City of Naples. Flood Proposal

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1 City of Naples Flood Proposal Michelle Martin Public Risk Insurance Agency P O Box 2416 Daytona Beach, FL Phone: Fax:

2 PUBLIC RISK INSURANCE AGENCY TABLE OF CONTENTS Overview 1 The Agency of Public Risk Insurance Agency An Introduction to Your Service Team Flood 2 Broker Recommendation/ Recapitulation 3 Notes of Importance Compensation Disclosures Carrier Financial Status Guide to Best s Ratings Items Required Prior to Binding 4 Acceptance of Proposal Recapitulation Remittance of Renewal to Flood Carrier

3 THE AGENCY Risk Management Associates, Inc. dba Public Risk Insurance Agency (PRIA) has established itself as one of the premier insurance services organizations for public entities in the United States. Our in-depth understanding of the unique risk exposures and operating environment of public entities allows us to tailor insurance products and services to effectively meet their needs. As the only independent insurance agency solely dedicated to the public entity market, we are uniquely qualified to meet and exceed the expectations of our clients. Our 20 years of insuring local governments has afforded us significant experience and insight into the unique challenges and constraints that our clients face. PRIA currently represents over 250 public entities in Florida. PRIA is a wholly owned subsidiary of Brown & Brown, Inc. - the 6 th largest independent insurance agency in the United States and 7 th largest worldwide as ranked by Business Insurance Magazine. Brown & Brown brings the experience of representing hundreds of public entities nationally in addition to PRIA s focus in Florida. As a Brown & Brown company, PRIA has access to hundreds of insurance markets nationwide and in the international market. With premium volume exceeding $2,500,000,000 Brown & Brown s volume results in a superior negotiating position and leverage with state specific, regional, national, and international insurers. The focus and experience of our team in all of these markets produces superior risk transfer options and risk control expertise for your entity. PRIA develops customized and innovative approaches towards effectively managing your risk. Cost effective insurance products, professional service, and commitment to client s needs are our primary goals. Proof of account satisfaction is reflected by a 97% business retention rate. To fully serve our clientele, Public Risk Insurance Agency can offer coverage for other exposures such as: Bonds Fiduciary Liability Primary and Excess Flood Workers Compensation Environmental Liability Accidental Death & Dismemberment Special Events Airport Liability Aboveground & Underground Petroleum Tank Liability

4 AN INTRODUCTION TO YOUR SERVICE TEAM Account Executives Matt Montgomery Executive Vice President Robin Faircloth, CISR Director of Operations Paul Dawson, ARM-P Senior Vice President / Account Executive Michelle Martin, CIC Vice President / Account Executive Brian Cottrell, CIC, CRM Vice President / Account Executive Kyle Stoekel Account Executive Michelle Perry Account Executive Service Representatives Brittany O Brien, CIC, CRM Risk Management Department Leader Melody Blake, ACSR Account Representative Patricia Jenkins, CPSR Account Representative Karen Bryan Account Representative Linda Burtchett Account Representative Danielle Coggon Account Representative Christina Carter Account Representative Alexa Gray Assistant Account Representative (386) mmontgomery@bbpria.com (386) rfaircloth@bbpria.com (386) pdawson@bbpria.com (386) mmartin@bbpria.com (386) bcottrell@bbpria.com (386) kstoekel@bbpria.com (386) mperry@bbpria.com (386) bobrien@bbpria.com (386) mblake@bbpria.com (386) pjenkins@bbpria.com (386) kbryan@bbpria.com (386) lburtchett@bbpria.com (386) dcoggon@bbpria.com (386) ccarter@bbpria.com (386) agray@bbpria.com Certificate Requests: certificates@bbpria.com Claim Reporting: claims@bbpria.com Our Service Team philosophy focuses on accountability at all levels of account management. Our goal is not simply to meet your service needs, but to exceed them. All of the employees at PRIA are dedicated to achieving this goal and distinguishing ourselves from the competition.

5 FLOOD Term: June 26, 2017 to June 26, 2018 Company: Wright National Flood Insurance Company (Rated A- V by A.M. Best) Limits of Coverage: Limit: Deductible: Location: Solid Waste Office / 50 Riverside Cir $391,200 - $5,000 - Utilities Admin Bldg-Office / 380 Riverside Cirr $500,000 $383,100 $5,000 $5,000 Police Station- East / 355 Riverside Cir $500,000 $500,000 $5,000 $5,000 Office- Community Development / 295 Riverside Dr $500,000 $500,000 $5,000 $5,000 Warehouse- Bldg 900 / th Ave N $152,300 $133,500 $5,000 $5,000 Shop-Building 950 / th Ave N $411,900 $219,200 $5,000 $5,000 Fire Admin Station 1 / th Ave S $500,000 $157,000 $5,000 $5,000 Shop-Utilities Maintenance / th Ave N Utility Center Warehouse / 275 Riverside Circle Comm Service Admin/Purchasing / 280 Riverside Cir Waste Water Treatment Plant / rd Ave N Preliminary Treatment Bldg / rd Ave N $308,100 $114,000 $5,000 $5,000 $500,000 $500,000 $5,000 $5,000 $309,000 $330,000 $5,000 $5,000 $500,000 $375,000 $5,000 $5,000 $500,000 $500,000 $5,000 $5,000 Control Building / rd Ave N $497,600 $374,700 $5,000 $5,000 Sludge Stabilization Bldg / rd Ave N $500,000 $500,000 $5,000 $5,000 Sludge/Dewater Bldg / rd Ave N $500,000 $500,000 $5,000 $5,000 Generator Building / rd Ave N $269,100 $500,000 $5,000 $5,000 This proposal is intended to give a brief overview. Higher limits may be available. Please refer to coverage forms for complete details regarding definition of terms, exclusions and limitations.

6 FLOOD Location: Chlor/Dechlorination Facility / rd Ave N Water Booster Station / 840 Broad Ave South Limit: Deductible: $251,000 $327,800 $5,000 $5,000 $131,900 $294,000 $5,000 $5,000 Water Booster Station / 2665 Lantern Ln $337,800 $474,800 $5,000 $5,000 Pump Station Control Bldg / 355 Goodlete Rd N River Park Community Center / th St N Office-Locker Rm/Util Maint / th Ave N Fire Admin-Collier County EMS / th Ave S City Hall-Council Chambers / th St S $110,500 $110,000 $5,000 $5,000 $500,000 $196,700 $5,000 $5,000 $164,100 $38,500 $5,000 $5,000 $415,700 $1,500 $5,000 $5,000 $341,200 $87,600 $5,000 $5,000 City Hall / th St S $500,000 $500,000 $5,000 $5,000 MCC/Sampling Bldg / rd Ave N $51,100 $117,700 $5,000 $5,000 Water Booster Station / 2279 Pineland Ave $151,900 $188,300 $5,000 $5,000 Storage Shed / 270 Riverside Cir $92,000 $27,000 $5,000 $5,000 Blower Elec Building / rd Ave N $500,000 $500,000 $5,000 $5,000 Police Station-West / 355 Riverside Cir $500,000 $500,000 $5,000 $5,000 Cambier Park-Tennis Pro Shop / th Ave S $309,800 $58,700 $5,000 $5,000 Riverpark Pool Bathroom / th St N $500,000 - $10, th Street N $500,000 $142,500 $5,000 $5,000 Norris Community Center / th Ave S $500,000 $183,500 $5,000 $5,000 This proposal is intended to give a brief overview. Higher limits may be available. Please refer to coverage forms for complete details regarding definition of terms, exclusions and limitations.

7 RIVERSIDE CIR, SOLID WASTE OFFICE NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $391,200 $0 $5,000 N/A $1, $430,300 N/A $5,000 N/A $1, : $1, $1, FLD* RGLR RE xuypwxvxwpv ZIIkKSFMogC upyd5vfghvt npahgnv0vsi xjfjavrzqpv kj1hhyqsudk oigebkhz2v4

8 RIVERSIDE CIR, UTILITES ADMIN BLDG-OFFICE NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $383,100 $5,000 $5,000 $3, $500,000 $402,300 $5,000 $5,000 $3, : $3, $3, FLD* RGLR RE xuypwxvxvuv ZIIkKSFpeck uqsd5vffut4 nzahgnp6lxi xjfjc0yb25x kj1mmnvyylk oiwgby6:rt4

9 RIVERSIDE CIR, POLICE STATION-EAST NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $3, N/A N/A N/A N/A N/A : $3, N/A FLD* RGLR RE xuypwxvxvqv ZIIkKSF9OHc uqrd5vfdu44 nzahgnylpyi xjfjcgyimjv kj1jb05wxnk oi3w6cdjvh4

10 RIVERSIDE CIR, OFFICE-COMMUNITY DEVELOPMENT NAPLES, FL Current Zone: X Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $1, N/A N/A N/A N/A N/A : $1, N/A FLD* RGLR RE xuypwxvxyuv ZIIkKSFI1gK uqqd5vfgmpt npahgnwlayi xjfjbzbdxkv kj1bbx1vhdk oije23v22d4

11 TH AVE N, WAREHOUSE-BLDG 900 NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $152,300 $133,500 $5,000 $5,000 $14, $167,500 $140,200 $5,000 $5,000 $15, : $14, $15, FLD* RGLR RE F xuypwxvxwxv ZIIkKSFLijA uqpd5vfgmpt npahgnvjnvi xjfjtajox:t kj1ltglngnk oizgb;ft6z4

12 TH AVE N, SHOP-BUILDING 950 NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $411,900 $219,200 $5,000 $5,000 $18, $453,100 $230,200 $5,000 $5,000 $19, : $18, $19, FLD* RGLR RE E xuypwxvxyvt ZIIkKSFINqk uprd5vffod4 nzahgnwnrri xjfjcbey:mv kj1imy7solk oirwfwzbf04

13 PUBLIC RISK INSURANCE AGENCY 835 8TH AVE S, FIRE ADMIN STATION 1 NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $157,000 $5,000 $5,000 $4, $500,000 $164,900 $5,000 $5,000 $4, : $4, $4, FLD* RGLR RE xxuywxvxwxv xiikksf9wdi ZrRD5VFFp6v nzahgnwco1i njfjb4myknv kj1ltul2phc oialez1xfh4

14 TH AVE N, SHOP-UTILITIES MAINTENANCE NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $308,100 $114,000 $5,000 $5,000 $23, $338,900 $119,700 $5,000 $5,000 $24, : $23, $24, FLD* RGLR RE D xuypwxvxxvt ZIIkKSFIjfc upqd5vfeptt nzahgnudu:i xjfjbcwspcv kj1fg6karfk oihmfowh6l4

15 PUBLIC RISK INSURANCE AGENCY 275 RIVERSIDE CIRCLE, UTILITY CNTR WAREHOUSE NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $2, N/A N/A N/A N/A N/A : $2, N/A FLD* RGLR RE xxuywxvxvrv xiikksf93ya ZrQD5VFEOfp nzahgnyif5i njfjcussazv kj1cr40zmbc oiu6ebpr644

16 PUBLIC RISK INSURANCE AGENCY 280 RIVERSIDE CIR, COMM SERVICE ADMIN/PURCHASING NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $309,000 $330,000 $5,000 $5,000 $2, $339,900 $346,500 $5,000 $5,000 $2, : $2, $2, FLD* RGLR RE xxuywxvxvqv xiikksfq8bk ZrPD5VFGCpv npahgnylsti njfjbu4bfzv kj1ld4uy3bc oiovefrhf44

17 TH STREET SOUTH PUBLIC RISK INSURANCE AGENCY RD AVE N, WASTE WATER TREATMENT PLANT NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $375,000 $5,000 $5,000 $3, $500,000 $393,800 $5,000 $5,000 $3, : $3, $3, FLD* RGLR RE xxuywxvxvpx xiikksf82fa ZrZD5VFGVdv kyahgnthsri njfjajcup2t kj1nylcqdjc oio4qj3r6z4

18 RD AVE N, PRELIMINARY TREATMENT BLDG NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $21, N/A N/A N/A N/A N/A : $21, N/A FLD* RGLR RE xuypwxvxxrv ZIIkKSF9buC upzd5vfeltt kyahgnylt1i xjfjcugzsuv kj1mf6xdadk oiaofcurvl4

19 RD AVE N, CONTROL BUILDING NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $497,600 $374,700 $5,000 $5,000 $4, $500,000 $393,400 $5,000 $5,000 $4, : $4, $4, FLD* RGLR RE xuypwxvxxsv ZIIkKSFHLDc uqsd5vfgbft koahgnwz3ti xjfjtxt8zrt kj1ginoprfk oia7fof8fl4

20 RD AVE N, SLUDGE STABILIZATION BLDG NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $14, N/A N/A N/A N/A N/A : $14, N/A FLD* RGLR RE xuypwxvxvqv ZIIkKSFM1FI uqrd5vfdhv4 koahgnxh93i xjfjblg3mlv kj1eda2k6nk oijof3:z244

21 RD AVE N, SLUDGE/DEWATER BLDG NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $2, N/A N/A N/A N/A N/A : $2, N/A FLD* RGLR RE F xuypwxvxyvv ZIIkKSFqjfA uqqd5vfdtn4 kyahgnxfawi xjfjcrarinv kj1ayyvekfk oi2m27drfd4

22 RD AVE N, GENERATOR BLDG NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $269,100 $500,000 $5,000 $5,000 $4, $296,000 $500,000 $5,000 $5,000 $4, : $4, $4, FLD* RGLR RE E xuypwxvxxxt ZIIkKSFIwUi uqpd5vfdpd4 kyahgnvuy7i xjfjaijxsfx kj1hzlbs8lk oirebua86h4

23 RD AVE N, CHLOR/DECHLORINATION FACILITY NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $251,000 $327,800 $5,000 $5,000 $2, $276,100 $344,200 $5,000 $5,000 $2, : $2, $2, FLD* RGLR RE D xuypwxvxwtt ZIIkKSFqgZc uprd5vfg8vt koahgnzxm4i xjfjtjnerfv kj1ciyn6dfk oingbgjtrp4

24 BROAD AVENUE SOUTH, WATER BOOSTER STATION NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $131,900 $294,000 $5,000 $5,000 $ $145,100 $308,700 $5,000 $5,000 $1, : $ $1, FLD* RGLR RE C xuypwxvxxvt ZIIkKSFqThI upqd5vfeo6t koahgnrtxvi xjfjchoe0ev kj1iaglwvfk oi1y6si8rp4

25 LANTERN LN, WATER BOOSTER STATION NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $337,800 $474,800 $5,000 $5,000 $23, $371,600 $498,500 $5,000 $5,000 $24, : $23, $24, FLD* RGLR RE B xuypwxvxxtt ZIIkKSFH3xC uppd5vfftr4 kyahgnwbt3i xjfjat3c8xt kj1lfoi9unk oiyerkjh284

26 PUMP STATION CONTROLBLDG 355 GOODLETE RD N, PUMP STATION CONTROL BLDG NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $110,500 $110,000 $5,000 $5,000 $2, $121,600 $115,500 $5,000 $5,000 $2, : $2, $2, FLD* RGLR RE xuypwxvxxuv ZIIkKSFHSik upzd5vfdo6t kxahgnxhwsi xjfjbmjyzdx kj1dwfbxhnk oiwufs72b04

27 TH ST N, RIVER PARK COMMUNITY CENTER NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $196,700 $5,000 $5,000 $4, $500,000 $206,500 $5,000 $5,000 $4, : $4, $4, FLD* RGLR RE xuypwxvxyqv ZIIkKSFH72c upyd5vfgvf4 kxahgnvbx;i xjfjcl8s0jx kj1kqixlydk oigofg:8rl4

28 TH AVE N, OFFICE-LOCKER RM/UTIL MAINT NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $164,100 $38,500 $5,000 $5,000 $8, $180,500 $40,400 $5,000 $5,000 $9, : $8, $9, FLD* RGLR RE xuypwxvxyzv ZIIkKSFMaMk uqrd5vfepdt kgahgnwfpsi xjfjtfss9mx kj1ognrcsnk oiygr3jjvh4

29 TH AVE S, FIRE ADMIN-COLLIER COUNTY EMS NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $415,700 $1,500 $5,000 $5,000 $8, $457,300 $1,600 $5,000 $5,000 $9, : $8, $9, FLD* RGLR RE xuypwxvxwsv ZIIkKSFLHyc upud5vfg;rt kfahgnwckri xjfjai9nisv kj1anikiynk oizw2;e86l4

30 (386) , CITY HALL-COUNCIL CHAMBERS NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $341,200 $87,600 $5,000 $5,000 $1, $375,300 $92,000 $5,000 $5,000 $1, : $1, $1, FLD* RGLR RE Company xuypwxvxyxv ZIIkKSFHVyk uqsd5vfgrtt kfahgnvsp4i xjfjboeptdv kj1kdhgllnk oiwwbc;p644

31 (386) , CITY HALL NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $2, N/A N/A N/A N/A N/A : $2, N/A FLD* RGLR RE D Company xuypwxvxvxt ZIIkKSFIq1c uprd5vffjnt keahgnvfhqi xjfjbqrpjtv kj1ornwpnnk oi75bywh684

32 (386) RD AVE N, MCC/SAMPLING BLDG NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $51,100 $117,700 $5,000 $5,000 $1, $56,200 $123,600 $5,000 $5,000 $1, : $1, $1, FLD* RGLR RE Company xuypwxvxwrx ZIIkKSFqm2I uqpd5vfgr64 kwahgnvdlwi njfjtu9b27x kj1ivc0bhgc oilwfo0jvv4

33 (386) WATER BOOSTER STATION 2279 PINELAND AVE, WATER BOOSTER STATION NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $151,900 $188,300 $5,000 $5,000 $6, $167,100 $197,700 $5,000 $5,000 $6, : $6, $6, FLD* RGLR RE D Company xuypwxvxxtt ZIIkKSFIbBc upud5vffcdt klahgnygi9i njfjbpjuqux kj1ac3v11gc oipwrsq2vp4

34 (386) RIVERSIDE CIR, STORAGE SHED NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $92,000 $27,000 $5,000 $5,000 $1, $101,200 $28,400 $5,000 $5,000 $1, : $1, $1, FLD* RGLR RE Company xuypwxvxvzv ZIIkKSFMhpA upzd5vfejdt jxahgnx82xi njfjcrrjunx kj1cx94b5oc oiqory8zbp4

35 (386) RD AVE N, BLOWER ELEC BUILDING NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $2, N/A N/A N/A N/A N/A : $2, N/A FLD* RGLR RE Company xuypwxvxwqv ZIIkKSFpzli upyd5vfgzf4 jxahgny5pxi njfja5;q0gv kj1foxhk9mc oi7ovwtzbd4

36 (386) RIVERSIDE CIR, POLICE STATION-WEST NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $500,000 $5,000 $5,000 $11, N/A N/A N/A N/A N/A : $11, N/A FLD* RGLR RE E Company xuypwxvxwvt ZIIkKSFMgni uqpd5vfeort jyahgnxinsi njfjbi3ckvv kj1cbq1bqec oivob;n:vp4

37 (386) TH ST N, RIVERPARK POOL BATHROOM NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $0 $10,000 N/A $9, N/A N/A N/A N/A N/A : $9, N/A FLD* RGLR RE Company xuypwxvxypv ZIIkKSFp6CA uppd5vfdoft juahgnr34yi njfjcb22yit kj1kohxe8ec oiawfoeb6d4

38 PUBLIC RISK INSURANCE AGENCY TH ST N, NAPLES, FL CRS Discount: 0% Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $142,500 $5,000 $5,000 $5, $500,000 $149,600 $5,000 $5,000 $5, : $5, $5, FLD* RGLR RE A xxuywxvxwux xiikksfmwai upqd5vfg2xp ooahgnt:zyi ZJFjBQML7FV kj1d6rz1ogi oidlqbcjfl4

39 TH AVE S, NORRIS COMMUNITY CENTER NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $500,000 $183,500 $5,000 $5,000 $1, $500,000 $192,700 $5,000 $5,000 $1, : $1, $1, FLD* RGLR RE xuypwxvxxzv ZIIkKSF8YfK uqsd5vfgudt kfahgnv:f9i ZJFjC7L4EbV kj1dyudkymi oimobcj2fz4

40 FLOOD Term: June 18, 2017 to June 18, 2018 Company: Wright National Flood Insurance Company (Rated A- V by A.M. Best) Limits of Coverage: Limit: Deductible: Location: Elec Bldg 3 / rd Ave N $65,900 $129,800 $5,000 $5,000

41 4/23/ /18/17 4/23/17 ELEC BLDG RD AVE N, ELEC BLDG 3 NAPLES, FL Please make your renewal payment on or before the expiration date shown above. payments can be made If the coverage amount(s) shown under or the payor listed above is incorrect, please contact your agent. $65,900 $129,800 $5,000 $5,000 $4, $72,500 $136,300 $5,000 $5,000 $4, : 6/18/17 $4, $4, FLD* RGLR RE xuypwxvxxqv ZIIkGSF8w:i uqrd5vfejdt obahgnxz1vi ZJFjtxB0Rcx kj1kkkvayoi oioebom8bz4

42 PREMIUM RECAPITULATION Page 1 of 2 Annual Check Option Accept Reject FLOOD Solid Waste Office / 50 Riverside Cir $1,146 Utilities Admin Bldg-Office / 380 Riverside Cirr $3,269 Police Station- East / 355 Riverside Cir $3,376 Office- Community Development / 295 Riverside Dr $1,387 Warehouse- Bldg 900 / th Ave N $14,143 Shop-Building 950 / th Ave N $18,900 Fire Admin Station 1 / th Ave S $4,495 Shop-Utilities Maintenance / th Ave N $23,312 Utility Center Warehouse / 275 Riverside Circle $2,808 Comm Service Admin/Purchasing / 280 Riverside Cir $2,285 Waste Water Treatment Plant / rd Ave N $3,341 Preliminary Treatment Bldg / rd Ave N $21,227 Control Building / rd Ave N $4,688 Sludge Stabilization Bldg / rd Ave N $14,450 Sludge/Dewater Bldg / rd Ave N $2,808 Generator Building / rd Ave N $4,103 Chlor/Dechlorination Facility / rd Ave N $2,172 Water Booster Station / 840 Broad Ave South $964 Water Booster Station / 2665 Lantern Ln $23,983 Pump Station Control Bldg / 355 Goodlete Rd N $2,396 River Park Community Center / th St N $4,532 Office-Locker Rm/Util Maint / th Ave N $8,754 Fire Admin-Collier County EMS / th Ave S $8,662 City Hall-Council Chambers / th St S $1,420 City Hall / th St S $2,000 MCC/Sampling Bldg / rd Ave N $1,616 Water Booster Station / 2279 Pineland Ave $6,562 Storage Shed / 270 Riverside Cir $1,715 Blower Elec Building / rd Ave N $2,808 Police Station-West / 355 Riverside Cir $11,208 Cambier Park-Tennis Pro Shop / th Ave S $4,963 (estimated) Riverpark Pool Bathroom / th St N $9,631

43 PREMIUM RECAPITULATION Page 2 of 2 Annual Check Option Accept Reject FLOOD th Street N $5,004 Norris Community Center / th Ave S $1,601 Elec Bldg 3 / rd Ave N $4,271 NOT TO EXCEED PREMIUM $230,000 I authorize PRIA to request the underwriters to bind coverage on the items indicated above and acknowledge receipt of the Compensation and Financial Condition Disclosure(s) provided in this proposal. (Signature) (Name & Title) (Date)

44 Notes of Importance: 1. Quotes provided in the proposal are valid until 06/26/2017. After this date terms and conditions are subject to change by the underwriters. 2. s are subject to change if all lines of coverage quoted are not bound. s are subject to 100% minimum premium upon binding. 3. Not all coverages requested may be provided in this quotation. 4. Flood quotes from NFIP may be available. Please advise your agent if you have property located in zones A or V and would like to have separate NFIP quotes. 5. Property values are based on information supplied by you. You should have reviewed your property schedule and as you deem necessary have appraisals done to verify your reported values are accurate based on current market conditions. 6. The total premium is due within 30 days of inception. financing can be arranged if needed. 7. Quote is not bound until written orders to bind are received from the insured and the Company subsequently accepts the risk. 8. Should signed application reveal differing details/data than original application received, the entire quote/binder is subject to revision and possible retraction. 9. Higher limits of liability may be available. Please consult with your agent. 10. This proposal is based upon exposures to loss made known to the Public Risk Insurance Agency. Any changes in exposures (i.e. new operations, new acquisitions of property or change in liability exposure) need to be promptly reported to us in order that proper coverage may be put into place. 11. This proposal is intended to give a brief overview. Please refer to coverage agreements for complete information regarding definition of terms, deductibles, sub-limits, restrictions and exclusions that may apply. In the event of any differences, the policy will prevail.

45 Retail Compensation Disclosure In addition to the commissions or fees received by us for assistance with the placement, servicing, claims handling, or renewal of your insurance coverages, other parties, such as excess and surplus lines brokers, wholesale brokers, reinsurance intermediaries, underwriting managers and similar parties, some of which may be owned in whole or in part by Brown & Brown, Inc., may also receive compensation for their role in providing insurance products or services to you pursuant to their separate contracts with insurance or reinsurance carriers. That compensation is derived from your premium payments. Additionally, it is possible that we, or our corporate parents or affiliates, may receive contingent payments or allowances from insurers based on factors which are not client-specific, such as the performance and/or size of an overall book of business produced with an insurer. We generally do not know if such a contingent payment will be made by a particular insurer, or the amount of any such contingent payments, until the underwriting year is closed. That compensation is partially derived from your premium dollars, after being combined (or pooled ) with the premium dollars of other insured s that have purchased similar types of coverage. We may also receive invitations to programs sponsored and paid for by insurance carriers to inform brokers regarding their products and services, including possible participation in company-sponsored events such as trips, seminars, and advisory council meetings, based upon the total volume of business placed with the carrier you select. We may, on occasion, receive loans or credit from insurance companies. Additionally, in the ordinary course of our business, we may receive and retain interest on premiums you pay from the date we receive them until the date of premiums are remitted to the insurance company or intermediary. In the event that we assist with placement and other details of arranging for the financing of your insurance premium, we may also receive a fee from the premium finance company. Questions and Information Requests: Should you have any questions or require additional information, please contact this office at or, if you prefer, submit your question or request online at

46 Guide to Bests Ratings Best Category Rating Description Secure A++ Superior Secure A+ Superior Secure A Excellent Secure A- Excellent Secure B++ Very Good Secure B+ Very Good Vulnerable B Fair Vulnerable B- Fair Vulnerable C++ Marginal Vulnerable C+ Marginal Vulnerable C Weak Vulnerable C- Weak Vulnerable D Poor Vulnerable E Under Regulatory Supervision Vulnerable F In Liquidation Vulnerable S Rating Suspended Not Rated NR-1 Insufficient Data Not Rated NR-2 Insufficient Size and/or operating experience Not Rated NR-3 Rating Procedure Inapplicable Not Rated NR-4 Company Request Not Rated NR-5 Not Formally Followed Rating Modifier u Under Review Rating Modifier q Qualified Affiliation Code g Group Affiliation Code p Pooled Affiliation Code r Reinsured Guide to Best s Financial Size Categories Reflects size of I Less than $1,000,000 insurance company II $1,000,000 - $2,000,000 based on their III $2,000,000 - $5,000,000 capital, surplus IV $5,000,000 - $10,000,000 and conditional V $10,000,000 - $25,000,000 reserve funds in VI $25,000,000 - $50,000,000 U.S. dollars. VII $50,000,000 - $100,000,000 VIII $100,000,000 - $250,000,000 IX $250,000,000 - $500,000,000 X $500,000,000 - $750,000,000 XI $750,000,000 - $1,000,000,000 XII $1,000,000,000 - $1,250,000,000 XIII $1,250,000,000 - $1,500,000,000 XIV $1,500,000,000 - $2,000,000,000 XV Greater than $2,000,000,000 Public Risk Insurance Agency always strives to place your coverage with highly secure insurance companies. We cannot, however, guarantee the financial stability of any carrier.

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