Alien Insurers. Annual Statement

Transcription

1 This publication is offered in three units based on the needs of the subscriber. For additional information, the index and table of contents include all three volumes. If a subscriber has interest in a chart not included in the current subscription, it may be purchased individually from the publications department at These charts do not constitute a formal legal opinion by the NAIC staff on the provisions of state law and should not be relied upon as such. Every effort has been made to provide correct and accurate summaries to assist the reader in targeting useful information. For further details, the statutes and regulations cited should be consulted. The NAIC attempts to provide current information; however, readers should consult state law for additional adoptions. Abuse State Laws on Domestic Violence... III-MC-40 Accounting Practices & Procedures Manual Required... I-CF-40 Accelerated Death Benefits in Life Insurance... II-LI-60 Acupuncturist Mandated Providers... II-HB-30 Administrators Licensing Requirements... I-PL-20 Adjusters Adjuster Licensing Requirements... I-PL-40 Licensing Fees... I-PA-10 Licensing Laws... I-PL-40 Public Adjusters... I-PL-40 Records Maintenance... III-MC-90 Aftermarket Automobile Parts... II-PA-40 Agents See Producers Alcohol Abuse Mandated Benefits... II-HB-27 Alien Insurers Capital and Surplus for Surplus Lines Insurers... I-CF-30 Deposit Requirements for Alien Insurers... I-CF-30 International Insurers Department Listing... I-CA-70 Surplus Lines List of Approved Insurers... I-CA-70 Trust Funds for Alien Insurers... I-CF-30 Alliances for Health Coverage... II-HG-30 Allocation of Surplus Lines Taxes... III-TX-53 Alzheimer s Disease Mandated Benefits... II-HB-25 Annual Statement Annual Statement Electronic Filing Requirements... I-CA-10 Annual Statement Filing Fees... I-CA-10 Blue Cross/Blue Shield Companies Filing Dates... III-TX-30 Filing Dates... I-CA-10 Guaranty Fund Assessments Shown as Assets... I-CF National Association of Insurance Commissioners INDEX-1

2 Annual Statement (cont.) Penalties for Late or Failure to File Statement... I-CA-10 Reporting Form... I-CA-10 Annuities Charitable Gift... II-LU-30 Disclosure Provisions... II-LI-35 Premium Tax... III-TX-20 Structured Settlement Annuities.... II-LU-50 Suitability of Sales... II-LI-55 Appeal of Health Care Decisions... II-HA-60 Appointments of Producers... I-PA-40 Assessments Guaranty Fund Assessments Shown as Assets... I-CF-55 Insurance Department Operating Expenses... III-RA-90 Attention Deficit/Hyperactivity Disorder Mandated Benefits... II-HB-25 Audiologist Mandated Providers... II-HB 30 Autism Mandated Benefits... II-HB-26 Automobile see Motor Vehicle Babies see Infants Bail Bonds Bail Bondsmen Fingerprint Requirements... I-PA-30 Bond Requirements... I-PL-50 Best Practices Organizations... III-RA-30 Birth Control Mandated Benefits... II-HB-15 Blue Cross and Blue Shield Plans Annual Statement Filing Dates... III-TX-30 Premium Tax... III-TX-30 Bonds High-Yield, High-Risk... I-CF-50 Bonds Third Party Administrator... I-PL-20 Book Entry System for Securities... I-CF-80 Brokers see Producers Cancer Cancer Related Testing and Therapy... II-HB-17 Chemotherapy... II-HB National Association of Insurance Commissioners INDEX-2

3 Cancer (cont.) Off-Label Drug Use Mandated Benefits... II-HB-10 Screening Tests: Mammography, Pap Smears, etc.... II-HB-15 Prostate, Colorectal... II-HB-17 Capital and Surplus Captive Insurers... I-CA-80 Insurers... I-CF-10 Risk-Based Capital Requirements... I-CF-20 Surplus Lines Insurers... I-CF-30 Caps on Awards for Medical Malpractice... II-PC-80 Captives... I-CA-80 Car see Motor Vehicle Casualty Insurance see Property and Casualty Insurance Cell Phone and Messaging Laws... II-PA-20 Charities Charitable Gift Annuities... II-LU-30 Insurable Interest in Life Policies... II-LI-45 Chemical Dependency Mandated Providers... II-HB-35 Chemotherapy Mandated Benefits... II-HB-17 Chiropractor Mandated Providers... II-HB-20 Claim Forms Fraud Warning... III-MC-10 Claims Settlement Provisions... III-MC-50 Clearing Corporations... I-CF-80 COLI see Corporate Owned Life Insurance Commercial Lines Re-engineering... II-PC-20 Community Investment Tax Credits... III-TX-65 Commissions and Fees to Producers... I-PA-70 Common Stock Limitations on Investment... I-CF-50 Company Capital and Surplus Minimum Requirements... I-CF-10 Capital and Surplus Surplus Lines Insurers... I-CF-30 Captives... I-CA-80 Compensation Disclosure Requirements for Producers... I-PA-15 Custodial Arrangements for Securities... I-CF National Association of Insurance Commissioners INDEX-3

4 Company (cont.) Demutualization... I-CS-20 Deposit Requirements... I-CF-15 Financial Examinations... I-CF-40 Legal Services Plans... I-CA-30 Quarterly Financial Reporting... I-CA-10 Risk Based Capital and Surplus Requirements... I-CF-20 Seasoning Requirements... I-CA-20 State Insurance Statutes on Government Ownership of Insurers... I-CS-50 Compulsory Motor Vehicle Insurance... II-PA-30 Confidentiality of Insurer Self-Audit... III-MC-60 Confidentiality of Regulatory Information... III-RA-40 Conflict of Interest... III-RA-10 Consultants Licensing... I-PL-30 Continuation of Health Insurance... II-HG-20 Continuing Education Adjusters... I-PL-40 Producer s Educational Requirements... I-PA-20 Coordination of Benefits Coordination with Individual Policies... II-HA-40 Medical Portion of Auto and Group Health... II-HA-40 Corporate Owned Life Insurance (COLI) Insurable Interest of Employers... II-LI-50 Counselor Mandated Providers... II-HB-35 Craniofacial Abnormalities Mandated Benefits... II-HB-10 Credit Insurance Agents Licensing... I-PL-60 Credit Reports Use in Insurance Underwriting... III-MC-20 Credit Scoring... III-MC-20 Credits Against Premium Tax Guaranty Association Assessment... III-TX-60 Community Investments... III-TX-65 Criminal Penalties for Unauthorized Insurance... I-CA National Association of Insurance Commissioners INDEX-4

5 Custodians for Insurer Securities... I-CF-80 Death Benefit Proceeds Interest Payable... II-LI-10 In Life Insurance... II-LI-60 Definition of Insurance... III-RE-10 Demutualization... I-CS-20 Dental Mandated Benefits... II-HB-18 Dentist Mandated Providers... II-HB-30 Deposits Required of Insurers to Do Business... I-CF-15 Surplus Lines Insurers... I-CF-30 Digital Signatures... III-RA-20 Direct Procurement Premium Tax Rate... III-TX-55 Discount Plans for Health Care... II-HA-80 Discounts on Motor Vehicle Premiums... II-PA-35 Discrimination Abuse Victims Insurance... III-MC-40 Discrimination (cont.) Credit Reports... III-MC-20 Genetic Testing... II-HB-50 Redlining... III-MC-45 Diskette Filing of Annual Statements... I-CA-10 Documents Public Access... III-RA-40 Domestic Abuse Victims Insurance... III-MC-40 Drug Abuse Mandated Benefits... II-HB-27 ERISA METS and MEWAS Legislation... II-HA-95 Education Producer Requirements... I-PA-20 Elderly Long-Term Care Insurance Act Provisions... II-HS-10 Long-Term Care Insurance Regulation Provisions... II-HS-15 Electronic Filing of Annual Statements... I-CA-10 Electronic Signatures... III-RA-20 Employee Benefits Small Group Health Insurance Availability... II-HG National Association of Insurance Commissioners INDEX-5

6 Enrollment Periods for HMOs... II-HM-20 Ethical Standards for Insurance Departments... III-RA-10 Examinations Adjusters... I-PL-40 Payment of Exam Expense by Company... I-CF-40 Frequency of Company Financial Exams... I-CF-40 Reports Confidentiality... I-CF-40 Extended Warranties... II-PA-60 External Grievance Procedures... II-HA-60 Factoring of Structured Settlement Agreements.... II-LU-50 Fees Adjusters... I-PL-40 Annual Statement Filing Fees... I-CA-10 Life Policies Filing Fees... II-LI-20 Producer Compensation: Fees and Commissions... I-PA-70 Producer Licensing Fees... I-PA-10 Third Party Administrators... I-PL-20 Fiduciary Duty of Agents Who Receive Premiums... I-PA-60 Filing Requirements Annual Statement Electronic Filing... I-CA-10 Health Insurance Rate Filing Requirements in the States... II-HA-10 Life Policy Forms... II-LI-20 Property/Casualty, Workers Compensation and Title Insurance Rate Filing Requirements... II-PA-10 Quarterly Financial Reporting... I-CA-10 Financial Information, Privacy... III-MC-30 Financial Reporting, Quarterly... I-CA-10 Fingerprinting Requirements for Licensing... I-PA-30 Footwear Mandated Benefits... II-HB-10 Form Filing for Life Insurance... II-LI-20 Fraud and Incontestability of Life Insurance... II-LI-40 Fraud Money Laundering... III-MC-95 Fraud Prevention Laws... III-MC-10 Freedom of Choice Laws see Mandated Providers 2013 National Association of Insurance Commissioners INDEX-6

7 Funding for Department Operating Expenses... III-RA-90 Genetic Testing... II-HB-50 Gramm-Leach-Bliley Act Implementation Privacy of Consumer Information... III-MC-30 Group Health Insurance Continuation Provisions... II-HG-20 Genetic Testing... II-HB-50 Small Group Health Insurance Availability... II-HG-10 Guaranty Funds Assessments Shown as Assets... I-CF-55 Coverage for HMOs... III-IN-10 Credits Against Premium Tax For Association Assessments... III-TX-60 Health Maintenance Organization Coverage By Guaranty Funds... III-IN-50 Life and Health Policy Limits... III-IN-10 Life and Health Premium Offsets... III-IN-10 Guaranty Funds (cont.) Premium Tax Credits for Guaranty Association Assessments... III-TX-60 Property and Casualty Liability Limits... III-IN-30 Property and Casualty Policy Limits... III-IN-30 Property and Casualty Triggering Provisions... III-IN-35 HMO see Health Maintenance Organizations Health Care Discount Plans... II-HA-80 Health Department Regulation of HMOs... II-HM-10 Health Information Privacy... III-MC-30 Health Insurance Appeal of Health Care Decisions... II-HA-60 Best Practices Organizations... III-RA-30 Continuation Provisions... II-HG-20 Coordination of Benefits... II-HA-40 External Grievance Procedures... II-HA-60 Genetic Testing... II-HB-50 Life and Health Triggering Provisions... III-IN National Association of Insurance Commissioners INDEX-7

8 Health Insurance (cont.) Group Health Coordination with Auto s Medical... II-HA-40 Independent Review of Health Care Decisions... II-HA-60 Mandated Benefits Autism Spectrum Disorders... II-HB-26 Cancer Related Testing and Therapy... II-HB-17 Dental... II-HB-18 Mental Health... II-HB-25 Other... II-HB-10 Preventative Care... II-HB-15 Substance Abuse and Addiction... II-HB-27 Women s Health, Pregnancy, Fertility and Preventive Care... II-HB-15 Women s Health... II-HB-16 Mandated Providers - Other... II-HB-30 Mandated Providers - Mental Health... II-HB-35 Open Enrollment Periods for HMOs... II-HM-20 Pooling... II-HA-20 Purchasing Alliances... II-HG-30 Rate Filing Requirements... II-HA-10 Readability Requirements... III-MC-25 Health Insurance (cont.) Recognition of Best Practices Organizations... III-RA-30 Small Group Insurance Availability... II-HG-10 Stop Loss Coverage... II-HA-90 Utilization Review Standards... II-HA-50 Health Maintenance Organizations Deposit Requirements... II-HM-30 Guaranty Fund Coverage... III-IN-50 Net Worth Requirements... II-HM-30 Open Enrollment Periods for HMOs... II-HM-20 Premium Taxation... III-TX-35 Regulatory Agency... II-HM-10 Hearing Impaired Mandated Benefits... II-HB-10 Hemophilia Mandated Benefits... II-HB-10 Holding Company Act... I-CS-40 Home Warranty Contracts Laws... II-PA-60 IID see International Insurers Department 2013 National Association of Insurance Commissioners INDEX-8

9 Illustrations for Life Insurance... II-LI-30 In Vitro Fertilization Mandated Benefits... II-HB-15 Incontestability Provisions in Life Insurance... II-LI-40 Independent Review of Health Care Decisions... II-HA-60 Infants Birth-Related Neurological Injuries Medical Malpractice State Fund... III-RA-70 Genetic Testing... II-HB-50 Health Exams Mandated Benefits... II-HB-15 PKU Mandated Benefits... II-HB-15 Infertility Mandated Benefits... II-HB-15 Insolvency Life and Health Guaranty Fund Provisions... III-IN-10 Life and Health Guaranty Fund Triggering Provisions... III-IN-15 Property and Casualty Guaranty Fund Provisions... III-IN-30 Property and Casualty Guaranty Fund Triggering Provisions... III-IN-35 Insolvency (cont.) Investor Owned Life Insurance... II-LI-45 Insurance Definitions... III-RE-10 Insurance Department Regulation of HMOs... II-HM-10 Insurance Departments Assessments for Department Operating Expenses... III-RA-90 Ethics Standards... III-RA-10 Organization of State Insurance Departments... III-RE-20 Insurance Regulators... III-RE-20 Interest Payable on Death Benefits... II-LI-10 International Insurers Department Listing... I-CA-70 Internet Transactions Electronic Signatures... III-RA-20 Investments Common Stock Investment Limits... I-CF-50 Credits for Investing in Communities... III-TX-65 Junk Bonds Limits on Investment... I-CF-50 Limitations on Insurers Investment in Real Estate and Mortgages... I-CF National Association of Insurance Commissioners INDEX-9

10 Investments (cont.) Preferred Stock Investment Limits... I-CF-50 Premium Tax Credits for Investing in Communities... III-TX-65 Investor Owned Life Insurance... II-LI-45 IRIS see Insurance Regulatory Information System Joint Underwriting Associations... III-RA-70 Junk Bonds... I-CF-50 Jurisdiction Over METS and MEWAS... II-HA-95 Legal Services Plans... I-CA-30 Licensing Adjusters... I-PL-40 Credit Insurance Agents... I-PL-60 Fingerprint Requirements... I-PA-30 Insurance Consultants... I-PL-30 Producers Licensing Fees... I-PA-10 Third Party Administrators... I-PL-20 Life and Health Insurance Guaranty Fund Limits... III-IN-10 Triggering Provisions... III-IN-15 Life Insurance Accelerated Death Benefits... II-LI-60 Adoption of NAIC s Life Insurance Disclosure Regulations... II-LI-30 Charitable Ownership of Policies... II-LI-45 Corporate Owned Life Insurance... II-LI-50 Form Filing Requirements... II-LI-20 Fraud and Incontestability in Life Insurance... II-LI-40 Genetic Testing... II-HB-50 Illustration Requirements... II-LI-30 Insurable Interest... II-LI-45 Interest Payable on Death Benefits... II-LI-10 Lawful Travel Laws... II-LU-60 Readability Requirements... III-MC-25 Suitability of Sales... II-LI National Association of Insurance Commissioners INDEX-10

11 Life Insurance (cont.) Terrorism and War Exclusions... II-PC-50 Viatical Settlements... II-LU-40 Life Settlements (Viaticals)... II-LU-40 Limitations on Insurers Investments... I-CF-50 Limited Licenses for Producers... I-PL-10 Long-Term Care Insurance State Adoptions of Long-Term Care Insurance Act Provisions... II-HS-10 State Adoptions of Long-Term Care Insurance Regulation Provisions... II-HS-15 Lyme Disease Mandated Benefits... II-HB-10 METS and MEWAS... II-HA-95 Mammography Mandated Benefits... II-HB-15 Mandated Providers - Other... II-HB-30 Mental Health... II-HB-35 Marriage and Family Therapist Mandated Providers... II-HB-35 Maternity Mandated Benefits... II-HB-15 Medical Malpractice Caps on Awards for Medical Malpractice... II-PC-80 Rate Filing Requirements... II-PA-10 State Insurance Funds... III-RA-70 Mental Health Mandated Providers... II-HB-35 Mental Illness Mandated Benefits... II-HB-25 Metabolic Disease Mandated Benefits... II-HB-10 Midwife Mandated Providers... II-HB-30 Mine Subsidence State Funds... III-RA-70 Money Laundering Statutes... III-MC-95 Mortgages Limits on Investments... I-CF-50 Motor Vehicle Insurance Cell Phone and Messaging Laws... II-PA-20 Compulsory Motor Vehicle Insurance... II-PA-30 Coordination: Medical Portion of Auto and Group Health... II-HA-40 Motor Clubs... II-PA National Association of Insurance Commissioners INDEX-11

12 Motor Vehicle Insurance (cont.) Premium Discounts... II-PA-35 Rate Filing Requirements... II-PA-10 Service Contracts... II-PA-60 Motor Vehicle Repairs Aftermarket Parts... II-PA-40 Multiple Employer Trusts... II-HA-95 Multiple Employer Welfare Arrangements (MEWAS)... II-HA-95 Mutual Company Conversion to Stock Company... I-CS-20 NCQA Recognition by States... III-RA-30 Non-OEM Auto Parts... II-PA-40 Nurse Mandated Providers... II-HB-20 Obesity Mandated Benefits... II-HB-10 Off-Label Drug Use Mandated Benefits... II-HB-10 Open Enrollment Periods for HMOs... II-HM-20 Optometrist Mandated Providers... II-HB-30 Osteopath Mandated Providers... II-HB-30 Osteoporosis Mandated Benefits... II-HB-10 PKU Mandated Benefits... II-HB-15 Pap Smears Mandated Benefits... II-HB-15 Physical Therapist Mandated Providers... II-HB-30 Physician s Assistant Mandated Providers... II-HB-30 Podiatrist Mandated Providers... II-HB-30 Pooling for Health Insurance... II-HA-30 Port Wine Stains Mandated Benefits... II-HB-10 Preferred Stock Investment Limitations... I-CF-50 Pregnancy see Maternity Prelicensing Education for Producers... I-PA-20 Premium Taxation Agency that Collects Taxes... III-TX-90 Annuities... III-TX-20 Blue Cross/Blue Shield... III-TX-30 Captives... I-CA-80 Credit for Investment in Communities... III-TX National Association of Insurance Commissioners INDEX-12

13 Premium Taxation (cont.) Credits for Guaranty Association Assessments... III-TX-60 Direct Procurement Rates... III-TX-55 Health Maintenance Organizations... III-TX-35 Rates... III-TX-10 Risk Retention and Risk Purchasing Groups... III-TX-40 Surplus Lines... III-TX-50 Premium Discounts on Motor Vehicle Insurance... II-PA-35 Privacy of Insurance Information... III-MC-30 Private Cause of Action... III-MC-55 Privileged Status of Insurer Self-Audits... III-MC-60 Producers Appointment of Producers... I-PA-40 Producers Ability to Charge Fees and Collect Commissions... I-PA-70 Compensation Disclosure Requirements... I-PA-15 Consultant Licensing... I-PL-30 Producers (cont.) Continuing Education... I-PA-20 Credit Insurance Producer Licensing... I-PL-60 Educational Requirements... I-PA-20 Examinations... I-PA-20 Fees and Commission Compensation... I-PA-70 Fiduciary Duty Premiums... I-PA-60 Fingerprint Requirements... I-PA-30 Licensing Fees... I-PA-10 Limited Licenses... I-PL-10 Producers Education and Examination Requirements... I-PA-20 Reciprocity in Education Requirements... I-PA-20 Records Maintenance... III-MC-90 Suitability Determinations... II-LI-55 Termination of Producer Appointments... I-PA-45 Third Party Administrators... I-PL-20 Professional Liability State Funds... III-RA National Association of Insurance Commissioners INDEX-13

14 Property and Casualty Insurance Commercial Lines Re-engineering... II-PC-20 Credit Report Use... III-MC-20 Discrimination in P/C Insurance... III-MC-45 Guaranty Fund Coverage... III-IN-30 Guaranty Funds Triggering Provisions... III-IN-35 Rate Filing Methods... II-PA-10 Readability Requirements... III-MC-25 Redlining... III-MC-45 Terrorism and War Risk Exclusions... II-PC-50 Prosthesis Mandated Benefits... II-HB-10 Psychologist Mandated Providers... II-HB-35 Public Adjusters... I-PL-40 Public Documents Access to Public Records... III-RA-40 Purchasing Alliances for Health Insurance... II-HG-30 Quarterly Financial Reporting... I-CA-10 Rates Premium Tax Rates... III-TX-10 Rate Filing Requirements for Health Insurance... II-HA-10 Rate Filing Requirements for Property/Casualty, Workers Compensation and Title Insurance... II-PA-10 Redlining... III-MC-45 Small Group Health Insurance Rates... II-HG-10 Readability Requirements... III-MC-25 Real Estate Limitations on Investment... I-CF-50 Reciprocal States for Producer Education and Examination Requirements... I-PA-20 Recognition of Best Practices Organizations... III-RA-30 Reconstructive Surgery Mandated Benefits... II-HB-16 Record Retention... III-MC-90 Records Public Access... III-RA-40 Redlining... III-MC-45 Re-engineering of Commercial Lines Property/ Casualty Insurance... II-PC-20 Regulatory Agency for HMOs... II-HM National Association of Insurance Commissioners INDEX-14

15 Reserve Requirements for Title Insurance... I-CF-90 Residential Service Contracts Laws... II-PA-60 Retaliatory Taxes see Premium Taxation Risk Based Capital Requirements... I-CF-20 Risk Pooling for Health Insurance... II-HA-20 Risk Retention Groups Premium Taxes... III-TX-40 Seasoning Requirements... I-CA-20 Securities Custodians... I-CF-80 Self-Audit Privilege of Insurers... III-MC-60 Service Contracts Auto... II-PA-60 Home... II-PA-60 Legal... I-CA-30 Sexually Transmitted Disease Mandated Benefits... II-HB-10 Sickle-Cell Anemia Mandated Benefits... II-HB-10 Signatures Provided Digitally or Electronically... III-RA-20 Small Group Health Insurance Availability... II-HG-10 Social Worker Mandated Providers... II-HB-35 Speech Pathologist Mandated Providers... II-HB-30 State Insurance Funds... III-RA-70 State Insurance Regulatory Agencies... III-RE-20 Stocks Investment Limits for Common and Preferred Stocks... I-CF-50 Stop Loss Coverage... II-HA-90 Structured Settlement Agreements... II-LU-50 Substance Abuse Mandated Benefits... II-HB-27 Suitability of Sales of Life Insurance and Annuities... II-LI-55 Surplus and Capital Requirements... I-CF-10 Surplus Lines Insurance Capital and Surplus Requirements... I-CF-30 Listing of Approved Insurers... I-CA-70 Premium Tax... III-TX-50 Taxation see Premium Taxation Telemedicine Mandated Benefits... II-HB National Association of Insurance Commissioners INDEX-15

16 Terminations of Producer Appointments... I-PA-45 Terrorism and War Risk Exclusions... II-PC-50 Third Party Administrator Licensure and Bond Requirements... I-PL-20 Title Insurance Rate Filing Requirements... II-PA-10 Reserve Requirements... I-CF-90 TMJ Mandated Benefits... II-HB-10 Tort Reform: Medical Malpractice Caps... II-PC-80 Transplants Mandated Benefits... II-HB-10 Travel... II-LU-60 Unauthorized Insurance Capital and Surplus Requirements Surplus Lines... I-CF-30 Statutes Making Unauthorized Insurance A Criminal Act... I-CA-90 Trust Funds for Alien Insurers... I-CF-30 Unfair Trade Practices Claims Settlement Provisions... III-MC-50 Credit Report Use... III-MC-20 Private Cause of Action... III-MC-55 URAC Recognition by State... III-RA-30 Ulcerative Colitis Mandated Benefits... II-HB-10 Utilization Review State Laws... II-HA-50 Varicose Veins Mandated Benefits... II-HB-16 Viatical Settlements... II-LU-40 War Risk Exclusions... II-PC-50 Warranty Contracts Auto... II-PA-60 Home... II-PA-60 Wigs Mandated Benefits... II-HB-17 Workers Compensation Rate Filing Requirements... II-PA-10 State Insurance Funds... III-RA National Association of Insurance Commissioners INDEX-16