PAF 101 Module 5, Lecture 5. Snowflakes are one of nature s most fragile things, but just look at what they can do when they stick together.

Size: px
Start display at page:

Download "PAF 101 Module 5, Lecture 5. Snowflakes are one of nature s most fragile things, but just look at what they can do when they stick together."

Transcription

1 PAF 101 Module 5, Lecture 5 Snowflakes are one of nature s most fragile things, but just look at what they can do when they stick together. 1

2 Class Agenda Announcements Competition Debriefing

3 Volunteer Opportunity Concord Temple Food Pantry Tuesday 11/27 & Friday 11/30 Eileen by Wednesday 11/21 if you are interested! This is her

4 Final Community Service Form 35 points will be taken off if the service site doesn t conform to the guidelines 15 points will be taken off if You did not attach responses to essay questions (unless in PAF 110) 7 Points per hour will be taken off if you do not complete 5 hours! Final Community Service Form is due December 3 rd

5 Extra Credit The last day to submit any extra credit speaker forms is 12/5 by 9 PM No submissions will be accepted after this date and there will be NO exceptions

6 Competition Points Winners Loser s As of 11/16/18 Group Points E 13 B 11 C 11 A 8 D 5 I 2 F 2 G 2 H 2 J 2

7 Module 5 Competition Results Group G Won!!! They get 5 points. Everyone else gets 3 points

8 Module 5 Debriefing Instructions When your group is called, one person will stand up and answer the question. Groups will be called on more than once

9 Module 5 Debriefing Policy: Hold Syracuse University tuition increases to the rate of inflation

10 Exercise 9.1A Describe the public policy here, including the policy tool, the governmental agency that will implement the policy, and the geographic location where it will be implemented: The policy is to make it more affordable to come to Syracuse University

11 Exercise 9.1A Describe the public policy here, including the policy tool, the governmental agency that will implement the policy, and the geographic location where it will be implemented: The policy is to make it more affordable to come to Syracuse University in Syracuse, New York. Problem 1: Discusses the goal of the policy, not the actions that will be taken. Should be: Syracuse University in Syracuse, New York will use direct government action to hold tuition increases to the rate of national inflation. Problem 2: Missing policy tool. Correct policy tool: Direct government action No governmental agency because it is a private university.

12 Exercise 9.2 List five players that have the most influence on your policy by filling out the chart below. Briefly justify each selection. Be sure to include the title of each player. Player and Title Justification 1. Students Students want low tuition 2. Board of Trustees 3. Dean of Financial Aid Tuition is somewhat important to the board He plays a role in controlling the Financial Aid given to students 4. Chancellor He wants the University to make money so he will try to stop this policy 5. Loan Companies They have an interest in keeping tuition high

13 Exercise 9.2 List five players that have the most influence on your policy by filling out the chart below. Briefly justify each selection. Be sure to include the title of each player. Player and Title Justification 1. Students Students want low tuition Player 1: Students are not players. (Use Student Association instead) 2. Board of Trustees Tuition is somewhat important to the board Justification: Doesn t explain how player Player 2: Correct has control over situation. Justifies priority. 3. Dean of Financial Aid He plays a role in controlling the Financial Aid given to students Player 3: Missing the player s name, and also, there is no Dean of Financial Aid. (Use Treasurer David Smith instead) 4. Chancellor He wants the University to make money so he will try to stop this policy Player 4: Missing the Justification: Doesn t explain role of Chancellor s name. Chancellor in situation. Justifies priority. 5. Loan Companies They have an interest in keeping tuition high Player 5: Loan companies do not have power over decisions about adjusting tuition. They are stakeholders, not players. (Use Alumni Donors instead)

14 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 1- Issue Position: 3 Power: 0 Priority: 5 Name and Title: Student Association Justification: Students would fully support a policy that would prevent them from paying even more for college. Justification: Student Association doesn t have any power. Justification: Cost of school is the most important issue for students, and the Student Association voices the issues of the students.

15 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 1- Name and Title: Student Association Issue Position: 3 Power: 0 Priority: 5 Justification: Students would fully support a policy that would prevent them from paying even more for college. Justification: Student Association doesn t have any power. Justification: Cost of school is the most important issue for students, and the Student Association voices the issues of the students.

16 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 2- Player and Title: Board of Trustees Issue Position:+2 Power: 2 Priority: 3 Justification: The Board is worried about losing money if tuition is low. Justification: The Board only has some say in what the tuition is. Justification: Tuition is a reasonable concern for the board of trustees.

17 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 2- Player and Title: Board of Trustees Issue Position: -2 Power: 2 Priority: 3 Justification: The Board is worried about losing money if tuition is low. Justification: The Board only has some say in what the tuition is. Justification: Tuition is a reasonable concern for the board of trustees.

18 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 3- Issue Position: -3 Player and Title: Treasurer David Smith Justification: He worries about money. Power: 3 Justification: He has an IQ of 124 and got his MBA from Whitman. Priority: 1 Justification: His work would be directly affected by the policy if it went into effect.

19 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 3- Issue Position: -3 Player and Title: David Smith, Treasurer of Syracuse University Justification: He worries about money. Power: 3 Justification: He has an IQ of 124 and got his MBA from Whitman. Priority: 1 Justification: His work would be directly affected by the policy if it went into effect.

20 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 4- Issue Position: 0 Power: 5 Priority: 5 Player and Title: Kent Syverud, Chancellor of Syracuse University Justification: The Chancellor is not very concerned with this issue. Justification: He would have to agree and approve the increase to change the tuition. Justification: The Chancellor s only focus is funding, so he cares a lot about tuition.

21 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 4- Issue Position: 0 Power: 5 Priority: 5 Player and Title: Kent Syverud, Chancellor of Syracuse University Justification: The Chancellor is not very concerned with this issue. Justification: He would have to agree and approve the increase to change the tuition. Justification: The Chancellor s only focus is funding, so he cares a lot about tuition.

22 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 5- Player and Title: Alumni Donors Issue Position: -5 Power: 5 Priority: 5 Justification: Alumni donations make up much of the university s funding. Justification: Without alumni donations, the school cannot afford to open. Justification: Alumni want as much money going to their alma mater s football team as possible.

23 Exercise 9.3 Estimate and provide justification for the issue position, power, and priority for each player listed in Exercise 9.3. Player 5- Player and Title: Alumni Donors Issue Position: -5 Justification: Alumni donations make up much of the university s funding. Power: 5 Justification: Without alumni donations, the school cannot afford to open. Priority: 5 Justification: Alumni want as much money going to their alma mater s football team as possible.

24 Exercise 9.4 A Using the policy identified in 9.2 and the information in Exercise 9.4, complete a Prince Chart in the form below. Players Student Association Board of Trustees Treasurer David Smith Chancellor Kent Syverud Issue Position X Power X Priority = Prince Score 3 X 1 X 5 = X 5 X 3 = X 3 X 1 = -9 0 X 5 X 5 = 0 Alumni Donors -5 X 5 X 5 = -25

25 Exercise 9.4 A Using the policy identified in 9.2 and the information in Exercise 9.4, complete a Prince Chart in the form below Players Issue Position X Power X Priority = Prince Score Problem 1: Issue position should always have a sign. Problem 2: Board of Trustees Prince Score should be -30 Problem 3: Chancellor s score was not calculated using prince math. Student Association Board of Trustees Dean of Financial Aid +3 X 1 X 5 = X 5 X 3 = X 3 X 1 = -9 Chancellor 0 X 5 X 5 = (25) Problem 4: Loan Companies Prince Score should be -125 Loan Companies -5 X 5 X 5 = -125

26 Exercise 9.4 B Calculate the probability of the policy being implemented following the directions on pp in the textbook. Show your calculations here: = 164 =.804 = 80% Interpret the probability according to Figure 9.2 in the textbook here: This will definitely happen.

27 Exercise 9.4 B Calculate the probability of the policy being implemented following the directions on pp in the textbook. Show your calculations here: = 164 =.804 = 80% Interpret the probability according to Figure 9.2 in the textbook here: This will definitely happen.

28 Correct Calculations for 9.4B = 27.5 =.1348= 13%

29 Things to remember Know your players! Know the difference between position, power, and priority, and pay attention to your justifications. Make sure your probability percentage isn t unreasonable. High percentages mean that it would be very successful and would have already been implemented. Double check multiplication in Prince Chart and probability calculation. REMEMBER PRINCE MATH IS NOT REAL MATH!!!!!

30 For Next Class Module 5 due 12/7 So you don t fall behind, make sure you have complete before next class. Community Service Form is Due 12/3 by 12:45 (not before) Final Extra Credit is due 12/5 by 9PM

PAF 101 Module 4, Lecture 6. "Spoon-feeding, in the long run, teaches nothing but the shape of the spoon." ~EM Forster

PAF 101 Module 4, Lecture 6. Spoon-feeding, in the long run, teaches nothing but the shape of the spoon. ~EM Forster PAF 101 Module 4, Lecture 6 "Spoon-feeding, in the long run, teaches nothing but the shape of the spoon." ~EM Forster Class Agenda Announcements Dale Carnegie Competition Debriefing Assignment for Next

More information

There is no education like adversity.

There is no education like adversity. PAF 101 Module 3, Lecture 7 There is no education like adversity. ~Benjamin Disraeli Class Agenda Announcements Competition Debriefing Fireside Chat Allison Dale Carnegie Principles Don't criticize, condemn

More information

PAF 101 Module 5, Lecture 2. Suos Cultores Scientia Coronat. - Syracuse University motto

PAF 101 Module 5, Lecture 2. Suos Cultores Scientia Coronat. - Syracuse University motto PAF 101 Module 5, Lecture 2 Suos Cultores Scientia Coronat - Syracuse University motto Class Agenda Announcements More on the Prince System Community Service Reminder The due date for the community service

More information

for Newcomers and New Canadians Module 2 How to Build Credit In Canada Student Workbook

for Newcomers and New Canadians Module 2 How to Build Credit In Canada Student Workbook for Newcomers and New Canadians Module 2 How to Build Credit In Canada Student Workbook Welcome! This workshop is about credit. Credit is buying something now, but paying for it later. Credit can be useful

More information

STA Module 3B Discrete Random Variables

STA Module 3B Discrete Random Variables STA 2023 Module 3B Discrete Random Variables Learning Objectives Upon completing this module, you should be able to 1. Determine the probability distribution of a discrete random variable. 2. Construct

More information

Transfer guide. Combining your pensions with Zurich

Transfer guide. Combining your pensions with Zurich Transfer guide Combining your pensions with Zurich This guide describes the potential benefits of you transferring the value of a pension to your current pension with Zurich and the things you should think

More information

ECONOMICS SEMESTER PROJECT

ECONOMICS SEMESTER PROJECT ECONOMICS SEMESTER PROJECT It is time to take some of what you have learned and combine it into a Real Life Economics Project. This has multiple parts and will count as a project grade. Each part needs

More information

Lesson Module 1: The Fundamentals of Net Worth

Lesson Module 1: The Fundamentals of Net Worth Lesson Module 1: The Fundamentals of Net Worth Module 1 Overview The entire game of football is based on a few basic skills: blocking, tackling, passing and running. To be a successful football player,

More information

Workbook 3. Borrowing Money

Workbook 3. Borrowing Money Workbook 3 Borrowing Money Copyright 2019 ABC Life Literacy Canada First published in 2011 by ABC Life Literacy Canada All rights reserved. ABC Life Literacy Canada gratefully thanks Founding Sponsor TD

More information

TIME TO CHOOSE. From the Trustee of the British Steel Pension Scheme. BritishSteel_August_Newsletter_A5_CG.indd 1

TIME TO CHOOSE. From the Trustee of the British Steel Pension Scheme. BritishSteel_August_Newsletter_A5_CG.indd 1 TIME TO CHOOSE Issue 1 August 2017 From the Trustee of the British Steel Pension Scheme BritishSteel_August_Newsletter_A5_CG.indd 1 16/08/2017 14:12 2 Time to choose British Steel Pension Scheme YOUR PENSION

More information

Lesson Module 2: Strength Training Savings and Interest

Lesson Module 2: Strength Training Savings and Interest Lesson Module 2: Strength Training Savings and Interest Module 2 Overview In football, strength is something that you can t develop all at once. Players need a consistent and focused work-out regiment

More information

What is credit and why does it matter to me?

What is credit and why does it matter to me? Understanding Credit 1 Money Matters The BIG Idea What is credit and why does it matter to me? AGENDA Approx. 45 minutes I. Warm Up: What Do You Know About Credit? (10 minutes) II. Credit: The Good, The

More information

Corporate Financial Services. Employee Reimbursements and Entertainment July 29, :30 pm 3:30 pm. Semel Institute NPI Auditorium

Corporate Financial Services. Employee Reimbursements and Entertainment July 29, :30 pm 3:30 pm. Semel Institute NPI Auditorium Corporate Financial Services Employee Reimbursements and Entertainment July 29, 2013 1:30 pm 3:30 pm Semel Institute NPI Auditorium Agenda New Employee Reimbursement Process (Martin Richardson) Sales and

More information

STA Rev. F Learning Objectives. What is a Random Variable? Module 5 Discrete Random Variables

STA Rev. F Learning Objectives. What is a Random Variable? Module 5 Discrete Random Variables STA 2023 Module 5 Discrete Random Variables Learning Objectives Upon completing this module, you should be able to: 1. Determine the probability distribution of a discrete random variable. 2. Construct

More information

Important Things to Know about Medicare: Chapter Six Medigap Policies 1

Important Things to Know about Medicare: Chapter Six Medigap Policies 1 FCS2342 Important Things to Know about Medicare: Chapter Six Medigap Policies 1 Amanda Terminello and Martie Gillen 2 Important Things to Know about Medicare is a series of 10 publications that will cover

More information

2017 DollarWise Summer Youth Contest Final Quiz Study Guide

2017 DollarWise Summer Youth Contest Final Quiz Study Guide 2017 DollarWise Summer Youth Contest Final Quiz Study Guide The DollarWise Summer Youth Contest Final Exam questions are designed to test your full knowledge of the information provided in the contest.

More information

www.gov.uk/studentfinance i STUDENT FINANCE ENGLAND AN INTRODUCTION Student Finance England (SFE) provide financial support on behalf of the UK Government to students from England entering higher education

More information

2018 DollarWise Summer Youth Contest Study Guide

2018 DollarWise Summer Youth Contest Study Guide 2018 DollarWise Summer Youth Contest Study Guide The DollarWise Summer Youth Contest Final Exam questions are designed to test your full knowledge of the information provided in the contest. During the

More information

On track. with The Wrigley Pension Plan

On track. with The Wrigley Pension Plan Issue 2 September 2013 On track with The Wrigley Pension Plan Pensions: a golden egg? There s a definite bird theme to this edition of On Track. If you want to add to your nest egg for retirement, we ll

More information

New Expenditure Guidelines for BSI, Student Equity, and SSSP

New Expenditure Guidelines for BSI, Student Equity, and SSSP New Expenditure Guidelines for BSI, Student Equity, and SSSP Webinar March 2, 2017 Kirsten Corbin Dean, Academic Affairs Rhonda Mohr - Dean, Student Services and Special Programs Chantee Guiney - Basic

More information

Private Loan Guide. Apply for free, federal and state financial aid programs:

Private Loan Guide. Apply for free, federal and state financial aid programs: Private loan basics Private student loans are non-federal loans. Private Loan Guide You should only borrow private loans to fund your education as a last resort. Do all of the following before you consider

More information

GTCREA NEWS. March 2017 GTCREA BOARD OF DIRESTORS

GTCREA NEWS. March 2017 GTCREA BOARD OF DIRESTORS .. GTCREA NEWS March 2017 Photo courtesy of Greg Lebrick, GTC Marketing Specialist-Creative GTCREA BOARD OF DIRESTORS 1 ST row: C. Gacek-Treasurer, E. Knudson-President, M. Meyer-Secretary and D. Dosemagen-Vice

More information

PERSONAL FINANCE FINAL EXAM REVIEW. Click here to begin

PERSONAL FINANCE FINAL EXAM REVIEW. Click here to begin PERSONAL FINANCE FINAL EXAM REVIEW Click here to begin FINAL EXAM REVIEW Once you work through the questions, you will have a good ideas of what will be on the final next week. Click here if you are too

More information

credit crunch lesson 6: student outcomes Chapter 30 from Reality Check time relationship to national standards assessment materials

credit crunch lesson 6: student outcomes Chapter 30 from Reality Check time relationship to national standards assessment materials Chapter 30 from Reality Check time 50 minutes relationship to national standards FCS National Standards: 2.1.2, 2.6.2, 3.3.3 JumpStart Financial Literacy Standards PMM3, CD 1 assessment Do I Have to Have

More information

Penny Stock Guide. Copyright 2017 StocksUnder1.org, All Rights Reserved.

Penny Stock Guide.  Copyright 2017 StocksUnder1.org, All Rights Reserved. Penny Stock Guide Disclaimer The information provided is not to be considered as a recommendation to buy certain stocks and is provided solely as an information resource to help traders make their own

More information

Statistical Literacy & Data Analysis

Statistical Literacy & Data Analysis Statistical Literacy & Data Analysis Key Ideas: Quartiles & percentiles Population vs. Sample Analyzing bias in surveys Polls, census & Indices Jan 13 8:43 PM Bell Work 1. find the mean, median and mode

More information

Wrap Up the Holidays with NASA FCU! DECEMBER 2012

Wrap Up the Holidays with NASA FCU! DECEMBER 2012 Wrap Up the Holidays with NASA FCU! DECEMBER 2012 Easy Does It This Holiday Season Wrap up your banking with NASA FCU NEW! Mobile Bill Payments Pay bills quickly and securely from wherever you are with

More information

Activity: After the Bell Before the Curtain

Activity: After the Bell Before the Curtain Activity: After the Bell Before the Curtain Activity Objective: Students will review terms and concepts from the Stock Market Game. They will also realize that winning the SMG is not the most important

More information

Volunteer Instructor Notes

Volunteer Instructor Notes Volunteer Instructor Notes KEY Student Activity Important Note Go Do It Now! Call to Action 1 Some classrooms may not be able to play videos, the internet connection may be very slow, or may not have audio

More information

Finding Math All About Money: Does it Pay?

Finding Math All About Money: Does it Pay? NATIONAL PARTNERSHIP FOR QUALITY AFTERSCHOOL LEARNING www.sedl.org/afterschool/toolkits Finding Math All About Money: Does it Pay?..............................................................................................

More information

Student finance new full-time students

Student finance new full-time students 2018/19 Student finance new full-time students /SFWales /SF_Wales /SFWFILM What is Student Finance Wales? Student Finance Wales is a service provided by the Student Loans Company. We provide financial

More information

Beware of skip-a-month payment offers. Remember, you still pay interest on your outstanding debt, and your total interest costs continue to rise.

Beware of skip-a-month payment offers. Remember, you still pay interest on your outstanding debt, and your total interest costs continue to rise. Managing Debt: Are You In Over Your Head Last week we began the conversation on credit and using it wisely. Maybe you do not have lots of debt issues or are spending within a comfortable range. Knowing

More information

UNIVERSITY OF MASSACHUSSETS DARTMOUTH College of Business Department of Accounting and Finance

UNIVERSITY OF MASSACHUSSETS DARTMOUTH College of Business Department of Accounting and Finance UNIVERSITY OF MASSACHUSSETS DARTMOUTH College of Business Department of Accounting and Finance Summer 2018 COURSE: FIN 670, Investment Analysis, Online section PREREQUISITES: FIN 500 and graduate standing

More information

Basic Certification Test: Study Guide for Tax Year 2017

Basic Certification Test: Study Guide for Tax Year 2017 Basic Certification Test: Study Guide for Tax Year 2017 TRAINING PRACTICE PROBLEMS 2018 i The items in parentheses refer to sections or page numbers in Publication 4012, Volunteer Resource Guide. It s

More information

Year-end Tax Planning Letter

Year-end Tax Planning Letter December 2011 Year-end Tax Planning Letter To Our Clients and Friends: As we approach year end, it s again time to focus on last-minute tax planning changes that you might want to consider to benefit you

More information

Options for dealing with debt

Options for dealing with debt Options for dealing with debt This factsheet explains what you can do if you cannot afford your debts. It gives an overview of the options that you may have, but is not a suitable alternative to speaking

More information

www.gov.uk/studentfinance 2016/17 i STUDENT FINANCE ENGLAND AN INTRODUCTION Student Finance England (SFE) provides financial support on behalf of the UK Government to students from England entering higher

More information

CollegeInvest Direct Portfolio College Savings Plan

CollegeInvest Direct Portfolio College Savings Plan Important changes coming to CollegeInvest Direct College Savings Plan We re making some changes to your plan. Effective March 23, 2018, the plan will have redesigned age-based options. These changes are

More information

Gunning For Stops By: Lan H. Turner

Gunning For Stops By: Lan H. Turner Gunning For Stops By: Lan H. Turner Stop order management can be a very complex subject, because in my opinion, it is the difference between a traders success and failure. This article is not in any sense

More information

The Normal Probability Distribution

The Normal Probability Distribution 1 The Normal Probability Distribution Key Definitions Probability Density Function: An equation used to compute probabilities for continuous random variables where the output value is greater than zero

More information

New York LIFE INSURANCE BUYER S GUIDE

New York LIFE INSURANCE BUYER S GUIDE New York LIFE INSURANCE BUYER S GUIDE This guide can help you when you shop for life insurance. It discusses how to: Find a Policy That Meets Your Needs and Fits Your Budget Decide How Much Insurance You

More information

FINANCES SUMMARY. $ In the bank $ cash on hand $ In gift/reward cards $

FINANCES SUMMARY. $ In the bank $ cash on hand $ In gift/reward cards $ Service Unit Finance Report Service Unit funds should be banked in the name of Girl Scouts of Ohio s Heartland Council, Inc., Service Unit. Two (2) non related, not living in the same household, approved

More information

UW-Platteville Pioneer Budget Model

UW-Platteville Pioneer Budget Model UW-Platteville Pioneer Budget Model This document is intended to provide a comprehensive overview of the UW-Platteville s budget model. Specifically, this document will cover the following topics: Model

More information

EVIDENCE OF COVERAGE JANUARY 1 - DECEMBER 31, 2018

EVIDENCE OF COVERAGE JANUARY 1 - DECEMBER 31, 2018 EVIDENCE OF COVERAGE JANUARY 1 - DECEMBER 31, 2018 H8854_18_1127_001_OE1 CMS Accepted: 08/28/2017 Form CMS 10260-ANOC-EOC (Approved 05/2017) OMB Approval 0938-1051 (Expires May 31, 2020) January 1 December

More information

2017/18 edition. CSP Budgeting. imperialcollegeunion.org CSP Budgeting 2017/18 1

2017/18 edition. CSP Budgeting. imperialcollegeunion.org CSP Budgeting 2017/18 1 2017/18 edition 1 2 3 CSP Budgeting imperialcollegeunion.org CSP Budgeting 2017/18 1 Contents 02 03 04 05 06 07 09 10 12 12 14 Contents Introduction The Process Timeline Building your budget Funding Criteria

More information

How to Strategically Manage Your Debt

How to Strategically Manage Your Debt Debt. Funny how four little letters can feel so dirty. Most of us have it in one shape or another, but none of us like to talk about it. Debt can get us into trouble, especially if it is unplanned and

More information

Pay As You Go Meter Statement

Pay As You Go Meter Statement Pay As You Go Meter Statement A Pay As You Go meter (or Prepayment meter) A meter that lets you pay for your electricity and gas in advance. You can buy credit at hundreds of Post Office branches or PayPoint

More information

SIMPLE SCAN FOR STOCKS: FINDING BUY AND SELL SIGNALS

SIMPLE SCAN FOR STOCKS: FINDING BUY AND SELL SIGNALS : The Simple Scan is The Wizard s easiest tool for investing in stocks. If you re new to investing or only have a little experience, the Simple Scan is ideal for you. This tutorial will cover how to find

More information

Budget Update Jaime Alicea Superintendent of Schools April 11, 2018

Budget Update Jaime Alicea Superintendent of Schools April 11, 2018 2018-19 Budget Update Jaime Alicea Superintendent of Schools April 11, 2018 #SCSDBudget AGENDA I. City, State & Federal Budget Updates II. State Budget Impact on Syracuse City School District III. Changes

More information

Guide to buying an annuity

Guide to buying an annuity Guide to buying an annuity 2 Welcome to our guide to buying an annuity You now have more choice than ever before when it comes to using your pension savings. Of course having more options can make it difficult

More information

Warm-Up 2/12/16. If you make $8.25/hour, work an average of 25 hours per week, and lose 20% to taxes, what is your annual NET pay?

Warm-Up 2/12/16. If you make $8.25/hour, work an average of 25 hours per week, and lose 20% to taxes, what is your annual NET pay? Warm-Up 2/12/16 If you make $8.25/hour, work an average of 25 hours per week, and lose 20% to taxes, what is your annual NET pay? If you are paid a salary of $40,900 and lose 20% to taxes, what is your

More information

Budgeting By Justin Kribs, CFP

Budgeting By Justin Kribs, CFP Budgeting By Justin Kribs, CFP Budgeting is the hallmark and back bone of any financial plan. It is also one of the hardest things for people to do. In much of the debt management material offered to consumers

More information

MONEY 101. An MIT Student s Guide to Financial Wellness. Your guide and online resource to answer the questions you have about financial wellness.

MONEY 101. An MIT Student s Guide to Financial Wellness. Your guide and online resource to answer the questions you have about financial wellness. MONEY 101 An MIT Student s Guide to Financial Wellness Your guide and online resource to answer the questions you have about financial wellness. FAQs and Tips on: 1. The Value of Credit Union Membership

More information

Reflecting changes from 2010 health reform law. Medicare Resource Guide Six Steps to Choosing Your Medicare Coverage

Reflecting changes from 2010 health reform law. Medicare Resource Guide Six Steps to Choosing Your Medicare Coverage Reflecting changes from 2010 health reform law Medicare Resource Guide Six Steps to Choosing Your Medicare Coverage Seniors, Baby Boomers and Caregivers Introduction - Seniors, Baby Boomers and Caregivers

More information

501(c)(3) for Parent Groups. The Basics

501(c)(3) for Parent Groups. The Basics 501(c)(3) for Parent Groups The Basics Do 501(c)(3), tax exemption, and nonprofit all mean the same thing? People tend to use these terms interchangeably, but they have distinct definitions. 501(c)(3)

More information

The Official York College of Pennsylvania Senior Class Newsletter HEY, DECEMBER GRADS!

The Official York College of Pennsylvania Senior Class Newsletter HEY, DECEMBER GRADS! Welcome back, SENIORS! The Official York College of Pennsylvania Senior Class Newsletter IN THIS ISSUE 01 Upcoming/Past Events 02 York College Fund Spotlight 03 Career Development 04 What is "Philanthropy"?

More information

HELP DESK TRAINING QUESTIONS IN RESPONSE TO THE LETTERS ****BELOW PLEASE FIND THE HOTTEST TOPICS FOLLOWED BY GENERAL QUESTIONS****

HELP DESK TRAINING QUESTIONS IN RESPONSE TO THE LETTERS ****BELOW PLEASE FIND THE HOTTEST TOPICS FOLLOWED BY GENERAL QUESTIONS**** HELP DESK TRAINING QUESTIONS IN RESPONSE TO THE LETTERS ****BELOW PLEASE FIND THE HOTTEST TOPICS FOLLOWED BY GENERAL QUESTIONS**** HOTTEST TOPICS What letters went out? There are FIVE letters that have

More information

7. Exercise Review and Exam Preparation. Industrial Engineering and Management 1

7. Exercise Review and Exam Preparation. Industrial Engineering and Management 1 7. Exercise Review and Exam Preparation Industrial Engineering and Management 1 Today s Agenda Instructions on finalizing the report Calculations in the Exam Revision of typical calculations Other Questions

More information

SECTION FUNDAMENTAL ACCOUNTING POLICIES

SECTION FUNDAMENTAL ACCOUNTING POLICIES SECTION 2.0 - FUNDAMENTAL ACCOUNTING POLICIES 2.1 Introduction The financial statements of the College are prepared in accordance with accounting principles generally accepted in the United States of America,

More information

MONEY. Of course, going to college means. Managing Your Money CHAPTER 3. Watching everyday spending

MONEY. Of course, going to college means. Managing Your Money CHAPTER 3. Watching everyday spending CHAPTER 3 Managing Your Money MONEY Of course, going to college means attending classes, writing papers, and taking exams. But making money choices also is an important part of your college life. Good

More information

L S H S C l a s s o f pa r e n t c o m m i t t e e n e w s l e t t e r

L S H S C l a s s o f pa r e n t c o m m i t t e e n e w s l e t t e r L S H S C l a s s o f 2 0 1 6 pa r e n t c o m m i t t e e n e w s l e t t e r S p o n s o r e d b y P u r p l e & G o l d C l u b a 5 0 1 3 N o n - p r o f i t o r g a n i z a t i o n OUR MISSION To keep

More information

Medicare s new prescription drug insurance called

Medicare s new prescription drug insurance called KENTUCKY Medicare s new prescription drug insurance called Medicare Part D began January 1, 2006. To get this insurance, most people will have to sign up for one of the Part D Plans Medicare has approved.

More information

LEARNING TASKS These tasks match pages 3-21 in Student Guide 5.

LEARNING TASKS These tasks match pages 3-21 in Student Guide 5. STUDENT LEARNING PLAN Lesson 5-1: Checking Accounts OVERVIEW Nothing beats the feel of a crisp new $20 bill in your hand. But as you move toward the real world after high school, you ll run into situations

More information

SHADOWTRADERPRO FX TRADER USERS GUIDE

SHADOWTRADERPRO FX TRADER USERS GUIDE SHADOWTRADERPRO FX TRADER USERS GUIDE How to get maximum value from your ShadowTraderPro FX Trader subscription. ShadowTraderPro FX Trader delivers value to its subscribers on multiple levels. The newsletter

More information

Credit. What is Credit?

Credit. What is Credit? Credit What is Credit? For some, Credit can seem like this mysterious invisible force that pushes against us when we try to figure out how to buy a car, or a house. For others it is a wonderful ninja waiting

More information

10 Errors to Avoid When Refinancing

10 Errors to Avoid When Refinancing 10 Errors to Avoid When Refinancing I just refinanced from a 3.625% to a 3.375% 15 year fixed mortgage with Rate One (No financial relationship, but highly recommended.) If you are paying above 4% and

More information

Economics & Personal Finance

Economics & Personal Finance 1 Economics & Personal Finance 3 rd 9 weeks 2016 Monday, January 4 (Edgenuity) Lesson: Understanding Net Worth Objective: Students will be able to differentiate between assets and liabilities Tuesday,

More information

Medicare s new prescription drug insurance called

Medicare s new prescription drug insurance called NORTH DAKOTA Medicare s new prescription drug insurance called Medicare Part D began January 1, 2006. To get this insurance, most people will have to sign up for one of the Part D Plans Medicare has approved.

More information

FINANCIAL FOUNDATIONS

FINANCIAL FOUNDATIONS FINANCIAL FOUNDATIONS A Financial Beginnings Financial Education Program CREDIT Presenter's Guide Presented by Our Mission Financial Beginnings empowers youth and adults to take control of their financial

More information

Your Guide to Life Insurance for Families

Your Guide to Life Insurance for Families Your Guide to Life Insurance for Families (800) 827-9990 HealthMarkets.com Your Guide to Life Insurance for Families Contents Does My Family Need Life Insurance? 4 Types of Life Insurance for Families

More information

COMBINE YOUR PENSIONS

COMBINE YOUR PENSIONS COMBINE YOUR PENSIONS PAGE 1 INTRODUCTION PAGE 2 WHY COMBINE MY PENSIONS WITH SCOTTISH WIDOWS? PAGE 3 ARE THERE ANY PENSIONS THAT CAN T BE COMBINED? PAGE 4 THINGS TO CONSIDER PAGE 8 USE ILLUSTRATIONS PAGE

More information

14 Reasons Why You Shouldn t Retire Early

14 Reasons Why You Shouldn t Retire Early 14 Reasons Why You Shouldn t Retire Early Early retirement is a goal for many, including physicians. An extra decade or two to travel, pursue hobbies, and volunteer becomes more and more attractive, especially

More information

Financial Accounting

Financial Accounting Financial Accounting Course Number: ACC 201 Term: Summer 2018 Instructor * : Karen Kukla Dates: July 9 th August 10 th Institution: Syracuse University Meeting Times: M, T, W, TH, F Email: kakukla@syr.edu

More information

Results of the PwC Charities Survey 2012

Results of the PwC Charities Survey 2012 www.pwc.com/im Results of the PwC Charities Survey 2012 Gordon Wilson 1 Survey respondent profile Approximately 40 respondents, wide range of charitable objects Majority (78%) operating in the Isle of

More information

Unit 4 More Banking: Checks, Savings and ATMs

Unit 4 More Banking: Checks, Savings and ATMs Unit 4 More Banking: Checks, Savings and ATMs Banking: Vocabulary Review Directions: Draw a line to match the word with its meaning. 1. bank 2. credit 3. ATM 4. minimum 5. maximum 6. teller 7. balance

More information

Master Budget Excel Project

Master Budget Excel Project Master Budget Excel Project Overview: In this project, you will prepare a master budget in an Excel spreadsheet for Cascade Products Company for the year 2018, based on the materials in Ch. 7 Master Budgeting.

More information

Office of Student Financial Management. Kasia Palm, Director of Student Financial Management

Office of Student Financial Management. Kasia Palm, Director of Student Financial Management Office of Student Financial Management Kasia Palm, Director of Student Financial Management We advise prospective, current, and former Denver Law students on: General financial aid questions We do not

More information

REGULAR MEETING OF THE LEXINGTON CITY COUNCIL. November 12, :00 P. M.

REGULAR MEETING OF THE LEXINGTON CITY COUNCIL. November 12, :00 P. M. 1 REGULAR MEETING OF THE LEXINGTON CITY COUNCIL November 12, 2018 7:00 P. M. The regular meeting of the Lexington City Council was called to order at 7:00 P. M. by Mayor Spencer Johansen in the City Council

More information

2015 Financial Report

2015 Financial Report 2015 Financial Report Table of Contents 2 Message from the Chancellor 4 Financial Report 10 Statement of Responsibility 11 Independent Auditors Report 13 Statements of Activities 15 Statements of Cash

More information

A budget is a spending plan. An estimation of income and expenses over time. A budget is simply spending your money with purpose.

A budget is a spending plan. An estimation of income and expenses over time. A budget is simply spending your money with purpose. Debt Free Seminar Agenda: Define Budget Why do we need to budget our finances? How to create a budget? How to pay off debt? How to identify Needs and Wants? What s Next? BUDGET WHAT IS IT? A budget is

More information

Montana PTA Voice. Upcoming Deadlines. Providing PTA news and information for Montana PTA local units, councils, and members

Montana PTA Voice. Upcoming Deadlines. Providing PTA news and information for Montana PTA local units, councils, and members Montana PTA Voice Providing PTA news and information for Montana PTA local units, councils, and members Volume 8, Issue 3 October 2016 TREASURER s Message Hey Treasurers, it is time again for you to file

More information

1. Confidence Intervals (cont.)

1. Confidence Intervals (cont.) Math 1125-Introductory Statistics Lecture 23 11/1/06 1. Confidence Intervals (cont.) Let s review. We re in a situation, where we don t know µ, but we have a number from a normal population, either an

More information

Your financial goals

Your financial goals Your financial goals Retirement goal Age to retire: Life expectancy: Retirement Living Expenses: Enter living expenses for the following retirement periods: Expense Period 1 Client retired/co-client working

More information

Lesson 3: Failing to Get Medical. Treatment the Right Way

Lesson 3: Failing to Get Medical. Treatment the Right Way Lesson 3: Failing to Get Medical Treatment the Right Way Rule: The insurance company picks the medical provider. The injured worker can request a change in treatment. When you need a doctor, of course

More information

WELCOME TO TRUMAN STATE UNIVERSITY. International Student Pre-Arrival Orientation Money Matters. Fall 2016

WELCOME TO TRUMAN STATE UNIVERSITY. International Student Pre-Arrival Orientation Money Matters. Fall 2016 WELCOME TO TRUMAN STATE UNIVERSITY International Student Pre-Arrival Orientation Money Matters Fall 2016 MONEY MATTERS SCHOLARSHIPS Transfer Students: Remember that your scholarship is renewable based

More information

A guide to determining your investor profile. Invest your super according to your situation and needs

A guide to determining your investor profile. Invest your super according to your situation and needs A guide to determining your investor profile Invest your super according to your situation and needs It s time to make some investment decisions So, if you decided to take action, where could you start?

More information

Chapter 16. Random Variables. Copyright 2010 Pearson Education, Inc.

Chapter 16. Random Variables. Copyright 2010 Pearson Education, Inc. Chapter 16 Random Variables Copyright 2010 Pearson Education, Inc. Expected Value: Center A random variable assumes a value based on the outcome of a random event. We use a capital letter, like X, to denote

More information

Money Math for Teens. The Emergency Fund

Money Math for Teens. The Emergency Fund Money Math for Teens The Emergency Fund This Money Math for Teens lesson is part of a series created by Generation Money, a multimedia financial literacy initiative of the FINRA Investor Education Foundation,

More information

Money Management Curriculum Overview

Money Management Curriculum Overview Teaching Notes: The money management curriculum will help students understand their financial standing and create a plan that will help them succeed in improving their financial future. There are eight

More information

SANBORN REGIONAL BUDGET COMMITTEE PUBLIC HEARING APPROVED MEETING MINUTES JANUARY 11, 2018

SANBORN REGIONAL BUDGET COMMITTEE PUBLIC HEARING APPROVED MEETING MINUTES JANUARY 11, 2018 SANBORN REGIONAL BUDGET COMMITTEE PUBLIC HEARING APPROVED MEETING MINUTES JANUARY 11, 2018 (The video for the Budget Committee s Public Hearing and subsequent Meeting on 1-11-18 can be viewed under Budget

More information

Disco Dave s Dance Club Continuing the Accounting Cycle: Journal, Ledger, Trial Balance, Adjustments, Worksheet

Disco Dave s Dance Club Continuing the Accounting Cycle: Journal, Ledger, Trial Balance, Adjustments, Worksheet Overview One of your friends, Disco Dave, just started a new club called. Chart of Accounts These are the account names and numbers that you should use throughout the problem. Some of these accounts will

More information

Name: Preview. Use the word bank to fill in the missing letters. Some words may be used more than once. Circle any words you already know.

Name: Preview. Use the word bank to fill in the missing letters. Some words may be used more than once. Circle any words you already know. Preview. Use the word bank to fill in the missing letters. Some words may be used more than once. Circle any words you already know. Advance Organizer Banks, Credit & the Economy Preview. Use the word

More information

Flexible Home Loan. This document sets out your facility s terms and conditions. Some key information about your facility. Terms and Conditions

Flexible Home Loan. This document sets out your facility s terms and conditions. Some key information about your facility. Terms and Conditions Flexible Home Loan Terms and Conditions This document sets out your facility s terms and conditions In this document we ve explained the terms and conditions applying to your ANZ Flexible Home Loan. It

More information

Your Spending and Saving Plan

Your Spending and Saving Plan MODULE 4: Your Spending and Saving Plan MONEY SMART for Adults SEPTEMBER 2018 The Federal Deposit Insurance Corporation is an independent agency created by the Congress to maintain stability and public

More information

Working While Disabled: How We Can Help

Working While Disabled: How We Can Help 2018 Working While Disabled: How We Can Help SocialSecurity.gov What s inside Getting disability benefits? We can help you get to work 1 Social Security disability rules Social Security work incentives

More information

Before we get to specific suggestions, here are two important considerations to keep in mind.

Before we get to specific suggestions, here are two important considerations to keep in mind. November 1, 2017 To Our Clients and Friends: As we get closer to the end of yet another year, it s time to tie up the loose ends and implement tax saving strategies. This has been an interesting year in

More information

guide to saving for college

guide to saving for college guide to saving for college PERSONAL FINANCE Not your parents college cost You have a lot of financial priorities, preparing for retirement, paying off debt, and saving for emergencies are just a few.

More information

That means the average cost for just one four-year degree will be $132,000

That means the average cost for just one four-year degree will be $132,000 With the cost of tuition constantly going up these days, it is a rarity that I speak to a recent graduate who is not in student loan debt of some kind. In fact, the most recent statistics show that over

More information

Your Money, Your Goals Spotlight Series. Helping Clients Develop and Manage Cash Flow Budgets

Your Money, Your Goals Spotlight Series. Helping Clients Develop and Manage Cash Flow Budgets Your Money, Your Goals Spotlight Series Helping Clients Develop and Manage Cash Flow Budgets DISCLAIMER This presentation is being made by a Consumer Financial Protection Bureau representative on behalf

More information

Introduction to student finance Heckmondwike Grammar School Dr Emma Levitt

Introduction to student finance Heckmondwike Grammar School Dr Emma Levitt Introduction to student finance 2018-19 Heckmondwike Grammar School Dr Emma Levitt What we ll cover 1) What support? 3) When and how to repay 2) How do you get it? 4) Managing your money Student Finance

More information