o s i t i v e S t a r t

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2 Ṗ o s i t i v e S t a r t

3 . P R O F I L E PRASHANT MAVANI MSc. in Management, University of Surrey (UK) Senior Faculty: StudyIQ Follow/Contact Download PDF notes of this lecture from my FB Page

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5 Access to institutional credit and ensure crop insurance Efforts are on to double the income of farmers by Institutional credit Crop insurance NSSO survey of 2013, Round 70 th 52% of the farmer households were indebted, of which 60% had accessed formal credit.

6 - Farmers access crop loan primarily through Kisan Credit Cards (KCC). Every time credit flow to farmers is reviewed, it is observed that the eastern and the north-eastern parts of the country receive proportionately less credit as compared to the western or southern parts. I have heard this at meetings of district-level bankers in 1993 when I was a chief development officer. I hear the same, in 2018, at the meetings of state-level bankers when I am principal secretary of agriculture. - Amit Mohan Prasad Principal Secretary, Agriculture, Uttar Pradesh.

7 Crop insurance has not picked up. - 1.Apathy of bankers to deduct the premium amount from the loanee farmers accounts in time and transfer the same to the insurer. 2.Farmers often take a loan for some crop and sow something else.

8 - Credit limit for farmers is linked to the scale of finance of different crops. Scale of finance is the total input cost incurred for a particular crop per hectare of land. If a farmer declares that he is going to crop sugarcane or potato, the credit limit will be high whereas if he declares that he is going to crop oilseed or cereals, the credit limit will be lower.

9 - A.Bank insures a farmer B.No attempt of verification C.In case crop loss is reported D.Problems between farmer and insurer E.End result: No claim

10 Targeting subsidies in a proper manner: DBT - The distribution of urea is now being done through an Aadhaar-enabled biometric identification system, but it does not distinguish between a farmer and a non-farmer. The present system does not transfer the fertiliser subsidy to the bank account of the farmer. Upfront payment is not always possible by M&S farmers.

11 - The limit of a KCC can be de-linked from the scale of finance of the crop sown and be based on the area of land held by a farmer. The farmer will not have to make a false declaration to get a higher credit limit. This will result in true declaration of the crop sown and hence, the discrepancy seen in crop insurance will be addressed. It will address the issue of distorted interregional credit flow to farmers.

12 Credit limit under KCC can be split into two parts. - Part A can consist of 75 per cent of the credit limit and part B the remaining 25 per cent. While the farmer is allowed to withdraw the amount under part A from the ATM or any other mode, the amount under part B should not be allowed to be withdrawn as cash and used to pay the subsidy part of the input being purchased.

13 Important News

14 Important News U.P. s encounters: 1,000 & counting Since March 2017, 49 persons have been killed in over 1,100 encounters, more than 370 have been injured and over 3,300 arrested across the State. In eastern U.P. s Azamgarh, notorious for its gangs, five suspected criminals have been shot dead. Five policemen have also died in these encounters and more than 200 have been injured. Student asks SC to quash maths re-test Entire student community cannot be penalised Fifteen-year-old Rohan Mathew on Saturday moved the Supreme Court with a plea to quash the decision of the CBSE to hold a re-examination

15 Important News V.K. Singh to bring back Mosul dead Minister of State for External Affairs Gen V.K. Singh (Retd) will travel to Iraq on Sunday morning aboard a special flight to bring back the remains of 39 men kidnapped by the Islamic State in Mosul in They were declared dead last week.

16 Important News Modi getting more air time on Rajya Sabha TV Prime Minister Narendra Modi s live coverage on Rajya Sabha TV has increased manifold ever since M. Venkaiah Naidu took over as Vice-President and Rajya Sabha Chairman, who is the administrative head of the channel. When Hamid Ansari was the Vice-President, only official functions of Mr. Modi were covered, and those too were decided on a case-to-case basis. There was a strict ban on his political rallies and speeches. The Opposition is not happy with the change.

17 Important News Calling Tibetans refugees is painful, says Minister Union Minister of State for Culture and Tourism Mahesh Sharma on Saturday said the age-old India-Tibet relations cannot be weighed on any scale. You are our guests and we welcome you from the core of our heart, he said.

18 Important News ISRO successfully launches GSAT-6A satellite India's latest communication satellite GSAT-6A was on Thursday launched onboard by Geosynchronous rocket GSLV- F08 from Sriharikota and successfully placed in the designated orbit. satellite will provide S Band and C Band mobile communication facilities. GSAT-6A, is similar to GSAT-6, a high power S-band communication satellite built on I-2K satellite bus with a mission life of about ten years, it said. A key feature of the satellite is providing mobile communication to India through multi beam coverage facility

19 Important News NASA to launch satellite in hunt for new planets Using wide-field cameras, TESS is designed to scan 200,000 of the brightest stars near the sun in search of exoplanets, previously unknown worlds beyond our solar system ranging from Earth-sized to gas giants. According to NASA, the mission will find exoplanets that periodically block part of the light from their host stars - events that are called transits. As a planets passes in front on its star, it blocks some of the light, causing a dip in brightness. TESS will detect those dips and then use to determine basic features of the planets such as size and orbit, NASA scientists said. It is scheduled to be launched aboard a Falcon 9 rocket on April 16th.

20 Important News Ultra-thin sun shield could protect Great Barrier Reef: Researchers An ultra-fine biodegradable film some 50,000 times thinner than a human hair could be enlisted to protect the Great Barrier Reef from environmental degradation, researchers said. The World Heritage-listed site, which attracts millions of tourists each year, is reeling from significant bouts of coral bleaching due to warming sea temperatures linked to climate change. Scientists from the Australian Institute of Marine Biology have been buoyed by test results of a floating "sun shield" made of calcium carbonate that has been shown to protect the reef from the effects of bleaching.

21 Important News

22 Answers- 1. City located on the banks of the river St Lawrence? Chicago Detroit Montreal Vancouver 2. Where is the volcanic mountain, Mount St Helens is located? Chile Japan Philippines USA

23 Questions- 1. The Pasupati seal, discovered at Mohenjodaro archaelogoical site by Sir John Marshall, which has given rise to the Proto-Shiva theory, has the following characteristics 1. Yogic posture in possibly Hath Yoga 2. Surrounded by animals 3. Sitting on a lotus Choose the correct option A. Only 1 B. 1 and 2 C. 2 and 3 D. All of these

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