLOYEE BENEFIT NEWSLETTER

EMPLOYEE BENEFIT NEWSLETTER EMPLOYEE BENEFIT NEWSLETTER BENEFIT INFORMATION Parkway School District s employee benefit plans renew January 1, 2014, which means it is time for the Annual Enrollment period. Our benefit package includes

More information

OPERS Health Care Open Enrollment Guide For optional vision and dental coverage YOUR PLAN DETAILS ARE INSIDE.

OPERS Health Care Open Enrollment Guide For optional vision and dental coverage YOUR PLAN DETAILS ARE INSIDE. OPERS Health Care 2019 Open Enrollment Guide For optional vision and dental coverage YOUR PLAN DETAILS ARE INSIDE. Look for changes that may apply to you. OPERS Plan Coverage What you need to know for

More information

MEDICAL PLAN SUMMARY 2017

MEDICAL PLAN SUMMARY 2017 MEDICAL PLAN SUMMARY 2017 General Plan Information RED PLAN WHITE PLAN BLUE PLAN Blue Choice PPO SM BlueOptions SM Blue Choice PPO SM In Out of Blue Preferred SM Blue Choice PPO SM Blue SM Traditional

More information

20 E M P L O Y E E B E N E F I 18 T S

20 E M P L O Y E E B E N E F I 18 T S EMPLOYEE BENEFITS 2018 2 advantel employee benefits 2018 Medical Insurance AdvantTel Networks is proud to offer medical benefits available to all eligible employees through United Healthcare (UHC) and

More information

Don t let the unexpected set you back. You re one step closer to simpler benefits.

Don t let the unexpected set you back. You re one step closer to simpler benefits. welcometouhc.com/umiami Don t let the unexpected set you back. You re one step closer to simpler benefits. NEW! Dental and Vision Plans for Students Health care can be hard. We're here to help you through

More information

LMUSD CERTIFICATED PLANS

LMUSD CERTIFICATED PLANS LMUSD CERTIFICATED PLANS 2017-2018 Plan A 100-A $20 Plan B 100-D $20 Plan C 90-G $20 Plan D 80-G $20 Plan E 80-M $40 2-Tier ANCH BRONZE MEDICAL - CALENDAR YEAR Deductibles & Maximums Member Pays Member

More information

Vision Benefit Summary

Vision Benefit Summary University of Hartford Benefit Plan Year 01/01/2019-12/31/2021 Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 myuhcvision.com UnitedHealthcare vision has been trusted for

More information

your 2017 BENEFITS annual enrollment guide CORE benefits PACKAGE

your 2017 BENEFITS annual enrollment guide CORE benefits PACKAGE your 2017 BENEFITS annual enrollment guide CORE benefits PACKAGE It s Time to Enroll At JCPenney, we re proud to offer quality benefit options for you and your family. Use this enrollment period to review

More information

Vision Benefit Summary

Vision Benefit Summary Aurora Public Schools Benefit Plan Year 2017 Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 myuhcvision.com UnitedHealthcare vision has been trusted for more than 50 years

More information

2019 Annual Open Enrollment Form for Dental Coverage

2019 Annual Open Enrollment Form for Dental Coverage DENTAL ENROLLMENT *INSdental* CHICAGO REGIONAL COUNCIL OF CARPENTERS WELFARE FUND RETIREE PLAN OF BENEFITS Fax: (312) 951-3986 Email: pension@crccbenefits.org 12 East Erie Street, Attn: Retirement Benefits

More information

City of Taft. Employee Benefits Guide. Design Zywave, Inc. All rights reserved.

City of Taft. Employee Benefits Guide. Design Zywave, Inc. All rights reserved. City of Taft Employee Benefits Guide Design 2008-2011 Zywave, Inc. All rights reserved. City of Taft offers you and your eligible family members a comprehensive and valuable benefits program. We encourage

More information

Airline Retiree Benefit Plan 2016 Benefits Guide

Airline Retiree Benefit Plan 2016 Benefits Guide Airline Retiree Benefit Plan 2016 Benefits Guide Welcome to the 2016 Airline Retiree Benefit Plan This guide includes detailed information regarding the benefit options available to you through the Airline

More information

Welcome to the Future of Dental & Vision Benefits Today!

Welcome to the Future of Dental & Vision Benefits Today! The QCD of America Dental & Vision Benefit Program is a managed cost program offering a large selection of highly qualified private practice dental and optical professionals. The QCD Philosophy QCD believes

More information

WORKFORCE OPTIMIZATION benefits at a glance independence choice

WORKFORCE OPTIMIZATION benefits at a glance independence choice WORKFORCE OPTIMIZATION 2019 benefits at a glance independence choice This brochure provides an overview of your Insperity benefits package. Actual benefits are subject to the provisions and limitations

More information

$400/$1,200 (Embedded/Traditional) Eligible for Health FSA Coinsurance 90% covered after deductible 80% covered after deductible

$400/$1,200 (Embedded/Traditional) Eligible for Health FSA Coinsurance 90% covered after deductible 80% covered after deductible For U.S. Employees of CeleritiFinTech Services USA All benefits provided to employees of CeleritiFinTech Services USA are managed by Computer Sciences Corporation (CSC), which has outsourced all U.S. health

More information

Serving 39 States OH IN MD DC

Serving 39 States OH IN MD DC Dental Vision Life Disability Why BEST? BEST Life provides competitive, best in class, affordable, dental, vision, life and disability insurance plans to small and large employers in 39 states. We have

More information

Tulane University. Tulane University Staff Benefits Overview

Tulane University. Tulane University Staff Benefits Overview Tulane University 2015 Staff Benefits Overview 1 An important part of your employment experience at Tulane is the total rewards program provided by the University in exchange for your support of our mission.

More information

Blount Open Enrollment Guideline

Blount Open Enrollment Guideline Blount Open Enrollment Guideline Enrollment dates: November 7 11, 2016 Benefits effective 01/01/2017 1. Medical Plan Options United Healthcare Plan A United Healthcare Plan B with Health Savings Account

More information

2018 DENTAL VISION IDENTITY THEFT

2018 DENTAL VISION IDENTITY THEFT 2018 DENTAL VISION IDENTITY THEFT OPEN ENROLLMENT DENTAL INSURANCE VISION INSURANCE IDENTITY THEFT Learn more at: www.ncretiree.com Call us at: 855.627.3847 Open Enrollment Ends October 31, 2017 Administered

More information

2013 Benefit & Premium Summary

2013 Benefit & Premium Summary 2013 Benefit & Premium Summary The following is a list of all benefits provided to or for American Diagnostic Technologies full-time employees: 1. Health Insurance (Blue Cross Blue Shield - PremierBlue)

More information

Employee Benefits Guide

Employee Benefits Guide Employee Benefits Guide Plans effective January 1, 2017 Regular Part-Time Administrators Welcome to Montgomery County Community College! Montgomery County Community College (the College) strives to offer

More information

Ameritas Dental Plan - PPO

Ameritas Dental Plan - PPO To access the full value of the PPO Plan, you are strongly encouraged to utilize In-Network providers. If you are not planning to utilize an In-Network Provider, do not enroll in the PPO Plan or your Out-of-Network

More information

A Dental Insurance Plan For You & Your Family

A Dental Insurance Plan For You & Your Family NEW HAMPSHIRE A Dental Insurance Plan For You & Your Family TRIPLE OPTION Insured by Symetra Life Insurance Company 777 108th Avenue NE, Bellevue, Washington 98004 No Waiting Periods Choose Your Own Dentist

More information

INDIVIDUAL & FAMILY HEALTH BENEFIT PLANS FOR NORTHEAST OHIO

INDIVIDUAL & FAMILY HEALTH BENEFIT PLANS FOR NORTHEAST OHIO INDIVIDUAL & FAMILY HEALTH BENEFIT PLANS FOR NORTHEAST OHIO Understanding what Offers: New Plans offer: Guaranteed Coverage / no pre-existing conditions Prescription Drug benefits $0 cost preventative

More information

Vision Benefit Summary

Vision Benefit Summary PENSKE TRUCK LEASING Benefit Plan Year 2017 Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 myuhcvision.com UnitedHealthcare vision has been trusted for more than 50 years

More information

Vision Insurance - Gold. Enrollment brochure Freedom to choose any vision care provider

Vision Insurance - Gold. Enrollment brochure Freedom to choose any vision care provider 800.365.4999 Enrollment brochure Vision Insurance - Gold Freedom to choose any vision care provider Network option for even greater savings Annual eye exam and single or bifocal lenses at no cost from

More information

Enrollment Guide for Medicare Members

Enrollment Guide for Medicare Members c/o AmWINS Group Benefits 50 Whitecap Drive North Kingstown, RI 02852 Concordia Health Plan Enrollment Guide for Medicare Members Your 2018 Benefits S65 2018 Welcome The plan options outlined in this guide

More information

Vision Benefit Summary

Vision Benefit Summary Community Resources for Justice Benefit Plan Year 07/01/2017-06/30/2020 Vision Benefit Summary Customer Service and Provider Locator: (800) 638-3120 myuhcvision.com UnitedHealthcare vision has been trusted

More information

Employee Benefits Guide

Employee Benefits Guide Employee Benefits Guide Plans effective January 1, 2017 Full-Time Faculty Welcome to Montgomery County Community College! Montgomery County Community College (the College) strives to offer you and your

More information

Allied Oilfield Machine & Pump, LLC

Allied Oilfield Machine & Pump, LLC Allied Oilfield Machine & Pump, LLC Employee Benefits Guide Updated January 1, 2017 Allied Oilfield takes great pride in offering an excellent selection of benefits to all full-time employees. This guide

More information

Anthem Extras Packages

Anthem Extras Packages Anthem Extras Packages Dental, Vision and more California benefits that complement your Medicare Supplement plan Packaged benefits better together Healthy teeth and eyes help contribute to your overall

More information

Employee Benefits Renewal Plan Year: July 1, 2017 June 30, 2018

Employee Benefits Renewal Plan Year: July 1, 2017 June 30, 2018 Employee Benefits Renewal Plan Year: July 1, 2017 June 30, 2018 Prepared for: Florence Unified School District Governing Board Presented by: A Division of Gallagher Benefit Services, Inc. April 11, 2017

More information

Welcome to CorTech s 2014 Voluntary Insurance Program

Welcome to CorTech s 2014 Voluntary Insurance Program Program Welcome to CorTech s 2014 Voluntary Insurance Program MORE 2014 CorTech LLC All rights reserved 1 Welcome to CorTech s Voluntary Insurance Program for 2014! As a new associate, you are eligible

More information

Texas Dental Vision Life Disability

Texas Dental Vision Life Disability Texas Dental Vision Life Disability Why BEST? BEST Life provides competitive, best in class, affordable, dental, vision, life and disability insurance plans to small and large employers in 39 states. We

More information

Utah Dental Vision Life Disability

Utah Dental Vision Life Disability Utah Dental Vision Life Disability Why BEST? BEST Life provides competitive, best in class, affordable, dental, vision, life and disability insurance plans to small and large employers in 39 states. We

More information

OUT OF NETWORK IN NETWORK

OUT OF NETWORK IN NETWORK Humana Vision Plans Routine eye exam 100 130/Materials Only 130 160/Materials Only 160 200 Exam with dilation, as necessary* $10 Up to $30 $10 Up to $30 $10 Up to $30 $0 Up to $30 Retinal imaging 1 Up

More information

BENEFITS ENROLLMENT

BENEFITS ENROLLMENT 2018 2019 BENEFITS ENROLLMENT Open Enrollment begins February 12, 2018. This is your annual opportunity to choose the benefits coverage that s right for you and your family. You will have until March 2,

More information

medical solutions traveler employee medical benefits

medical solutions traveler employee medical benefits medical solutions traveler employee medical benefits OPEN ENROLLMENT FOR PLAN YEAR 1.1.18-12.31.18 GOLD ($500 DEDUCTIBLE) SILVER ($2,000 DEDUCTIBLE) BRONZE ($3,500 DEDUCTIBLE) Deductible Single/Family

More information

INDIVIDUAL DENTAL INSURANCE FOR YOU AND YOUR FAMILY

INDIVIDUAL DENTAL INSURANCE FOR YOU AND YOUR FAMILY NEW JERSEY INDIVIDUAL DENTAL INSURANCE FOR YOU AND YOUR FAMILY No Waiting Periods Choose Your Own Dentist Option Three Cleanings Per Year Lifetime Deductible Up to $5,000 Calendar Year Maximum Plans Available

More information

Flexible Benefits Guide

Flexible Benefits Guide Flexible Benefits Guide Carroll County Public Schools 125 North Court Street Westminster, MD 21157 2016 Flexible Benefits Program This guide will provide information on all your available benefit options.

More information

INDIVIDUAL & FAMILY Health Benefit Plans for Northeast Ohio. Let us show you.

INDIVIDUAL & FAMILY Health Benefit Plans for Northeast Ohio. Let us show you. INDIVIDUAL & FAMILY Health Benefit Plans for Northeast Ohio Let us show you. WHAT DOES AULTCARE OFFER? As a leader in the health care industry for over 30 years, AultCare continues to keep members satisfied

More information

fees are associated with a PPO plan and are accepted by participating providers. For more information visit us at

fees are associated with a PPO plan and are accepted by participating providers. For more information visit us at Ameritas BrightOne Plans are available only to members of the Plan Services Association. WHAT KINDS OF SERVICES ARE COVERED? 1] TYPE 1 CARE Oral Exams Prophylaxis (cleanings) Fluoride treatments (for children

More information

HEALTH & WELFARE BENEFITS PLAN

HEALTH & WELFARE BENEFITS PLAN HEALTH & WELFARE BENEFITS PLAN for employees in OCEA-represented units 2018 OCEA-Administered Health & Welfare Benefits Plan These benefits are provided at no additional cost to employees in regular or

More information

BENEFITS ENROLLMENT

BENEFITS ENROLLMENT 2018 2019 BENEFITS ENROLLMENT Open Enrollment begins February 12, 2018. This is your annual opportunity to choose the benefits coverage that s right for you and your family. You will have until March 2,

More information

Cigna Health and Life Insurance Company. Welcome to Cigna Vision Schedule of Vision Coverage

Cigna Health and Life Insurance Company. Welcome to Cigna Vision Schedule of Vision Coverage Summary of Benefits Cigna Health and Life Insurance Company Cigna Vision Hanover County Coverage Welcome to Cigna Vision Schedule of Vision Coverage In-Network Benefit Out-of-Network Benefit Frequency

More information

2015 INSURANCE ANNUAL/OPEN ENROLLMENT TRANSFER PERIOD

2015 INSURANCE ANNUAL/OPEN ENROLLMENT TRANSFER PERIOD 2015 INSURANCE ANNUAL/OPEN ENROLLMENT TRANSFER PERIOD The insurance annual enrollment/transfer period will be held from October 1 through November 1, 2014. If you are currently participating and do not

More information

Table of Contents. Pre-Tax Benefits. Ameritas Dental Plan 3. Superior Vision Plan 6. Aflac Plans 9. Post-Tax Benefits

Table of Contents. Pre-Tax Benefits. Ameritas Dental Plan 3. Superior Vision Plan 6. Aflac Plans 9. Post-Tax Benefits Table of Contents Pre-Tax Benefits Ameritas Dental Plan 3 Superior Vision Plan 6 Aflac Plans 9 Post-Tax Benefits Boston Mutual Whole Life Plan 10 For Your Reference Continuation of Benefits 14 Contact

More information

Medicare Part D Notice: The benefits in this summary are effective:

Medicare Part D Notice: The benefits in this summary are effective: Medicare Part D Notice: If you (and/or your dependents) have Medicare or will become eligible for Medicare in the next 12 months, a federal law gives you more choices about your prescription drug coverage.

More information

Directory of Programs and Services

Directory of Programs and Services Directory of Programs and Services ABC Insurance is a strategic growth partner with contractors. We provide member firms with objective, resource-based solutions that better equip them to attract, retain

More information

the options the options

the options the options Invested in Invested in all weighing weighing all the options the options 207 Health Coverage Comparison Chart Making the right choice is important. Here s some information you ll need, to help you make

More information

2018 Employee Benefits Overview

2018 Employee Benefits Overview 2018 Employee Benefits Overview www.ncmmhcbenefits.info Employee Benefits We recognize that our employees are our most valuable resource and your benefits program is extremely important to North Central

More information

2018 Health, Dental and Vision Monthly Contributions

2018 Health, Dental and Vision Monthly Contributions 2018 Health, Dental and Vision Monthly Contributions Benefit Plan Monthly Contributions for Active Regular Full-Time and Part-Time Employees Employee Only Spouse Child(ren) Family Dental: Cigna PPO $ 13

More information

Please see the ISMA Anthem Blue View Vision Low Plan and High Plan flyers for benefit details.

Please see the ISMA Anthem Blue View Vision Low Plan and High Plan flyers for benefit details. NEW! Voluntary Anthem Blue View Vision Plan ISMA is excited to introduce Anthem Blue View Vision, a comprehensive vision program designed to meet your routine vision care needs and provide continuous eyewear

More information

Dental, vision, & life insurance

Dental, vision, & life insurance Effective 1/1/19 Individual and Family Dental, vision, & life insurance A complete plan is a better plan There s more to good health than eating right, exercising, and getting regular checkups. Taking

More information

Employee. Package. Benefits N O V E M B E R 1, O C T O B E R 3 1,

Employee. Package. Benefits N O V E M B E R 1, O C T O B E R 3 1, 2017-2018 Employee Benefits Package ENROLLMENT ELECTIONS EFFECTIVE: N O V E M B E R 1, 2 0 1 7 - O C T O B E R 3 1, 2 0 1 8 TBC- FISHERBROYLES OE 2017-2018 Medical Plan- W2 In-Network In-Network In-Network

More information

COVERAGE OPTIONS Fixed Indemnity Plans Enhance your coverage by adding Dental, Vision, Short-term Disability and/or Life and AD&D Insurance

COVERAGE OPTIONS Fixed Indemnity Plans Enhance your coverage by adding Dental, Vision, Short-term Disability and/or Life and AD&D Insurance 2016 NEW HIRE ENROLLMENT IS HERE TIME TO MAKE YOUR BENEFIT CHOICES AMN Healthcare values the contributions of our heatlhcare professionals. In appreciation of your dedicated service, we are pleased to

More information

Vision Program. Effective January 1, Introduction How the Program Works... 2

Vision Program. Effective January 1, Introduction How the Program Works... 2 Vision Program Effective January 1, 2011 Introduction... 2 How the Program Works... 2 A Snapshot of Your Vision Coverage Through Vision Service Plan (VSP)... 3 What the Program Covers... 3 Using VSP Network

More information

Open Enrollment Guide for optional dental and vision coverage

Open Enrollment Guide for optional dental and vision coverage 2016 OPERS Health Care Plan Open Enrollment Guide for optional dental and vision coverage 1 2 3 Read this Open Enrollment Guide carefully Determine if you want to make changes to your dental and/or vision

More information

2018 Health Coverage Comparison Chart

2018 Health Coverage Comparison Chart Invested in weighing the possibilities 08 Health Coverage Comparison Chart Making the right choice is important. Here s some information you ll need to help make more informed decisions. What s Inside

More information

Proposal prepared for: New York Merchant

Proposal prepared for: New York Merchant Customizable Ancillary Benefit Solutions: Another great reason to choose Nippon Life Benefits. Proposal prepared for: New York Merchant Proposal Date: Effective Date: Sales Rep: Broker: Quote ID SIC Code:

More information

American Healthcare 101 Workshop. Spring 2018

American Healthcare 101 Workshop. Spring 2018 American Healthcare 101 Workshop Spring 2018 American Healthcare In the United States healthcare consists of three areas. Healthcare Facilities Health Insurance Healthcare Providers Health Insurance A

More information

DISCOVERY. starts here.

DISCOVERY. starts here. DISCOVERY starts here. Let s talk about... How Medicare Works Medical Plans Prescription Drug Plans Additional Benefits Making a Choice Choosing a new health plan. Learn, compare, then decide. You may

More information

Keller Independent School District s Benefit Plan Year is from January 1, 2018 to December 31, Incentive Plan Rates

Keller Independent School District s Benefit Plan Year is from January 1, 2018 to December 31, Incentive Plan Rates KELLER INDEPENDENT SCHOOL DISTRICT 2018 Benefits Rate Guide The community of Keller ISD will educate our students to achieve their highest standards of performance by engaging them in exceptional opportunities.

More information

City of Marietta 2018 BENEFITS OPEN ENROLLMENT REVIEW

City of Marietta 2018 BENEFITS OPEN ENROLLMENT REVIEW City of Marietta 2018 BENEFITS OPEN ENROLLMENT REVIEW ShawHankins Service Center- can answer questions on all benefits Available 8:30 am 5:00 pm during open enrollment ShawHankins Serivce Center can be

More information

All Savers Dental, Vision and Life Insurance Plans

All Savers Dental, Vision and Life Insurance Plans All Savers Dental, Vision and Life Insurance Plans Employer product overview Dental insurance Dental Preferred Provider Organization (PPO) Plan Unlimited choices. Significant savings. Yours with the PPO

More information

Employee Enrollment Form

Employee Enrollment Form Employee Enrollment orm To speed the enrollment process, please be thorough and fill out all sections that apply. (DO NOT STAPLE) Group Name/Number UnitedHealthCare Insurance Company UnitedHealthCare of

More information

Welcome to ConocoPhillips!! Effective January 1, 2017

Welcome to ConocoPhillips!! Effective January 1, 2017 Welcome to ConocoPhillips!! Effective January 1, 2017 2 Benefits Overview Medical Option Comparison Network Features HDHP Base HDHP with HSA PPO Monthly Cost* You Only/ You + Child You + Spouse/ You+Children

More information

Anthem Extras Packages

Anthem Extras Packages Anthem Extras Packages Dental, Vision and more Indiana Benefits that complement your Medicare Supplement plan Dental coverage You might pay more when you visit an out-of-network dentist Packaged benefits

More information

2017 Benefits Open Enrollment

2017 Benefits Open Enrollment 2017 Benefits Open Enrollment Benefits Open Enrollment Is October 31 November 11, 2016. Ready to Choose? As recently announced by President Zach Green, Colas Inc. continues to align aspects of its business.

More information

Carroll County Public Schools. Flexible Benefits. Open Enrollment Guide

Carroll County Public Schools. Flexible Benefits. Open Enrollment Guide Flexible Benefits Open Enrollment Guide 2019 125 North Court Street Westminster, MD 21157 Together - It's Possible! 2019 FLEXIBLE BENEFITS OPEN ENROLLMENT The Flexible Benefits Program (medical, dental,

More information

ENROLLMENT GUIDE 2018

ENROLLMENT GUIDE 2018 ENROLLMENT GUIDE 2018 2 The Shopping Experience the who, where, and how of enrolling Page 2 How do I enroll? Welcome to your benefits! Consider this guide your menu, if you will, to help you shop for the

More information

2019 ADT BENEFIT & PREMIUM SUMMARY

2019 ADT BENEFIT & PREMIUM SUMMARY 2019 ADT BENEFIT & PREMIUM SUMMARY The following is a list of all benefits provided to or for American Diagnostic Technologies full-time employees: 1. Health Insurance (Blue Cross Blue Shield) Portion

More information

YOUR BENEFIT OPTIONS SHORT-TERM DISABILITY LONG-TERM DISABILITY DENTAL TERM LIFE VISION VOLUNTARY

YOUR BENEFIT OPTIONS SHORT-TERM DISABILITY LONG-TERM DISABILITY DENTAL TERM LIFE VISION VOLUNTARY YOUR OPTIONS SHORT-TERM DISABILITY LONG-TERM DISABILITY DENTAL TERM LIFE VISION VOLUNTARY Rapid Pay Income Replacement SM (Short-term Disability) S AT A GLANCE GROUP SIZE PARTICIPATION WAITING PERIODS

More information

A COMPLETE VISION INSURANCE PORTFOLIO FROM COMPANION LIFE

A COMPLETE VISION INSURANCE PORTFOLIO FROM COMPANION LIFE A COMPLETE VISION INSURANCE PORTFOLIO FROM COMPANION LIFE WHY A VISION CARE PLAN? We believe eye exams are important not only for vision correction, but for disease prevention. And the steady growth of

More information

Vision Insurance Plan 3

Vision Insurance Plan 3 Vision Insurance Plan 3 Good news about vision benefits for employees of Southern Healthcare Agency, Inc. Did you know? 3 in 4 adults need vision correction. 1 9 in 10 employees say visual disturbances

More information

2018 employee benefits YOUR GUIDE.

2018 employee benefits YOUR GUIDE. 2018 employee benefits YOUR GUIDE. 2018 employee benefits 2 TABLE OF CONTENTS Benefits Overview... 2 Benefit Plans Offered... 2 Eligibility... 2 New in 2018... 3 Medical Benefits... 4 Dental Benefits...

More information

Dental, vision & life insurance

Dental, vision & life insurance Effective 1/1/18 Individual and Family Dental, vision & life insurance We know you are tirelessly committed to your pursuit of good health and wellness because when you feel great, you are unstoppable.

More information

FIRST QUARTER 2018 SMALL GROUP PRODUCT PORTFOLIO

FIRST QUARTER 2018 SMALL GROUP PRODUCT PORTFOLIO FIRST QUARTER 2018 SMALL GROUP PRODUCT PORTFOLIO Benefits of Blue Innovative plan designs Full-network tiered benefit plans at every metal level align and focus plans are designed to help keep your costs

More information

Pediatric Dental and Vision

Pediatric Dental and Vision Individual & Family Plans (IFP) and Small Business Group (SBG) Health Net Life Insurance Company (Health Net) Pediatric Dental and Vision When you choose a Health Net PPO insurance plan, your medical plan

More information

None PacificSource Network (PSN) Participating Providers. $250 Non-participating Providers $750

None PacificSource Network (PSN) Participating Providers. $250 Non-participating Providers $750 MEDICAL BENEFIT SUMMARY Comprehensive Medical Plan Domestic Students Who is eligible? University of Oregon Guidelines Provider Network: University Direct Contract Network and PacificSource (PSN) Student

More information

Savanna Energy Services. Your 2016 Guide to Benefits

Savanna Energy Services. Your 2016 Guide to Benefits S Savanna Energy Services Your 2016 Guide to Benefits Benefits at a Glance Copay: A fixed dollar amount you must pay for a specific service, such as an office visit or emergency room. Coinsurance: The

More information