SUPPLEMENTARY PROPERTY INSURANCE URA
|
|
- Gervase Phelps
- 5 years ago
- Views:
Transcription
1 Insurance conditions 1 September Contents 1 Scope and deductible When and where does the insurance apply? Who does the insurance apply to? Deductible Insurance coverage Insurance claim General terms and conditions Other insurance Limitation Reclamation Interpretation of terms... 7
2 Page 2 (7) 1 Scope and deductible 1.1 When and where does the insurance apply? The insurance applies during the time stated by the insurance confirmation. It applies to the entire world during the term of the insurance. In a group insurance, the insurance also applies during the direct travel and return between the city of residence in Sweden and the country of service, on condition that this journey is made no earlier than two weeks before the beginning of the period of service or two weeks after the end of the period of service. 1.2 Who does the insurance apply to? This insurance applies to the people covered by group or individual and where the authority has taken out Supplementary property insurance as a supplement. 1.3 Deductible The insurance applies without deductible.
3 Page 3 (7) 2 Insurance coverage The insurance covers damage to or loss of the insured s private personal goods brought with or acquired during the journey, compensating this in a maximum amount agreed between the authority and Kammarkollegiet and stated in the insurance confirmation. The amount applies in total for the employee and accompanying family members insofar as such exist. Loss of money and documents of value is reimbursed by a maximum of SEK 5,000. Jewellery and watches are reimbursed by a maximum of SEK 10,000 per item. The reimbursement may be adjusted if the insured had been negligent. The same applies if the insured did not report or try to limit the damage. The insurance reimburses necessary and reasonable extra costs that are a direct consequence of a compensable claim up to SEK 5,000. Examples of such costs are: phone costs to lock account cards/bank cards/credit cards travel costs to file a police report or obtain a new passport new keys/new lock for the insured s private home or private vehicle. The insurance does not apply for the following: 1. Damage to or loss of cash, travel documents, items partly or entirely made of precious metal, real pearls and precious stones, antiques, objects of art, cameras, mobile phones, tablets, computers or other electronic equipment with accessories, alcoholic beverages, tobacco or other fragile or theft-prone property, if such property has been left for transport, registration or storage otherwise. 2. Malfunctions that arose without connection to a sudden, unforeseen and externally originating damage event. Damage or malfunction due to climate or environmental impact (e.g. moisture damage, impact from sand, rust or dirt). 3. Damage through age and use, superficial damages, such as dents or scratches without substantial impact on the usability. 4. Damage or loss that can be reimbursed through another insurance, transport company, hotel or the like.
4 Page 4 (7) 5. Damage to sports equipment during use. 6. Damage to or loss of a motor vehicle, boat, aircraft, caravan or trailer, removal (moving) goods or animals. 7. Purchases, withdrawals or use done with the help of stolen, copied or lost account cards, credit cards, SIM cards or the like. 8. Apps, media files or other software for computers, mobile phone, tablets or the like. Note Fragile or theft-prone property shall be carried as carry-on luggage. One should be aware that thefts from checked locked bags are not uncommon. Kammarkollegiet takes over ownership of lost property that Kammarkollegiet has provided reimbursement for. If items for which reimbursement has been received are found, the insured shall notify Kammarkollegiet of this as soon as possible. Regulation The insured must present a certification of the report as follows: Theft shall be immediately reported to the Police Authority in the city of crime. Theft at a hotel shall also be reported to the hotel. Damage to or loss of transported property shall be reported to the transport company. The hotel s and transport company s liability, commitments or offers shall primarily be requested and utilised. Negligence The insured must observe normal care, meaning handle and store the property in a secure manner and otherwise do what can reasonably be required to avoid being struck by theft or other damage. For example, leaving money in a hotel room or leaving theft-prone property in a car is generally considered negligent. In the event of negligence, the reimbursement is normally reduced to half if the circumstances do not show that the negligence was minor or of minor significance to the insurance case. If the negligence was particularly serious, the right to reimbursement may be withheld completely. If the insured has forgotten, lost or misplaced the property, an adjustment is normally made down to 50 per cent. Reimbursement rules
5 Page 5 (7) In the event of property damage, a verified repair cost is reimbursed, although at most by an amount corresponding to the property s market value before the damage. In the event of damage or loss, reimbursement is provided only if the insured can verify the possession and the damage or loss of the property. In the event of loss or damage that is not repairable, the property s market value before the damage is reimbursed. If an actual market value cannot be established, the value is estimated to the reacquisition cost with deductions for age and use. Deduction for age and use is made by 10 per cent per year as of the second year after the purchase year although not more than by 70 per cent. For clothes, shoes and boots, however, deduction is made or age and use by 20 per cent per year as of the first year after the acquisition year although not more than by 70 per cent. For mobile phones, deduction for age and use is made by 25 per cent per year as of the first year after the purchase year although not more than by 70 per cent. For consumables, such as make-up, perfume, hygiene articles and underwear, reimbursement is paid in a maximum of 50 per cent of the new price.
6 Page 6 (7) 3 Insurance claim An insurance claim must be signed by both the insured and the authority. In addition, the person requesting reimbursement must 1. in the event of theft or assault, attach a certificate of the report issued by the police at the location where the damage occurred, 2. in the event of damage, theft or loss that occurred during transport or at a hotel, attach a certificate of the report issued by the transport company or hotel, respectively, 3. provide a specified claim for reimbursement and enclose receipts or other verifications, 4. if other insurance applies for the same damage, inform Kammarkollegiet of this and 5. upon request by Kammarkollegiet provide information and provide doctor s certificate and other documents that it needs to settle the claim and contribute to inspection of damaged property being able to take place. Regulation If the insured were to disregard obligations according to the terms in Supplementary property insurance, the reimbursement may be reduced or be withheld completely.
7 Page 7 (7) 4 General terms and conditions 4.1 Other insurance The insurance reimburses damage or expense only insofar as it cannot be reimbursed by other insurance, ordinance or law. 4.2 Limitation The right to reimbursement ends three years after the damage date if the report was not received by Kammarkollegiet prior thereto. The damage date is the date of the event that forms the basis of the insurance case. 4.3 Reclamation Insofar as Kammarkollegiet has paid reimbursement in an insurance case, it assumes the insured s right against another that is responsible for the damage. 4.4 Interpretation of terms If there is a difference between this English version of terms and conditions and the Swedish version, the Swedish one applies.
TRAVEL INSURANCE. Terms and conditions 1 january 2017
Terms and conditions 1 january 2017 Sid 2 (18) Table of contents 1 Scope, definitions and deductibles... 3 1.1 Who does the insurance cover?... 3 1.2 Where is the insurance valid?... 3 1.3 Definitions...
More informationThe Swedish State s Insurance for Fee-Paying Students
The Swedish State s Insurance for Fee-Paying Students with property cover (FAS+) Terms and Conditions of Insurance, 1 January 2011 Terms and Conditions of Insurance, 1 January 2011 The purpose of this
More informationINSURANCE FOR FOREIGN VISITORS
Serial no. Terms and conditions 01/01/2018 Contents 1 Scope, definitions and deductible... 3 1.1 Who does the insurance apply to?... 3 1.1.1 Group insurance... 3 1.1.2 Individual insurance... 3 1.2 Where
More informationSerial no. STUDENT IN. Terms and conditions 01/01/2018
Serial no. Terms and conditions 01/01/2018 Contents 1 Scope, definitions and deductible... 3 1.1 Who does the insurance apply to?... 3 1.1.1 Group insurance... 3 1.1.2 Individual insurance... 3 1.2 Where
More informationAetna Travel Benefits Schedule
Visit executive-healthcare.com Call + 254 20 291 0000 Email info@executive-healthcare.com Benefits Schedule 2018 USD For plans starting on or after 1 May 2018 Page 1 of 7 At a glance Benefits Medical benefits
More informationCommon Carrier Baggage Insurance Coverage
SUMMARY OF Common Carrier Baggage Insurance Coverage Citi Commercial Cards Government Services For the CITI Travel Card and the CITI One Card for Government Employees Please contact the CITI Customer Service
More informationTHE ULTIMATE PEACE OF MIND.
BMW Roadside Assistance & Accident Management 133 BMW bmw.com.au THE ULTIMATE PEACE OF MIND. BMW Roadside Assistance & Accident Management. Peace of mind begins right now. All new BMW Vehicle owners automatically
More informationAAMI INTERNATIONAL TRAVEL INSURANCE PREMIUM, EXCESS & CLAIMS GUIDE
AAMI INTERNATIONAL TRAVEL INSURANCE PREMIUM, EXCESS & CLAIMS GUIDE This AAMI International Travel Insurance Premium, Excess & Claims Guide (Guide) is designed to provide you with additional information
More informationFAS Fee-paying students
Page 1 (12) Terms and conditions 01/01/2018 Serial no.. 01/01/2018 Page 2 (12) Contents Content 1 Scope, definitions and deductible... 4 1.1 Who does the insurance apply to?... 4 1.2 Where and when does
More information2. Names, addresses and functions of Associated or Subsidiary Companies to be included:
Use space on last page or attach an extra sheet if there is insufficient room for answers 1. Applicant: doing business as: Company: Year established Address: DOT No. 2. Names, addresses and functions of
More informationSid 1. Kammarkollegiet
Sid 1 Kammarkollegiet Student IN The insurance is applicable during direct travel between the home country and Sweden, and at all times within Sweden. The insurance applies twenty-four hours a day in the
More informationPUPILS PERSONAL EFFECTS INSURANCE SCHEME
EDUCATION PRACTICE PUPILS PERSONAL EFFECTS INSURANCE SCHEME SCHEME DETAILS AND KEYFACTS EFFECTIVE FROM WINTER TERM 2016 A tailor made insurance scheme which provides personal effects insurance to cover
More informationProduct description Valid as of 1 January 2015.
Product description Valid as of 1 January 2015. Cargo insurance Financially significant damage may be caused to goods during transport. It is recommended to insure transport risks to avoid interruptions
More informationClaim Form - Travel Insurance
Claim Form - Travel Insurance Important tice: To enable us to process your claim, please submit the duly completed claim form with supporting documents in original as listed in the subsequent section.
More informationufirstgold Account Insurance Product Information Documents
ufirstgold Account Insurance Product Information Documents Contents 01 Travel Insurance Product Information Document 3 02 Mobile Phone Insurance Product Information Document 5 Important Information Please
More informationOVERSEAS STUDENT TRAVEL 2017/18 INSURANCE INFORMATION
OVERSEAS STUDENT TRAVEL 2017/18 INSURANCE INFORMATION This provides a summary of UON s Corporate Travel Insurance and is not evidence that your travel is covered by the University s insurance program.
More informationPlatinum Account Insurance Product Information Documents
Platinum Account Insurance Product Information Documents Throughout this Insurance Product Information Document, Platinum Account refers to Select Platinum Accounts and Reward Platinum accounts. The Platinum
More informationHOUSE INSURANCE. Information and facts before purchasing. January 2018 CHOOSE COVERAGE TO MATCH YOUR REQUIREMENTS WHO IS INSURED UNDER THE POLICY?
Information and facts before purchasing HOUSE INSURANCE January 2018 This is a summary of what our buildings insurance policies cover. The insurance also contains important limitations and safety regulations.
More informationufirst Private Account Insurance Product Information Documents Premier Banking
Premier Banking ufirst Private Account Insurance Product Information Documents Premier Banking Contents Travel Insurance Product Information Document 3 Mobile Phone Insurance Product Information Document
More informationInsurance that protects you and reduces your costs
Insurance that protects you and reduces your costs Before and after-sales information This is a brief description of the insurance and the information you have the right to receive by law. Full terms and
More informationTiger Airways Pte Ltd Claim Form
Tiger Airways Pte Ltd Claim Form IMPORTANT NOTE: Please answer all questions contained in this claim form as leaving items blank, using ticks, dashes and N/A may make it necessary for us to return your
More informationMASTERCARD PLATINUM CARDS SINGAPORE. EFFECTIVE DATE OF COVER 1 August 2016 SUMMARY OF COVER
Insurance Coverage MASTERCARD PLATINUM CARDS SINGAPORE EFFECTIVE DATE OF COVER 1 August 2016 SUMMARY OF COVER Maximum Benefit Amount (USD) E-Commerce Purchase Protection Per Occurrence: 200 Annual Aggregate:
More informationSupplementary Provisions (SP 755) Helvetia Motor Vehicle Insurance: Accidental damage AllRisk. Edition april Your Swiss Insurer.
Supplementary Provisions (SP 755) Helvetia Motor Vehicle Insurance: Accidental damage AllRisk Edition april 2017 Your Swiss Insurer. Table of Contents Accidental damage 4 K1 What is insured? 4 K2 Which
More informationSilver Account Insurance Product Information Documents
Silver Account Insurance Product Information Documents Throughout this Insurance Product Information Document Silver Account refers to Select Silver Accounts and Reward Silver accounts. The Silver Account
More informationMotor Truck Cargo Application
Home Office: One Nationwide Plaza Columbus, Ohio 43215 Administrative Office: 8877 North Gainey Center Drive Scottsdale, Arizona 85258 1-800-423-7675 Fax (480) 483-6752 Motor Truck Cargo Application Name
More informationClaim form for a multi-trip travel insurance
Claim form for a multi-trip travel insurance To be completed by ENNIA broker / ENNIA customer. agent s name agent s. advisor s name advisor s. advisor s telephone agent s telephone This claim form must
More informationUniversity Business Travel Insurance
University Business Travel Insurance Insurer: AIG Europe Limited Policy Number: 0010015245 Policy Period: 1 June 2017 to 31 May 2018 The University is committed to sustainability and is a signatory to
More informationIn case of language discrepancies or disputes, the Lithuanian wording prevails.
LUMINOR MASTERCARD PURCHASE PROTECTION INSURANCE TERMS AND CONDITIONS POLICY NUMBER: 119-5337 Valid from 1 April 2018 In case of language discrepancies or disputes, the Lithuanian wording prevails. These
More informationCorporate Travel Insurance
Corporate Travel Insurance Claim form Branch Policy No. Due date Broker/Agent Claim No. (Office use only) Address Important information Do not admit liability - Ask for any claim to be put in writing and
More informationUWE Bristol ACE Central Loans
UWE Bristol ACE Central Loans Terms and Conditions Faculty of Arts, Creative Industries and Education Contents General Loan Conditions page 1 Standard Loan Period page 1 Exceptional Loans and Travel Abroad
More informationMotor Truck Cargo Application
Home Office: One Nationwide Plaza Columbus, Ohio 43215 Administrative Office: 8877 North Gainey Center Drive Scottsdale, Arizona 85258 1-800-423-7675 Fax (480) 483-6752 Motor Truck Cargo Application Name
More informationThese terms, together with your insurance policy schedule set out your insurance cover.
Accidental Damage Protection or Accidental Damage with Theft Protection Cover Conditions These terms, together with your insurance policy schedule set out your insurance cover. This is a contract of insurance
More informationLuggage is insured for harm caused by: theft loss damage
WHO IS COVERED? You and the persons listed in the policy, not older than 70 years of age. WHEN DOES YOUR APPLY? The insurance applies during the period mentioned in the policy, starting from the moment
More informationExpat Policy for Foreign Professionals in The Netherlands. Premium and Coverage Overview
Expat Policy for Foreign Professionals in The Netherlands Premium and Coverage Overview 770608(mrt2011)a Expat Policy for Foreign Professionals in The Netherlands Premium and Coverage Overview You are
More informationWhat is this type of insurance? This is a travel insurance policy. What is not insured? What is insured? Are there any restrictions on cover?
Travel Insurance Insurance Product Information Document Go Walkabout Travel Insurance is arranged and Underwritten by Travel Insurance Facilities Plc, which is authorised and regulated by the Financial
More informationExceptional cover and service for owners of fine homes and valuables.
Masterpiece 1 Exceptional cover and service for owners of fine homes and valuables. 2 At Chubb, when it comes to helping to protect your home, we go beyond your expectations. Our Masterpiece policy provides
More informationFARMERS UNION MUTUAL INSURANCE COMPANY SCHEDULED PERSONAL PROPERTY ENDORSEMENT AND INLAND MARINE FLOATER MANUAL
FARMERS UNION MUTUAL INSURANCE COMPANY SCHEDULED PERSONAL PROPERTY ENDORSEMENT AND INLAND MARINE FLOATER MANUAL The intent of this coverage is to provide broad protection for certain types of valuable
More informationPUPILS PERSONAL EFFECTS INSURANCE SCHEME
EDUCATION PRACTICE PUPILS PERSONAL EFFECTS INSURANCE SCHEME SCHEME DETAILS AND KEYFACTS EFFECTIVE FROM WINTER TERM 2017 A tailor made insurance scheme which provides personal effects insurance to cover
More informationINTRODUCING CLONE PHONE FULLY LOADED
INTRODUCING CLONE PHONE FULLY LOADED Whether Your Mobile Device has been Lost, Stolen or Damaged, or it simply decides to stop working, with Clone Phone Fully Loaded You can have the reassurance that we
More informationVodacom Insurance Application
Vodacom Insurance Application Underwriter: Vodacom Insurance Company (RF) Limited Administrator/financial services provider: Cellsure (Pty) Ltd. FSP NO: 16950 Complete this application form and email it
More information1.2 The insurance covers liability that results from act or omission during the period the insurance is in force.
GENERAL CONDITIONS FOR INSURANCE OF FREIGHT FORWARDER'S LIABILITY IN CONNECTION WITH THE GENERAL CONDITIONS OF THE NORDIC ASSOCIATION OF FREIGHT FORWARDERS, EFFECTIVE AS OF JUNE 1, 1998 (NSAB 2000) These
More informationProperty Loss Exposures and Policy Provisions
Property Loss Exposures and Policy Provisions After studying this chapter, you should be able to: List the types of property exposed to loss and the types of losses that can occur to the property Discuss
More informationWELCOME TO FULL COVER AND DAMAGE COVER - MOBILE PHONE AND TABLET INSURANCE FOR LARGE BUSINESS
WELCOME TO FULL COVER AND DAMAGE COVER - MOBILE PHONE AND TABLET INSURANCE FOR LARGE BUSINESS Table of Contents 1. The Insurance 2. Important things to know 3. Words with specific meanings 4. The insurance
More informationPlatinum Debit Card Insurances. Available on Platinum Debit Cards. Information Booklet
Platinum Debit Card Insurances Available on Platinum Debit Cards Information Booklet For purchases made on Platinum debit cards issued on or after 1 October 2018 Contents Welcome...3 Things you need to
More informationPURCHASE PROTECTION TERMS & CONDITIONS FOR CARDHOLDERS IN KUWAIT
PURCHASE PROTECTION TERMS & CONDITIONS FOR CARDHOLDERS IN KUWAIT TABLE OF BENEFITS Card Type Per Occurrence Limit Annual Aggregate Limit Visa Platinum USD 5,000 USD 20,000 Visa Signature USD 6,000 USD
More informationMake every adventure a healthy one Aetna Travel Benefits schedule
Make every adventure a healthy one Aetna Travel Benefits schedule USD HKD For plans with a start date on or after 1 January 2016 Visit www.aetnainternational.com M068-136E-010116 1 Whether you re getting
More informationUniversity Business Travel Insurance
University Business Travel Insurance Insurer: AIG Europe Limited Policy Number: 0015903034 Policy Period: 1 June 2017 to 31 May 2018 The University is committed to sustainability and is a signatory to
More informationTRAVEL MONEY CARD COMPLIMENTARY INSURANCE INFORMATION BOOKLET.
TRAVEL MONEY CARD COMPLIMENTARY INSURANCE INFORMATION BOOKLET. For purchases made on Travel Money Cards issued on or after 3 October 2016 (as amended on 1 April 2017) 006-058 010417 Contents Important
More informationTravel. Insurance. Important telephone numbers. ref: HX020
Important telephone numbers Customer services: 0800 171 000 / 020 8666 0645 Claims: 020 8666 9326 Coach Travel This policy is available in large print, audio and Braille. Please contact us on Phone 0800
More informationSpecial Corporate Insurance
Special Corporate Insurance PRODUCT DESCRIPTION 461221e 1.19 Effective as of 1 January 2019. This document contains the main content of the insurance. The details and restrictions are found in the terms
More informationInsurance. UK and European breakdown cover
Insurance UK and European breakdown cover Introduction Welcome to UK and European breakdown cover This Motor Breakdown and accident recovery service is administered on behalf of Co-op Insurance by AXA
More informationCAR INSURANCE. Product Disclosure Statement (PDS)
CAR INSURANCE Product Disclosure Statement (PDS) 18.02.2017 Important information This document is a Product Disclosure Statement (PDS) and contains important information about the Car Insurance we offer.
More informationNational Advantage Insurance Services, Inc.
MOTOR TRUCK CARGO APPLICATION & COMMERCIAL AUTO PHYSICAL DAMAGE (1/17) THIS APPLICATION MUST BE COMPLETED, SIGNED AND DATED BY THE APPLICANT. NEW RENEWAL of Certificate/Policy No. DOT#: DMV/CA#: Website
More informationUniversity Travel Insurance for Students Undertaking Work or Study Placements
University Travel Insurance for Students Undertaking Work or Study Placements Insurer: AIG Europe Limited Policy Number: 0015903034 Policy Period: 1 June 2017 to 31 May 2018 IMPORTANT: Information Regarding
More informationOptional Gadget Travel Insurance
Optional Gadget Travel Insurance This section of cover will only apply if you have paid the required additional premium and it is shown on your Validation Certificate. This insurance is arranged by Supercover
More informationTRAVEL ADVISORY TO UKRAINE
TRAVEL ADVISORY TO UKRAINE UKRAINE VISA AND INSURANCE Ukraine tourist visa prepares themselves in their country at the Embassy or Consulate of Ukraine. The insurance policy shall be issued independently,
More informationMOTOR TRUCK CARGO PROPOSAL FORM For use with Broad Form (15) Use space on last page or attach an extra sheet if there is insufficient room for answers
General: (516) 431-9191 Underwriting: (516) 431-6200 Fax: (516) 431-0488 370 West Park Avenue, P.O. Box 9004, Long Beach, NY 11561-9004 www.lancerinsurance.com/commauto.html MOTOR TRUCK CARGO PROPOSAL
More informationGeneral Provisions for the All Risks Orange Insurance Policy
General Provisions for the All Risks Orange Insurance Policy June 2018 Edition 2 General Provisions 1. LAW APPLICABLE TO THE CONTRACT This agreement is governed by Luxembourg legislation on insurance contracts.
More informationClaims Line
Claims Line 0844 888 7363 Mobility Scooter Policy Booklet Introduction This policy explains the terms of the insurance contract between you and us. The contract is based on the information you have given
More informationDENMARK. Goods Documents required Customs Prescriptions Remarks Removal Goods from countries outside EU
Goods Documents required Customs Prescriptions Remarks Removal Goods from countries outside EU Inventory in English. Diplomatic Removals Inventory. Wedding Trousseau Inventory. Please do not use the terms
More informationProperty. Claim Form. How to Get Quick Action on Your Claim. Client Details
Property Claim Form Claim Number (office use only) How to Get Quick Action on Your Claim Catholic Church Insurance Limited will act on your claim as soon as we receive this form. You can help us to act
More informationPolicy terms and conditions Caravan insurance
Policy terms and conditions Caravan insurance These policy terms and conditions form an integral part of the Hoeksche Waard Total insurance for Private individuals (HWTP). If there are any differences
More informationMasterCard Debit Card Benefits
This Guide to Benefit describes the benefit in effect as of 10/1/12. This benefit and description supersedes any prior benefit and description you may have received earlier. Please read and retain for
More informationPERSONAL 1. Domestic Buildings
PERSONAL 1 From bumper bashings to burst geysers, from vet bills to lost cameras, from fallen trees to stolen TV s - we cover it all in one policy. The CIB Personal Lines Policy offers you cover for almost
More informationOVERSEAS TRAVEL STUDENTS 2016/2017 INSURANCE INFORMATION
OVERSEAS TRAVEL STUDENTS 2016/2017 INSURANCE INFORMATION This summary of UON s Travel Insurance cover is not evidence that your travel is covered by UON s insurance program. Proof of cover for your travel
More informationMost advice is before a storm. This is what to do after. Please spread it around.
Most advice is before a storm. This is what to do after. Please spread it around. These are general guidelines and are intended to help you when filing a claim for your business or your home. Below is
More informationDENMARK. Goods Documents required Customs Prescriptions Remarks
Removal Goods from countries outside EU Inventory in English. Please do not use the terms Miscellaneous or PBO on the inventory. B/L or AWB - shipper & consignee must be the same person on the B/L as well
More informationSingle Trip & Multi-Trip Gadget Extension
Single Trip & Multi-Trip Gadget Extension This booklet is an extension to your main Boots Travel Insurance policy wording and is only valid if you have paid the appropriate additional premium. This booklet
More informationMotor Vehicle Insurance Supplementary Product Disclosure Statement
Motor Vehicle Insurance Supplementary Product Disclosure Statement The date of preparation of this Supplementary Product Disclosure Statement (SPDS) is 1st August 2017 and will apply to policies taken
More informationFINE ART INSURANCE FOR DEALERS PROPOSAL
FINE ART INSURANCE FOR DEALERS PROPOSAL Before any question is answered read carefully the declaration at the end of this proposal which you are required to sign. Answer all questions in full. Tick Yes/No
More informationFREIGHT FORWARDERS CARGO PROPOSAL FORM
Attach an extra sheet if there is insufficient room for answers 1.Applicant: Doing business as: Year Established Address: ICC Docket No. 2. Names, addresses and functions of Associated or Subsidiary Companies
More informationi-guard PHONE & TABLET REPAIR PLAN TERMS AND CONDITIONS
i-guard PHONE & TABLET REPAIR PLAN TERMS AND CONDITIONS You should read these Terms and Conditions carefully. Any reimbursement made by You will be subject to these Terms and Conditions and the HKT Privacy
More informationCustoms Guide DENMARK. Information from FIDI Denmark
Customs Guide DENMARK Information from FIDI Denmark Customs guide DENMARK The global quality standard for international moving. The FAIM label is your global assurance for a smooth, safe and comprehensive
More informationCOMPREHENSIVE CORPORATE TRAVEL INSURANCE
This is a translation of the original Norwegian text made by a professional translation agency. In case of any discrepancies, the wording of the original Norwegian text shall prevail. COMPREHENSIVE CORPORATE
More informationAmerican Express Cardmember / Business Travel
American Express Cardmember / Business Travel Claim Form The information requested and supporting documents required for your claim are detailed below each section. Further documents or information may
More informationAddress: ICC Docket No. MC. 2. Names, addresses and functions of Associated or Subsidiary Companies to be included:
Use space on last page or attach an extra sheet if there is insufficient room for answers 1. Applicant: _ doing business as: Company: Year established Address: _ ICC Docket No. MC 2. Names, addresses and
More informationMotor insurance. Alphabet Fleet Services. In partnership with
Motor insurance Alphabet Fleet Services In partnership with Scope of the insurance This document provides a summary of information about the insurance policy. You can find complete information in the insurance
More informationWELCOME TO FULL COVER AND DAMAGE COVER
WELCOME TO FULL COVER AND DAMAGE COVER Introduction Welcome to Full Cover and Damage Cover from EE insurance for Your Mobile Phone and Connected Device. This document and the Confirmation of Your Insurance
More informationWELCOME TO FULL COVER AND DAMAGE COVER
WELCOME TO FULL COVER AND DAMAGE COVER Insurance for Mobile Phone and Connected Devices designed for consumer and small business Relax we ve got you covered This booklet contains everything you need to
More informationSpecial Car Insurance Conditions Limited comprehensive
01. WHO ARE INSURED? The insurance applies to all people listed below. These people are referred to as you in the conditions set out below. The person taking out this insurance. The person who uses the
More informationCover section: Cars (Lite cover)
Index 1. Introduction 2 2. Definitions that apply to your Cars (Lite cover) section 2 3. Conditions for cover 3 4. You must tell us what you use your car for 3 5. You must tell us how to calculate the
More informationTune Protect Travel-AirAsia. Policy Wording
Tune Protect Travel-AirAsia Policy Wording Contents 1. Important Information about This Policy Wording... 3 2. About The Insurer... 3 3. Duty of Disclosure... 4 4. The Meaning of Certain Words... 5 5.
More informationAddress: State: Postcode: Yes (If Yes, provide details) No
Claim Number: Office use only Email Address travelclaims@woolworthsinsurance.com.au Phone Number 1300 10 1234 Postal Address Woolworths Travel Insurance Claims Locked Bag 2010 St Leonards, NSW 1590 Important:
More informationMOTOR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY BOOKLET (PDS)
MOTOR INSURANCE PRODUCT DISCLOSURE STATEMENT AND POLICY BOOKLET (PDS) This Product Disclosure Statement and Policy Booklet (PDS) was prepared on 18 December 2016. The information in this PDS is current
More informationPLATINUM DEBIT COMPLIMENTARY INSURANCES AND GUARANTEED PRICING COVER.
PLATINUM DEBIT COMPLIMENTARY INSURANCES AND GUARANTEED PRICING COVER. For purchases on or after 1 July 2015 Contents Important information about all the covers in this document...1 The Insurer and the
More informationstatement of insurance
statement of insurance group policy travel insurance group policyholder: Masterclass Sports Tours policy number: SG9 0087718 issued on: 1st October 2015 reason for issue: new business This statement of
More informationInsurance. Work injury insurance for government employees
Insurance Work injury insurance for government employees Work injury in accordance with Central Agreement 2006:1 An employee may be entitled to compensation after a personal injury. The agreement defines
More informationCredit card holder travel insurance claim form
Credit card holder travel insurance claim form QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239 545 Office use only Claim number Please answer all questions and tick boxes where appropriate
More informationGadget Insurance Summary of Cover
Gadget Insurance Summary of Cover Contents Policy Summary Gadget Insurance... 2 Your responsibility to review... 2 Who provides this policy?... 2 What is Gadget Insurance?... 2 Am I eligible for cover?...
More informationClaim Form. General Information Policyholder : Claimant (if it differs from the policyholder): Insurance Policy No:
Jetstar Travel Travel Insurance Insurance IMPORTANT NOTE Please answer all questions contained in this claim form as leaving items blank, using ticks, dashes and N/A may make it necessary for us to return
More informationSee page 2 for. a quick summary. Motor Insurance. Cars & Motorcycles Product Disclosure Statement and Policy Booklet (PDS)
See page 2 for a quick summary. Motor Insurance Cars & Motorcycles Product Disclosure Statement and Policy Booklet (PDS) This Product Disclosure Statement and Policy Booklet (PDS) was prepared on 16 March
More informationSCHEDULED PERSONAL PROPERTY ENDORSEMENT. This endorsement changes your policy. Please read it carefully and keep it with your policy.
This endorsement changes your policy. Please read it carefully and keep it with your policy. Class Of Scheduled Personal Property 1. Jewelry, as scheduled below. 2. Furs and Garments trimmed with fur or
More informationPremier Contents Insurance. Policy wording
Premier Contents Insurance Policy wording This page is a summary of the policy, intended to help you understand its terms. It does not form part of the policy itself. what you need to know about your policy
More informationHome insurance. A summary of your cover
Home insurance A summary of your cover Please read this document carefully. Full terms and conditions can be found within your policy documents. This summary does not form part of the contract between
More informationPre-purchase information First Card with private payment responsibility - applicable from 01/01/2018
Pre-purchase information First Card with private payment responsibility - applicable from 01/01/2018 The insurance provider is Moderna Försäkringar, a part of Tryg Forsikring A/S, Erhvervsstyrelsen, CVR
More informationHome insurance comparison table Buildings and Contents covers
Home insurance comparison table Buildings and Contents covers Covers loss or damage due to: Vital Home Insurance Obtain a quote Classic Home Insurance Obtain a quote Accidental breakage (of glass) Earthquake
More informationNational Advantage Insurance Services, Inc.
MOTOR TRUCK CARGO APPLICATION (4/18) THIS APPLICATION MUST BE COMPLETED, SIGNED AND DATED BY THE APPLICANT. NEW RENEWAL of Certificate/Policy No. DOT#: DMV/CA#: Website 1. Name of Applicant: 2. DBA: 3.
More informationOwn Goods in Transit Section
Own Goods in Transit Section Definitions Goods Goods belonging to the lnsured or held by the lnsured in trust and for which the lnsured are responsible. Vehicle Any vehicle owned or operated by the Insured.
More informationVehicle Policy Organisation and Management. The University of Edinburgh
The University of Edinburgh Vehicle Policy 2007 Introduction This policy aims to reduce legal, health and safety and financial liability and to control costs of managing University vehicles. The objective
More informationParamount General Agency, Inc.
Paramount General, Inc. GENERAL INFORMATION SECTION Attach cargo and/or physical damage sections REF# C# PGA, Inc. use only Applicant Terminal If Different Effective Date Expiration Date Years in business:
More information