DISCLAIMER: EVERY TIME YOU LOGIN TO ONLINE TEAM BUILDERS YOU ARE AGREEING TO THIS DISCLAIMER AND THIS NON-DISCLOSURE AGREEMENT

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1 DISCLAIMER: EVERY TIME YOU LOGIN TO ONLINE TEAM BUILDERS YOU ARE AGREEING TO THIS DISCLAIMER AND THIS NON-DISCLOSURE AGREEMENT ONLINE TEAM BUILDERS (HEREINAFTER REFERRED TO AS OTB ) IS AN ONLINE SYSTEM DESIGNED TO HELP YOU BUILD YOUR ESSANTÉ ORGANICS BUSINESS. OTB PROVIDES STEP-BY-STEP TRAINING MODULES TO HELP YOU LEARN HOW TO BUILD A SUCCESSFUL ESSANTÉ ORGANICS BUSINESS WITH TOOLS TO ATTRACT CUSTOMERS AND BUSINESS PARTNERS. OTB HAS ADVERTISING EXPERTS THAT USE PROPRIETARY METHODS OF ADVERTISING ON THE INTERNET, PRINT ADS, AND RADIO TO HELP ATTRACT PEOPLE TO YOUR BUSINESS. OTB HAS PROFESSIONALLY DESIGNED LANDING PAGES ALONG WITH CUSTOM DOMAINS AND ADVANCED DOMAIN MANAGEMENT AND IS LOADED WITH A COMPREHENSIVE CONTACT MANAGEMENT SYSTEM, AND A FULL-FEATURED SET OF TOOLS TO SIMPLIFY YOUR DAY-TO-DAY BUSINESS BUILDING ACTIVITIES. ADDITIONALLY, THERE ARE AUTO-RESPONDER CAMPAIGNS, SCHEDULING, FOLLOW-UP S, PROFESSIONALLY DESIGNED S, FULL HTML EDITING AND CUSTOMIZATIONS, CUSTOMIZED VIDEO S, AND BROADCASTING SERVICE. YOU FUNNEL THE PROSPECTS THROUGH THE SYSTEM AND THE OTB VIDEOS DO THE PRESENTING. YOU AND THE SYSTEM ARE SCREENING PEOPLE OUT WHO DO NOT MEET YOUR QUALIFICATIONS. OTB HAS AN APP FOR YOUR SMART PHONE WITH YOUR PROSPECTS CONTACT INFORMATION AT YOUR FINGERTIPS. THE OTB APP PROVIDES ACCESS TO PRE-BUILT OR CUSTOM TEXT MESSAGES AND S TO STAY IN TOUCH WITH YOUR PROSPECTS. VIEW YOUR LANDING PAGES AND MARKETING SITES AT -A-GLANCE AND SEND THEM TO YOUR PROSPECTS WITH ONE TOUCH. OTB ALSO PROVIDES INTERACTIVE DATA CHARTS TO TRACK YOUR TEAM-BUILDING PROGRESS. ALSO AVAILABLE ON THE APP ARE SCRIPTS, NEWS, AND TRAINING MODULES. YOU GET ALL OF THIS WITH OTB FOR ONLY $29.95 PER MONTH. DISCLAIMER: THIS IS NOT A JOB. THIS IS WHERE YOU HAVE YOUR OWN HOME BUSINESS AND ARE YOUR OWN BOSS. YOUR RESULTS CANNOT BE GUARANTEED AND ARE DEPENDENT UPON YOUR BUSINESS SKILLS, PERSONAL AMBITION, TIME, COMMITMENT, ACTIVITY AND RESULTS YOU PRODUCE DAILY. NO STATEMENTS OR TESTIMONIALS PROVIDED BY ANY MENTOR, OWNER, OR MEMBER OF OTB SHOULD BE CONSTRUED AS INDIVIDUALIZED FINANCIAL, LEGAL, MEDICAL AND/OR TAX ADVICE. YOU SHOULD SEEK THE ADVICE AND ARE ENCOURAGED TO DISCUSS ANY OPPORTUNITIES AND BUSINESS DECISIONS WITH YOUR ATTORNEY, ACCOUNTANT, FINANCIAL PROFESSIONAL OR OTHER ADVISOR. THE FDA HAS NOT EVALUATED THIS STATEMENT. THE ESSANTÉ ORGANICS PRODUCTS ARE NOT INTENDED TO DIAGNOSE, TREAT, CURE OR PREVENT DISEASE. THE FTC DOES NOT ALLOW INCOME CLAIMS. ALL INCOME STATEMENTS ARE HYPOTHETICAL.

2 EARNING LEVELS FOR ESSANTÉ ORGANICS INDEPENDENT CONTRACTORS THAT APPEAR IN OTB ARE EXAMPLES AND SHOULD NOT BE CONSTRUED AS TYPICAL OR AVERAGE. INCOME LEVEL ACHIEVEMENTS CANNOT BE GUARANTEED AND ARE DEPENDENT UPON THE INDIVIDUAL EXECUTIVE S BUSINESS SKILLS, PERSONAL AMBITION, TIME, COMMITMENT, ACTIVITY AND DEMOGRAPHIC FACTORS. FOR AVERAGE EARNINGS, SEE THE ESSANTÉ ORGANICS EARNINGS COMPENSATION PLAN FOUND AT AS WITH ANY HEALTH OR FITNESS PROGRAM, A SENSIBLE EATING PLAN AND REGULAR EXERCISE ARE REQUIRED IN ORDER TO ACHIEVE LONG-TERM WEIGHT LOSS. IF YOU ARE PREGNANT, NURSING, DIABETIC, ON MEDICATION, HAVE A MEDICAL CONDITION, OR ARE BEGINNING A WEIGHT CONTROL PROGRAM, CONSULT YOUR PHYSICIAN BEFORE USING ESSANTÉ ORGANICS PRODUCTS OR MAKING ANY OTHER DIETARY CHANGES. DISCONTINUE USE IF AN ADVERSE REACTION OCCURS. THESE STATEMENTS HAVE NOT BEEN EVALUATED BY THE FOOD AND DRUG ADMINISTRATION. THE ESSANTÉ ORGANICS PRODUCTS ARE NOT INTENDED TO DIAGNOSE, TREAT, CURE OR PREVENT ANY DISEASE. THE WEIGHT LOSS AND PRODUCT TESTIMONIALS PRESENTED APPLY ONLY TO THE INDIVIDUALS DEPICTED, CANNOT BE GUARANTEED, AND SHOULD NOT BE CONSIDERED TYPICAL. NONE OF THE ONLINE TEAM BUILDER MEMBERS, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS AND/OR AGENTS (ALL COLLECTIVELY HEREINAFTER REFERRED TO AS "OTB") ARE FINANCIAL AND/OR LEGAL ADVISERS AND NOTHING CONTAINED HEREIN IS INTENDED TO BE OR SHOULD BE CONSTRUED AS FINANCIAL AND/OR LEGAL ADVICE. OTB IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISOR, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR. AND ACCOUNTS.ONLINETEAMBUILDERS.NET EXIST FOR EDUCATIONAL AND TRAINING PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN ARE INTENDED FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED IN THE WEBSITE(S) IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR SPONSORSHIP OF ANY COMPANY, SECURITY, OR FUND. THE INFORMATION ON THE WEBSITE SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING SECURITIES OR OTHER INVESTMENTS. YOU HEREBY UNDERSTAND AND AGREE THAT ACCOUNTS.ONLINETEAMBUILDERS.NET AND OTB DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND THAT YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED HEREIN. THIS REPORT IS NOT INTENDED AS A PROMOTION OF ANY PARTICULAR PRODUCTS OR INVESTMENTS AND NEITHER OTB NOR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, MEMBERS, AND/OR REPRESENTATIVES, IN ANY WAY RECOMMENDS OR ENDORSES ANY COMPANY, PRODUCT, INVESTMENT AND/OR OPPORTUNITY WHICH MAY BE DISCUSSED

3 HEREIN. THE EDUCATION AND INFORMATION PRESENTED HEREIN IS INTENDED FOR A GENERAL AUDIENCE AND DOES NOT PURPORT TO BE, NOR SHOULD IT BE CONSTRUED AS, SPECIFIC ADVICE TAILORED TO ANY INDIVIDUAL(S). YOU SHOULD SEEK THE ADVICE AND ARE ENCOURAGED TO DISCUSS ANY OPPORTUNITIES AND BUSINESS DECISIONS WITH YOUR ATTORNEY, ACCOUNTANT, FINANCIAL PROFESSIONAL OR OTHER ADVISOR. YOUR USE OF THE INFORMATION CONTAINED HEREIN IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED 'AS IS' AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. OTB DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. OTB DOES NOT PROMISE OR GUARANTEE ANY INCOME OR PARTICULAR RESULT FROM YOUR USE OF THE INFORMATION CONTAINED HEREIN. OTB ASSUMES NO LIABILITY OR RESPONSIBILITY FOR YOUR BUSINESS RESULTS. YOU ARE DIRECTLY RESPONSIBLE FOR YOUR OWN BUSINESS RESULTS. OTB ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS AND/OR OMISSIONS IN THE INFORMATION CONTAINED HEREIN. OTB MAY DERIVE FEES OR OTHER COMPENSATION AS A RESULT OF PURCHASES FROM SERVICE PROVIDERS OR VENDORS REFERENCED IN THIS MATERIAL. OTB WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, AND/OR SIMILAR DAMAGES, EVEN IF OTB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF OTB TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, AND/OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO OTB FOR THE INFORMATION, PRODUCT AND/OR SERVICE OUT OF WHICH LIABILITY AROSE. UNDER NO CIRCUMSTANCES WILL OTB BE LIABLE FOR ANY LOSS AND/OR DAMAGE CAUSED BY YOUR RELIANCE ON THE INFORMATION CONTAINED HEREIN. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND/OR USEFULNESS OF ANY INFORMATION, OPINION, ADVICE AND/OR OTHER CONTENT CONTAINED HEREIN. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE AND/OR OTHER CONTENT. ANY SPOKESPERSON OF OTB AMONG OTHER MEMBERS AND/OR REPRESENTATIVES, COMMUNICATE CONTENT AND EDITORIALS ON THIS SITE. STATEMENTS REGARDING HIS/HER, OR OTHER CONTRIBUTORS' "COMMITMENT" TO SHARE THEIR PERSONAL INVESTING STRATEGIES SHOULD NOT BE CONSTRUED AND/OR INTERPRETED TO REQUIRE THE DISCLOSURE OF INVESTMENTS AND STRATEGIES THAT ARE PERSONAL IN NATURE, PART OF THEIR ESTATE OR TAX PLANNING ARE IMMATERIAL TO THE SCOPE AND NATURE OF OTB S EDUCATIONAL AND TRAINING PHILOSOPHY. YOU HEREBY ACKNOWLEDGE THAT NOTHING CONTAINED IN OUR WEBSITE,

4 BLOG AND/OR SERVICES SHALL CONSTITUTE FINANCIAL, INVESTMENT, LEGAL AND/OR OTHER PROFESSIONAL ADVICE AND THAT NO PROFESSIONAL RELATIONSHIP OF ANY KIND IS CREATED BETWEEN YOU AND OTB OR OUR MEMBERS. YOU ALSO AGREE THAT YOU SHALL NOT MAKE ANY FINANCIAL, INVESTMENT, LEGAL AND/OR OTHER DECISIONS BASED IN WHOLE OR IN PART ON ANYTHING CONTAINED IN OUR WEBSITE, BLOG AND/OR SERVICES, AND THAT YOU ARE REPRESENTING YOURSELF WHEN DOING SO. YOU SHOULD NOT DISCLOSE ANY INFORMATION YOU DEEM CONFIDENTIAL TO OTB. NON-DISCLOSURE AGREEMENT This Non-disclosure Agreement (this Agreement ) is made effective as of the first time you the member of OTB login to the Online Team Builders (the Effective Date ), by and between Online Team Builders (the Owner ) and you (the Member ). The Owner has requested and the Member agrees that the Member will protect the confidential material and information that may be disclosed between the Owner and the Member within Online Team Builders. Therefore, the parties agree as follows: 1. CONFIDENTIAL INFORMATION. The term Confidential Information means any information or material that is proprietary to the Owner, whether or not owned or developed by the Owner, which is not generally known other than by the Owner, and which the Member may obtain through any direct or indirect contact with the Owner. Regardless of whether specifically identified as confidential or proprietary, Confidential Information shall include any information provided by the Owner concerning the business, membership, data, technology and information of the Owner and any third party with which the Owner does business with, including, without limitation, software data, trade secrets, technical data, product ideas, sales leads, customer and client lists contained within the Online Team Builders. The nature of the information and the manner of disclosure are such that a reasonable person would understand it to be confidential. 2. PROTECTION OF CONFIDENTIAL INFORMATION. The Member understands and acknowledges that the Confidential Information has been developed and/or obtained by the Owner by the investment of significant time, effort and expense, and that the Confidential Information is a valuable, special, and unique asset of the Owner which provides the Owner with a significant competitive advantage, and needs to be protected from improper disclosure. In consideration for the receipt by the Member of the Confidential Information, the Member agrees as follows: A. No Disclosure. The Member will hold the Confidential Information in confidence and will not disclose the Confidential Information to any person or entity without the prior written consent of the Owner.

5 B. No Copyright Infringement. The Member will not reproduce, copy, modify, distribute, display or sell (electronically, digitally, or by any other means) any Confidential Information without the prior written consent of the Owner. C. Unauthorized Use. The Member shall promptly advise the Owner if the Member becomes aware of any possible unauthorized disclosure or use of the Confidential Information. D. Application to Advisor/Entity. The Member shall not disclose any Confidential Information to any person outside Online Team Builders. E. Non-Compete. The Member agrees to not approach or engage any members within the Owner s organization with any business venture outside of the Online Team Builders authorized communications. 3. UNAUTHORIZED DISCLOSURE OF INFORMATION INJUNCTION. If it appears that the Member has disclosed (or has threatened to disclose) Confidential Information in violation of this Agreement, the Owner shall be entitled to an injunction to restrain the Member from disclosing the Confidential Information in whole or in part. The Owner shall not be prohibited by this provision from pursuing other remedies, including a claim for losses and damages. 4. RETURN OF CONFIDENTIAL INFORMATION. Upon the written request of the Owner, the Member shall return to the Owner all written materials (electronically, digitally, or by any other means) containing the Confidential Information. The Member shall also deliver to the Owner written statements signed by the Member certifying that all materials have been returned within five (5) days of receipt of the request. 5. RELATIONSHIP OF PARTIES. Neither party has an obligation under this Agreement to purchase any service or item from the other party, or commercially offer any products using or incorporating the Confidential Information. This Agreement does not create an agency, partnership, or joint venture. 6. NO WARRANTY. The Member acknowledges and agrees that the Confidential Information is provided on as AS IS basis. THE OWNER MAKES NO WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONFIDENTIAL INFORMATION AND HEREBY EXPRESSLY DISCLAIMS ANY AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL THE OWNER BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH OR ARISING OUT OF THE PERFORMANCE OR USE OF ANY PORTION OF THE CONFIDENTIAL INFORMATION. The Owner does not represent or warrant that any product disclosed to the Member will be marketed or carried out as disclosed, or at all. Any actions taken by the Member in response to the disclosure of the Confidential Information shall be solely at the risk of the Member. 7. LIMITED LICENSE TO USE. The Member shall not acquire any intellectual property rights under this Agreement except the limited right to use as set forth above. The Member acknowledges that, as between the Owner and the Member, the Confidential Information and all related copyrights and other intellectual property rights, are (and at

6 all times will be) the property of the Owner, even if suggestions, comments, and/or ideas made by the Member are incorporated into the Confidential Information or related materials during the period of this Agreement. 8. INDEMNITY. Each party agrees to defend, indemnify, and hold harmless the other party and its officers, directors, agents, affiliates, distributors, representatives, and employees from all third party claims, demands, liabilities, costs and expenses, including reasonable attorney s fees, costs and expenses resulting from the indemnifying party s material breach of the duty, representation, or warranty under this Agreement. 9. ATTORNEY S FEES. In any legal action between the parties concerning this Agreement, the prevailing party shall be entitled to recover reasonable attorneys fees and costs. 10. GENERAL PROVISIONS. This Agreement sets forth the entire understanding of the parties regarding confidentiality. The obligations of confidentiality shall survive indefinitely from the date of disclosure of the Confidential Information. Any amendments must be in writing and signed by both parties. This Agreement shall be construed under the laws of the State of Arizona. This Agreement shall not be assignable by either party. Neither party may delegate its duties under this Agreement without the prior written consent of the other party. The confidentiality provisions of this Agreement shall remain in full force and effect at all times after the effective date of this Agreement. If any provision of this Agreement is held to be invalid, illegal or unenforceable, the remaining portions of this Agreement shall remain in full force and effect and construed so as to best effectuate the original intent and purpose of this Agreement.