Silver, Freedman, Taff & Tiernan LLP Electronic EDGAR Proof

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1 Silver, Freedman, Taff & Tiernan LLP Electronic EDGAR Proof Job Number: Filer: Form Type: 8-K Reporting Period / Event Date: Customer Service Representative: Version Number: This proof may not fit on letter-sized (8.5 x 11 inch) paper. If copy is cut off, please print to a larger format, e.g., legal-sized (8.5 x 14 inch) paper or oversized (11 x 17 inch) paper. Accuracy of proof is guaranteed ONLY if printed to a PostScript printer using the correct PostScript driver for that printer make and model. (this header is not part of the document)

2 EDGAR Submission Header Summary Submission Form Type 8-K XBRL Filing Off Period of Report Filer Prudential Bancorp, Inc. CIK CCC xxxxxxxx Emerging Growth Company Off Ex Transition Period Off Exchanges NASD Co-Registrants Item ID 7.01 Regulation FD Disclosure 9.01 Financial Statements and Exhibits Submission Contact Philip R. Bevan, Esq. Contact Phone Number Documents 2 Notification s s jalst@sfttlaw.com Documents 8-K form8k.htm Description Form 8-K EX-99.1 pr.htm Description Press Release

3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 25, 2019 Prudential Bancorp, Inc. (Exact name of registrant as specified in its charter) Pennsylvania (State or other jurisdiction (Commission File Number) (IRS Employer of incorporation) Identification No.) 1834 West Oregon Avenue, Philadelphia, Pennsylvania (Address of principal executive offices) (Zip Code) Registrant s telephone number, including area code (215) Not Applicable (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR ) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR e-4(c)) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 ( of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 ( b-2 of this chapter). Emerging growth company [ ] If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

4 Item 7.01 Regulation FD Disclosure. On January 25, 2019, Prudential Bancorp, Inc. (the Company ) announced that its wholly owned subsidiary, Prudential Bank, has developed a program to assist its existing mortgage loan customers affected by the partial shutdown of the U.S. Government. For additional information, reference is made to the Company s press release dated January 25, 2019 attached hereto as Exhibit The press release attached hereto as Exhibit 99.1 and incorporated herein by reference is being furnished pursuant to this Item 7.01 and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the Exchange Act ), or otherwise subject to the liabilities of that section, and it shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or under the Exchange Act, whether made before or after the date hereof, except as expressly set forth by specific reference in such filing to this Current Report on Form 8-K. Item 9.01 Financial Statements and Exhibits (a) (b) (c) (d) Not applicable. Not applicable. Not applicable. The following exhibits are included with this Report: Exhibit No. Description 99.1 Press release regarding loan program, dated January 25,

5 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PRUDENTIAL BANCORP, INC. By: Name: Title: /s/jack E. Rothkopf Jack E. Rothkopf Senior Vice President, Chief Financial Officer and Treasurer Date: January 25,

6 EXHIBIT INDEX Exhibit No. Description 99.1 Press release regarding loan program, dated January 25, 2019

7 Exhibit 99.1 Press Release RELEASE DATE: January 25, 2019 Contact: Gary Reilly For Immediate Release Senior Vice President and Chief Credit Officer (215) PRUDENTIAL BANK ANNOUNCES PROGRAM TO ASSIST LOAN CUSTOMERS AFFECTED BY THE GOVERNMENT SHUTDOWN Philadelphia, Pennsylvania (January 25, 2019) -- Prudential Bancorp, Inc. (the Company ) (Nasdaq: PBIP) announced that its banking subsidiary, Prudential Bank, has developed a program to assist existing loan customers affected by the government shutdown with their loan payments. Interested borrowers can obtain more information on our website, Prudential Bank is committed to serving our community and sympathizes with the plight of the federal government employees who have not been receiving paychecks as a result of the partial government shutdown said Dennis Pollack, President and Chief Executive Officer. Mr. Pollack went on to say, No adverse credit reporting would result from any borrower that uses this program and there is no service charge to the borrower for this service. About Prudential Bancorp, Inc.: Prudential Bancorp, Inc. is the holding company for Prudential Bank. Prudential Bank is a Pennsylvania-chartered, FDIC-insured savings bank that was originally organized in The Bank conducts business from its headquarters and main office in Philadelphia, Pennsylvania as well as nine additional full-service financial centers, seven of which are in Philadelphia, one is in Drexel Hill, Delaware County, and one is in Huntingdon Valley, Montgomery County, Pennsylvania. At December 31, 2018, the Company had total assets of $1.1 billion, total liabilities of $984.5 million and total stockholders equity of $130.7 million. Forward-Looking Statements: This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of These statements include, but are not limited to, expectations or predictions of future financial or business performance, or other conditions relating to the Company. These forward-looking statements include statements with respect to the Company s beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions, that are subject to significant risks and uncertainties, and are subject to change based on various factors (some of which are beyond the Company s control). The words may, could, should, would, will, believe, anticipate, estimate, expect, intend, plan and similar expressions are intended to identify forward-looking statements. In addition to factors previously disclosed in the reports filed by the Company with the Securities and Exchange Commission ( SEC ) and those identified elsewhere in this press release, the following factors, among others, could cause actual results to differ materially from forward-looking statements or historical performance: the strength of the United States economy in general and the strength of the local economies in which the Company conducts its operations; general economic conditions; legislative and regulatory changes; monetary and fiscal policies of the federal government; changes in tax policies, rates and regulations of federal, state and local tax authorities; changes in interest rates, deposit flows, the cost of funds, demand for loan products, demand for financial services, competition, changes in the quality or composition of the Company s loan, investment and mortgage-backed securities portfolios; geographic concentration of the Company s business; fluctuations in real estate values; the adequacy of loan loss reserves; the risk that goodwill and intangibles recorded in the Company s financial statements will become impaired; changes in accounting principles, policies or guidelines and other economic, competitive, governmental and technological factors affecting the Company s operations, markets, products, services and fees; and the success of the Company at managing the risks involved in the foregoing.

8 The Company does not undertake to update any forward-looking statement, whether written or oral, that may be made from time to time by or on behalf of the Company to reflect events or circumstances occurring after the date of this press release. For a complete discussion of the assumptions, risks and uncertainties related to our business, you are encouraged to review the Company s filings with the SEC, including the Risk Factors section in its most Annual Report on Form 10-K for the year ended September 30, 2018, as supplemented by its quarterly or other reports subsequently filed with the SEC. 2