CORPORATE PROFILE 2017
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1 CORPORATE PROFILE 2017
2 ABOUT VUMI VIP Universal Medical Insurance Group (VUMI) is an international health insurance company that offers exclusive major medical insurance products and VIP medical services to private and corporate clients worldwide. Denver, Colorado Headquarters Dallas, Texas VUMI products are designed to provide unique benefits, extensive global coverage, asset protection and, most importantly, the peace of mind that you are covered at all times anywhere in the world. Headquartered in Dallas, Texas, and with additional offices across the U.S. and Latin America, VUMI is privately owned and is part of an international healthcare group with more than 30 years of experience in the healthcare industry and more than 145 employees of various nationalities. El Paso, Texas Guayaquil, Ecuador Miami, Florida San José, Costa Rica CORPORATE PROFILE 1
3 VUMI S AFFILIATED COMPANIES An international group with more than 30 years of experience FOUNDED IN 1985 Assured Benefits Administrators (ABA) Third party administrator (TPA) that offers a full range of administrative healthcare services for small to midsized companies in the U.S National Healthcare Solutions, Inc. (NHSI) International cost-containment company that serves many of the largest health insurance companies in the world 1993 INDEPENDENT MEDICAL SYSTEMS Independent Medical Systems (IMS) U.S. Preferred Provider Organization (PPO) network that also provides PPO management services 2012 VIP Universal Medical Insurance Group (VUMI) International health insurance company that serves private and corporate clients around the world 2017 Dallas Risk Management (DRM) Full-service managing general underwriter of employer stop-loss coverage COMPETITIVE ADVANTAGES Claims Management Expertise VUMI has U.S. and international experience in managing claims. Exclusive Provider Discounts VUMI offers exclusive discounts from providers around the world. Proprietary Networks VUMI s networks include 800,000 providers and 7,000 hospitals in more than 100 countries. In-House Administration VUMI performs the administration of all healthcare benefits and cost-control measures in-house. CORPORATE PROFILE 2
4 FINANCIAL PERFORMANCE VUMI and its affiliated companies reported revenues of US$52.2 million in 2016 and have a projected revenue of US$73.4 million for Key Financial Results VUMI s consolidated revenue for 2016 exceeded US$40.3 million in the international insurance portfolio, resulting in a 57% growth compared to Combined, the group has 95,935 clients providing coverage to more than 50 million individuals worldwide. The 2016 earnings before interest, taxes, depreciation and amortization (EBITDA) adjusted for VUMI and its affiliated companies was approximately US$6.3 million. VUMI REVENUE US$70M US$60M US$50M US$40M US$30M US$20M US$10M US$ CORPORATE PROFILE 3
5 THE VUMI ADVANTAGE A remarkable VIP experience for all your healthcare needs 1 A full range of premium services and products for every client 2 A highly dedicated and responsive team accountable to your needs 3 Commitment to and investment in the Latin American and Caribbean markets 4 Service in multiple languages including Spanish, English and Portuguese 5 Reasonable premium renewal increases due to effective cost control Loyalty program that eliminates the deductible over the years Providers and hospitals available in more than 100 countries in five continents Wellness program that includes preventive care and bariatric surgery benefits Personalized service in which VUMI doctors provide guidance for the underwriting, claim and Second Medical Opinion processes: VUMI doctors available by phone or Skype to interview clients VIP Protocol from admission to discharge Smart and flexible underwriting with multiple options for the applicant Immediate response to the underwriting evaluation Second Medical Opinion VIP Remote access to the expertise of a worldwide network of more than 50,000 renowned medical specialists. A comprehensive report that includes the opinion of specialists, chosen specifically for each case, with recommendations for the diagnosis and treatment plan. Ability to make informed decisions about the treatment to follow. A VUMI doctor who will be an intermediary to provide guidance throughout the process and help analyze the results. CORPORATE PROFILE 4
6 FINANCIAL STRENGTH VUMI products are reinsured by PartnerRe, a leading global reinsurance company with more than 20 years of experience providing multi-line reinsurance to major insurance companies worldwide. PartnerRe is financially secure and has strong credit ratings. As of March 31, 2017, its total assets were $22 billion, with a total capital of $8.1 billion and a total shareholders equity of $6.7 billion. A.M. Best Moody s CREDIT RATINGS VUMI is a company headquartered in Dallas, Texas. In any cases of discrepancy, controversy, claim or disagreement, the appealing and arbitration process will take place in Dallas. A A1 Standard & Poor s A+ Fitch A+ VUMI is a debt-free company that has adopted and incorporated strict capitalization policies and cost-control measures and employs licensed actuaries, insurance managers and certified public accountants. VIP Universal Medical Insurance Group, Ltd. (VUMI) is registered in the Turks & Caicos Islands (TCI), a British Overseas Territory controlled and regulated by the United Kingdom. TCI has a strong legal system based on English common law and insurance legislation that provides the flexibility to accommodate the client s needs and the protection of a secured government that is highly regulated and supported by the United Kingdom. It also uses the U.S. dollar as its currency and has no income, capital, inheritance or general sales tax. Approximately 20,000 offshore enterprises are licensed in TCI, including more than 3,000 insurance companies and intermediaries. TCI regulators follow the financial standards of the National Association of Insurance Commissioners (NAIC), an association of U.S. state regulators. CORPORATE PROFILE 5
7 OPERATING PARTNERS Jackson International links patients in need of expert treatment for complex medical and surgical care with one of the top-rated health systems in the United States. BDO is a leading international consulting, financial advisory and accounting organization with a global network of 1,328 offices in 151 countries. transparent benefit management PharmAvail is a leading prescription benefit manager with more than two decades in the market and a network of 62,000 pharmacies in the U.S., including major nationwide retail chains like Walgreens, Wal-Mart and CVS. Milliman is one of the world s largest providers of actuarial and related products and services. Savitar Group is a multi-profile medical assistance company with an expertise in Europe and Asia. Aetna is one of the largest healthcare benefits companies in the U.S. Founded in 1853, Aetna s hospital network has more than 1.1 million healthcare professionals and 5,500 hospitals across the U.S. Contact info@vumigroup.com Telephone Number: Toll-Free Number: VUMI (8864) CORPORATE PROFILE 6
8 VIP Universal Medical Insurance Group, Limited Insurance Company registered in Turks & Caicos Islands, a British Overseas Territory. Administration services provided by VIP Universal Medical Insurance Group, LLC, a company registered in Dallas, Texas, USA N. Central Expressway, Suite 1700, Dallas, Texas Telephone Number: Toll-Free Number: VUMI (8864) Fax Number: U.S. Toll-Free Fax Number: info@vumigroup.com
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