INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL 32399

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1 Equipment Breakdown Amended Declaration As Of 02/08/2016 POLICY NUMBER COVERAGE PROVIDED BY FROM - POLICY PERIOD - TO R CONTINENTAL CASUALTY COMPANY 10/01/ /01/ S. WABASH CHICAGO, IL INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL AGENCY NUMBER AGENCY NAME AND ADDRESS GREENE HAZEL INSURANCE GROUP DEERWOOD PARK BLVD #200 JACKSONVILLE, FL Phone Number: (904) BRANCH NUMBER BRANCH NAME AND ADDRESS 770 FLORIDA BRANCH 2405 LUCIEN WAY P.O. BOX MAITLAND, FL Phone Number: (407) This policy becomes effective and expires at 12:01 A.M. standard time at your mailing address on the dates shown above. The Named Insured is a State Government. Your policy is composed of this Declarations, with the attached Common Policy Conditions, Coverage Forms, and Endorsements, if any. The Policy Forms and Endorsement Schedule shows all forms applicable to this policy at the time of policy issuance. The Policy Premium Is $296, Terrorism Risk Insurance Extension Act Premium $.00 In return for the payment of the premium, and subject to all the terms and conditions contained here-in, we agree to provide the insurance as stated. INSURED Page 1 of 4

2 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL EQUIPMENT BREAKDOWN SCHEDULE COVERED PREMISES ALL LOCATIONS ON FILE WITH CNA EQUIPMENT BREAKDOWN COVERAGE Insurance applies only to a coverage for which a Limit of Insurance, a number of Days/Hours or the word INCLUDED is shown. If INCLUDED is shown, then the limit for that coverage is part of the Limit Per Breakdown or Property Damage Limit, whichever is shown. LIMIT OF INSURANCE or DAYS/HOURS Limit Per Breakdown $200,000,000 1 Property Damage $200,000,000 2 Expediting Expense $1,000,000 3 Business Income/Extra Expense a Extra Expense Only b Extended Period of Restoration Days c Data or Media 4 Spoilage Damage $250,000 5 Utility Interruption Damage a Spoilage Damage b Business Income and/or Extra Expense c Coverage applies if the interruption of services lasts at Least: Hours 6 Newly Acquired Premises INCLUDED a (Number of days of coverage) 90 Days 7 Ordinance of Law $1,000,000 8 Errors and Omissions INCLUDED 9 Brands and Labels INCLUDED 10 Contingent Business Income/Extra Expense a Covered Premises: b Sales, Services or Materials: 11 Limited Coverage For Fungus, Wet Rot and Dry Rot-Revised Limit $250,000 a Business Income and Extra Expense or Extra Expense Only -Revised Number of Days 30 Days b Separate Premises Option No 12 Green Upgrades Increased Cost of Loss Limit a Business Income and Extra Expense -Revised Number of Days Days INSURED Page 2 of 4

3 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL EQUIPMENT BREAKDOWN SCHEDULE COVERAGE LIMITATIONS Unless a higher limit or INCLUDED is shown, the most we will pay for direct damage to covered property is $25,000 for each of the following. These limits are part of, not in addition to, the Property Damage or Limit Per Breakdown. LIMIT OF INSURANCE Ammonia Contamination $1,000,000 Consequential Loss $1,000,000 Data and Media Covered Equipment $1,000,000 Hazardous Substance $1,000,000 Water Damage $1,000,000 CONDITIONS and OPTIONAL COVERAGES Business Income Report Date Business Income Annual Value Business Income Coinsurance Percentage Diagnostic Equipment (INCLUDED OR EXCLUDED) INCLUDED DEDUCTIBLES The deductible applies only to a coverage for which an amount, hours, days, times daily value or the word INCLUDED is shown. If INCLUDED is shown, then the deductible for that coverage is part of the Combined Deductible. AMOUNTS, HOURS or DAYS Combined Deductible Property Damage $10,000 Business Income and Extra Expense Extra Expense Contingent Business Income/Extra Expense Spoilage Damage $1,000 Utility Interruption Spoilage Damage -Business Income and/or Extra Expense The deductible for the following coverages are INCLUDED with the Property Damage Deductible unless a different amount is shown. Ammonia Contamination Consequential Loss Data and Media Covered Equipment Hazardous Substance Water Damage Expediting Expense INSURED Page 3 of 4

4 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL FORMS AND ENDORSEMENTS SCHEDULE FORM NUMBER FORM TITLE EBR001 10/2007 Report of Total Insurable Value EB /2011 Equipment Breakdown Protection Coverage Form EB /2010 Off Premises Equipment Coverage G124588B 08/2004 BM DEDUCTIBLES - SPECIFIED EQUIPMENT G144291A 03/2003 Economic And Trade Sanctions Condition G147179C 06/2009 Breakdown Covered Cause of Loss Revision G300947A 09/2010 Covered Equipment Deductible Waiver IL /2007 Calculation of Premium IL /1998 Common Policy Conditions IL /2007 Florida Changes - Legal Action Against Us IL /2010 Florida Changes - Cancellation and Nonrenewal IL /2015 Cap on Losses From Certified Acts of Terrorism G56015B 11/1991 Blank Text Equipment Breakdown G56015B 11/1991 Blank Text Equipment Breakdown G56015B 11/1991 Blank Text Equipment Breakdown G56015B 11/1991 NEWLY ACQUIRED PREMISES G56015B 11/1991 Blank Text Equipment Breakdown *** PLEASE READ THE ENCLOSED IMPORTANT NOTICES CONCERNING YOUR POLICY *** FORM NUMBER FORM TITLE CNA62823XX 06/2015 Notice To Policyholders Jurisdictional Inspections CNA81758XX 03/2015 Notice - Offer of Terrorism Disclosure of Premium G145041A 05/2003 IMP INF Economic And Trade Sanctions Condition LPCR001 08/2010 Equipment Breakdown Loss Notification Countersignature BMDS07 (Ed. 07/01) INSURED Page 4 of 4

5 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL POLICY CHANGES Blank Text Equipment Breakdown This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effective date is shown. BROAD NAMED INSURED (INCLUDING NEWLY ACQUIRED SUBSIDIARIES) It is agree that the definition of you and your also includes: Your subsidiaries and their subsidiaries existing at the date this Policy is effective if you have told us I writing who they are and what their business is, and 1. Any subsidiary you buy or form after the effective date of this policy if no other insurance is available to that subsidiary on a primary or excess basis. 2. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier. 3. A subsidiary is an organization in which you have an ownership interest of more than 50%. A joint venture or partnership is not a subsidiary unless it is listed as an insured elsewhere in this policy. This additional coverage does not affect our right to cancel this policy by sending notice only to the person or organization first named in Item 1 of the declarations. G B (ED. 11/91)

6 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL POLICY CHANGES Blank Text Equipment Breakdown This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effective date is shown. It is hereby agreed that the following changes apply: WITH REGARDS TO SPOILAGE COVERAGE, THE FOLLOWING LOCATION SPECIFIC LIMITS FOR THE DEPARTMENT OF HEALTH (DOH) AND THE SPOILAGE DEDUCTIBLE FOR THE DOH LOCATIONS APPLY: SPOILAGE LIMIT: LOCATION: $7,000,000 Hamilton Park Drive, Units 104&116, Tallahassee $250, State Road 80, Belle Glades $600, th Street, W Palm Beach $20, Clematis Street, W Palm Beach $30, Indiantown Road, Jupiter $20, South Congress Avenue, Delray Beach $300, South Congress Avenue, Delray Beach $40, Avenue P, Rivera Beach $100, W 15th Street, Rivera Beach $50, Southwinds Drive, Lantana $200, th Avenue, Green Acres SPOILAGE DEDUCTIBLE FOR ALL DOH LOCATIONS: 5% OF LOSS WITH A MINIMUM OF $1,000 G B (ED. 11/91)

7 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL POLICY CHANGES Blank Text Equipment Breakdown This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effective date is shown. It is hereby agreed that the following changes apply: THE FOLLOWING LOCATION IS ADDED TO FAMU: CHALLENGER LEARNING CENTER 200 DEWALT STREET TALLAHASSEE, FL REVISED ANNUAL PREMIUM: $295, PRO RATED ADDTIONAL PREMIUM: $ EFFECTIVE DATE: 11/5/2015 G B (ED. 11/91)

8 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL POLICY CHANGES NEWLY ACQUIRED PREMISES This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effective date is shown. effective 10/1/2015: NEWLY ACQUIRED PREMISES It is agreed that Newly Acquired Premises coverage shown on the Policy Declarations Page is amended as follows: 120 days G B (ED. 11/91)

9 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL POLICY CHANGES Blank Text Equipment Breakdown This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effective date is shown. EFFECTIVE 2/8/16 It is hereby agreed that the following coverage BUSINESS INCOME/EXTRA EXPENSE (2. Coverages Provided c. Business Income and Extra Expense) applies ONLY to the following locations: MURPHREE HALL - TALLAHASSEE; 126 CONVOCATION WAY REYNOLDS HALL - TALLAHASSEE; 134 CONVOCATION WAY BRYAN HALL - TALLAHASSEE; 182 CONVOCATION WAY BROWARD HALL - TALLAHASSEE; 668 UNIVERSITY WAY GILCHRIST HALL - TALLAHASSEE; 702 UNIVERSITY WAY ROGERS HALL - TALLAHASSEE; 1147 ACADEMIC WAY SALLEY HALL - TALLAHASSEE; 1106 WEST CALL STREET LANDIS HALL - TALLAHASSEE; 714 UNIVERSITY WAY EDITH B MCCOLLUM HALL - TALLAHASSEE; 1165 ACADEMIC WAY CAWTHON HALL - TALLAHASSEE; 119 HONERS WAY SMITH HALL - TALLAHASSEE; 78 CHIEFTAN WAY RAGANS HALL - #1 - TALLAHASSEE; 923 LEARNING WAY RAGANS HALL - # 2 - TALLAHASSEE; 919 LEARNING WAY RAGAN HALL - # 3 (C) - TALLAHASSEE; 930 W JEFFERSON STREET RAGAN HALL - # 4 (D) - TALLAHASSEE; 916 W JEFFERSON STREET WILDWOOD HALL SOUTH (1) - TALLAHASSEE; 938 W JEFFERSON STREET WILDWOOD HALL NORTH (2) - TALLAHASSEE; 202 VARSITY DRIVE TRADITIONS HALL- TALLAHASSEE; 945 LEARNING WAY DEGRAFF HALL EAST - TALLAHASSEE; 808 W TENNESSEE STREET DEGRAFF - # 2 - TALLAHASSEE; 810 W. TENNESSEE STREET Dorman Hall; 101 South Woodward Ave Deviney Hall; 111 South Woodward Ave Business Income/Extra Expense Limit: $39,000,000 Business Income/Extra Expense Deductible: 24 hours additional premium: $ annual additional premium: $1, G B (ED. 11/91)

10 G B (Ed. 08/04) THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DEDUCTIBLES SPECIFIED EQUIPMENT This endorsement modifies insurance provided under the following: EQUIPMENT BREAKDOWN PROTECTION COVERAGE FORM SCHEDULE* When the "Covered Equipment" scheduled below is (are) involved in a covered "Breakdown," the deductible shown below for that specifically described "Covered Equipment" replaces the Deductible otherwise applicable, as indicated in the Equipment Breakdown Protection Coverage Form Declarations: Description of Covered Equipment Coverage Deductible Amt, Hours, Days ALL COVERED EQUIPMENT AT PROPERTY DAMAGE $100,000 THE ETHANOL PLANT ONE BUCKEYE DRIVE, PERRY FL * Information required to complete this Schedule, if not shown on this endorsement, will be shown in the Declarations. G B Page 1 of 1 (Ed. 08/04) Copyright, ISO Commercial Risk Services, Inc., 2001

11 333 S Wabash Chicago, Illinois Policy Number From Policy Period To Coverage Is Provided By Agency R /01/15 10/01/16 Continental Casualty Company Named Insured And Address Agent STATE OF FLORIDA GREENE HAZEL INSURANCE GROUP c/o DEPT OF MGT SRV DIV OF STATE PURCHASI DEERWOOD PARK BLVD # ESPLANADE WAY SUITE 335 TALLAHASSEE, FL JACKSONVILLE, FL ** REVISED PAYMENT PLAN SCHEDULE ** DUE TO A POLICY CHANGE, IT IS AGREED THAT THE REVISED ESTIMATED PREMIUM OF THIS POLICY IS PAYABLE AS FOLLOWS: PREVIOUS DUE ON REVISED INSTALLMENT TO - CASH DUE AMOUNT $ REMAINING PREMIUM DUE $ ENDORSEMENT AMOUNT $ ISSUE DATE 05/12/16

12 END OF COPY

13 Equipment Breakdown New Business Declaration POLICY NUMBER COVERAGE PROVIDED BY FROM - POLICY PERIOD - TO R CONTINENTAL CASUALTY COMPANY 10/01/ /01/ S. WABASH CHICAGO, IL INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL AGENCY NUMBER AGENCY NAME AND ADDRESS GREENE HAZEL INSURANCE GROUP DEERWOOD PARK BLVD #200 JACKSONVILLE, FL Phone Number: (904) BRANCH NUMBER BRANCH NAME AND ADDRESS 770 FLORIDA BRANCH 2405 LUCIEN WAY P.O. BOX MAITLAND, FL Phone Number: (407) This policy becomes effective and expires at 12:01 A.M. standard time at your mailing address on the dates shown above. The Named Insured is a State Government. Your policy is composed of this Declarations, with the attached Common Policy Conditions, Coverage Forms, and Endorsements, if any. The Policy Forms and Endorsement Schedule shows all forms applicable to this policy at the time of policy issuance. The Policy Premium Is $295, Terrorism Risk Insurance Extension Act Premium $.00 In return for the payment of the premium, and subject to all the terms and conditions contained here-in, we agree to provide the insurance as stated. INSURED Page 1 of 4

14 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL EQUIPMENT BREAKDOWN SCHEDULE COVERED PREMISES ALL LOCATIONS ON FILE WITH CNA EQUIPMENT BREAKDOWN COVERAGE Insurance applies only to a coverage for which a Limit of Insurance, a number of Days/Hours or the word INCLUDED is shown. If INCLUDED is shown, then the limit for that coverage is part of the Limit Per Breakdown or Property Damage Limit, whichever is shown. LIMIT OF INSURANCE or DAYS/HOURS Limit Per Breakdown $200,000,000 1 Property Damage $200,000,000 2 Expediting Expense $1,000,000 3 Business Income/Extra Expense a Extra Expense Only b Extended Period of Restoration Days c Data or Media 4 Spoilage Damage $250,000 5 Utility Interruption Damage a Spoilage Damage b Business Income and/or Extra Expense c Coverage applies if the interruption of services lasts at Least: Hours 6 Newly Acquired Premises INCLUDED a (Number of days of coverage) 90 Days 7 Ordinance of Law $1,000,000 8 Errors and Omissions INCLUDED 9 Brands and Labels INCLUDED 10 Contingent Business Income/Extra Expense a Covered Premises: b Sales, Services or Materials: 11 Limited Coverage For Fungus, Wet Rot and Dry Rot-Revised Limit $250,000 a Business Income and Extra Expense or Extra Expense Only -Revised Number of Days 30 Days b Separate Premises Option No 12 Green Upgrades Increased Cost of Loss Limit a Business Income and Extra Expense -Revised Number of Days Days INSURED Page 2 of 4

15 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL EQUIPMENT BREAKDOWN SCHEDULE COVERAGE LIMITATIONS Unless a higher limit or INCLUDED is shown, the most we will pay for direct damage to covered property is $25,000 for each of the following. These limits are part of, not in addition to, the Property Damage or Limit Per Breakdown. LIMIT OF INSURANCE Ammonia Contamination $1,000,000 Consequential Loss $1,000,000 Data and Media Covered Equipment $1,000,000 Hazardous Substance $1,000,000 Water Damage $1,000,000 CONDITIONS and OPTIONAL COVERAGES Business Income Report Date Business Income Annual Value Business Income Coinsurance Percentage Diagnostic Equipment (INCLUDED OR EXCLUDED) INCLUDED DEDUCTIBLES The deductible applies only to a coverage for which an amount, hours, days, times daily value or the word INCLUDED is shown. If INCLUDED is shown, then the deductible for that coverage is part of the Combined Deductible. AMOUNTS, HOURS or DAYS Combined Deductible Property Damage $10,000 Business Income and Extra Expense Extra Expense Contingent Business Income/Extra Expense Spoilage Damage $1,000 Utility Interruption Spoilage Damage -Business Income and/or Extra Expense The deductible for the following coverages are INCLUDED with the Property Damage Deductible unless a different amount is shown. Ammonia Contamination Consequential Loss Data and Media Covered Equipment Hazardous Substance Water Damage Expediting Expense INSURED Page 3 of 4

16 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL FORMS AND ENDORSEMENTS SCHEDULE FORM NUMBER FORM TITLE EBR001 10/2007 Report of Total Insurable Value EB /2011 Equipment Breakdown Protection Coverage Form EB /2010 Off Premises Equipment Coverage G124588B 08/2004 BM DEDUCTIBLES - SPECIFIED EQUIPMENT G144291A 03/2003 Economic And Trade Sanctions Condition G147179C 06/2009 Breakdown Covered Cause of Loss Revision G300947A 09/2010 Covered Equipment Deductible Waiver IL /2007 Calculation of Premium IL /1998 Common Policy Conditions IL /2007 Florida Changes - Legal Action Against Us IL /2010 Florida Changes - Cancellation and Nonrenewal IL /2015 Cap on Losses From Certified Acts of Terrorism G56015B 11/1991 Blank Text Equipment Breakdown G56015B 11/1991 Blank Text Equipment Breakdown *** PLEASE READ THE ENCLOSED IMPORTANT NOTICES CONCERNING YOUR POLICY *** FORM NUMBER FORM TITLE CNA62823XX 06/2015 Notice To Policyholders Jurisdictional Inspections CNA81758XX 03/2015 Notice - Offer of Terrorism Disclosure of Premium G145041A 05/2003 IMP INF Economic And Trade Sanctions Condition LPCR001 08/2010 Equipment Breakdown Loss Notification Countersignature BMDS07 (Ed. 07/01) INSURED Page 4 of 4

17 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL POLICY CHANGES Blank Text Equipment Breakdown This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effective date is shown. BROAD NAMED INSURED (INCLUDING NEWLY ACQUIRED SUBSIDIARIES) It is agree that the definition of you and your also includes: Your subsidiaries and their subsidiaries existing at the date this Policy is effective if you have told us I writing who they are and what their business is, and 1. Any subsidiary you buy or form after the effective date of this policy if no other insurance is available to that subsidiary on a primary or excess basis. 2. Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier. 3. A subsidiary is an organization in which you have an ownership interest of more than 50%. A joint venture or partnership is not a subsidiary unless it is listed as an insured elsewhere in this policy. This additional coverage does not affect our right to cancel this policy by sending notice only to the person or organization first named in Item 1 of the declarations. G B (ED. 11/91)

18 POLICY NUMBER R INSURED NAME AND ADDRESS STATE OF FLORIDA c/o DEPT OF MGT SRV DIV OF STATE PURCHASING 4050 ESPLANADE WAY SUITE 335 TALLAHASSEE, FL POLICY CHANGES Blank Text Equipment Breakdown This Change Endorsement changes the Policy. Please read it carefully. This Change Endorsement is a part of your Policy and takes effect on the effective date of your Policy, unless another effective date is shown. It is hereby agreed that the following changes apply: WITH REGARDS TO SPOILAGE COVERAGE, THE FOLLOWING LOCATION SPECIFIC LIMITS FOR THE DEPARTMENT OF HEALTH (DOH) AND THE SPOILAGE DEDUCTIBLE FOR THE DOH LOCATIONS APPLY: SPOILAGE LIMIT: LOCATION: $7,000,000 Hamilton Park Drive, Units 104&116, Tallahassee $250, State Road 80, Belle Glades $600, th Street, W Palm Beach $20, Clematis Street, W Palm Beach $30, Indiantown Road, Jupiter $20, South Congress Avenue, Delray Beach $300, South Congress Avenue, Delray Beach $40, Avenue P, Rivera Beach $100, W 15th Street, Rivera Beach $50, Southwinds Drive, Lantana $200, th Avenue, Green Acres SPOILAGE DEDUCTIBLE FOR ALL DOH LOCATIONS: 5% OF LOSS WITH A MINIMUM OF $1,000 G B (ED. 11/91)

19 EQUIPMENT BREAKDOWN PROTECTION COVERAGE FORM EQUIPMENT BREAKDOWN EB Various provisions in this policy restrict coverage. Read However, if coverage for "Extra Expense" the entire policy carefully to determine rights, duties and only is indicated in the Declarations, then what is and is not covered. coverage for "Business Income" is not Throughout this policy, the words "you" and "your" refer provided. to the Named Insured shown in the Declarations. The We will consider the experience of your words "we," "us" and "our" refer to the Company business before the "Breakdown" and the providing this insurance. probable experience you would have had Other words and phrases that appear in quotation marks without the "Breakdown" in determining have special meaning. Refer to Section F Definitions. the amount of our payment. A. Coverage (2) If you have coverage for "Business Income" and "Extra Expense" or "Extra 1. Covered Cause Of Loss Expense" only and: Covered Cause of Loss is a "Breakdown" to (a) If a number of days is shown in the "Covered Equipment." Declarations for Extended Period Of 2. Coverages Provided Restoration Coverage, it will replace the five consecutive days in the Each of the following coverages is provided if definition of "Period of Restoration." either a limit or the word INCLUDED is shown for that coverage in the Declarations. If neither a limit (b) If you have coverage for Ordinance or nor the word INCLUDED is shown, then that Law, then the "Period of Restoration" coverage is not provided. is extended to include the additional period of time required for demolition, These coverages apply only to that portion of the removal, repair, remodeling or loss or damage that is a direct result of a Covered reconstruction. Cause of Loss. (c) If "Media" are damaged or "Data" are a. Property Damage lost or corrupted, we will pay your We will pay for direct damage to "Covered actual loss of "Business Income" Property" located at the premises described in and/or "Extra Expense" during the time the Declarations. necessary to: b. Expediting Expenses (i) Research, replace or restore the With respect to direct damage to "Covered damaged "Media" or lost or Property," we will pay for the extra cost you corrupted "Data"; and necessarily incur to: (ii) Reprogram instructions used in any (1) Make temporary repairs; and covered "Computer Equipment." (2) Expedite the permanent repairs or There shall be no coverage for any replacement of the damaged property. "Media" or "Data" that we determine are not or cannot be replaced or c. Business Income And Extra Expense Or restored. Extra Expense Only Unless a higher limit is shown in the (1) We will pay: Declarations, we will pay the lesser of (a) Your actual loss of "Business Income" your actual loss of "Business Income" during the "Period of Restoration"; and and/or "Extra Expense" up to 30 days (b) The "Extra Expense" you necessarily after the "Period of Restoration," or incur to operate your business during $25,000. the "Period of Restoration." EB Copyright, Insurance Services Office, Inc., 2010 Page 1 of 19

20 d. Spoilage Damage f. Newly Acquired Premises (1) We will pay for the spoilage damage to We will automatically provide coverage at raw materials, property in process or newly acquired premises you have purchased finished products, provided all of the or leased. This coverage begins at the time following conditions are met: you acquire the property and continues for a (a) The raw materials, property in process period not exceeding the number of days or finished products must be in storage indicated in the Declarations for Newly or in the course of being Acquired Premises, under the following manufactured; conditions: (b) You must own or be legally liable (1) You must inform us, in writing, of the under written contract for the raw newly acquired premises as soon as practicable; materials, property in process or finished products; and (c) The spoilage damage must be due to the lack or excess of power, light, heat, steam or refrigeration. (2) (3) You agree to pay an additional premium as determined by us; The coverage for these premises will be subject to the same terms, conditions, exclusions and limitations as other insured premises; and (2) We will also pay any necessary expenses you incur to reduce the amount of loss under this coverage. We will pay such (4) If the coverages and deductibles vary for expenses to the extent that they do not existing premises, then the coverages for exceed the amount of loss that otherwise the newly acquired premises will be the would have been payable under this broadest coverage and highest limits and coverage form. deductible applicable to the existing e. Utility Interruption premises. If you have coverage for "Business Income" g. Ordinance Or Law Coverage and "Extra Expense," "Extra Expense" only or The following applies despite the Ordinance Spoilage Damage, that coverage is extended Or Law Exclusion and provided these to include loss resulting from the interruption increases in loss are necessitated by the of utility services, provided all of the following enforcement of any laws or ordinances that conditions are met: are in force at the time of the "Breakdown," (1) The interruption is the direct result of a which regulate the demolition, construction, "Breakdown" to "Covered Equipment" repair or use of the building or structure. With owned, operated or controlled by the local respect to the building or structure that was private or public utility or distributor that damaged as a result of a "Breakdown": directly generates, transmits, distributes or (1) We will pay for: provides utility services which you receive; (a) The loss in value of the undamaged (2) The "Covered Equipment" is used to portion of the building or structure as a supply electric power, communication consequence of enforcement of an services, air conditioning, heating, gas, ordinance or law that requires the sewer, water or steam to your premises; and demolition of undamaged parts of the same building or structure; (3) The interruption of utility service to your (b) Your actual cost to demolish and clear premises lasts at least the consecutive the site of the undamaged parts of the period of time shown in the Declarations. same building or structure as a Once this waiting period is met, coverage consequence of enforcement of an will commence at the initial time of the ordinance or law that requires the interruption and will be subject to all demolition of such undamaged applicable deductibles. property; and Page 2 of 19 Copyright, Insurance Services Office, Inc., 2010 EB

21 (c) The increased cost actually and (f) Loss or expense sustained due to the necessarily expended to: enforcement of any ordinance or law (i) Repair or reconstruct the damaged which requires the demolition, repair, or destroyed portions of the replacement, reconstruction, building or structure; and remodeling or remediation of property due to the presence, growth, (ii) Reconstruct or remodel the proliferation, spread or any activity of undamaged portion of that building "Fungus," wet or dry rot; or or structure with buildings or structures of like materials, height, (g) Costs associated with the enforcement floor area and style for like of any ordinance or law which requires occupancy, whether or not any insured or others to test for, demolition is required on: monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any i. The same premises or on way respond to or assess the effects another premises if you so of "Fungus," wet or dry rot. elect. However, if you rebuild at another premises, the most we (3) If: will pay is the increased cost of (a) The building or structure is damaged construction that we would by a "Breakdown" that is covered have paid to rebuild at the under this policy; same premises; or (b) There is other physical damage that is ii. Another premises if the not covered under this policy; and relocation is required by the (c) The building damage in its entirety ordinance or law. The most we results in enforcement of ordinance or will pay is the increased cost of law; construction at the new premises. then we will not pay the full amount of the loss under this coverage. Instead, we will (2) We will not pay for any: pay only that proportion of such loss, (a) Demolition or site clearing until the meaning the proportion that the covered undamaged portions of the buildings or "Breakdown" loss bears to the total structures are actually demolished; physical damage. (b) Increase in loss until the damaged or But if the building or structure sustains destroyed buildings or structures are direct physical damage that is not covered actually rebuilt or replaced and under this policy and such damage is the approved by the regulating subject of the ordinance or law, then there government agency; is no Ordinance Or Law Coverage under (c) Loss due to any ordinance or law that: this Coverage Part even if the building has also sustained damage by a covered (i) You were required to comply with "Breakdown." before the loss, even if the building was undamaged; and h. Errors And Omissions (ii) You failed to comply with; We will pay for any loss or damage, which is not otherwise payable under this Coverage (d) Increase in loss, excess of the amount Part, solely because of the items listed below: required to meet the minimum requirement of any ordinance or law (1) Any error or unintentional omission in the enforcement at the time of the description or location of property as "Breakdown"; insured under this Coverage Part or in any subsequent amendments; (e) Increase in loss resulting from a substance declared to be hazardous to (2) Any failure through error to include any health or environment by any premises owned or occupied by you at the government agency; inception date of this Coverage Part; or EB Copyright, Insurance Services Office, Inc., 2010 Page 3 of 19

22 (3) Any error or unintentional omission by you (2) You shall use your influence to induce the that results in cancellation of any premises contributing or recipient premises to make insured under this policy. use of any other machinery, equipment, No coverage is provided as a result of any supplies or premises available in order to error or unintentional omission by you in the resume operations and delivery of reporting of values or the coverage you services or materials to you, or the requested. acceptance of products or services from you. You shall cooperate with the It is a condition of this coverage that such contributing or recipient premises to this errors or unintentional omissions shall be effect in every way, but not financially reported and corrected when discovered. The unless authorized by us. policy premium will be adjusted accordingly to reflect the date the premises should have B. Exclusions been added had no error or omission We will not pay for loss or damage caused directly or occurred. indirectly by any of the following. Such loss or i. Brands And Labels damage is excluded, regardless of any other cause or event that contributes concurrently or in any (1) If branded or labeled merchandise that is sequence to the loss. "Covered Property" is damaged by a "Breakdown," we may take all or any part The exclusions apply whether or not the loss event of the property at an agreed or appraised results in widespread damage or affects a substantial value. If so, you may: area. (a) Stamp the word SALVAGE on the 1. Ordinance Or Law merchandise or its containers if the Increase in loss from the enforcement of any stamp will not physically damage the ordinance, law, rule, regulation or ruling which merchandise; or restricts or regulates the repair, replacement, (b) Remove the brands or labels if doing alteration, use, operation, construction, so will not physically damage the installation, cleanup or disposal of "Covered merchandise. You must relabel the Property." merchandise or its containers to However, the words use and operation shall be comply with any law. eliminated as respects a covered "Breakdown" to (2) We will pay reasonable costs you incur to electrical supply and emergency generating perform the activity described in equipment located on the premises of a hospital. Paragraphs (1)(a) and (1)(b), but the total 2. Earth Movement we pay for these costs and the value of Earth movement, including but not limited to the damaged property will not exceed the earthquake, landslide, land subsidence, mine applicable Limit of Insurance on such subsidence or volcanic action. property. 3. Water j. Contingent Business Income And Extra Expense Or Extra Expense Only Coverage a. Flood, surface water, waves (including tidal wave and tsunami), tides, tidal water, overflow (1) Subject to the same terms and conditions, of any body of water, or spray from any of the "Business Income" and "Extra these, all whether or not driven by wind Expense" or "Extra Expense" only (including storm surge); coverage provided by this Coverage Part is extended to cover your loss, if any, b. Mudslide or mudflow; resulting from a "Breakdown" to "Covered c. Water that backs up or overflows or is Equipment" at a premises shown in the otherwise discharged from a sewer, drain, Declarations, that is not owned or sump, sump pump or related equipment; operated by you which: d. Water damage caused by the discharge or (a) Wholly or partially prevents the leakage of a sprinkler system or domestic delivery of services or materials shown water piping; in the Declarations to you or from you e. Water under the ground surface pressing on, to others for your account; or or flowing or seeping through: (b) Results in the loss of sales at your (1) Foundations, walls, floors or paved premises shown in the Declarations. surfaces; Page 4 of 19 Copyright, Insurance Services Office, Inc., 2010 EB

23 (2) Basements, whether paved or not; 8. "Fungus," Wet Rot And Dry Rot (3) Doors, windows or other openings; or Presence, growth, proliferation, spread or activity f. Waterborne material carried or otherwise of "Fungus," wet or dry rot. However, if a moved by any of the water referred to in "Breakdown" occurs, we will pay the resulting Paragraph a., c. or e., or material carried or loss or damage. otherwise moved by mudslide or mudflow. This exclusion does not apply to the extent that This exclusion applies, regardless of whether any coverage for "Fungus," wet rot or dry rot is of the above, in Paragraphs a. through f., is provided elsewhere in this coverage form and caused by an act of nature or is otherwise then only for that portion of any loss or damage caused. An example of a situation to which this resulting from the presence, growth, proliferation, exclusion applies is the situation where a dam, spread or activity of "Fungus," wet or dry rot as a levee, seawall or other boundary or containment result of a "Breakdown." system fails in whole or in part, for any reason, to 9. Any virus, bacterium or other microorganism that contain the water. induces or is capable of inducing physical 4. Nuclear Hazard distress, illness or disease. However: Nuclear reaction or radiation, or radioactive a. If a "Breakdown" occurs, we will pay the contamination, however caused. resulting loss or damage; 5. War Or Military Action b. This exclusion does not apply to loss or damage caused by or resulting from a. War, including undeclared or civil war; "Fungus," wet rot or dry rot. Such loss or b. Warlike action by a military force, including damage is addressed in Exclusion B.8.; action in hindering or defending against an c. Regardless of the application of this exclusion actual or expected attack, by any government, to any particular loss, the provisions of this sovereign or other authority using military Exclusion 9. do not serve to create coverage personnel or other agents; or for any loss that would otherwise be excluded c. Insurrection, rebellion, revolution, usurped under this coverage form. power or action taken by governmental 10. Explosion within the furnace of a chemical authority in hindering or defending against recovery type boiler or within the passage from any of these. the furnace to the atmosphere. 6. An explosion. However, we will pay for loss or 11. Damage to "Covered Equipment" undergoing a damage caused by an explosion of "Covered pressure or electrical test. Equipment" of a kind specified in a. through g. below, if not otherwise excluded in this Section 12. Water or other means used to extinguish a fire, B.: even when the attempt is unsuccessful. a. Steam boiler; 13. Depletion, deterioration, corrosion, erosion or wear and tear. However, if a "Breakdown" occurs, b. Electric steam generator; we will pay the resulting loss or damage. c. Steam piping; 14. A "Breakdown" that is caused by any of the d. Steam turbine; following causes of loss if coverage for that cause of loss is provided by another policy of insurance e. Steam engine; you have, whether collectible or not: f. Gas turbine; or a. Aircraft or vehicles; g. Moving or rotating machinery when such b. Freezing caused by cold weather; explosion is caused by centrifugal force or mechanical breakdown. c. Lightning; 7. Fire or combustion explosion including those that: d. Sinkhole collapse; a. Result in a "Breakdown"; e. Smoke; b. Occur at the same time as a "Breakdown"; or f. Riot, civil commotion or vandalism; or c. Ensue from a "Breakdown." g. Weight of snow, ice or sleet. EB Copyright, Insurance Services Office, Inc., 2010 Page 5 of 19

24 15. A "Breakdown" that is caused by windstorm or 20. Any indirect result of a "Breakdown" to "Covered hail. Equipment" except as provided by the "Business 16. A delay in, or an interruption of, any business, Income" and "Extra Expense," "Extra Expense" manufacturing or processing activity except as only, Spoilage Damage and Utility Interruption provided by the "Business Income" and "Extra coverages. Expense," "Extra Expense" only and Utility 21. Neglect by you to use all reasonable means to Interruption coverages. save and preserve "Covered Property" from 17. With respect to "Business Income" and "Extra further damage at and after the time of the loss. Expense," "Extra Expense" only and Utility C. Limits Of Insurance Interruption coverages, the following additional 1. The most we will pay for any and all coverages exclusions shall apply: for loss or damage from any "One Breakdown" is a. The business that would not or could not have the applicable Limit Of Insurance shown in the been carried on if the "Breakdown" had not Declarations. occurred; 2. Any payment made will not be increased if more b. Your failure to use due diligence and dispatch than one insured is shown in the Declarations. and all reasonable means to operate your 3. For each coverage in Paragraph A.2., if: business as nearly normal as practicable at the premises shown in the Declarations; or a. INCLUDED is shown in the Declarations, the limit for such coverage is part of, not in c. The suspension, lapse or cancellation of a addition to, the Limit per Breakdown. contract following a "Breakdown" extending beyond the time business could have b. A limit is shown in the Declarations, we will resumed if the contract had not lapsed, been not pay more than the Limit Of Insurance for suspended or canceled. each such coverage. 18. Any indirect loss following a "Breakdown" to 4. For any "Covered Equipment" that is: "Covered Equipment" that results from the lack or a. Used solely to supply utility services to your excess of power, light, heat, steam or premises; refrigeration except as provided by the "Business b. Owned by a public or private utility; Income" and "Extra Expense," "Extra Expense" only, Spoilage Damage and Utility Interruption c. Not in your care, custody or control and for coverages. which you are legally liable; and 19. With respect to Utility Interruption Coverage, any d. Covered under this coverage form; loss resulting from the following additional causes the Limit of Insurance for Property Damage of loss whether or not coverage for that cause of stated in the Declarations is replaced by the sum loss is provided by another policy you have: of one dollar. a. Acts of sabotage; If you are a public or private utility, 4.b. is b. Collapse; replaced by the following: c. Deliberate act(s) of load shedding by the b. Owned by a public or private utility other than supplying utility; you. d. Freezing caused by cold weather; 5. Unless a higher limit or INCLUDED is shown in the Declarations, the most we will pay for direct e. Impact of aircraft, missile or vehicle; damage as a direct result of a "Breakdown" to f. Impact of objects falling from an aircraft or "Covered Equipment" is $25,000 for each of the missile; following. The limits are part of, not in addition to, g. Lightning; the Limit of Insurance for Property Damage or Limit per Breakdown. h. Riot, civil commotion or vandalism; a. Ammonia Contamination i. Sinkhole collapse; The spoilage to "Covered Property" j. Smoke; or contaminated by ammonia, including any k. Weight of snow, ice or sleet. salvage expense. Page 6 of 19 Copyright, Insurance Services Office, Inc., 2010 EB

25 b. Consequential Loss (a) The cost to tear out and replace any The reduction in the value of undamaged "Covered Property" as needed to gain "Stock" parts of a product which becomes access to the "Fungus," wet or dry rot; unmarketable. The reduction in value must be and caused by a physical loss or damage to (b) The cost of testing performed after another part of the product. removal, repair, replacement or c. Data And Media restoration of the damaged property is completed, provided there is a reason Your cost to research, replace or restore to believe that "Fungus," wet or dry rot damaged "Data" or "Media" including the cost is present. to reprogram instructions used in any "Computer Equipment." (2) The coverage described under Paragraph 6.a.(1) of this Limited Coverage is limited d. Hazardous Substance to $15,000. Regardless of the number of Any additional expenses incurred by you for claims, this limit is the most we will pay for the cleanup, repair or replacement or disposal the total of all loss or damage arising out of "Covered Property" that is damaged, of all occurrences of "Breakdown" to contaminated or polluted by a "Hazardous "Covered Equipment" which take place Substance." within the 12-month period starting with the beginning of the present annual policy As used here, additional expenses mean the period. With respect to a particular additional cost incurred over and above the occurrence of loss which results in amount that we would have paid had no "Fungus," wet or dry rot, we will not pay "Hazardous Substance" been involved with more than a total of $15,000 even if the the loss. "Fungus," wet or dry rot continues to be Ammonia is not considered to be a present or active or recurs in a later policy "Hazardous Substance" as respects this period. limitation. (3) The coverage provided under this Limited This coverage applies despite the operation of Coverage does not increase the the Ordinance Or Law Exclusion. applicable Limit of Insurance on any e. Water Damage "Covered Property." If a particular occurrence results in loss or damage by The damage to "Covered Property" by water "Fungus," wet or dry rot, and other loss or including any salvage expenses. damage, we will not pay more, for the total If "Fungus," wet or dry rot results from of all loss or damage, than the applicable damage by water as limited in this paragraph, Limit of Insurance on the affected loss or damage attributable to "Fungus," wet "Covered Property." or dry rot will be: If there is covered loss or damage to (1) Limited as described in Paragraphs "Covered Property" not caused by C.6.a.(1) through C.6.a.(5); and "Fungus," wet or dry rot, loss payment will (2) Part of the Water Damage limit, not in not be limited by the terms of this Limited addition to it. Coverage, except to the extent that "Fungus," wet or dry rot causes an 6. Limited Coverage For "Fungus," Wet Rot And increase in the loss. Any such increase in Dry Rot the loss will be subject to the terms of this a. Property Damage Limited Coverage. We will pay for loss or damage by "Fungus," (4) If a Revised Limit is shown in the wet or dry rot only when the "Fungus," wet or Declarations, the amount of $15,000 in dry rot is the direct result of a "Breakdown" to "Covered Equipment" that occurs during the policy period. As used in this Limited Coverage, the term loss or damage means: (1) Direct physical loss or damage to "Covered Property" caused by "Fungus," wet or dry rot including the cost of removal of the "Fungus," wet or dry rot; Paragraph 6.a.(2) is replaced by the amount indicated in the Declarations. EB Copyright, Insurance Services Office, Inc., 2010 Page 7 of 19

26 (5) If the Declarations indicates that the (2) If a Revised Number of Days is shown in Separate Premises Option applies, then the Declarations, the number of days (30) the amount of coverage ($15,000, unless in Paragraph b.(1)(a) or b.(1)(b) is a higher amount is shown in the replaced by the number of days indicated Declarations) is made applicable to in the Declarations. separate premises as described in the c. If you have coverage for Ordinance Or Law, Declarations. For each premises so then with respect to Property Damage, described, the amount of coverage is an "Business Income" and "Extra Expense" or annual aggregate limit, subject to the "Extra Expense" only, we will not pay under terms set forth in Paragraph 6.a.(2). the Ordinance Or Law Coverage for: b. Business Income And Extra Expense Or (1) Loss or expense sustained due to the Extra Expense Only enforcement of any ordinance or law (1) If you have coverage for "Business which requires the demolition, repair, Income" and "Extra Expense" or "Extra replacement, reconstruction, remodeling Expense" only, then Paragraph b.(1)(a) or or remediation of property due to the b.(1)(b) applies, provided that the incurred presence, growth, proliferation, spread or loss or expense satisfies the terms and any activity of "Fungus," wet or dry rot; or conditions applicable to the "Business (2) The costs associated with the Income" and "Extra Expense" or "Extra enforcement of any ordinance or law Expense" only coverage. which requires any insured or others to (a) If: test for, monitor, clean up, remove, (i) The "Breakdown"; or contain, treat, detoxify or neutralize, or in any way respond to or assess the effects (ii) Any damage from water resulting of "Fungus," wet or dry rot. from the "Breakdown"; 7. Increased Cost Of Loss And Related which resulted in "Fungus," wet or dry Expenses For "Green" Upgrades rot, does not in itself generate a loss of "Business Income" or an "Extra a. Property Damage Expense," but the loss of "Business Coverage is extended to include the Income" or "Extra Expense" is solely additional loss or damage and related due to loss or damage to property expenses incurred by you that are attributable caused by "Fungus," wet or dry rot, to "Green" upgrades as a direct result of a then our payment under "Business "Breakdown" to "Covered Equipment" that Income" and "Extra Expense" or "Extra occurs during the policy period. As provided in Expense" only is limited to the amount this "Green" upgrades coverage, we will pay of loss and/or expense sustained in a for: period of not more than 30 days. The (1) Additional expense to repair or replace the days need not be consecutive. damaged "Covered Property" except raw (b) If a covered loss of "Business Income" materials, property in process, finished or an "Extra Expense" was caused by goods and "Stock"; loss or damage other than "Fungus," (2) Related additional expenses to: wet or dry rot, but remediation of "Fungus," wet or dry rot prolongs the (a) Reuse or salvage the "Period of Restoration," we will pay for "Covered Property"; damaged loss and/or expense sustained during (b) Remove, transport and dispose of the the delay (regardless of when such a recyclable damaged "Covered delay occurs during the "Period of Property" and its construction waste to Restoration"), but such coverage is appropriate sites; and limited to 30 days. The days need not (c) Replace the damaged portions of roof be consecutive. section(s) of buildings or structures with a vegetated roof in accordance with the recommended procedures of a "Green standards-setter"; Page 8 of 19 Copyright, Insurance Services Office, Inc., 2010 EB